8-K 1 msc02wl1.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-83986-08 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of MORGAN STANLEY DEAN WITTER CAPITAL I INC., Mortgage Pass-Through Certificates, Series 2002-WL1 Trust ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2002-WL1 Trust By: Wells Fargo Bank Minnesota, NA as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-WL1 Trust, relating to the December 26, 2002 distribution. EX-99.1

Morgan Stanley Capital I Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 MSMC Series: 2002-WL1 Contact: CTSLink Customer Service Wells Fargo Bank Minnesota, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution AP 61746WRN2 SEN 0.00000% ~~428~~426,~~181~~566.5408 0.00 1,~~615~~637.4656 1-A-1 61746WRG7 SEN 6.00000% 98,~~038~~235,~~890~~364.5300 4541,~~194~~176.4582 ~~803~~684,~~526~~473.5327 1-A-2 61746WUT5 SEN 5.75000% 2220,~~580~~556,~~250~~821.8740 ~~108~~98,~~197~~501.0444 21,~~023~~723,~~429~~528.4815 1-A-3 61746WUU2 SEN 5.75000% 188,~~714~~060.3651 ~~904~~901.2612 ~~653~~660.8503 1-A-4 61746WUV0 SEN 5.50000% 7770,~~797~~881,~~730~~777.7791 ~~356~~324,~~572~~874.9382 65,~~915~~891,~~952~~261.8546 1-A-5 61746WUW8 SEN 21.~~33000~~88000% 1514,~~559~~176,~~546~~355.1558 3022,~~211~~209.4562 1,~~383~~178,~~190~~252.5729 1-A-6 61746WUX6 SEN 6.~~17000~~62000% 0.00 8078,~~002~~206.0023 0.00 1-A-7 61746WUY4 SEN 6.00000% 0.00 4,~~743~~321.5385 0.00 2-A-1 61746WRH5 SEN 6.00000% 98,~~409~~547,~~255~~565.0693 4742,~~046~~737.2883 ~~861~~1,~~689~~023,668.1332 2-A-2 61746WUZ1 SEN 5.50000% ~~169~~154,~~763~~216,~~490~~738.5554 ~~778~~706,~~082~~826.6772 1518,~~546~~469,~~752~~209.0195 2-A-3 61746WVA5 SEN 21.~~33000~~88000% 3330,~~952~~842,~~013~~726.8007 6548,~~923~~320.4927 3,~~109~~693,~~287~~767.7354 2-A-4 61746WVB3 SEN 6.~~17000~~62000% 0.00 ~~174~~170,~~569~~149.9404 0.00 A-R 61746WRP7 SEN 6.00000% 0.00 1316.0997 0.00 A-LR 61746WVQ0 SEN 6.00000% 0.00 0.00 0.00 3-A-1 61746WVC1 SEN 6.~~84311~~84011% 2218,~~118~~998,~~540~~727.2072 ~~126~~108,~~034~~294.2343 32,~~119~~729,~~812~~333.4902 3-A-2 61746WVD9 SEN 5.75000% 9880,~~480~~452,~~243~~145.2756 ~~471~~385,~~445~~499.0186 1815,~~028~~771,~~097~~679.7142 3-A-3 61746WVE7 SEN 21.~~38000~~93000% 2117,~~883~~877,~~928~~788.2571 4328,~~305~~753.4644 43,~~006~~504,~~139~~726.5432 3-A-4 61746WVF4 SEN 6.~~12000~~57000% 0.00 ~~111~~97,~~608~~880.0389 0.00 3-A-5 61746WVG2 SEN 6.25000% 18,195,000.00 94,~~684~~765.4363 0.00 3-A-6 61746WVH0 SEN 6.25000% 17,657,000.00 91,~~884~~963.7454 0.00 A-X-1 61746WRM4 SEN 6.00000% 0.00 4540,~~715~~951.5849 0.00 A-X-2 61746WVM9 SEN 6.00000% 0.00 ~~102~~91,~~011~~710.7554 0.00 3-A-X 61746WVP2 SEN 6.25000% 0.00 7765,~~210~~984.6667 0.00 B-1 61746WRJ1 SUB 6.00000% 2,~~143~~134,~~940~~774.4395 10,~~719~~673.7087 9,~~165~~198.4854 B-2 61746WRK8 SUB 6.00000% ~~973~~969,~~797~~634.1814 4,~~868~~848.9917 4,~~163~~178.0406 B-3 61746WRL6 SUB 6.00000% ~~585~~582,~~071~~570.6341 2,~~925~~912.3685 2,~~501~~510.2224 B-4 61746WTF7 SUB 6.~~52561~~51913% ~~389~~388,~~717~~051.2014 2,~~119~~108.2813 1,~~666~~672.0708 B-5 61746WTG5 SUB 6.~~52561~~51913% ~~389~~388,~~717~~051.2014 2,~~119~~108.2813 1,~~666~~672.0708 B-6 61746WTH3 SUB 6.~~52561~~51913% ~~390~~388,~~160~~492.4751 2,~~121~~110.6953 1,~~667~~673.9698 3-B-1 61746WVJ6 SUB 6.~~84311~~84011% 2,~~851~~848,~~277~~378.1377 16,~~246~~236.9401 2,~~898~~923.3620 3-B-2 61746WVK3 SUB 6.~~84311~~84011% 2,~~323~~320,~~336~~975.7707 13,~~238~~229.6676 2,~~361~~381.7095 3-B-3 61746WVL1 SUB 6.~~84311~~84011% 1,~~689~~687,~~608~~891.7423 9,~~627~~621.6013 1,~~717~~732.5123 3-B-4 61746WTJ9 SUB 6.~~84311~~84011% 1,~~055~~054,~~880~~807.7140 6,~~016~~012.5450 1,~~073~~082.3252 3-B-5 61746WTK6 SUB 6.~~84311~~84011% ~~739~~738,~~515~~763.7097 4,~~213~~211.8502 ~~751~~758.7317 3-B-6 61746WTL4 SUB 6.~~84311~~84011% 1,~~372~~370,~~362~~967.1510 7,~~819~~814.9063 1,~~395~~406.0298 A-X-3 61746WVN7 SEN 6.00000% 0.00 1,~~620~~592.3688 0.00 Totals ~~531~~476,~~957~~125,~~170~~995.6684 2,~~939~~627,~~019~~526.1783 5554,~~831~~703,~~174~~387.8336

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses AP 0.00 ~~426~~424,~~566~~928.0853 1,~~615~~637.4656 0.00 1-A-1 0.00 87,~~235~~550,~~364~~890.0072 ~~848~~725,~~720~~650.9809 0.00 1-A-2 0.00 2018,~~556~~833,~~821~~293.4025 21,~~131~~822,~~626~~029.5259 0.00 1-A-3 0.00 ~~188~~187,~~060~~400.5148 1,~~558~~561.1115 0.00 1-A-4 0.00 7064,~~881~~990,~~777~~516.9145 76,~~272~~216,~~525~~136.7828 0.00 1-A-5 0.00 1412,~~176~~998,~~355~~103.5829 1,~~413~~200,~~402~~461.0291 0.00 1-A-6 0.00 0.00 8078,~~002~~206.0023 0.00 1-A-7 0.00 0.00 4,~~743~~321.5385 0.00 2-A-1 0.00 87,~~547~~523,~~565~~897.9361 ~~908~~1,~~735~~066,406.4115 0.00 2-A-2 0.00 ~~154~~135,~~216~~747,~~738~~528.5459 1619,~~324~~176,~~834~~036.6867 0.00 2-A-3 0.00 3027,~~842~~148,~~726~~958.0753 3,~~175~~742,~~211~~087.2281 0.00 2-A-4 0.00 0.00 ~~174~~170,~~569~~149.9404 0.00 A-R 0.00 0.00 1316.0997 0.00 A-LR 0.00 0.00 0.00 0.00 3-A-1 0.00 1816,~~998~~269,~~727~~394.7270 32,~~245~~837,~~846~~627.7245 0.00 3-A-2 0.00 8064,~~452~~680,~~145~~466.5615 1816,~~499~~157,~~542~~179.7228 0.00 3-A-3 0.00 1714,~~877~~373,~~788~~062.7139 43,~~049~~533,~~445~~479.0076 0.00 3-A-4 0.00 0.00 ~~111~~97,~~608~~880.0389 0.00 3-A-5 0.00 18,195,000.00 94,~~684~~765.4363 0.00 3-A-6 0.00 17,657,000.00 91,~~884~~963.7454 0.00 A-X-1 0.00 0.00 4540,~~715~~951.5849 0.00 A-X-2 0.00 0.00 ~~102~~91,~~011~~710.7554 0.00 3-A-X 0.00 0.00 7765,~~210~~984.6667 0.00 B-1 0.00 2,~~134~~125,~~774~~576.9541 19,~~885~~872.1841 0.00 B-2 0.00 ~~969~~965,~~634~~456.1408 9,~~032~~026.0323 0.00 B-3 0.00 ~~582~~580,~~570~~060.4117 5,~~426~~423.5809 0.00 B-4 0.00 ~~388~~386,~~051~~379.1406 3,~~785~~780.3521 0.00 B-5 0.00 ~~388~~386,~~051~~379.1406 3,~~785~~780.3521 0.00 B-6 0.00 ~~388~~386,~~492~~818.5153 3,~~789~~784.6551 0.00 3-B-1 0.00 2,~~848~~845,~~378~~455.7756 19,~~145~~159.3021 0.00 3-B-2 0.00 2,~~320~~318,~~975~~593.0712 15,~~600~~611.3671 0.00 3-B-3 0.00 1,~~687~~686,~~891~~159.2300 11,~~345~~353.1136 0.00 3-B-4 0.00 1,~~054~~053,~~807~~724.4088 7,~~089~~095.8602 0.00 3-B-5 0.00 738,~~763~~005.9780 4,~~965~~969.5819 0.00 3-B-6 0.00 1,~~370~~369,~~967~~560.1012 9,~~214~~221.9261 0.00 A-X-3 0.00 0.00 1,~~620~~592.3688 0.00 Totals 0.00 ~~476~~421,~~125~~422,~~995~~608.8448 5857,~~770~~330,~~194~~914.0019 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) AP 431,280.00 ~~428~~426,~~181~~566.5408 1,~~600~~608.6327 1429.8329 0.00 0.00 1-A-1 10,000,000.00 98,~~038~~235,~~890~~364.5300 3128,~~317~~903.7928 ~~772~~655,~~208~~569.7499 0.00 0.00 1-A-2 25,000,000.00 2220,~~580~~556,~~250~~821.8740 7872,~~864~~779.0250 1,~~944~~650,~~565~~748.4665 0.00 0.00 1-A-3 190,000.00 188,~~714~~060.3651 2527.4887 ~~628~~632.3716 0.00 0.00 1-A-4 86,070,000.00 7770,~~797~~881,~~730~~777.7791 ~~269~~248,~~552~~770.1956 65,~~646~~642,~~400~~490.6690 0.00 0.00 1-A-5 17,214,000.00 1514,~~559~~176,~~546~~355.1558 5349,~~910~~754.4411 1,~~329~~128,~~280~~498.1318 0.00 0.00 1-A-6 0.00 0.00 0.00 0.00 0.00 0.00 1-A-7 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 11,000,000.00 98,~~409~~547,~~255~~565.0693 4440,~~488~~655.0124 ~~817~~983,~~201~~013.1308 0.00 0.00 2-A-2 198,464,000.00 ~~169~~154,~~763~~216,~~490~~738.5554 ~~802~~733,~~660~~509.6816 1417,~~744~~735,~~091~~700.3279 0.00 0.00 2-A-3 39,692,000.00 3330,~~952~~842,~~013~~726.8007 ~~160~~146,~~528~~698.9088 23,~~948~~547,~~758~~068.8367 0.00 0.00 2-A-4 0.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 3-A-1 25,000,000.00 2218,~~118~~998,~~540~~727.2072 2219,~~483~~497.7982 32,~~097~~709,~~328~~835.6920 0.00 0.00 3-A-2 115,131,000.00 9880,~~480~~452,~~243~~145.2756 ~~129~~112,~~924~~669.4777 1715,~~898~~659,~~173~~009.2364 0.00 0.00 3-A-3 25,584,000.00 2117,~~883~~877,~~928~~788.2571 2825,~~871~~037.3508 3,~~977~~479,~~268~~689.1925 0.00 0.00 3-A-4 0.00 0.00 0.00 0.00 0.00 0.00 3-A-5 18,195,000.00 18,195,000.00 0.00 0.00 0.00 0.00 3-A-6 17,657,000.00 17,657,000.00 0.00 0.00 0.00 0.00 A-X-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 3-A-X 0.00 0.00 0.00 0.00 0.00 0.00 B-1 2,162,000.00 2,~~143~~134,~~940~~774.4395 9,~~165~~198.4854 0.00 0.00 0.00 B-2 982,000.00 ~~973~~969,~~797~~634.1814 4,~~163~~178.0406 0.00 0.00 0.00 B-3 590,000.00 ~~585~~582,~~071~~570.6341 2,~~501~~510.2224 0.00 0.00 0.00 B-4 393,000.00 ~~389~~388,~~717~~051.2014 1,~~666~~672.0708 0.00 0.00 0.00 B-5 393,000.00 ~~389~~388,~~717~~051.2014 1,~~666~~672.0708 0.00 0.00 0.00 B-6 393,447.00 ~~390~~388,~~160~~492.4751 1,~~667~~673.9698 0.00 0.00 0.00 3-B-1 2,857,000.00 2,~~851~~848,~~277~~378.1377 2,~~898~~923.3620 0.00 0.00 0.00 3-B-2 2,328,000.00 2,~~323~~320,~~336~~975.7707 2,~~361~~381.7095 0.00 0.00 0.00 3-B-3 1,693,000.00 1,~~689~~687,~~608~~891.7423 1,~~717~~732.5123 0.00 0.00 0.00 3-B-4 1,058,000.00 1,~~055~~054,~~880~~807.7140 1,~~073~~082.3252 0.00 0.00 0.00 3-B-5 741,000.00 ~~739~~738,~~515~~763.7097 ~~751~~758.7317 0.00 0.00 0.00 3-B-6 1,375,115.00 1,~~372~~370,~~362~~967.1510 1,~~395~~406.0298 0.00 0.00 0.00 A-X-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 604,593,942.00 ~~531~~476,~~957~~125,~~170~~995.6684 1,~~655~~511,~~255~~101.2357 5453,~~175~~192,~~919~~285.5880 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution AP 1,~~615~~637.4656 ~~426~~424,~~566~~928.0853 0.~~98906993~~98527298 1,~~615~~637.4656 1-A-1 ~~803~~684,~~526~~473.5327 87,~~235~~550,~~364~~890.0072 0.~~82353640~~75508907 ~~803~~684,~~526~~473.5327 1-A-2 21,~~023~~723,~~429~~528.4815 2018,~~556~~833,~~821~~293.4025 0.~~82227286~~75333173 21,~~023~~723,~~429~~528.4815 1-A-3 ~~653~~660.8503 ~~188~~187,~~060~~400.5148 0.~~98979216~~98631832 ~~653~~660.8503 1-A-4 65,~~915~~891,~~952~~261.8546 7064,~~881~~990,~~777~~516.9145 0.~~82353640~~75508907 65,~~915~~891,~~952~~261.8546 1-A-5 1,~~383~~178,~~190~~252.5729 1412,~~176~~998,~~355~~103.5829 0.~~82353640~~75508907 1,~~383~~178,~~190~~252.5729 1-A-6 0.00 0.00 0.00000000 0.00 1-A-7 0.00 0.00 0.00000000 0.00 2-A-1 ~~861~~1,~~689~~023,668.1332 87,~~547~~523,~~565~~897.9361 0.~~77705145~~68399069 ~~861~~1,~~689~~023,668.1332 2-A-2 1518,~~546~~469,~~752~~209.0195 ~~154~~135,~~216~~747,~~738~~528.5459 0.~~77705145~~68399069 1518,~~546~~469,~~752~~209.0195 2-A-3 3,~~109~~693,~~287~~767.7354 3027,~~842~~148,~~726~~958.0753 0.~~77705145~~68399069 3,~~109~~693,~~287~~767.7354 2-A-4 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 3-A-1 32,~~119~~729,~~812~~333.4902 1816,~~998~~269,~~727~~394.7270 0.~~75994911~~65077579 32,~~119~~729,~~812~~333.4902 3-A-2 1815,~~028~~771,~~097~~679.7142 8064,~~452~~680,~~145~~466.5615 0.~~69878786~~56179887 1815,~~028~~771,~~097~~679.7142 3-A-3 43,~~006~~504,~~139~~726.5432 1714,~~877~~373,~~788~~062.7139 0.~~69878786~~56179887 43,~~006~~504,~~139~~726.5432 3-A-4 0.00 0.00 0.00000000 0.00 3-A-5 0.00 18,195,000.00 1.00000000 0.00 3-A-6 0.00 17,657,000.00 1.00000000 0.00 A-X-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 3-A-X 0.00 0.00 0.00000000 0.00 B-1 9,~~165~~198.4854 2,~~134~~125,~~774~~576.9541 0.~~98740747~~98315283 9,~~165~~198.4854 B-2 4,~~163~~178.0406 ~~969~~965,~~634~~456.1408 0.~~98740747~~98315283 4,~~163~~178.0406 B-3 2,~~501~~510.2224 ~~582~~580,~~570~~060.4117 0.~~98740747~~98315283 2,~~501~~510.2224 B-4 1,~~666~~672.0708 ~~388~~386,~~051~~379.1406 0.~~98740748~~98315282 1,~~666~~672.0708 B-5 1,~~666~~672.0708 ~~388~~386,~~051~~379.1406 0.~~98740748~~98315282 1,~~666~~672.0708 B-6 1,~~667~~673.9698 ~~388~~386,~~492~~818.5153 0.~~98740748~~98315283 1,~~667~~673.9698 3-B-1 2,~~898~~923.3620 2,~~848~~845,~~378~~455.7756 0.~~99698242~~99595924 2,~~898~~923.3620 3-B-2 2,~~361~~381.7095 2,~~320~~318,~~975~~593.0712 0.~~99698242~~99595924 2,~~361~~381.7095 3-B-3 1,~~717~~732.5123 1,~~687~~686,~~891~~159.2300 0.~~99698242~~99595924 1,~~717~~732.5123 3-B-4 1,~~073~~082.3252 1,~~054~~053,~~807~~724.4088 0.~~99698242~~99595924 1,~~073~~082.3252 3-B-5 ~~751~~758.7317 738,~~763~~005.9780 0.~~99698242~~99595924 ~~751~~758.7317 3-B-6 1,~~395~~406.0298 1,~~370~~369,~~967~~560.1012 0.~~99698360~~99596043 1,~~395~~406.0298 A-X-3 0.00 0.00 0.00000000 0.00 Totals 5554,~~831~~703,~~174~~387.8336 ~~476~~421,~~125~~422,~~995~~608.8448 0.~~78751367~~69703412 5554,~~831~~703,~~174~~387.8336

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion AP 431,280.00 ~~992~~989.~~81566500~~06993137 3.~~71134762~~72906233 0.~~03438601~~06791412 0.00000000 1-A-1 10,000,000.00 ~~903~~823.~~88905300~~53640000 32.~~13177900~~89032800 7765.~~22087400~~55699900 0.00000000 1-A-2 25,000,000.00 ~~903~~822.~~21003480~~27285600 32.~~15456080~~91118000 7766.~~78261840~~02994600 0.00000000 1-A-3 190,000.00 ~~993~~989.~~23347368~~79215789 0.~~13410526~~14668421 3.~~30721053~~32715789 0.00000000 1-A-4 86,070,000.00 ~~903~~823.~~88905275~~53639956 32.~~13177867~~89032834 7765.~~22087440~~55699895 0.00000000 1-A-5 17,214,000.00 ~~903~~823.~~88905252~~53639944 32.~~13177878~~89032822 7765.~~22087429~~55699895 0.00000000 1-A-6 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 11,000,000.00 ~~855~~777.~~38682364~~05144818 43.~~04436455~~69593091 7489.~~29101182~~36482545 0.00000000 2-A-2 198,464,000.00 ~~855~~777.~~38682355~~05144782 43.~~04436412~~69593055 7489.~~29101157~~36482581 0.00000000 2-A-3 39,692,000.00 ~~855~~777.~~38682354~~05144790 43.~~04436410~~69593067 7489.~~29101154~~36482591 0.00000000 2-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 ~~884~~759.~~74160800~~94910880 0.~~89935160~~77991280 ~~123~~108.~~89314760~~39340800 0.00000000 3-A-2 115,131,000.00 ~~855~~698.~~37555715~~78786391 10.~~12849250~~97862235 ~~155~~136.~~45920065~~01036767 0.00000000 3-A-3 25,584,000.00 ~~855~~698.~~37555699~~78786390 10.~~12849242~~97862258 ~~155~~136.~~45920067~~01036781 0.00000000 3-A-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 18,195,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-6 17,657,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A-X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,162,000.00 ~~991~~987.~~64682239~~40746994 4.~~23935245~~25464385 0.00000000 0.00000000 B-2 982,000.00 ~~991~~987.~~64682281~~40747454 4.~~23934827~~25464358 0.00000000 0.00000000 B-3 590,000.00 ~~991~~987.~~64683051~~40747458 4.~~23935593~~25464407 0.00000000 0.00000000 B-4 393,000.00 ~~991~~987.~~64681934~~40748092 4.~~23936387~~25465649 0.00000000 0.00000000 B-5 393,000.00 ~~991~~987.~~64681934~~40748092 4.~~23936387~~25465649 0.00000000 0.00000000 B-6 393,447.00 ~~991~~987.~~64682918~~40747801 4.~~23935117~~25465183 0.00000000 0.00000000 3-B-1 2,857,000.00 ~~997~~996.~~99689534~~98241862 1.~~01447672~~02317116 0.00000000 0.00000000 3-B-2 2,328,000.00 ~~997~~996.~~99689433~~98241838 1.~~01447595~~02317440 0.00000000 0.00000000 3-B-3 1,693,000.00 ~~997~~996.~~99689309~~98241583 1.~~01447726~~02317188 0.00000000 0.00000000 3-B-4 1,058,000.00 ~~997~~996.~~99689036~~98241966 1.~~01448015~~02317580 0.00000000 0.00000000 3-B-5 741,000.00 ~~997~~996.~~99689609~~98241565 1.~~01448043~~02317139 0.00000000 0.00000000 3-B-6 1,375,115.00 ~~997~~996.~~99809470~~98359774 1.~~01447515~~02317261 0.00000000 0.00000000 A-X-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution AP 0.00000000 3.~~74573363~~79697644 ~~989~~985.~~06993137~~27297811 0.~~98906993~~98527298 3.~~74573363~~79697644 1-A-1 0.00000000 8068.~~35265300~~44732700 ~~823~~755.~~53640000~~08907200 0.~~82353640~~75508907 8068.~~35265300~~44732700 1-A-2 0.00000000 8068.~~93717920~~94112600 ~~822~~753.~~27285600~~33173000 0.~~82227286~~75333173 8068.~~93717920~~94112600 1-A-3 0.00000000 3.~~44131579~~47384211 ~~989~~986.~~79215789~~31831579 0.~~98979216~~98631832 3.~~44131579~~47384211 1-A-4 0.00000000 8068.~~35265307~~44732729 ~~823~~755.~~53639956~~08907227 0.~~82353640~~75508907 8068.~~35265307~~44732729 1-A-5 0.00000000 8068.~~35265307~~44732718 ~~823~~755.~~53639944~~08907227 0.~~82353640~~75508907 8068.~~35265307~~44732718 1-A-6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A-7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 7893.~~33537545~~06075636 ~~777~~683.~~05144818~~99069182 0.~~77705145~~68399069 7893.~~33537545~~06075636 2-A-2 0.00000000 7893.~~33537574~~06075636 ~~777~~683.~~05144782~~99069146 0.~~77705145~~68399069 7893.~~33537574~~06075636 2-A-3 0.00000000 7893.~~33537564~~06075632 ~~777~~683.~~05144790~~99069158 0.~~77705145~~68399069 7893.~~33537564~~06075632 2-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 ~~124~~109.~~79249960~~17332080 ~~759~~650.~~94910880~~77578800 0.~~75994911~~65077579 ~~124~~109.~~79249960~~17332080 3-A-2 0.00000000 ~~156~~136.~~58769324~~98899011 ~~698~~561.~~78786391~~79887389 0.~~69878786~~56179887 ~~156~~136.~~58769324~~98899011 3-A-3 0.00000000 ~~156~~136.~~58769309~~98898999 ~~698~~561.~~78786390~~79887391 0.~~69878786~~56179887 ~~156~~136.~~58769309~~98898999 3-A-4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A-X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 4.~~23935245~~25464385 ~~987~~983.~~40746994~~15282609 0.~~98740747~~98315283 4.~~23935245~~25464385 B-2 0.00000000 4.~~23934827~~25464358 ~~987~~983.~~40747454~~15283096 0.~~98740747~~98315283 4.~~23934827~~25464358 B-3 0.00000000 4.~~23935593~~25464407 ~~987~~983.~~40747458~~15283051 0.~~98740747~~98315283 4.~~23935593~~25464407 B-4 0.00000000 4.~~23936387~~25465649 ~~987~~983.~~40748092~~15282443 0.~~98740748~~98315282 4.~~23936387~~25465649 B-5 0.00000000 4.~~23936387~~25465649 ~~987~~983.~~40748092~~15282443 0.~~98740748~~98315282 4.~~23936387~~25465649 B-6 0.00000000 4.~~23935117~~25465183 ~~987~~983.~~40747801~~15282617 0.~~98740748~~98315283 4.~~23935117~~25465183 3-B-1 0.00000000 1.~~01447672~~02317116 ~~996~~995.~~98241862~~95924396 0.~~99698242~~99595924 1.~~01447672~~02317116 3-B-2 0.00000000 1.~~01447595~~02317440 ~~996~~995.~~98241838~~95924399 0.~~99698242~~99595924 1.~~01447595~~02317440 3-B-3 0.00000000 1.~~01447726~~02317188 ~~996~~995.~~98241583~~95924395 0.~~99698242~~99595924 1.~~01447726~~02317188 3-B-4 0.00000000 1.~~01448015~~02317580 ~~996~~995.~~98241966~~95924386 0.~~99698242~~99595924 1.~~01448015~~02317580 3-B-5 0.00000000 1.~~01448043~~02317139 ~~996~~995.~~98241565~~95924426 0.~~99698242~~99595924 1.~~01448043~~02317139 3-B-6 0.00000000 1.~~01447515~~02317261 ~~996~~995.~~98359774~~96042513 0.~~99698360~~99596043 1.~~01447515~~02317261 A-X-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% ~~428~~426,~~181~~566.5408 0.00 0.00 0.00 1-A-1 10,000,000.00 6.00000% 98,~~038~~235,~~890~~364.5300 4541,~~194~~176.4582 0.00 0.00 1-A-2 25,000,000.00 5.75000% 2220,~~580~~556,~~250~~821.8740 ~~108~~98,~~197~~501.0444 0.00 0.00 1-A-3 190,000.00 5.75000% 188,~~714~~060.3651 ~~904~~901.2612 0.00 0.00 1-A-4 86,070,000.00 5.50000% 7770,~~797~~881,~~730~~777.7791 ~~356~~324,~~572~~874.9382 0.00 0.00 1-A-5 17,214,000.00 21.~~33000~~88000% 1514,~~559~~176,~~546~~355.1558 3022,~~211~~209.4562 0.00 0.00 1-A-6 0.00 6.~~17000~~62000% 1514,~~559~~176,~~546~~355.1558 8078,~~002~~206.0023 0.00 0.00 1-A-7 0.00 6.00000% ~~948~~864,~~706~~370.8808 4,~~743~~321.5385 0.00 0.00 2-A-1 11,000,000.00 6.00000% 98,~~409~~547,~~255~~565.0693 4742,~~046~~737.2883 0.00 0.00 2-A-2 198,464,000.00 5.50000% ~~169~~154,~~763~~216,~~490~~738.5554 ~~778~~706,~~082~~826.6772 0.00 0.00 2-A-3 39,692,000.00 21.~~33000~~88000% 3330,~~952~~842,~~013~~726.8007 6548,~~923~~320.4927 0.00 0.00 2-A-4 0.00 6.~~17000~~62000% 3330,~~952~~842,~~013~~726.8007 ~~174~~170,~~569~~149.9404 0.00 0.00 A-R 50.00 6.00000% 0.00 0.00 0.00 0.00 A-LR 50.00 6.00000% 0.00 0.00 0.00 0.00 3-A-1 25,000,000.00 6.~~84311~~84011% 2218,~~118~~998,~~540~~727.2072 ~~126~~108,~~132~~294.9443 0.00 0.00 3-A-2 115,131,000.00 5.75000% 9880,~~480~~452,~~243~~145.2756 ~~471~~385,~~884~~499.5086 0.00 0.00 3-A-3 25,584,000.00 21.~~38000~~93000% 2117,~~883~~877,~~928~~788.2571 4328,~~403~~753.1244 0.00 0.00 3-A-4 0.00 6.~~12000~~57000% 2117,~~883~~877,~~928~~788.2571 ~~111~~97,~~608~~880.0389 0.00 0.00 3-A-5 18,195,000.00 6.25000% 18,195,000.00 94,765.63 0.00 0.00 3-A-6 17,657,000.00 6.25000% 17,657,000.00 91,963.54 0.00 0.00 A-X-1 0.00 6.00000% 98,~~143~~190,~~115~~297.0786 4540,~~715~~951.5849 0.00 0.00 A-X-2 0.00 6.00000% 2018,~~402~~342,~~349~~108.2750 ~~102~~91,~~011~~710.7554 0.00 0.00 3-A-X 0.00 6.25000% 1412,~~824~~669,~~447~~055.6474 7765,~~210~~984.6667 0.00 0.00 B-1 2,162,000.00 6.00000% 2,~~143~~134,~~940~~774.4395 10,~~719~~673.7087 0.00 0.00 B-2 982,000.00 6.00000% ~~973~~969,~~797~~634.1814 4,~~868~~848.9917 0.00 0.00 B-3 590,000.00 6.00000% ~~585~~582,~~071~~570.6341 2,~~925~~912.3685 0.00 0.00 B-4 393,000.00 6.~~52561~~51913% ~~389~~388,~~717~~051.2014 2,~~119~~108.2813 0.00 0.00 B-5 393,000.00 6.~~52561~~51913% ~~389~~388,~~717~~051.2014 2,~~119~~108.2813 0.00 0.00 B-6 393,447.00 6.~~52561~~51913% ~~390~~388,~~160~~492.4751 2,~~121~~110.6953 0.00 0.00 3-B-1 2,857,000.00 6.~~84311~~84011% 2,~~851~~848,~~277~~378.1377 16,~~259~~236.6601 0.00 0.00 3-B-2 2,328,000.00 6.~~84311~~84011% 2,~~323~~320,~~336~~975.7707 13,~~249~~229.0376 0.00 0.00 3-B-3 1,693,000.00 6.~~84311~~84011% 1,~~689~~687,~~608~~891.7423 9,~~635~~621.1413 0.00 0.00 3-B-4 1,058,000.00 6.~~84311~~84011% 1,~~055~~054,~~880~~807.7140 6,~~021~~012.2550 0.00 0.00 3-B-5 741,000.00 6.~~84311~~84011% ~~739~~738,~~515~~763.7097 4,~~217~~211.1502 0.00 0.00 3-B-6 1,375,115.00 6.~~84311~~84011% 1,~~372~~370,~~362~~967.1510 7,~~826~~814.0263 0.00 0.00 A-X-3 0.00 6.00000% ~~324~~318,~~072~~575.3373 1,~~620~~592.3688 0.00 0.00 Totals 604,593,942.00 2,~~939~~627,~~846~~509.7086 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance AP 0.00 0.00 0.00 0.00 ~~426~~424,~~566~~928.0853 1-A-1 0.00 0.00 4541,~~194~~176.4582 0.00 87,~~235~~550,~~364~~890.0072 1-A-2 0.00 0.00 ~~108~~98,~~197~~501.0444 0.00 2018,~~556~~833,~~821~~293.4025 1-A-3 0.00 0.00 ~~904~~901.2612 0.00 ~~188~~187,~~060~~400.5148 1-A-4 0.00 0.00 ~~356~~324,~~572~~874.9382 0.00 7064,~~881~~990,~~777~~516.9145 1-A-5 0.00 0.00 3022,~~211~~209.4562 0.00 1412,~~176~~998,~~355~~103.5829 1-A-6 0.00 0.00 8078,~~002~~206.0023 0.00 1412,~~176~~998,~~355~~103.5829 1-A-7 0.00 0.00 4,~~743~~321.5385 0.00 ~~864~~792,~~370~~528.0891 2-A-1 0.00 0.00 4742,~~046~~737.2883 0.00 87,~~547~~523,~~565~~897.9361 2-A-2 0.00 0.00 ~~778~~706,~~082~~826.6772 0.00 ~~154~~135,~~216~~747,~~738~~528.5459 2-A-3 0.00 0.00 6548,~~923~~320.4927 0.00 3027,~~842~~148,~~726~~958.0753 2-A-4 0.00 0.00 ~~174~~170,~~569~~149.9404 0.00 3027,~~842~~148,~~726~~958.0753 A-R 0.00 0.00 1316.0997 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 3-A-1 0.00 0.00 ~~126~~108,~~034~~294.2343 0.00 1816,~~998~~269,~~727~~394.7270 3-A-2 0.00 0.00 ~~471~~385,~~445~~499.0186 0.00 8064,~~452~~680,~~145~~466.5615 3-A-3 0.00 0.00 4328,~~305~~753.4644 0.00 1714,~~877~~373,~~788~~062.7139 3-A-4 0.00 0.00 ~~111~~97,~~608~~880.0389 0.00 1714,~~877~~373,~~788~~062.7139 3-A-5 0.00 0.00 94,~~684~~765.4363 0.00 18,195,000.00 3-A-6 0.00 0.00 91,~~884~~963.7454 0.00 17,657,000.00 A-X-1 0.00 0.00 4540,~~715~~951.5849 0.00 87,~~190~~464,~~297~~353.8666 A-X-2 0.00 0.00 ~~102~~91,~~011~~710.7554 0.00 1816,~~342~~069,~~108~~384.5077 3-A-X 0.00 0.00 7765,~~210~~984.6667 0.00 1210,~~669~~566,~~055~~855.7450 B-1 0.00 0.00 10,~~719~~673.7087 0.00 2,~~134~~125,~~774~~576.9541 B-2 0.00 0.00 4,~~868~~848.9917 0.00 ~~969~~965,~~634~~456.1408 B-3 0.00 0.00 2,~~925~~912.3685 0.00 ~~582~~580,~~570~~060.4117 B-4 0.00 0.00 2,~~119~~108.2813 0.00 ~~388~~386,~~051~~379.1406 B-5 0.00 0.00 2,~~119~~108.2813 0.00 ~~388~~386,~~051~~379.1406 B-6 0.00 0.00 2,~~121~~110.6953 0.00 ~~388~~386,~~492~~818.5153 3-B-1 0.00 0.00 16,~~246~~236.9401 0.00 2,~~848~~845,~~378~~455.7756 3-B-2 0.00 0.00 13,~~238~~229.6676 0.00 2,~~320~~318,~~975~~593.0712 3-B-3 0.00 0.00 9,~~627~~621.6013 0.00 1,~~687~~686,~~891~~159.2300 3-B-4 0.00 0.00 6,~~016~~012.5450 0.00 1,~~054~~053,~~807~~724.4088 3-B-5 0.00 0.00 4,~~213~~211.8502 0.00 738,~~763~~005.9780 3-B-6 0.00 0.00 7,~~819~~814.9063 0.00 1,~~370~~369,~~967~~560.1012 A-X-3 0.00 0.00 1,~~620~~592.3688 0.00 ~~318~~315,~~575~~586.7355 Totals 0.00 0.00 2,~~939~~627,~~019~~526.1783 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall AP 431,280.00 0.00000% ~~992~~989.~~81566500~~06993137 0.00000000 0.00000000 0.00000000 1-A-1 10,000,000.00 6.00000% ~~903~~823.~~88905300~~53640000 4.~~51944500~~11768200 0.00000000 0.00000000 1-A-2 25,000,000.00 5.75000% ~~903~~822.~~21003480~~27285600 43.~~32788160~~94005760 0.00000000 0.00000000 1-A-3 190,000.00 5.75000% ~~993~~989.~~23347368~~79215789 4.~~75926316~~74273684 0.00000000 0.00000000 1-A-4 86,070,000.00 5.50000% ~~903~~823.~~88905275~~53639956 43.~~14282479~~77454188 0.00000000 0.00000000 1-A-5 17,214,000.00 21.~~33000~~88000% ~~903~~823.~~88905252~~53639944 1.~~75505112~~29020681 0.00000000 0.00000000 1-A-6 0.00 6.~~17000~~62000% ~~903~~823.~~88905252~~53639944 4.~~64749622~~54317590 0.00000000 0.00000000 1-A-7 0.00 6.00000% ~~903~~823.~~88933510~~53666170 4.~~51944248~~11768293 0.00000000 0.00000000 2-A-1 11,000,000.00 6.00000% ~~855~~777.~~38682364~~05144818 43.~~27693455~~88525727 0.00000000 0.00000000 2-A-2 198,464,000.00 5.50000% ~~855~~777.~~38682355~~05144782 3.~~92052297~~56148581 0.00000000 0.00000000 2-A-3 39,692,000.00 21.~~33000~~88000% ~~855~~777.~~38682354~~05144790 1.~~66087600~~21738058 0.00000000 0.00000000 2-A-4 0.00 6.~~17000~~62000% ~~855~~777.~~38682354~~05144790 4.~~39811398~~28673385 0.00000000 0.00000000 A-R 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 6.00000% 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 25,000,000.00 6.~~84311~~84011% ~~884~~759.~~74160800~~94910880 54.~~04531760~~33177720 0.00000000 0.00000000 3-A-2 115,131,000.00 5.75000% ~~855~~698.~~37555715~~78786391 43.~~09867455~~34835848 0.00000000 0.00000000 3-A-3 25,584,000.00 21.~~38000~~93000% ~~855~~698.~~37555699~~78786390 1.~~69649468~~12388368 0.00000000 0.00000000 3-A-4 0.00 6.~~12000~~57000% ~~855~~698.~~37555699~~78786390 43.~~36241518~~82586343 0.00000000 0.00000000 3-A-5 18,195,000.00 6.25000% 1000.00000000 5.20833361 0.00000000 0.00000000 3-A-6 17,657,000.00 6.25000% 1000.00000000 5.20833324 0.00000000 0.00000000 A-X-1 0.00 6.00000% ~~897~~804.~~90578069~~33372409 4.~~48952936~~02166869 0.00000000 0.00000000 A-X-2 0.00 6.00000% ~~824~~741.~~67514451~~39898193 43.~~12337587~~70699481 0.00000000 0.00000000 3-A-X 0.00 6.25000% ~~873~~746.~~94046702~~87440362 43.~~55177298~~88997113 0.00000000 0.00000000 B-1 2,162,000.00 6.00000% ~~991~~987.~~64682239~~40746994 4.~~95823312~~93703515 0.00000000 0.00000000 B-2 982,000.00 6.00000% ~~991~~987.~~64682281~~40747454 4.~~95823829~~93703666 0.00000000 0.00000000 B-3 590,000.00 6.00000% ~~991~~987.~~64683051~~40747458 4.~~95823729~~93703390 0.00000000 0.00000000 B-4 393,000.00 6.~~52561~~51913% ~~991~~987.~~64681934~~40748092 5.~~39256997~~36419847 0.00000000 0.00000000 B-5 393,000.00 6.~~52561~~51913% ~~991~~987.~~64681934~~40748092 5.~~39256997~~36419847 0.00000000 0.00000000 B-6 393,447.00 6.~~52561~~51913% ~~991~~987.~~64682918~~40747801 5.~~39256876~~36420407 0.00000000 0.00000000 3-B-1 2,857,000.00 6.~~84311~~84011% ~~997~~996.~~99689534~~98241862 5.~~69116556~~68288764 0.00000000 0.00000000 3-B-2 2,328,000.00 6.~~84311~~84011% ~~997~~996.~~99689433~~98241838 5.~~69116409~~68288660 0.00000000 0.00000000 3-B-3 1,693,000.00 6.~~84311~~84011% ~~997~~996.~~99689309~~98241583 5.~~69116361~~68288836 0.00000000 0.00000000 3-B-4 1,058,000.00 6.~~84311~~84011% ~~997~~996.~~99689036~~98241966 5.~~69116257~~68289225 0.00000000 0.00000000 3-B-5 741,000.00 6.~~84311~~84011% ~~997~~996.~~99689609~~98241565 5.~~69116059~~68288799 0.00000000 0.00000000 3-B-6 1,375,115.00 6.~~84311~~84011% ~~997~~996.~~99809470~~98359774 5.~~69117492~~68289198 0.00000000 0.00000000 A-X-3 0.00 6.00000% ~~963~~947.~~56322864~~22020534 4.~~81781124~~73610504 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~989~~985.~~06993137~~27297811 1-A-1 0.00000000 0.00000000 4.~~51944500~~11768200 0.00000000 ~~823~~755.~~53640000~~08907200 1-A-2 0.00000000 0.00000000 43.~~32788160~~94005760 0.00000000 ~~822~~753.~~27285600~~33173000 1-A-3 0.00000000 0.00000000 4.~~75926316~~74273684 0.00000000 ~~989~~986.~~79215789~~31831579 1-A-4 0.00000000 0.00000000 43.~~14282479~~77454188 0.00000000 ~~823~~755.~~53639956~~08907227 1-A-5 0.00000000 0.00000000 1.~~75505112~~29020681 0.00000000 ~~823~~755.~~53639944~~08907227 1-A-6 0.00000000 0.00000000 4.~~64749622~~54317590 0.00000000 ~~823~~755.~~53639944~~08907227 1-A-7 0.00000000 0.00000000 4.~~51944248~~11768293 0.00000000 ~~823~~755.~~53666170~~08931642 2-A-1 0.00000000 0.00000000 43.~~27693455~~88525727 0.00000000 ~~777~~683.~~05144818~~99069182 2-A-2 0.00000000 0.00000000 3.~~92052297~~56148581 0.00000000 ~~777~~683.~~05144782~~99069146 2-A-3 0.00000000 0.00000000 1.~~66087600~~21738058 0.00000000 ~~777~~683.~~05144790~~99069158 2-A-4 0.00000000 0.00000000 4.~~39811398~~28673385 0.00000000 ~~777~~683.~~05144790~~99069158 A-R 0.00000000 0.00000000 ~~261~~339.~~80000000~~40000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-A-1 0.00000000 0.00000000 54.~~04136920~~33177720 0.00000000 ~~759~~650.~~94910880~~77578800 3-A-2 0.00000000 0.00000000 43.~~09485725~~34835848 0.00000000 ~~698~~561.~~78786391~~79887389 3-A-3 0.00000000 0.00000000 1.~~69267745~~12388368 0.00000000 ~~698~~561.~~78786390~~79887391 3-A-4 0.00000000 0.00000000 43.~~36241518~~82586343 0.00000000 ~~698~~561.~~78786390~~79887391 3-A-5 0.00000000 0.00000000 5.~~20387084~~20833361 0.00000000 1000.00000000 3-A-6 0.00000000 0.00000000 5.~~20387042~~20833324 0.00000000 1000.00000000 A-X-1 0.00000000 0.00000000 4.~~48952936~~02166869 0.00000000 ~~804~~733.~~33372409~~04188443 A-X-2 0.00000000 0.00000000 43.~~12337587~~70699481 0.00000000 ~~741~~649.~~39898193~~53413119 3-A-X 0.00000000 0.00000000 43.~~55177298~~88997113 0.00000000 ~~746~~622.~~87440362~~94412951 B-1 0.00000000 0.00000000 4.~~95823312~~93703515 0.00000000 ~~987~~983.~~40746994~~15282609 B-2 0.00000000 0.00000000 4.~~95823829~~93703666 0.00000000 ~~987~~983.~~40747454~~15283096 B-3 0.00000000 0.00000000 4.~~95823729~~93703390 0.00000000 ~~987~~983.~~40747458~~15283051 B-4 0.00000000 0.00000000 5.~~39256997~~36419847 0.00000000 ~~987~~983.~~40748092~~15282443 B-5 0.00000000 0.00000000 5.~~39256997~~36419847 0.00000000 ~~987~~983.~~40748092~~15282443 B-6 0.00000000 0.00000000 5.~~39256876~~36420407 0.00000000 ~~987~~983.~~40747801~~15282617 3-B-1 0.00000000 0.00000000 5.~~68671334~~68288764 0.00000000 ~~996~~995.~~98241862~~95924396 3-B-2 0.00000000 0.00000000 5.~~68670962~~68288660 0.00000000 ~~996~~995.~~98241838~~95924399 3-B-3 0.00000000 0.00000000 5.~~68670998~~68288836 0.00000000 ~~996~~995.~~98241583~~95924395 3-B-4 0.00000000 0.00000000 5.~~68671078~~68289225 0.00000000 ~~996~~995.~~98241966~~95924386 3-B-5 0.00000000 0.00000000 5.~~68670715~~68288799 0.00000000 ~~996~~995.~~98241565~~95924426 3-B-6 0.00000000 0.00000000 5.~~68672438~~68289198 0.00000000 ~~996~~995.~~98359774~~96042513 A-X-3 0.00000000 0.00000000 4.~~81781124~~73610504 0.00000000 ~~947~~938.~~22020534~~33248594 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5857,~~859~~411,~~135~~501.6776 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 2118,~~882~~605.7336 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 5857,~~881~~430,~~018~~107.4012 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~110~~99,~~824~~192.4093 Payment of Interest and Principal 5857,~~770~~330,~~194~~914.0019 Total Withdrawals (Pool Distribution Amount) 5857,~~881~~430,~~018~~107.4012 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~110~~99,~~824~~192.4093 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~110~~99,~~824~~192.4093

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 5 0 0 0 5 21,~~506~~863,~~993~~231.9523 0.00 0.00 0.00 21,~~506~~863,~~993~~231.9523 60 Days 01 0 0 0 01 0354,742.0040 0.00 0.00 0.00 0354,742.0040 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 56 0 0 0 56 2,~~506~~217,~~993~~973.9563 0.00 0.00 0.00 2,~~506~~217,~~993~~973.9563 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~457038~~510204% 0.000000% 0.000000% 0.000000% 0.~~457038~~510204% 0.~~525142~~440901% 0.000000% 0.000000% 0.000000% 0.~~525142~~440901% 60 Days 0.~~000000~~102041% 0.000000% 0.000000% 0.000000% 0.~~000000~~102041% 0.~~000000~~083944% 0.000000% 0.000000% 0.000000% 0.~~000000~~083944% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~457038~~612245% 0.000000% 0.000000% 0.000000% 0.~~457038~~612245% 0.~~525142~~524844% 0.000000% 0.000000% 0.000000% 0.~~525142~~524844%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 12 0 0 0 12 ~~357~~685,~~668~~095.9689 0.00 0.00 0.00 ~~357~~685,~~668~~095.9689 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 12 0 0 0 12 ~~357~~685,~~668~~095.9689 0.00 0.00 0.00 ~~357~~685,~~668~~095.9689 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~416667~~904977% 0.000000% 0.000000% 0.000000% 0.~~416667~~904977% 0.~~306946~~640023% 0.000000% 0.000000% 0.000000% 0.~~306946~~640023% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~416667~~904977% 0.000000% 0.000000% 0.000000% 0.~~416667~~904977% 0.~~306946~~640023% 0.000000% 0.000000% 0.000000% 0.~~306946~~640023% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 1755,~~349,458~~694.4653 0.00 0.00 0.00 1755,~~349,458~~694.4653 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 1755,~~349,458~~694.4653 0.00 0.00 0.00 1755,~~349,458~~694.4653 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~462963~~508906% 0.000000% 0.000000% 0.000000% 0.~~462963~~508906% 0.~~683270~~433757% 0.000000% 0.000000% 0.000000% 0.~~683270~~433757% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~462963~~508906% 0.000000% 0.000000% 0.000000% 0.~~462963~~508906% 0.~~683270~~433757% 0.000000% 0.000000% 0.000000% 0.~~683270~~433757% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 21 0 0 0 21 ~~799~~422,~~866~~440.5381 0.00 0.00 0.00 ~~799~~422,~~866~~440.5381 60 Days 01 0 0 0 01 0354,742.0040 0.00 0.00 0.00 0354,742.0040 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 ~~799~~777,~~866~~183.5321 0.00 0.00 0.00 ~~799~~777,~~866~~183.5321 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~473934~~273224% 0.000000% 0.000000% 0.000000% 0.~~473934~~273224% 0.~~489608~~298897% 0.000000% 0.000000% 0.000000% 0.~~489608~~298897% 60 Days 0.~~000000~~273224% 0.000000% 0.000000% 0.000000% 0.~~000000~~273224% 0.~~000000~~250997% 0.000000% 0.000000% 0.000000% 0.~~000000~~250997% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~473934~~546448% 0.000000% 0.000000% 0.000000% 0.~~473934~~546448% 0.~~489608~~549894% 0.000000% 0.000000% 0.000000% 0.~~489608~~549894%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 2118,~~882~~605.7336

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 6.~~881797~~872265% Weighted Average Pass-Through Rate 6.~~631797~~622265% Weighted Average Maturity(Stepdown Calculation ) ~~173~~172 Beginning Scheduled Collateral Loan Count 1,~~224~~094 Number Of Loans Paid In Full ~~130~~114 Ending Scheduled Collateral Loan Count ~~1,094~~980 Beginning Scheduled Collateral Balance ~~531~~476,~~957~~125,~~170~~995.6683 Ending Scheduled Collateral Balance ~~476~~421,~~125~~422,~~995~~608.8348 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~477~~422,~~393~~596,~~910~~598.1227 Monthly P &I Constant 4,~~705~~237,~~939~~821.4941 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 5857,~~656~~216,~~296~~182.0291 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~476~~421,~~125~~422,~~995~~608.8348 Scheduled Principal 1,~~655~~511,~~255~~101.2456 Unscheduled Principal 5453,~~175~~192,~~919~~285.5979

Group Level Collateral Statement Group 1 2 3 Collateral Description Mixed Fixed Ratio ~~Strip~~St Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 6.~~666729~~657450 6.~~824378~~818434 7.~~093106~~090106 Weighted Average Net Rate 6.~~416729~~407450 6.~~574378~~568434 6.~~843106~~840106 Weighted Average Maturity ~~173~~172 ~~148~~147 ~~335~~334 Beginning Loan Count ~~263~~240 ~~477~~432 ~~484~~422 Loans Paid In Full 2319 4539 6256 Ending Loan Count ~~240~~221 ~~432~~393 ~~422~~366 Beginning Scheduled Balance ~~127~~116,~~340~~206,~~632~~209.0018 ~~216~~196,~~249~~717,~~846~~341.4178 ~~188~~163,~~366~~202,~~692~~444.2587 Ending scheduled Balance ~~116~~106,~~206~~720,~~209~~285.1819 ~~196~~173,~~717~~515,~~341~~902.7823 ~~163~~141,~~202~~186,~~444~~421.8706 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant 1,~~148~~052,~~779~~652.1836 2,~~252~~053,~~262~~410.2947 1,~~304~~131,~~898~~758.0258 Scheduled Principal ~~441~~407,~~324~~954.6383 1935,~~022,453~~657.3501 ~~191~~167,~~477~~489.2672 Unscheduled Principal 109,~~693~~077,~~098~~969.1916 1822,~~510~~265,~~051~~782.2854 2421,~~972~~848,~~770~~534.1209 Scheduled Interest ~~707~~644,~~454~~697.5553 1,~~229~~117,~~808~~753.9446 1964,~~113,420~~268.7686 Servicing Fees 2624,~~529~~209.3063 4540,~~052~~982.0377 3934,~~243~~000.0753 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~680~~620,~~925~~487.2590 1,~~184~~076,~~756~~770.9169 1930,~~074,177~~268.6933 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~416729~~407450 6.~~574378~~568434 6.~~843106~~840106

Group Level Collateral Statement Group Total Collateral Description Fixed & Mixed ARM Weighted Average Coupon Rate 6.~~881797~~872265 Weighted Average Net Rate 6.~~631797~~622265 Weighted Average Maturity ~~173~~172 Beginning Loan Count 1,~~224~~094 Loans Paid In Full ~~130~~114 Ending Loan Count ~~1,094~~980 Beginning Scheduled Balance ~~531~~476,~~957~~125,~~170~~995.6683 Ending scheduled Balance ~~476~~421,~~125~~422,~~995~~608.8348 Record Date 1011/3130/2002 Principal And Interest Constant 4,~~705~~237,~~939~~821.4941 Scheduled Principal 1,~~655~~511,~~255~~101.2456 Unscheduled Principal 5453,~~175~~192,~~919~~285.5979 Scheduled Interest 32,~~050~~726,~~684~~719.2585 Servicing Fees ~~110~~99,~~824~~192.4093 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,~~939~~627,~~859~~526.8592 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~631797~~622265

Miscellaneous Reporting Group 1 Junior Percentage 1.~~376790~~503946% Senior Prepayment Percentage 100.000000% Senior Percentage 98.~~623210~~496054% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 2 Junior Percentage 1.~~445128~~581107% Senior Prepayment Percentage 100.000000% Senior Percentage 98.~~554872~~418893% Bankruptcy Loss Coverage Grps 1 & 2 100,000.00 Fraud Loss Coverage Grps 1 & 2 3,929,748.00 Special Hazard Loss Coverage Grps 1 & 2 8,992,000.00 Group 3 Junior Percentage 56.~~325772~~140706% Senior Prepayment Percentage 100.000000% Senior Percentage 9493.~~674228~~859294% Bankruptcy Loss Coverage 100,000.00 Fraud Loss Coverage 4,232,383.00 Special Hazard Loss Coverage 2,189,000.00

Group

Filing Compare · MORGAN STANLEY DEAN WITTER CAPITAL INC TRUST 2002-WL1