8-K 1 cwt01001.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 12, 2002 COUNTRYWIDE HOME LOAN TRUST Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-40145-11 Pooling and Servicing Agreement) (Commission 51-6520756 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On November 12, 2002 a distribution was made to holders of COUNTRYWIDE HOME LOAN TRUST, Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust, relating to the November 12, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COUNTRYWIDE HOME LOAN TRUST Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust By: Wells Fargo Bank Minnesota, N.A. as Indenture Trustee By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 11/12/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Home Equity Loan Asset-Backed Certs., Series 2001-HLTV1 Trust, relating to the November 12, 2002 distribution. EX-99.1

Countrywide Home Loan Trust Asset-Backed Certificates Record Date: 1/1/00 Distribution Date: 1011/1012/02 CWT Series: 2001-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 22237WAA6 SEN 5.91300% 0.00 0.00 0.00 A-2 22237WAB4 SEN 6.34100% 0.00 0.00 0.00 A-3 22237WAC2 SEN 6.66400% ~~2,432,106~~0.0200 ~~13,506~~0.3000 ~~2,432,106~~0.0200 A-4 22237WAD0 SEN 6.94600% 1110,~~812~~038,~~000~~299.0075 6858,~~371~~105.7903 14,~~773~~593,~~700~~730.2570 A-5 22237WAE8 SEN 7.19700% 6,227,000.00 37,346.43 0.00 M-1 22237WAF5 SUB 7.66900% 22,746,000.00 145,365.89 0.00 M-2 22237WAG3 SUB 7.91300% 15,922,000.00 104,992.32 0.00 B-1 22237WAH1 SUB 9.38500% 15,922,000.00 124,523.31 0.00 B-2 22237WAJ7 SUB 9.00000% 5,687,000.00 42,652.50 0.00 OC CWT0101OC OC 0.00000% 17,059,278.75 ~~303~~393,~~856~~860.7049 0.00 Totals 9793,~~807~~601,~~384~~578.7750 ~~840~~906,~~615~~845.2497 4,~~205~~593,~~806~~730.2770

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 0.00 0.00 0.00 A-2 0.00 0.00 0.00 0.00 A-3 0.00 0.00 ~~2,445,612~~0.3200 0.00 A-4 0.00 105,~~038~~444,~~299~~569.7505 14,~~842~~651,~~072~~835.0473 0.00 A-5 0.00 6,227,000.00 37,346.43 0.00 M-1 0.00 22,746,000.00 145,365.89 0.00 M-2 0.00 15,922,000.00 104,992.32 0.00 B-1 0.00 15,922,000.00 124,523.31 0.00 B-2 0.00 5,687,000.00 42,652.50 0.00 OC 0.00 17,059,278.75 ~~303~~393,~~856~~860.7049 0.00 Totals 0.00 9389,~~601~~007,~~578~~847.5080 5,~~046~~500,~~421~~576.5167 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 103,718,000.00 0.00 0.00 0.00 0.00 0.00 A-2 28,149,000.00 0.00 0.00 0.00 0.00 0.00 A-3 4,768,000.00 ~~2,432,106~~0.0200 0.00 ~~2,432,106~~0.0200 0.00 0.00 A-4 11,812,000.00 1110,~~812~~038,~~000~~299.0075 0.00 14,~~773~~593,~~700~~730.2570 0.00 0.00 A-5 6,227,000.00 6,227,000.00 0.00 0.00 0.00 0.00 M-1 22,746,000.00 22,746,000.00 0.00 0.00 0.00 0.00 M-2 15,922,000.00 15,922,000.00 0.00 0.00 0.00 0.00 B-1 15,922,000.00 15,922,000.00 0.00 0.00 0.00 0.00 B-2 5,687,000.00 5,687,000.00 0.00 0.00 0.00 0.00 OC 12,511,788.49 17,059,278.75 0.00 0.00 0.00 0.00 Totals 227,462,788.49 9793,~~807~~601,~~384~~578.7750 0.00 4,~~205~~593,~~806~~730.2770 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 0.00 0.00 0.00000000 0.00 A-2 0.00 0.00 0.00000000 0.00 A-3 ~~2,432,106~~0.0200 0.00 0.00000000 ~~2,432,106~~0.0200 A-4 14,~~773~~593,~~700~~730.2570 105,~~038~~444,~~299~~569.7505 0.~~84983913~~46093541 14,~~773~~593,~~700~~730.2570 A-5 0.00 6,227,000.00 1.00000000 0.00 M-1 0.00 22,746,000.00 1.00000000 0.00 M-2 0.00 15,922,000.00 1.00000000 0.00 B-1 0.00 15,922,000.00 1.00000000 0.00 B-2 0.00 5,687,000.00 1.00000000 0.00 OC 0.00 17,059,278.75 1.36345645 0.00 Totals 4,~~205~~593,~~806~~730.2770 9389,~~601~~007,~~578~~847.5080 0.~~41150282~~39130729 4,~~205~~593,~~806~~730.2770

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 103,718,000.00 0.00000000 0.00000000 0.00000000 0.00000000 A-2 28,149,000.00 0.00000000 0.00000000 0.00000000 0.00000000 A-3 4,768,000.00 ~~510~~0.~~08934983~~00000000 0.00000000 ~~510~~0.~~08934983~~00000000 0.00000000 A-4 11,812,000.00 ~~1000~~849.~~00000000~~83912547 0.00000000 ~~150~~388.~~16087453~~90371656 0.00000000 A-5 6,227,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-1 22,746,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 15,922,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 15,922,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 5,687,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 OC 12,511,788.49 1363.45645258 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-3 0.00000000 ~~510~~0.~~08934983~~00000000 0.00000000 0.00000000 ~~510~~0.~~08934983~~00000000 A-4 0.00000000 ~~150~~388.~~16087453~~90371656 ~~849~~460.~~83912547~~93540891 0.~~84983913~~46093541 ~~150~~388.~~16087453~~90371656 A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 OC 0.00000000 0.00000000 1,363.45645258 1.36345645 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 103,718,000.00 5.91300% 0.00 0.00 0.00 0.00 A-2 28,149,000.00 6.34100% 0.00 0.00 0.00 0.00 A-3 4,768,000.00 6.66400% ~~2,432,106~~0.0200 ~~13,506~~0.3000 0.00 0.00 A-4 11,812,000.00 6.94600% 1110,~~812~~038,~~000~~299.0075 6858,~~371~~105.7903 0.00 0.00 A-5 6,227,000.00 7.19700% 6,227,000.00 37,346.43 0.00 0.00 M-1 22,746,000.00 7.66900% 22,746,000.00 145,365.89 0.00 0.00 M-2 15,922,000.00 7.91300% 15,922,000.00 104,992.32 0.00 0.00 B-1 15,922,000.00 9.38500% 15,922,000.00 124,523.31 0.00 0.00 B-2 5,687,000.00 9.00000% 5,687,000.00 42,652.50 0.00 0.00 OC 12,511,788.49 0.00000% 17,059,278.75 0.00 0.00 0.00 Totals 227,462,788.49 ~~536~~512,~~758~~985.5448 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 0.00 0.00 0.00 A-2 0.00 0.00 0.00 0.00 0.00 A-3 0.00 0.00 ~~13,506~~0.3000 0.00 0.00 A-4 0.00 0.00 6858,~~371~~105.7903 0.00 105,~~038~~444,~~299~~569.7505 A-5 0.00 0.00 37,346.43 0.00 6,227,000.00 M-1 0.00 0.00 145,365.89 0.00 22,746,000.00 M-2 0.00 0.00 104,992.32 0.00 15,922,000.00 B-1 0.00 0.00 124,523.31 0.00 15,922,000.00 B-2 0.00 0.00 42,652.50 0.00 5,687,000.00 OC 0.00 0.00 ~~303~~393,~~856~~860.7049 0.00 17,059,278.75 Totals 0.00 0.00 ~~840~~906,~~615~~845.2497 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 103,718,000.00 5.91300% 0.00000000 0.00000000 0.00000000 0.00000000 A-2 28,149,000.00 6.34100% 0.00000000 0.00000000 0.00000000 0.00000000 A-3 4,768,000.00 6.66400% ~~510~~0.~~08934983~~00000000 20.~~83269715~~00000000 0.00000000 0.00000000 A-4 11,812,000.00 6.94600% ~~1000~~849.~~00000000~~83912547 54.~~78833305~~91915256 0.00000000 0.00000000 A-5 6,227,000.00 7.19700% 1000.00000000 5.99749960 0.00000000 0.00000000 M-1 22,746,000.00 7.66900% 1000.00000000 6.39083311 0.00000000 0.00000000 M-2 15,922,000.00 7.91300% 1000.00000000 6.59416656 0.00000000 0.00000000 B-1 15,922,000.00 9.38500% 1000.00000000 7.82083344 0.00000000 0.00000000 B-2 5,687,000.00 9.00000% 1000.00000000 7.50000000 0.00000000 0.00000000 OC 12,511,788.49 0.00000% 1363.45645258 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-3 0.00000000 0.00000000 20.~~83269715~~00000000 0.00000000 0.00000000 A-4 0.00000000 0.00000000 54.~~78833305~~91915256 0.00000000 ~~849~~460.~~83912547~~93540891 A-5 0.00000000 0.00000000 5.99749960 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 6.39083311 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 6.59416656 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 7.82083344 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 7.50000000 0.00000000 1000.00000000 OC 0.00000000 0.00000000 2431.~~28563272~~47915187 0.00000000 1363.45645258 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 5,~~228~~664,~~499~~997.1751 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses (~~119~~104,~~888~~905.4683) Prepayment Penalties 0.00 Total Deposits 5,~~108~~560,~~610~~091.7168 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 6259,~~189~~515.2001 Payment of Interest and Principal 5,~~046~~500,~~421~~576.5167 Total Withdrawals (Pool Distribution Amount) 5,~~108~~560,~~610~~091.7168 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 6158,~~129~~500.6299 Master Servicing Fee 0.00 Owner Trustee Annual Fee 0.00 Wells Fargo Bank, N.A. 1,~~059~~014.5802 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 6259,~~189~~515.2001

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6775 1112 0 0 7887 2,~~068~~355,~~109~~999.0554 ~~371~~415,~~990~~794.7576 0.00 0.00 2,~~440~~771,~~099~~794.8030 60 Days 2926 8 0 0 3734 ~~851~~767,~~672~~760.3639 ~~204~~224,~~378~~839.2515 0.00 0.00 1992,~~056,050~~599.6154 90 Days 4147 14 21 0 5762 1,~~149~~272,~~072~~456.80 ~~392~~327,~~316~~289.1107 6124,~~751~~079.0195 0.00 1,~~603~~623,~~139~~825.9282 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~137~~148 3334 21 0 ~~172~~183 4,~~068~~396,~~854~~216.2173 ~~968~~967,~~685~~922.1198 6124,~~751~~079.0195 0.00 5,~~099~~388,~~290~~219.3366 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.~~312737~~708559% 0.~~379703~~433369% 0.000000% 0.000000% 23.~~692440~~141928% 2.~~209481~~646957% 0.~~397419~~467144% 0.000000% 0.000000% 23.~~606900~~114101% 60 Days 10.~~001036~~938967% 0.~~276148~~288913% 0.000000% 0.000000% 1.~~277183~~227880% 0.~~909891~~862576% 0.~~218349~~252606% 0.000000% 0.000000% 1.~~128240~~115182% 90 Days 1.~~415257~~697364% 0.~~483259~~505598% 0.~~069037~~036114% 0.000000% 12.~~967553~~239075% 1.~~227621~~429601% 0.~~419134~~367708% 0.~~065972~~027054% 0.000000% 1.~~712727~~824363% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 45.~~729030~~344890% 1.~~139109~~227880% 0.~~069037~~036114% 0.000000% 56.~~937176~~608884% 4.~~346993~~939134% 1.~~034903~~087458% 0.~~065972~~027054% 0.000000% 56.~~447868~~053646% (7) Delinquencies are stratified according to the information that the ~~servicer~~Servicer has provided. All 90+ ~~day~~ delinquencies for Bankruptcy, ~~Foreclosure~~Forclosure, and REO are reported in the 90 day delinquency field.

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Weighted Average Gross Coupon 1213.~~484736~~601413% Weighted Average Net Coupon 1112.~~699256~~822306% Weighted Average Pass-Through Rate 1112.~~649564~~702764% Weighted Average Maturity(Stepdown Calculation ) ~~187~~186 Beginning Scheduled Collateral Loan Count 32,~~024~~897 Number Of Loans Paid In Full ~~127~~128 Ending Scheduled Collateral Loan Count 2,~~897~~769 Beginning Scheduled Collateral Balance 9793,~~807~~601,~~384~~578.7750 Ending Scheduled Collateral Balance 9389,~~601~~007,~~578~~847.5080 Ending Actual Collateral Balance at 01-Jan-1900 9389,~~601~~007,~~578~~847.5080 Monthly P &I Constant 1,~~222~~276,~~953~~194.2584 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount ~~119~~104,~~888~~905.4683 Cumulative Realized Loss 5,~~212~~316,~~016~~922.3518 Scheduled Principal ~~206~~216,~~869~~189.0752 Unscheduled Principal 34,~~998~~377,~~937~~541.2018 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount ~~119~~104,~~888~~905.4683 Overcollateralized reduction Amount 0.00 Specified O/C Amount 17,059,278.75 Overcollateralized Amount 17,059,278.75 Overcollateralized Deficiency Amount ~~119~~104,~~888~~905.4683 Base Overcollateralized Amount 0.00 Extra principal distribution Amount ~~119~~104,~~888~~905.4683 Excess Cash Amount ~~416~~487,~~803~~171.0850

Prepayment Penalities $611,~~942~~594.0882 1/12 Owner Trustee Fee Strip $333.33 Current Period Losses $~~119~~104,~~888~~905.4683

Filing Compare · COUNTRYWIDE HOME LOAN TRUST HOME LOAN BAC NO SER 2001-HLV1