8-K 1 bst02006.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-68542-07 Pooling and Servicing Agreement) (Commission 52-2365549 (State or other File Number) 52-2365550 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of BEAR STEARNS ARM TRUST, Mortgage Pass-Through Certificates, Series 2002-6 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BEAR STEARNS ARM TRUST Mortgage Pass-Through Certificates, Series 2002-6 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/2/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-6 Trust, relating to the December 26, 2002 distribution. EX-99.1

Bear Stearns ARM Trust Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 BST Series: 2002-6 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 07384MLX8 SEN 5.~~16737~~16180% ~~118~~94,~~997~~638,~~123~~288.2409 ~~512~~407,~~418~~086.3418 2412,~~358~~271,~~835~~788.1501 A-2 07384MLY6 SEN 5.~~81587~~81030% ~~165~~131,~~704~~784,~~110~~306.8364 ~~803~~638,~~094~~088.4605 3317,~~919~~088,~~804~~528.1941 A-3 07384MLZ3 SEN 5.~~81587~~81030% 8,~~660~~651,~~583~~748.2767 41,~~974~~891.01 8,~~834~~919.6028 X 07384MMC3 SEN 0.64850% 0.00 6451,~~308~~144.0311 0.00 R-1 07384MMA7 SEN 5.84846% 0.00 0.00 0.00 R-2 07384MMB5 SEN 5.84846% 0.00 0.00 0.00 B-1 07384MMD1 SUB 5.~~81587~~81030% 6,~~186~~179,~~102~~792.4808 29,~~981~~922.3001 6,~~310~~370.4089 B-2 07384MME9 SUB 5.~~81587~~81030% 4,~~454~~449,~~025~~482.6310 21,~~586~~544.6900 4,~~543~~587.5207 B-3 07384MMF6 SUB 5.~~81587~~81030% 2,~~227~~224,~~012~~741.8105 10,~~793~~772.3500 2,~~271~~293.7654 B-4 07384MMK5 SUB 5.~~81587~~81030% 1,~~237~~235,~~240~~978.4030 5,~~996~~984.3650 1,~~262~~274.1020 B-5 07384MML3 SUB 5.~~81587~~81030% ~~989~~988,~~772~~762.4276 4,~~796~~787.9950 1,~~009~~019.6634 B-6 07384MMM1 SUB 5.~~81587~~81030% ~~989~~988,~~798~~788.1142 4,~~797~~787.1163 1,~~009~~019.6936 Totals ~~309~~251,~~445~~141,~~769~~888.1911 1,~~499~~216,~~746~~006.6499 5829,~~303~~385,~~881~~800.0710

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 9482,~~638~~366,~~288~~500.0908 2412,~~871~~678,~~253~~874.4919 0.00 A-2 0.00 ~~131~~114,~~784~~695,~~306~~778.6423 3417,~~722~~726,~~898~~616.6546 0.00 A-3 0.00 8,~~651~~642,~~748~~829.6739 50,~~808~~810.6129 0.00 X 0.00 0.00 6451,~~308~~144.0311 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 B-1 0.00 6,~~179~~173,~~792~~421.0819 36,~~291~~292.7090 0.00 B-2 0.00 4,~~449~~444,~~482~~895.1003 26,~~130~~131.2107 0.00 B-3 0.00 2,~~224~~222,~~741~~447.0552 13,065.1154 0.00 B-4 0.00 1,~~235~~234,~~978~~704.3010 7,258.4670 0.00 B-5 0.00 ~~988~~987,~~762~~743.7642 5,806.6584 0.00 B-6 0.00 ~~988~~987,~~788~~769.4206 5,806.8099 0.00 Totals 0.00 ~~251~~221,~~141~~756,~~888~~088.1102 5930,~~803~~601,~~627~~807.7109 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 197,485,800.00 ~~118~~94,~~997~~638,~~123~~288.2409 ~~121~~97,~~388~~564.1972 2412,~~237~~174,~~446~~223.9529 0.00 0.00 A-2 275,000,000.00 ~~165~~131,~~704~~784,~~110~~306.8364 ~~169~~135,~~033~~859.6938 3316,~~750~~952,~~770~~669.5003 0.00 0.00 A-3 8,703,700.00 8,~~660~~651,~~583~~748.2767 8,~~834~~919.6028 0.00 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 R-1 50.00 0.00 0.00 0.00 0.00 0.00 R-2 50.00 0.00 0.00 0.00 0.00 0.00 B-1 6,216,900.00 6,~~186~~179,~~102~~792.4808 6,~~310~~370.4089 0.00 0.00 0.00 B-2 4,476,200.00 4,~~454~~449,~~025~~482.6310 4,~~543~~587.5207 0.00 0.00 0.00 B-3 2,238,100.00 2,~~227~~224,~~012~~741.8105 2,~~271~~293.7654 0.00 0.00 0.00 B-4 1,243,400.00 1,~~237~~235,~~240~~978.4030 1,~~262~~274.1020 0.00 0.00 0.00 B-5 994,700.00 ~~989~~988,~~772~~762.4276 1,~~009~~019.6634 0.00 0.00 0.00 B-6 994,726.15 ~~989~~988,~~798~~788.1142 1,~~009~~019.6936 0.00 0.00 0.00 Totals 497,353,626.15 ~~309~~251,~~445~~141,~~769~~888.1911 ~~315~~258,~~663~~907.6178 5729,~~988~~126,~~217~~892.4532 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 2412,~~358~~271,~~835~~788.1501 9482,~~638~~366,~~288~~500.0908 0.~~47921566~~41707556 2412,~~358~~271,~~835~~788.1501 A-2 3317,~~919~~088,~~804~~528.1941 ~~131~~114,~~784~~695,~~306~~778.6423 0.~~47921566~~41707556 3317,~~919~~088,~~804~~528.1941 A-3 8,~~834~~919.6028 8,~~651~~642,~~748~~829.6739 0.~~99403112~~99300635 8,~~834~~919.6028 X 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 B-1 6,~~310~~370.4089 6,~~179~~173,~~792~~421.0819 0.~~99403112~~99300635 6,~~310~~370.4089 B-2 4,~~543~~587.5207 4,~~449~~444,~~482~~895.1003 0.~~99403112~~99300635 4,~~543~~587.5207 B-3 2,~~271~~293.7654 2,~~224~~222,~~741~~447.0552 0.~~99403112~~99300635 2,~~271~~293.7654 B-4 1,~~262~~274.1020 1,~~235~~234,~~978~~704.3010 0.~~99403112~~99300635 1,~~262~~274.1020 B-5 1,~~009~~019.6634 ~~988~~987,~~762~~743.7642 0.~~99403112~~99300635 1,~~009~~019.6634 B-6 1,~~009~~019.6936 ~~988~~987,~~788~~769.4206 0.~~99403079~~99300602 1,~~009~~019.6936 Totals 5829,~~303~~385,~~881~~800.0710 ~~251~~221,~~141~~756,~~888~~088.1102 0.~~50495638~~44587206 5829,~~303~~385,~~881~~800.0710

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 197,485,800.00 ~~602~~479.~~56040303~~21566052 0.~~61466794~~49403410 ~~122~~61.~~73007452~~64606919 0.00000000 A-2 275,000,000.00 ~~602~~479.~~56040302~~21566051 0.~~61466796~~49403411 ~~122~~61.~~73007455~~64606920 0.00000000 A-3 8,703,700.00 ~~995~~994.~~04616083~~03112125 1.~~01503958~~02476878 0.00000000 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 50.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 ~~995~~994.~~04616127~~03112162 1.~~01503965~~02476958 0.00000000 0.00000000 B-2 4,476,200.00 ~~995~~994.~~04616192~~03112015 1.~~01503954~~02476878 0.00000000 0.00000000 B-3 2,238,100.00 ~~995~~994.~~04615969~~03112015 1.~~01503954~~02477101 0.00000000 0.00000000 B-4 1,243,400.00 ~~995~~994.~~04616374~~03112434 1.~~01503941~~02477079 0.00000000 0.00000000 B-5 994,700.00 ~~995~~994.~~04616467~~03112496 1.~~01503971~~02477129 0.00000000 0.00000000 B-6 994,726.15 ~~995~~994.~~04583246~~03078928 1.~~01504319~~02476445 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 ~~123~~62.~~34474251~~14010329 ~~479~~417.~~21566052~~07555723 0.~~47921566~~41707556 ~~123~~62.~~34474251~~14010329 A-2 0.00000000 ~~123~~62.~~34474251~~14010331 ~~479~~417.~~21566051~~07555720 0.~~47921566~~41707556 ~~123~~62.~~34474251~~14010331 A-3 0.00000000 1.~~01503958~~02476878 ~~994~~993.~~03112125~~00635247 0.~~99403112~~99300635 1.~~01503958~~02476878 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.~~01503965~~02476958 ~~994~~993.~~03112162~~00635204 0.~~99403112~~99300635 1.~~01503965~~02476958 B-2 0.00000000 1.~~01503954~~02476878 ~~994~~993.~~03112015~~00635137 0.~~99403112~~99300635 1.~~01503954~~02476878 B-3 0.00000000 1.~~01503954~~02477101 ~~994~~993.~~03112015~~00635360 0.~~99403112~~99300635 1.~~01503954~~02477101 B-4 0.00000000 1.~~01503941~~02477079 ~~994~~993.~~03112434~~00635355 0.~~99403112~~99300635 1.~~01503941~~02477079 B-5 0.00000000 1.~~01503971~~02477129 ~~994~~993.~~03112496~~00635367 0.~~99403112~~99300635 1.~~01503971~~02477129 B-6 0.00000000 1.~~01504319~~02476445 ~~994~~993.~~03078928~~00602482 0.~~99403079~~99300602 1.~~01504319~~02476445 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~16737~~16180% ~~118~~94,~~997~~638,~~123~~288.2409 ~~512~~407,~~418~~086.3418 0.00 0.00 A-2 275,000,000.00 5.~~81587~~81030% ~~165~~131,~~704~~784,~~110~~306.8364 ~~803~~638,~~094~~088.4605 0.00 0.00 A-3 8,703,700.00 5.~~81587~~81030% 8,~~660~~651,~~583~~748.2767 41,~~974~~891.01 0.00 0.00 X 0.00 0.64850% ~~118~~94,~~997~~638,~~123~~288.2409 6451,~~308~~144.0311 0.00 0.00 R-1 50.00 5.84846% 0.00 0.00 0.00 0.00 R-2 50.00 5.84846% 0.00 0.00 0.00 0.00 B-1 6,216,900.00 5.~~81587~~81030% 6,~~186~~179,~~102~~792.4808 29,~~981~~922.3001 0.00 0.00 B-2 4,476,200.00 5.~~81587~~81030% 4,~~454~~449,~~025~~482.6310 21,~~586~~544.6900 0.00 0.00 B-3 2,238,100.00 5.~~81587~~81030% 2,~~227~~224,~~012~~741.8105 10,~~793~~772.3500 0.00 0.00 B-4 1,243,400.00 5.~~81587~~81030% 1,~~237~~235,~~240~~978.4030 5,~~996~~984.3650 0.00 0.00 B-5 994,700.00 5.~~81587~~81030% ~~989~~988,~~772~~762.4276 4,~~796~~787.9950 0.00 0.00 B-6 994,726.15 5.~~81587~~81030% ~~989~~988,~~798~~788.1142 4,~~797~~787.1163 0.00 0.00 Totals 497,353,626.15 1,~~499~~216,~~746~~006.6499 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 ~~512~~407,~~418~~086.3418 0.00 9482,~~638~~366,~~288~~500.0908 A-2 0.00 0.00 ~~803~~638,~~094~~088.4605 0.00 ~~131~~114,~~784~~695,~~306~~778.6423 A-3 0.00 0.00 41,~~974~~891.01 0.00 8,~~651~~642,~~748~~829.6739 X 0.00 0.00 6451,~~308~~144.0311 0.00 9482,~~638~~366,~~288~~500.0908 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 29,~~981~~922.3001 0.00 6,~~179~~173,~~792~~421.0819 B-2 0.00 0.00 21,~~586~~544.6900 0.00 4,~~449~~444,~~482~~895.1003 B-3 0.00 0.00 10,~~793~~772.3500 0.00 2,~~224~~222,~~741~~447.0552 B-4 0.00 0.00 5,~~996~~984.3650 0.00 1,~~235~~234,~~978~~704.3010 B-5 0.00 0.00 4,~~796~~787.9950 0.00 ~~988~~987,~~762~~743.7642 B-6 0.00 0.00 4,~~797~~787.1163 0.00 ~~988~~987,~~788~~769.4206 Totals 0.00 0.00 1,~~499~~216,~~746~~006.6499 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 197,485,800.00 5.~~16737~~16180% ~~602~~479.~~56040303~~21566052 2.~~59470980~~06134406 0.00000000 0.00000000 A-2 275,000,000.00 5.~~81587~~81030% ~~602~~479.~~56040302~~21566051 2.~~92034349~~32032018 0.00000000 0.00000000 A-3 8,703,700.00 5.~~81587~~81030% ~~995~~994.~~04616083~~03112125 4.~~82254788~~81301171 0.00000000 0.00000000 X 0.00 0.64850% ~~602~~479.~~56040303~~21566052 0.~~32563369~~25897614 0.00000000 0.00000000 R-1 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 50.00 5.84846% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 6,216,900.00 5.~~81587~~81030% ~~995~~994.~~04616127~~03112162 4.~~82254822~~81301131 0.00000000 0.00000000 B-2 4,476,200.00 5.~~81587~~81030% ~~995~~994.~~04616192~~03112015 4.~~82254814~~81301104 0.00000000 0.00000000 B-3 2,238,100.00 5.~~81587~~81030% ~~995~~994.~~04615969~~03112015 4.~~82255038~~81301104 0.00000000 0.00000000 B-4 1,243,400.00 5.~~81587~~81030% ~~995~~994.~~04616374~~03112434 4.~~82255107~~81301271 0.00000000 0.00000000 B-5 994,700.00 5.~~81587~~81030% ~~995~~994.~~04616467~~03112496 4.~~82254951~~81300895 0.00000000 0.00000000 B-6 994,726.15 5.~~81587~~81030% ~~995~~994.~~04583246~~03078928 4.~~82254337~~81301311 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 2.~~59470980~~06134406 0.00000000 ~~479~~417.~~21566052~~07555723 A-2 0.00000000 0.00000000 2.~~92034349~~32032018 0.00000000 ~~479~~417.~~21566051~~07555720 A-3 0.00000000 0.00000000 4.~~82254788~~81301171 0.00000000 ~~994~~993.~~03112125~~00635247 X 0.00000000 0.00000000 0.~~32563369~~25897614 0.00000000 ~~479~~417.~~21566052~~07555723 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 4.~~82254822~~81301131 0.00000000 ~~994~~993.~~03112162~~00635204 B-2 0.00000000 0.00000000 4.~~82254814~~81301104 0.00000000 ~~994~~993.~~03112015~~00635137 B-3 0.00000000 0.00000000 4.~~82255038~~81301104 0.00000000 ~~994~~993.~~03112015~~00635360 B-4 0.00000000 0.00000000 4.~~82255107~~81301271 0.00000000 ~~994~~993.~~03112434~~00635355 B-5 0.00000000 0.00000000 4.~~82254951~~81300895 0.00000000 ~~994~~993.~~03112496~~00635367 B-6 0.00000000 0.00000000 4.~~82254337~~81301311 0.00000000 ~~994~~993.~~03078928~~00602482 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5930,~~897~~672,~~759~~629.7998 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 27,~~569~~658.7295 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 5930,~~900~~680,~~329~~288.5193 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 9678,~~701~~481.8084 Payment of Interest and Principal 5930,~~803~~601,~~627~~807.7109 Total Withdrawals (Pool Distribution Amount) 5930,~~900~~680,~~329~~288.5193 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 9678,~~701~~481.8084 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 9678,~~701~~481.8084

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 ~~449~~1,~~266~~298,278.2107 0.00 0.00 0.00 ~~449~~1,~~266~~298,278.2107 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 ~~449~~1,~~266~~298,278.2107 0.00 0.00 0.00 ~~449~~1,~~266~~298,278.2107 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~171821~~584795% 0.000000% 0.000000% 0.000000% 0.~~171821~~584795% 0.~~178751~~584985% 0.000000% 0.000000% 0.000000% 0.~~178751~~584985% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~171821~~584795% 0.000000% 0.000000% 0.000000% 0.~~171821~~584795% 0.~~178751~~584985% 0.000000% 0.000000% 0.000000% 0.~~178751~~584985%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 27,~~569~~658.7295

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~190869~~185295% Weighted Average Net Coupon 5.~~815869~~810295% Weighted Average Pass-Through Rate 5.~~815869~~810295% Weighted Average Maturity(Stepdown Calculation ) ~~352~~351 Beginning Scheduled Collateral Loan Count ~~709~~582 Number Of Loans Paid In Full ~~127~~69 Ending Scheduled Collateral Loan Count ~~582~~513 Beginning Scheduled Collateral Balance ~~309~~251,~~445~~141,~~769~~888.1710 Ending Scheduled Collateral Balance ~~251~~221,~~141~~756,~~888~~088.1001 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~251~~221,~~335~~933,~~973~~606.8551 Monthly P &I Constant 1,~~912~~553,~~112~~396.0560 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal ~~315~~258,~~663~~907.6277 Unscheduled Principal 5729,~~988~~126,~~217~~892.4532

Miscellaneous Reporting Average Loss Severity 0 Senior Percentage 9290.~~003596~~157240% Senior Prepayment Percentage 100.000000% Senior Mezzanine and Subordinate Pct. 79.~~996404~~842760% Subordinate Prepayment Percentage 0.000000%

Filing Compare · BEAR STEARNS ARM TRUST MORTGAGE PASS THRU CERT SERS 2002-6