8-K 1 arc01001.txt MAY 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2001 AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2001-BC1 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-35026-09 Pooling and Servicing Agreement) (Commission (State or other File Number) 52-2289289 jurisdiction 52-2289288 of Incorporation) 52-2267490 IRS EIN c/o Wells Fargo Bank Minnesota, N.A. 11000 Broken Land Parkway Columbia, MD 21044 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 Former name or former address, if changed since last report) ITEM 5. Other Events On May 25, 2001 a distribution was made to holders of AMORTIZING RESIDENTIAL COLLATERAL TRUST, Mortgage Pass-Through Certificates, Series 2001-BC1 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-BC1 Trust, relating to the May 25, 2001 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMORTIZING RESIDENTIAL COLLATERAL TRUST Mortgage Pass-Through Certificates, Series 2001-BC1 Trust By: Wells Fargo Bank Minnesota, N.A. as Trustee By: /s/Sherri Sharps, Vice President By: Sherri Sharps, Vice President Date: 5/29/01 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2001-BC1 Trust, relating to the May 25, 2001 distribution. EX-99.1

Amortizing Residential Collateral Mortgage ~~Trust~~Trus Mortgage Pass-Through Certificates Record Date: 34/3130/01 Distribution Date: 45/25/01 ARC Series: 2001-BC1 Contact: Customer Service - CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 846-8152 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution A1 8635725N9 SEN 54.~~30000~~75625% ~~201~~199,~~773~~123,~~041~~539.0914 ~~891~~789,~~164~~234.2643 23,~~649~~750,~~501~~245.9584 AX 8635725P4 SEN_IO 6.00000% 0.00 26,923.99 0.00 M1 8635725Q2 SUB 5.~~60000~~05625% 6,536,000.00 3027,~~501~~539.3371 0.00 M2 8635725R0 SUB 65.~~05000~~50625% 4,357,000.00 2119,~~966~~992.5428 0.00 B 8635725S8 SUB 76.~~00000~~45625% 1,089,000.00 65,~~352~~859.5005 0.00 X ARC01001X RES 0.00000% 0.00 ~~697~~783,~~892~~100.5573 0.00 R1 ARC0101R1 RES 0.00000% 0.00 0.00 0.00 R2 ARC0101R2 RES 0.00000% 0.00 0.00 0.00 R3 ARC0101R3 RES 0.00000% 0.00 0.00 0.00 Totals ~~213~~211,~~755~~105,~~041~~539.0914 1,~~674~~652,~~801~~650.1719 23,~~649~~750,~~501~~245.9584

Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses A1 0.00 ~~199~~195,~~123~~373,~~539~~293.1430 34,~~540~~539,~~666~~480.2127 0.00 AX 0.00 0.00 26,923.99 0.00 M1 0.00 6,536,000.00 3027,~~501~~539.3371 0.00 M2 0.00 4,357,000.00 2119,~~966~~992.5428 0.00 B 0.00 1,089,000.00 65,~~352~~859.5005 0.00 X 0.00 0.0001 ~~697~~783,~~892~~100.5573 0.00 R1 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 Totals 0.00 ~~211~~207,~~105~~355,~~539~~293.1431 45,~~324~~402,~~303~~896.1203 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.

Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) A1 205,868,000.00 ~~201~~199,~~773~~123,~~041~~539.0914 0.00 23,~~649~~750,~~501~~245.9584 0.00 0.00 AX 0.00 0.00 0.00 0.00 0.00 0.00 M1 6,536,000.00 6,536,000.00 0.00 0.00 0.00 0.00 M2 4,357,000.00 4,357,000.00 0.00 0.00 0.00 0.00 B 1,089,000.00 1,089,000.00 0.00 0.00 0.00 0.00 X 332.99 0.00 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 217,850,332.99 ~~213~~211,~~755~~105,~~041~~539.0914 0.00 23,~~649~~750,~~501~~245.9584 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution A1 23,~~649~~750,~~501~~245.9584 ~~199~~195,~~123~~373,~~539~~293.1430 0.~~96723891~~94902216 23,~~649~~750,~~501~~245.9584 AX 0.00 0.00 0.00000000 0.00 M1 0.00 6,536,000.00 1.00000000 0.00 M2 0.00 4,357,000.00 1.00000000 0.00 B 0.00 1,089,000.00 1.00000000 0.00 X 0.00 0.0001 0.~~00000000~~00003003 0.00 R1 0.00 0.00 0.00000000 0.00 R2 0.00 0.00 0.00000000 0.00 R3 0.00 0.00 0.00000000 0.00 Totals 23,~~649~~750,~~501~~245.9584 ~~211~~207,~~105~~355,~~539~~293.1431 0.~~96903932~~95182454 23,~~649~~750,~~501~~245.9584

Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion A1 205,868,000.00 ~~980~~967.~~10881288~~23890619 0.00000000 1218.~~86990669~~21674976 0.00000000 AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 M1 6,536,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M2 4,357,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B 1,089,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 X 332.99 0.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00 0.00000000 0.00000000 0.00000000 0.00000000

Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution A1 0.00000000 1218.~~86990669~~21674976 ~~967~~949.~~23890619~~02215643 0.~~96723891~~94902216 1218.~~86990669~~21674976 AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 0.~~00000000~~03003093 0.~~00000000~~00003003 0.00000000 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall A1 205,868,000.00 54.3076 ~~201~~199,~~773~~123,~~041~~539.0914 ~~891~~789,~~164~~234.2644 0.00 0.00 AX 0.00 6.00 5,384,798.00 26,923.99 0.00 0.00 M1 6,536,000.00 5.6006 6,536,000.00 3027,~~501~~539.3371 0.00 0.00 M2 4,357,000.00 65.0551 4,357,000.00 2119,~~966~~992.5428 0.00 0.00 B 1,089,000.00 76.0046 1,089,000.00 65,~~352~~859.5005 0.00 0.00 X 332.99 0.00 0.00 0.00 0.00 0.00 R1 0.00 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 0.00 Totals 217,850,332.99 ~~976~~869,~~908~~549.6247 0.00 0.00

Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance A1 0.00 0.00 ~~891~~789,~~164~~234.2643 0.00 ~~199~~195,~~123~~373,~~539~~293.1430 AX 0.00 0.00 26,923.99 0.00 5,384,798.00 M1 0.00 0.00 3027,~~501~~539.3371 0.00 6,536,000.00 M2 0.00 0.00 2119,~~966~~992.5428 0.00 4,357,000.00 B 0.00 0.00 65,~~352~~859.5005 0.00 1,089,000.00 X 0.00 0.00 ~~697~~783,~~892~~100.5573 0.00 0.0001 R1 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.00 0.00 0.00 0.00 R3 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 1,~~674~~652,~~801~~650.1719 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankrupcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall A1 205,868,000.00 54.~~30000~~75625% ~~980~~967.~~10881288~~23890619 43.~~32881390~~83369169 0.00000000 0.00000000 AX 0.00 6.00000% 1251.23106237 6.25615531 0.00000000 0.00000000 M1 6,536,000.00 5.~~60000~~05625% 1000.00000000 4.~~66666616~~21354192 0.00000000 0.00000000 M2 4,357,000.00 65.~~05000~~50625% 1000.00000000 54.~~04166628~~58854258 0.00000000 0.00000000 B 1,089,000.00 76.~~00000~~45625% 1000.00000000 5.~~83333333~~38021120 0.00000000 0.00000000 X 332.99 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R1 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) Per $1 denomination.

Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance A1 0.00000000 0.00000000 43.~~32881390~~83369164 0.00000000 ~~967~~949.~~23890619~~02215643 AX 0.00000000 0.00000000 6.25615531 0.00000000 1251.23106237 M1 0.00000000 0.00000000 4.~~66666616~~21354192 0.00000000 1000.00000000 M2 0.00000000 0.00000000 54.~~04166628~~58854258 0.00000000 1000.00000000 B 0.00000000 0.00000000 5.~~83333333~~38021120 0.00000000 1000.00000000 X 0.00000000 0.00000000 ~~95836~~2351724.~~36145230~~46620019 0.00000000 0.~~00000000~~03003093 R1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankrupcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.

CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 45,~~415~~549,~~894~~235.4933 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) ~~118~~61,~~864~~491.5157 Realized Losses 0.00 Total Deposits 45,~~534~~610,~~759~~726.0090 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee ~~210~~207,~~455~~830.8887 Payment of Interest and Principal 45,~~324~~402,~~303~~896.1203 Total Withdrawals (Pool Distribution Amount) 45,~~534~~610,~~759~~726.0090 Ending Balance 0.00

SERVICING FEES Gross Servicing Fee 8987,~~064~~960.6063 Trustee Fee - Wells Fargo Bank, N.A. 1,~~781~~759.3122 Mitigation Advisors Fee 2,~~671~~638.9482 MGIC Insurance Premiums ~~116~~115,~~938~~472.0320 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee ~~210~~207,~~455~~830.8887

LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days ~~101~~52 0 0 0 ~~101~~52 126,~~485~~562,~~223~~718.4909 0.00 0.00 0.00 126,~~485~~562,~~223~~718.4909 60 Days 21 0 0 0 21 ~~246~~44,~~370~~933.7491 0.00 0.00 0.00 ~~246~~44,~~370~~933.7491 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals ~~103~~53 0 0 0 ~~103~~53 126,~~731~~607,~~594~~652.2300 0.00 0.00 0.00 126,~~731~~607,~~594~~652.2300 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 63.~~055156~~170732% 0.000000% 0.000000% 0.000000% 63.~~055156~~170732% 53.~~914209~~164963% 0.000000% 0.000000% 0.000000% 53.~~914209~~164963% 60 Days 0.~~119904~~060976% 0.000000% 0.000000% 0.000000% 0.~~119904~~060976% 0.~~116705~~021670% 0.000000% 0.000000% 0.000000% 0.~~116705~~021670% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 63.~~175060~~231707% 0.000000% 0.000000% 0.000000% 63.~~175060~~231707% 63.~~030914~~186633% 0.000000% 0.000000% 0.000000% 63.~~030914~~186633%

Delinquency Status By Groups

DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 73 0 0 0 73 ~~573~~287,~~812~~329.8147 0.00 0.00 0.00 ~~573~~287,~~812~~329.8147 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 73 0 0 0 73 ~~573~~287,~~812~~329.8147 0.00 0.00 0.00 ~~573~~287,~~812~~329.8147 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 41.~~294479~~886792% 0.000000% 0.000000% 0.000000% 41.~~294479~~886792% 31.~~694084~~884279% 0.000000% 0.000000% 0.000000% 31.~~694084~~884279% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 41.~~294479~~886792% 0.000000% 0.000000% 0.000000% 41.~~294479~~886792% 31.~~694084~~884279% 0.000000% 0.000000% 0.000000% 31.~~694084~~884279% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 9449 0 0 0 9449 116,~~911~~275,~~410~~388.6862 0.00 0.00 0.00 116,~~911~~275,~~410~~388.6862 60 Days 21 0 0 0 21 ~~246~~44,~~370~~933.7491 0.00 0.00 0.00 ~~246~~44,~~370~~933.7491 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 9650 0 0 0 9650 126,~~157~~320,~~781~~322.4253 0.00 0.00 0.00 126,~~157~~320,~~781~~322.4253 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 63.~~245847~~308575% 0.000000% 0.000000% 0.000000% 63.~~245847~~308575% 63.~~090542~~266619% 0.000000% 0.000000% 0.000000% 63.~~090542~~266619% 60 Days 0.~~132890~~067522% 0.000000% 0.000000% 0.000000% 0.~~132890~~067522% 0.~~125974~~023390% 0.000000% 0.000000% 0.000000% 0.~~125974~~023390% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 63.~~378738~~376097% 0.000000% 0.000000% 0.000000% 63.~~378738~~376097% 63.~~216517~~290009% 0.000000% 0.000000% 0.000000% 63.~~216517~~290009%

OTHER INFORMATION Current Period Realized Loss - Includes Interest Shortfall 0.00 Cumulative Realized Losses - Includes Interest Shortfall 0.00 Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance ~~118~~61,~~864~~491.5157

COLLATERAL STATEMENT Collateral Description Fixed & Mixed ARM Weighted Average Gross Coupon 10.~~581778~~575645% Weighted Average Net Coupon 10.~~081777~~075645% Weighted Average Pass-Through Rate 9.~~415298~~409259% Weighted Average Maturity(Stepdown Calculation ) ~~350~~349 Beginning Scheduled Collateral Loan Count 1,~~687~~668 Number Of Loans Paid In Full 1928 Ending Scheduled Collateral Loan Count 1,~~668~~640 Beginning Scheduled Collateral Balance ~~213~~211,~~755~~105,~~041~~539.0914 Ending Scheduled Collateral Balance ~~211~~207,~~105~~355,~~539~~293.1431 Ending Actual Collateral Balance at 3130-~~Mar~~Apr-2001 ~~211~~207,~~105~~355,~~539~~293.1431 Monthly P &I Constant 1,~~981~~956,~~511~~155.3251 Ending Scheduled Balance for Premium Loans ~~211~~207,~~105~~355,~~539~~293.1431 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 0.01 Overcollateralized Amount 0.01 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.0001 Excess Cash Amount ~~697~~783,~~892~~100.5574

Prepayment Penalty Premiums $5791,~~891~~284.0436

Group Level Collateral Statement Group ID 1 2 Total Collateral Description Fixed 15 & 30 Year Mixed ARM Weighted Average Coupon Rate 10.~~878507~~845625 10.~~560115~~554202 Weighted Average Net Rate 9.~~721155~~686837 9.~~392908~~387213 Weighted Average Maturity ~~357~~356.00 ~~356~~355.00 Beginning Loan Count ~~166~~163 1,~~521~~505 1,~~687~~668 Loans Paid In Full 34 1624 1928 Ending Loan Count ~~163~~159 1,~~505~~481 1,~~668~~640 Beginning Scheduled Balance 15,~~799~~533,~~930~~292.5004 ~~197~~195,~~955~~572,~~110~~247.5910 ~~213~~211,~~755~~105,~~041~~539.0914 Ending scheduled Balance 15,~~533~~248,~~292~~774.0457 ~~195~~192,~~572~~106,~~247~~518.1074 ~~211~~207,~~105~~355,~~539~~293.1431 Record Date 34/3130/01 34/3130/01 Principal And Interest Constant ~~152~~149,~~134~~265.4423 1,~~829~~806,~~376~~890.8828 1,~~981~~956,~~511~~155.3251 Scheduled Principal 8,~~901~~875.4001 8786,~~352~~799.8644 9695,~~254~~674.2645 Unscheduled Principal ~~257~~275,~~737~~642.0646 23,~~295~~378,~~510~~928.6392 23,~~553~~654,~~247~~571.6938 Scheduled Interest ~~143~~140,~~233~~390.0422 1,~~742~~720,~~024~~090.0284 1,~~885~~860,~~257~~481.06 Servicing Fees 6,~~583~~472.3020 8281,~~481~~488.3043 8987,~~064~~960.6063 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee ~~131~~129.6644 1,~~649~~629.6578 1,~~781~~759.3122 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 8,~~523~~398.4418 ~~108~~107,~~414~~074.5902 ~~116~~115,~~938~~472.0320 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest ~~127~~125,~~994~~390.6440 1,~~549~~529,~~478~~898.4861 1,~~677~~655,~~473~~289.1201 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00

Filing Compare · AMORTIZING RESI COLLATERAL TR MORT PAS THRU CER SER 2001-BC1