8-K 1 arc01bc5.txt OCTOBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2001 AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2001-BC5 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-63602-02 Pooling and Servicing Agreement) (Commission (State or other File Number) 52-2344760 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On October 25, 2001 a distribution was made to holders of AMORTIZING RESIDENTIAL COLLATERAL TRUST, Mortgage Pass-Through Certificates, Series 2001-BC5 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-BC5 Trust, relating to the October 25, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2001-BC5 Trust By: Wells Fargo Bank Minnesota, NA, as Master Servicer By: /s/ Beth Belfield, Officer By: Beth Belfield, Officer Date: 11/2/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-BC5 Trust, relating to the October 25, 2001 distribution. EX-99.1

Amortizing Residential Collateral Mortgage Trust Mortgage Pass-Through Certificates Record Date: 89/3130/01 Distribution Date: 910/25/01 ARC Series: 2001-BC5 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 86358RHD2 SEQ 32.~~82500~~90625% ~~385~~382,~~919~~445,~~770~~198.2363 1926,~~189,115~~234.2947 3,~~474~~475,~~571~~728.60 A-2 86358RHF7 SEQ 32.~~82000~~90125% ~~158~~156,~~636~~326,~~632~~725.7593 ~~488~~377,~~160~~952.1743 21,~~309~~643,~~906~~716.8269 A-IO 86358RHE0 IO 6.00000% 0.00 280,000.00 0.00 M-1 86358RHG5 SEQ 43.~~13000~~21125% 15,929,000.00 5242,~~994~~626.9067 0.00 M-2 86358RHH3 SEQ 43.~~53000~~61125% 10,137,000.00 3630,~~991~~506.6003 0.00 B 86358RHJ9 SEQ 54.~~33000~~41125% 2,896,000.00 1210,~~434~~645.3082 0.00 X ARC01BC5X SEQ 0.00000% 0.00 12,~~878~~222,~~292~~981.6028 0.00 P ARC01BC5P SEQ 0.00000% 0.00 ~~123~~54,~~080~~552.6835 0.00 D ARC01BC5D SEQ 0.00000% 0.00 0.00 0.00 R-1 ARC01B5R1 RES 0.00000% 0.00 0.00 0.00 R-2 ARC01B5R2 RES 0.00000% 0.00 0.00 0.00 R-3 ARC01B5R3 RES 0.00000% 0.00 0.00 0.00 Totals ~~573~~567,~~518~~733,~~402~~924.9856 43,~~061~~945,~~069~~499.5405 5,~~784~~119,~~478~~445.4229

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~382~~378,~~445~~969,~~198~~470.6303 4,~~663~~401,~~686~~963.8907 0.00 A-2 0.00 ~~156~~154,~~326~~683,~~725~~009.9324 2,~~798~~021,~~066~~669.9912 0.00 A-IO 0.00 0.00 280,000.00 0.00 M-1 0.00 15,929,000.00 5242,~~994~~626.9067 0.00 M-2 0.00 10,137,000.00 3630,~~991~~506.6003 0.00 B 0.00 2,896,000.00 1210,~~434~~645.3082 0.00 X 0.00 0.00 12,~~878~~222,~~292~~981.6028 0.00 P 0.00 0.00 ~~123~~54,~~080~~552.6835 0.00 D 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 Totals 0.00 ~~567~~562,~~733~~614,~~924~~479.5627 9,~~845~~064,~~547~~944.9634 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 388,549,000.00 ~~385~~382,~~919~~445,~~770~~198.2363 0.00 3,~~474~~475,~~571~~728.60 0.00 0.00 A-2 161,733,000.00 ~~158~~156,~~636~~326,~~632~~725.7593 0.00 21,~~309~~643,~~906~~716.8269 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 M-1 15,929,000.00 15,929,000.00 0.00 0.00 0.00 0.00 M-2 10,137,000.00 10,137,000.00 0.00 0.00 0.00 0.00 B 2,896,000.00 2,896,000.00 0.00 0.00 0.00 0.00 X 273.02 0.00 0.00 0.00 0.00 0.00 P 0.00 0.00 0.00 0.00 0.00 0.00 D 0.00 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 579,244,273.02 ~~573~~567,~~518~~733,~~402~~924.9856 0.00 5,~~784~~119,~~478~~445.4229 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 3,~~474~~475,~~571~~728.60 ~~382~~378,~~445~~969,~~198~~470.6303 0.~~98429078~~97534537 3,~~474~~475,~~571~~728.60 A-2 21,~~309~~643,~~906~~716.8269 ~~156~~154,~~326~~683,~~725~~009.9324 0.~~96657284~~95640970 21,~~309~~643,~~906~~716.8269 A-IO 0.00 0.00 0.00000000 0.00 M-1 0.00 15,929,000.00 1.00000000 0.00 M-2 0.00 10,137,000.00 1.00000000 0.00 B 0.00 2,896,000.00 1.00000000 0.00 X 0.00 0.00 0.00000000 0.00 P 0.00 0.00 0.00000000 0.00 D 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 R-2 0.00 0.00 0.00000000 0.00 R-3 0.00 0.00 0.00000000 0.00 Totals 5,~~784~~119,~~478~~445.4229 ~~567~~562,~~733~~614,~~924~~479.5627 0.~~98012868~~97129053 5,~~784~~119,~~478~~445.4229

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 388,549,000.00 ~~993~~984.~~23320927~~29078091 0.00000000 8.~~94242837~~94540611 0.00000000 A-2 161,733,000.00 ~~980~~966.~~85506823~~57284494 0.00000000 1410.~~28222329~~16314970 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M-1 15,929,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 10,137,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 2,896,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 273.02 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 8.~~94242837~~94540611 ~~984~~975.~~29078091~~34537479 0.~~98429078~~97534537 8.~~94242837~~94540611 A-2 0.00000000 1410.~~28222329~~16314970 ~~966~~956.~~57284494~~40969524 0.~~96657284~~95640970 1410.~~28222329~~16314970 A-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 388,549,000.00 32.~~82500~~90625% ~~385~~382,~~919~~445,~~770~~198.2363 1926,~~189,115~~234.2947 0.00 0.00 A-2 161,733,000.00 32.~~82000~~90125% ~~158~~156,~~636~~326,~~632~~725.7593 ~~488~~377,~~160~~952.1743 0.00 0.00 A-IO 0.00 6.00000% 56,000,000.00 280,000.00 0.00 0.00 M-1 15,929,000.00 43.~~13000~~21125% 15,929,000.00 5242,~~994~~626.9067 0.00 0.00 M-2 10,137,000.00 43.~~53000~~61125% 10,137,000.00 3630,~~991~~506.6003 0.00 0.00 B 2,896,000.00 54.~~33000~~41125% 2,896,000.00 1210,~~434~~645.3082 0.00 0.00 X 273.02 0.00000% 0.00 0.00 0.00 0.00 P 0.00 0.00000% 0.01 0.00 0.00 0.00 D 0.00 0.00000% 0.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 R-2 0.00 0.00000% 0.00 0.00 0.00 0.00 R-3 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 579,244,273.02 21,~~059~~667,~~696~~965.2642 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 1926,~~189,115~~234.2947 0.00 ~~382~~378,~~445~~969,~~198~~470.6303 A-2 0.00 0.00 ~~488~~377,~~160~~952.1743 0.00 ~~156~~154,~~326~~683,~~725~~009.9324 A-IO 0.00 0.00 280,000.00 0.00 56,000,000.00 M-1 0.00 0.00 5242,~~994~~626.9067 0.00 15,929,000.00 M-2 0.00 0.00 3630,~~991~~506.6003 0.00 10,137,000.00 B 0.00 0.00 1210,~~434~~645.3082 0.00 2,896,000.00 X 0.00 0.00 12,~~878~~222,~~292~~981.6028 0.00 0.00 P 0.00 0.00 ~~123~~54,~~080~~552.6835 0.00 0.01 D 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 R-2 0.00 0.00 0.00 0.00 0.00 R-3 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 43,~~061~~945,~~069~~499.5405 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 388,549,000.00 32.~~82500~~90625% ~~993~~984.~~23320927~~29078091 32.~~06039982~~38382925 0.00000000 0.00000000 A-2 161,733,000.00 32.~~82000~~90125% ~~980~~966.~~85506823~~57284494 32.~~01830900~~33689123 0.00000000 0.00000000 A-IO 0.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 M-1 15,929,000.00 43.~~13000~~21125% 1000.00000000 32.~~32694457~~67604181 0.00000000 0.00000000 M-2 10,137,000.00 43.~~53000~~61125% 1000.00000000 3.~~64916642~~00937457 0.00000000 0.00000000 B 2,896,000.00 54.~~33000~~41125% 1000.00000000 43.~~29361188~~67604282 0.00000000 0.00000000 X 273.02 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 32.~~06039982~~38382925 0.00000000 ~~984~~975.~~29078091~~34537479 A-2 0.00000000 0.00000000 32.~~01830900~~33689123 0.00000000 ~~966~~956.~~57284494~~40969524 A-IO 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 M-1 0.00000000 0.00000000 32.~~32694457~~67604181 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 3.~~64916642~~00937457 0.00000000 1000.00000000 B 0.00000000 0.00000000 43.~~29361188~~67604282 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~6879688~~8142192.~~66749689~~07384074 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 D 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 109,~~445~~603,~~322~~678.3372 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 054,552.0080 Total Deposits 109,~~445~~658,~~322~~231.3352 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~599~~593,~~774~~287.3718 Payment of Interest and Principal 9,~~845~~064,~~547~~944.9634 Total Withdrawals (Pool Distribution Amount) 109,~~445~~658,~~322~~231.3352 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee ~~239~~236,~~108~~555.9779 Loss Mitigation Advisors Fee 7,~~168~~096.9867 Master Servicing Fee 1,~~670~~652.3852 MGIC Insurance Premiums ~~186~~184,~~758~~082.5754 PMI Insurance Premiums 51,~~741~~553.2748 Radian Insurance Premiums ~~113~~112,~~326~~346.2018 Special Servicing Fee 0.00 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~599~~593,~~774~~287.3718

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 811 02 0 813 ~~674~~996,~~792~~895.0410 0117,038.0064 0.00 ~~674~~1,~~792~~113,933.0474 30 Days 6293 13 08 0 63104 912,~~826~~188,~~612~~040.67 34174,~~976~~579.8932 01,231,697.0098 0.00 913,~~861~~594,~~589~~317.5697 60 Days 1113 01 1524 0 2638 ~~839~~1,~~752~~976,165.5710 057,600.00 13,~~722~~254,~~155~~611.0782 0.00 25,~~561~~288,~~907~~376.6492 90 Days 4 01 1320 0 1725 ~~393~~448,~~397~~885.4609 065,182.0014 12,~~502~~706,~~786~~968.6560 0.00 13,~~896~~221,~~184~~035.1183 120 Days 0 0 116 0 116 0.00 0.00 ~~784~~1,~~378~~857,184.6211 0.00 ~~784~~1,~~378~~857,184.6211 150 Days 0 0 01 0 01 0.00 0.00 0784,378.0062 0.00 0784,378.0062 180+ Days 01 0 0 0 01 0117,067.0021 0.00 0.00 0.00 0117,067.0021 Totals 77111 916 2971 0 ~~115~~198 1114,~~059~~730,~~762~~158.7007 ~~709~~1,~~768~~294,256.9356 49,~~009~~951,~~320~~879.3477 0.00 1525,~~778~~976,~~851~~294.9740 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.~~194742~~270204% 0.~~000000~~049128% 0.000000% 0.~~194742~~319332% 0.~~118803~~177091% 0.~~000000~~020791% 0.000000% 0.~~118803~~197882% 30 Days 12.~~509250~~284451% 0.~~024343~~073692% 0.~~000000~~196512% 0.000000% 12.~~533593~~554655% 12.~~730057~~165120% 0.~~006158~~031013% 0.~~000000~~218802% 0.000000% 12.~~736215~~414935% 60 Days 0.~~267770~~319332% 0.~~000000~~024564% 0.~~365141~~589536% 0.000000% 0.~~632911~~933432% 0.~~147845~~351052% 0.~~000000~~010232% 0.~~303200~~578159% 0.000000% 0.~~451045~~939443% 90 Days 0.~~097371~~098256% 0.~~000000~~024564% 0.~~316456~~491280% 0.000000% 0.~~413827~~614100% 0.~~069261~~079741% 0.~~000000~~011579% 0.~~264578~~480874% 0.000000% 0.~~333839~~572194% 120 Days 0.000000% 0.000000% 0.~~024343~~393024% 0.000000% 0.~~024343~~393024% 0.000000% 0.000000% 0.~~138096~~329916% 0.000000% 0.~~138096~~329916% 150 Days 0.000000% 0.000000% 0.~~000000~~024564% 0.000000% 0.~~000000~~024564% 0.000000% 0.000000% 0.~~000000~~139339% 0.000000% 0.~~000000~~139339% 180+ Days 0.~~000000~~024564% 0.000000% 0.000000% 0.000000% 0.~~000000~~024564% 0.~~000000~~020796% 0.000000% 0.000000% 0.000000% 0.~~000000~~020796% Totals 12.~~874391~~726603% 0.~~219085~~393024% 01.~~705940~~744043% 0.000000% 24.~~799416~~863670% 12.~~947164~~616709% 0.~~124961~~229916% 01.~~705874~~767881% 0.000000% 24.~~777999~~614506%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 23 0 0 23 ~~114~~213,~~754~~853.2657 0.00 0.00 ~~114~~213,~~754~~853.2657 30 Days 614 03 02 0 619 ~~748~~1,~~297~~080,260.2702 0174,579.0032 0224,581.0091 0.00 ~~748~~1,~~297~~479,421.2725 60 Days 21 0 14 0 35 ~~106~~182,~~800~~176.0033 0.00 42527,~~053~~738.0557 0.00 ~~148~~709,~~853~~914.0590 90 Days 0 0 02 0 02 0.00 0.00 0102,853.0005 0.00 0102,853.0005 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 815 26 18 0 1129 ~~855~~1,~~097~~262,436.2735 ~~114~~388,~~754~~432.2689 42855,~~053~~173.0553 0.00 12,~~011~~506,~~904~~042.5877 0-29 Days 0.~~309598~~470958% 0.000000% 0.000000% 0.~~309598~~470958% 0.~~188597~~356526% 0.000000% 0.000000% 0.~~188597~~356526% 30 Days 02.~~928793~~197802% 0.~~000000~~470958% 0.~~000000~~313972% 0.000000% 02.~~928793~~982732% 1.~~229813~~800953% 0.~~000000~~291050% 0.~~000000~~374411% 0.000000% 12.~~229813~~466414% 60 Days 0.~~309598~~156986% 0.000000% 0.~~154799~~627943% 0.000000% 0.~~464396~~784929% 0.~~175524~~303715% 0.000000% 0.~~069113~~879818% 0.000000% 01.~~244637~~183533% 90 Days 0.000000% 0.000000% 0.~~000000~~313972% 0.000000% 0.~~000000~~313972% 0.000000% 0.000000% 0.~~000000~~171471% 0.000000% 0.~~000000~~171471% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 12.~~238390~~354788% 0.~~309598~~941915% 01.~~154799~~255887% 0.000000% 14.~~702786~~552590% 12.~~405337~~104668% 0.~~188597~~647575% 01.~~069113~~425701% 0.000000% 14.~~663047~~177944% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2Group 1 ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 67 01 0 68 ~~560~~594,~~037~~728.7812 078,113.0039 0.00 ~~560~~672,~~037~~841.7851 30 Days 3963 1 0 6 0 4069 36,~~738~~951,~~045~~925.7844 ~~34,976.89~~ 0.00 1,007,116.07 0.00 37,~~773~~959,~~022~~041.6751 60 Days 6 01 1114 0 1721 ~~472~~491,~~747~~667.8592 057,600.00 ~~968~~1,~~027~~425,441.2169 0.00 1,~~440~~974,~~775~~709.0661 90 Days 03 01 013 0 017 0385,920.0032 065,182.0014 01,095,037.0073 0.00 01,546,140.0019 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 01 0 0 0 01 0117,067.0021 0.00 0.00 0.00 0117,067.0021 Totals 4573 79 1134 0 63116 47,~~210~~946,~~793~~580.6389 ~~595~~717,~~014~~510.6726 ~~968~~3,~~027~~605,708.2188 0.00 512,~~773~~269,~~835~~800.5103 0-29 Days 0.~~203874~~239808% 0.~~000000~~034258% 0.000000% 0.~~203874~~274066% 0.~~163649~~175105% 0.~~000000~~022999% 0.000000% 0.~~163649~~198103% 30 Days 12.~~325178~~158273% 0.~~033979~~000000% 0.~~000000~~205550% 0.000000% 12.~~359157~~363823% 12.~~092299~~046840% 0.~~010221~~000000% 0.~~000000~~296523% 0.000000% 12.~~102520~~343363% 60 Days 0.~~203874~~205550% 0.~~000000~~034258% 0.~~373768~~479616% 0.000000% 0.~~577642~~719424% 0.~~138142~~144761% 0.~~000000~~016959% 0.~~282868~~419690% 0.000000% 0.~~421011~~581410% 90 Days 0.~~000000~~102775% 0.~~000000~~034258% 0.~~000000~~445358% 0.000000% 0.~~000000~~582391% 0.~~000000~~113626% 0.~~000000~~019191% 0.~~000000~~322410% 0.000000% 0.~~000000~~455227% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.~~000000~~034258% 0.000000% 0.000000% 0.000000% 0.~~000000~~034258% 0.~~000000~~034468% 0.000000% 0.000000% 0.000000% 0.~~000000~~034468% Totals 12.~~529052~~500856% 0.~~237853~~308325% 01.~~373768~~164782% 0.000000% 23.~~140673~~973964% 12.~~230441~~339695% 0.~~173870~~211255% 01.~~282868~~061621% 0.000000% 13.~~687180~~612571% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3Group 2 Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 52 0 0 0 52 1117,~~523,789~~583.5614 0.00 0.00 0.00 1117,~~523,789~~583.5614 60 Days 01 0 02 0 03 047,151.0073 0.00 0372,278.0015 0.00 0419,429.0088 90 Days 20 0 41 0 61 ~~159,038~~0.4800 0.00 ~~214~~739,~~835~~236.4532 0.00 ~~373~~739,~~873~~236.9332 120 Days 0 0 06 0 06 0.00 0.00 0373,873.0093 0.00 0373,873.0093 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 73 0 49 0 1112 1164,~~682,828~~734.0487 0.00 ~~214~~1,~~835~~485,388.4540 0.00 1,~~897~~650,~~663~~123.4927 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 41.~~716981~~904762% 0.000000% 0.000000% 0.000000% 41.~~716981~~904762% 40.~~974707~~388752% 0.000000% 0.000000% 0.000000% 40.~~974707~~388752% 60 Days 0.~~000000~~952381% 0.000000% 01.~~000000~~904762% 0.000000% 02.~~000000~~857143% 0.~~000000~~155893% 0.000000% 01.~~000000~~230823% 0.000000% 01.~~000000~~386716% 90 Days 10.~~886792~~000000% 0.000000% 30.~~773585~~952381% 0.000000% 50.~~660377~~952381% 0.~~519212~~000000% 0.000000% 02.~~701372~~444058% 0.000000% 12.~~220584~~444058% 120 Days 0.000000% 0.000000% 05.~~000000~~714286% 0.000000% 05.~~000000~~714286% 0.000000% 0.000000% 01.~~000000~~236099% 0.000000% 01.~~000000~~236099% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 62.~~603774~~857143% 0.000000% 38.~~773585~~571429% 0.000000% 1011.~~377358~~428571% 50.~~493919~~544645% 0.000000% 04.~~701372~~910980% 0.000000% 65.~~195291~~455625% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4Group 2 ARM No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 01 01 0 02 0188,313.0041 038,925.0025 0.00 0227,238.0066 30 Days 1214 0 0 0 1214 34,~~816~~038,~~480~~272.0607 0.00 0.00 0.00 34,~~816~~038,~~480~~272.0607 60 Days 35 0 34 0 69 ~~260~~1,~~204~~255,169.7212 0.00 ~~712~~929,~~074~~153.8141 0.00 ~~972~~2,~~279~~184,322.53 90 Days 21 0 94 0 115 ~~234~~62,~~358~~964.9877 0.00 1769,~~287,951~~841.2050 0.00 1832,~~522,310~~806.1827 120 Days 0 0 110 0 110 0.00 0.00 ~~784~~1,~~378~~483,310.6218 0.00 ~~784~~1,~~378~~483,310.6218 150 Days 0 0 01 0 01 0.00 0.00 0784,378.0062 0.00 0784,378.0062 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1720 01 1320 0 3041 45,~~311~~356,~~043~~405.7696 0188,313.0041 24,~~784~~005,~~404~~608.6396 0.00 79,~~095~~550,~~448~~328.3933 0-29 Days 0.~~000000~~243902% 0.~~000000~~243902% 0.000000% 0.~~000000~~487805% 0.~~000000~~141529% 0.~~000000~~029255% 0.000000% 0.~~000000~~170784% 30 Days 23.~~905569~~414634% 0.000000% 0.000000% 0.000000% 23.~~905569~~414634% 23.~~841797~~035013% 0.000000% 0.000000% 0.000000% 23.~~841797~~035013% 60 Days 01.~~726392~~219512% 0.000000% 0.~~726392~~975610% 0.000000% 12.~~452785~~195122% 0.~~193752~~943338% 0.000000% 0.~~530219~~698317% 0.000000% 01.~~723971~~641654% 90 Days 0.~~484262~~243902% 0.000000% 20.~~179177~~975610% 0.000000% 21.~~663438~~219512% 0.~~174507~~047322% 0.000000% 0.~~959024~~578584% 0.000000% 10.~~133530~~625906% 120 Days 0.000000% 0.000000% 02.~~242131~~439024% 0.000000% 02.~~242131~~439024% 0.000000% 0.000000% 01.~~584058~~114800% 0.000000% 01.~~584058~~114800% 150 Days 0.000000% 0.000000% 0.~~000000~~243902% 0.000000% 0.~~000000~~243902% 0.000000% 0.000000% 0.~~000000~~589509% 0.000000% 0.~~000000~~589509% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 4.~~116223~~878049% 0.~~000000~~243902% 34.~~147700~~878049% 0.000000% 710.~~263923~~000000% 34.~~210055~~025672% 0.~~000000~~141529% 23.~~073301~~010464% 0.000000% 57.~~283356~~177666%

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 9.~~544096~~529932% Weighted Average Net Coupon 9.~~043796~~029932% Weighted Average Pass-Through Rate 8.~~304151~~290913% Weighted Average Maturity(Stepdown Calculation ) ~~341~~340 Beginning Scheduled Collateral Loan Count 4,~~136~~108 Number Of Loans Paid In Full 2837 Ending Scheduled Collateral Loan Count 4,~~108~~071 Beginning Scheduled Collateral Balance ~~573~~567,~~518~~733,~~402~~924.9856 Ending Scheduled Collateral Balance ~~567~~562,~~733~~614,~~924~~479.5627 Ending Actual Collateral Balance at 3130-~~Aug~~Sep-2001 ~~567~~562,~~993~~926,~~469~~923.1897 Monthly P &I Constant 4,~~870~~817,~~769~~662.5160 Special Servicing Fee 0.00 Prepayment Penalties 054,552.0080 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans ~~567~~562,~~733~~614,~~924~~479.5627 Scheduled Principal 309,808.13 Unscheduled Principal 4,809,637.16 Extra principal distribution Amount 0.00 Excess Cash Amount 12,~~901~~246,~~954~~598.8449

Filing Compare · STRUCTURED ASSET SECURITIES CORP MOR PAS THR CER SE 2001-BC5