8-K 1 mal02002.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2002-2 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-98155-02 56-2302821 Pooling and Servicing Agreement) (Commission 56-2302823 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 25, 2002 a distribution was made to holders of MASTR ALTERNATIVE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2002-2 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-2 Trust, relating to the November 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ALTERNATIVE LOAN TRUST Mortgage Pass-Through Certificates, Series 2002-2 Trust By: Wells Fargo Bank Minnesota, N.A., as Master Servicer By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 12/4/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-2 Trust, relating to the November 25, 2002 distribution. EX-99.1

MASTR ~~Alternative~~ALTERNATIVE ~~Loan~~LOAN Trust Mortgage Pass-Through Certificates Record Date: 910/3031/02 ~~Distribution Date: 10~~11/25/02 Distribution Date: MAL Series: 2002-2 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 576434AU8 SEN 7.25000% 32,~~191~~019,~~000~~495.0021 ~~194~~193,~~487~~451.2912 ~~171~~190,~~504~~348.7958 A-R 576434AV6 SEN 7.25000% 500.00 0.3000 500.00 A-LR 576434AW4 SEN 7.25000% 500.00 0.3000 500.00 2-A-1 576434AX2 SEN 6.59000% 6766,~~367~~825,~~000~~387.0042 ~~369~~366,~~957~~982.1175 ~~541~~2,~~612~~316,270.5820 3-A-1 576434AY0 SEN 7.00000% ~~150~~148,~~298~~843,~~000~~493.0004 ~~876~~868,~~738~~253.3371 13,~~454~~279,~~506~~502.9627 4-A-1 576434AZ7 SEN 7.75000% ~~101~~98,~~381~~280,~~000~~569.0047 ~~654~~634,~~752~~728.2968 32,~~100~~210,~~430~~676.5351 5-A-1 576434BD5 SEN 7.00000% 9493,~~589~~117,~~000~~908.0032 ~~551~~543,~~769~~187.1780 13,~~471~~493,~~091~~107.6884 PO-1 576434BB9 PO 0.00000% 2,~~916~~897,~~656~~588.0023 0.00 1953,~~067~~609.7764 PO-2 576434BC7 PO 0.00000% 1,~~497~~487,~~499~~301.8939 0.00 1030,~~198~~216.5004 A-X-1 576434BA1 IO 7.00000% 0.00 ~~136~~134,~~604~~848.0838 0.00 A-X-2 576434BE3 IO 7.00000% 0.00 4746,~~551~~744.4312 0.00 B-1 576434BF0 SUB 7.~~12675~~12679% 20,~~712~~693,~~000~~097.0050 ~~123~~122,~~007~~896.7209 1819,~~902~~042.5019 B-2 576434BG8 SUB 7.~~12675~~12679% 7,~~397~~390,~~000~~249.0024 43,~~930~~890.4861 6,~~750~~800.7665 B-3 576434BH6 SUB 7.~~12675~~12679% 6,~~164~~158,~~000~~374.0052 36,~~607~~574.7452 5,~~625~~667.4806 B-4 576434AR5 SUB 7.~~12675~~12679% 2,~~959~~956,~~000~~299.0051 17,~~573~~557.3843 2,~~700~~720.4944 B-5 576434AS3 SUB 7.~~12675~~12679% 2,~~959~~956,~~000~~299.0051 17,~~573~~557.3843 2,~~700~~720.4944 B-6 576434AT1 SUB 7.~~12675~~12679% 2,~~715~~712,~~207~~729.8283 16,~~125~~110.5187 2,~~477~~496.9930 Totals ~~493~~486,~~146~~338,~~463~~793.7119 3,~~086~~042,~~678~~783.51 611,~~807~~613,~~670~~178.5216

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 3231,~~019~~829,~~495~~146.2163 ~~365~~383,~~992~~799.0870 0.00 A-R 0.00 0.00 500.3000 0.00 A-LR 0.00 0.00 500.3000 0.00 2-A-1 0.00 6664,~~825~~509,~~387~~117.4222 ~~911~~2,~~569~~683,252.6995 0.00 3-A-1 0.00 ~~148~~145,~~843~~563,~~493~~990.0476 24,~~331~~147,~~245~~755.2998 0.00 4-A-1 0.00 9896,~~280~~069,~~569~~892.4796 32,~~755~~845,~~182~~405.8219 0.00 5-A-1 0.00 9389,~~117~~624,~~908~~800.3248 24,~~022~~036,~~860~~295.8564 0.00 PO-1 0.00 2,~~897~~843,~~588~~978.2360 1953,~~067~~609.7764 0.00 PO-2 0.00 1,~~487~~457,~~301~~085.3935 1030,~~198~~216.5004 0.00 A-X-1 0.00 0.00 ~~136~~134,~~604~~848.0838 0.00 A-X-2 0.00 0.00 4746,~~551~~744.4312 0.00 B-1 0.00 20,~~693~~674,~~097~~055.5031 141,~~910~~938.2228 0.00 B-2 0.00 7,~~390~~383,~~249~~448.2459 50,~~681~~691.2426 0.00 B-3 0.00 6,~~158~~152,~~374~~707.5246 42,~~233~~241.2258 0.00 B-4 0.00 2,~~956~~953,~~299~~579.5107 20,~~273~~277.87 0.00 B-5 0.00 2,~~956~~953,~~299~~579.5107 20,~~273~~277.87 0.00 B-6 0.00 2,~~712~~710,~~729~~233.8353 18,~~603~~607.5017 0.00 Totals 0.00 ~~486~~474,~~338~~725,~~793~~615.1903 914,~~894~~655,~~349~~961.0367 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 32,191,000.00 32,~~191~~019,~~000~~495.0021 32,~~189~~345.2887 ~~139~~158,~~315~~002.5171 0.00 0.00 A-R 50.00 500.00 90.3800 400.6200 0.00 0.00 A-LR 50.00 500.00 90.3800 400.6200 0.00 0.00 2-A-1 67,367,000.00 6766,~~367~~825,~~000~~387.0042 56,~~436~~462.9415 ~~485~~2,~~175~~259,808.6405 0.00 0.00 3-A-1 150,298,000.00 ~~150~~148,~~298~~843,~~000~~493.0004 110,~~293~~297.6716 13,~~344~~169,~~213~~205.3011 0.00 0.00 4-A-1 101,381,000.00 ~~101~~98,~~381~~280,~~000~~569.0047 6765,~~172~~663.4578 32,~~033~~145,~~258~~012.0773 0.00 0.00 5-A-1 94,589,000.00 9493,~~589~~117,~~000~~908.0032 ~~140~~139,~~340~~125.0271 13,~~330~~353,~~751~~982.6613 0.00 0.00 PO-1 2,916,656.00 2,~~916~~897,~~656~~588.0023 3,~~070~~076.3188 1550,~~997~~532.4676 0.00 0.00 PO-2 1,497,499.89 1,~~497~~487,~~499~~301.8939 5,~~025~~038.1357 525,~~173~~177.3747 0.00 0.00 A-X-1 0.00 0.00 0.00 0.00 0.00 0.00 A-X-2 0.00 0.00 0.00 0.00 0.00 0.00 B-1 20,712,000.00 20,~~712~~693,~~000~~097.0050 1819,~~902~~042.5019 0.00 0.00 0.00 B-2 7,397,000.00 7,~~397~~390,~~000~~249.0024 6,~~750~~800.7665 0.00 0.00 0.00 B-3 6,164,000.00 6,~~164~~158,~~000~~374.0052 5,~~625~~667.4806 0.00 0.00 0.00 B-4 2,959,000.00 2,~~959~~956,~~000~~299.0051 2,~~700~~720.4944 0.00 0.00 0.00 B-5 2,959,000.00 2,~~959~~956,~~000~~299.0051 2,~~700~~720.4944 0.00 0.00 0.00 B-6 2,715,207.82 2,~~715~~712,~~207~~729.8283 2,~~477~~496.9930 0.00 0.00 0.00 Totals 493,146,463.71 ~~493~~486,~~146~~338,~~463~~793.7119 ~~453~~451,~~704~~457.2720 611,~~353~~161,~~966~~720.2596 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 ~~171~~190,~~504~~348.7958 3231,~~019~~829,~~495~~146.2163 0.~~99467228~~98875918 ~~171~~190,~~504~~348.7958 A-R 500.00 0.00 0.00000000 500.00 A-LR 500.00 0.00 0.00000000 500.00 2-A-1 ~~541~~2,~~612~~316,270.5820 6664,~~825~~509,~~387~~117.4222 0.~~99196027~~95757741 ~~541~~2,~~612~~316,270.5820 3-A-1 13,~~454~~279,~~506~~502.9627 ~~148~~145,~~843~~563,~~493~~990.0476 0.~~99032251~~96850251 13,~~454~~279,~~506~~502.9627 4-A-1 32,~~100~~210,~~430~~676.5351 9896,~~280~~069,~~569~~892.4796 0.~~96941803~~94761240 32,~~100~~210,~~430~~676.5351 5-A-1 13,~~471~~493,~~091~~107.6884 9389,~~117~~624,~~908~~800.3248 0.~~98444754~~94751822 13,~~471~~493,~~091~~107.6884 PO-1 1953,~~067~~609.7764 2,~~897~~843,~~588~~978.2360 0.~~99346245~~97508194 1953,~~067~~609.7764 PO-2 1030,~~198~~216.5004 1,~~487~~457,~~301~~085.3935 0.~~99318965~~97301199 1030,~~198~~216.5004 A-X-1 0.00 0.00 0.00000000 0.00 A-X-2 0.00 0.00 0.00000000 0.00 B-1 1819,~~902~~042.5019 20,~~693~~674,~~097~~055.5031 0.~~99908736~~99816799 1819,~~902~~042.5019 B-2 6,~~750~~800.7665 7,~~390~~383,~~249~~448.2459 0.~~99908737~~99816799 6,~~750~~800.7665 B-3 5,~~625~~667.4806 6,~~158~~152,~~374~~707.5246 0.~~99908737~~99816799 5,~~625~~667.4806 B-4 2,~~700~~720.4944 2,~~956~~953,~~299~~579.5107 0.~~99908736~~99816799 2,~~700~~720.4944 B-5 2,~~700~~720.4944 2,~~956~~953,~~299~~579.5107 0.~~99908736~~99816799 2,~~700~~720.4944 B-6 2,~~477~~496.9930 2,~~712~~710,~~729~~233.8353 0.~~99908737~~99816799 2,~~477~~496.9930 Totals 611,~~807~~613,~~670~~178.5216 ~~486~~474,~~338~~725,~~793~~615.1903 0.~~98619544~~96264629 611,~~807~~613,~~670~~178.5216

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 32,191,000.00 ~~1000~~994.~~00000000~~67227517 01.~~99994657~~00481097 4.~~32777826~~90828834 0.00000000 A-R 50.00 ~~1000~~0.00000000 ~~187~~0.~~60000000~~00000000 ~~812~~0.~~40000000~~00000000 0.00000000 A-LR 50.00 ~~1000~~0.00000000 ~~187~~0.~~60000000~~00000000 ~~812~~0.~~40000000~~00000000 0.00000000 2-A-1 67,367,000.00 ~~1000~~991.~~00000000~~96026868 0.~~83775350~~83812772 733.~~20197782~~54473333 0.00000000 3-A-1 150,298,000.00 ~~1000~~990.~~00000000~~32251287 0.~~73383325~~73385647 821.~~94365394~~08614293 0.00000000 4-A-1 101,381,000.00 ~~1000~~969.~~00000000~~41803168 0.~~66257435~~64769316 2921.~~91939387~~15793620 0.00000000 5-A-1 94,589,000.00 ~~1000~~984.~~00000000~~44753957 1.~~48368225~~47084450 1435.~~06877819~~45847963 0.00000000 PO-1 2,916,656.00 ~~1000~~993.~~00000000~~46245495 1.~~05268156~~05493414 517.~~48486349~~32558108 0.00000000 PO-2 1,497,499.89 ~~1000~~993.~~00000000~~18964892 3.~~35567971~~36465467 316.~~45467137~~81300290 0.00000000 A-X-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 20,712,000.00 ~~1000~~999.~~00000000~~08736481 0.~~91263519~~91937959 0.00000000 0.00000000 B-2 7,397,000.00 ~~1000~~999.~~00000000~~08736515 0.~~91263485~~91937948 0.00000000 0.00000000 B-3 6,164,000.00 ~~1000~~999.~~00000000~~08736535 0.~~91263465~~91938027 0.00000000 0.00000000 B-4 2,959,000.00 ~~1000~~999.~~00000000~~08736397 0.~~91263603~~91937817 0.00000000 0.00000000 B-5 2,959,000.00 ~~1000~~999.~~00000000~~08736397 0.~~91263603~~91937817 0.00000000 0.00000000 B-6 2,715,207.82 ~~1000~~999.~~00000000~~08736636 0.~~91263364~~91937714 0.00000000 0.00000000 (2) All Clases are per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 5.~~32772483~~91309931 ~~994~~988.~~67227517~~75917586 0.~~99467228~~98875918 5.~~32772483~~91309931 A-R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 A-LR 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 2-A-1 0.00000000 834.~~03973132~~38286104 ~~991~~957.~~96026868~~57740763 0.~~99196027~~95757741 834.~~03973132~~38286104 3-A-1 0.00000000 921.~~67748713~~81999940 ~~990~~968.~~32251287~~50251341 0.~~99032251~~96850251 921.~~67748713~~81999940 4-A-1 0.00000000 3021.~~58196832~~80562936 ~~969~~947.~~41803168~~61240232 0.~~96941803~~94761240 3021.~~58196832~~80562936 5-A-1 0.00000000 1536.~~55246043~~92932413 ~~984~~947.~~44753957~~51821544 0.~~98444754~~94751822 1536.~~55246043~~92932413 PO-1 0.00000000 618.~~53754505~~38051522 ~~993~~975.~~46245495~~08194316 0.~~99346245~~97508194 618.~~53754505~~38051522 PO-2 0.00000000 620.~~81035108~~17765758 ~~993~~973.~~18964892~~01199134 0.~~99318965~~97301199 620.~~81035108~~17765758 A-X-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-X-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.~~91263519~~91937959 ~~999~~998.~~08736481~~16798523 0.~~99908736~~99816799 0.~~91263519~~91937959 B-2 0.00000000 0.~~91263485~~91937948 ~~999~~998.~~08736515~~16798567 0.~~99908737~~99816799 0.~~91263485~~91937948 B-3 0.00000000 0.~~91263465~~91938027 ~~999~~998.~~08736535~~16798507 0.~~99908737~~99816799 0.~~91263465~~91938027 B-4 0.00000000 0.~~91263603~~91937817 ~~999~~998.~~08736397~~16798581 0.~~99908736~~99816799 0.~~91263603~~91937817 B-5 0.00000000 0.~~91263603~~91937817 ~~999~~998.~~08736397~~16798581 0.~~99908736~~99816799 0.~~91263603~~91937817 B-6 0.00000000 0.~~91263364~~91937714 ~~999~~998.~~08736636~~16798922 0.~~99908737~~99816799 0.~~91263364~~91937714 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 32,191,000.00 7.25000% 32,~~191~~019,~~000~~495.0021 ~~194~~193,~~487~~451.2912 0.00 0.00 A-R 50.00 7.25000% 500.00 0.3000 0.00 0.00 A-LR 50.00 7.25000% 500.00 0.3000 0.00 0.00 2-A-1 67,367,000.00 6.59000% 6766,~~367~~825,~~000~~387.0042 ~~369~~366,~~957~~982.1175 0.00 0.00 3-A-1 150,298,000.00 7.00000% ~~150~~148,~~298~~843,~~000~~493.0004 ~~876~~868,~~738~~253.3371 0.00 0.00 4-A-1 101,381,000.00 7.75000% ~~101~~98,~~381~~280,~~000~~569.0047 ~~654~~634,~~752~~728.2968 0.00 0.00 5-A-1 94,589,000.00 7.00000% 9493,~~589~~117,~~000~~908.0032 ~~551~~543,~~769~~187.1780 0.00 0.00 PO-1 2,916,656.00 0.00000% 2,~~916~~897,~~656~~588.0023 0.00 0.00 0.00 PO-2 1,497,499.89 0.00000% 1,~~497~~487,~~499~~301.8939 0.00 0.00 0.00 A-X-1 0.00 7.00000% 23,~~417~~116,~~843~~865.0079 ~~136~~134,~~604~~848.0838 0.00 0.00 A-X-2 0.00 7.00000% 8,~~151~~013,~~673~~278.1009 4746,~~551~~744.4312 0.00 0.00 B-1 20,712,000.00 7.~~12675~~12679% 20,~~712~~693,~~000~~097.0050 ~~123~~122,~~007~~896.7209 0.00 0.00 B-2 7,397,000.00 7.~~12675~~12679% 7,~~397~~390,~~000~~249.0024 43,~~930~~890.4861 0.00 0.00 B-3 6,164,000.00 7.~~12675~~12679% 6,~~164~~158,~~000~~374.0052 36,~~607~~574.7452 0.00 0.00 B-4 2,959,000.00 7.~~12675~~12679% 2,~~959~~956,~~000~~299.0051 17,~~573~~557.3843 0.00 0.00 B-5 2,959,000.00 7.~~12675~~12679% 2,~~959~~956,~~000~~299.0051 17,~~573~~557.3843 0.00 0.00 B-6 2,715,207.82 7.~~12675~~12679% 2,~~715~~712,~~207~~729.8283 16,~~125~~110.5187 0.00 0.00 Totals 493,146,463.71 3,~~086~~042,~~678~~783.51 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~194~~193,~~487~~451.2912 0.00 3231,~~019~~829,~~495~~146.2163 A-R 0.00 0.00 0.3000 0.00 0.00 A-LR 0.00 0.00 0.3000 0.00 0.00 2-A-1 0.00 0.00 ~~369~~366,~~957~~982.1175 0.00 6664,~~825~~509,~~387~~117.4222 3-A-1 0.00 0.00 ~~876~~868,~~738~~253.3371 0.00 ~~148~~145,~~843~~563,~~493~~990.0476 4-A-1 0.00 0.00 ~~654~~634,~~752~~728.2968 0.00 9896,~~280~~069,~~569~~892.4796 5-A-1 0.00 0.00 ~~551~~543,~~769~~187.1780 0.00 9389,~~117~~624,~~908~~800.3248 PO-1 0.00 0.00 0.00 0.00 2,~~897~~843,~~588~~978.2360 PO-2 0.00 0.00 0.00 0.00 1,~~487~~457,~~301~~085.3935 A-X-1 0.00 0.00 ~~136~~134,~~604~~848.0838 0.00 2322,~~116~~700,~~865~~596.7939 A-X-2 0.00 0.00 4746,~~551~~744.4312 0.00 87,~~013~~642,~~278~~054.0915 B-1 0.00 0.00 ~~123~~122,~~007~~896.7209 0.00 20,~~693~~674,~~097~~055.5031 B-2 0.00 0.00 43,~~930~~890.4861 0.00 7,~~390~~383,~~249~~448.2459 B-3 0.00 0.00 36,~~607~~574.7452 0.00 6,~~158~~152,~~374~~707.5246 B-4 0.00 0.00 17,~~573~~557.3843 0.00 2,~~956~~953,~~299~~579.5107 B-5 0.00 0.00 17,~~573~~557.3843 0.00 2,~~956~~953,~~299~~579.5107 B-6 0.00 0.00 16,~~125~~110.5187 0.00 2,~~712~~710,~~729~~233.8353 Totals 0.00 0.00 3,~~086~~042,~~678~~783.51 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 32,191,000.00 7.25000% ~~1000~~994.~~00000000~~67227517 6.~~04166661~~00947843 0.00000000 0.00000000 A-R 50.00 7.25000% ~~1000~~0.00000000 60.00000000 0.00000000 0.00000000 A-LR 50.00 7.25000% ~~1000~~0.00000000 60.00000000 0.00000000 0.00000000 2-A-1 67,367,000.00 6.59000% ~~1000~~991.~~00000000~~96026868 5.~~49166669~~44751510 0.00000000 0.00000000 3-A-1 150,298,000.00 7.00000% ~~1000~~990.~~00000000~~32251287 5.~~83333331~~77688133 0.00000000 0.00000000 4-A-1 101,381,000.00 7.75000% ~~1000~~969.~~00000000~~41803168 6.~~45833332~~26082481 0.00000000 0.00000000 5-A-1 94,589,000.00 7.00000% ~~1000~~984.~~00000000~~44753957 5.~~83333337~~74261066 0.00000000 0.00000000 PO-1 2,916,656.00 0.00000% ~~1000~~993.~~00000000~~46245495 0.00000000 0.00000000 0.00000000 PO-2 1,497,499.89 0.00000% ~~1000~~993.~~00000000~~18964892 0.00000000 0.00000000 0.00000000 A-X-1 0.00 7.00000% ~~1000~~987.~~00000000~~14752635 5.~~83333316~~75836041 0.00000000 0.00000000 A-X-2 0.00 7.00000% ~~1000~~983.~~00000000~~02250246 5.~~83333377~~73429766 0.00000000 0.00000000 B-1 20,712,000.00 7.~~12675~~12679% ~~1000~~999.~~00000000~~08736481 5.~~93895906~~93356943 0.00000000 0.00000000 B-2 7,397,000.00 7.~~12675~~12679% ~~1000~~999.~~00000000~~08736515 5.~~93895904~~93356901 0.00000000 0.00000000 B-3 6,164,000.00 7.~~12675~~12679% ~~1000~~999.~~00000000~~08736535 5.~~93895847~~93356911 0.00000000 0.00000000 B-4 2,959,000.00 7.~~12675~~12679% ~~1000~~999.~~00000000~~08736397 5.~~93895911~~93356877 0.00000000 0.00000000 B-5 2,959,000.00 7.~~12675~~12679% ~~1000~~999.~~00000000~~08736397 5.~~93895911~~93356877 0.00000000 0.00000000 B-6 2,715,207.82 7.~~12675~~12679% ~~1000~~999.~~00000000~~08736636 5.~~93895977~~93356791 0.00000000 0.00000000 (5) All Clases are per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 6.~~04166661~~00947843 0.00000000 ~~994~~988.~~67227517~~75917586 A-R 0.00000000 0.00000000 60.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 60.00000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 5.~~49166669~~44751510 0.00000000 ~~991~~957.~~96026868~~57740763 3-A-1 0.00000000 0.00000000 5.~~83333331~~77688133 0.00000000 ~~990~~968.~~32251287~~50251341 4-A-1 0.00000000 0.00000000 6.~~45833332~~26082481 0.00000000 ~~969~~947.~~41803168~~61240232 5-A-1 0.00000000 0.00000000 5.~~83333337~~74261066 0.00000000 ~~984~~947.~~44753957~~51821544 PO-1 0.00000000 0.00000000 0.00000000 0.00000000 ~~993~~975.~~46245495~~08194316 PO-2 0.00000000 0.00000000 0.00000000 0.00000000 ~~993~~973.~~18964892~~01199134 A-X-1 0.00000000 0.00000000 5.~~83333316~~75836041 0.00000000 ~~987~~969.~~14752635~~37179013 A-X-2 0.00000000 0.00000000 5.~~83333377~~73429766 0.00000000 ~~983~~937.~~02250246~~48290152 B-1 0.00000000 0.00000000 5.~~93895906~~93356943 0.00000000 ~~999~~998.~~08736481~~16798523 B-2 0.00000000 0.00000000 5.~~93895904~~93356901 0.00000000 ~~999~~998.~~08736515~~16798567 B-3 0.00000000 0.00000000 5.~~93895847~~93356911 0.00000000 ~~999~~998.~~08736535~~16798507 B-4 0.00000000 0.00000000 5.~~93895911~~93356877 0.00000000 ~~999~~998.~~08736397~~16798581 B-5 0.00000000 0.00000000 5.~~93895911~~93356877 0.00000000 ~~999~~998.~~08736397~~16798581 B-6 0.00000000 0.00000000 5.~~93895977~~93356791 0.00000000 ~~999~~998.~~08736636~~16798922 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A-X-1A 7.00000% 2,~~710~~698,~~020~~284.0053 2,~~698~~687,~~284~~085.5379 0.00 0.00 99.~~56696002~~15372543% A-X-1B 7.00000% 3,~~930~~878,~~245~~868.0047 3,~~878~~742,~~868~~388.4771 0.00 0.00 9895.~~69279065~~22023971% A-X-1C 7.00000% 11,~~577~~450,~~423~~708.0058 11,~~450~~230,~~708~~413.5831 0.00 0.00 9897.~~90550410~~00270354% A-X-1D 7.00000% 5,~~200~~089,~~155~~004.0020 5,~~089~~040,~~004~~708.2058 0.00 0.00 9796.~~86254833~~93381409% PO-1A 0.00000% 0.00 0.00 ~~453,575.00~~ 452,546.06 99448,510.~~77314887~~14 98.88334675% PO-1B 0.00000% 0.00 0.00 252,~~595~~315.0010 ~~252~~248,~~315~~090.1002 9998.~~88919021~~21652052% PO-1C 0.00000% 0.00 0.00 1,~~418~~411,~~432~~918.0081 1,~~411~~388,~~918~~491.8172 9997.~~54081761~~88919878% PO-1D 0.00000% 0.00 0.00 ~~792,054.00~~ 780,808.26 98758,886.~~58018014~~72 95.81249763%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 914,~~996~~619,~~187~~354.5005 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 6143,~~717~~553.9670 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1014,~~002~~762,~~905~~907.4675 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~108~~106,~~556~~946.4308 Payment of Interest and Principal 914,~~894~~655,~~349~~961.0367 Total Withdrawals (Pool Distribution Amount) 1014,~~002~~762,~~905~~907.4675 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~108~~106,~~503~~893.7543 Master Servicing Fee 52.6865 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~108~~106,~~556~~946.4308

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2121 0 0 0 2121 ~~322~~19,~~188~~276,465.8516 0.00 0.00 0.00 ~~322~~19,~~188~~276,465.8516 60 Days 21 0 0 0 21 ~~577~~85,~~309~~387.1975 0.00 0.00 0.00 ~~577~~85,~~309~~387.1975 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4122 0 0 0 4122 ~~899~~19,~~498~~361,852.0491 0.00 0.00 0.00 ~~899~~19,~~498~~361,852.0491 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 03.~~063391~~907007% 0.000000% 0.000000% 0.000000% 03.~~063391~~907007% 04.~~066202~~057632% 0.000000% 0.000000% 0.000000% 04.~~066202~~057632% 60 Days 0.~~063391~~032289% 0.000000% 0.000000% 0.000000% 0.~~063391~~032289% 0.~~118623~~017974% 0.000000% 0.000000% 0.000000% 0.~~118623~~017974% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 03.~~126783~~939296% 0.000000% 0.000000% 0.000000% 03.~~126783~~939296% 04.~~184825~~075606% 0.000000% 0.000000% 0.000000% 04.~~184825~~075606%

Delinquency Status By Groups

~~Delinquency Status By Groups~~ DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 019 0 0 0 019 02,068,008.0061 0.00 0.00 0.00 02,068,008.0061 60 Days 01 0 0 0 01 085,387.0075 0.00 0.00 0.00 085,387.0075 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 020 0 0 0 020 02,153,396.0036 0.00 0.00 0.00 02,153,396.0036 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 05.~~000000~~555556% 0.000000% 0.000000% 0.000000% 05.~~000000~~555556% 05.~~000000~~839624% 0.000000% 0.000000% 0.000000% 05.~~000000~~839624% 60 Days 0.~~000000~~292398% 0.000000% 0.000000% 0.000000% 0.~~000000~~292398% 0.~~000000~~241117% 0.000000% 0.000000% 0.000000% 0.~~000000~~241117% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 05.~~000000~~847953% 0.000000% 0.000000% 0.000000% 05.~~000000~~847953% 06.~~000000~~080742% 0.000000% 0.000000% 0.000000% 06.~~000000~~080742% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 06 0 0 0 06 0814,539.0048 0.00 0.00 0.00 0814,539.0048 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 06 0 0 0 06 0814,539.0048 0.00 0.00 0.00 0814,539.0048 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 01.~~000000~~336303% 0.000000% 0.000000% 0.000000% 01.~~000000~~336303% 01.~~000000~~143447% 0.000000% 0.000000% 0.000000% 01.~~000000~~143447% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 01.~~000000~~336303% 0.000000% 0.000000% 0.000000% 01.~~000000~~336303% 01.~~000000~~143447% 0.000000% 0.000000% 0.000000% 01.~~000000~~143447% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 147 0 0 0 147 ~~237~~7,~~466~~479,201.8034 0.00 0.00 0.00 ~~237~~7,~~466~~479,201.8034 60 Days 10 0 0 0 10 ~~332,570~~0.9600 0.00 0.00 0.00 ~~332,570~~0.9600 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 247 0 0 0 247 ~~570~~7,~~037~~479,201.7634 0.00 0.00 0.00 ~~570~~7,~~037~~479,201.7634 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 04.~~096339~~603330% 0.000000% 0.000000% 0.000000% 04.~~096339~~603330% 04.~~144093~~631533% 0.000000% 0.000000% 0.000000% 04.~~144093~~631533% 60 Days 0.~~096339~~000000% 0.000000% 0.000000% 0.000000% 0.~~096339~~000000% 0.~~201801~~000000% 0.000000% 0.000000% 0.000000% 0.~~201801~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 04.~~192678~~603330% 0.000000% 0.000000% 0.000000% 04.~~192678~~603330% 04.~~345894~~631533% 0.000000% 0.000000% 0.000000% 04.~~345894~~631533% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 131 0 0 0 131 846,~~722~~199,642.0511 0.00 0.00 0.00 846,~~722~~199,642.0511 60 Days 10 0 0 0 10 ~~244,738~~0.2300 0.00 0.00 0.00 ~~244,738~~0.2300 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 231 0 0 0 231 ~~329~~6,~~460~~199,642.2811 0.00 0.00 0.00 ~~329~~6,~~460~~199,642.2811 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 04.~~153610~~851330% 0.000000% 0.000000% 0.000000% 04.~~153610~~851330% 05.~~077837~~815199% 0.000000% 0.000000% 0.000000% 05.~~077837~~815199% 60 Days 0.~~153610~~000000% 0.000000% 0.000000% 0.000000% 0.~~153610~~000000% 0.~~224849~~000000% 0.000000% 0.000000% 0.000000% 0.~~224849~~000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 04.~~307220~~851330% 0.000000% 0.000000% 0.000000% 04.~~307220~~851330% 05.~~302685~~815199% 0.000000% 0.000000% 0.000000% 05.~~302685~~815199% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 018 0 0 0 018 02,715,073.0062 0.00 0.00 0.00 02,715,073.0062 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 018 0 0 0 018 02,715,073.0062 0.00 0.00 0.00 02,715,073.0062 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 02.~~000000~~786378% 0.000000% 0.000000% 0.000000% 02.~~000000~~786378% 02.~~000000~~706341% 0.000000% 0.000000% 0.000000% 02.~~000000~~706341% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 02.~~000000~~786378% 0.000000% 0.000000% 0.000000% 02.~~000000~~786378% 02.~~000000~~706341% 0.000000% 0.000000% 0.000000% 02.~~000000~~706341%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 6143,~~717~~553.9670

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 212,303.00 0.04305070% 212,303.00 0.~~04365331~~04472120% Fraud 9,862,929.00 1.99999994% 9,862,929.00 2.07760624% Special Hazard 4,928,329.00 0.99936416% 4,928,329.00 1.~~01335305~~03814263% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Fixed 15 & 30 Year Weighted Average Gross Coupon 7.~~775138~~771692% Weighted Average Pass-Through Rate 7.~~510982~~507811% Weighted Average Maturity(Stepdown Calculation ) ~~314~~313 Beginning Scheduled Collateral Loan Count 3,~~192~~155 Number Of Loans Paid In Full 3758 Ending Scheduled Collateral Loan Count 3,~~155~~097 Beginning Scheduled Collateral Balance ~~493~~486,~~146~~338,~~463~~794.7110 Ending Scheduled Collateral Balance ~~486~~474,~~338~~725,~~794~~615.1093 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2002 ~~486~~475,~~676~~066,~~638~~845.3610 Monthly P &I Constant 3,~~648~~601,~~939~~186.1154 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 914,~~552~~224,~~039~~492.0732 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~486~~474,~~338~~725,~~794~~615.1093 Scheduled Principal ~~453~~451,~~704~~457.2921 Unscheduled Principal 611,~~353~~161,~~966~~720.2496

~~Fraud~~Miscellaneous ~~Loss~~Reporting ~~Coverage~~Group $1 Senior % 91.152009% Group 1 Junior % 8.847991% Group 2 Senior % 91.212104% Group 2 Junior % 8.787896% Group 3 Senior % 91.152463% Group 3 Junior % 8.847537% Group 4 Senior % 90.991402% Group 4 Junior % 9~~,862,929~~.00008598% Group 5 Senior % 91.059004% Group 5 Junior % 8.940996% Group 1 Senior Prepayment % 100.000000% Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 4 Senior Prepayment % 100.000000% Group 5 Senior Prepayment % 100.000000%

~~Miscellaneous~~Group ~~Reporting~~Level Collateral Statement Group Group 1 ~~Senior~~Group %2 ~~91.186982%~~ Group 13 ~~Junior~~Collateral %Description Fixed 30 Year Fixed 30 Year Fixed 30 Year Weighted Average Coupon Rate 8.~~813018%~~015762 ~~Group~~7.186718 27.694520 ~~Senior~~Weighted %Average 91Net Rate 7.~~269917%~~689093 ~~Group~~6.936717 7.426942 Weighted Average Maturity 325 352 355 Beginning Loan Count 344 460 1,038 Loans Paid In Full 2 ~~Junior~~11 %17 8Ending Loan Count 342 449 1,021 Beginning Scheduled Balance 35,580,126.~~730083%~~54 ~~Group~~73,516,042.89 3164,702,617.19 ~~Senior~~Ending %scheduled 91Balance 35,382,602.~~224701%~~27 ~~Group~~71,190,107.72 161,388,982.05 Record Date 10/31/2002 10/31/2002 10/31/2002 Principal And Interest Constant 274,174.30 502,452.35 1,178,311.89 Scheduled Principal 36,506.10 62,169.81 122,222.24 Unscheduled Principal 161,018.17 2,263,765.36 3,191,412.90 ~~Junior~~Scheduled %Interest 8237,668.~~775299%~~20 ~~Group~~440,282.54 41,056,089.65 ~~Senior~~Servicing %Fees 919,685.~~237479%~~78 ~~Group~~15,315.86 436,725.60 ~~Junior~~Master %Servicing 8Fees 13.~~762521%~~37 ~~Group~~0.00 539.28 ~~Senior~~Trustee %Fee 910.~~173861%~~00 ~~Group~~0.00 50.00 ~~Junior~~FRY %Amount 80.~~826139%~~00 ~~Group~~0.00 10.00 ~~Senior~~Special ~~Prepayment~~Hazard %Fee ~~100~~0.~~000000%~~00 ~~Group~~0.00 20.00 ~~Senior~~Other ~~Prepayment~~Fee %0.00 ~~100~~0.~~000000%~~00 ~~Group~~0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 ~~Senior~~0.00 ~~Prepayment~~0.00 %0.00 ~~100~~Net Interest 227,969.~~000000%~~05 ~~Group~~424,966.68 41,019,324.77 ~~Senior~~Realized ~~Prepayment~~Loss %Amount ~~100~~0.~~000000%~~00 ~~Group~~0.00 50.00 ~~Senior~~Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment %Penalties ~~100~~0.~~000000%~~00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 7.688642 6.936718 7.426656

Group Level Collateral Statement Group Group 14 Group 25 ~~Group~~Total 3 Collateral Description Fixed 30 Year Fixed 3015 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 8.~~015371~~273522 7.~~188985~~698788 7.~~697019~~771692 Weighted Average Net Rate 78.~~689026~~021819 67.~~938985~~440314 7.~~428225~~507941 Weighted Average Maturity ~~326~~354 ~~353~~174 ~~356~~313 Beginning Loan Count ~~345~~651 ~~463~~662 13,~~048~~155 Loans Paid In Full 112 316 1058 Ending Loan Count ~~344~~639 ~~460~~646 13,~~038~~097 Beginning Scheduled Balance 35108,~~755~~791,~~873~~639.1166 74103,~~063~~748,~~333~~367.6382 ~~166~~486,~~174~~338,~~246~~794.9710 Ending scheduled Balance 35106,~~580~~552,~~126~~540.5457 73100,~~516~~211,~~042~~383.8932 ~~164~~474,~~702~~725,~~617~~615.1993 Record Date 0910/3031/2002 0910/3031/2002 0910/3031/2002 Principal And Interest Constant ~~275~~822,~~165~~809.9215 ~~505~~823,~~801~~438.6185 13,~~187~~601,~~991~~186.6454 Scheduled Principal 3672,~~335~~734.4216 62157,~~101~~824.4690 ~~122~~451,~~119~~457.6921 Unscheduled Principal ~~139~~2,~~411~~166,364.1593 ~~485~~3,~~189~~379,159.2860 111,~~349~~161,~~510~~720.0996 Scheduled Interest ~~238~~750,~~830~~074.5099 ~~443~~665,~~700~~613.1595 13,~~065~~149,~~871~~729.9533 Servicing Fees 922,~~723~~819.9626 1522,~~429~~346.8393 37106,~~222~~893.1443 Master Servicing Fees 130.3800 0.00 3952.3065 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~229~~727,~~093~~255.1673 ~~428~~643,~~270~~267.3202 13,~~028~~042,~~610~~783.5125 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 78.~~688578~~021819 67.~~938985~~440314 7.~~427941~~507811

Group Level Collateral Statement Group Group 4 Group 5 Total Collateral Description Fixed 30 Year Fixed 15 Year Fixed 15 & 30 Year Weighted Average Coupon Rate 8.272077 7.700946 7.775138 Weighted Average Net Rate 8.020421 7.442586 7.511110 Weighted Average Maturity 355 175 314 Beginning Loan Count 666 670 3,192 Loans Paid In Full 15 8 37 Ending Loan Count 651 662 3,155 Beginning Scheduled Balance 111,909,767.22 105,243,243.70 493,146,464.63 Ending scheduled Balance 108,791,639.66 103,748,367.82 486,338,794.10 Record Date 09/30/2002 09/30/2002 09/30/2002 Principal And Interest Constant 845,635.35 834,344.59 3,648,939.11 Scheduled Principal 74,196.87 158,950.85 453,704.29 Unscheduled Principal 3,043,930.69 1,335,925.03 6,353,966.24 Scheduled Interest 771,438.48 675,393.74 3,195,234.82 Servicing Fees 23,468.96 22,658.86 108,503.75 Master Servicing Fees 0.00 0.00 52.68 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 747,969.52 652,734.88 3,086,678.39 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 8.020421 7.442586 7.510982

Filing Compare · MORTGAGE ASSSET SEC TRANS INC MASTR ALTERNATIVE LOAN 2002-2