8-K 1 arc02bc4.txt JULY 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2002 AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2002-BC4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82904-15 Pooling and Servicing Agreement) (Commission (State or other File Number) Pending jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On July 25, 2002 a distribution was made to holders of AMORTIZING RESIDENTIAL COLLATERAL TRUST, Mortgage Pass-Through Certificates, Series 2002-BC4 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-BC4 Trust, relating to the July 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2002-BC4 Trust By: Wells Fargo Bank, N. A. as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 8/2/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-BC4 Trust, relating to the July 25, 2002 distribution. EX-99.1

~~SECURITIES~~Amortizing ~~AND~~Residential ~~EXCHANGE~~Collateral ~~COMMISSION~~Trust Mortgage Pass-Through Certificates Record Date: 6/30/02 Distribution Date: 7/25/02 ARC Series: 2002-BC4 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A 86358RW45 SEN 2.12875% 542,050,000.00 961,574.11 3,630,787.72 A-IO 86358RW52 SEN 6.00000% 0.00 1,097,401.90 0.00 M-1 86358RW60 MEZ 2.53875% 39,905,000.00 84,424.02 0.00 M-2 86358RW78 MEZ 2.98875% 36,580,000.00 91,107.06 0.00 M-3 86358RW86 MEZ 3.73875% 29,929,000.00 93,247.54 0.00 B-1 86358RW94 SUB 4.08875% 12,304,000.00 41,923.32 0.00 B-2 ARN02B4B2 SUB 7.75000% 44,740,000.00 19,263.06 1,439,130.63 X ARC02BC3X SEN 0.00000% 4,324,064.45 0.00 0.00 R1 ARC02B3R1 RES 0.00000% 0.00 0.00 0.00 R2 ARC02B3R2 RES 0.00000% 0.00 0.00 0.00 R3 ARC02B3R3 RES 0.00000% 0.00 0.00 0.00 Totals 709,832,064.45 2,388,941.01 5,069,918.35

~~Washington~~Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A 0.00 538,419,212.28 D4,592,361.C83 0. ~~20549~~00 A-IO 0.00 0.00 1,097,401.90 0.00 M-1 0.00 39,905,000.00 84,424.02 0.00 M-2 0.00 36,580,000.00 91,107.06 0.00 M-3 0.00 29,929,000.00 93,247.54 0.00 B-1 0.00 12,304,000.00 41,923.32 0.00 B-2 0.00 43,300,869.37 1,458,393.69 0.00 X 0.00 4,324,064.45 0.00 0.00 R1 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 Totals 0.00 704,762,146.10 7,458,859.36 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

~~FORM~~Principal 8Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A 542,050,000.00 542,050,000.00 0.00 3,630,787.72 0.00 0.00 A-KIO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 39,905,000.00 39,905,000.00 0.00 0.00 0.00 0.00 M-2 36,580,000.00 36,580,000.00 0.00 0.00 0.00 0.00 M-3 29,929,000.00 29,929,000.00 0.00 0.00 0.00 0.00 B-1 12,304,000.00 12,304,000.00 0.00 0.00 0.00 0.00 B-2 44,740,000.00 44,740,000.00 0.00 1,439,130.63 0.00 0.00 X 4,324,064.45 4,324,064.45 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 709,832,064.45 709,832,064.45 0.00 5,069,918.35 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~CURRENT~~Principal ~~REPORT~~Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A 3,630,787.72 538,419,212.28 0.99330175 3,630,787.72 A-IO 0.00 0.00 0.00000000 0.00 M-1 0.00 39,905,000.00 1.00000000 0.00 M-2 0.00 36,580,000.00 1.00000000 0.00 M-3 0.00 29,929,000.00 1.00000000 0.00 B-1 0.00 12,304,000.00 1.00000000 0.00 B-2 1,439,130.63 43,300,869.37 0.96783347 1,439,130.63 X 0.00 4,324,064.45 1.00000000 0.00 R1 0.00 0.00 0.00000000 0.00 R2 0.00 0.00 0.00000000 0.00 R3 0.00 0.00 0.00000000 0.00 Totals 5,069,918.35 704,762,146.10 0.99285758 5,069,918.35

~~PURSUANT~~Principal TODistribution ~~SECTION~~Factors 13Statement OROriginal 15Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (d2) OFAmount ~~THE~~Balance Distribution Distribution Accretion A 542,050,000.00 1000.00000000 0.00000000 6.69825241 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 39,905,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 36,580,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-3 29,929,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 12,304,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 44,740,000.00 1000.00000000 0.00000000 32.16653174 0.00000000 X 4,324,064.45 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All classes are per $1000 denomination.

~~SECURITIES~~Principal ~~AND~~Distribution ~~EXCHANGE~~Factors ~~ACT~~Statement OF(continued) ~~1934~~Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A 0.00000000 6.69825241 993.30174759 0.99330175 6.69825241 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 32.16653174 967.83346826 0.96783347 32.16653174 X 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~Date~~Interest ofDistribution ~~Report~~Statement ~~(Date~~Beginning Payment of ~~earliest~~Original ~~event~~Current ~~reported)~~Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A 542,050,000.00 2.12875% 542,050,000.00 961,574.11 0.00 0.00 A-IO 0.00 6.00000% 219,480,381.00 1,097,401.90 0.00 0.00 M-1 39,905,000.00 2.53875% 39,905,000.00 84,424.02 0.00 0.00 M-2 36,580,000.00 2.98875% 36,580,000.00 91,107.06 0.00 0.00 M-3 29,929,000.00 3.73875% 29,929,000.00 93,247.54 0.00 0.00 B-1 12,304,000.00 4.08875% 12,304,000.00 41,923.32 0.00 0.00 B-2 44,740,000.00 7.75000% 44,740,000.00 19,263.06 0.00 0.00 X 4,324,064.45 0.00000% 4,324,064.45 0.00 0.00 0.00 R1 0.00 0.00000% 0.00 0.00 0.00 0.00 R2 0.00 0.00000% 0.00 0.00 0.00 0.00 R3 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 709,832,064.45 2,388,941.01 0.00 0.00

~~July~~Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A 0.00 0.00 961,574.11 0.00 538,419,212.28 A-IO 0.00 0.00 1,097,401.90 0.00 219,480,381.00 M-1 0.00 0.00 84,424.02 0.00 39,905,000.00 M-2 0.00 0.00 91,107.06 ~~2002~~0.00 36,580,000.00 M-3 0.00 0.00 93,247.54 0.00 29,929,000.00 B-1 0.00 0.00 41,923.32 0.00 12,304,000.00 B-2 0.00 0.00 19,263.06 0.00 43,300,869.37 X 0.00 0.00 0.00 0.00 4,324,064.45 R1 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 2,388,941.01 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

~~STRUCTURED~~Interest ~~ASSET~~Distribution ~~SECURITIES~~Factors ~~CORPORATION~~Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (as5) ~~Depositor~~Amount ~~under~~Rate ~~the~~Balance ~~Trust~~Interest ~~Agreement~~Shortfall Shortfall A 542,050,000.00 ~~dated~~2.12875% as1000.00000000 of1.77395832 ~~June~~0.00000000 0.00000000 A-IO 0.00 6.00000% 1000.00000000 4.99999998 0.00000000 0.00000000 M-1 39,905,000.00 ~~2002~~2.53875% 1000.00000000 2.11562511 0.00000000 0.00000000 M-2 36,580,000.00 ~~providing~~2.98875% ~~for~~1000.00000000 ~~the~~2.49062493 ~~issuance~~0.00000000 of0.00000000 ~~Amortizing~~M-3 ~~Residential~~29,929,000.00 ~~Collateral~~3.73875% ~~Trust~~1000.00000000 ~~Mortgage~~3.11562498 ~~Pass~~0.00000000 0.00000000 B-~~Through~~1 ~~Certificates~~12,304,000.00 ~~Series~~4.08875% ~~2002~~1000.00000000 3.40729194 0.00000000 0.00000000 B-~~BC4~~2 44,740,000.00 7.75000% 1000.00000000 0.43055565 0.00000000 0.00000000 X 4,324,064.45 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All classes are per $1000 denomination

~~Structured~~Interest ~~Asset~~Distribution ~~Securities~~Factors ~~Corporation~~ Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A 0.00000000 0.00000000 1.77395832 0.00000000 993.30174759 A-IO 0.00000000 0.00000000 4.99999998 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 2.11562511 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.49062493 0.00000000 1000.00000000 M-3 0.00000000 0.00000000 3.11562498 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 3.40729194 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 0.43055565 0.00000000 967.83346826 X 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 7,565,946.90 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (~~Exact~~Servicer ~~Name~~Advances) 145,668.99 Realized Losses 0.00 Prepayment Penalties 27,380.93 Total Deposits 7,738,996.82 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of ~~Registrant~~Service asFee ~~Specified~~280,136.46 inPayment ~~its~~of ~~Charter~~Interest and Principal 7,458,859.36 Total Withdrawals (Pool Distribution Amount) 7,738,995.82 Ending Balance 0.00

Delaware	333-82904	74-2440850
(State or Other Jurisdiction Of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

745 7th Avenue, 7th Floor New York, New York		10019
(Address of Principal Executive Offices)		(Zip Code)

~~Registrant’s~~OTHER ~~telephone~~ACCOUNTS ~~number~~Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 0.00 0.00 866,837.50 ~~including~~866,837.50 ~~area~~Reserve ~~code: (212)~~Fund ~~526-7000~~1,000.00 0.00 0.00 1,000.00

~~None~~ LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 115 0 0 0 115 17,108,651.37 0.00 0.00 0.00 17,108,651.37 60 Days 5 0 0 0 5 594,324.21 0.00 0.00 0.00 594,324.21 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 120 0 0 0 120 17,702,975.58 0.00 0.00 0.00 17,702,975.58 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.491874% 0.000000% 0.000000% 0.000000% 2.491874% 2.585158% 0.000000% 0.000000% 0.000000% 2.585158% 60 Days 0.108342% 0.000000% 0.000000% 0.000000% 0.108342% 0.089804% 0.000000% 0.000000% 0.000000% 0.089804% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.600217% 0.000000% 0.000000% 0.000000% 2.600217% 2.674961% 0.000000% 0.000000% 0.000000% 2.674961%

~~(Former~~OTHER ~~Name~~INFORMATION orCurrent ~~Former~~Period ~~Address,~~Class ifA ~~Changed~~Insufficient ~~Since~~Funds ~~Last~~0.00 ~~Report)~~Principal Balance of Contaminated Properties 0.00 Periodic Advance 145,668.99

~~Item~~COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 8.926882% Weighted Average Net Coupon 8.472040% Weighted Average Pass-Through Rate 8.436443% Weighted Average Maturity(Stepdown Calculation ) 341 Beginning Scheduled Collateral Loan Count 4,634 Number Of Loans Paid In Full 19 Ending Scheduled Collateral Loan Count 4,615 Beginning Scheduled Collateral Balance 709,832,064.45 Ending Scheduled Collateral Balance 661,461,276.73 Ending Actual Collateral Balance at 30-Jun-2002 661,803,020.44 Monthly P &I Constant 5,378,996. ~~Other~~06 ~~Events~~Special Servicing Fee 0.00 Prepayment Penalties 27,380.93 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 661,461,276.73 Scheduled Principal 431,330.53 Unscheduled Principal 3,199,457.19 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 4,324,064.45 Overcollateralized Amount 4,324,064.45 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount 2,297,851.09

~~The~~Libor ~~Registrant~~Rate ~~registered~~Used issuances of Amortizing Residential Collateral Trust Mortgage Pass-Through Certificates Series 2002-BC4 on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, as amended (the “Act”), by a Registration Statement on Form S-3 (Registration File No1. 333-82904) (the “Registration Statement”). Pursuant to the Registration Statement, the Registrant issued $660,768,000 aggregate principal amount of Class A, Class A-IO, Class M1, Class M2, Class M3 and Class B1 Certificates of its Amortizing Residential Collateral Trust Mortgage Pass-Through Certificates, Series 2002-BC4 on July 2, 2002. This Current Report on Form 8-K is being filed to satisfy an undertaking, contained in the definitive Prospectus dated March 22, 2002, as supplemented by the Prospectus Supplement dated June 28, 2002 (the “Prospectus Supplement”), to file a copy of the Trust Agreement (as defined below) and other operative agreements executed in connection with the issuance of the Certificates, a form of which was filed as an exhibit to the Registration Statement.83875%

The Certificates were issued pursuant to a Trust Agreement (the “Trust Agreement”), attached hereto as Exhibit 4.1, dated as of June 1, 2002, among Structured Asset Securities Corporation, as depositor, Aurora Loan Services Inc., as Master Servicer, The Murrayhill Company, as Credit Risk Manager, Bank One, National Association, as Trustee, and Wells Fargo Bank Minnesota, National Association, as Securities Administrator. The “Certificates” consist of the following classes: Class A, Class A-IO, Class M1, Class M2, Class M3, Class B1, Class B2, Class X and Class R. The Certificates evidence all of the beneficial ownership interest in a trust fund (the “Trust Fund”) that consists primarily of a pool of certain conventional, first and second lien, fixed and adjustable rate, fully amortizing and balloon, residential mortgage loans (the “Mortgage Loans”) with an aggregate outstanding principal balance of $665,092,064 as of June 1, 2002, together with certain other assets. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Trust Agreement.

Item 7. Financial Statements; Pro Forma Financial Information and Exhibits

(a)

Not applicable.

(b)

Not applicable.

(c)

Exhibits:

1.1

Terms Agreement, dated June 28, 2002, between Structured Asset Securities Corporation, as Depositor, and Lehman Brothers Inc., as Representative of the Underwriters.

4.1

Trust Agreement, dated as of June 1, 2002, among Structured Asset Securities Corporation, as Depositor, Aurora Loan Services Inc., as Master Servicer, The Murrayhill Company, as Credit Risk Manager, Bank One, National Association, as Trustee, Wells Fargo Bank Minnesota, National Association, as Securities Administrator.

99.1

Mortgage Loan Sale and Assignment Agreement, dated as of June 1, 2002, between Lehman Brothers Holdings Inc., as Seller, and Structured Asset Securities Corporation, as Purchaser.

99.2

Mortgage Loan Sale and Assignment Agreement, dated as of June 1, 2002, between Lehman Brothers Bank, FSB, as Seller, and Structured Asset Securities Corporation, as Purchaser.

99.3

Servicing Agreement, dated as of June 1, 2002, among Lehman Brothers Holdings Inc. and Lehman Brothers Bank FSB, as Sellers, and Aurora Loan Services Inc., in the dual capacities of Servicer and Master Servicer.

99.4

Servicing Agreement, dated as of June 1, 2002, by and between Lehman Brothers Holdings Inc. and Lehman Brothers Bank, FSB, as Sellers, and Aurora Loan Services Inc., as Master Servicer, and Ocwen Federal Bank FSB, as Servicer.

99.5

Reconstituted Servicing Agreement, dated as of June 1, 2002, among Lehman Brothers Holdings Inc. and Lehman Brothers Bank, FSB, as Sellers, and Aurora Loan Services Inc., as Master Servicer, and Wells Fargo Home Mortgage, Inc., as Servicer.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

STRUCTURED ASSET SECURITIES

CORPORATION

By: /s/Stanley Labanowski

Name: Stanley Labanowski

Title: Vice President

Dated: July 2, 2002

EXHIBIT INDEX

Exhibit No.

Description

Page No.

1.1

Trust Agreement, dated June 28, 2002, between Structured Asset Securities Corporation, as Depositor, and Lehman Brothers Inc., as Representative of the Underwriters.

4.1

Filing Compare · STRUCTURED ASSET SEC CORP MORT PASS THR CERTS SER 2002 BC4