8-K 1 mlm02a01.txt DECEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2002 MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2002-A01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-47270-02 Pooling and Servicing Agreement) (Commission 22-3844515 (State or other File Number) 22-3844516 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, Maryland 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2002 a distribution was made to holders of MERRILL LYNCH MORTGAGE INVESTORS, INC., Mortgage Pass-Through Certificates, Series 2002-A01 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-A01 Trust, relating to the December 26, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MERRILL LYNCH MORTGAGE INVESTORS, INC. Mortgage Pass-Through Certificates, Series 2002-A01 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 1/3/03 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-A01 Trust, relating to the December 26, 2002 distribution. EX-99.1

Merrill Lynch Mortgage Loans, Inc. Mortgage Pass-Through Certificates Record Date: 1011/3130/02 Distribution Date: 1112/2526/02 MLM Series: 2002-A01 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 589929YG7 SEN 5.18500% 3731,~~464~~618,~~782~~828.0150 ~~161~~136,~~879~~619.0869 5,~~845~~361,~~953~~804.5141 I-A2 589929YH5 SEN 5.81500% 23,382,248.00 113,306.48 0.00 1-AIO 589929YJ1 SEN 0.~~81649~~79028% 0.00 4136,~~400~~221.9298 0.00 II-A1 589929YK8 SEN 3.31200% 3119,~~783~~096,~~759~~302.5370 8752,~~723~~705.1880 1214,~~687~~273,~~456~~940.8487 II-A2 589929YL6 SEN 5.29000% 35,400,000.00 156,055.00 0.00 II-A3 589929YM4 SEN 6.16000% 29,621,804.00 152,058.59 0.00 II-A4 589929YN2 SEN 6.~~25150~~23641% 30,136,196.00 156,~~996~~617.9798 0.00 II-AIO 589929YP7 SEN 10.~~02548~~80182% 0.00 ~~108~~76,~~479~~342.7287 0.00 III-A1 589929YQ5 SEN 6.~~47691~~43155% 3632,~~273~~477,~~270~~543.0133 ~~195~~174,~~782~~067.2939 35,~~795~~152,~~726~~571.6822 III-AIO 589929YR3 SEN 0.00000% 0.00 0.00 0.00 RI 589929YY8 RES 0.00000% 0.00 0.00 0.00 RII 589929YZ5 RES 0.00000% 0.00 0.00 0.00 M-1 589929YS1 MEZ 6.~~28338~~26806% 4,~~728~~726,~~151~~888.3117 24,~~757~~690.3136 1,~~263~~314.1462 M-2 589929YT9 MEZ 6.~~28338~~26806% 1,~~891~~890,~~260~~755.5327 9,~~902~~876.9214 ~~505~~525.2685 M-3 589929YU6 MEZ 6.~~28338~~26806% 1,260,~~840~~503.3551 6,~~601~~584.9510 ~~336~~350.8457 B-1 589929YV4 SUB 6.~~28338~~26806% 630,~~420~~251.1876 3,~~300~~292.9705 ~~168~~175.4228 B-2 589929YW2 SUB 6.~~28338~~26806% 630,~~420~~251.1876 3,~~300~~292.9705 ~~168~~175.4228 B-3 589929YX0 SUB 6.~~28338~~26806% 631,~~420~~252.7506 3,~~306~~297.2127 ~~168~~175.6956 Totals ~~233~~211,~~834~~502,~~572~~825.8506 1,~~224~~105,~~852~~027.5675 2224,~~331~~791,~~747~~033.8066

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 3126,~~618~~257,~~828~~024.5010 65,~~007~~498,~~832~~424.5910 0.00 I-A2 0.00 23,382,248.00 113,306.48 0.00 1-AIO 0.00 0.00 4136,~~400~~221.9298 0.00 II-A1 0.00 194,~~096~~822,~~302~~361.7082 1214,~~775~~326,~~180~~646.0267 0.00 II-A2 0.00 35,400,000.00 156,055.00 0.00 II-A3 0.00 29,621,804.00 152,058.59 0.00 II-A4 0.00 30,136,196.00 156,~~996~~617.9798 0.00 II-AIO 0.00 0.00 ~~108~~76,~~479~~342.7287 0.00 III-A1 0.00 3227,~~477~~324,~~543~~972.3311 35,~~991~~326,~~508~~638.9761 0.00 III-AIO 0.00 0.00 0.00 0.00 RI 0.00 0.00 0.00 0.00 RII 0.00 0.00 0.00 0.00 M-1 0.00 4,~~726~~725,~~888~~573.1755 26,~~020~~004.4598 0.00 M-2 0.00 1,890,~~755~~229.2742 10,~~408~~401.1899 0.00 M-3 0.00 1,260,~~503~~152.5195 6,~~938~~934.7967 0.00 B-1 0.00 630,~~251~~076.7647 3,~~469~~467.3933 0.00 B-2 0.00 630,~~251~~076.7647 3,~~469~~467.3933 0.00 B-3 0.00 631,~~252~~076.0650 3,~~474~~472.9083 0.00 Totals 0.00 ~~211~~186,~~502~~711,~~825~~791.0639 2325,~~556~~896,~~600~~061.3641 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 68,219,752.00 3731,~~464~~618,~~782~~828.0150 2019,~~232~~637.1234 5,~~825~~342,~~721~~167.3907 0.00 0.00 I-A2 23,382,248.00 23,382,248.00 0.00 0.00 0.00 0.00 1-AIO 0.00 0.00 0.00 0.00 0.00 0.00 II-A1 73,000,000.00 3119,~~783~~096,~~759~~302.5370 3330,~~394~~477.5696 1214,~~654~~243,~~062~~462.2891 0.00 0.00 II-A2 35,400,000.00 35,400,000.00 0.00 0.00 0.00 0.00 II-A3 29,621,804.00 29,621,804.00 0.00 0.00 0.00 0.00 II-A4 30,136,196.00 30,136,196.00 0.00 0.00 0.00 0.00 II-AIO 0.00 0.00 0.00 0.00 0.00 0.00 III-A1 46,479,000.00 3632,~~273~~477,~~270~~543.0133 5,~~562~~324.1323 35,~~790~~147,~~164~~246.5599 0.00 0.00 III-AIO 0.00 0.00 0.00 0.00 0.00 0.00 RI 0.00 0.00 0.00 0.00 0.00 0.00 RII 0.00 0.00 0.00 0.00 0.00 0.00 M-1 4,740,000.00 4,~~728~~726,~~151~~888.3117 1,~~263~~314.1462 0.00 0.00 0.00 M-2 1,896,000.00 1,~~891~~890,~~260~~755.5327 ~~505~~525.2685 0.00 0.00 0.00 M-3 1,264,000.00 1,260,~~840~~503.3551 ~~336~~350.8457 0.00 0.00 0.00 B-1 632,000.00 630,~~420~~251.1876 ~~168~~175.4228 0.00 0.00 0.00 B-2 632,000.00 630,~~420~~251.1876 ~~168~~175.4228 0.00 0.00 0.00 B-3 633,003.08 631,~~420~~252.7506 ~~168~~175.6956 0.00 0.00 0.00 Totals 316,036,003.08 ~~233~~211,~~834~~502,~~572~~825.8506 6158,~~799~~156.5869 2224,~~269~~732,~~948~~876.2297 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 5,~~845~~361,~~953~~804.5141 3126,~~618~~257,~~828~~024.5010 0.~~46348495~~38488888 5,~~845~~361,~~953~~804.5141 I-A2 0.00 23,382,248.00 1.00000000 0.00 1-AIO 0.00 0.00 0.00000000 0.00 II-A1 1214,~~687~~273,~~456~~940.8487 194,~~096~~822,~~302~~361.7082 0.~~26159319~~06605975 1214,~~687~~273,~~456~~940.8487 II-A2 0.00 35,400,000.00 1.00000000 0.00 II-A3 0.00 29,621,804.00 1.00000000 0.00 II-A4 0.00 30,136,196.00 1.00000000 0.00 II-AIO 0.00 0.00 0.00000000 0.00 III-A1 35,~~795~~152,~~726~~571.6822 3227,~~477~~324,~~543~~972.3311 0.~~69875736~~58789931 35,~~795~~152,~~726~~571.6822 III-AIO 0.00 0.00 0.00000000 0.00 RI 0.00 0.00 0.00000000 0.00 RII 0.00 0.00 0.00000000 0.00 M-1 1,~~263~~314.1462 4,~~726~~725,~~888~~573.1755 0.~~99723379~~99695645 1,~~263~~314.1462 M-2 ~~505~~525.2685 1,890,~~755~~229.2742 0.~~99723379~~99695645 ~~505~~525.2685 M-3 ~~336~~350.8457 1,260,~~503~~152.5195 0.~~99723379~~99695645 ~~336~~350.8457 B-1 ~~168~~175.4228 630,~~251~~076.7647 0.~~99723380~~99695644 ~~168~~175.4228 B-2 ~~168~~175.4228 630,~~251~~076.7647 0.~~99723380~~99695644 ~~168~~175.4228 B-3 ~~168~~175.6956 631,~~252~~076.0650 0.~~99723379~~99695644 ~~168~~175.6956 Totals 2224,~~331~~791,~~747~~033.8066 ~~211~~186,~~502~~711,~~825~~791.0639 0.~~66923649~~59079279 2224,~~331~~791,~~747~~033.8066

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 68,219,752.00 ~~549~~463.~~17792738~~48495228 0.~~29657276~~28785417 8578.~~39640235~~30821593 0.00000000 I-A2 23,382,248.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 II-A1 73,000,000.00 ~~435~~261.~~39396616~~59318767 0.~~45745973~~41750630 ~~173~~195.~~34331890~~11593027 0.00000000 II-A2 35,400,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-A3 29,621,804.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-A4 30,136,196.00 1000.00000000 0.00000000 0.00000000 0.00000000 II-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 III-A1 46,479,000.00 ~~780~~698.~~42277179~~75735988 0.~~11966974~~11455130 81110.~~54574216~~74349685 0.00000000 III-AIO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RI 0.00 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 4,740,000.00 997.~~50027637~~23379114 0.~~26648523~~27734599 0.00000000 0.00000000 M-2 1,896,000.00 997.~~50027954~~23379219 0.~~26648734~~27734705 0.00000000 0.00000000 M-3 1,264,000.00 997.~~50027690~~23378956 0.~~26648734~~27734968 0.00000000 0.00000000 B-1 632,000.00 997.~~50028481~~23379747 0.~~26648734~~27734177 0.00000000 0.00000000 B-2 632,000.00 997.~~50028481~~23379747 0.~~26648734~~27734177 0.00000000 0.00000000 B-3 633,003.08 997.~~50028073~~23378913 0.~~26649159~~27734462 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 8578.~~69297511~~59607009 ~~463~~384.~~48495228~~88888233 0.~~46348495~~38488888 8578.~~69297511~~59607009 I-A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 II-A1 0.00000000 ~~173~~195.~~80077863~~53343658 ~~261~~66.~~59318767~~05975096 0.~~26159319~~06605975 ~~173~~195.~~80077863~~53343658 II-A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 II-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 III-A1 0.00000000 81110.~~66541191~~85804815 ~~698~~587.~~75735988~~89931173 0.~~69875736~~58789931 81110.~~66541191~~85804815 III-AIO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RI 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.~~26648523~~27734599 ~~997~~996.~~23379114~~95644515 0.~~99723379~~99695645 0.~~26648523~~27734599 M-2 0.00000000 0.~~26648734~~27734705 ~~997~~996.~~23379219~~95644515 0.~~99723379~~99695645 0.~~26648734~~27734705 M-3 0.00000000 0.~~26648734~~27734968 ~~997~~996.~~23378956~~95644778 0.~~99723379~~99695645 0.~~26648734~~27734968 B-1 0.00000000 0.~~26648734~~27734177 ~~997~~996.~~23379747~~95643987 0.~~99723380~~99695644 0.~~26648734~~27734177 B-2 0.00000000 0.~~26648734~~27734177 ~~997~~996.~~23379747~~95643987 0.~~99723380~~99695644 0.~~26648734~~27734177 B-3 0.00000000 0.~~26649159~~27734462 ~~997~~996.~~23378913~~95644451 0.~~99723379~~99695644 0.~~26649159~~27734462 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 68,219,752.00 5.18500% 3731,~~464~~618,~~782~~828.0150 ~~161~~136,~~879~~619.0869 0.00 0.00 I-A2 23,382,248.00 5.81500% 23,382,248.00 113,306.48 0.00 0.00 1-AIO 0.00 0.~~81649~~79028% 6055,~~847~~001,~~030~~076.0150 4136,~~400~~221.9298 0.00 0.00 II-A1 73,000,000.00 3.31200% 3119,~~783~~096,~~759~~302.5370 8752,~~723~~705.1880 0.00 0.00 II-A2 35,400,000.00 5.29000% 35,400,000.00 156,055.00 0.00 0.00 II-A3 29,621,804.00 6.16000% 29,621,804.00 152,058.59 0.00 0.00 II-A4 30,136,196.00 6.~~25150~~23641% 30,136,196.00 156,~~996~~617.9798 0.00 0.00 II-AIO 0.00 10.~~02548~~80182% ~~126~~114,~~941~~254,~~759~~302.5370 ~~108~~76,~~479~~342.7287 0.00 0.00 III-A1 46,479,000.00 6.~~47691~~43155% 3632,~~273~~477,~~270~~543.0133 ~~195~~174,~~782~~067.3039 0.00 0.00 III-AIO 0.00 0.00000% 3632,~~273~~477,~~270~~543.0133 0.00 0.00 0.00 RI 0.00 0.00000% 0.00 0.00 0.00 0.00 RII 0.00 0.00000% 0.00 0.00 0.00 0.00 M-1 4,740,000.00 6.~~28338~~26806% 4,~~728~~726,~~151~~888.3117 24,~~757~~690.3136 0.00 0.00 M-2 1,896,000.00 6.~~28338~~26806% 1,~~891~~890,~~260~~755.5327 9,~~902~~876.9214 0.00 0.00 M-3 1,264,000.00 6.~~28338~~26806% 1,260,~~840~~503.3551 6,~~601~~584.9510 0.00 0.00 B-1 632,000.00 6.~~28338~~26806% 630,~~420~~251.1876 3,~~300~~292.9705 0.00 0.00 B-2 632,000.00 6.~~28338~~26806% 630,~~420~~251.1876 3,~~300~~292.9705 0.00 0.00 B-3 633,003.08 6.~~28338~~26806% 631,~~420~~252.7506 3,~~306~~297.2127 0.00 0.00 Totals 316,036,003.08 1,~~224~~105,~~852~~027.5775 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 ~~161~~136,~~879~~619.0869 0.00 3126,~~618~~257,~~828~~024.5010 I-A2 0.00 0.00 113,306.48 0.00 23,382,248.00 1-AIO 0.00 0.00 4136,~~400~~221.9298 0.00 5549,~~001~~639,~~076~~272.5010 II-A1 0.00 0.00 8752,~~723~~705.1880 0.00 194,~~096~~822,~~302~~361.7082 II-A2 0.00 0.00 156,055.00 0.00 35,400,000.00 II-A3 0.00 0.00 152,058.59 0.00 29,621,804.00 II-A4 0.00 0.00 156,~~996~~617.9798 0.00 30,136,196.00 II-AIO 0.00 0.00 ~~108~~76,~~479~~342.7287 0.00 ~~114~~99,~~254~~980,~~302~~361.7082 III-A1 0.00 0.00 ~~195~~174,~~782~~067.2939 0.00 3227,~~477~~324,~~543~~972.3311 III-AIO 0.00 0.00 0.00 0.00 3227,~~477~~324,~~543~~972.3311 RI 0.00 0.00 0.00 0.00 0.00 RII 0.00 0.00 0.00 0.00 0.00 M-1 0.00 0.00 24,~~757~~690.3136 0.00 4,~~726~~725,~~888~~573.1755 M-2 0.00 0.00 9,~~902~~876.9214 0.00 1,890,~~755~~229.2742 M-3 0.00 0.00 6,~~601~~584.9510 0.00 1,260,~~503~~152.5195 B-1 0.00 0.00 3,~~300~~292.9705 0.00 630,~~251~~076.7647 B-2 0.00 0.00 3,~~300~~292.9705 0.00 630,~~251~~076.7647 B-3 0.00 0.00 3,~~306~~297.2127 0.00 631,~~252~~076.0650 Totals 0.00 0.00 1,~~224~~105,~~852~~027.5675 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 68,219,752.00 5.18500% ~~549~~463.~~17792738~~48495228 2.~~37290631~~00264126 0.00000000 0.00000000 I-A2 23,382,248.00 5.81500% 1000.00000000 4.84583347 0.00000000 0.00000000 1-AIO 0.00 0.~~81649~~79028% ~~664~~600.~~25438320~~43532346 0.~~45196524~~39542783 0.00000000 0.00000000 II-A1 73,000,000.00 3.31200% ~~435~~261.~~39396616~~59318767 10.~~20168740~~72199726 0.00000000 0.00000000 II-A2 35,400,000.00 5.29000% 1000.00000000 4.40833333 0.00000000 0.00000000 II-A3 29,621,804.00 6.16000% 1000.00000000 5.13333320 0.00000000 0.00000000 II-A4 30,136,196.00 6.~~25150~~23641% 1000.00000000 5.~~20958153~~19700562 0.00000000 0.00000000 II-AIO 0.00 10.~~02548~~80182% ~~754~~679.~~89575001~~44613221 0.~~64510591~~45399487 0.00000000 0.00000000 III-A1 46,479,000.00 6.~~47691~~43155% ~~780~~698.~~42277179~~75735988 43.~~21227436~~74507606 0.00000000 0.00000000 III-AIO 0.00 0.00000% ~~780~~698.~~42277179~~75735988 0.00000000 0.00000000 0.00000000 RI 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 M-1 4,740,000.00 6.~~28338~~26806% 997.~~50027637~~23379114 5.~~22306118~~20893671 0.00000000 0.00000000 M-2 1,896,000.00 6.~~28338~~26806% 997.~~50027954~~23379219 5.~~22305907~~20893460 0.00000000 0.00000000 M-3 1,264,000.00 6.~~28338~~26806% 997.~~50027690~~23378956 5.~~22306171~~20893987 0.00000000 0.00000000 B-1 632,000.00 6.~~28338~~26806% 997.~~50028481~~23379747 5.~~22305380~~20893987 0.00000000 0.00000000 B-2 632,000.00 6.~~28338~~26806% 997.~~50028481~~23379747 5.~~22305380~~20893987 0.00000000 0.00000000 B-3 633,003.08 6.~~28338~~26806% 997.~~50028073~~23378913 5.~~22305515~~20893200 0.00000000 0.00000000 (5) All classes are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 2.~~37290631~~00264126 0.00000000 ~~463~~384.~~48495228~~88888233 I-A2 0.00000000 0.00000000 4.84583347 0.00000000 1000.00000000 1-AIO 0.00000000 0.00000000 0.~~45196524~~39542783 0.00000000 ~~600~~541.~~43532346~~90161896 II-A1 0.00000000 0.00000000 10.~~20168740~~72199726 0.00000000 ~~261~~66.~~59318767~~05975096 II-A2 0.00000000 0.00000000 4.40833333 0.00000000 1000.00000000 II-A3 0.00000000 0.00000000 5.13333320 0.00000000 1000.00000000 II-A4 0.00000000 0.00000000 5.~~20958153~~19700562 0.00000000 1000.00000000 II-AIO 0.00000000 0.00000000 0.~~64510591~~45399487 0.00000000 ~~679~~594.~~44613221~~56202988 III-A1 0.00000000 0.00000000 43.~~21227415~~74507606 0.00000000 ~~698~~587.~~75735988~~89931173 III-AIO 0.00000000 0.00000000 0.00000000 0.00000000 ~~698~~587.~~75735988~~89931173 RI 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 RII 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 5.~~22306118~~20893671 0.00000000 ~~997~~996.~~23379114~~95644515 M-2 0.00000000 0.00000000 5.~~22305907~~20893460 0.00000000 ~~997~~996.~~23379219~~95644515 M-3 0.00000000 0.00000000 5.~~22306171~~20893987 0.00000000 ~~997~~996.~~23378956~~95644778 B-1 0.00000000 0.00000000 5.~~22305380~~20893987 0.00000000 ~~997~~996.~~23379747~~95643987 B-2 0.00000000 0.00000000 5.~~22305380~~20893987 0.00000000 ~~997~~996.~~23379747~~95643987 B-3 0.00000000 0.00000000 5.~~22305515~~20893200 0.00000000 ~~997~~996.~~23378913~~95644451 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 2325,~~628~~949,~~125~~378.9515 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 415,~~762~~637.4908 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 2325,~~632~~965,~~888~~015.4423 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 7668,~~288~~953.0882 Payment of Interest and Principal 2325,~~556~~896,~~600~~061.3641 Total Withdrawals (Pool Distribution Amount) 2325,~~632~~965,~~888~~015.4423 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 7668,~~288~~953.0882 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 7668,~~288~~953.0882

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 58 0 0 0 58 ~~860~~2,~~376~~636,185.9886 0.00 0.00 0.00 ~~860~~2,~~376~~636,185.9886 60 Days 01 0 0 0 01 0136,500.00 0.00 0.00 0.00 0136,500.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 59 0 0 0 59 ~~860~~2,~~376~~772,685.9886 0.00 0.00 0.00 ~~860~~2,~~376~~772,685.9886 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~848896~~509434% 0.000000% 0.000000% 0.000000% 01.~~848896~~509434% 01.~~406686~~411507% 0.000000% 0.000000% 0.000000% 01.~~406686~~411507% 60 Days 0.~~000000~~188679% 0.000000% 0.000000% 0.000000% 0.~~000000~~188679% 0.~~000000~~073087% 0.000000% 0.000000% 0.000000% 0.~~000000~~073087% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~848896~~698113% 0.000000% 0.000000% 0.000000% 01.~~848896~~698113% 01.~~406686~~484594% 0.000000% 0.000000% 0.000000% 01.~~406686~~484594%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group I No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 01 0 0 0 01 0364,437.0039 0.00 0.00 0.00 0364,437.0039 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 01 0 0 0 01 0364,437.0039 0.00 0.00 0.00 0364,437.0039 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~000000~~657895% 0.000000% 0.000000% 0.000000% 0.~~000000~~657895% 0.~~000000~~693160% 0.000000% 0.000000% 0.000000% 0.~~000000~~693160% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~000000~~657895% 0.000000% 0.000000% 0.000000% 0.~~000000~~657895% 0.~~000000~~693160% 0.000000% 0.000000% 0.000000% 0.~~000000~~693160% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group II No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 4 0 0 0 4 ~~643~~1,~~100~~176,865.0044 0.00 0.00 0.00 ~~643~~1,~~100~~176,865.0044 60 Days 01 0 0 0 01 0136,500.00 0.00 0.00 0.00 0136,500.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 45 0 0 0 45 ~~643~~1,~~100~~313,365.0044 0.00 0.00 0.00 ~~643~~1,~~100~~313,365.0044 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.~~242236~~393728% 0.000000% 0.000000% 0.000000% 1.~~242236~~393728% 01.~~537482~~116845% 0.000000% 0.000000% 0.000000% 01.~~537482~~116845% 60 Days 0.~~000000~~348432% 0.000000% 0.000000% 0.000000% 0.~~000000~~348432% 0.~~000000~~129538% 0.000000% 0.000000% 0.000000% 0.~~000000~~129538% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~242236~~742160% 0.000000% 0.000000% 0.000000% 1.~~242236~~742160% 01.~~537482~~246383% 0.000000% 0.000000% 0.000000% 01.~~537482~~246383% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group III No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 13 0 0 0 13 ~~217~~1,~~276~~094,883.9803 0.00 0.00 0.00 ~~217~~1,~~276~~094,883.9803 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 13 0 0 0 13 ~~217~~1,~~276~~094,883.9803 0.00 0.00 0.00 ~~217~~1,~~276~~094,883.9803 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 03.~~970874~~296703% 0.000000% 0.000000% 0.000000% 03.~~970874~~296703% 03.~~639669~~799882% 0.000000% 0.000000% 0.000000% 03.~~639669~~799882% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 03.~~970874~~296703% 0.000000% 0.000000% 0.000000% 03.~~970874~~296703% 03.~~639669~~799882% 0.000000% 0.000000% 0.000000% 03.~~639669~~799882%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 415,~~762~~637.4908

SUBORDINATION LEVEL/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE Current Original $ Original % Current $ Current % Class% Prepayment% Class A 247,816,251.08 78.41393027% ~~179~~160,~~883~~454,~~996~~767.5629 85.~~05039892~~93713657% 9594.~~380722~~768844% 0.000000% Class IA2 224,434,003.08 71.01532765% ~~156~~137,~~501~~072,~~748~~519.5629 73.~~99511019~~41395964% 1112.~~055289~~523177% 239.~~329389~~395969% Class 2A1 151,434,003.08 47.91669354% ~~137~~132,~~405~~250,~~445~~157.8647 6470.~~96624606~~83117588% 92.~~028864~~582784% ~~195~~49.~~460524~~373096% Class 2A2 116,034,003.08 36.71543810% ~~102~~96,~~005~~850,~~445~~157.8647 4851.~~22888099~~87147350% 1618.~~737365~~959702% 362.~~337289~~438089% Class 2A3 86,412,199.08 27.34251738% 7267,~~383~~228,~~641~~353.8647 3436.~~22348699~~00648514% 1415.~~005394~~864988% 303.~~194468~~278815% Class 2A4 56,276,003.08 17.80683293% 4237,~~247~~092,~~445~~157.8647 19.~~97488488~~86599623% 1416.~~248602~~140489% 308.~~459536~~545347% Class R-I 9,797,003.08 3.09996424% 9,~~769~~767,~~902~~185.5336 45.~~61927755~~23115615% 0.000000% 0.000000% Class R-II 9,797,003.08 3.09996424% 9,~~769~~767,~~902~~185.5336 45.~~61927755~~23115615% 0.000000% 0.000000% Class M-1 5,057,003.08 1.60013512% 5,~~043~~041,~~014~~611.3681 2.~~38437210~~70021072% 2.~~234905~~530945% 48.382143% Class M-2 3,161,003.08 1.00020347% 3,~~152~~151,~~259~~382.0939 1.~~49040992~~68783255% 01.~~893962~~012378% 19.352857% Class M-3 1,897,003.08 0.60024904% 1,891,~~755~~229.5844 01.~~89443513~~01291377% 0.~~595975~~674919% 12.901905% Class B-1 1,265,003.08 0.40027183% 1,261,~~503~~152.8297 0.~~59644774~~67545438% 0.~~297987~~337459% 6.450952% Class B-2 633,003.08 0.20029461% 631,~~252~~076.0650 0.~~29846034~~33799499% 0.~~297987~~337459% 6.450952% Class B-3 0.00 0.00000000% 0.00 0.00000000% 0.~~298460~~337995% 6.461191% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 304,633.00 0.09639187% 304,633.00 0.~~14403259~~16315681% Fraud 6,320,720.06 2.00000000% 6,320,720.06 23.~~98848020~~38528167% Special Hazard 4,156,070.00 1.31506220% 4,156,070.00 12.~~96501867~~22592797% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.~~677237~~660799% Weighted Average Net Coupon 6.~~285739~~269577% Weighted Average Pass-Through Rate 6.~~285739~~269577% Weighted Average Maturity(Stepdown Calculation ) ~~347~~346 Beginning Scheduled Collateral Loan Count ~~640~~589 Number Of Loans Paid In Full 5159 Ending Scheduled Collateral Loan Count ~~589~~530 Beginning Scheduled Collateral Balance ~~233~~211,~~834~~502,~~573~~825.0021 Ending Scheduled Collateral Balance ~~211~~186,~~502~~711,~~825~~791.2155 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2002 ~~211~~186,~~557~~763,~~827~~950.9028 Monthly P &I Constant 1,~~362~~232,~~940~~138.2528 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 2325,~~502~~842,~~819~~312.2627 Ending Scheduled Balance for Premium Loans ~~211~~186,~~502~~711,~~825~~791.2155 Scheduled Principal 6158,~~799~~156.5769 Unscheduled Principal 2224,~~269~~732,~~948~~876.2297

Miscellaneous Reporting Group I Available Funds 65,~~178~~664,~~710~~187.1277 Group II Available Funds 1314,~~378~~897,~~139~~034.5089 Group III Available Funds 35,~~999~~334,~~750~~838.7675

Group Level Collateral Statement Group Group I Group II Group III Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.~~663303~~659978 6.~~634104~~619817 6.~~851911~~806548 Weighted Average Net Rate 6.~~243588~~243110 6.~~251498~~236407 6.~~476911~~431548 Weighted Average Maturity ~~345~~344 ~~347~~346 ~~347~~346 Beginning Loan Count ~~177~~164 ~~352~~322 ~~111~~103 Loans Paid In Full 1312 3035 812 Ending Loan Count ~~164~~152 ~~322~~287 ~~103~~91 Beginning Scheduled Balance 6357,~~768~~921,~~200~~275.7492 ~~132~~119,~~308~~619,~~299~~430.0443 3733,~~758~~962,~~073~~118.2286 Ending scheduled Balance 5752,~~921~~558,~~275~~428.9290 ~~119~~105,~~619~~344,~~430~~058.4338 3328,~~962~~809,~~118~~304.8627 Record Date 1011/3130/2002 1011/3130/2002 1011/3130/2002 Principal And Interest Constant ~~375~~342,~~292~~141.4798 ~~766~~691,~~262~~791.1638 ~~221~~198,~~385~~204.6292 Scheduled Principal 2120,~~203~~679.4395 3431,~~806~~909.3314 5,~~789~~567.8160 Unscheduled Principal 5,~~825~~342,~~721~~167.3907 1214,~~654~~243,~~062~~462.2891 35,~~790~~147,~~164~~246.5599 Scheduled Interest ~~354~~321,~~089~~462.0403 ~~731~~659,~~455~~882.8324 ~~215~~192,~~595~~637.8132 Servicing Fees 2220,~~303~~121.7327 4238,~~184~~219.9440 1110,~~799~~613.4115 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~331~~301,~~785~~340.3176 ~~689~~621,~~270~~662.8984 ~~203~~182,~~796~~024.4017 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~243588~~243110 6.~~251498~~236407 6.~~476911~~431548

Group Level Collateral Statement Group Total Collateral Description Mixed ARM Weighted Average Coupon Rate 6.~~677237~~660799 Weighted Average Net Rate 6.~~285739~~269577 Weighted Average Maturity ~~347~~346 Beginning Loan Count ~~640~~589 Loans Paid In Full 5159 Ending Loan Count ~~589~~530 Beginning Scheduled Balance ~~233~~211,~~834~~502,~~573~~825.0021 Ending scheduled Balance ~~211~~186,~~502~~711,~~825~~791.2155 Record Date 1011/3130/2002 Principal And Interest Constant 1,~~362~~232,~~940~~138.2528 Scheduled Principal 6158,~~799~~156.5769 Unscheduled Principal 2224,~~269~~732,~~948~~876.2297 Scheduled Interest 1,~~301~~173,~~140~~981.6859 Servicing Fees 7668,~~288~~953.0882 Master Servicing Fees 0.00 Trustee Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 1,~~224~~105,~~852~~027.6077 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~285739~~269577

Filing Compare · MERRILL LYNCH MORTGAGE INV INC MOR PS THR CER SER 2002-A1