8-K 1 mal02002.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2002-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-98155-02 Pooling and Servicing Agreement) (Commission 56-2302821 (State or other File Number) 56-2302823 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of MASTR ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2002-2 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-2 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2002-2 Trust By: Wells Fargo Bank Minnesota, N.A., as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-2 Trust, relating to the December 26, 2002 distribution. EX-99.1

MASTR ~~ALTERNATIVE~~Alternative ~~LOAN~~Loan Trust Mortgage Pass-Through Certificates Record Date: ~~10/31/02~~ 11/2530/02 Distribution Date: 12/26/02 MAL Series: 2002-2 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 576434AU8 SEN 7.25000% 3231,~~019~~829,~~495~~146.2163 ~~193~~192,~~451~~301.1209 ~~190~~560,~~348~~894.5802 A-R 576434AV6 SEN 7.25000% 0.00 0.00 0.00 A-LR 576434AW4 SEN 7.25000% 0.00 0.00 0.00 2-A-1 576434AX2 SEN 6.59000% 6664,~~825~~509,~~387~~117.4222 ~~366~~354,~~982~~262.7557 23,~~316~~364,~~270~~228.2028 3-A-1 576434AY0 SEN 7.00000% ~~148~~145,~~843~~563,~~493~~990.0476 ~~868~~849,~~253~~123.7128 32,~~279~~524,~~502~~229.2751 4-A-1 576434AZ7 SEN 7.75000% 9896,~~280~~069,~~569~~892.4796 ~~634~~620,~~728~~451.6839 24,~~210~~724,~~676~~678.5194 5-A-1 576434BD5 SEN 7.00000% 9389,~~117~~624,~~908~~800.3248 ~~543~~522,~~187~~811.8034 3,~~493~~727,~~107~~635.8405 PO-1 576434BB9 PO 0.00000% 2,~~897~~843,~~588~~978.2360 0.00 5338,~~609~~414.6418 PO-2 576434BC7 PO 0.00000% 1,~~487~~457,~~301~~085.3935 0.00 3019,~~216~~324.0490 A-X-1 576434BA1 IO 7.00000% 0.00 ~~134~~132,~~848~~420.3815 0.00 A-X-2 576434BE3 IO 7.00000% 0.00 4644,~~744~~578.1265 0.00 B-1 576434BF0 SUB 7.~~12679~~12682% 20,~~693~~674,~~097~~055.5031 122,~~896~~783.0963 19,~~042~~232.1930 B-2 576434BG8 SUB 7.~~12679~~12682% 7,~~390~~383,~~249~~448.2459 43,~~890~~850.6145 6,~~800~~868.6555 B-3 576434BH6 SUB 7.~~12679~~12682% 6,~~158~~152,~~374~~707.5246 36,~~574~~541.5205 5,~~667~~723.0663 B-4 576434AR5 SUB 7.~~12679~~12682% 2,~~956~~953,~~299~~579.5107 17,~~557~~541.4337 2,~~720~~747.4460 B-5 576434AS3 SUB 7.~~12679~~12682% 2,~~956~~953,~~299~~579.5107 17,~~557~~541.4337 2,~~720~~747.4460 B-6 576434AT1 SUB 7.~~12679~~12682% 2,~~712~~710,~~729~~233.8353 16,~~110~~096.8713 2,~~496~~521.3022 Totals ~~486~~474,~~338~~725,~~793~~615.1903 32,~~042~~970,~~783~~302.5147 1114,~~613~~999,~~178~~245.1678

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 31,~~829~~268,~~146~~252.6361 ~~383~~753,~~799~~195.7011 0.00 A-R 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 2-A-1 0.00 6461,~~509~~144,~~117~~888.2294 23,~~683~~718,~~252~~490.9585 0.00 3-A-1 0.00 ~~145~~143,~~563~~039,~~990~~761.7625 43,~~147~~373,~~755~~352.9879 0.00 4-A-1 0.00 9691,~~069~~345,~~892~~214.9603 25,~~845~~345,~~405~~130.1933 0.00 5-A-1 0.00 8985,~~624~~897,~~800~~165.4843 4,~~036~~250,~~295~~446.6439 0.00 PO-1 0.00 2,~~843~~805,~~978~~564.6042 5338,~~609~~414.6418 0.00 PO-2 0.00 1,~~457~~437,~~085~~760.3545 3019,~~216~~324.0490 0.00 A-X-1 0.00 0.00 ~~134~~132,~~848~~420.3815 0.00 A-X-2 0.00 0.00 4644,~~744~~578.1265 0.00 B-1 0.00 20,~~674~~654,~~055~~823.3101 ~~141~~142,~~938~~015.2893 0.00 B-2 0.00 7,~~383~~376,~~448~~580.5904 50,~~691~~719.2600 0.00 B-3 0.00 6,~~152~~146,~~707~~983.4683 42,~~241~~264.5868 0.00 B-4 0.00 2,~~953~~950,~~579~~831.0746 20,~~277~~288.8797 0.00 B-5 0.00 2,~~953~~950,~~579~~831.0746 20,~~277~~288.8797 0.00 B-6 0.00 2,~~710~~707,~~233~~712.5331 18,~~607~~617.1735 0.00 Totals 0.00 ~~474~~459,~~725~~726,~~615~~369.0324 1417,~~655~~969,~~961~~548.6725 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 32,191,000.00 3231,~~019~~829,~~495~~146.2163 32,~~345~~290.8743 ~~158~~528,~~002~~603.7159 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 2-A-1 67,367,000.00 6664,~~825~~509,~~387~~117.4222 5654,~~462~~998.1531 23,~~259~~309,~~808~~229.0597 0.00 0.00 3-A-1 150,298,000.00 ~~148~~145,~~843~~563,~~493~~990.0476 ~~110~~108,~~297~~762.1658 32,~~169~~415,~~205~~466.1193 0.00 0.00 4-A-1 101,381,000.00 9896,~~280~~069,~~569~~892.4796 6564,~~663~~680.7859 24,~~145~~659,~~012~~998.7335 0.00 0.00 5-A-1 94,589,000.00 9389,~~117~~624,~~908~~800.3248 ~~139~~136,~~125~~193.7156 3,~~353~~591,~~982~~441.1349 0.00 0.00 PO-1 2,916,656.00 2,~~897~~843,~~588~~978.2360 3,~~076~~049.8883 5035,~~532~~364.7634 0.00 0.00 PO-2 1,497,499.89 1,~~487~~457,~~301~~085.3935 54,~~038~~985.5727 2514,~~177~~339.4763 0.00 0.00 A-X-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 B-1 20,712,000.00 20,~~693~~674,~~097~~055.5031 19,~~042~~232.1930 0.00 0.00 0.00 B-2 7,397,000.00 7,~~390~~383,~~249~~448.2459 6,~~800~~868.6555 0.00 0.00 0.00 B-3 6,164,000.00 6,~~158~~152,~~374~~707.5246 5,~~667~~723.0663 0.00 0.00 0.00 B-4 2,959,000.00 2,~~956~~953,~~299~~579.5107 2,~~720~~747.4460 0.00 0.00 0.00 B-5 2,959,000.00 2,~~956~~953,~~299~~579.5107 2,~~720~~747.4460 0.00 0.00 0.00 B-6 2,715,207.82 2,~~712~~710,~~729~~233.8353 2,~~496~~521.3022 0.00 0.00 0.00 Totals 493,146,463.71 ~~486~~474,~~338~~725,~~793~~615.1903 ~~451~~444,~~457~~801.2047 1114,~~161~~554,~~720~~444.9630 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 ~~190~~560,~~348~~894.5802 31,~~829~~268,~~146~~252.6361 0.~~98875918~~97133524 ~~190~~560,~~348~~894.5802 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 2-A-1 23,~~316~~364,~~270~~228.2028 6461,~~509~~144,~~117~~888.2294 0.~~95757741~~90763859 23,~~316~~364,~~270~~228.2028 3-A-1 32,~~279~~524,~~502~~229.2751 ~~145~~143,~~563~~039,~~990~~761.7625 0.~~96850251~~95170768 32,~~279~~524,~~502~~229.2751 4-A-1 24,~~210~~724,~~676~~678.5194 9691,~~069~~345,~~892~~214.9603 0.~~94761240~~90100920 24,~~210~~724,~~676~~678.5194 5-A-1 3,~~493~~727,~~107~~635.8405 8985,~~624~~897,~~800~~165.4843 0.~~94751822~~90810946 3,~~493~~727,~~107~~635.8405 PO-1 5338,~~609~~414.6418 2,~~843~~805,~~978~~564.6042 0.~~97508194~~96191132 5338,~~609~~414.6418 PO-2 3019,~~216~~324.0490 1,~~457~~437,~~085~~760.3545 0.~~97301199~~96010722 3019,~~216~~324.0490 A-X-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 B-1 19,~~042~~232.1930 20,~~674~~654,~~055~~823.3101 0.~~99816799~~99723943 19,~~042~~232.1930 B-2 6,~~800~~868.6555 7,~~383~~376,~~448~~580.5904 0.~~99816799~~99723943 6,~~800~~868.6555 B-3 5,~~667~~723.0663 6,~~152~~146,~~707~~983.4683 0.~~99816799~~99723943 5,~~667~~723.0663 B-4 2,~~720~~747.4460 2,~~953~~950,~~579~~831.0746 0.~~99816799~~99723943 2,~~720~~747.4460 B-5 2,~~720~~747.4460 2,~~953~~950,~~579~~831.0746 0.~~99816799~~99723943 2,~~720~~747.4460 B-6 2,~~496~~521.3022 2,~~710~~707,~~233~~712.5331 0.~~99816799~~99723943 2,~~496~~521.3022 Totals 1114,~~613~~999,~~178~~245.1678 ~~474~~459,~~725~~726,~~615~~369.0324 0.~~96264629~~93223090 1114,~~613~~999,~~178~~245.1678

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 32,191,000.00 ~~994~~988.~~67227517~~75917586 1.~~00481097~~00308875 416.~~90828834~~42085024 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 67,367,000.00 ~~991~~957.~~96026868~~57740763 0.~~83812772~~81639838 3349.~~54473333~~12241854 0.00000000 3-A-1 150,298,000.00 ~~990~~968.~~32251287~~50251341 0.~~73385647~~72364622 2116.~~08614293~~07118478 0.00000000 4-A-1 101,381,000.00 ~~969~~947.~~41803168~~61240232 0.~~64769316~~63799519 2145.~~15793620~~96520403 0.00000000 5-A-1 94,589,000.00 ~~984~~947.~~44753957~~51821544 1.~~47084450~~43984565 3537.~~45847963~~96891277 0.00000000 PO-1 2,916,656.00 ~~993~~975.~~46245495~~08194316 1.~~05493414~~04565982 1712.~~32558108~~12496091 0.00000000 PO-2 1,497,499.89 ~~993~~973.~~18964892~~01199134 3.~~36465467~~32906201 169.~~81300290~~57571356 0.00000000 A-X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 20,712,000.00 ~~999~~998.~~08736481~~16798523 0.~~91937959~~92855832 0.00000000 0.00000000 B-2 7,397,000.00 ~~999~~998.~~08736515~~16798567 0.~~91937948~~92855888 0.00000000 0.00000000 B-3 6,164,000.00 ~~999~~998.~~08736535~~16798507 0.~~91938027~~92855775 0.00000000 0.00000000 B-4 2,959,000.00 ~~999~~998.~~08736397~~16798581 0.~~91937817~~92855694 0.00000000 0.00000000 B-5 2,959,000.00 ~~999~~998.~~08736397~~16798581 0.~~91937817~~92855694 0.00000000 0.00000000 B-6 2,715,207.82 ~~999~~998.~~08736636~~16798922 0.~~91937714~~92855507 0.00000000 0.00000000 (2) All Clases are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 517.~~91309931~~42393899 ~~988~~971.~~75917586~~33523687 0.~~98875918~~97133524 517.~~91309931~~42393899 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 3449.~~38286104~~93881693 ~~957~~907.~~57740763~~63859070 0.~~95757741~~90763859 3449.~~38286104~~93881693 3-A-1 0.00000000 2116.~~81999940~~79483100 ~~968~~951.~~50251341~~70768240 0.~~96850251~~95170768 2116.~~81999940~~79483100 4-A-1 0.00000000 2146.~~80562936~~60319922 ~~947~~901.~~61240232~~00920320 0.~~94761240~~90100920 2146.~~80562936~~60319922 5-A-1 0.00000000 3639.~~92932413~~40875842 ~~947~~908.~~51821544~~10945702 0.~~94751822~~90810946 3639.~~92932413~~40875842 PO-1 0.00000000 1813.~~38051522~~17062417 ~~975~~961.~~08194316~~91131899 0.~~97508194~~96191132 1813.~~38051522~~17062417 PO-2 0.00000000 2012.~~17765758~~90477557 ~~973~~960.~~01199134~~10721577 0.~~97301199~~96010722 2012.~~17765758~~90477557 A-X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.~~91937959~~92855832 ~~998~~997.~~16798523~~23942690 0.~~99816799~~99723943 0.~~91937959~~92855832 B-2 0.00000000 0.~~91937948~~92855888 ~~998~~997.~~16798567~~23942679 0.~~99816799~~99723943 0.~~91937948~~92855888 B-3 0.00000000 0.~~91938027~~92855775 ~~998~~997.~~16798507~~23942732 0.~~99816799~~99723943 0.~~91938027~~92855775 B-4 0.00000000 0.~~91937817~~92855694 ~~998~~997.~~16798581~~23942548 0.~~99816799~~99723943 0.~~91937817~~92855694 B-5 0.00000000 0.~~91937817~~92855694 ~~998~~997.~~16798581~~23942548 0.~~99816799~~99723943 0.~~91937817~~92855694 B-6 0.00000000 0.~~91937714~~92855507 ~~998~~997.~~16798922~~23943414 0.~~99816799~~99723943 0.~~91937714~~92855507 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 32,191,000.00 7.25000% 3231,~~019~~829,~~495~~146.2163 ~~193~~192,~~451~~301.1209 0.00 0.00 A-R 50.00 7.25000% 0.00 0.00 0.00 0.00 A-LR 50.00 7.25000% 0.00 0.00 0.00 0.00 2-A-1 67,367,000.00 6.59000% 6664,~~825~~509,~~387~~117.4222 ~~366~~354,~~982~~262.7557 0.00 0.00 3-A-1 150,298,000.00 7.00000% ~~148~~145,~~843~~563,~~493~~990.0476 ~~868~~849,~~253~~123.7128 0.00 0.00 4-A-1 101,381,000.00 7.75000% 9896,~~280~~069,~~569~~892.4796 ~~634~~620,~~728~~451.6839 0.00 0.00 5-A-1 94,589,000.00 7.00000% 9389,~~117~~624,~~908~~800.3248 ~~543~~522,~~187~~811.8034 0.00 0.00 PO-1 2,916,656.00 0.00000% 2,~~897~~843,~~588~~978.2360 0.00 0.00 0.00 PO-2 1,497,499.89 0.00000% 1,~~487~~457,~~301~~085.3935 0.00 0.00 0.00 A-X-1 0.00 7.00000% 2322,~~116~~700,~~865~~596.7939 ~~134~~132,~~848~~420.3815 0.00 0.00 A-X-2 0.00 7.00000% 87,~~013~~642,~~278~~054.0915 4644,~~744~~578.1265 0.00 0.00 B-1 20,712,000.00 7.~~12679~~12682% 20,~~693~~674,~~097~~055.5031 122,~~896~~783.0963 0.00 0.00 B-2 7,397,000.00 7.~~12679~~12682% 7,~~390~~383,~~249~~448.2459 43,~~890~~850.6145 0.00 0.00 B-3 6,164,000.00 7.~~12679~~12682% 6,~~158~~152,~~374~~707.5246 36,~~574~~541.5205 0.00 0.00 B-4 2,959,000.00 7.~~12679~~12682% 2,~~956~~953,~~299~~579.5107 17,~~557~~541.4337 0.00 0.00 B-5 2,959,000.00 7.~~12679~~12682% 2,~~956~~953,~~299~~579.5107 17,~~557~~541.4337 0.00 0.00 B-6 2,715,207.82 7.~~12679~~12682% 2,~~712~~710,~~729~~233.8353 16,~~110~~096.8713 0.00 0.00 Totals 493,146,463.71 32,~~042~~970,~~783~~302.5147 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~193~~192,~~451~~301.1209 0.00 31,~~829~~268,~~146~~252.6361 A-R 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 2-A-1 0.00 0.00 ~~366~~354,~~982~~262.7557 0.00 6461,~~509~~144,~~117~~888.2294 3-A-1 0.00 0.00 ~~868~~849,~~253~~123.7128 0.00 ~~145~~143,~~563~~039,~~990~~761.7625 4-A-1 0.00 0.00 ~~634~~620,~~728~~451.6839 0.00 9691,~~069~~345,~~892~~214.9603 5-A-1 0.00 0.00 ~~543~~522,~~187~~811.8034 0.00 8985,~~624~~897,~~800~~165.4843 PO-1 0.00 0.00 0.00 0.00 2,~~843~~805,~~978~~564.6042 PO-2 0.00 0.00 0.00 0.00 1,~~457~~437,~~085~~760.3545 A-X-1 0.00 0.00 ~~134~~132,~~848~~420.3815 0.00 2221,~~700~~843,~~596~~546.3966 A-X-2 0.00 0.00 4644,~~744~~578.1265 0.00 7,~~642~~301,~~054~~172.1575 B-1 0.00 0.00 122,~~896~~783.0963 0.00 20,~~674~~654,~~055~~823.3101 B-2 0.00 0.00 43,~~890~~850.6145 0.00 7,~~383~~376,~~448~~580.5904 B-3 0.00 0.00 36,~~574~~541.5205 0.00 6,~~152~~146,~~707~~983.4683 B-4 0.00 0.00 17,~~557~~541.4337 0.00 2,~~953~~950,~~579~~831.0746 B-5 0.00 0.00 17,~~557~~541.4337 0.00 2,~~953~~950,~~579~~831.0746 B-6 0.00 0.00 16,~~110~~096.8713 0.00 2,~~710~~707,~~233~~712.5331 Totals 0.00 0.00 32,~~042~~970,~~783~~302.5147 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 32,191,000.00 7.25000% ~~994~~988.~~67227517~~75917586 65.~~00947843~~97375322 0.00000000 0.00000000 A-R 50.00 7.25000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 7.25000% 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 67,367,000.00 6.59000% ~~991~~957.~~96026868~~57740763 5.~~44751510~~25869595 0.00000000 0.00000000 3-A-1 150,298,000.00 7.00000% ~~990~~968.~~32251287~~50251341 5.~~77688133~~64959800 0.00000000 0.00000000 4-A-1 101,381,000.00 7.75000% ~~969~~947.~~41803168~~61240232 6.~~26082481~~11999674 0.00000000 0.00000000 5-A-1 94,589,000.00 7.00000% ~~984~~947.~~44753957~~51821544 5.~~74261066~~52718963 0.00000000 0.00000000 PO-1 2,916,656.00 0.00000% ~~993~~975.~~46245495~~08194316 0.00000000 0.00000000 0.00000000 PO-2 1,497,499.89 0.00000% ~~993~~973.~~18964892~~01199134 0.00000000 0.00000000 0.00000000 A-X-1 0.00 7.00000% ~~987~~969.~~14752635~~37179013 5.~~75836041~~65466896 0.00000000 0.00000000 A-X-2 0.00 7.00000% ~~983~~937.~~02250246~~48290152 5.~~73429766~~46865036 0.00000000 0.00000000 B-1 20,712,000.00 7.~~12679~~12682% ~~999~~998.~~08736481~~16798523 5.~~93356943~~92813973 0.00000000 0.00000000 B-2 7,397,000.00 7.~~12679~~12682% ~~999~~998.~~08736515~~16798567 5.~~93356901~~92813979 0.00000000 0.00000000 B-3 6,164,000.00 7.~~12679~~12682% ~~999~~998.~~08736535~~16798507 5.~~93356911~~92813920 0.00000000 0.00000000 B-4 2,959,000.00 7.~~12679~~12682% ~~999~~998.~~08736397~~16798581 5.~~93356877~~92814126 0.00000000 0.00000000 B-5 2,959,000.00 7.~~12679~~12682% ~~999~~998.~~08736397~~16798581 5.~~93356877~~92814126 0.00000000 0.00000000 B-6 2,715,207.82 7.~~12679~~12682% ~~999~~998.~~08736636~~16798922 5.~~93356791~~92813923 0.00000000 0.00000000 (5) All Clases are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 65.~~00947843~~97375322 0.00000000 ~~988~~971.~~75917586~~33523687 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 5.~~44751510~~25869595 0.00000000 ~~957~~907.~~57740763~~63859070 3-A-1 0.00000000 0.00000000 5.~~77688133~~64959800 0.00000000 ~~968~~951.~~50251341~~70768240 4-A-1 0.00000000 0.00000000 6.~~26082481~~11999674 0.00000000 ~~947~~901.~~61240232~~00920320 5-A-1 0.00000000 0.00000000 5.~~74261066~~52718963 0.00000000 ~~947~~908.~~51821544~~10945702 PO-1 0.00000000 0.00000000 0.00000000 0.00000000 ~~975~~961.~~08194316~~91131899 PO-2 0.00000000 0.00000000 0.00000000 0.00000000 ~~973~~960.~~01199134~~10721577 A-X-1 0.00000000 0.00000000 5.~~75836041~~65466896 0.00000000 ~~969~~932.~~37179013~~77364017 A-X-2 0.00000000 0.00000000 5.~~73429766~~46865036 0.00000000 ~~937~~895.~~48290152~~66554748 B-1 0.00000000 0.00000000 5.~~93356943~~92813973 0.00000000 ~~998~~997.~~16798523~~23942690 B-2 0.00000000 0.00000000 5.~~93356901~~92813979 0.00000000 ~~998~~997.~~16798567~~23942679 B-3 0.00000000 0.00000000 5.~~93356911~~92813920 0.00000000 ~~998~~997.~~16798507~~23942732 B-4 0.00000000 0.00000000 5.~~93356877~~92814126 0.00000000 ~~998~~997.~~16798581~~23942548 B-5 0.00000000 0.00000000 5.~~93356877~~92814126 0.00000000 ~~998~~997.~~16798581~~23942548 B-6 0.00000000 0.00000000 5.~~93356791~~92813923 0.00000000 ~~998~~997.~~16798922~~23943414 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-X-1A 7.00000% 2,~~698~~687,~~284~~085.5379 2,~~687~~632,~~085~~392.7970 0.00 0.00 9997.~~15372543~~13554513% A-X-1B 7.00000% 3,~~878~~742,~~868~~388.4771 3,~~742~~476,~~388~~329.7162 0.00 0.00 9588.~~22023971~~45071032% A-X-1C 7.00000% 11,~~450~~230,~~708~~413.5831 11,~~230~~080,~~413~~985.3112 0.00 0.00 9795.~~00270354~~71201743% A-X-1D 7.00000% 5,~~089~~040,~~004~~708.2058 54,~~040~~653,~~708~~839.5823 0.00 0.00 9689.~~93381409~~49424065% PO-1A 0.00000% 0.00 0.00 ~~452,546.06~~ 448,510.14 98440,094.~~88334675~~87 97.02802624% PO-1B 0.00000% 0.00 0.00 ~~252,315.10~~ 248,090.02 247,808.43 98.~~21652052~~10504167% PO-1C 0.00000% 0.00 0.00 1,~~411~~388,~~918~~491.8172 1,~~388~~361,~~491~~875.7254 9796.~~88919878~~01274788% PO-1D 0.00000% 0.00 0.00 ~~780,808.26~~ 758,886.72 755,785.57 95.~~81249763~~42096498%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1417,~~619~~914,~~354~~370.0503 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~143~~159,~~553~~701.7061 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1418,~~762~~074,~~907~~071.7564 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~106~~104,~~946~~523.0839 Payment of Interest and Principal 1417,~~655~~969,~~961~~548.6725 Total Withdrawals (Pool Distribution Amount) 1418,~~762~~074,~~907~~071.7564 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~106~~104,~~893~~470.4380 Master Servicing Fee 52.6559 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~106~~104,~~946~~523.0839

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days ~~121~~110 0 0 0 ~~121~~110 1916,~~276~~558,~~465~~245.1626 0.00 0.00 0.00 1916,~~276~~558,~~465~~245.1626 60 Days 130 0 0 0 130 854,~~387~~874,673.7500 0.00 0.00 0.00 854,~~387~~874,673.7500 90 Days 02 0 0 0 02 0178,087.0075 0.00 0.00 0.00 0178,087.0075 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~122~~142 0 0 0 ~~122~~142 1921,~~361~~611,~~852~~006.9101 0.00 0.00 0.00 1921,~~361~~611,~~852~~006.9101 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 3.~~907007~~643591% 0.000000% 0.000000% 0.000000% 3.~~907007~~643591% 43.~~057632~~599037% 0.000000% 0.000000% 0.000000% 43.~~057632~~599037% 60 Days 0.~~032289~~993707% 0.000000% 0.000000% 0.000000% 0.~~032289~~993707% 01.~~017974~~059540% 0.000000% 0.000000% 0.000000% 01.~~017974~~059540% 90 Days 0.~~000000~~066247% 0.000000% 0.000000% 0.000000% 0.~~000000~~066247% 0.~~000000~~038708% 0.000000% 0.000000% 0.000000% 0.~~000000~~038708% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 34.~~939296~~703544% 0.000000% 0.000000% 0.000000% 34.~~939296~~703544% 4.~~075606~~697286% 0.000000% 0.000000% 0.000000% 4.~~075606~~697286%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1921 0 0 0 1921 2,~~068~~307,~~008~~898.6138 0.00 0.00 0.00 2,~~068~~307,~~008~~898.6138 60 Days 17 0 0 0 17 85716,~~387~~716.7564 0.00 0.00 0.00 85716,~~387~~716.7564 90 Days 01 0 0 0 01 085,387.0075 0.00 0.00 0.00 085,387.0075 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2029 0 0 0 2029 23,~~153~~110,~~396~~002.3677 0.00 0.00 0.00 23,~~153~~110,~~396~~002.3677 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 56.~~555556~~194690% 0.000000% 0.000000% 0.000000% 56.~~555556~~194690% 56.~~839624~~624948% 0.000000% 0.000000% 0.000000% 56.~~839624~~624948% 60 Days 02.~~292398~~064897% 0.000000% 0.000000% 0.000000% 02.~~292398~~064897% 02.~~241117~~057374% 0.000000% 0.000000% 0.000000% 02.~~241117~~057374% 90 Days 0.~~000000~~294985% 0.000000% 0.000000% 0.000000% 0.~~000000~~294985% 0.~~000000~~245110% 0.000000% 0.000000% 0.000000% 0.~~000000~~245110% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 58.~~847953~~554572% 0.000000% 0.000000% 0.000000% 58.~~847953~~554572% 68.~~080742~~927432% 0.000000% 0.000000% 0.000000% 68.~~080742~~927432% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 67 0 0 0 67 ~~814~~1,~~539~~228,896.4833 0.00 0.00 0.00 ~~814~~1,~~539~~228,896.4833 60 Days 02 0 0 0 02 0270,796.0070 0.00 0.00 0.00 0270,796.0070 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 69 0 0 0 69 ~~814~~1,~~539~~499,693.4803 0.00 0.00 0.00 ~~814~~1,~~539~~499,693.4803 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~336303~~616628% 0.000000% 0.000000% 0.000000% 1.~~336303~~616628% 1.~~143447~~810757% 0.000000% 0.000000% 0.000000% 1.~~143447~~810757% 60 Days 0.~~000000~~461894% 0.000000% 0.000000% 0.000000% 0.~~000000~~461894% 0.~~000000~~399014% 0.000000% 0.000000% 0.000000% 0.~~000000~~399014% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 12.~~336303~~078522% 0.000000% 0.000000% 0.000000% 12.~~336303~~078522% 12.~~143447~~209771% 0.000000% 0.000000% 0.000000% 12.~~143447~~209771% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4736 0 0 0 4736 74,~~479~~684,~~201~~351.3442 0.00 0.00 0.00 74,~~479~~684,~~201~~351.3442 60 Days 09 0 0 0 09 01,641,836.0083 0.00 0.00 0.00 01,641,836.0083 90 Days 01 0 0 0 01 092,700.00 0.00 0.00 0.00 092,700.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4746 0 0 0 4746 76,~~479~~418,~~201~~888.3425 0.00 0.00 0.00 76,~~479~~418,~~201~~888.3425 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 43.~~603330~~578529% 0.000000% 0.000000% 0.000000% 43.~~603330~~578529% 42.~~631533~~947478% 0.000000% 0.000000% 0.000000% 42.~~631533~~947478% 60 Days 0.~~000000~~894632% 0.000000% 0.000000% 0.000000% 0.~~000000~~894632% 01.~~000000~~033073% 0.000000% 0.000000% 0.000000% 01.~~000000~~033073% 90 Days 0.~~000000~~099404% 0.000000% 0.000000% 0.000000% 0.~~000000~~099404% 0.~~000000~~058328% 0.000000% 0.000000% 0.000000% 0.~~000000~~058328% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.~~603330~~572565% 0.000000% 0.000000% 0.000000% 4.~~603330~~572565% 4.~~631533~~038879% 0.000000% 0.000000% 0.000000% 4.~~631533~~038879% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3121 0 0 0 3121 64,~~199~~275,~~642~~857.1156 0.00 0.00 0.00 64,~~199~~275,~~642~~857.1156 60 Days 08 0 0 0 08 01,744,433.0075 0.00 0.00 0.00 01,744,433.0075 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 3129 0 0 0 3129 6,~~199~~020,~~642~~291.1131 0.00 0.00 0.00 6,~~199~~020,~~642~~291.1131 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 43.~~851330~~420195% 0.000000% 0.000000% 0.000000% 43.~~851330~~420195% 54.~~815199~~197053% 0.000000% 0.000000% 0.000000% 54.~~815199~~197053% 60 Days 01.~~000000~~302932% 0.000000% 0.000000% 0.000000% 01.~~000000~~302932% 01.~~000000~~712283% 0.000000% 0.000000% 0.000000% 01.~~000000~~712283% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.~~851330~~723127% 0.000000% 0.000000% 0.000000% 4.~~851330~~723127% 5.~~815199~~909336% 0.000000% 0.000000% 0.000000% 5.~~815199~~909336% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1825 0 0 0 1825 24,~~715~~061,~~073~~241.6257 0.00 0.00 0.00 24,~~715~~061,~~073~~241.6257 60 Days 04 0 0 0 04 0500,889.0008 0.00 0.00 0.00 0500,889.0008 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1829 0 0 0 1829 24,~~715~~562,~~073~~130.6265 0.00 0.00 0.00 24,~~715~~562,~~073~~130.6265 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 23.~~786378~~987241% 0.000000% 0.000000% 0.000000% 23.~~786378~~987241% 24.~~706341~~205652% 0.000000% 0.000000% 0.000000% 24.~~706341~~205652% 60 Days 0.~~000000~~637959% 0.000000% 0.000000% 0.000000% 0.~~000000~~637959% 0.~~000000~~518700% 0.000000% 0.000000% 0.000000% 0.~~000000~~518700% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 24.~~786378~~625199% 0.000000% 0.000000% 0.000000% 24.~~786378~~625199% 24.~~706341~~724352% 0.000000% 0.000000% 0.000000% 24.~~706341~~724352%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~143~~159,~~553~~701.7061

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 212,303.00 0.04305070% 212,303.00 0.~~04472120~~04618030% Fraud 9,862,929.00 1.99999994% 9,862,929.00 2.~~07760624~~14539118% Special Hazard 4,928,329.00 0.99936416% 4,928,329.00 1.~~03814263~~07201355% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Fixed 15 & 30 Year Weighted Average Gross Coupon 7.~~771692~~772471% Weighted Average Pass-Through Rate 7.~~507811~~508260% Weighted Average Maturity(Stepdown Calculation ) ~~313~~312 Beginning Scheduled Collateral Loan Count 3,~~155~~097 Number Of Loans Paid In Full 5878 Ending Scheduled Collateral Loan Count 3,~~097~~019 Beginning Scheduled Collateral Balance ~~486~~474,~~338~~725,~~794~~615.1093 Ending Scheduled Collateral Balance ~~474~~459,~~725~~726,~~615~~370.9314 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~475~~460,~~066~~074,~~845~~293.1059 Monthly P &I Constant 3,~~601~~519,~~186~~627.5456 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 1417,~~224~~579,~~492~~200.3210 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~474~~459,~~725~~726,~~615~~370.9314 Scheduled Principal ~~451~~444,~~457~~801.2149 Unscheduled Principal 1114,~~161~~554,~~720~~444.9630

Miscellaneous Reporting Group 1 Senior % 91.~~152009~~111991% Group 1 Junior % 8.~~847991~~888009% Group 2 Senior % 9190.~~212104~~932172% Group 2 Junior % 89.~~787896~~067828% Group 3 Senior % 9190.~~152463~~977215% Group 3 Junior % 89.~~847537~~022785% Group 4 Senior % 90.~~991402~~808749% Group 4 Junior % 9.~~008598~~191251% Group 5 Senior % 9190.~~059004~~755342% Group 5 Junior % 89.~~940996~~244658% Group 1 Senior Prepayment % 100.000000% Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 4 Senior Prepayment % 100.000000% Group 5 Senior Prepayment % 100.000000%

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 30 Year Fixed 30 Year Fixed 30 Year Weighted Average Coupon Rate 8.~~015762~~017203 7.~~186718~~185016 7.~~694520~~695103 Weighted Average Net Rate 7.~~689093~~690162 6.~~936717~~935017 7.~~426942~~427170 Weighted Average Maturity ~~325~~324 ~~352~~351 ~~355~~354 Beginning Loan Count ~~344~~342 ~~460~~449 1,~~038~~021 Loans Paid In Full 23 1116 1715 Ending Loan Count ~~342~~339 ~~449~~433 1,~~021~~006 Beginning Scheduled Balance 35,~~580~~382,~~126~~602.5427 7371,~~516~~190,~~042~~107.8972 ~~164~~161,~~702~~388,~~617~~982.1905 Ending scheduled Balance 3534,~~382~~810,~~602~~143.2704 7167,~~190~~820,~~107~~113.7238 ~~161~~158,~~388~~827,~~982~~349.0569 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~274~~272,~~174~~849.3062 ~~502~~487,~~452~~001.3508 1,~~178~~155,~~311~~677.8988 Scheduled Principal 36,~~506~~458.1036 6260,~~169~~749.8135 ~~122~~120,~~222~~757.2415 Unscheduled Principal ~~161~~536,~~018~~000.1787 23,~~263~~309,~~765~~244.3699 32,~~191~~440,~~412~~875.9021 Scheduled Interest ~~237~~236,~~668~~391.2026 ~~440~~426,~~282~~251.5473 1,~~056~~034,~~089~~920.6573 Servicing Fees 9,~~685~~642.7898 1514,~~315~~831.8625 36,~~725~~034.6059 Master Servicing Fees 13.3734 0.00 39.2825 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~227~~226,~~969~~734.0594 ~~424~~411,~~966~~420.6848 1998,~~019,324~~846.7789 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.~~688642~~689708 6.~~936718~~935016 7.~~426656~~426878

Group Level Collateral Statement Group Group 4 Group 5 Total Collateral Description Fixed 30 Year Fixed 15 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 8.~~273522~~277691 7.~~698788~~690801 7.~~771692~~772471 Weighted Average Net Rate 8.~~021819~~025954 7.~~440314~~432037 7.~~507941~~508393 Weighted Average Maturity ~~354~~353 ~~174~~173 ~~313~~312 Beginning Loan Count ~~651~~639 ~~662~~646 3,~~155~~097 Loans Paid In Full 1225 1619 5878 Ending Loan Count ~~639~~614 ~~646~~627 3,~~097~~019 Beginning Scheduled Balance ~~108~~106,~~791~~552,~~639~~540.6657 ~~103~~100,~~748~~211,~~367~~383.8232 ~~486~~474,~~338~~725,~~794~~615.1093 Ending scheduled Balance ~~106~~101,~~552~~818,~~540~~213.5781 ~~100~~96,~~211~~450,~~383~~550.3222 ~~474~~459,~~725~~726,~~615~~370.9314 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~822~~806,~~809~~792.1513 ~~823~~797,~~438~~306.85 3,~~601~~519,~~186~~627.5456 Scheduled Principal 7271,~~734~~784.1665 ~~157~~155,~~824~~051.9098 ~~451~~444,~~457~~801.2149 Unscheduled Principal 24,~~166~~662,~~364~~542.9311 3,~~379~~605,~~159~~781.6012 1114,~~161~~554,~~720~~444.9630 Scheduled Interest ~~750~~735,~~074~~007.9948 ~~665~~642,~~613~~254.9587 3,~~149~~074,~~729~~826.3307 Servicing Fees 22,~~819~~352.2667 2221,~~346~~609.9331 ~~106~~104,~~893~~470.4380 Master Servicing Fees 0.00 0.00 52.6559 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~727~~712,~~255~~654.7381 ~~643~~620,~~267~~645.0256 32,~~042~~970,~~783~~302.2568 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 8.~~021819~~025954 7.~~440314~~432037 7.~~507811~~508260

Filing Compare · MORTGAGE ASSSET SEC TRANS INC MASTR ALTERNATIVE LOAN 2002-2