8-K 1 sac01013.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 26, 2001 STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2001-13 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-63602-06 Pooling and Servicing Agreement) (Commission 52-2316432 (State or other File Number) 52-2316433 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On December 26, 2001 a distribution was made to holders of STRUCTURED ASSET SECURITIES CORPORATION, Mortgage Pass-Through Certificates, Series 2001-13 Trust ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-13 Trust, relating to the December 26, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ASSET SECURITIES CORPORATION Mortgage Pass-Through Certificates, Series 2001-13 Trust By: Wells Fargo Bank Minnesota, NA, as Trustee By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 1/9/02 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-13 Trust, relating to the December 26, 2001 distribution. EX-99.1

Structured Asset Securities Corporation Mortgage Pass-Through Certificates Record Date: 1011/3130/01 Distribution Date: 1112/26/01 SASC Series: 2001-13 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 86358RLY1 SEN 4.00000% 4342,~~604~~834,~~750~~749.0051 ~~145~~142,~~349~~782.1750 770,000.49 1-A2 86358RLZ8 SEN 2.~~68000~~40000% 5049,~~000~~117,~~000~~068.0011 ~~111~~98,~~666~~234.6714 882,931.89 1-A3 86358RMA2 SEN 56.~~82000~~10000% 0.00 ~~242~~249,~~500~~678.0043 0.00 1-A4 86358RMB0 SEN 6.25000% 40,000,000.00 208,333.33 0.00 1-A5 86358RMC8 SEN 7.25000% 0.00 33,520.83 0.00 1-A6 86358RMD6 SEN 6.60000% ~~100~~98,~~000~~135,~~000~~258.0099 ~~550~~539,~~000~~743.0092 15,~~864~~228,~~741~~187.0184 1-A7 86358RME4 SEN 6.75000% 5049,~~000~~067,~~000~~629.0050 ~~281~~276,~~250~~005.0042 ~~932~~2,~~370~~614,093.5092 1-A8 86358RMF1 SEN 2.~~93000~~65000% 7270,~~000~~657,~~000~~386.0047 ~~175~~156,~~800~~035.0006 13,~~342~~764,~~613~~295.5325 1-A9 86358RMG9 SEN 5.~~57000~~85000% 0.00 ~~334~~344,~~200~~454.0076 0.00 1-A10 86358RMH7 SEN 6.50000% 3,500,000.00 18,958.33 0.00 1-A11 86358RMJ3 SEN 2.~~73000~~45000% 6362,~~372~~253,~~250~~182.0038 ~~144~~127,~~171~~100.8725 1,119,067.62 1-A12 86358RMK0 SEN 56.~~77000~~05000% 0.00 ~~304~~313,~~714~~859.9079 0.00 1-AP 86358RML8 PO 0.00000% 4,~~874~~861,~~770~~502.0087 0.00 1370,~~267~~379.1393 1-AX 86358RMM6 IO 7.25000% 0.00 54,~~098~~934.3571 0.00 2-A 86358RMN4 SEN 7.00000% 5351,~~382~~993,~~000~~145.0086 ~~311~~303,~~395~~293.0035 12,~~388~~061,~~854~~143.1451 2-AP 86358RMP9 PO 0.00000% ~~297~~296,~~355~~201.0073 0.00 129,~~153~~712.2731 2-AX 86358RMQ7 IO 7.00000% 0.00 ~~979~~976.6274 0.00 B1 86358RMR5 SUB 7.~~22210~~22213% 16,~~587~~572,~~000~~792.0035 99,~~827~~742.4336 14,~~207~~359.6550 B2 86358RMS3 SUB 7.~~22210~~22213% 5,~~104~~099,~~000~~628.0015 30,~~717~~691.9881 4,~~371~~418.8558 B3 86358RMT1 SUB 7.~~22210~~22213% 3,~~061~~058,~~000~~378.0009 18,~~422~~406.3666 2,~~621~~649.9193 B4 86358RMV6 SUB 7.~~22210~~22213% 1,~~530~~528,~~000~~689.0047 9,~~208~~200.1733 1,~~310~~324.53 B5 86358RMW4 SUB 7.~~22210~~22213% 1,~~531~~529,~~000~~688.0062 9,~~214~~206.1934 1,~~311~~325.3840 B6 86358RMX2 SUB 7.~~22210~~22213% 1,~~535~~533,~~098~~783.0011 9,~~238~~230.8598 1,~~314~~328.8995 A-LR SAC0113LR SEN 0.00000% 0.00 0.00 0.00 R 86358RMU8 SEN 7.25000% ~~100~~0.00 0.7312 ~~100~~0.00 Totals ~~510~~502,~~379~~039,~~323~~085.0021 32,~~044~~994,~~567~~390.7816 816,~~340~~565,~~237~~219.7965

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 42,~~834~~064,749.5102 ~~915~~912,~~349~~782.6699 0.00 1-A2 0.00 4948,~~117~~234,~~068~~136.1121 ~~994~~981,~~598~~166.5603 0.00 1-A3 0.00 0.00 ~~242~~249,~~500~~678.0043 0.00 1-A4 0.00 40,000,000.00 208,333.33 0.00 1-A5 0.00 0.00 33,520.83 0.00 1-A6 0.00 9892,~~135~~907,~~258~~071.9915 25,~~414~~767,~~741~~931.0176 0.00 1-A7 0.00 4946,~~067~~453,~~629~~535.5057 12,~~213~~890,~~620~~099.5034 0.00 1-A8 0.00 7066,~~657~~893,~~386~~091.4723 13,~~518~~920,~~413~~330.5331 0.00 1-A9 0.00 0.00 ~~334~~344,~~200~~454.0076 0.00 1-A10 0.00 3,500,000.00 18,958.33 0.00 1-A11 0.00 6261,~~253~~134,~~182~~114.3877 1,~~263~~246,~~239~~167.4987 0.00 1-A12 0.00 0.00 ~~304~~313,~~714~~859.9079 0.00 1-AP 0.00 4,~~861~~791,~~502~~122.8794 1370,~~267~~379.1393 0.00 1-AX 0.00 0.00 54,~~098~~934.3571 0.00 2-A 0.00 5149,~~993~~932,~~145~~002.8635 12,~~700~~364,~~249~~436.1486 0.00 2-AP 0.00 ~~296~~266,~~201~~489.7342 129,~~153~~712.2731 0.00 2-AX 0.00 0.00 ~~979~~976.6274 0.00 B1 0.00 16,~~572~~558,~~792~~432.3585 114,~~035~~101.0886 0.00 B2 0.00 5,~~099~~095,~~628~~209.1558 35,~~089~~110.8339 0.00 B3 0.00 3,~~058~~055,~~378~~728.0916 21,~~044~~056.2759 0.00 B4 0.00 1,~~528~~527,~~689~~364.4794 10,~~518~~524.7086 0.00 B5 0.00 1,~~529~~528,~~688~~363.6222 10,~~525~~531.5774 0.00 B6 0.00 1,~~533~~532,~~783~~454.1116 10,~~553~~559.7493 0.00 A-LR 0.00 0.00 0.00 0.00 R 0.00 0.00 ~~100~~0.7312 0.00 Totals 0.00 ~~502~~485,~~039~~473,~~085~~865.2157 1119,~~384~~559,~~805~~609.5781 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 43,604,750.00 4342,~~604~~834,~~750~~749.0051 3316,~~600~~002.9545 ~~736~~753,~~399~~998.5404 0.00 0.00 1-A2 50,000,000.00 5049,~~000~~117,~~000~~068.0011 3818,~~529~~349.0043 ~~844~~864,~~402~~582.8946 0.00 0.00 1-A3 0.00 0.00 0.00 0.00 0.00 0.00 1-A4 40,000,000.00 40,000,000.00 0.00 0.00 0.00 0.00 1-A5 0.00 0.00 0.00 0.00 0.00 0.00 1-A6 100,000,000.00 ~~100~~98,~~000~~135,~~000~~258.0099 81108,~~372~~654.7624 15,~~783~~119,~~368~~533.2561 0.00 0.00 1-A7 50,000,000.00 5049,~~000~~067,~~000~~629.0050 4054,~~686~~327.3812 ~~891~~2,~~684~~559,766.1280 0.00 0.00 1-A8 72,000,000.00 7270,~~000~~657,~~000~~386.0047 5878,~~588~~231.3905 13,~~284~~686,~~025~~064.1420 0.00 0.00 1-A9 0.00 0.00 0.00 0.00 0.00 0.00 1-A10 3,500,000.00 3,500,000.00 0.00 0.00 0.00 0.00 1-A11 63,372,250.00 6362,~~372~~253,~~250~~182.0038 4823,~~833~~256.3990 1,~~070~~095,~~234~~810.2272 0.00 0.00 1-A12 0.00 0.00 0.00 0.00 0.00 0.00 1-AP 4,874,770.00 4,~~874~~861,~~770~~502.0087 3,~~849~~858.0859 966,~~418~~521.0535 0.00 0.00 1-AX 0.00 0.00 0.00 0.00 0.00 0.00 2-A 53,382,000.00 5351,~~382~~993,~~000~~145.0086 106,~~327~~117.1174 1,~~282~~955,~~527~~025.0377 0.00 0.00 2-AP 297,355.00 ~~297~~296,~~355~~201.0073 ~~914~~921.7451 ~~238~~28,790.5380 0.00 0.00 2-AX 0.00 0.00 0.00 0.00 0.00 0.00 B1 16,587,000.00 16,~~587~~572,~~000~~792.0035 14,~~207~~359.6550 0.00 0.00 0.00 B2 5,104,000.00 5,~~104~~099,~~000~~628.0015 4,~~371~~418.8558 0.00 0.00 0.00 B3 3,061,000.00 3,~~061~~058,~~000~~378.0009 2,~~621~~649.9193 0.00 0.00 0.00 B4 1,530,000.00 1,~~530~~528,~~000~~689.0047 1,~~310~~324.53 0.00 0.00 0.00 B5 1,531,000.00 1,~~531~~529,~~000~~688.0062 1,~~311~~325.3840 0.00 0.00 0.00 B6 1,535,098.00 1,~~535~~533,~~098~~783.0011 1,~~314~~328.8995 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 ~~100~~0.00 40.3600 950.6400 0.00 0.00 Totals 510,379,323.00 ~~510~~502,~~379~~039,~~323~~085.0021 ~~437~~435,~~844~~125.3792 716,~~902~~130,~~393~~093.4175 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 770,000.49 42,~~834~~064,749.5102 0.~~98234136~~96468272 770,000.49 1-A2 882,931.89 4948,~~117~~234,~~068~~136.1121 0.~~98234136~~96468272 882,931.89 1-A3 0.00 0.00 0.00000000 0.00 1-A4 0.00 40,000,000.00 1.00000000 0.00 1-A5 0.00 0.00 0.00000000 0.00 1-A6 15,~~864~~228,~~741~~187.0184 9892,~~135~~907,~~258~~071.9915 0.~~98135259~~92907071 15,~~864~~228,~~741~~187.0184 1-A7 ~~932~~2,~~370~~614,093.5092 4946,~~067~~453,~~629~~535.5057 0.~~98135259~~92907071 ~~932~~2,~~370~~614,093.5092 1-A8 13,~~342~~764,~~613~~295.5325 7066,~~657~~893,~~386~~091.4723 0.~~98135259~~92907071 13,~~342~~764,~~613~~295.5325 1-A9 0.00 0.00 0.00000000 0.00 1-A10 0.00 3,500,000.00 1.00000000 0.00 1-A11 1,119,067.62 6261,~~253~~134,~~182~~114.3877 0.~~98234136~~96468272 1,119,067.62 1-A12 0.00 0.00 0.00000000 0.00 1-AP 1370,~~267~~379.1393 4,~~861~~791,~~502~~122.8794 0.~~99727841~~98284082 1370,~~267~~379.1393 1-AX 0.00 0.00 0.00000000 0.00 2-A 12,~~388~~061,~~854~~143.14 51 49,~~993~~932,~~145~~002.8635 0.~~97398273~~93537152 12,~~388~~061,~~854~~143.1451 2-AP 129,~~153~~712.2731 ~~296~~266,~~201~~489.7342 0.~~99612157~~89619956 129,~~153~~712.2731 2-AX 0.00 0.00 0.00000000 0.00 B1 14,~~207~~359.6550 16,~~572~~558,~~792~~432.3585 0.~~99914345~~99827774 14,~~207~~359.6550 B2 4,~~371~~418.8558 5,~~099~~095,~~628~~209.1558 0.~~99914345~~99827774 4,~~371~~418.8558 B3 2,~~621~~649.9193 3,~~058~~055,~~378~~728.0916 0.~~99914345~~99827774 2,~~621~~649.9193 B4 1,~~310~~324.53 1,~~528~~527,~~689~~364.4794 0.~~99914344~~99827774 1,~~310~~324.53 B5 1,~~311~~325.3840 1,~~529~~528,~~688~~363.6222 0.~~99914345~~99827774 1,~~311~~325.3840 B6 1,~~314~~328.8995 1,~~533~~532,~~783~~454.1116 0.~~99914345~~99827774 1,~~314~~328.8995 A-LR 0.00 0.00 0.00000000 0.00 R ~~100~~0.00 0.00 0.00000000 ~~100~~0.00 Totals 816,~~340~~565,~~237~~219.7965 ~~502~~485,~~039~~473,~~085~~865.2157 0.~~98365875~~95120206 816,~~340~~565,~~237~~219.7965

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 43,604,750.00 ~~1000~~982.~~00000000~~34136212 0.~~77058004~~36698869 1617.~~88805784~~29164919 0.00000000 1-A2 50,000,000.00 ~~1000~~982.~~00000000~~34136220 0.~~77058000~~36698860 1617.~~88805780~~29164920 0.00000000 1-A3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A4 40,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A5 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A6 100,000,000.00 ~~1000~~981.~~00000000~~35258990 01.~~81372760~~08654240 1751.~~83368250~~19533610 0.00000000 1-A7 50,000,000.00 ~~1000~~981.~~00000000~~35259000 01.~~81372760~~08654240 1751.~~83368240~~19533600 0.00000000 1-A8 72,000,000.00 ~~1000~~981.~~00000000~~35258986 01.~~81372764~~08654236 1751.~~83368250~~19533611 0.00000000 1-A9 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-A10 3,500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A11 63,372,250.00 ~~1000~~982.~~00000000~~34136203 0.~~77058003~~36698871 1617.~~88805779~~29164926 0.00000000 1-A12 0.00 0.00000000 0.00000000 0.00000000 0.00000000 1-AP 4,874,770.00 ~~1000~~997.~~00000000~~27840903 0.~~78959212~~79154299 113.~~93199884~~64604894 0.00000000 1-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A 53,382,000.00 ~~1000~~973.~~00000000~~98272564 1.~~99181578~~98789367 2436.~~02545858~~62331441 0.00000000 2-AP 297,355.00 ~~1000~~996.~~00000000~~12157186 3.~~07625565~~09902305 096.~~80217249~~82298936 0.00000000 2-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 16,587,000.00 ~~1000~~999.~~00000000~~14344668 0.~~85655332~~86570808 0.00000000 0.00000000 B2 5,104,000.00 ~~1000~~999.~~00000000~~14344632 0.~~85655368~~86570925 0.00000000 0.00000000 B3 3,061,000.00 ~~1000~~999.~~00000000~~14344659 0.~~85655341~~86570729 0.00000000 0.00000000 B4 1,530,000.00 ~~1000~~999.~~00000000~~14344444 0.~~85655556~~86570588 0.00000000 0.00000000 B5 1,531,000.00 ~~1000~~999.~~00000000~~14344873 0.~~85655127~~86570869 0.00000000 0.00000000 B6 1,535,098.00 ~~1000~~999.~~00000000~~14344882 0.~~85655118~~86571020 0.00000000 0.00000000 A-LR 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 ~~1000~~0.00000000 430.~~60000000~~00000000 ~~956~~0.~~40000000~~00000000 0.00000000 (2) All Classes are per $1000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 17.65863788 ~~982~~964.~~34136212~~68272424 0.~~98234136~~96468272 17.65863788 1-A2 0.00000000 17.65863780 ~~982~~964.~~34136220~~68272420 0.~~98234136~~96468272 17.65863780 1-A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A6 0.00000000 1852.~~64741010~~28187840 ~~981~~929.~~35258990~~07071150 0.~~98135259~~92907071 1852.~~64741010~~28187840 1-A7 0.00000000 1852.~~64741000~~28187840 ~~981~~929.~~35259000~~07071140 0.~~98135259~~92907071 1852.~~64741000~~28187840 1-A8 0.00000000 1852.~~64741014~~28187847 ~~981~~929.~~35258986~~07071153 0.~~98135259~~92907071 1852.~~64741014~~28187847 1-A9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-A10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A11 0.00000000 17.65863797 ~~982~~964.~~34136203~~68272422 0.~~98234136~~96468272 17.65863797 1-A12 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1-AP 0.00000000 214.~~72159097~~43758988 ~~997~~982.~~27840903~~84081916 0.~~99727841~~98284082 214.~~72159097~~43758988 1-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A 0.00000000 2638.~~01727436~~61120809 ~~973~~935.~~98272564~~37151755 0.~~97398273~~93537152 2638.~~01727436~~61120809 2-AP 0.00000000 399.~~87842814~~92201241 ~~996~~896.~~12157186~~19955945 0.~~99612157~~89619956 399.~~87842814~~92201241 2-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.~~85655332~~86570808 ~~999~~998.~~14344668~~27773859 0.~~99914345~~99827774 0.~~85655332~~86570808 B2 0.00000000 0.~~85655368~~86570925 ~~999~~998.~~14344632~~27773903 0.~~99914345~~99827774 0.~~85655368~~86570925 B3 0.00000000 0.~~85655341~~86570729 ~~999~~998.~~14344659~~27773930 0.~~99914345~~99827774 0.~~85655341~~86570729 B4 0.00000000 0.~~85655556~~86570588 ~~999~~998.~~14344444~~27773856 0.~~99914344~~99827774 0.~~85655556~~86570588 B5 0.00000000 0.~~85655127~~86570869 ~~999~~998.~~14344873~~27774004 0.~~99914345~~99827774 0.~~85655127~~86570869 B6 0.00000000 0.~~85655118~~86571020 ~~999~~998.~~14344882~~27773862 0.~~99914345~~99827774 0.~~85655118~~86571020 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 ~~1,000~~0.00000000 0.00000000 0.00000000 ~~1,000~~0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 43,604,750.00 4.00000% 4342,~~604~~834,~~750~~749.0051 ~~145~~142,~~349~~782.1750 0.00 0.00 1-A2 50,000,000.00 2.~~68000~~40000% 5049,~~000~~117,~~000~~068.0011 ~~111~~98,~~666~~234.6714 0.00 0.00 1-A3 0.00 56.~~82000~~10000% 5049,~~000~~117,~~000~~068.0011 ~~242~~249,~~500~~678.0043 0.00 0.00 1-A4 40,000,000.00 6.25000% 40,000,000.00 208,333.33 0.00 0.00 1-A5 0.00 7.25000% 5,548,275.0086 33,520.83 0.00 0.00 1-A6 100,000,000.00 6.60000% ~~100~~98,~~000~~135,~~000~~258.0099 ~~550~~539,~~000~~743.0092 0.00 0.00 1-A7 50,000,000.00 6.75000% 5049,~~000~~067,~~000~~629.0050 ~~281~~276,~~250~~005.0042 0.00 0.00 1-A8 72,000,000.00 2.~~93000~~65000% 7270,~~000~~657,~~000~~386.0047 ~~175~~156,~~800~~035.0006 0.00 0.00 1-A9 0.00 5.~~57000~~85000% 7270,~~000~~657,~~000~~386.0047 ~~334~~344,~~200~~454.0076 0.00 0.00 1-A10 3,500,000.00 6.50000% 3,500,000.00 18,958.33 0.00 0.00 1-A11 63,372,250.00 2.~~73000~~45000% 6362,~~372~~253,~~250~~182.0038 ~~144~~127,~~171~~100.8725 0.00 0.00 1-A12 0.00 56.~~77000~~05000% 6362,~~372~~253,~~250~~182.0038 ~~304~~313,~~714~~859.9079 0.00 0.00 1-AP 4,874,770.00 0.00000% 4,~~874~~861,~~770~~502.0087 0.00 0.00 0.00 1-AX 0.00 7.25000% ~~843~~816,~~864~~780.9317 54,~~098~~934.3571 0.00 0.00 2-A 53,382,000.00 7.00000% 5351,~~382~~993,~~000~~145.0086 ~~311~~303,~~395~~293.0035 0.00 0.00 2-AP 297,355.00 0.00000% ~~297~~296,~~355~~201.0073 0.00 0.00 0.00 2-AX 0.00 7.00000% 167,~~934~~441.9269 ~~979~~976.6274 0.00 0.00 B1 16,587,000.00 7.~~22210~~22213% 16,~~587~~572,~~000~~792.0035 99,~~827~~742.4336 0.00 0.00 B2 5,104,000.00 7.~~22210~~22213% 5,~~104~~099,~~000~~628.0015 30,~~717~~691.9881 0.00 0.00 B3 3,061,000.00 7.~~22210~~22213% 3,~~061~~058,~~000~~378.0009 18,~~422~~406.3666 0.00 0.00 B4 1,530,000.00 7.~~22210~~22213% 1,~~530~~528,~~000~~689.0047 9,~~208~~200.1733 0.00 0.00 B5 1,531,000.00 7.~~22210~~22213% 1,~~531~~529,~~000~~688.0062 9,~~214~~206.1934 0.00 0.00 B6 1,535,098.00 7.~~22210~~22213% 1,~~535~~533,~~098~~783.0011 9,~~238~~230.8598 0.00 0.00 A-LR 0.00 0.00000% 0.00 0.00 0.00 0.00 R 100.00 7.25000% ~~100~~0.00 0.6000 0.00 0.00 Totals 510,379,323.00 32,~~044~~994,~~567~~390.6504 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 ~~145~~142,~~349~~782.1750 0.00 42,~~834~~064,749.5102 1-A2 0.00 0.00 ~~111~~98,~~666~~234.6714 0.00 4948,~~117~~234,~~068~~136.1121 1-A3 0.00 0.00 ~~242~~249,~~500~~678.0043 0.00 4948,~~117~~234,~~068~~136.1121 1-A4 0.00 0.00 208,333.33 0.00 40,000,000.00 1-A5 0.00 0.00 33,520.83 0.00 5,548,275.86 1-A6 0.00 0.00 ~~550~~539,~~000~~743.0092 0.00 9892,~~135~~907,~~258~~071.9915 1-A7 0.00 0.00 ~~281~~276,~~250~~005.0042 0.00 4946,~~067~~453,~~629~~535.5057 1-A8 0.00 0.00 ~~175~~156,~~800~~035.0006 0.00 7066,~~657~~893,~~386~~091.4723 1-A9 0.00 0.00 ~~334~~344,~~200~~454.0076 0.00 7066,~~657~~893,~~386~~091.4723 1-A10 0.00 0.00 18,958.33 0.00 3,500,000.00 1-A11 0.00 0.00 ~~144~~127,~~171~~100.8725 0.00 6261,~~253~~134,~~182~~114.3877 1-A12 0.00 0.00 ~~304~~313,~~714~~859.9079 0.00 6261,~~253~~134,~~182~~114.3877 1-AP 0.00 0.00 0.00 0.00 4,~~861~~791,~~502~~122.8794 1-AX 0.00 0.00 54,~~098~~934.3571 0.00 (1211,~~371~~946,~~036~~601.8855) 2-A 0.00 0.00 ~~311~~303,~~395~~293.0035 0.00 5149,~~993~~932,~~145~~002.8635 2-AP 0.00 0.00 0.00 0.00 ~~296~~266,~~201~~489.7342 2-AX 0.00 0.00 ~~979~~976.6274 0.00 (1,~~945~~939,~~020~~026.15) B1 0.00 0.00 99,~~827~~742.4336 0.00 16,~~572~~558,~~792~~432.3585 B2 0.00 0.00 30,~~717~~691.9881 0.00 5,~~099~~095,~~628~~209.1558 B3 0.00 0.00 18,~~422~~406.3666 0.00 3,~~058~~055,~~378~~728.0916 B4 0.00 0.00 9,~~208~~200.1733 0.00 1,~~528~~527,~~689~~364.4794 B5 0.00 0.00 9,~~214~~206.1934 0.00 1,~~529~~528,~~688~~363.6222 B6 0.00 0.00 9,~~238~~230.8598 0.00 1,~~533~~532,~~783~~454.1116 A-LR 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.7312 0.00 0.00 Totals 0.00 0.00 32,~~044~~994,~~567~~390.7816 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 43,604,750.00 4.00000% ~~1000~~982.~~00000000~~34136212 3.~~33333341~~27447124 0.00000000 0.00000000 1-A2 50,000,000.00 2.~~68000~~40000% ~~1000~~982.~~00000000~~34136220 21.~~23333340~~96468280 0.00000000 0.00000000 1-A3 0.00 56.~~82000~~10000% ~~1000~~982.~~00000000~~34136220 4.~~85000000~~99356860 0.00000000 0.00000000 1-A4 40,000,000.00 6.25000% 1000.00000000 5.20833325 0.00000000 0.00000000 1-A5 0.00 7.25000% 1000.~~00000000~~00015500 6.04166700 0.00000000 0.00000000 1-A6 100,000,000.00 6.60000% ~~1000~~981.~~00000000~~35258990 5.~~50000000~~39743920 0.00000000 0.00000000 1-A7 50,000,000.00 6.75000% ~~1000~~981.~~00000000~~35259000 5.~~62500000~~52010840 0.00000000 0.00000000 1-A8 72,000,000.00 2.~~93000~~65000% ~~1000~~981.~~00000000~~35258986 2.~~44166667~~16715361 0.00000000 0.00000000 1-A9 0.00 5.~~57000~~85000% ~~1000~~981.~~00000000~~35258986 4.~~64166667~~78409389 0.00000000 0.00000000 1-A10 3,500,000.00 6.50000% 1000.00000000 5.41666571 0.00000000 0.00000000 1-A11 63,372,250.00 2.~~73000~~45000% ~~1000~~982.~~00000000~~34136203 2.~~27500002~~00561366 0.00000000 0.00000000 1-A12 0.00 56.~~77000~~05000% ~~1000~~982.~~00000000~~34136203 4.~~80833330~~95263763 0.00000000 0.00000000 1-AP 4,874,770.00 0.00000% ~~1000~~997.~~00000000~~27840903 0.00000000 0.00000000 0.00000000 1-AX 0.00 7.25000% ~~1007~~975.~~68293746~~34026087 65.~~08808367~~89267653 0.00000000 0.00000000 2-A 53,382,000.00 7.00000% ~~1000~~973.~~00000000~~98272564 5.~~83333333~~68156588 0.00000000 0.00000000 2-AP 297,355.00 0.00000% ~~1000~~996.~~00000000~~12157186 0.00000000 0.00000000 0.00000000 2-AX 0.00 7.00000% ~~1000~~997.~~00547834~~06843165 5.~~83336311~~81621351 0.00000000 0.00000000 B1 16,587,000.00 7.~~22210~~22213% ~~1000~~999.~~00000000~~14344668 6.~~01841382~~01328510 0.00000000 0.00000000 B2 5,104,000.00 7.~~22210~~22213% ~~1000~~999.~~00000000~~14344632 6.~~01841301~~01328566 0.00000000 0.00000000 B3 3,061,000.00 7.~~22210~~22213% ~~1000~~999.~~00000000~~14344659 6.~~01841228~~01328324 0.00000000 0.00000000 B4 1,530,000.00 7.~~22210~~22213% ~~1000~~999.~~00000000~~14344444 6.~~01841176~~01328758 0.00000000 0.00000000 B5 1,531,000.00 7.~~22210~~22213% ~~1000~~999.~~00000000~~14344873 6.~~01841280~~01328543 0.00000000 0.00000000 B6 1,535,098.00 7.~~22210~~22213% ~~1000~~999.~~00000000~~14344882 6.~~01841055~~01328384 0.00000000 0.00000000 A-LR 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 7.25000% ~~1000~~0.00000000 60.00000000 0.00000000 0.00000000 (5) All Classes are per $1000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 3.~~33333341~~27447124 0.00000000 ~~982~~964.~~34136212~~68272424 1-A2 0.00000000 0.00000000 21.~~23333340~~96468280 0.00000000 ~~982~~964.~~34136220~~68272420 1-A3 0.00000000 0.00000000 4.~~85000000~~99356860 0.00000000 ~~982~~964.~~34136220~~68272420 1-A4 0.00000000 0.00000000 5.20833325 0.00000000 1000.00000000 1-A5 0.00000000 0.00000000 6.04166700 0.00000000 1000.00015500 1-A6 0.00000000 0.00000000 5.~~50000000~~39743920 0.00000000 ~~981~~929.~~35258990~~07071150 1-A7 0.00000000 0.00000000 5.~~62500000~~52010840 0.00000000 ~~981~~929.~~35259000~~07071140 1-A8 0.00000000 0.00000000 2.~~44166667~~16715361 0.00000000 ~~981~~929.~~35258986~~07071153 1-A9 0.00000000 0.00000000 4.~~64166667~~78409389 0.00000000 ~~981~~929.~~35258986~~07071153 1-A10 0.00000000 0.00000000 5.41666571 0.00000000 1000.00000000 1-A11 0.00000000 0.00000000 2.~~27500002~~00561366 0.00000000 ~~982~~964.~~34136203~~68272422 1-A12 0.00000000 0.00000000 4.~~80833330~~95263763 0.00000000 ~~982~~964.~~34136203~~68272422 1-AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~997~~982.~~27840903~~84081916 1-AX 0.00000000 0.00000000 65.~~08808367~~89267653 0.00000000 (~~14772~~14265.~~60440562~~77419513) 2-A 0.00000000 0.00000000 5.~~83333333~~68156588 0.00000000 ~~973~~935.~~98272564~~37151755 2-AP 0.00000000 0.00000000 0.00000000 0.00000000 ~~996~~896.~~12157186~~19955945 2-AX 0.00000000 0.00000000 5.~~83336311~~81621351 0.00000000 (~~11582~~11546.~~05098432~~35839080) B1 0.00000000 0.00000000 6.~~01841382~~01328510 0.00000000 ~~999~~998.~~14344668~~27773859 B2 0.00000000 0.00000000 6.~~01841301~~01328566 0.00000000 ~~999~~998.~~14344632~~27773903 B3 0.00000000 0.00000000 6.~~01841228~~01328324 0.00000000 ~~999~~998.~~14344659~~27773930 B4 0.00000000 0.00000000 6.~~01841176~~01328758 0.00000000 ~~999~~998.~~14344444~~27773856 B5 0.00000000 0.00000000 6.~~01841280~~01328543 0.00000000 ~~999~~998.~~14344873~~27774004 B6 0.00000000 0.00000000 6.~~01841055~~01328384 0.00000000 ~~999~~998.~~14344882~~27773862 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 71.~~30000000~~20000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 1119,~~630~~799,~~671~~168.7118 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 1119,~~630~~799,~~671~~168.7118 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~245~~239,~~866~~558.1437 Payment of Interest and Principal 1119,~~384~~559,~~805~~609.5781 Total Withdrawals (Pool Distribution Amount) 1119,~~630~~799,~~671~~168.7118 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~241~~235,~~959~~687.2131 1-A4 Premium 2,000.00 MGIC Premium 1,~~906~~871.9306 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~245~~239,~~866~~558.1437

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 0 0 01 0111,339.00 0.00 0.00 0111,339.00 30 Days 238 0 01 0 239 ~~453~~13,~~222~~596,966.0712 0.00 0279,549.0058 0.00 ~~453~~13,~~222~~876,515.0770 60 Days 01 0 0 0 01 0122,643.0085 0.00 0.00 0.00 0122,643.0085 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 239 01 01 0 241 ~~453~~13,~~222~~719,609.0797 0111,339.00 0279,549.0058 0.00 ~~453~~14,~~222~~110,498.0755 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~000000~~079177% 0.000000% 0.000000% 0.~~000000~~079177% 0.~~000000~~022918% 0.000000% 0.000000% 0.~~000000~~022918% 30 Days 03.~~154202~~008709% 0.000000% 0.~~000000~~079177% 0.000000% 03.~~154202~~087886% 02.~~090214~~798753% 0.000000% 0.~~000000~~057542% 0.000000% 02.~~090214~~856295% 60 Days 0.~~000000~~079177% 0.000000% 0.000000% 0.000000% 0.~~000000~~079177% 0.~~000000~~025245% 0.000000% 0.000000% 0.000000% 0.~~000000~~025245% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 03.~~154202~~087886% 0.~~000000~~079177% 0.~~000000~~079177% 0.000000% 03.~~154202~~246239% 02.~~090214~~823998% 0.~~000000~~022918% 0.~~000000~~057542% 0.000000% 02.~~090214~~904457%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 093,748.0031

CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 140,000.00 0.02743058% 140,000.00 0.~~02788627~~02883780% Fraud 5,103,793.00 0.99999995% 5,103,793.00 1.~~01661268~~05130128% Special Hazard 5,314,517.00 1.04128768% 54,~~314~~854,~~517~~738.0067 1.~~05858630~~00000000% Limit of Subordinate's Exposure to Certain Types of Losses

COLLATERAL STATEMENT Collateral Description Fixed Mixed & ARM & Balloon Weighted Average Gross Coupon 7.~~736444~~729952% Weighted Average Pass-Through Rate 7.~~163067~~162128% Weighted Average Maturity(Stepdown Calculation ) ~~354~~353 Beginning Scheduled Collateral Loan Count 1,~~318~~297 Number Of Loans Paid In Full 2134 Ending Scheduled Collateral Loan Count 1,~~297~~263 Beginning Scheduled Collateral Balance ~~510~~502,~~379~~039,~~323~~086.0070 Ending Scheduled Collateral Balance ~~502~~485,~~039~~473,~~086~~867.7004 Ending Actual Collateral Balance at 3130-~~Oct~~Nov-2001 ~~502~~485,~~385~~822,~~887~~233.2786 Monthly P &I Constant 3,~~728~~669,~~278~~074.4047 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 1119,~~168~~257,~~517~~632.2409 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans ~~502~~485,~~039~~473,~~086~~867.7004 Scheduled Principal ~~437~~435,~~844~~125.3892 Unscheduled Principal 716,~~902~~130,~~393~~093.4174

Filing Compare · STRUCTURED ASSET SEC CORP MORT PASS THR CERT SER 2001-13