8-K 1 sac02003.txt JULY 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2002 STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-3 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-82146-02 Pooling and Servicing Agreement) (Commission (State or other File Number) Pending jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On July 25, 2002 a distribution was made to holders of STRUCTURED ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2002-3 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-3 Trust, relating to the July 25, 2002 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2002-3 Trust By: Wells Fargo Bank Minnesota, NA, as Securities Administrator By: /s/ Beth Belfield, Assistant Vice President By: Beth Belfield, Assistant Vice President Date: 7/30/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2002-3 Trust, relating to the July 25, 2002 distribution. EX-99.1

Structured Asset Securities Corporation Mortgage Pass-Through Certificates Record Date: 46/30/02 Distribution Date: 57/2825/02 SASC Series: 2002-3 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1A1 86358RVY0 SEN 5.50000% 25,000,000.00 114,583.33 0.00 1A2 86358RVZ7 SEN 2.~~20000~~19000% 45,615,300.00 83,~~628~~247.0592 0.00 1A3 86358RWA1 IO 6.~~30000~~31000% 0.00 239,~~480~~860.3345 0.00 1A5 86358RWB9 SEN 6.50000% 1814,~~164~~741,~~031~~818.4931 9879,~~388~~851.5052 12,~~743~~987,~~059~~786.5989 1A6 86358RWC7 SEN 6.50000% 9588,~~681~~684,~~726~~438.7473 ~~518~~480,~~276~~374.0204 37,~~373~~910,~~957~~141.6882 1A8 86358RXQ5 SEN 5.50000% 48,500,000.00 222,291.67 0.00 1A9 86358RXR3 SEN 5.50000% 17,730,700.00 81,265.71 0.00 2A1 86358RWD5 SEN 6.50000% 2927,~~321~~929,~~357~~750.2340 ~~158~~151,~~824~~286.0215 136,~~059,003~~636.3875 2A2 86358RWE3 SEN 6.50000% 12,781,000.00 69,230.42 0.00 2AP 86358RWF0 PO 0.00000% ~~531~~529,~~014~~961.7499 0.00 ~~520~~526.9751 3A1 86358RWH6 SEN 6.50000% 98,~~370~~895,~~159~~122.9632 5048,~~755~~181.0391 ~~380~~15,~~005~~614.7410 3A2 86358RWJ2 SEN 6.50000% 15,~~261~~085,~~651~~952.3347 8281,~~667~~715.2858 ~~140~~5,~~550~~775.0708 4A1 86358RWK9 SEN 6.00000% 6867,~~940~~285,~~298~~344.2023 ~~344~~336,~~701~~426.4972 ~~424~~686,~~307~~649.66 4A2 86358RWL7 SEN 2.~~50000~~49000% 1716,~~235~~821,~~074~~336.5506 3534,~~906~~904.4127 ~~106~~171,~~076~~662.9141 4A3 86358RWM5 IO 6.~~00000~~01000% 0.00 8684,~~175~~246.3786 0.00 A4 86358RWQ6 SEN 6.~~10000~~40000% 35,000,000.00 ~~177~~186,~~916~~666.67 0.00 A7 86358RXS1 IO 6.50000% 0.00 91,~~916~~166.67 0.00 AP 86358RWS2 PO 0.00000% 1,~~690~~661,~~700~~818.0217 0.00 263,~~935~~382.3415 AX 86358RWT0 IO 6.50000% 0.00 2321,~~824~~892.0372 0.00 B1 86358RWU7 SUB 6.50000% 11,~~115~~097,~~184~~077.0436 60,~~207~~109.2517 9,~~014~~190.2712 B2 86358RWV5 SUB 6.50000% 4,~~729~~721,~~419~~715.4521 25,~~617~~575.6996 3,~~835~~910.5032 B3 86358RWW3 SUB 6.50000% 3,~~547~~541,~~314~~535.1960 19,~~214~~183.6232 2,~~876~~932.8395 B4 86358RXM4 SUB 6.50000% 1,~~416~~414,~~729~~421.2034 7,~~673~~661.9545 1,~~148~~171.9536 B5 86358RXN2 SUB 6.50000% 1,~~653~~650,~~349~~656.9362 8,~~955~~941.6506 1,~~340~~367.8500 B6 86358RXP7 SUB 6.50000% 1,~~666~~663,~~049~~335.57 9,~~024~~009.4473 1,~~351~~377.1450 CAP 86358RWP8 PO 0.00000% 328,~~766~~032.0493 0.00 ~~355~~403.2913 CAX 86358RWN3 IO 6.50000% 0.00 17,~~868~~166.6504 0.00 IAX 86358RWR4 IO 0.~~62337~~56777% 0.00 1512,~~533~~970.3591 0.00 PAX 86358RXT9 IO 6.50000% 0.00 8078,~~014~~978.9120 0.00 E SEN 0.00000% 0.00 0.00 0.00 P SEN 0.00000% 0.00 011,346.0039 0.00 R 86358RWZ1 SEN 6.50000% 0.00 0.1819 0.00 ALR SAC023ALR SEN 0.00000% 0.00 0.00 0.00 Totals ~~465~~450,~~279~~679,~~826~~317.6831 2,~~641~~568,~~941~~135.6903 711,~~274~~838,~~340~~527.1775

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1A1 0.00 25,000,000.00 114,583.33 0.00 1A2 0.00 45,615,300.00 83,~~628~~247.0592 0.00 1A3 0.00 0.00 239,~~480~~860.3345 0.00 1A5 0.00 1611,~~420~~754,~~971~~031.9042 13,~~841~~067,~~448~~638.0941 0.00 1A6 0.00 9280,~~307~~774,~~769~~296.0691 38,~~892~~390,~~233~~515.7086 0.00 1A8 0.00 48,500,000.00 222,291.67 0.00 1A9 0.00 17,730,700.00 81,265.71 0.00 2A1 0.00 2827,~~262~~893,~~353~~113.8566 1187,~~217,827~~922.4090 0.00 2A2 0.00 12,781,000.00 69,230.42 0.00 2AP 0.00 ~~530~~529,~~493~~435.7748 ~~520~~526.9751 0.00 3A1 0.00 8,~~990~~879,~~154~~508.2322 ~~430~~63,~~760~~796.7701 0.00 3A2 0.00 15,~~121~~080,~~101~~177.2639 ~~223~~87,~~217~~490.3566 0.00 4A1 0.00 6866,~~515~~598,~~990~~694.5457 ~~769~~1,~~009~~023,076.1538 0.00 4A2 0.00 1716,~~128~~649,~~997~~673.6364 ~~141~~206,~~983~~566.3268 0.00 4A3 0.00 0.00 8684,~~175~~246.3786 0.00 A4 0.00 35,000,000.00 ~~177~~186,~~916~~666.67 0.00 A7 0.00 0.00 91,~~916~~166.67 0.00 AP 0.00 1,~~663~~658,~~764~~436.6802 263,~~935~~382.3415 0.00 AX 0.00 0.00 2321,~~824~~892.0372 0.00 B1 0.00 11,~~106~~087,~~169~~887.7724 69,~~221~~299.5229 0.00 B2 0.00 4,~~725~~717,~~583~~804.9689 29,~~453~~486.1928 0.00 B3 0.00 3,~~544~~538,~~437~~602.3766 22,~~091~~116.4527 0.00 B4 0.00 1,~~415~~413,~~580~~249.2598 8,~~822~~832.9081 0.00 B5 0.00 1,~~652~~649,~~009~~289.0861 10,~~296~~308.5006 0.00 B6 0.00 1,~~664~~661,~~698~~958.4307 10,~~375~~387.5823 0.00 CAP 0.00 ~~328~~327,~~410~~629.7479 ~~355~~403.2913 0.00 CAX 0.00 0.00 17,~~868~~166.6504 0.00 IAX 0.00 0.00 1512,~~533~~970.3591 0.00 PAX 0.00 0.00 8078,~~014~~978.9120 0.00 E 0.00 0.00 0.00 0.00 P 0.00 0.00 011,346.0039 0.00 R 0.00 0.00 0.1819 0.00 ALR 0.00 0.00 0.00 0.00 Totals 0.00 ~~458~~438,~~005~~840,~~486~~789.5255 914,~~916~~406,~~281~~662.8678 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1A1 25,000,000.00 25,000,000.00 0.00 0.00 0.00 0.00 1A2 45,615,300.00 45,615,300.00 0.00 0.00 0.00 0.00 1A3 0.00 0.00 0.00 0.00 0.00 0.00 1A5 20,000,000.00 1814,~~164~~741,~~031~~818.4931 7458,~~349~~768.3514 12,~~668~~929,~~710~~018.2575 0.00 0.00 1A6 100,076,000.00 9588,~~681~~684,~~726~~438.7473 ~~143~~155,~~914~~588.5017 37,~~230~~754,~~043~~553.1965 0.00 0.00 1A8 48,500,000.00 48,500,000.00 0.00 0.00 0.00 0.00 1A9 17,730,700.00 17,730,700.00 0.00 0.00 0.00 0.00 2A1 30,000,000.00 2927,~~321~~929,~~357~~750.2340 35,~~918~~298.4837 1,~~023,084~~338.9037 0.00 0.00 2A2 12,781,000.00 12,781,000.00 0.00 0.00 0.00 0.00 2AP 532,046.00 ~~531~~529,~~014~~961.7499 ~~510~~515.4094 10.57 0.00 0.00 3A1 10,000,000.00 98,~~370~~895,~~159~~122.9632 1615,~~865~~614.8510 ~~363,139~~0.8900 0.00 0.00 3A2 15,602,000.00 15,~~261~~085,~~651~~952.3347 65,~~238~~775.0508 ~~134,312~~0.0100 0.00 0.00 4A1 69,440,000.00 6867,~~940~~285,~~298~~344.2023 62,~~814~~480.7767 ~~361~~624,~~492~~168.8899 0.00 0.00 4A2 17,360,000.00 1716,~~235~~821,~~074~~336.5506 15,~~703~~620.6917 90156,~~373~~042.2225 0.00 0.00 4A3 0.00 0.00 0.00 0.00 0.00 0.00 A4 35,000,000.00 35,000,000.00 0.00 0.00 0.00 0.00 A7 0.00 0.00 0.00 0.00 0.00 0.00 AP 1,694,214.00 1,~~690~~661,~~700~~818.0217 1,~~646~~643.9242 251,~~288~~738.4273 0.00 0.00 AX 0.00 0.00 0.00 0.00 0.00 0.00 B1 11,133,000.00 11,~~115~~097,~~184~~077.0436 9,~~014~~190.2712 0.00 0.00 0.00 B2 4,737,000.00 4,~~729~~721,~~419~~715.4521 3,~~835~~910.5032 0.00 0.00 0.00 B3 3,553,000.00 3,~~547~~541,~~314~~535.1960 2,~~876~~932.8395 0.00 0.00 0.00 B4 1,419,000.00 1,~~416~~414,~~729~~421.2034 1,~~148~~171.9536 0.00 0.00 0.00 B5 1,656,000.00 1,~~653~~650,~~349~~656.9362 1,~~340~~367.8500 0.00 0.00 0.00 B6 1,668,720.00 1,~~666~~663,~~049~~335.57 1,~~351~~377.1450 0.00 0.00 0.00 CAP 329,619.00 328,~~766~~032.0493 ~~316~~320.7067 3882.5946 0.00 0.00 CAX 0.00 0.00 0.00 0.00 0.00 0.00 IAX 0.00 0.00 0.00 0.00 0.00 0.00 PAX 0.00 0.00 0.00 0.00 0.00 0.00 E 0.00 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 ALR 0.00 0.00 0.00 0.00 0.00 0.00 Totals 473,827,699.00 ~~465~~450,~~279~~679,~~826~~317.6831 ~~377~~371,~~846~~573.2598 611,~~896~~466,~~493~~953.9277 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1A1 0.00 25,000,000.00 1.00000000 0.00 1A2 0.00 45,615,300.00 1.00000000 0.00 1A3 0.00 0.00 0.00000000 0.00 1A5 12,~~743~~987,~~059~~786.5989 1611,~~420~~754,~~971~~031.9042 0.~~82104860~~58770157 12,~~743~~987,~~059~~786.5989 1A6 37,~~373~~910,~~957~~141.6882 9280,~~307~~774,~~769~~296.0691 0.~~92237668~~80712955 37,~~373~~910,~~957~~141.6882 1A8 0.00 48,500,000.00 1.00000000 0.00 1A9 0.00 17,730,700.00 1.00000000 0.00 2A1 136,~~059,003~~636.3875 2827,~~262~~893,~~353~~113.8566 0.~~94207846~~92977046 136,~~059,003~~636.3875 2A2 0.00 12,781,000.00 1.00000000 0.00 2AP ~~520~~526.9751 ~~530~~529,~~493~~435.7748 0.~~99708253~~99509343 ~~520~~526.9751 3A1 ~~380~~15,~~005~~614.7410 8,~~990~~879,~~154~~508.2322 0.~~89901542~~88795082 ~~380~~15,~~005~~614.7410 3A2 ~~140~~5,~~550~~775.0708 15,~~121~~080,~~101~~177.2639 0.~~96917711~~96655412 ~~140~~5,~~550~~775.0708 4A1 ~~424~~686,~~307~~649.66 6866,~~515~~598,~~990~~694.5457 0.~~98669341~~95908258 ~~424~~686,~~307~~649.66 4A2 ~~106~~171,~~076~~662.9141 1716,~~128~~649,~~997~~673.6364 0.~~98669341~~95908258 ~~106~~171,~~076~~662.9141 4A3 0.00 0.00 0.00000000 0.00 A4 0.00 35,000,000.00 1.00000000 0.00 A7 0.00 0.00 0.00000000 0.00 AP 263,~~935~~382.3415 1,~~663~~658,~~764~~436.6802 0.~~98202747~~97888225 263,~~935~~382.3415 AX 0.00 0.00 0.00000000 0.00 B1 9,~~014~~190.2712 11,~~106~~087,~~169~~887.7724 0.~~99759003~~99594783 9,~~014~~190.2712 B2 3,~~835~~910.5032 4,~~725~~717,~~583~~804.9689 0.~~99759003~~99594783 3,~~835~~910.5032 B3 2,~~876~~932.8395 3,~~544~~538,~~437~~602.3766 0.~~99759003~~99594784 2,~~876~~932.8395 B4 1,~~148~~171.9536 1,~~415~~413,~~580~~249.2598 0.~~99759003~~99594784 1,~~148~~171.9536 B5 1,~~340~~367.8500 1,~~652~~649,~~009~~289.0861 0.~~99759002~~99594783 1,~~340~~367.8500 B6 1,~~351~~377.1450 1,~~664~~661,~~698~~958.4307 0.~~99759003~~99594783 1,~~351~~377.1450 CAP ~~355~~403.2913 ~~328~~327,~~410~~629.7479 0.~~99633437~~99396512 ~~355~~403.2913 CAX 0.00 0.00 0.00000000 0.00 IAX 0.00 0.00 0.00000000 0.00 PAX 0.00 0.00 0.00000000 0.00 E 0.00 0.00 0.00000000 0.00 P 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 ALR 0.00 0.00 0.00000000 0.00 Totals 711,~~274~~838,~~340~~527.1775 ~~458~~438,~~005~~840,~~486~~789.5255 0.~~96660767~~92616111 711,~~274~~838,~~340~~527.1775

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1A1 25,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1A2 45,615,300.00 1000.00000000 0.00000000 0.00000000 0.00000000 1A3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1A5 20,000,000.00 ~~908~~737.~~20157450~~09091550 32.~~71746750~~93840700 83146.~~43551250~~45093750 0.00000000 1A6 100,076,000.00 ~~956~~886.~~09063851~~17089742 1.~~43805208~~55470013 3277.~~27590221~~48664665 0.00000000 1A8 48,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1A9 17,730,700.00 1000.00000000 0.00000000 0.00000000 0.00000000 2A1 30,000,000.00 ~~977~~930.~~37857433~~99168000 1.~~19728267~~17661233 340.~~10283000~~04461233 0.00000000 2A2 12,781,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2AP 532,046.00 ~~998~~996.~~06170895~~08302666 0.~~95931555~~96972818 0.01986670 0.00000000 3A1 10,000,000.00 ~~937~~889.~~01599600~~51223200 1.~~68658500~~56141000 360.~~31398900~~00000000 0.00000000 3A2 15,602,000.00 ~~978~~966.~~18557429~~92427061 0.~~39982374~~37014998 80.~~60864056~~00000000 0.00000000 4A1 69,440,000.00 ~~992~~968.~~80383353~~97097105 0.~~90459058~~89977923 58.~~20583065~~98860873 0.00000000 4A2 17,360,000.00 ~~992~~968.~~80383353~~97097120 0.~~90459044~~89977938 58.~~20583065~~98860887 0.00000000 4A3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A4 35,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 A7 0.00 0.00000000 0.00000000 0.00000000 0.00000000 AP 1,694,214.00 ~~997~~980.~~92589366~~87854899 0.~~97208499~~97001914 141.~~92634343~~02627531 0.00000000 AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 11,133,000.00 ~~998~~996.~~39971616~~77331896 0.~~80968921~~82548460 0.00000000 0.00000000 B2 4,737,000.00 ~~998~~996.~~39971501~~77331856 0.~~80968968~~82548448 0.00000000 0.00000000 B3 3,553,000.00 ~~998~~996.~~39971573~~77331832 0.~~80969040~~82548551 0.00000000 0.00000000 B4 1,419,000.00 ~~998~~996.~~39971811~~77331924 0.~~80968992~~82548273 0.00000000 0.00000000 B5 1,656,000.00 ~~998~~996.~~39971618~~77332126 0.~~80969203~~82548309 0.00000000 0.00000000 B6 1,668,720.00 ~~998~~996.~~39971355~~77331727 0.~~80968647~~82548300 0.00000000 0.00000000 CAP 329,619.00 ~~997~~995.~~41228509~~18817180 0.~~96080626~~97285047 0.~~11707456~~25016762 0.00000000 CAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 IAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 PAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 E 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per 1,000 Denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1A1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1A5 0.00000000 87149.~~15297950~~38934450 ~~821~~587.~~04859500~~70157100 0.~~82104860~~58770157 87149.~~15297950~~38934450 1A6 0.00000000 3379.~~71395419~~04134678 ~~922~~807.~~37668432~~12955064 0.~~92237668~~80712955 3379.~~71395419~~04134678 1A8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1A9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2A1 0.00000000 351.~~30011267~~22122500 ~~942~~929.~~07846167~~77045533 0.~~94207846~~92977046 351.~~30011267~~22122500 2A2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2AP 0.00000000 0.~~97918225~~98959488 ~~997~~995.~~08252670~~09343177 0.~~99708253~~99509343 0.~~97918225~~98959488 3A1 0.00000000 381.~~00057400~~56141000 ~~899~~887.~~01542300~~95082200 0.~~89901542~~88795082 381.~~00057400~~56141000 3A2 0.00000000 90.~~00846494~~37014998 ~~969~~966.~~17710934~~55412063 0.~~96917711~~96655412 90.~~00846494~~37014998 4A1 0.00000000 69.~~11042137~~88838796 ~~986~~959.~~69341215~~08258309 0.~~98669341~~95908258 69.~~11042137~~88838796 4A2 0.00000000 69.~~11042108~~88838767 ~~986~~959.~~69341187~~08258295 0.~~98669341~~95908258 69.~~11042108~~88838767 4A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 A7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 AP 0.00000000 151.~~89842842~~99629445 ~~982~~978.~~02746524~~88225454 0.~~98202747~~97888225 151.~~89842842~~99629445 AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.~~80968921~~82548460 ~~997~~995.~~59002695~~94783437 0.~~99759003~~99594783 0.~~80968921~~82548460 B2 0.00000000 0.~~80968968~~82548448 ~~997~~995.~~59002744~~94783407 0.~~99759003~~99594783 0.~~80968968~~82548448 B3 0.00000000 0.~~80969040~~82548551 ~~997~~995.~~59002815~~94783563 0.~~99759003~~99594784 0.~~80969040~~82548551 B4 0.00000000 0.~~80968992~~82548273 ~~997~~995.~~59002819~~94783650 0.~~99759003~~99594784 0.~~80968992~~82548273 B5 0.00000000 0.~~80969203~~82548309 ~~997~~995.~~59002415~~94783213 0.~~99759002~~99594783 0.~~80969203~~82548309 B6 0.00000000 0.~~80968647~~82548300 ~~997~~995.~~59002709~~94783427 0.~~99759003~~99594783 0.~~80968647~~82548300 CAP 0.00000000 1.~~07788083~~22301809 ~~996~~993.~~33437393~~96512337 0.~~99633437~~99396512 1.~~07788083~~22301809 CAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 IAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 PAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 E 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1A1 25,000,000.00 5.50000% 25,000,000.00 114,583.33 0.00 0.00 1A2 45,615,300.00 2.~~20000~~19000% 45,615,300.00 83,~~628~~247.0592 0.00 0.00 1A3 0.00 6.~~30000~~31000% 45,615,300.00 239,~~480~~860.3345 0.00 0.00 1A5 20,000,000.00 6.50000% 1814,~~164~~741,~~031~~818.4931 9879,~~388~~851.5052 0.00 0.00 1A6 100,076,000.00 6.50000% 9588,~~681~~684,~~726~~438.7473 ~~518~~480,~~276~~374.0204 0.00 0.00 1A8 48,500,000.00 5.50000% 48,500,000.00 222,291.67 0.00 0.00 1A9 17,730,700.00 5.50000% 17,730,700.00 81,265.71 0.00 0.00 2A1 30,000,000.00 6.50000% 2927,~~321~~929,~~357~~750.2340 ~~158~~151,~~824~~286.0215 0.00 0.00 2A2 12,781,000.00 6.50000% 12,781,000.00 69,230.42 0.00 0.00 2AP 532,046.00 0.00000% ~~531~~529,~~014~~961.7499 0.00 0.00 0.00 3A1 10,000,000.00 6.50000% 98,~~370~~895,~~159~~122.9632 5048,~~755~~181.0391 0.00 0.00 3A2 15,602,000.00 6.50000% 15,~~261~~085,~~651~~952.3347 8281,~~667~~715.2858 0.00 0.00 4A1 69,440,000.00 6.00000% 6867,~~940~~285,~~298~~344.2023 ~~344~~336,~~701~~426.4972 0.00 0.00 4A2 17,360,000.00 2.~~50000~~49000% 1716,~~235~~821,~~074~~336.5506 3534,~~906~~904.4127 0.00 0.00 4A3 0.00 6.~~00000~~01000% 1716,~~235~~821,~~074~~336.5506 8684,~~175~~246.3786 0.00 0.00 A4 35,000,000.00 6.~~10000~~40000% 35,000,000.00 ~~177~~186,~~916~~666.67 0.00 0.00 A7 0.00 6.50000% 1215,~~830,769~~384.2362 91,~~916~~166.67 0.00 0.00 AP 1,694,214.00 0.00000% 1,~~690~~661,~~700~~818.0217 0.00 0.00 0.00 AX 0.00 6.50000% 4,~~398~~041,~~281~~732.9669 2321,~~824~~892.0372 0.00 0.00 B1 11,133,000.00 6.50000% 11,~~115~~097,~~184~~077.0436 60,~~207~~109.2517 0.00 0.00 B2 4,737,000.00 6.50000% 4,~~729~~721,~~419~~715.4521 25,~~617~~575.6996 0.00 0.00 B3 3,553,000.00 6.50000% 3,~~547~~541,~~314~~535.1960 19,~~214~~183.6232 0.00 0.00 B4 1,419,000.00 6.50000% 1,~~416~~414,~~729~~421.2034 7,~~673~~661.9545 0.00 0.00 B5 1,656,000.00 6.50000% 1,~~653~~650,~~349~~656.9362 8,~~955~~941.6506 0.00 0.00 B6 1,668,720.00 6.50000% 1,~~666~~663,~~049~~335.57 9,~~024~~009.4473 0.00 0.00 CAP 329,619.00 0.00000% 328,~~766~~032.0493 0.00 0.00 0.00 CAX 0.00 6.50000% 3,~~298~~169,~~826~~114.9598 17,~~868~~166.6504 0.00 0.00 IAX 0.00 0.~~62337~~56777% 2927,~~902~~414,~~001~~357.0794 1512,~~533~~970.3591 0.00 0.00 PAX 0.00 6.50000% 14,~~771~~580,~~983~~590.5948 8078,~~014~~978.9120 0.00 0.00 E 0.00 0.00000% 0.00 0.00 0.00 0.00 P 0.00 0.00000% 0.00 0.00 0.00 0.00 R 100.00 6.50000% 0.00 0.00 0.00 0.00 ALR 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 473,827,699.00 2,~~641~~556,~~941~~788.5145 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1A1 0.00 0.00 114,583.33 0.00 25,000,000.00 1A2 0.00 0.00 83,~~628~~247.0592 0.00 45,615,300.00 1A3 0.00 0.00 239,~~480~~860.3345 0.00 45,615,300.00 1A5 0.00 0.00 9879,~~388~~851.5052 0.00 1611,~~420~~754,~~971~~031.9042 1A6 0.00 0.00 ~~518~~480,~~276~~374.0204 0.00 9280,~~307~~774,~~769~~296.0691 1A8 0.00 0.00 222,291.67 0.00 48,500,000.00 1A9 0.00 0.00 81,265.71 0.00 17,730,700.00 2A1 0.00 0.00 ~~158~~151,~~824~~286.0215 0.00 2827,~~262~~893,~~353~~113.8566 2A2 0.00 0.00 69,230.42 0.00 12,781,000.00 2AP 0.00 0.00 0.00 0.00 ~~530~~529,~~493~~435.7748 3A1 0.00 0.00 5048,~~755~~181.0391 0.00 8,~~990~~879,~~154~~508.2322 3A2 0.00 0.00 8281,~~667~~715.2858 0.00 15,~~121~~080,~~101~~177.2639 4A1 0.00 0.00 ~~344~~336,~~701~~426.4972 0.00 6866,~~515~~598,~~990~~694.5457 4A2 0.00 0.00 3534,~~906~~904.4127 0.00 1716,~~128~~649,~~997~~673.6364 4A3 0.00 0.00 8684,~~175~~246.3786 0.00 1716,~~128~~649,~~997~~673.6364 A4 0.00 0.00 ~~177~~186,~~916~~666.67 0.00 35,000,000.00 A7 0.00 0.00 91,~~916~~166.67 0.00 1215,~~830,769~~384.2362 AP 0.00 0.00 0.00 0.00 1,~~663~~658,~~764~~436.6802 AX 0.00 0.00 2321,~~824~~892.0372 0.00 43,~~106~~893,~~890~~462.6772 B1 0.00 0.00 60,~~207~~109.2517 0.00 11,~~106~~087,~~169~~887.7724 B2 0.00 0.00 25,~~617~~575.6996 0.00 4,~~725~~717,~~583~~804.9689 B3 0.00 0.00 19,~~214~~183.6232 0.00 3,~~544~~538,~~437~~602.3766 B4 0.00 0.00 7,~~673~~661.9545 0.00 1,~~415~~413,~~580~~249.2598 B5 0.00 0.00 8,~~955~~941.6506 0.00 1,~~652~~649,~~009~~289.0861 B6 0.00 0.00 9,~~024~~009.4473 0.00 1,~~664~~661,~~698~~958.4307 CAP 0.00 0.00 0.00 0.00 ~~328~~327,~~410~~629.7479 CAX 0.00 0.00 17,~~868~~166.6504 0.00 3,~~261~~132,~~826~~080.4315 IAX 0.00 0.00 1512,~~533~~970.3591 0.00 2926,~~876~~774,~~771~~306.9744 PAX 0.00 0.00 8078,~~014~~978.9120 0.00 14,~~645~~152,~~033~~760.0142 E 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 011,346.0039 0.00 0.00 R 0.00 0.00 0.1819 0.00 0.00 ALR 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 2,~~641~~568,~~941~~135.6903 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1A1 25,000,000.00 5.50000% 1000.00000000 4.58333320 0.00000000 0.00000000 1A2 45,615,300.00 2.~~20000~~19000% 1000.00000000 1.~~83333333~~82499995 0.00000000 0.00000000 1A3 0.00 6.~~30000~~31000% 1000.00000000 5.~~25000011~~25833328 0.00000000 0.00000000 1A5 20,000,000.00 6.50000% ~~908~~737.~~20157450~~09091550 43.~~91942500~~99257600 0.00000000 0.00000000 1A6 100,076,000.00 6.50000% ~~956~~886.~~09063851~~17089742 54.~~17882429~~80009233 0.00000000 0.00000000 1A8 48,500,000.00 5.50000% 1000.00000000 4.58333340 0.00000000 0.00000000 1A9 17,730,700.00 5.50000% 1000.00000000 4.58333343 0.00000000 0.00000000 2A1 30,000,000.00 6.50000% ~~977~~930.~~37857433~~99168000 5.~~29413400~~04287167 0.00000000 0.00000000 2A2 12,781,000.00 6.50000% 1000.00000000 5.41666693 0.00000000 0.00000000 2AP 532,046.00 0.00000% ~~998~~996.~~06170895~~08302666 0.00000000 0.00000000 0.00000000 3A1 10,000,000.00 6.50000% ~~937~~889.~~01599600~~51223200 54.~~07550300~~81819100 0.00000000 0.00000000 3A2 15,602,000.00 6.50000% ~~978~~966.~~18557429~~92427061 5.~~29850532~~23750673 0.00000000 0.00000000 4A1 69,440,000.00 6.00000% ~~992~~968.~~80383353~~97097105 4.~~96401915~~84485484 0.00000000 0.00000000 4A2 17,360,000.00 2.~~50000~~49000% ~~992~~968.~~80383353~~97097120 2.~~06834159~~01061463 0.00000000 0.00000000 4A3 0.00 6.~~00000~~01000% ~~992~~968.~~80383353~~97097120 4.~~96401901~~85292972 0.00000000 0.00000000 A4 35,000,000.00 6.~~10000~~40000% 1000.00000000 5.~~08333343~~33333343 0.00000000 0.00000000 A7 0.00 6.50000% ~~1000~~117.~~00067185~~64714044 50.~~41667213~~63725715 0.00000000 0.00000000 AP 1,694,214.00 0.00000% ~~997~~980.~~92589366~~87854899 0.00000000 0.00000000 0.00000000 AX 0.00 6.50000% ~~873~~802.~~15488076~~37207553 4.~~72958948~~34618233 0.00000000 0.00000000 B1 11,133,000.00 6.50000% ~~998~~996.~~39971616~~77331896 5.~~40799874~~39918890 0.00000000 0.00000000 B2 4,737,000.00 6.50000% ~~998~~996.~~39971501~~77331856 5.~~40799873~~39918936 0.00000000 0.00000000 B3 3,553,000.00 6.50000% ~~998~~996.~~39971573~~77331832 5.~~40799887~~39918942 0.00000000 0.00000000 B4 1,419,000.00 6.50000% ~~998~~996.~~39971811~~77331924 5.~~40799859~~39918957 0.00000000 0.00000000 B5 1,656,000.00 6.50000% ~~998~~996.~~39971618~~77332126 5.~~40800121~~39919082 0.00000000 0.00000000 B6 1,668,720.00 6.50000% ~~998~~996.~~39971355~~77331727 5.~~40800134~~39918620 0.00000000 0.00000000 CAP 329,619.00 0.00000% ~~997~~995.~~41228509~~18817180 0.00000000 0.00000000 0.00000000 CAX 0.00 6.50000% ~~985~~946.~~52906627~~77743770 5.~~33828364~~12837794 0.00000000 0.00000000 IAX 0.00 0.~~62337~~56777% ~~971~~890.~~73304237~~89146186 0.~~50479128~~42151901 0.00000000 0.00000000 PAX 0.00 6.50000% ~~992~~979.~~47717256~~61814849 5.~~37591794~~30626508 0.00000000 0.00000000 E 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 6.50000% 0.00000000 0.00000000 0.00000000 0.00000000 ALR 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are Per 1,000 Denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1A1 0.00000000 0.00000000 4.58333320 0.00000000 1000.00000000 1A2 0.00000000 0.00000000 1.~~83333333~~82499995 0.00000000 1000.00000000 1A3 0.00000000 0.00000000 5.~~25000011~~25833328 0.00000000 1000.00000000 1A5 0.00000000 0.00000000 43.~~91942500~~99257600 0.00000000 ~~821~~587.~~04859500~~70157100 1A6 0.00000000 0.00000000 54.~~17882429~~80009233 0.00000000 ~~922~~807.~~37668432~~12955064 1A8 0.00000000 0.00000000 4.58333340 0.00000000 1000.00000000 1A9 0.00000000 0.00000000 4.58333343 0.00000000 1000.00000000 2A1 0.00000000 0.00000000 5.~~29413400~~04287167 0.00000000 ~~942~~929.~~07846167~~77045533 2A2 0.00000000 0.00000000 5.41666693 0.00000000 1000.00000000 2AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~997~~995.~~08252670~~09343177 3A1 0.00000000 0.00000000 54.~~07550300~~81819100 0.00000000 ~~899~~887.~~01542300~~95082200 3A2 0.00000000 0.00000000 5.~~29850532~~23750673 0.00000000 ~~969~~966.~~17710934~~55412063 4A1 0.00000000 0.00000000 4.~~96401915~~84485484 0.00000000 ~~986~~959.~~69341215~~08258309 4A2 0.00000000 0.00000000 2.~~06834159~~01061463 0.00000000 ~~986~~959.~~69341187~~08258295 4A3 0.00000000 0.00000000 4.~~96401901~~85292972 0.00000000 ~~986~~959.~~69341187~~08258295 A4 0.00000000 0.00000000 5.~~08333343~~33333343 0.00000000 1000.00000000 A7 0.00000000 0.00000000 50.~~41667213~~63725715 0.00000000 ~~1000~~117.~~00067185~~64714044 AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~982~~978.~~02746524~~88225454 AX 0.00000000 0.00000000 4.~~72958948~~34618233 0.00000000 ~~815~~772.~~30735543~~93725321 B1 0.00000000 0.00000000 5.~~40799874~~39918890 0.00000000 ~~997~~995.~~59002695~~94783437 B2 0.00000000 0.00000000 5.~~40799873~~39918936 0.00000000 ~~997~~995.~~59002744~~94783407 B3 0.00000000 0.00000000 5.~~40799887~~39918942 0.00000000 ~~997~~995.~~59002815~~94783563 B4 0.00000000 0.00000000 5.~~40799859~~39918957 0.00000000 ~~997~~995.~~59002819~~94783650 B5 0.00000000 0.00000000 5.~~40800121~~39919082 0.00000000 ~~997~~995.~~59002415~~94783213 B6 0.00000000 0.00000000 5.~~40800134~~39918620 0.00000000 ~~997~~995.~~59002709~~94783427 CAP 0.00000000 0.00000000 0.00000000 0.00000000 ~~996~~993.~~33437393~~96512337 CAX 0.00000000 0.00000000 5.~~33828364~~12837794 0.00000000 ~~974~~935.~~47511028~~71323155 IAX 0.00000000 0.00000000 0.~~50479128~~42151901 0.00000000 ~~970~~870.~~91316580~~09154315 PAX 0.00000000 0.00000000 5.~~37591794~~30626508 0.00000000 ~~983~~950.~~94781346~~87376452 E 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 1.~~80000000~~90000000 0.00000000 0.00000000 ALR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage A4_1 6.~~10000~~40000% 0.00 0.00 29,170,000.00 29,170,000.00 100.00000000% A4_2 6.~~10000~~40000% 0.00 0.00 1,500,000.00 1,500,000.00 100.00000000% A4_3 6.~~10000~~40000% 0.00 0.00 3,000,000.00 3,000,000.00 100.00000000% A4_4 6.~~10000~~40000% 0.00 0.00 1,330,000.00 1,330,000.00 100.00000000% A7_1 6.50000% 1179,~~525,815~~507.3869 1179,~~525,815~~507.3869 0.00 0.00 ~~100~~11.~~00002490~~76470870% A7_2 6.50000% 789,~~461~~230.5477 789,~~461~~230.5477 0.00 0.00 ~~100~~11.~~00068824~~76478760% A7_3 6.50000% ~~156~~18,~~923~~461.0854 ~~156~~18,~~923~~461.0854 0.00 0.00 ~~100~~11.~~00005098~~76471263% A7_4 6.50000% 698,~~569~~184.2362 698,~~569~~184.2362 0.00 0.00 ~~100~~11.~~00033061~~76475154% AP_1 0.00000% 0.00 0.00 1,~~312~~284,~~581~~541.3648 1,~~286~~281,~~063~~572.3952 97.~~78127953~~43983212% AP_3 0.00000% 0.00 0.00 ~~378~~377,~~118~~276.6670 ~~377~~376,~~701~~863.2950 99.~~66548451~~44441366% AX_1 6.50000% 3,~~521~~366,~~655~~057.2641 3,~~430~~218,~~721~~289.5816 0.00 0.00 8984.~~70799209~~15321726% AX_3 6.50000% ~~876~~675,~~626~~675.7028 ~~676~~675,~~169~~173.0956 0.00 0.00 55.~~74771809~~66564021% IAX_1 0.~~81298~~73503% 1613,~~120~~658,~~055~~102.4906 1613,~~107~~030,~~635~~432.5640 0.00 0.00 9779.~~80606915~~12119489% IAX_2 0.~~40159~~40171% 13,~~781~~756,~~945~~255.5888 13,~~769~~743,~~136~~874.4104 0.00 0.00 96.~~26831929~~09169486% PAX_1 6.50000% 9,~~912~~897,~~505~~833.2462 9,~~905~~472,~~189~~874.4114 0.00 0.00 9994.~~16555766~~83744408% PAX_2 6.50000% 4,~~356~~180,~~408~~740.2041 4,~~237~~178,~~296~~245.9030 0.00 0.00 9695.~~49279748~~14805950% PAX_3 6.50000% ~~503~~502,~~070~~016.1545 ~~502~~501,~~546~~640.7099 0.00 0.00 99.~~69068013~~51101356%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1014,~~123~~525,~~411~~087.4775 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 8177,~~756~~580.0029 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1014,~~205~~602,~~167~~668.4704 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~207~~196,~~129~~005.8926 Payment of Interest and Principal 914,~~916~~406,~~281~~662.5878 Total Withdrawals (Pool Distribution Amount) 1014,~~123~~602,~~411~~668.4704 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~204~~193,~~158~~111.7844 A4-MBIA Insurance Premium 1,750.00 LPMI Insurance Premium 1,~~221~~143.1182 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~207~~196,~~129~~005.8926

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 34,~~507~~450.0739 0.00 0.00 34,~~507~~450.0739 30 Days 3328 0 0 0 3328 76,~~975~~408,~~332~~764.3437 0.00 0.00 0.00 76,~~975~~408,~~332~~764.3437 60 Days 1113 0 10 0 1213 3,~~428~~304,~~139~~326.19 0.00 ~~551,340~~0.9800 0.00 3,~~979~~304,~~480~~326.1719 90 Days 01 0 0 0 01 0494,340.0029 0.00 0.00 0.00 0494,340.0029 120 Days 02 0 02 0 04 0141,261.0062 0.00 01,693,471.0026 0.00 01,834,732.0088 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 44 1 12 0 4647 1110,~~403~~348,~~471~~692.5347 34,~~507~~450.0739 ~~551~~1,~~340~~693,471.9826 0.00 1112,~~989~~076,~~319~~614.5812 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~082645~~085251% 0.000000% 0.000000% 0.~~082645~~085251% 0.~~007529~~007845% 0.000000% 0.000000% 0.~~007529~~007845% 30 Days 2.~~727273~~387042% 0.000000% 0.000000% 0.000000% 2.~~727273~~387042% 1.~~740122~~459305% 0.000000% 0.000000% 0.000000% 1.~~740122~~459305% 60 Days 01.~~909091~~108269% 0.000000% 0.~~082645~~000000% 0.000000% 01.~~991736~~108269% 0.~~747979~~752410% 0.000000% 0.~~120296~~000000% 0.000000% 0.~~868275~~752410% 90 Days 0.~~000000~~085251% 0.000000% 0.000000% 0.000000% 0.~~000000~~085251% 0.~~000000~~112564% 0.000000% 0.000000% 0.000000% 0.~~000000~~112564% 120 Days 0.~~000000~~170503% 0.000000% 0.~~000000~~170503% 0.000000% 0.~~000000~~341006% 0.~~000000~~032166% 0.000000% 0.~~000000~~385611% 0.000000% 0.~~000000~~417777% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.~~636364~~751066% 0.~~082645~~085251% 0.~~082645~~170503% 0.000000% 34.~~801653~~006820% 2.~~488101~~356445% 0.~~007529~~007845% 0.~~120296~~385611% 0.000000% 2.~~615926~~749901%

~~OTHER~~Delinquency ~~INFORMATION~~Status ~~Current~~By ~~Period~~Groups ~~Class~~DELINQUENT ABANKRUPTCY ~~Insufficient~~FORECLOSURE ~~Funds~~REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 1 0 0 1 34,450.39 0.00 0.00 34,450.39 30 Days 24 0 0 0 24 4,984,760.83 0.00 0.00 0.00 4,984,760.83 60 Days 12 0 0 0 12 2,939,242.85 0.00 0.00 0.00 2,939,242.85 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 2 0 2 0 4 141,261.62 0.00 1,693,471.26 0.00 1,834,732.88 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 38 1 2 0 41 8,065,265.30 34,450.39 1,693,471.26 0.00 9,793,186.95 0-29 Days 0.132626% 0.000000% 0.000000% 0.132626% 0.012509% 0.000000% 0.000000% 0.012509% 30 Days 3.183024% 0.000000% 0.000000% 0.000000% 3.183024% 1.809966% 0.000000% 0.000000% 0.000000% 1.809966% 60 Days 1.591512% 0.000000% 0.000000% 0.000000% 1.591512% 1.067239% 0.000000% 0.000000% 0.000000% 1.067239% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.265252% 0.000000% 0.265252% 0.000000% 0.530504% 0.051292% 0.000000% 0.614899% 0.000000% 0.666191% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 5.039788% 0.132626% 0.265252% 0.000000% 5.437666% 2.928497% 0.012509% 0.614899% 0.000000% 3.555905% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 1,075,517.26 0.00 0.00 0.00 1,075,517.26 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 0 0 1 494,340.29 0.00 0.00 0.00 494,340.29 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 4 0 0 0 4 1,569,857.55 0.00 0.00 0.00 1,569,857.55 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.654867% 0.000000% 0.000000% 0.000000% 2.654867% 2.382736% 0.000000% 0.000000% 0.000000% 2.382736% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.884956% 0.000000% 0.000000% 0.000000% 0.884956% 1.095177% 0.000000% 0.000000% 0.000000% 1.095177% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 3.539823% 0.000000% 0.000000% 0.000000% 3.539823% 3.477913% 0.000000% 0.000000% 0.000000% 3.477913% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of ~~Contaminated~~Loans ~~Properties~~No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 ~~Periodic~~0.00 ~~Advance~~0.00 810.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 348,~~756~~486.28 0.00 0.00 0.00 348,486.28 60 Days 1 0 0 0 1 365,083.34 0.00 0.00 0.00 365,083.34 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 713,569.62 0.00 0.00 0.00 713,569.62 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.429185% 0.000000% 0.000000% 0.000000% 0.429185% 0.388446% 0.000000% 0.000000% 0.000000% 0.388446% 60 Days 0.429185% 0.000000% 0.000000% 0.000000% 0.429185% 0.406946% 0.000000% 0.000000% 0.000000% 0.406946% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.858369% 0.000000% 0.000000% 0.000000% 0.858369% 0.795391% 0.000000% 0.000000% 0.000000% 0.795391%

~~CREDIT~~OTHER ~~ENHANCEMENT~~INFORMATION ~~Original $ Original %~~ Current $Period ~~Current~~Class %A ~~Bankruptcy~~Insufficient ~~138,987.00~~Funds 0.~~02933281% 138,987.~~00 ~~0.03034614%~~Principal ~~Fraud~~Balance ~~9,456,554.00~~of ~~1.99577906%~~Contaminated ~~9,456,554~~Properties 0.00 ~~2.06472504%~~Periodic ~~Special~~Advance ~~Hazard 7~~77,~~989,228~~580.~~00 1.68610405% 7,972,800.54 1.74076529% Limit of Subordinate's Exposure to Certain Types of Losses~~29

~~COLLATERAL~~CREDIT ~~STATEMENT~~ENHANCEMENT ~~Collateral~~Original ~~Description~~$ ~~Mixed~~Original ~~Fixed~~% ~~Weighted~~Current ~~Average~~$ ~~Gross~~Current ~~Coupon 7.348021~~% ~~Weighted~~Bankruptcy ~~Average~~138,987.00 ~~Net Coupon 6~~0.~~818327~~02933281% ~~Weighted~~138,987.00 ~~Average Pass-Through Rate 6~~0.~~538633~~03167139% ~~Weighted~~Fraud ~~Average Maturity(Stepdown Calculation ) 352 Beginning Scheduled Collateral Loan Count 1~~9,~~226~~456,554.00 ~~Number Of Loans Paid In Full 16 Ending Scheduled Collateral Loan Count~~ 1~~,210~~.99577906% ~~Beginning Scheduled Collateral Balance 465~~9,~~279~~456,~~827~~554.7100 ~~Ending~~2.15489403% ~~Scheduled~~Special ~~Collateral~~Hazard ~~Balance 458~~7,~~005~~989,~~487~~228.5500 ~~Ending Actual Collateral Balance at 30-Apr-2002 458,320,276~~1.0968610405% ~~Monthly P &I Constant 3~~6,~~226~~816,~~917~~060.7774 ~~Special Servicing Fee 0~~1.0055319671% ~~Prepayment~~Limit ~~Penalties~~of ~~0.00~~Subordinate's ~~Realized~~Exposure ~~Loss~~to ~~Amount~~Certain ~~0.00~~Types ~~Cumulative~~of ~~Realized Loss 0.00 Scheduled Principal 377,846.24 Unscheduled Principal 6,896,493.92~~Losses

~~Group~~COLLATERAL ~~Level~~STATEMENT Collateral ~~Statement Group Group 1 Group 2 Group 3 Collateral~~ Description Mixed Fixed ~~Mixed Fixed Mixed Fixed~~ Weighted Average Gross Coupon ~~Rate~~ 7.~~486538~~329719% ~~7.403217 7.066152~~ Weighted Average Net ~~Rate~~Coupon 6.~~809834~~812486% ~~7.153217~~Weighted Average Pass-Through Rate 6.~~720201~~812486% Weighted Average Maturity(Stepdown ~~351~~Calculation ) 350 ~~353~~ Beginning Scheduled Collateral Loan Count ~~797~~1,195 ~~116~~Number 74Of Loans Paid In Full 1222 2Ending 1Scheduled ~~Ending~~Collateral Loan Count ~~785~~1,173 ~~114 73~~ Beginning Scheduled Collateral Balance ~~296~~450,~~596~~679,~~741~~318.2636 ~~46,538,479.62 29,564,990.62~~ Ending ~~scheduled~~Scheduled Collateral Balance ~~291~~438,~~441~~840,~~178~~790.1160 ~~45,476,974.01~~Ending ~~29,042,717.20~~Actual ~~Record~~Collateral ~~Date~~Balance ~~04/30/2002~~at ~~04/~~30/-Jun-2002 ~~04/30/2002 Principal And Interest Constant 2~~439,~~081~~165,~~977~~454.2428 ~~325,522.18~~Monthly ~~198,860.23~~P ~~Scheduled~~&I ~~Principal~~Constant ~~231~~3,~~574.85 38~~126,~~410~~632.1419 ~~24,767.97~~Special ~~Unscheduled Principal 4,923,988.30 1,023,095.47 497,505.45 Scheduled Interest 1,850,402.39 287,112.04 174,092.26~~ Servicing ~~Fees 167,256.90 9,695.50 8,523.37 Master Servicing Fees 0.00 0.00 0.00 Trustee~~ Fee 0.00 ~~0.00~~Prepayment ~~0.00~~Penalties ~~FRY Amount 104,861.46~~ 0.00 2,364.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 604.46 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,577,679.57 277,416.54 163,204.89 Realized Loss Amount 0.00 ~~0.00 0.00~~ Cumulative Realized Loss 0.00 ~~0.00~~Scheduled ~~0.00~~Principal ~~Percentage of Cumulative Losses 0~~373,838.0031 ~~0.00~~Unscheduled ~~0.00~~Principal ~~Prepayment Penalties 0~~11,464,689.~~00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.383129 7.153217 6.624250~~45

Group Level Collateral Statement Group Group 41 ~~Total~~Group 2 Group 3 Collateral Description Mixed Fixed Mixed Fixed Mixed Fixed Weighted Average Coupon Rate 67.~~966521~~465986 7.~~348021~~398090 7.027911 Weighted Average Net Rate 6.~~708527~~807226 7.148090 6.~~818327~~679957 Weighted Average Maturity 349 ~~352~~348 351 Beginning Loan Count ~~239~~774 ~~1,226~~113 73 Loans Paid In Full 120 160 0 Ending Loan Count ~~238~~754 ~~1,210~~113 73 Beginning Scheduled Balance 92286,~~579~~125,~~616~~045.2159 ~~465~~45,~~279~~141,~~827~~842.7104 28,910,796.42 Ending scheduled Balance 92275,~~044~~211,~~618~~897.2377 ~~458~~45,~~005~~102,~~487~~670.5586 28,887,633.06 Record Date 0406/30/2002 0406/30/2002 06/30/2002 Principal And Interest Constant ~~620~~2,~~558~~008,053.1202 3316,~~226~~125.09 194,~~917~~701.7748 Scheduled Principal 83227,~~093~~881.2863 ~~377~~37,~~846~~822.24 25,382.73 Unscheduled Principal ~~451~~10,~~904~~685,266.7019 61,~~896~~348.94 (2,~~493~~219.9237) Scheduled Interest ~~537~~1,~~464~~780,171.8439 2278,~~849~~302.85 169,~~071~~318.5375 Servicing Fees 157,073.19 9,~~904~~404.1256 ~~205~~8,~~379~~383.8901 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 96,859.98 0.00 ~~107~~2,~~225~~359.4692 Special Hazard Fee 0.00 0.00 0.00 Other Fee ~~616~~603.6582 ~~1,221~~0.1100 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~516~~1,~~944~~525,634.0740 2268,~~535~~898.29 158,~~245~~575.0782 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~700535~~398465 7.148090 6.~~538633~~582004

Filing Compare · STRUCTURED ASSET SEC CORP MORT PASS THR CERT SER 2002-3