8-K 1 msc01001.txt JULY 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 16, 2001 MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2001-1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 033-46723-03 Pooling and Servicing Agreement) (Commission (State or other File Number) 52-2267488 jurisdiction 52-2267489 of Incorporation) IRS EIN Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On July 16, 2001 a distribution was made to holders of MORGAN STANLEY DEAN WITTER CAPITAL I INC., Mortgage Pass-Through Certificates, Series 2001-1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-1 Trust, relating to the July 16, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MORGAN STANLEY DEAN WITTER CAPITAL I INC. Mortgage Pass-Through Certificates, Series 2001-1 Trust By: Wells Fargo Bank Minnesota, NA as Trustee By: /s/ Sherri Sharps, Vice President By: Sherri Sharps, Vice President Date: 7/16/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-1 Trust, relating to the July 16, 2001 distribution. EX-99.1

Morgan Stanley Capital I Inc. Mortgage Pass-Through Certificates Record Date: 56/3130/01 Distribution Date: 67/1516/01 MSMC Series: 2001-1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A-1 61746WGC8 SEN 4.~~38250~~24000% ~~278~~272,~~602~~100,~~438~~758.0427 1993,~~051,395~~470.3010 613,~~501~~908,~~679~~723.7798 IO MSC0101OC SUB 0.00000% 0.00 0.00 0.00 R MSC0101RI RES 0.00000% 0.00 0.00 0.00 R-1 MSC011RII RES 0.00000% 0.00 0.00 0.00 Totals ~~278~~272,~~602~~100,~~438~~758.0427 1993,~~051,395~~470.3010 613,~~501~~908,~~679~~723.7798

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A-1 0.00 ~~272~~258,~~100~~192,~~758~~034.2729 714,~~553~~902,~~075~~194.0708 0.00 IO 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 Totals 0.00 ~~272~~258,~~100~~192,~~758~~034.2729 714,~~553~~902,~~075~~194.0708 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A-1 300,000,000.00 ~~278~~272,~~602~~100,~~438~~758.0427 0.00 613,~~501~~908,~~679~~723.7798 0.00 0.00 IO 0.00 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 0.00 Totals 300,000,000.00 ~~278~~272,~~602~~100,~~438~~758.0427 0.00 613,~~501~~908,~~679~~723.7798 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A-1 613,~~501~~908,~~679~~723.7798 ~~272~~258,~~100~~192,~~758~~034.2729 0.~~90700253~~86064011 613,~~501~~908,~~679~~723.7798 IO 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 R-1 0.00 0.00 0.00000000 0.00 Totals 613,~~501~~908,~~679~~723.7798 ~~272~~258,~~100~~192,~~758~~034.2729 0.~~90700253~~86064011 613,~~501~~908,~~679~~723.7798

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A-1 300,000,000.00 ~~928~~907.~~67479347~~00252757 0.00000000 2146.~~67226590~~36241327 0.00000000 IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) Per $1,000 denomination.

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A-1 0.00000000 2146.~~67226590~~36241327 ~~907~~860.~~00252757~~64011430 0.~~90700253~~86064011 2146.~~67226590~~36241327 IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A-1 300,000,000.00 4.~~38250~~24000% ~~278~~272,~~602~~100,~~438~~758.0427 1993,~~051,395~~470.3010 0.00 0.00 IO 0.00 0.00000% ~~282~~276,~~077~~749,~~458~~030.9675 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 R-1 0.00 0.00000% 0.00 0.00 0.00 0.00 Totals 300,000,000.00 1993,~~051,395~~470.3010 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A-1 0.00 0.00 1993,~~051,395~~470.3010 0.00 ~~272~~258,~~100~~192,~~758~~034.2729 IO 0.00 0.00 0.00 0.00 ~~276~~263,~~749~~974,~~030~~379.7529 R 0.00 0.00 0.00 0.00 0.00 R-1 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1993,~~051,395~~470.3010 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A-1 300,000,000.00 4.~~38250~~24000% ~~928~~907.~~67479347~~00252757 3.~~50465100~~31156700 0.00000000 0.00000000 IO 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1,000 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A-1 0.00000000 0.00000000 3.~~50465100~~31156700 0.00000000 ~~907~~860.~~00252757~~64011430 IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R-1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage FSA 0.14000% ~~278,602,438.04~~ 272,100,758.27 0258,192,034.0029 0.00 ~~90.70025276% DEPOSITOR~~ 0.~~00000% 0.~~00 086.~~00 0.00 0.00 0.00000000~~06401143% ~~FSA REIMB 0.00000% 0.00 0.00 0.00 0.00 0.00000000%~~

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 714,~~638~~991,~~913~~024.2943 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 61,~~237~~230.6103 Realized Losses 0.00 Total Deposits 714,~~645~~992,~~150~~254.9046 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 9290,~~075~~060.8338 Payment of Interest and Principal 714,~~553~~902,~~075~~194.0708 Total Withdrawals (Pool Distribution Amount) 714,~~645~~992,~~150~~254.9046 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 5857,~~404~~171.1586 Trustee Fee Wells Fargo Bank N.A. 1,~~168~~143.0643 FSA Premium 3231,~~503~~745.6209 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 9290,~~075~~060.8338

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 51 0 0 0 5 1 181,~~104,985~~666.2151 0.00 0.00 0.00 1181,~~104,985~~666.2151 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 51 0 0 0 5 1 181,~~104,985~~666.2151 0.00 0.00 0.00 1181,~~104,985~~666.2151 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.~~782473~~160514% 0.000000% 0.000000% 0.000000% 0.~~782473~~160514% 0.~~402655~~069582% 0.000000% 0.000000% 0.000000% 0.~~402655~~069582% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.~~782473~~160514% 0.000000% 0.000000% 0.000000% 0.~~782473~~160514% 0.~~402655~~069582% 0.000000% 0.000000% 0.000000% 0.~~402655~~069582%

OTHER INFORMATION Current Period Realized Loss - Includes Interest Shortfall 0.00 Cumulative Realized Losses - Includes Interest Shortfall 0.00 Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 61,~~237~~230.6103

~~COLLATERAL~~Class ~~STATEMENT~~IO ~~Collateral~~0.00 ~~Description Mixed Fixed & Arm Weighted Average Gross Coupon 7~~0.~~405710~~00000000% ~~Weighted~~0.00 ~~Average Net Coupon 7~~0.~~155709~~00000000% ~~Weighted Average Pass-Through Rate 7~~0.~~150708~~000000% Weighted Average Maturity(Stepdown Calculation ) 320 Beginning Scheduled Collateral Loan Count 651 Number Of Loans Paid In Full 12 Ending Scheduled Collateral Loan Count 639 Beginning Scheduled Collateral Balance 280,339,9480.50000000% ~~Ending~~Class ~~Scheduled Collateral Balance 274,424,894.51 Ending Actual Collateral Balance at 31~~R-~~May-2001 274,424,894.51 Monthly P &~~I ~~Constant 1,730,096~~0.9300 ~~Ending Scheduled Balance for Premium Loans 274,424,894~~0.5100000000% ~~Required Overcollateralization Amount~~ 0.00 ~~Overcollateralized~~0.00000000% ~~Increase~~0.000000% ~~Amount 586,625~~0.78000000% ~~Overcollateralized~~Class ~~reduction~~R-II ~~Amount~~ 0.00 ~~Specified~~0.00000000% ~~O/C Amount 3,000,000~~0.00 ~~Overcollateralized~~0.00000000% ~~Amount 2,324,136~~0.24000000% ~~Overcollateralized Deficiency Amount~~ 0.00000000% ~~Base~~Please ~~Overcollateralized~~Refer ~~Amount~~to ~~0.00~~the ~~Extra~~Prospectus ~~principal~~Supplement ~~distribution~~for ~~Amount~~a ~~586,625.78~~Full ~~Excess~~Description ~~Cash~~of ~~Amount~~Loss ~~586,625.78~~Exposure

Filing Compare · MORGAN STANLEY DEAN WIT CAP I INC MOR PAS-THR CER SER 2001-1