8-K 1 cwt01j01.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2001 COUNTRYWIDE HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2001-J01 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-51332-17 Pooling and Servicing Agreement) (Commission Pending (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On November 26, 2001 a distribution was made to holders of COUNTRYWIDE HOME LOAN TRUST, Mortgage Pass-Through Certificates, Series 2001-J01 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-J01 Trust, relating to the November 26, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COUNTRYWIDE HOME LOAN TRUST Mortgage Pass-Through Certificates, Series 2001-J01 Trust By: Wells Fargo Bank Minnesota, NA, as Certificate Administrator By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 12/5/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-J01 Trust, relating to the November 26, 2001 distribution. EX-99.1

Countrywide Home Loan Trust Mortgage Pass-Through Certificates Record Date: 910/3031/01 Distribution Date: 1011/2526/01 CWT Series: 2001-J01 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 12669B4R0 SEN 6.75000% ~~164~~162,~~841~~370,~~155~~997.6016 ~~927~~913,~~231~~336.5086 23,~~470~~462,~~158~~638.44 1-A-2 12669B4S8 SEN 6.75000% 7,~~072~~111,~~010~~790.0713 3940,~~780~~003.0682 (3940,~~780~~003.0682) 1-A-3 12669B4T6 SEN 6.75000% 20,625,000.00 116,015.63 0.00 2-A-1 12669B4U3 SEN 6.50000% 7573,~~398~~666,~~312~~512.7403 ~~408~~399,~~407~~026.5394 12,~~731~~327,~~800~~408.7111 3-A-1 12669B4V1 SEN 6.50000% 4544,~~684~~309,~~683~~911.4328 ~~247~~240,~~458~~012.7002 1305,~~374,772~~088.1602 3-A-2 12669B4W9 SEN 6.44000% ~~134~~129,~~285~~901,~~324~~476.8885 ~~720~~697,~~664~~137.5893 41,~~383~~013,~~848~~835.0325 3-A-3 12669B4X7 SEN 6.50000% 9,~~655~~707,~~212~~511.7177 52,~~299~~582.0736 (52,~~299~~582.0736) PO 12669B5C2 SEN 0.00000% 3,~~926~~867,~~395~~458.4650 0.00 5843,~~936~~976.9625 1-X 12669B4Z2 SEN 0.~~40307~~38948% 0.00 3736,~~803~~081.8064 0.00 2-X 12669B5A6 SEN 0.~~31556~~32368% 0.00 11,~~366~~063.7477 0.00 3-X 12669B5B4 SEN 0.~~29372~~28888% 0.00 3331,~~252~~562.3924 0.00 A-R 12669B4Y5 SEN 6.75000% 0.00 0.00 0.00 M 12669B5D0 MEZ 6.~~60414~~60430% 6,~~659~~641,~~198~~582.3914 36,~~648~~552.5848 1716,~~616~~994.2504 B-1 12669B5E8 JUN 6.~~60414~~60430% 2,~~713~~706,~~300~~123.8003 14,~~932~~893.5236 76,~~177~~924.7725 B-2 12669B5F5 JUN 6.~~60414~~60430% 1,~~479~~475,~~711~~797.5916 8,~~143~~122.5217 3,~~914~~776.4317 B-3 12669B5G3 JUN 6.~~60414~~60430% ~~493~~491,~~237~~932.2039 2,~~714~~707.5139 1,~~304~~258.8172 B-4 12669B5H1 JUN 6.~~60414~~60430% ~~493~~491,~~237~~932.2039 2,~~714~~707.5139 1,~~304~~258.8172 B-5 12669B5J7 JUN 6.~~60414~~60430% ~~495~~494,~~443~~133.7914 2,~~726~~719.6550 1,~~310~~264.6536 Totals ~~473~~463,~~822~~862,~~223~~157.8697 2,~~662~~604,~~160~~525.2950 97,~~960~~091,~~065~~836.8915

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 ~~162~~158,~~370~~908,~~997~~358.1672 34,~~397~~375,~~389~~975.9430 0.00 1-A-2 0.00 7,~~111~~151,~~790~~793.1395 0.00 0.00 1-A-3 0.00 20,625,000.00 116,015.63 0.00 2-A-1 0.00 7371,~~666~~339,~~512~~103.0392 2,~~140~~726,~~208~~435.2405 0.00 3-A-1 0.00 44,~~309~~004,~~911~~823.2825 1545,~~622,230~~100.8604 0.00 3-A-2 0.00 ~~129~~128,~~901~~887,~~476~~641.8560 51,~~104~~710,~~512~~973.6118 0.00 3-A-3 0.00 9,~~707~~760,~~511~~094.7713 0.00 0.00 PO 0.00 3,~~867~~823,~~458~~482.5024 5843,~~936~~976.9625 0.00 1-X 0.00 0.00 3736,~~803~~081.8064 0.00 2-X 0.00 0.00 11,~~366~~063.7477 0.00 3-X 0.00 0.00 3331,~~252~~562.3924 0.00 A-R 0.00 0.00 0.00 0.00 M 0.00 6,~~641~~624,~~582~~588.1410 5453,~~264~~546.8352 0.00 B-1 0.00 2,~~706~~699,~~123~~198.0378 2221,~~110~~817.2961 0.00 B-2 0.00 1,~~475~~472,~~797~~020.1699 1211,~~057~~898.9534 0.00 B-3 0.00 ~~491~~490,~~932~~673.3967 43,~~019~~966.3211 0.00 B-4 0.00 ~~491~~490,~~932~~673.3967 43,~~019~~966.3211 0.00 B-5 0.00 ~~494~~492,~~133~~868.1478 43,~~037~~983.3086 0.00 Totals 0.00 ~~463~~456,~~862~~770,~~157~~321.9780 129,~~622~~696,~~226~~361.1865 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 171,673,634.00 ~~164~~162,~~841~~370,~~155~~997.6016 ~~230~~228,~~682~~028.6049 23,~~239~~234,~~475~~609.8495 0.00 0.00 1-A-2 6,954,000.00 7,~~072~~111,~~010~~790.0713 0.00 0.00 (3940,~~780~~003.0682) 0.00 1-A-3 20,625,000.00 20,625,000.00 0.00 0.00 0.00 0.00 2-A-1 82,130,600.00 7573,~~398~~666,~~312~~512.7403 ~~652~~645,~~053~~129.6944 1,~~079~~682,~~747~~278.0267 0.00 0.00 3-A-1 48,000,000.00 4544,~~684~~309,~~683~~911.4328 7168,~~322~~675.7331 1236,~~303,449~~412.4371 0.00 0.00 3-A-2 141,735,497.00 ~~134~~129,~~285~~901,~~324~~476.8885 ~~227~~228,~~432~~214.5930 4785,~~156,415~~620.4495 0.00 0.00 3-A-3 9,500,000.00 9,~~655~~707,~~212~~511.7177 0.00 0.00 (52,~~299~~582.0736) 0.00 PO 4,081,836.00 3,~~926~~867,~~395~~458.4650 1314,~~588~~248.3403 4529,~~348~~728.6222 0.00 0.00 1-X 0.00 0.00 0.00 0.00 0.00 0.00 2-X 0.00 0.00 0.00 0.00 0.00 0.00 3-X 0.00 0.00 0.00 0.00 0.00 0.00 A-R 100.00 0.00 0.00 0.00 0.00 0.00 M 6,710,000.00 6,~~659~~641,~~198~~582.3914 1716,~~616~~994.2504 0.00 0.00 0.00 B-1 2,734,000.00 2,~~713~~706,~~300~~123.8003 76,~~177~~924.7725 0.00 0.00 0.00 B-2 1,491,000.00 1,~~479~~475,~~711~~797.5916 3,~~914~~776.4317 0.00 0.00 0.00 B-3 497,000.00 ~~493~~491,~~237~~932.2039 1,~~304~~258.8172 0.00 0.00 0.00 B-4 497,000.00 ~~493~~491,~~237~~932.2039 1,~~304~~258.8172 0.00 0.00 0.00 B-5 499,224.00 ~~495~~494,~~443~~133.7914 1,~~310~~264.6536 0.00 0.00 0.00 Totals 497,128,891.00 ~~473~~463,~~822~~862,~~223~~157.8697 1,~~227~~215,~~708~~771.6783 85,~~824~~968,~~436~~650.3550 (92,~~079~~586.1318) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 23,~~470~~462,~~158~~638.44 ~~162~~158,~~370~~908,~~997~~358.1672 0.~~94581208~~92564219 23,~~470~~462,~~158~~638.44 1-A-2 (3940,~~780~~003.0682) 7,~~111~~151,~~790~~793.1395 1.~~02269056~~02844319 (3940,~~780~~003.0682) 1-A-3 0.00 20,625,000.00 1.00000000 0.00 2-A-1 12,~~731~~327,~~800~~408.7111 7371,~~666~~339,~~512~~103.0392 0.~~89694355~~86860566 12,~~731~~327,~~800~~408.7111 3-A-1 1305,~~374,772~~088.1602 44,~~309~~004,~~911~~823.2825 0.~~92312315~~91676715 1305,~~374,772~~088.1602 3-A-2 41,~~383~~013,~~848~~835.0325 ~~129~~128,~~901~~887,~~476~~641.8560 0.~~91650631~~90935330 41,~~383~~013,~~848~~835.0325 3-A-3 (52,~~299~~582.0736) 9,~~707~~760,~~511~~094.7713 1.~~02184334~~02737833 (52,~~299~~582.0736) PO 5843,~~936~~976.9625 3,~~867~~823,~~458~~482.5024 0.~~94748013~~93670648 5843,~~936~~976.9625 1-X 0.00 0.00 0.00000000 0.00 2-X 0.00 0.00 0.00000000 0.00 3-X 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 M 1716,~~616~~994.2504 6,~~641~~624,~~582~~588.1410 0.~~98980360~~98727095 1716,~~616~~994.2504 B-1 76,~~177~~924.7725 2,~~706~~699,~~123~~198.0378 0.~~98980360~~98727095 76,~~177~~924.7725 B-2 3,~~914~~776.4317 1,~~475~~472,~~797~~020.1699 0.~~98980359~~98727095 3,~~914~~776.4317 B-3 1,~~304~~258.8172 ~~491~~490,~~932~~673.3967 0.~~98980360~~98727097 1,~~304~~258.8172 B-4 1,~~304~~258.8172 ~~491~~490,~~932~~673.3967 0.~~98980360~~98727097 1,~~304~~258.8172 B-5 1,~~310~~264.6536 ~~494~~492,~~133~~868.1478 0.~~98980245~~98726980 1,~~310~~264.6536 Totals 97,~~960~~091,~~065~~836.8915 ~~463~~456,~~862~~770,~~157~~321.9780 0.~~93308228~~91881669 97,~~960~~091,~~065~~836.8915

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 171,673,634.00 ~~960~~945.~~20077026~~81208178 1.~~34372760~~32826739 1318.~~04496088~~84162334 0.00000000 1-A-2 6,954,000.00 ~~1016~~1022.~~97009922~~69055651 0.00000000 0.00000000 (5.~~72045729~~75263445) 1-A-3 20,625,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-1 82,130,600.00 ~~918~~896.~~02948889~~94355125 7.~~93922959~~85492180 1320.~~14670805~~48297066 0.00000000 3-A-1 48,000,000.00 ~~951~~923.~~76423812~~12315167 1.~~48589021~~43073562 274.~~15519646~~92526479 0.00000000 3-A-2 141,735,497.00 ~~947~~916.~~43608851~~50630646 1.~~60462689~~61014217 295.~~32515515~~54286658 0.00000000 3-A-3 9,500,000.00 ~~1016~~1021.~~33818000~~84334421 0.00000000 0.00000000 (5.~~50516526~~53498526) PO 4,081,836.00 ~~961~~947.~~91896490~~48012904 3.~~32897745~~49059345 117.~~10985841~~28305106 0.00000000 1-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 M 6,710,000.00 ~~992~~989.~~42897019~~80359762 2.~~62537258~~53264382 0.00000000 0.00000000 B-1 2,734,000.00 ~~992~~989.~~42896854~~80359546 2.~~62537308~~53264448 0.00000000 0.00000000 B-2 1,491,000.00 ~~992~~989.~~42896714~~80359490 2.~~62537223~~53264252 0.00000000 0.00000000 B-3 497,000.00 ~~992~~989.~~42897384~~80360161 2.~~62537223~~53263581 0.00000000 0.00000000 B-4 497,000.00 ~~992~~989.~~42897384~~80360161 2.~~62537223~~53263581 0.00000000 0.00000000 B-5 499,224.00 ~~992~~989.~~42782799~~80245341 2.~~62537458~~53265067 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 1420.~~38868848~~16989074 ~~945~~925.~~81208178~~64219104 0.~~94581208~~92564219 1420.~~38868848~~16989074 1-A-2 0.00000000 (5.~~72045729~~75263445) 1,~~022~~028.~~69055651~~44319097 1.~~02269056~~02844319 (5.~~72045729~~75263445) 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-1 0.00000000 2128.~~08593764~~33789245 ~~896~~868.~~94355125~~60565879 0.~~89694355~~86860566 2128.~~08593764~~33789245 3-A-1 0.00000000 286.~~64108667~~35600042 ~~923~~916.~~12315167~~76715104 0.~~92312315~~91676715 286.~~64108667~~35600042 3-A-2 0.00000000 307.~~92978204~~15300875 ~~916~~909.~~50630646~~35329771 0.~~91650631~~90935330 307.~~92978204~~15300875 3-A-3 0.00000000 (5.~~50516526~~53498526) 1,~~021~~027.~~84334421~~37832947 1.~~02184334~~02737833 (5.~~50516526~~53498526) PO 0.00000000 1410.~~43883586~~77364451 ~~947~~936.~~48012904~~70648208 0.~~94748013~~93670648 1410.~~43883586~~77364451 1-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M 0.00000000 2.~~62537258~~53264382 ~~989~~987.~~80359762~~27095380 0.~~98980360~~98727095 2.~~62537258~~53264382 B-1 0.00000000 2.~~62537308~~53264448 ~~989~~987.~~80359546~~27095099 0.~~98980360~~98727095 2.~~62537308~~53264448 B-2 0.00000000 2.~~62537223~~53264252 ~~989~~987.~~80359490~~27095238 0.~~98980359~~98727095 2.~~62537223~~53264252 B-3 0.00000000 2.~~62537223~~53263581 ~~989~~987.~~80360161~~27096579 0.~~98980360~~98727097 2.~~62537223~~53263581 B-4 0.00000000 2.~~62537223~~53263581 ~~989~~987.~~80360161~~27096579 0.~~98980360~~98727097 2.~~62537223~~53263581 B-5 0.00000000 2.~~62537458~~53265067 ~~989~~987.~~80245341~~26980273 0.~~98980245~~98726980 2.~~62537458~~53265067 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 171,673,634.00 6.75000% ~~164~~162,~~841~~370,~~155~~997.6016 ~~927~~913,~~231~~336.5086 0.00 0.00 1-A-2 6,954,000.00 6.75000% 7,~~072~~111,~~010~~790.0713 3940,~~780~~003.0682 0.00 0.00 1-A-3 20,625,000.00 6.75000% 20,625,000.00 116,015.63 0.00 0.00 2-A-1 82,130,600.00 6.50000% 7573,~~398~~666,~~312~~512.7403 ~~408~~399,~~407~~026.5394 0.00 0.00 3-A-1 48,000,000.00 6.50000% 4544,~~684~~309,~~683~~911.4328 ~~247~~240,~~458~~012.7002 0.00 0.00 3-A-2 141,735,497.00 6.44000% ~~134~~129,~~285~~901,~~324~~476.8885 ~~720~~697,~~664~~137.5893 0.00 0.00 3-A-3 9,500,000.00 6.50000% 9,~~655~~707,~~212~~511.7177 52,~~299~~582.0736 0.00 0.00 PO 4,081,836.00 0.00000% 3,~~926~~867,~~395~~458.4650 0.00 0.00 0.00 1-X 0.00 0.~~40307~~38948% ~~112~~111,~~548~~169,~~457~~472.3031 3736,~~803~~081.8064 0.00 0.00 2-X 0.00 0.~~31556~~32368% 4341,~~225~~017,~~772~~572.8389 11,~~366~~063.7477 0.00 0.00 3-X 0.00 0.~~29372~~28888% ~~135~~131,~~855~~108,~~476~~167.0387 3331,~~252~~562.3924 0.00 0.00 A-R 100.00 6.75000% 0.00 0.00 0.00 0.00 M 6,710,000.00 6.~~60414~~60430% 6,~~659~~641,~~198~~582.3914 36,~~648~~552.5848 0.00 0.00 B-1 2,734,000.00 6.~~60414~~60430% 2,~~713~~706,~~300~~123.8003 14,~~932~~893.5236 0.00 0.00 B-2 1,491,000.00 6.~~60414~~60430% 1,~~479~~475,~~711~~797.5916 8,~~143~~122.5217 0.00 0.00 B-3 497,000.00 6.~~60414~~60430% ~~493~~491,~~237~~932.2039 2,~~714~~707.5139 0.00 0.00 B-4 497,000.00 6.~~60414~~60430% ~~493~~491,~~237~~932.2039 2,~~714~~707.5139 0.00 0.00 B-5 499,224.00 6.~~60414~~60430% ~~495~~494,~~443~~133.7914 2,~~726~~719.6550 0.00 0.00 Totals 497,128,891.00 2,~~662~~604,~~160~~525.2950 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 ~~927~~913,~~231~~336.5086 0.00 ~~162~~158,~~370~~908,~~997~~358.1672 1-A-2 0.00 0.00 3940,~~780~~003.0682 0.00 7,~~111~~151,~~790~~793.1395 1-A-3 0.00 0.00 116,015.63 0.00 20,625,000.00 2-A-1 0.00 0.00 ~~408~~399,~~407~~026.5394 0.00 7371,~~666~~339,~~512~~103.0392 3-A-1 0.00 0.00 ~~247~~240,~~458~~012.7002 0.00 44,~~309~~004,~~911~~823.2825 3-A-2 0.00 0.00 ~~720~~697,~~664~~137.5893 0.00 ~~129~~128,~~901~~887,~~476~~641.8560 3-A-3 0.00 0.00 52,~~299~~582.0736 0.00 9,~~707~~760,~~511~~094.7713 PO 0.00 0.00 0.00 0.00 3,~~867~~823,~~458~~482.5024 1-X 0.00 0.00 3736,~~803~~081.8064 0.00 ~~111~~108,~~169~~263,~~472~~988.3181 2-X 0.00 0.00 11,~~366~~063.7477 0.00 4239,~~377~~930,~~447~~168.5542 3-X 0.00 0.00 3331,~~252~~562.3924 0.00 ~~131~~130,~~108~~014,~~167~~057.8777 A-R 0.00 0.00 0.00 0.00 0.00 M 0.00 0.00 36,~~648~~552.5848 0.00 6,~~641~~624,~~582~~588.1410 B-1 0.00 0.00 14,~~932~~893.5236 0.00 2,~~706~~699,~~123~~198.0378 B-2 0.00 0.00 8,~~143~~122.5217 0.00 1,~~475~~472,~~797~~020.1699 B-3 0.00 0.00 2,~~714~~707.5139 0.00 ~~491~~490,~~932~~673.3967 B-4 0.00 0.00 2,~~714~~707.5139 0.00 ~~491~~490,~~932~~673.3967 B-5 0.00 0.00 2,~~726~~719.6550 0.00 ~~494~~492,~~133~~868.1478 Totals 0.00 0.00 2,~~662~~604,~~160~~525.2950 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 171,673,634.00 6.75000% ~~960~~945.~~20077026~~81208178 5.~~40112933~~32019297 0.00000000 0.00000000 1-A-2 6,954,000.00 6.75000% ~~1016~~1022.~~97009922~~69055651 5.~~72045729~~75263445 0.00000000 0.00000000 1-A-3 20,625,000.00 6.75000% 1000.00000000 5.62500024 0.00000000 0.00000000 2-A-1 82,130,600.00 6.50000% ~~918~~896.~~02948889~~94355125 4.~~97265976~~85844423 0.00000000 0.00000000 3-A-1 48,000,000.00 6.50000% ~~951~~923.~~76423812~~12315167 5.~~15538958~~00025042 0.00000000 0.00000000 3-A-2 141,735,497.00 6.44000% ~~947~~916.~~43608851~~50630646 54.~~08457370~~91858387 0.00000000 0.00000000 3-A-3 9,500,000.00 6.50000% ~~1016~~1021.~~33818000~~84334421 5.~~50516526~~53498526 0.00000000 0.00000000 PO 4,081,836.00 0.00000% ~~961~~947.~~91896490~~48012904 0.00000000 0.00000000 0.00000000 1-X 0.00 0.~~40307~~38948% ~~960~~948.~~57044772~~80118619 0.~~32264514~~30794698 0.00000000 0.00000000 2-X 0.00 0.~~31556~~32368% ~~939~~891.~~48902991~~49498646 0.~~24705001~~24046512 0.00000000 0.00000000 3-X 0.00 0.~~29372~~28888% ~~946~~913.~~41172361~~34049064 0.~~23164655~~21987243 0.00000000 0.00000000 A-R 100.00 6.75000% 0.00000000 0.00000000 0.00000000 0.00000000 M 6,710,000.00 6.~~60414~~60430% ~~992~~989.~~42897019~~80359762 5.~~46178539~~44746349 0.00000000 0.00000000 B-1 2,734,000.00 6.~~60414~~60430% ~~992~~989.~~42896854~~80359546 5.~~46178493~~44746159 0.00000000 0.00000000 B-2 1,491,000.00 6.~~60414~~60430% ~~992~~989.~~42896714~~80359490 5.~~46178404~~44746479 0.00000000 0.00000000 B-3 497,000.00 6.~~60414~~60430% ~~992~~989.~~42897384~~80360161 5.~~46179074~~44746479 0.00000000 0.00000000 B-4 497,000.00 6.~~60414~~60430% ~~992~~989.~~42897384~~80360161 5.~~46179074~~44746479 0.00000000 0.00000000 B-5 499,224.00 6.~~60414~~60430% ~~992~~989.~~42782799~~80245341 5.~~46177668~~44745445 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 5.~~40112933~~32019297 0.00000000 ~~945~~925.~~81208178~~64219104 1-A-2 0.00000000 0.00000000 5.~~72045729~~75263445 0.00000000 ~~1022~~1028.~~69055651~~44319097 1-A-3 0.00000000 0.00000000 5.62500024 0.00000000 1000.00000000 2-A-1 0.00000000 0.00000000 4.~~97265976~~85844423 0.00000000 ~~896~~868.~~94355125~~60565879 3-A-1 0.00000000 0.00000000 5.~~15538958~~00025042 0.00000000 ~~923~~916.~~12315167~~76715104 3-A-2 0.00000000 0.00000000 54.~~08457370~~91858387 0.00000000 ~~916~~909.~~50630646~~35329771 3-A-3 0.00000000 0.00000000 5.~~50516526~~53498526 0.00000000 ~~1021~~1027.~~84334421~~37832947 PO 0.00000000 0.00000000 0.00000000 0.00000000 ~~947~~936.~~48012904~~70648208 1-X 0.00000000 0.00000000 0.~~32264514~~30794698 0.00000000 ~~948~~924.~~80118619~~00367538 2-X 0.00000000 0.00000000 0.~~24705001~~24046512 0.00000000 ~~921~~867.~~05113413~~86083248 3-X 0.00000000 0.00000000 0.~~23164655~~21987243 0.00000000 ~~913~~905.~~34049064~~71857759 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M 0.00000000 0.00000000 5.~~46178539~~44746349 0.00000000 ~~989~~987.~~80359762~~27095380 B-1 0.00000000 0.00000000 5.~~46178493~~44746159 0.00000000 ~~989~~987.~~80359546~~27095099 B-2 0.00000000 0.00000000 5.~~46178404~~44746479 0.00000000 ~~989~~987.~~80359490~~27095238 B-3 0.00000000 0.00000000 5.~~46179074~~44746479 0.00000000 ~~989~~987.~~80360161~~27096579 B-4 0.00000000 0.00000000 5.~~46179074~~44746479 0.00000000 ~~989~~987.~~80360161~~27096579 B-5 0.00000000 0.00000000 5.~~46177668~~44745445 0.00000000 ~~989~~987.~~80245341~~26980273 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage PO-1 0.00000% 0.00 0.00 1,~~776~~755,~~164~~125.6068 1,~~755~~752,~~125~~342.6830 95.~~55911582~~40757264% PO-2 0.00000% 0.00 0.00 1,~~038,369.69 1,~~005,156.31 92967,051.~~90048532~~49 89.37868852% PO-3 0.00000% 0.00 0.00 1,~~111~~107,~~861~~176.1751 1,~~107~~104,~~176~~088.5145 9594.~~18580281~~92031717% AMBAC 0.06000% ~~134,285,324.88~~ 129,901,476.85 128,887,641.60 0.00 0.00 9190.~~65063065~~93532977%

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 129,~~714~~804,~~649~~696.5156 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~18,387~~0.4000 Realized Losses 0.00 Prepayment Penalties 0.00 Total Deposits 129,~~733~~804,~~036~~696.9156 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~110~~108,~~810~~334.7391 Payment of Interest and Principal 129,~~622~~696,~~226~~361.1865 Total Withdrawals (Pool Distribution Amount) 129,~~733~~804,~~036~~696.9156 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~102~~99,~~122~~907.2403 Certificate Insurer Premium 6,~~714~~495.2707 Master Servicing Fee 1,~~974~~932.2281 ~~Special Servicing Fee 0.00~~ Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~110~~108,~~810~~334.7391

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 10 0 0 0 10 1,~~586~~538,~~254~~623.8911 0.00 0.00 0.00 1,~~586~~538,~~254~~623.8911 60 Days 24 0 0 0 24 ~~307~~501,~~375~~596.8729 0.00 0.00 0.00 ~~307~~501,~~375~~596.8729 90 Days 10 0 0 0 10 ~~50,476~~0.8100 0.00 0.00 0.00 ~~50,476~~0.8100 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1314 0 0 0 1314 12,~~944~~040,~~107~~219.5740 0.00 0.00 0.00 12,~~944~~040,~~107~~219.5740 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~945180~~964320% 0.000000% 0.000000% 0.000000% 0.~~945180~~964320% 0.~~341602~~336492% 0.000000% 0.000000% 0.000000% 0.~~341602~~336492% 60 Days 0.~~189036~~385728% 0.000000% 0.000000% 0.000000% 0.~~189036~~385728% 0.~~066194~~109698% 0.000000% 0.000000% 0.000000% 0.~~066194~~109698% 90 Days 0.~~094518~~000000% 0.000000% 0.000000% 0.000000% 0.~~094518~~000000% 0.~~010870~~000000% 0.000000% 0.000000% 0.000000% 0.~~010870~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.~~228733~~350048% 0.000000% 0.000000% 0.000000% 1.~~228733~~350048% 0.~~418666~~446190% 0.000000% 0.000000% 0.000000% 0.~~418666~~446190%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 79 0 0 0 79 1,~~212~~497,~~841~~748.6794 0.00 0.00 0.00 1,~~212~~497,~~841~~748.6794 60 Days 24 0 0 0 24 ~~307~~501,~~375~~596.8729 0.00 0.00 0.00 ~~307~~501,~~375~~596.8729 90 Days 10 0 0 0 10 ~~50,476~~0.8100 0.00 0.00 0.00 ~~50,476~~0.8100 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1013 0 0 0 1013 1,~~570~~999,~~694~~345.3523 0.00 0.00 0.00 1,~~570~~999,~~694~~345.3523 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 12.~~609195~~107728% 0.000000% 0.000000% 0.000000% 12.~~609195~~107728% 0.~~615432~~773469% 0.000000% 0.000000% 0.000000% 0.~~615432~~773469% 60 Days 0.~~459770~~936768% 0.000000% 0.000000% 0.000000% 0.~~459770~~936768% 0.~~155972~~259035% 0.000000% 0.000000% 0.000000% 0.~~155972~~259035% 90 Days 0.~~229885~~000000% 0.000000% 0.000000% 0.000000% 0.~~229885~~000000% 0.~~025613~~000000% 0.000000% 0.000000% 0.000000% 0.~~025613~~000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 23.~~298851~~044496% 0.000000% 0.000000% 0.000000% 23.~~298851~~044496% 01.~~797017~~032504% 0.000000% 0.000000% 0.000000% 01.~~797017~~032504% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 31 0 0 0 31 ~~373~~40,~~413~~874.2217 0.00 0.00 0.00 ~~373~~40,~~413~~874.2217 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 31 0 0 0 31 ~~373~~40,~~413~~874.2217 0.00 0.00 0.00 ~~373~~40,~~413~~874.2217 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 10.~~023891~~353357% 0.000000% 0.000000% 0.000000% 10.~~023891~~353357% 0.~~483994~~054676% 0.000000% 0.000000% 0.000000% 0.~~483994~~054676% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 10.~~023891~~353357% 0.000000% 0.000000% 0.000000% 10.~~023891~~353357% 0.~~483994~~054676% 0.000000% 0.000000% 0.000000% 0.~~483994~~054676% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%

OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~18,387~~0.4000

COLLATERAL STATEMENT Collateral Description Fixed 30 Year Ratio Strip Weighted Average Gross Coupon 7.~~021512~~017150% Weighted Average Net Coupon 6.~~762877~~758693% Weighted Average Pass-Through Rate 6.~~757877~~753693% Weighted Average Maturity(Stepdown Calculation ) ~~356~~355 Beginning Scheduled Collateral Loan Count 1,~~073~~058 Number Of Loans Paid In Full 1521 Ending Scheduled Collateral Loan Count 1,~~058~~037 Beginning Scheduled Collateral Balance ~~473~~463,~~822~~862,~~223~~157.8698 Ending Scheduled Collateral Balance ~~463~~456,~~862~~770,~~157~~321.9881 Ending Actual Collateral Balance at 3031-~~Sep~~Oct-2001 ~~464~~457,~~357~~253,~~264~~775.1696 Monthly P &I Constant 3,~~993~~914,~~737~~387.2500 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~463~~456,~~862~~770,~~157~~321.9881 Scheduled Principal 1,~~221~~201,~~280~~895.4213 Unscheduled Principal 85,~~738~~889,~~785~~941.4604

Group Level Collateral Statement Group Group 1 Group 2 Group 3 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 7.~~171668~~163975 6.~~888701~~889977 6.~~921839~~916351 Weighted Average Net Rate 6.~~922336~~914653 6.~~584900~~587112 6.~~671839~~666351 Weighted Average Maturity ~~356~~355 ~~356~~355 ~~356~~355 Beginning Loan Count ~~441~~435 ~~298~~293 ~~334~~330 Loans Paid In Full 68 510 43 Ending Loan Count ~~435~~427 ~~293~~283 ~~330~~327 Beginning Scheduled Balance ~~199~~196,~~452~~994,~~371~~897.3018 7876,~~517~~734,~~854~~253.2465 ~~195~~190,~~851~~133,~~998~~007.3215 Ending scheduled Balance ~~196~~193,~~994~~563,~~897~~394.1864 7674,~~734~~351,~~253~~264.6515 ~~190~~188,~~133~~855,~~007~~663.1502 Record Date 0910/3031/2001 0910/3031/2001 0910/3031/2001 Principal And Interest Constant 1,~~427~~409,~~293~~801.0395 1,~~130~~113,~~190~~227.2619 1,~~436~~391,~~253~~357.9686 Scheduled Principal ~~235~~233,~~287~~746.8660 ~~679~~672,~~451~~646.9114 ~~306~~295,~~540~~502.6539 Unscheduled Principal 23,~~222~~197,~~186~~755.2694 1,~~104~~710,~~148~~343.6836 5981,~~412,450~~841.5274 Scheduled Interest 1,~~192~~176,~~005~~055.1735 ~~450~~440,~~738~~581.3505 1,~~129~~095,~~713~~855.3147 Servicing Fees 4140,~~441~~929.6320 19,~~878~~366.1278 4039,~~802~~611.4905 Master Servicing Fees ~~831~~820.0681 ~~327~~319.1278 ~~816~~792.0422 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 1,~~149~~134,~~732~~305.4834 ~~430~~420,~~533~~894.0649 1,~~088~~055,~~094~~452.7820 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 6.~~917336~~909653 6.~~579901~~582112 6.~~666839~~661351

Group Level Collateral Statement Group Total ~~Group~~Collateral Description Fixed 30 Year Ratio ~~Collateral~~Strip ~~Description 7.021512~~ Weighted Average Coupon Rate 67.~~762877~~017150 Weighted Average Net Rate ~~356~~6.758693 Weighted Average Maturity ~~1,073~~355 Beginning Loan Count 151,058 Loans Paid In Full ~~1,058~~21 Ending Loan Count ~~473~~1,~~822,223.86~~037 Beginning Scheduled Balance 463,862,157.98 Ending ~~Scheduled~~scheduled Balance ~~09/30/2001~~456,770,321.81 Record Date ~~3,993,737.25~~10/31/2001 Principal And Interest Constant 13,~~221~~914,~~280~~387.4200 Scheduled Principal 81,~~738~~201,~~785~~895.4613 Unscheduled Principal 25,~~772~~889,~~456~~941.8304 Scheduled Interest ~~102~~2,~~122~~712,491.2487 Servicing Fees 199,~~974~~907.2203 Master Servicing Fees 01,932.0081 Trustee ~~FeeFRY~~Fee 0.00 FRY Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread Fee 1 0.00 Spread Fee 2 0.00 Spread Fee 3 0.00 Net Interest 2,~~668~~610,~~360~~652.3203 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.00 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 6.~~757877~~753693

Filing Compare · CWABS INC MORTGAGE PASS THROUGH TRUST 2001-J1