UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

~~October~~January 2926, ~~2025~~2026

ENTERPRISE FINANCIAL SERVICES CORP

(Exact name of registrant as specified in its charter)


Delaware	001-15373	43-1706259
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)


150 N. Meramec Avenue, St. Louis, Missouri (Address of principal executive offices)			63105 (Zip Code)

Registrant's telephone number, including area code

(314) 725-5500


Not applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

EFSC

Nasdaq Global Select Market

Depositary Shares, Each Representing a 1/40th Interest in a Share of 5.00% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A

EFSCP

Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 72.0102 ~~Regulation~~Results FDof ~~Disclosure~~Operations and Financial Condition.

On January 26, 2026, Enterprise Financial Services Corp (the "Company" or "EFSC") isissued ~~presenting~~a press release announcing financial information for the ~~materials~~quarter ~~attached~~ended December 31, to2025. ~~this~~A ~~report~~copy of the press release is furnished as Exhibit 99.1 inand ~~meetings~~is ~~with~~incorporated ~~certain~~herein ~~investors~~by ~~and analysts~~reference.

~~Information~~On ~~contained~~January 27, ~~in Item 7.01 of this Current Report on Form 8-K~~2026, ~~including~~at ~~Exhibit~~10:00 99a.1,m. ~~shall~~Central ~~not~~time, ~~be deemed filed for~~ the ~~purposes~~Company ofintends ~~the~~to ~~Securities~~hold ~~Exchange~~a ~~Act~~webcast ofto ~~1934,~~present asinformation ~~amended,~~on ~~nor~~its ~~shall~~results ~~such~~of ~~information~~operations ~~and~~for ~~Exhibit~~the bequarter ~~deemed~~ended ~~incorporated~~December 31, by2025. ~~reference~~The inslide ~~any~~presentation ~~filing~~which ~~under~~will accompany the ~~Securities~~webcast ~~Act~~is offurnished ~~1933,~~ as ~~amended,~~Exhibit ~~except~~99.2 asand ~~shall~~is beincorporated ~~expressly~~herein ~~set forth~~ by ~~specific~~ reference ~~in such a filing~~.

The press release, slide presentation and information contained therein and in this Item 2.02 shall not be deemed “filed” with the Securities and Exchange Commission.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit

Number Description

99.1 ~~Exhibit~~ Press ~~materials~~Release ~~being~~dated ~~presented~~January in26, ~~meetings with certain investors and analysts~~2026. ~~These materials are being furnished pursuant to Item 7.01 herein.~~

99.2 Presentation to be conducted January 27, 2026.

104 The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

ENTERPRISE FINANCIAL SERVICES CORP

Date:

~~October~~January 2926, ~~2025~~2026

By:

/s/ Troy R. Dumlao

Troy R. Dumlao

Executive Vice President and Chief Accounting Officer

Filing Compare · ENTERPRISE FINANCIAL SERVICES CORP