UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ~~October~~December 2527, 2005 (Date of earliest event reported) Merrill Lynch Mortgage Investors, INC. (as Depositor under the Pooling and Servicing Agreement, dated as September 1, 2005, providing for the issuance of Merrill Lynch Mortgage Investors Trust, Mortgage Pass-Through Certificates Series 2005-AR1) (Exact name of registrant as specified in charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-127233-08 13-3416059 (Commission File Number) (I.R.S. Employer Identification No.) 4LD Financial Center Floor 10 NEW YORK, NEW YORK 10281-1310 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (212) 449-1000 (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 8.01 Other Events. This current report on Form 8-K relates to the monthly distribution reported to the holders of Morgan Stanley ABS Capital I Inc. Trust, Mortgage Pass-Through Certificates Series 2004-AR1, which was made on September 1, 2004 Item 9.01 Financial Statements and Exhibits. (c) Exhibits Exhibit No. Description 99.1 Monthly Remittance Statement to the Certificateholders dated as of ~~October~~December 2527, 2005. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on behalf of the Registrant by the undersigned thereunto duly authorized. DEUTSCHE BANK NATIONAL TRUST COMPANY, IN ITS CAPACITY AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT ON BEHALF OF MERRILL LYNCH MORTGAGE INVESTORS INC., REGISTRANT Date: ~~Oct~~Dec 2829, 2005 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT 99.1 Monthly Remittance Statement to the Certificateholders dated as of ~~October~~December 2527, 2005.

Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
				External Parties						Table of Contents
													Page
				Seller
										1. Certificate Payment Report					2
				Merrill Lynch Mortgage Inv
										2. Collection Account Report					4
										3. Credit Enhancement Report					6
										4. Collateral Report					7
				Certificate Insurer(s)						5. Delinquency Report					10
										6. REO Report					14
										7. Foreclosure Report					15
										8. Prepayment Report					16
										9. Prepayment Detail Report					19
										10. Realized Loss Report					23
										11. Realized Loss Detail Report					26
				Servicer(s)
										12. Triggers and Adj. Cert. Report					27
				Wilshire Servicing Corp.
										13. Other Related Information					28
				Underwriter(s)
				Merrill Lynch
										Total Number of Pages					28
				Dates						Contacts
				Cut-Off Date:			September 01, 2005			Jennifer Hermansader
				Close Date:			September 29, 2005			Administrator
				First Distribution Date:			October 25, 2005			(714) 247-6258
										Jennifer.Vandyne@db.com
										Address:
										1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:			~~October~~December 2527, 2005
										Factor Information:			(800) 735-7777
				Record Date:			~~September~~November 2930, 2005
										Main Phone Number:			(714) 247-6000
										https://www.tss.db.com/invr
Page 1 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Certificate Payment Report
Current Period Distribution - MASTER REMIC
					Prior												Current
	Class		Original		Principal						Total		Realized		Deferred		Principal
Class	Type	Cur	Face Value		Balance		Interest		Principal		Distribution		Loss		Interest		Balance
					(1)		(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)
A-1A	SR	$	225,973,000.00		~~225~~206,~~973~~218,~~000~~928.0005		~~672~~820,~~395~~063.2294		910,~~625~~136,~~273~~913.2557		10,~~297~~956,~~668~~977.4751		0.00		0.00		~~216~~196,~~347~~082,~~726~~014.7548
A-1B	SR	$	25,108,000.00		2522,~~108~~913,~~000~~112.0082		7592,~~616~~136.9317		1,~~069~~126,~~470~~318.0875		1,~~145~~218,~~087~~454.0192		0.00		0.00		2421,~~038~~786,~~529~~794.9207
A-2	SR	$	250,727,000.00		~~250~~225,~~727~~809,~~000~~343.0054		~~746~~898,~~957~~972.5209		109,~~426~~567,~~169~~387.6007		1110,~~173~~466,~~127~~359.1216		0.00		0.00		~~240~~216,~~300~~241,~~830~~956.4047
A-3A1	SR	$	127,769,000.00		~~127~~95,~~769~~153,~~000~~919.0029		363,~~573~~170.79		1211,~~829~~099,~~860~~874.0936		1311,~~193~~463,~~433~~045.8815		0.00		0.00		~~114~~84,~~939~~054,~~139~~044.9193
A-3A2	SR	$	65,091,000.00		65,091,000.00		~~187~~251,~~899~~728.6459		0.00		~~187~~251,~~899~~728.6459		0.00		0.00		65,091,000.00
A-3A3	SR	$	115,400,000.00		115,400,000.00		~~343~~458,~~379~~907.1133		0.00		~~343~~458,~~379~~907.1133		0.00		0.00		115,400,000.00
A-3A4	SR	$	20,119,000.00		20,119,000.00		6182,~~754~~331.1542		0.00		6182,~~754~~331.1542		0.00		0.00		20,119,000.00
A-3B	SR	$	36,487,000.00		3632,~~487~~863,~~000~~058.0001		~~109~~132,~~886~~146.6801		1,~~425~~233,~~557~~334.3740		1,~~535~~365,~~444~~480.0541		0.00		0.00		3531,~~061~~629,~~442~~723.6361
M-1	SUB	$	78,133,000.00		78,133,000.00		~~244~~325,~~903~~988.5524		0.00		~~244~~325,~~903~~988.5524		0.00		0.00		78,133,000.00
M-2	SUB	$	58,184,000.00		58,184,000.00		~~189~~251,~~518~~548.2283		0.00		~~189~~251,~~518~~548.2283		0.00		0.00		58,184,000.00
B-1	SUB	$	26,044,000.00		26,044,000.00		95126,~~740~~024.6402		0.00		95126,~~740~~024.6402		0.00		0.00		26,044,000.00
B-2	SUB	$	10,528,000.00		10,528,000.00		4052,~~222~~815.8147		0.00		4052,~~222~~815.8147		0.00		0.00		10,528,000.00
B-3	SUB	$	11,082,000.00		11,082,000.00		4559,~~140~~042.6843		0.00		4559,~~140~~042.6843		0.00		0.00		11,082,000.00
B-4	SUB	$	11,636,000.00		11,636,000.00		6179,~~683~~577.7331		0.00		6179,~~683~~577.7331		0.00		0.00		11,636,000.00
C	SUB	$	0.00		45,~~998~~993,~~547~~639.9239		21,~~389~~202,~~389~~542.6434		~~4,908~~0.5300		21,~~394~~202,~~298~~542.1734		0.00		0.00		45,993,639.39
R	RES	$	100.00		~~100~~0.00		0.3000		~~100~~0.00		~~100~~0.3000		0.00		0.00		0.00
P	NOF	$	0.00		0.00		~~513~~598,~~785~~247.5583		0.00		~~513~~598,~~785~~247.5583		0.00		0.00		0.00
Total			1,062,281,100.00		1,~~108~~025,~~279~~169,~~647~~001.9210		65,~~141~~795,~~848~~242.1681		3533,~~381~~163,~~338~~828.9215		4138,~~523~~959,~~187~~070.0896		0.00		0.00		1992,~~072~~005,~~898,309~~172.0095
Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
									Orig. Principal		Prior							Current
	Period		Period						(with Notional)		Principal						Total	Principal
Class	Starting		Ending		Method		Cusip		Balance		Balance		Interest		Principal		Distribution	Balance
									(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1A	0911/2925/05		1012/2426/05		F-Act/360		59020UF42		225,973,000.00		~~1,000~~912.~~000000~~582158		23.~~975556~~629035		4244.~~594793~~858959		4548.~~570349~~487994	~~957~~867.~~405207~~723199
A-1B	0911/2925/05		1012/2426/05		F-Act/360		59020UF59		25,108,000.00		~~1,000~~912.~~000000~~582158		3.~~011667~~669594		4244.~~594794~~858959		4548.~~606460~~528553	~~957~~867.~~405206~~723199
A-2	0911/2925/05		1012/2426/05		F-Act/360		59020UF67		250,727,000.00		~~1,000~~900.~~000000~~618376		23.~~979167~~585462		4138.~~583753~~158583		4441.~~562920~~744045	~~958~~862.~~416247~~459793
A-3A1	0911/2925/05		1012/2426/05		F-Act/360		59020UF75		127,769,000.00		~~1,000~~744.~~000000~~734007		2.~~845556~~842401		~~100~~86.~~414499~~874550		~~103~~89.~~260054~~716951	~~899~~657.~~585501~~859457
A-3A2	0911/2925/05		1012/2426/05		F-Act/360		59020UF83		65,091,000.00		1,000.000000		23.~~886722~~867333		0.000000		23.~~886722~~867333	1,000.000000
A-3A3	0911/2925/05		1012/2426/05		F-Act/360		59020UF91		115,400,000.00		1,000.000000		23.~~975556~~976667		0.000000		23.~~975556~~976667	1,000.000000
A-3A4	0911/2925/05		1012/2426/05		F-Act/360		59020UH24		20,119,000.00		1,000.000000		34.~~069444~~092222		0.000000		34.~~069444~~092222	1,000.000000
A-3B	0911/2925/05		1012/2426/05		F-Act/360		59020UG25		36,487,000.00		~~1,000~~900.~~000000~~678543		3.~~011667~~621729		3933.~~070282~~802023		4237.~~081948~~423751	~~960~~866.~~929718~~876521
M-1	0911/2925/05		1012/2426/05		F-Act/360		59020UG90		78,133,000.00		1,000.000000		34.~~134444~~172222		0.000000		34.~~134444~~172222	1,000.000000
M-2	0911/2925/05		1012/2426/05		F-Act/360		59020UG33		58,184,000.00		1,000.000000		34.~~257222~~323333		0.000000		34.~~257222~~323333	1,000.000000
B-1	0911/2925/05		1012/2426/05		F-Act/360		59020UG41		26,044,000.00		1,000.000000		34.~~676111~~838889		0.000000		34.~~676111~~838889	1,000.000000
B-2	0911/2925/05		1012/2426/05		F-Act/360		59020UG58		10,528,000.00		1,000.000000		35.~~820556~~016667		0.000000		35.~~820556~~016667	1,000.000000
B-3	0911/2925/05		1012/2426/05		F-Act/360		59020UG66		11,082,000.00		1,000.000000		45.~~073333~~327777		0.000000		45.~~073333~~327777	1,000.000000
B-4	0911/2925/05		1012/2426/05		F-Act/360		59020UG74		11,636,000.00		1,000.000000		56.~~301111~~838889		0.000000		56.~~301111~~838889	1,000.000000
C	0911/2925/05		1012/2426/05		A-Act/360		59020UH65		0.00		0.000000		0.000000		0.000000		0.000000	0.000000
R	0911/2925/05		1012/2426/05		F-Act/360		59020UG82		100.00		~~1,000~~0.000000		30.000000		~~1,000~~0.000000		~~1,003~~0.000000	0.000000
P	0911/2925/05		1012/2426/05		A-Act/360		59020UH73		0.00		0.000000		0.000000		0.000000		0.000000	0.000000
Page 2 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Distribution to Date - MASTER REMIC
																	Current
	Original				Unscheduled		Scheduled		Total		Total		Realized		Deferred		Principal
Class	Face Value		Interest		Principal		Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)		(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1A	225,973,000.00		~~672~~2,~~395~~296,806.2295		929,~~451~~382,~~414~~016.5079		~~173~~508,~~858~~968.7573		929,~~625~~890,~~273~~985.2552		1032,~~297~~187,~~668~~792.47		0.00		0.00		~~216~~196,~~347~~082,~~726~~014.7548
A-1B	25,108,000.00		75258,~~616~~159.9367		13,~~050~~264,~~152~~654.5209		1956,~~317~~551.5583		13,~~069~~321,~~470~~205.0893		13,~~145~~579,~~087~~365.0160		0.00		0.00		2421,~~038~~786,~~529~~794.9207
A-2	250,727,000.00		~~746~~2,~~957~~540,366.5201		1034,~~358~~290,~~026~~155.5687		68194,~~143~~887.0466		1034,~~426~~485,~~169~~043.6053		1137,~~173~~025,~~127~~409.1254		0.00		0.00		~~240~~216,~~300~~241,~~830~~956.4047
A-3A1	127,769,000.00		~~363~~1,~~573~~136,255.7918		1243,~~746~~471,~~007~~471.08		83243,~~853~~483.0199		1243,~~829~~714,~~860~~955.0907		1344,~~193~~851,~~433~~210.8825		0.00		0.00		~~114~~84,~~939~~054,~~139~~044.9193
A-3A2	65,091,000.00		~~187~~674,~~899~~732.6440		0.00		0.00		0.00		~~187~~674,~~899~~732.6440		0.00		0.00		65,091,000.00
A-3A3	115,400,000.00		~~343~~1,~~379~~231,326.1101		0.00		0.00		0.00		~~343~~1,~~379~~231,326.1101		0.00		0.00		115,400,000.00
A-3A4	20,119,000.00		61221,~~754~~137.15		0.00		0.00		0.00		61221,~~754~~137.15		0.00		0.00		20,119,000.00
A-3B	36,487,000.00		~~109~~373,~~886~~895.6837		14,~~408~~811,~~466~~051.8534		1746,~~090~~225.5205		14,~~425~~857,~~557~~276.3739		15,~~535~~231,~~444~~171.0576		0.00		0.00		3531,~~061~~629,~~442~~723.6361
M-1	78,133,000.00		~~244~~876,~~903~~180.5521		0.00		0.00		0.00		~~244~~876,~~903~~180.5521		0.00		0.00		78,133,000.00
M-2	58,184,000.00		~~189~~676,~~518~~926.2240		0.00		0.00		0.00		~~189~~676,~~518~~926.2240		0.00		0.00		58,184,000.00
B-1	26,044,000.00		95340,~~740~~346.6425		0.00		0.00		0.00		95340,~~740~~346.6425		0.00		0.00		26,044,000.00
B-2	10,528,000.00		40142,~~222~~786.8174		0.00		0.00		0.00		40142,~~222~~786.8174		0.00		0.00		10,528,000.00
B-3	11,082,000.00		45159,~~140~~889.6840		0.00		0.00		0.00		45159,~~140~~889.6840		0.00		0.00		11,082,000.00
B-4	11,636,000.00		61216,~~683~~785.7395		0.00		0.00		0.00		61216,~~683~~785.7395		0.00		0.00		11,636,000.00
C	0.00		25,~~389~~125,~~389~~685.6442		0.00		0.00		4,908.53		25,~~394~~130,~~298~~593.1795		0.00		0.00		45,993,639.39
R	100.00		0.30		0.00		0.00		100.00		100.30		0.00		0.00		0.00
P	0.00		~~513~~1,~~785~~523,910.5538		0.00		0.00		0.00		~~513~~1,~~785~~523,910.5538		0.00		0.00		0.00
Total	1,062,281,100.00		617,~~141~~795,~~848~~189.1679		35115,~~014~~219,~~067~~349.5117		~~362~~1,~~262~~050,117.8726		35116,~~381~~274,~~338~~474.9297		41134,~~523~~069,~~187~~664.0876		0.00		0.00		1992,~~072~~005,~~898,309~~172.0095
Interest Detail - MASTER REMIC
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or		Current
	Through		(with Notional)		Accrued		Supported		Unpaid		Interest		Optimal		Deferred		Unpaid
Class	Rate		Balance		Interest		Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)		(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1A	4.~~12000~~47375%		~~225~~206,~~973~~218,~~000~~928.0005		~~672~~820,~~395~~063.2294		0.00		0.00		0.00		~~672~~820,~~395~~063.2294		~~672~~820,~~395~~063.2294		0.00
A-1B	4.~~17000~~52375%		2522,~~108~~913,~~000~~112.0082		7592,~~616~~136.9317		0.00		0.00		0.00		7592,~~616~~136.9317		7592,~~616~~136.9317		0.00
A-2	4.~~12500~~47875%		~~250~~225,~~727~~809,~~000~~343.0054		~~746~~898,~~957~~972.5209		0.00		0.00		0.00		~~746~~898,~~957~~972.5209		~~746~~898,~~957~~972.5209		0.00
A-3A1	34.~~94000~~29375%		~~127~~95,~~769~~153,~~000~~919.0029		363,~~573~~170.79		0.00		0.00		0.00		363,~~573~~170.79		363,~~573~~170.79		0.00
A-3A2	34.~~99700~~35075%		65,091,000.00		~~187~~251,~~899~~728.6459		0.00		0.00		0.00		~~187~~251,~~899~~728.6459		~~187~~251,~~899~~728.6459		0.00
A-3A3	4.~~12000~~47375%		115,400,000.00		~~343~~458,~~379~~907.1133		0.00		0.00		0.00		~~343~~458,~~379~~907.1133		~~343~~458,~~379~~907.1133		0.00
A-3A4	4.~~25000~~60375%		20,119,000.00		6182,~~754~~331.1542		0.00		0.00		0.00		6182,~~754~~331.1542		6182,~~754~~331.1542		0.00
A-3B	4.~~17000~~52375%		3632,~~487~~863,~~000~~058.0001		~~109~~132,~~886~~146.6801		0.00		0.00		0.00		~~109~~132,~~886~~146.6801		~~109~~132,~~886~~146.6801		0.00
M-1	4.~~34000~~69375%		78,133,000.00		~~244~~325,~~903~~988.5524		0.00		0.00		0.00		~~244~~325,~~903~~988.5524		~~244~~325,~~903~~988.5524		0.00
M-2	4.~~51000~~86375%		58,184,000.00		~~189~~251,~~518~~548.2283		0.00		0.00		0.00		~~189~~251,~~518~~548.2283		~~189~~251,~~518~~548.2283		0.00
B-1	5.~~09000~~44375%		26,044,000.00		95126,~~740~~024.6402		0.00		0.00		0.00		95126,~~740~~024.6402		95126,~~740~~024.6402		0.00
B-2	5.~~29000~~64375%		10,528,000.00		4052,~~222~~815.8147		0.00		0.00		0.00		4052,~~222~~815.8147		4052,~~222~~815.8147		0.00
B-3	5.~~64000~~99375%		11,082,000.00		4559,~~140~~042.6843		0.00		0.00		0.00		4559,~~140~~042.6843		4559,~~140~~042.6843		0.00
B-4	7.~~34000~~69375%		11,636,000.00		6179,~~683~~577.7331		0.00		0.00		0.00		6179,~~683~~577.7331		6179,~~683~~577.7331		0.00
C	7129.~~92370~~41407%		45,~~998~~993,~~547~~639.9239		0.00		0.00		0.00		0.00		0.00		21,~~389~~202,~~389~~542.6434		0.00
R	40.~~15385~~00000%		~~100~~0.00		0.3000		0.00		0.00		0.00		0.3000		0.3000		0.00
P	0.00000%		0.00		0.00		0.00		0.00		0.00		0.00		~~513~~598,~~785~~247.5583		0.00
Total			1,~~108~~025,~~279~~169,~~647~~001.9210		3,~~238~~994,~~672~~452.9764		0.00		0.00		0.00		3,~~238~~994,~~672~~452.9764		65,~~141~~795,~~848~~242.1681		0.00
Page 3 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Collection Account Report
SUMMARY
								Group 3		Group 2		Group 1		Total
Principal Collections								1412,~~257~~333,~~395~~208.4276		109,~~427~~567,~~616~~387.2507		1011,~~696~~263,~~327~~232.2532		3533,~~381~~163,~~338~~828.9215
Principal Withdrawals								0.00		0.00		0.00		0.00
Principal Other Accounts								0.00		0.00		0.00		0.00
TOTAL NET PRINCIPAL								1412,~~257~~333,~~395~~208.4276		109,~~427~~567,~~616~~387.2507		1011,~~696~~263,~~327~~232.2532		3533,~~381~~163,~~338~~828.9215
Interest Collections								2,~~554~~347,~~890~~123.9422		1,~~859~~711,~~859~~463.6338		1,~~823~~689,~~539~~378.4180		65,~~238~~747,~~289~~965.9840
Interest Withdrawals								-0.00		-0.00		-0.00		-0.00
Interest Fees								-~~203~~180,~~116~~883.4550		-~~183~~165,~~092~~555.1179		-~~224~~204,~~018~~531.8312		-~~610~~550,~~227~~970.3742
Interest Other Accounts														~~513~~598,~~785~~247.5583
TOTAL NET INTEREST								2,~~351~~166,~~774~~239.4972		1,~~676~~545,~~767~~907.5258		1,~~599~~484,~~520~~847.5969		65,~~141~~795,~~848~~242.1681
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION														4138,~~523~~959,~~187~~070.0896
PRINCIPAL - COLLECTIONS
									Group 3		Group 2		Group 1		Total
Scheduled Principal Received									~~114~~103,~~876~~536.8038		~~151~~141,~~996~~259.0542		~~193~~184,~~176~~174.3092		~~460~~428,~~049~~970.1572
Curtailments									54(251,~~436~~460.3000)		97,~~862~~249.9952		14287,~~358~~221.2791		7843,~~657~~011.5643
Prepayments In Full									1412,~~088~~481,~~082~~132.3238		109,~~265~~418,~~757~~878.2113		10,~~488~~791,~~792~~835.6849		3432,~~842~~691,~~632~~846.2100
Repurchased/Substitutions									0.00		0.00		0.00		0.00
Liquidations									0.00		0.00		0.00		0.00
Insurance Principal									0.00		0.00		0.00		0.00
Other Additional Principal									0.00		0.00		0.00		0.00
Delinquent Principal									-~~105~~96,~~001~~124.1762		-~~140~~131,~~629~~247.4635		-~~178~~174,~~238~~371.8576		-~~423~~401,~~869~~743.4873
Realized Losses									-0.00		-0.00		-0.00		-0.00
Advanced Principal									~~105~~96,~~001~~124.1762		~~140~~131,~~629~~247.4635		~~178~~174,~~238~~371.8576		~~423~~401,~~869~~743.4873
TOTAL PRINCIPAL COLLECTED									1412,~~257~~333,~~395~~208.4276		109,~~427~~567,~~616~~387.2507		1011,~~696~~263,~~327~~232.2532		3533,~~381~~163,~~338~~828.9215
PRINCIPAL - WITHDRAWALS
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS
								Group 3		Group 2		Group 1		Total
TOTAL PRINCIPAL OTHER ACCOUNTS								0.00		0.00		0.00		0.00
Page 4 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
INTEREST - COLLECTIONS
								Group 3		Group 2		Group 1		Total
Scheduled Interest								2,~~713~~496,~~380~~086.8972		1,~~976~~820,~~457~~024.1516		1,~~940~~800,~~221~~817.0331		6,~~630~~116,~~059~~928.0719
Repurchased/Substitution Interest								0.00		0.00		0.00		0.00
Liquidation Interest								0.00		0.00		0.00		0.00
Insurance Interest								0.00		0.00		0.00		0.00
Other Additional Interest								0.00		0.00		0.00		0.00
Prepayment Interest Shortfalls								-2410,~~424~~498.8193		-177,~~108~~123.7689		-1911,~~347~~151.2880		-6028,~~880~~774.8562
Delinquent Interest								-2,~~219~~077,~~323~~962.2342		-1,~~723~~605,~~094~~660.7313		-1,~~697~~616,~~035~~623.6772		-5,~~639~~300,~~453~~246.6327
Compensating Interest								2410,~~424~~498.8193		177,~~108~~123.7690		1911,~~347~~151.2879		6028,~~880~~774.8561
Civil Relief Act Shortfalls								-0.00		-0.00		-0.00		-0.00
Interest Loss								-0.00		-0.00		-0.00		-0.00
Interest Advanced								21,~~060~~928,~~833~~998.2891		1,~~606,~~497,099.2135		1,~~580~~505,~~354~~185.0520		54,~~247~~931,~~684~~283.5446
TOTAL INTEREST COLLECTED								2,~~554~~347,~~890~~123.9422		1,~~859~~711,~~859~~463.6338		1,~~823~~689,~~539~~378.4180		65,~~238~~747,~~289~~965.9840
INTEREST - WITHDRAWALS
								Group 3		Group 2		Group 1		Total
Non-Recoverable Advances								0.00		0.00		0.00		0.00
Reimbursements to Master Servicer								0.00		0.00		0.00		0.00
TOTAL INTEREST WITHDRAWALS								0.00		0.00		0.00		0.00
INTEREST - OTHER ACCOUNTS
								Group 3		Group 2		Group 1		Total
Prepayment Charges														~~513~~598,~~785~~247.5583
Cap Contract Payment														0.00
TOTAL INTEREST OTHER ACCOUNTS														~~513~~598,~~785~~247.5583
INTEREST - FEES
								Group 3		Group 2		Group 1		Total
Current Servicing Fees								3530,~~918~~344.8185		1614,~~995~~649.3008		1713,~~100~~197.3237		7058,~~014~~191.4330
PMI								~~167~~150,~~197~~538.6465		~~166~~150,~~096~~906.8072		~~206~~191,~~918~~333.5075		~~540~~492,~~212~~779.9412
TOTAL INTEREST FEES								~~203~~180,~~116~~883.4550		~~183~~165,~~092~~555.1179		~~224~~204,~~018~~531.8312		~~610~~550,~~227~~970.3742
Page 5 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Credit Enhancement Report
ACCOUNTS
								Group 3		Group 2		Group 1		Total
Basis Risk CarryOver Deposit														0.00
Basis Risk CarryOver Amount Paid														0.00
INSURANCE
								Group 3		Group 2		Group 1		Total
PMI								~~167~~150,~~197~~538.6465		~~166~~150,~~096~~906.8072		~~206~~191,~~918~~333.5075		~~540~~492,~~212~~779.9412
STRUCTURAL FEATURES
								Group 3		Group 2		Group 1		Total
Overcollateralized Amount														45,993,639.39
Overcollateralization Reduction Amount														~~4,908~~0.5300
Overcollateralization Deficiency Amount														0.00
Overcollateralization Target Amount														45,993,639.39
Page 6 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Collateral Report
COLLATERAL
									Group 3		Group 2		Group 1		Total
Loan Count:
Original								1,410		1,996		1,847		5,253
Prior								1,~~410~~304		1,~~996~~854		1,~~847~~733		54,~~253~~891
Prefunding								0		0		0		0
Scheduled Paid Offs								-0		-0		-01		-01
Full Voluntary Prepayments								-4336		-5646		-4854		-~~147~~136
Repurchases								-0		-0		-0		-0
Liquidations								-0		-0		-0		-0
Current								1,~~367~~268		1,~~940~~808		1,~~799~~678		54,~~106~~754
Principal Balance:
Original								466,581,035.06		320,622,779.35		321,076,652.85		1,108,280,467.26
Prior								~~466~~430,~~581~~340,~~035~~034.0640		~~320~~295,~~622~~703,~~779~~676.3524		~~321~~299,~~076~~126,~~652~~109.8580		1,~~108~~025,~~280~~169,~~467~~820.2644
Prefunding								0.00		0.00		0.00		0.00
Scheduled Principal								-~~114~~103,~~876~~536.8038		-~~151~~141,~~996~~259.0542		-~~193~~184,~~176~~174.3092		-~~460~~428,~~049~~970.1572
Partial Prepayments								~~-54~~(251,~~436~~460.3000)		-97,~~862~~249.9952		-14287,~~358~~221.2791		-7843,~~657~~011.5643
Full Voluntary Prepayments								-1412,~~088~~481,~~082~~132.3238		-109,~~265~~418,~~757~~878.2113		-10,~~488~~791,~~792~~835.6849		-3432,~~842~~691,~~632~~846.2100
Repurchases								-0.00		-0.00		-0.00		-0.00
Liquidations								-0.00		-0.00		-0.00		-0.00
Current								~~452~~418,~~323~~006,~~639~~825.64		~~310~~286,~~195~~136,~~163~~289.1017		~~310~~287,~~380~~862,~~325~~877.6048		1992,~~072~~005,~~899,128~~992.3429
PREFUNDING
SPACE INTENTIONALLY LEFT BLANK
Page 7 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
CHARACTERISTICS
								Group 3		Group 2		Group 1		Total
Weighted Average Coupon Original								6.97855%		7.39732%		7.25229%		7.17900%
Weighted Average Coupon Prior								6.~~97855~~97296%		7.~~39732~~39052%		7.~~25229~~24409%		7.~~17900~~17212%
Weighted Average Coupon Current								6.~~97855~~96032%		7.~~39732~~38587%		7.~~25229~~23587%		7.~~17900~~16347%
Weighted Average Months to Maturity Original								355		353		353		354
Weighted Average Months to Maturity Prior								~~355~~354		~~353~~352		~~353~~352		~~354~~353
Weighted Average Months to Maturity Current								~~355~~353		~~353~~351		~~353~~351		~~354~~352
Weighted Avg Remaining Amortization Term Original								355		353		353		354
Weighted Avg Remaining Amortization Term Prior								~~355~~354		~~353~~352		~~353~~352		~~354~~353
Weighted Avg Remaining Amortization Term Current								~~355~~353		~~353~~351		~~353~~351		~~354~~352
Weighted Average Seasoning Original								5.04		5.13		5.10		5.08
Weighted Average Seasoning Prior								56.04		56.13		56.10		56.08
Weighted Average Seasoning Current								57.04		57.13		57.10		57.08
Page 8 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
ARM CHARACTERISTICS
								Group 3		Group 2		Group 1		Total
Weighted Average Margin Original								5.85907%		5.76835%		5.74802%		5.80412%
Weighted Average Margin Prior								5.~~85907~~85946%		5.~~76835~~77805%		5.~~74802~~75348%		5.~~80412~~80858%
Weighted Average Margin Current								5.~~85907~~86271%		5.~~76835~~78013%		5.~~74802~~75968%		5.~~80412~~81226%
Weighted Average Max Rate Original								12.98567%		13.33562%		13.18072%		13.13405%
Weighted Average Max Rate Prior								12.~~98567~~97973%		13.~~33562~~32918%		13.~~18072~~17286%		13.~~13405~~12701%
Weighted Average Max Rate Current								12.~~98567~~96564%		13.~~33562~~31983%		13.~~18072~~16168%		13.~~13405~~11491%
Weighted Average Min Rate Original								6.98567%		7.33562%		7.18072%		7.13405%
Weighted Average Min Rate Prior								6.~~98567~~97973%		7.~~33562~~32918%		7.~~18072~~17286%		7.~~13405~~12701%
Weighted Average Min Rate Current								6.~~98567~~96564%		7.~~33562~~31983%		7.~~18072~~16168%		7.~~13405~~11491%
Weighted Average Cap Up Original								2.00000%		2.00000%		2.00000%		2.00000%
Weighted Average Cap Up Prior								21.00000%		21.00000%		21.00000%		21.00000%
Weighted Average Cap Up Current								21.00000%		21.00000%		21.00000%		21.00000%
Weighted Average Cap Down Original								2.00000%		2.00000%		2.00000%		2.00000%
Weighted Average Cap Down Prior								21.00000%		21.00000%		21.00000%		21.00000%
Weighted Average Cap Down Current								21.00000%		21.00000%		21.00000%		21.00000%
SERVICING FEES & ADVANCES
									Group 3		Group 2		Group 1		Total
Current Servicing Fees								3530,~~918~~344.8185		1614,~~995~~649.3008		1713,~~100~~197.3237		7058,~~014~~191.4330
Delinquent Servicing Fees								~~158~~148,~~489~~963.9550		~~116~~108,~~597~~560.5278		~~116~~111,~~681~~438.6251		~~391~~368,~~769~~962.0979
TOTAL SERVICING FEES								~~194~~179,~~408~~308.7635		~~133~~123,~~592~~209.8387		~~133~~124,~~781~~635.9488		~~461~~427,~~783~~154.5310
Total Servicing Fees								~~194~~179,~~408~~308.7635		~~133~~123,~~592~~209.8387		~~133~~124,~~781~~635.9488		~~461~~427,~~783~~154.5310
Compensating Interest								-2410,~~424~~498.8193		-177,~~108~~123.7690		-1911,~~347~~151.2879		-6028,~~880~~774.8561
Delinquent Servicing Fees								-~~158~~148,~~489~~963.9550		-~~116~~108,~~597~~560.5278		-~~116~~111,~~681~~438.6251		-~~391~~368,~~769~~962.0979
COLLECTED SERVICING FEES								1119,~~494~~845.0192		~~(113~~7,525.~~46)~~18		(2,~~246~~045.~~96)~~57		929,~~133~~416.6069
Total Advanced Interest								21,~~060~~928,~~833~~998.2891		1,~~606,~~497,099.2135		1,~~580~~505,~~354~~185.0520		54,~~247~~931,~~684~~283.5446
Total Advanced Principal								~~105~~96,~~001~~124.1762		~~140~~131,~~629~~247.4635		~~178~~174,~~238~~371.8576		~~423~~401,~~869~~743.4873
Aggregate Advances with respect to this Distribution								2,~~165~~025,~~834~~123.4554		1,~~747~~628,~~126~~346.6770		1,~~758~~679,~~592~~556.9096		5,~~671~~333,~~554~~027.0219
ADDITIONAL COLLATERAL INFORMATION
								Group 3		Group 2		Group 1		Total
Prepayment Interest Shortfall (PPIS)								2410,~~424~~498.8193		177,~~108~~123.7689		1911,~~347~~151.2880		6028,~~880~~774.8562
Compensating Interest								-2410,~~424~~498.8193		-177,~~108~~123.7690		-1911,~~347~~151.2879		-6028,~~880~~774.8561
Net Prepayment Interest Shortfall (PPIS)								0.00		0.00		0.00		0.00
Ending Pool Stated Principal Balance								~~452~~418,~~323~~006,~~639~~825.64		~~310~~286,~~195~~136,~~163~~289.1017		~~310~~287,~~380~~862,~~325~~877.6048		1992,~~072~~005,~~899,128~~992.3429
Weighted Average Net Mortgage Rate														6.~~650138~~783551%
Page 9 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Delinquency Report
	TOTAL
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				2027,~~554~~503,~~480~~743.5689		~~241~~10,~~411~~130,264.2506		0235,000.00		2037,~~795~~869,~~891~~007.8195
			% Balance				12.9277%		01.02%		0.0002%		13.9482%
			# Loans				~~105~~139		152		01		~~106~~192
			% # Loans				2.0692%		01.0209%		0.0002%		24.0804%
	FORECLOSURE		Balance		0.00		0.00		0.00		0946,954.0048		0946,954.0048
			% Balance		0.00%		0.00%		0.00%		0.0010%		0.0010%
			# Loans		0		0		0		03		03
			% # Loans		0.00%		0.00%		0.00%		0.0006%		0.0006%
	BANKRUPTCY		Balance		~~385~~2,~~279~~368,021.9175		0803,189.0004		0768,073.0071		0.00		~~385~~3,~~279~~939,284.9150
			% Balance		0.0424%		0.0008%		0.0008%		0.00%		0.0440%
			# Loans		316		04		05		0		325
			% # Loans		0.0634%		0.0008%		0.0011%		0.00%		0.0653%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		~~385~~2,~~279~~368,021.9175		2028,~~554~~306,~~480~~932.5693		~~241~~10,~~411~~898,337.2577		01,181,954.0048		2142,~~181~~755,~~171~~246.7293
			% Balance		0.0424%		12.9285%		01.0210%		0.0012%		14.9731%
			# Loans		316		~~105~~143		157		04		~~109~~220
			% # Loans		0.0634%		23.0601%		01.0220%		0.0008%		24.1363%
Page 10 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
	GROUP 1
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				48,~~913~~203,~~652~~467.9249		02,994,925.0001		0.00		411,~~913~~198,~~652~~392.9250
			% Balance				12.5885%		01.0004%		0.00%		13.5889%
			# Loans				3051		018		0		3069
			% # Loans				13.6704%		01.0007%		0.00%		14.6711%
	FORECLOSURE		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		~~203~~1,~~600~~254,427.0054		0.00		0.00		0.00		~~203~~1,~~600~~254,427.0054
			% Balance		0.0744%		0.00%		0.00%		0.00%		0.0744%
			# Loans		29		0		0		0		29
			% # Loans		0.1154%		0.00%		0.00%		0.00%		0.1154%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		~~203~~1,~~600~~254,427.0054		48,~~913~~203,~~652~~467.9249		02,994,925.0001		0.00		512,~~117~~452,~~252~~820.9204
			% Balance		0.0744%		12.5885%		01.0004%		0.00%		14.6533%
			# Loans		29		3051		018		0		3278
			% # Loans		0.1154%		13.6704%		01.0007%		0.00%		14.7865%
Page 11 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
	GROUP 2
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				68,~~846~~570,~~872~~674.6370		~~241~~3,~~411~~039,749.2546		0235,000.00		711,~~088~~845,~~283~~424.8816
			% Balance				23.2100%		01.0806%		0.0008%		24.2914%
			# Loans				4657		122		01		4780
			% # Loans				23.3715%		01.0522%		0.0006%		24.42%
	FORECLOSURE		Balance		0.00		0.00		0.00		0450,954.0048		0450,954.0048
			% Balance		0.00%		0.00%		0.00%		0.0016%		0.0016%
			# Loans		0		0		0		02		02
			% # Loans		0.00%		0.00%		0.00%		0.0011%		0.0011%
	BANKRUPTCY		Balance		0404,597.0067		0306,320.0064		0319,922.0011		0.00		01,030,840.0042
			% Balance		0.0014%		0.0011%		0.0011%		0.00%		0.0036%
			# Loans		03		03		03		0		09
			% # Loans		0.0017%		0.0017%		0.0017%		0.00%		0.0050%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		0404,597.0067		68,~~846~~876,~~872~~995.6334		~~241~~3,~~411~~359,671.2557		0685,954.0048		713,~~088~~327,~~283~~219.8806
			% Balance		0.0014%		23.2110%		01.0817%		0.0024%		24.2966%
			# Loans		03		4660		125		03		4791
			% # Loans		0.0017%		23.3732%		01.0538%		0.0017%		25.4203%
Page 12 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
	GROUP 3
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				810,~~793~~729,~~955~~601.0170		04,095,589.0059		0.00		814,~~793~~825,~~955~~191.0129
			% Balance				12.9457%		0.0098%		0.00%		13.9455%
			# Loans				2931		012		0		2943
			% # Loans				2.1245%		0.0095%		0.00%		23.1239%
	FORECLOSURE		Balance		0.00		0.00		0.00		0496,000.00		0496,000.00
			% Balance		0.00%		0.00%		0.00%		0.0012%		0.0012%
			# Loans		0		0		0		01		01
			% # Loans		0.00%		0.00%		0.00%		0.0008%		0.0008%
	BANKRUPTCY		Balance		~~181~~708,~~679~~996.9154		0496,868.0040		0448,151.0060		0.00		~~181~~1,~~679~~654,016.9154
			% Balance		0.0417%		0.0012%		0.0011%		0.00%		0.0440%
			# Loans		14		01		02		0		17
			% # Loans		0.0732%		0.0008%		0.0016%		0.00%		0.0755%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		~~181~~708,~~679~~996.9154		811,~~793~~226,~~955~~470.0110		04,543,741.0019		0496,000.00		816,975,~~634~~207.9283
			% Balance		0.0417%		12.9469%		01.0009%		0.0012%		14.9806%
			# Loans		14		2932		014		01		3051
			% # Loans		0.0732%		2.1253%		01.0010%		0.0008%		24.1903%
Page 13 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
REO Report
Loan Number			Original		Stated				Current		State &
														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment
Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
TOTAL
Page 14 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Foreclosure Report
Loan Number			Original		Stated				Current		State &
														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment
Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
TOTAL
976529 2
			147,250.00		146,558.37		01-Jul-2005		8.100%		IN - 95.00%		360		01-Jun-2005
977429 2			306,000.00		304,396.11		01-Jul-2005		7.550%		CA - 90.00%		360		01-Jun-2005
979208 3			496,000.00		496,000.00		01-Jun-2005		6.850%		CA - 80.00%		360		01-Jun-2005
TOTAL			949,250.00		946,954.48
Page 15 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Prepayment Report
VOLUNTARY PREPAYMENTS
									Group 3		Group 2		Group 1		Total
Current
Number of Paid in Full Loans								4336		5646		4854		~~147~~136
Number of Repurchased Loans								0		0		0		0
Total Number of Loans Prepaid in Full								4336		5646		4854		~~147~~136
Curtailments Amount								54-251,~~436~~460.3000		97,~~862~~249.9952		14287,~~358~~221.2791		7843,~~657~~011.5643
Paid in Full Balance								1412,~~088~~481,~~082~~132.3238		109,~~265~~418,~~757~~878.2113		10,~~488~~791,~~792~~835.6849		3432,~~842~~691,~~632~~846.2100
Repurchased Loans Balance								0.00		0.00		0.00		0.00
Total Prepayment Amount								1412,~~142~~229,~~518~~672.6238		109,~~275~~426,~~620~~127.2065		1011,~~503~~079,~~150~~057.9540		3432,~~921~~734,~~289~~857.7743
Cumulative
Number of Paid in Full Loans								43115		56145		48138		~~147~~398
Number of Repurchased Loans								028		043		030		0101
Total Number of Loans Prepaid in Full								43143		56188		48168		~~147~~499
Paid in Full Balance								1439,~~088~~804,~~082~~616.3275		1027,~~265~~602,~~757~~330.2156		1027,~~488~~421,~~792~~156.6897		3494,~~842~~828,~~632~~104.2128
Repurchased Loans Balance								08,627,010.0002		06,413,650.0013		04,913,652.0092		019,954,313.0007
Curtailments Amount								54-182,~~436~~634.3067		932,~~862~~137.9984		14313,~~358~~444.2792		78162,~~657~~948.5609
Total Prepayment Amount								1448,~~142~~248,~~518~~992.6210		1034,~~275~~048,~~620~~118.2053		1032,~~503~~648,~~150~~254.9581		34114,~~921~~945,~~289~~365.7744
Page 16 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
VOLUNTARY PREPAYMENTS RATES
									Group 3		Group 2		Group 1		Total
SMM								32.0384%		3.2119%		3.2771%		3.1519%
3 Months Avg SMM								3.0357%		3.2168%		3.2752%		3.1559%
12 Months Avg SMM								3.0357%		3.2168%		3.2752%		3.1559%
Avg SMM Since Cut-off								3.0357%		3.2168%		3.2752%		3.1559%
CPR								3029.8925%		32.3722%		3236.9244%		3132.9127%
3 Months Avg CPR								3035.8939%		3236.3721%		3234.92%		3135.9149%
12 Months Avg CPR								3035.8939%		3236.3721%		3234.92%		3135.9149%
Avg CPR Since Cut-off								3035.8939%		3236.3721%		3234.92%		3135.9149%
PSA								32,~~065~~078.0227%		32,~~155~~259.0302%		32,~~228~~567.5039%		32,~~139~~278.3508%
3 Months Avg PSA Approximation								32,~~065~~930.0281%		32,~~155~~952.0361%		32,~~228~~863.5118%		32,~~139~~917.3565%
12 Months Avg PSA Approximation								32,~~065~~930.0281%		32,~~155~~952.0361%		32,~~228~~863.5118%		32,~~139~~917.3565%
Avg PSA Since Cut-off Approximation								32,~~065~~930.0280%		32,~~155~~952.0362%		32,~~228~~863.5118%		32,~~139~~917.3565%
Page 17 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.
Page 18 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment
Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date
974344 2		FCL	126,000.00		125,377.41			07-Sep-2005		6.500%		OH - 90.00%		Paid Off - 360		01-May-2005
974369 2			347,000.00		347,000.00			30-Nov-2005		7.700%		NY - 40.35%		Paid Off - 360		01-Jun-2005
974393 3			216,000.00		216,000.00			16-Sep-2005		7.600%		CA - 90.00%		Paid Off - 360		01-Jun-2005
974439 1			202,500.00		202,500.00			30-Nov-2005		7.400%		NJ - 90.00%		Paid Off - 360		01-Jun-2005
974396 2		FCL	209,000.00		209,000.00			02-Sep-2005		7.650%		MN - 73.27%		Paid Off - 360		01-Jun-2005
974445 1			214,000.00		213,999.56			22-Nov-2005		6.500%		RI - 76.43%		Paid Off - 360		01-Jun-2005
974400 2			227,800.00		227,800.00			30-Sep-2005		7.150%		NH - 85.00%		Paid Off - 360		01-Jun-2005
974452 2			324,000.00		324,000.00			30-Nov-2005		6.990%		MI - 90.00%		Paid Off - 360		01-Jun-2005
974449 1			195,000.00		194,998.99			30-Sep-2005		7.200%		NH - 87.44%		Paid Off - 360		01-Jun-2005
974480 1			208,000.00		207,590.00			16-Nov-2005		6.700%		AZ - 80.00%		Paid Off - 360		01-Jun-2005
974458 1			313,000.00		313,000.00			30-Sep-2005		6.400%		CA - 84.93%		Paid Off - 360		01-Jun-2005
974498 1			252,270.00		252,269.99			30-Nov-2005		6.850%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
974487 2			299,787.00		299,357.77			30-Sep-2005		7.650%		NJ - 85.00%		Paid Off - 360		01-Jun-2005
974501 1			357,000.00		357,000.00			30-Nov-2005		9.200%		CA - 85.00%		Paid Off - 360		01-Jun-2005
974500 2			216,000.00		216,000.00			30-Sep-2005		8.500%		SC - 90.00%		Paid Off - 360		01-Jun-2005
974522 2			91,000.00		90,997.14			30-Nov-2005		7.990%		CA - 68.94%		Paid Off - 360		01-Jun-2005
974536 1			234,180.00		234,179.99			26-Sep-2005		7.350%		MD - 90.00%		Paid Off - 360		01-Jun-2005
974539 1			292,500.00		292,499.38			16-Nov-2005		7.650%		NY - 90.00%		Paid Off - 360		01-Jun-2005
974560 2			156,000.00		155,346.19			30-Sep-2005		7.950%		FL - 88.14%		Paid Off - 360		01-Jun-2005
974551 1			109,000.00		108,739.00			30-Nov-2005		6.900%		NJ - 62.04%		Paid Off - 360		01-Jun-2005
974649 3			391,500.00		391,500.00			22-Sep-2005		7.200%		CA - 90.00%		Paid Off - 360		01-Jun-2005
974552 1			240,500.00		240,500.00			16-Nov-2005		6.650%		NJ - 78.85%		Paid Off - 360		01-Jun-2005
974657 3		FCL	415,000.00		415,000.00			02-Sep-2005		6.500%		CA - 75.52%		Paid Off - 360		01-Jun-2005
974553 1			215,650.00		215,650.00			30-Nov-2005		6.990%		MD - 84.99%		Paid Off - 360		01-Jun-2005
974686 1			250,654.00		250,654.00			30-Sep-2005		6.990%		CA - 83.55%		Paid Off - 360		01-Jun-2005
974559 3			726,213.00		726,213.00			30-Nov-2005		7.400%		HI - 59.28%		Paid Off - 360		01-Jun-2005
974773 3		FCL	185,250.00		184,397.26			07-Sep-2005		8.200%		CA - 95.00%		Paid Off - 360		01-Mar-2005
974596 2			157,000.00		156,999.90			23-Nov-2005		7.250%		CA - 44.25%		Paid Off - 360		01-Jun-2005
974846 3			370,800.00		368,549.05			30-Sep-2005		6.800%		CA - 90.00%		Paid Off - 360		01-Mar-2005
974636 2			191,500.00		191,500.00			30-Nov-2005		8.250%		CA - 85.11%		Paid Off - 360		01-Jun-2005
974859 2			144,000.00		143,572.74			30-Sep-2005		7.550%		FL - 90.00%		Paid Off - 360		01-Jun-2005
974643 3			409,500.00		409,478.67			30-Nov-2005		7.850%		CA - 87.88%		Paid Off - 360		01-Jun-2005
974860 1		FCL	181,050.00		180,357.44			13-Sep-2005		6.250%		FL - 85.00%		Paid Off - 360		01-Jun-2005
974652 1			161,280.00		161,279.68			30-Nov-2005		7.700%		FL - 90.00%		Paid Off - 360		01-Jun-2005
974863 1		FCL	310,500.00		308,981.18			01-Sep-2005		8.400%		CA - 90.00%		Paid Off - 360		01-Mar-2005
974658 2			152,000.00		152,000.00			30-Nov-2005		6.650%		CA - 46.21%		Paid Off - 360		01-Jun-2005
974950 3			365,000.00		364,999.99			30-Sep-2005		6.150%		MD - 89.46%		Paid Off - 360		01-Jun-2005
974684 1			182,000.00		182,000.00			30-Nov-2005		7.450%		CA - 30.59%		Paid Off - 360		01-Jun-2005
974989 1			233,750.00		233,096.88			30-Sep-2005		7.850%		MD - 85.00%		Paid Off - 360		01-Jun-2005
974699 1			275,580.00		275,580.00			22-Nov-2005		6.600%		CA - 90.00%		Paid Off - 360		01-Jun-2005
975238 1			119,000.00		118,527.07			30-Sep-2005		6.050%		FL - 85.00%		Paid Off - 360		01-Jun-2005
974720 1			112,500.00		111,796.95			17-Nov-2005		7.990%		IL - 90.00%		Paid Off - 360		01-Apr-2005
975267 1		FCL	279,000.00		278,370.60			06-Sep-2005		8.900%		FL - 90.00%		Paid Off - 360		01-Jun-2005
974776 2			261,000.00		259,963.35			18-Nov-2005		8.150%		IL - 90.00%		Paid Off - 360		01-Jun-2005
975275 1			280,500.00		279,497.24			16-Sep-2005		7.750%		CA - 85.00%		Paid Off - 360		01-May-2005
974831 1			80,000.00		79,611.59			22-Nov-2005		7.800%		NC - 94.12%		Paid Off - 360		01-Jun-2005
975277 1			256,500.00		255,838.97			30-Sep-2005		8.250%		IL - 90.00%		Paid Off - 360		01-Jun-2005
974915 2			64,800.00		64,604.78			30-Nov-2005		9.500%		WI - 90.00%		Paid Off - 360		01-Jun-2005
975516 3			387,000.00		385,817.08			30-Sep-2005		7.400%		CA - 90.00%		Paid Off - 360		01-Jun-2005
974937 2			97,000.00		96,392.29			17-Nov-2005		7.950%		IL - 100.00%		Paid Off - 360		01-Mar-2005
975609 2		FCL	216,900.00		216,335.33			02-Sep-2005		8.200%		IL - 90.00%		Paid Off - 360		01-Jun-2005
974958 2			123,500.00		122,662.41			30-Nov-2005		7.550%		FL - 95.00%		Paid Off - 360		01-Mar-2005
975615 2		FCL	69,300.00		69,157.27			01-Sep-2005		9.338%		IL - 90.00%		Paid Off - 360		01-Jun-2005
974974 1			247,500.00		246,455.87			30-Nov-2005		7.850%		NJ - 90.00%		Paid Off - 360		01-Jun-2005
975662 3			369,750.00		368,597.19			30-Sep-2005		7.300%		MD - 84.03%		Paid Off - 360		01-Jun-2005
975021 3			244,800.00		244,690.25			22-Nov-2005		7.575%		MD - 80.00%		Paid Off - 360		01-Jun-2005
975687 2			220,575.00		220,061.77			30-Sep-2005		8.750%		IL - 86.50%		Paid Off - 360		01-Jun-2005
975046 3			156,600.00		155,945.93			29-Nov-2005		7.900%		MN - 90.00%		Paid Off - 360		01-Jun-2005
975746 1		FCL	340,000.00		338,935.48			14-Sep-2005		7.450%		IL - 88.31%		Paid Off - 360		01-Jun-2005
975048 3			232,750.00		231,787.55			30-Nov-2005		7.950%		FL - 95.00%		Paid Off - 360		01-Jun-2005
975757 3			477,000.00		475,745.52			27-Sep-2005		8.150%		NY - 90.00%		Paid Off - 360		01-Jun-2005
975073 1			63,090.00		62,662.73			17-Nov-2005		8.400%		FL - 90.00%		Paid Off - 360		01-Apr-2005
975837 2			189,000.00		188,410.73			30-Sep-2005		7.300%		FL - 90.00%		Paid Off - 360		01-Jun-2005
975078 2			119,700.00		118,518.47			30-Nov-2005		8.150%		FL - 90.00%		Paid Off - 360		01-May-2005
975847 2			256,500.00		255,790.48			19-Sep-2005		7.900%		IL - 90.00%		Paid Off - 360		01-Jun-2005
975161 3			342,000.00		342,000.00			30-Nov-2005		7.600%		NY - 95.00%		Paid Off - 360		01-Jun-2005
975979 1		FCL	183,600.00		183,060.66			01-Sep-2005		7.600%		MD - 84.96%		Paid Off - 360		01-Jun-2005
975227 2			153,000.00		152,244.46			30-Nov-2005		7.850%		CA - 90.00%		Paid Off - 360		01-May-2005
975999 1			144,400.00		144,044.93			15-Sep-2005		8.500%		IL - 95.00%		Paid Off - 360		01-Jun-2005
975250 2			154,800.00		153,827.71			22-Nov-2005		5.800%		FL - 90.00%		Paid Off - 360		01-Jun-2005
976003 1			290,000.00		289,086.82			23-Sep-2005		7.250%		FL - 87.35%		Paid Off - 360		01-Jun-2005
975307 3			414,579.00		412,406.94			28-Nov-2005		6.750%		CA - 85.00%		Paid Off - 360		01-Jun-2005
976030 1			256,500.00		255,890.89			30-Sep-2005		8.750%		AL - 90.00%		Paid Off - 360		01-Jun-2005
975336 1			140,250.00		139,548.17			30-Nov-2005		8.350%		NJ - 85.00%		Paid Off - 360		01-May-2005
975425 3			231,440.00		231,438.42			23-Nov-2005		7.625%		MA - 80.00%		Paid Off - 360		01-Jun-2005
975520 2			242,250.00		241,098.81			30-Nov-2005		7.250%		IL - 85.00%		Paid Off - 360		01-Jun-2005
975527 2			242,000.00		240,756.50			18-Nov-2005		6.850%		RI - 84.91%		Paid Off - 360		01-Jun-2005
975541 3			477,000.00		474,548.96			17-Nov-2005		6.850%		FL - 90.00%		Paid Off - 360		01-Jun-2005
Page 19 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment
Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date
976071 1			238,000.00		237,051.07			21-Sep-2005		7.200%		CA - 85.00%		Paid Off - 360		01-May-2005
975550 2			87,750.00		87,376.10			30-Nov-2005		7.800%		IL - 90.00%		Paid Off - 360		01-Jun-2005
976097 2			146,400.00		146,399.74			28-Sep-2005		7.400%		AZ - 80.00%		Paid Off - 360		01-Jun-2005
975552 2			169,600.00		169,600.00			15-Nov-2005		6.950%		FL - 80.00%		Paid Off - 360		01-Jun-2005
976134 1			169,000.00		168,452.71			22-Sep-2005		7.125%		MD - 84.50%		Paid Off - 360		01-Jun-2005
975630 1			127,200.00		127,200.00			30-Nov-2005		7.250%		FL - 80.00%		Paid Off - 360		01-Jun-2005
976193 1		FCL	191,400.00		190,533.81			01-Sep-2005		6.550%		CA - 89.86%		Paid Off - 360		01-May-2005
975641 1			137,750.00		137,083.23			17-Nov-2005		7.950%		NV - 95.00%		Paid Off - 360		01-May-2005
976276 1			185,250.00		184,782.20			30-Sep-2005		8.350%		FL - 95.00%		Paid Off - 360		01-Jun-2005
975648 2			117,891.00		117,476.54			30-Nov-2005		8.750%		FL - 90.00%		Paid Off - 360		01-Jun-2005
976292 3		FCL	456,000.00		456,000.00			13-Sep-2005		6.750%		CA - 80.00%		Paid Off - 360		01-Jun-2005
975676 1			198,000.00		197,164.67			17-Nov-2005		7.850%		FL - 94.29%		Paid Off - 360		01-Jun-2005
976350 1			162,000.00		161,529.93			30-Sep-2005		7.750%		WI - 90.50%		Paid Off - 360		01-Jun-2005
975678 1			180,000.00		180,000.00			30-Nov-2005		5.650%		CA - 80.00%		Paid Off - 360		01-Jun-2005
976444 1			140,000.00		139,572.03			29-Sep-2005		7.400%		FL - 84.85%		Paid Off - 360		01-Jun-2005
975685 2			199,800.00		198,854.69			30-Nov-2005		7.300%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
976452 2			198,000.00		197,439.31			30-Sep-2005		8.100%		MD - 90.00%		Paid Off - 360		01-Jun-2005
975763 1			161,500.00		160,620.54			22-Nov-2005		6.550%		IL - 85.00%		Paid Off - 360		01-Jun-2005
976466 3		FCL	520,000.00		518,276.65			07-Sep-2005		6.990%		AZ - 88.89%		Paid Off - 360		01-Jun-2005
975770 1			120,650.00		120,041.94			21-Nov-2005		6.950%		AZ - 95.00%		Paid Off - 360		01-Jun-2005
976469 1		FCL	317,700.00		316,099.71			09-Sep-2005		5.990%		CA - 90.00%		Paid Off - 360		01-May-2005
975807 1			180,500.00		179,667.25			30-Nov-2005		7.400%		IL - 95.00%		Paid Off - 360		01-Jun-2005
976508 2			170,100.00		169,491.91			29-Sep-2005		7.750%		HI - 90.00%		Paid Off - 360		01-May-2005
976007 1			335,750.00		335,749.31			30-Nov-2005		5.600%		CA - 85.00%		Paid Off - 360		01-Jun-2005
976509 3			560,000.00		560,000.00			30-Sep-2005		6.400%		CA - 80.00%		Paid Off - 360		01-Jun-2005
976086 3			171,000.00		170,386.36			30-Nov-2005		8.650%		IL - 100.00%		Paid Off - 360		01-Jun-2005
976521 3		FCL	232,000.00		232,000.00			12-Sep-2005		7.400%		CA - 80.00%		Paid Off - 360		01-Jun-2005
976095 2			146,700.00		146,157.21			30-Nov-2005		8.500%		NC - 90.00%		Paid Off - 360		01-Jun-2005
976539 1			288,000.00		287,450.18			30-Sep-2005		9.700%		IL - 90.00%		Paid Off - 360		01-Jun-2005
976096 1			334,500.00		332,190.93			30-Nov-2005		6.200%		NJ - 89.68%		Paid Off - 360		01-May-2005
976546 1		FCL	288,000.00		287,216.14			14-Sep-2005		7.990%		CA - 90.00%		Paid Off - 360		01-Jun-2005
976155 1			246,600.00		245,439.66			30-Nov-2005		7.300%		MD - 90.00%		Paid Off - 360		01-Jun-2005
976567 2			115,200.00		114,931.97			29-Sep-2005		8.750%		IL - 90.00%		Paid Off - 360		01-Jun-2005
976180 3			346,750.00		344,909.49			15-Nov-2005		8.550%		CA - 95.00%		Paid Off - 360		01-May-2005
976596 1			131,000.00		130,619.00			30-Sep-2005		7.650%		FL - 89.73%		Paid Off - 360		01-Jun-2005
976198 3			416,592.00		416,591.99			30-Nov-2005		6.675%		CA - 80.00%		Paid Off - 360		01-Jun-2005
976598 2			162,000.00		161,489.89			22-Sep-2005		7.250%		IL - 90.00%		Paid Off - 360		01-Jun-2005
976282 3			397,600.00		397,600.00			30-Nov-2005		6.150%		CA - 80.00%		Paid Off - 360		01-Jun-2005
976605 1			232,750.00		232,077.52			30-Sep-2005		8.800%		IL - 95.00%		Paid Off - 360		01-May-2005
976285 1			170,000.00		169,064.80			30-Nov-2005		6.500%		CA - 89.47%		Paid Off - 360		01-Jun-2005
976626 3		FCL	204,250.00		203,690.67			13-Sep-2005		7.950%		NJ - 95.00%		Paid Off - 360		01-Jun-2005
976370 1			259,200.00		259,200.00			21-Nov-2005		6.450%		CA - 90.00%		Paid Off - 360		01-Jun-2005
976692 1			126,000.00		125,570.82			26-Sep-2005		6.850%		AR - 87.50%		Paid Off - 360		01-Jun-2005
976404 1			277,400.00		275,903.92			22-Nov-2005		6.600%		FL - 95.00%		Paid Off - 360		01-Jun-2005
976735 2			346,500.00		344,931.88			27-Sep-2005		6.550%		CA - 90.00%		Paid Off - 360		01-May-2005
976422 1			283,500.00		282,472.23			30-Nov-2005		8.600%		NJ - 90.00%		Paid Off - 360		01-Jun-2005
976796 3		FCL	169,575.00		169,575.00			01-Sep-2005		7.550%		WI - 95.00%		Paid Off - 360		01-Jul-2005
976465 3			380,000.00		378,250.85			18-Nov-2005		8.200%		CA - 95.00%		Paid Off - 360		01-May-2005
976803 2			225,000.00		224,999.99			15-Sep-2005		5.990%		CA - 60.00%		Paid Off - 360		01-Jun-2005
976499 3			248,203.00		247,046.57			25-Nov-2005		7.350%		AZ - 95.00%		Paid Off - 360		01-Jun-2005
976832 3			239,920.00		239,919.99			23-Sep-2005		7.900%		IL - 80.00%		Paid Off - 360		01-Jun-2005
976580 1			297,500.00		296,269.87			30-Nov-2005		7.950%		IL - 85.00%		Paid Off - 360		01-Jun-2005
976978 1			87,300.00		87,040.03			30-Sep-2005		7.550%		IA - 94.89%		Paid Off - 360		01-Jun-2005
976660 1			62,700.00		62,453.42			30-Nov-2005		8.200%		FL - 95.00%		Paid Off - 360		01-Jun-2005
977002 2			85,000.00		84,760.17			30-Sep-2005		7.900%		IA - 89.47%		Paid Off - 360		01-Jun-2005
976704 1			74,800.00		74,437.47			22-Nov-2005		7.150%		IA - 85.00%		Paid Off - 360		01-Jun-2005
977092 2		FCL	137,750.00		137,375.79			14-Sep-2005		7.990%		IL - 95.00%		Paid Off - 360		01-Jun-2005
976769 2			306,000.00		306,000.00			30-Nov-2005		5.750%		CA - 90.00%		Paid Off - 360		01-May-2005
977161 1			137,750.00		137,396.83			28-Sep-2005		8.950%		MI - 95.00%		Paid Off - 360		01-Jun-2005
976843 2			115,515.00		114,982.02			22-Nov-2005		7.400%		AZ - 85.00%		Paid Off - 360		01-Jun-2005
977224 3			184,000.00		184,000.00			23-Sep-2005		7.650%		MA - 80.00%		Paid Off - 360		01-Jun-2005
976912 1			352,800.00		350,860.26			16-Nov-2005		6.500%		NY - 90.00%		Paid Off - 360		01-Jun-2005
977240 3			373,500.00		373,500.00			30-Sep-2005		6.600%		CA - 90.00%		Paid Off - 360		01-Jun-2005
976950 3			373,500.00		371,759.76			30-Nov-2005		7.350%		CA - 90.00%		Paid Off - 360		01-Jun-2005
977258 2			255,000.00		254,220.55			30-Sep-2005		7.400%		MD - 89.79%		Paid Off - 360		01-Jun-2005
976986 3			280,000.00		279,814.62			30-Nov-2005		6.700%		CA - 79.89%		Paid Off - 360		01-Jun-2005
977266 3			639,000.00		639,000.00			30-Sep-2005		6.250%		CA - 84.64%		Paid Off - 360		01-Jun-2005
976999 3			465,500.00		463,266.17			30-Nov-2005		7.200%		CA - 95.00%		Paid Off - 360		01-Jun-2005
977282 2			144,000.00		144,000.00			30-Sep-2005		6.650%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
977007 2			96,900.00		96,899.99			25-Nov-2005		8.350%		MI - 85.00%		Paid Off - 360		01-Jun-2005
977301 1			236,000.00		236,000.00			30-Sep-2005		6.625%		MD - 80.00%		Paid Off - 360		01-Jun-2005
977046 2			110,400.00		110,399.00			29-Nov-2005		6.900%		FL - 80.00%		Paid Off - 360		01-Jun-2005
977380 2			285,000.00		284,211.66			30-Sep-2005		7.900%		FL - 95.00%		Paid Off - 360		01-Jun-2005
977138 1			231,200.00		229,904.21			16-Nov-2005		6.400%		CA - 85.00%		Paid Off - 360		01-Jun-2005
977399 2			109,250.00		108,933.83			29-Sep-2005		7.675%		KY - 95.00%		Paid Off - 360		01-Jun-2005
977185 2			278,500.00		277,012.37			30-Nov-2005		6.650%		CA - 89.84%		Paid Off - 360		01-Jun-2005
977262 1			196,650.00		195,868.92			17-Nov-2005		8.150%		WI - 95.00%		Paid Off - 360		01-Jun-2005
977317 2			327,000.00		325,040.84			30-Nov-2005		6.050%		FL - 88.38%		Paid Off - 360		01-Jun-2005
977342 3			391,000.00		389,366.96			30-Nov-2005		7.900%		CA - 89.89%		Paid Off - 360		01-Jun-2005
977352 1			120,000.00		119,217.52			30-Nov-2005		5.600%		CA - 80.54%		Paid Off - 360		01-Jun-2005
977401 1			141,500.00		140,960.26			30-Nov-2005		8.350%		FL - 94.97%		Paid Off - 360		01-Jun-2005
Page 20 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment
Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date
977404 2			190,000.00		189,401.67			30-Sep-2005		7.250%		IL - 88.95%		Paid Off - 360		01-Jun-2005
977437 2			109,800.00		109,350.49			30-Nov-2005		8.000%		FL - 90.00%		Paid Off - 360		01-Jun-2005
977477 2			161,500.00		161,124.21			30-Sep-2005		8.750%		IL - 85.00%		Paid Off - 360		01-Jun-2005
977460 1			130,500.00		130,002.19			29-Nov-2005		8.350%		IL - 87.00%		Paid Off - 360		01-Jun-2005
977500 2			155,700.00		155,214.53			15-Sep-2005		7.300%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
977486 3			445,150.00		444,116.73			30-Nov-2005		6.650%		NY - 94.99%		Paid Off - 360		01-Jun-2005
977541 1		FCL	225,000.00		224,345.64			14-Sep-2005		7.650%		IL - 90.00%		Paid Off - 360		01-Jun-2005
977552 2			255,000.00		253,702.32			30-Nov-2005		6.900%		FL - 83.33%		Paid Off - 360		01-Jun-2005
977571 3			600,000.00		598,091.99			22-Sep-2005		7.200%		CA - 83.92%		Paid Off - 360		01-Jun-2005
977577 3			171,600.00		171,599.43			29-Nov-2005		7.250%		CA - 80.00%		Paid Off - 360		01-Jun-2005
977584 1			310,000.00		308,880.73			30-Sep-2005		6.550%		NY - 83.78%		Paid Off - 360		01-Jun-2005
977604 2			520,000.00		519,773.11			29-Nov-2005		6.200%		AK - 80.00%		Paid Off - 360		01-Jun-2005
977671 2		FCL	180,000.00		179,392.80			09-Sep-2005		6.900%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
977607 3			319,200.00		319,200.00			30-Nov-2005		7.250%		CA - 80.00%		Paid Off - 360		01-Jun-2005
977693 2		FCL	148,500.00		148,023.09			14-Sep-2005		7.150%		CA - 90.00%		Paid Off - 360		01-Jun-2005
977656 1			121,500.00		120,850.69			30-Nov-2005		6.850%		MI - 94.55%		Paid Off - 360		01-Jun-2005
977711 2			184,500.00		184,019.67			19-Sep-2005		8.200%		MD - 90.00%		Paid Off - 360		01-Jun-2005
977740 3			444,600.00		442,709.31			22-Nov-2005		7.810%		CA - 95.00%		Paid Off - 360		01-Jun-2005
977715 2			267,750.00		266,971.30			30-Sep-2005		7.650%		MD - 85.00%		Paid Off - 360		01-Jun-2005
977807 3			427,500.00		425,546.40			23-Nov-2005		7.450%		MD - 90.00%		Paid Off - 360		01-Jun-2005
977734 3			163,400.00		162,867.43			19-Sep-2005		7.075%		AZ - 95.00%		Paid Off - 360		01-Jun-2005
977812 3			184,300.00		184,299.41			17-Nov-2005		6.950%		CA - 79.93%		Paid Off - 360		01-Jun-2005
977754 3			196,400.00		196,400.00			30-Sep-2005		7.250%		CA - 80.00%		Paid Off - 360		01-Jun-2005
977826 1			94,500.00		94,200.78			30-Nov-2005		9.400%		MI - 90.00%		Paid Off - 360		01-Jun-2005
977765 3			296,800.00		296,799.99			30-Sep-2005		7.900%		FL - 80.00%		Paid Off - 360		01-Jun-2005
977834 2			142,400.00		142,400.00			21-Nov-2005		7.900%		AZ - 80.00%		Paid Off - 360		01-Jun-2005
977892 2			152,100.00		151,606.66			22-Sep-2005		7.100%		MO - 90.00%		Paid Off - 360		01-Jun-2005
977846 3			193,200.00		193,200.00			30-Nov-2005		7.950%		CA - 80.00%		Paid Off - 360		01-Jun-2005
977994 2			274,500.00		273,508.76			21-Sep-2005		6.600%		MD - 90.00%		Paid Off - 360		01-Jun-2005
977922 1			340,000.00		338,430.48			30-Nov-2005		7.400%		CA - 85.00%		Paid Off - 360		01-Jun-2005
978002 3			368,050.00		366,723.57			29-Sep-2005		6.900%		NY - 85.00%		Paid Off - 360		01-Jun-2005
978019 2			340,000.00		337,939.69			30-Nov-2005		5.990%		CA - 85.00%		Paid Off - 360		01-Jun-2005
978026 3			371,260.00		370,067.68			15-Sep-2005		7.150%		IL - 95.00%		Paid Off - 360		01-Jun-2005
978022 2			436,500.00		434,432.33			30-Nov-2005		7.275%		HI - 90.00%		Paid Off - 360		01-Jun-2005
978099 2			286,000.00		286,000.00			30-Sep-2005		7.200%		IL - 84.12%		Paid Off - 360		01-Jun-2005
978049 2			199,500.00		198,731.06			30-Nov-2005		8.300%		MD - 95.00%		Paid Off - 360		01-Jun-2005
978114 2		FCL	90,089.00		89,875.03			14-Sep-2005		8.650%		IL - 90.00%		Paid Off - 360		01-Jun-2005
978224 1			117,000.00		116,404.58			30-Nov-2005		6.900%		IL - 86.67%		Paid Off - 360		01-Jun-2005
978282 1			109,725.00		109,404.29			28-Sep-2005		7.625%		IN - 95.00%		Paid Off - 360		01-Jun-2005
978268 3			300,000.00		300,000.00			21-Nov-2005		7.450%		CA - 80.00%		Paid Off - 360		01-Jun-2005
978368 3			414,000.00		414,000.00			27-Sep-2005		7.350%		CA - 87.16%		Paid Off - 360		01-Jun-2005
978277 2			356,250.00		356,249.99			22-Nov-2005		8.600%		CA - 95.00%		Paid Off - 360		01-Jun-2005
978400 2			135,000.00		134,564.27			30-Sep-2005		7.125%		NV - 87.10%		Paid Off - 360		01-Jun-2005
978295 3			402,800.00		402,800.00			30-Nov-2005		7.800%		CA - 95.00%		Paid Off - 360		01-Jun-2005
978402 2			69,700.00		69,545.64			30-Sep-2005		8.990%		AL - 85.00%		Paid Off - 360		01-Jun-2005
978338 1			188,100.00		187,290.41			30-Nov-2005		7.750%		NJ - 95.00%		Paid Off - 360		01-Jun-2005
978435 1		FCL	216,500.00		215,876.63			09-Sep-2005		7.700%		MN - 84.41%		Paid Off - 360		01-Jun-2005
978345 2			187,000.00		186,103.19			30-Nov-2005		7.500%		FL - 88.21%		Paid Off - 360		01-Jun-2005
978544 3			360,000.00		360,000.00			28-Sep-2005		5.950%		CA - 80.00%		Paid Off - 360		01-Jun-2005
978358 1			171,000.00		170,254.94			17-Nov-2005		7.700%		MD - 90.00%		Paid Off - 360		01-Jun-2005
978629 2		FCL	135,850.00		135,614.21			01-Sep-2005		10.150%		NV - 95.00%		Paid Off - 360		01-Jun-2005
978377 1			196,000.00		195,139.48			15-Nov-2005		7.650%		CA - 89.09%		Paid Off - 360		01-Jun-2005
978663 3		FCL	158,000.00		157,999.99			13-Sep-2005		8.900%		CO - 80.00%		Paid Off - 360		01-Jun-2005
978405 3			252,000.00		252,000.00			30-Nov-2005		7.750%		CA - 80.00%		Paid Off - 360		01-Jun-2005
978666 2			288,000.00		287,999.00			26-Sep-2005		8.150%		CA - 90.00%		Paid Off - 360		01-Jun-2005
978493 1			300,000.00		300,000.00			30-Nov-2005		6.200%		CA - 79.58%		Paid Off - 360		01-Jun-2005
978692 1			378,000.00		376,712.51			30-Sep-2005		6.850%		NY - 90.00%		Paid Off - 360		01-Jun-2005
978507 3			340,000.00		340,000.00			30-Nov-2005		7.550%		FL - 80.00%		Paid Off - 360		01-Jun-2005
978710 1			216,000.00		215,323.52			30-Sep-2005		7.900%		IL - 90.00%		Paid Off - 360		01-Jun-2005
978675 3			182,320.00		182,281.05			22-Nov-2005		8.300%		MD - 80.00%		Paid Off - 360		01-Jun-2005
978735 2		FCL	139,500.00		139,065.03			08-Sep-2005		7.300%		CA - 87.74%		Paid Off - 360		01-Jun-2005
978810 3			594,000.00		593,997.25			23-Nov-2005		6.550%		CA - 90.00%		Paid Off - 360		01-Jun-2005
978749 2			145,800.00		145,439.24			30-Sep-2005		8.450%		NJ - 90.00%		Paid Off - 360		01-Jun-2005
978901 2			236,000.00		235,999.99			30-Nov-2005		5.450%		CA - 80.00%		Paid Off - 360		01-Jun-2005
978799 3			418,500.00		418,499.99			30-Sep-2005		7.100%		CA - 90.00%		Paid Off - 360		01-Jun-2005
978954 2			79,700.00		79,700.00			25-Nov-2005		7.990%		IL - 78.91%		Paid Off - 360		01-Jun-2005
978848 3			185,600.00		185,600.00			30-Sep-2005		7.450%		CA - 80.00%		Paid Off - 360		01-Jun-2005
978983 3			552,500.00		549,900.31			30-Nov-2005		7.300%		CA - 88.40%		Paid Off - 360		01-Jun-2005
978853 3			305,600.00		305,599.99			28-Sep-2005		6.500%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979004 1			307,800.00		307,774.93			23-Nov-2005		7.700%		MD - 95.00%		Paid Off - 360		01-Jun-2005
978877 2			157,500.00		157,122.09			29-Sep-2005		8.600%		IL - 90.00%		Paid Off - 360		01-Jun-2005
979131 2			239,400.00		238,429.75			21-Nov-2005		8.050%		CA - 90.00%		Paid Off - 360		01-Jun-2005
978909 1		FCL	152,000.00		151,671.03			12-Sep-2005		9.100%		IL - 86.86%		Paid Off - 360		01-Jun-2005
979162 2			172,800.00		171,970.74			30-Nov-2005		7.200%		NJ - 90.00%		Paid Off - 360		01-Jun-2005
978984 1			211,500.00		210,765.42			30-Sep-2005		6.750%		NJ - 90.00%		Paid Off - 360		01-Jun-2005
979302 2			115,900.00		115,536.22			22-Nov-2005		9.300%		FL - 93.47%		Paid Off - 360		01-Jun-2005
979316 2			250,000.00		248,400.05			30-Nov-2005		5.700%		CA - 92.59%		Paid Off - 360		01-Jun-2005
979318 1			346,500.00		344,853.43			30-Nov-2005		7.250%		CA - 90.00%		Paid Off - 360		01-Jun-2005
979426 2			213,600.00		213,600.00			15-Nov-2005		6.850%		AZ - 80.00%		Paid Off - 360		01-Jun-2005
979470 1			190,000.00		189,409.83			21-Nov-2005		9.350%		IL - 95.00%		Paid Off - 360		01-Jun-2005
979471 2			275,500.00		274,266.18			22-Nov-2005		7.550%		IL - 95.00%		Paid Off - 360		01-Jun-2005
Page 21 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment
Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date
978992 1		FCL	126,000.00		125,626.13			09-Sep-2005		7.550%		FL - 90.00%		Paid Off - 360		01-Jun-2005
979498 3			344,000.00		343,980.00			22-Nov-2005		6.900%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979019 3			179,920.00		179,920.00			30-Sep-2005		7.600%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979504 1			63,000.00		62,802.29			30-Nov-2005		9.300%		IA - 90.00%		Paid Off - 360		01-Jun-2005
979027 2			153,000.00		152,546.05			30-Sep-2005		7.550%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
979568 2			191,250.00		190,407.19			30-Nov-2005		7.650%		IL - 85.00%		Paid Off - 360		01-Jun-2005
979029 3			344,000.00		344,000.00			30-Sep-2005		7.600%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979594 2			233,000.00		231,961.66			29-Nov-2005		7.575%		ID - 87.92%		Paid Off - 360		01-Jun-2005
979037 1		FCL	116,100.00		115,704.55			07-Sep-2005		6.850%		NV - 90.00%		Paid Off - 360		01-Jun-2005
979602 3			360,000.00		360,000.00			30-Nov-2005		8.400%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979047 3			252,000.00		252,000.00			29-Sep-2005		7.350%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979705 2			218,500.00		217,559.59			30-Nov-2005		7.750%		FL - 95.00%		Paid Off - 360		01-Jun-2005
979126 2			190,000.00		189,462.08			28-Sep-2005		7.800%		AZ - 100.00%		Paid Off - 360		01-Jun-2005
979728 1			122,400.00		121,726.98			30-Nov-2005		6.500%		NY - 85.00%		Paid Off - 360		01-Jun-2005
979138 2			190,800.00		190,239.51			30-Sep-2005		7.600%		IL - 90.00%		Paid Off - 360		01-Jun-2005
979749 1			292,500.00		291,241.15			30-Nov-2005		7.750%		CA - 90.00%		Paid Off - 360		01-Jun-2005
979197 2		FCL	188,100.00		187,579.66			02-Sep-2005		7.900%		NY - 90.00%		Paid Off - 360		01-Jun-2005
979789 3			288,000.00		288,000.00			30-Nov-2005		6.900%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979253 1			250,800.00		250,070.58			27-Sep-2005		7.650%		MD - 95.00%		Paid Off - 360		01-Jun-2005
TOTAL			32,779,023.00		32,691,846.00
979263 2			115,200.00		114,792.03			29-Sep-2005		6.650%		AZ - 90.00%		Paid Off - 360		01-Jun-2005
979266 1		FCL	192,100.00		192,084.59			01-Sep-2005		6.500%		MD - 85.00%		Paid Off - 360		01-Jun-2005
979287 3		FCL	604,000.00		604,000.00			12-Sep-2005		6.350%		CA - 92.35%		Paid Off - 360		01-Jun-2005
979294 1			278,000.00		277,153.79			30-Sep-2005		7.800%		CA - 84.24%		Paid Off - 360		01-Jun-2005
979332 3			380,000.00		379,050.13			19-Sep-2005		8.400%		MD - 95.00%		Paid Off - 360		01-Jun-2005
979334 2		FCL	175,750.00		175,750.00			02-Sep-2005		9.550%		IL - 95.00%		Paid Off - 360		01-Jun-2005
979360 3		FCL	211,920.00		211,920.00			14-Sep-2005		7.650%		FL - 80.00%		Paid Off - 360		01-Jun-2005
979370 1			280,800.00		279,950.17			30-Sep-2005		7.450%		FL - 90.00%		Paid Off - 360		01-Jun-2005
979373 2			448,800.00		448,795.72			22-Sep-2005		6.200%		CA - 85.00%		Paid Off - 360		01-Jun-2005
979450 3		FCL	420,000.00		418,439.05			01-Sep-2005		6.400%		CA - 84.51%		Paid Off - 360		01-Jun-2005
979519 2		FCL	151,712.00		151,712.00			01-Sep-2005		7.750%		FL - 80.00%		Paid Off - 360		01-Jun-2005
979552 2			315,000.00		313,851.64			30-Sep-2005		6.500%		NY - 82.89%		Paid Off - 360		01-Jun-2005
979559 3		FCL	361,000.00		361,000.00			13-Sep-2005		9.050%		AZ - 95.00%		Paid Off - 360		01-Jun-2005
979565 3			172,844.00		172,844.00			30-Sep-2005		8.100%		AZ - 80.00%		Paid Off - 360		01-Jun-2005
979566 2			117,000.00		116,673.08			30-Sep-2005		7.850%		FL - 90.00%		Paid Off - 360		01-Jun-2005
979576 1		FCL	261,000.00		260,217.91			07-Sep-2005		7.500%		CA - 90.00%		Paid Off - 360		01-Jun-2005
979578 3		FCL	156,800.00		156,800.00			08-Sep-2005		7.650%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979601 3			184,000.00		184,000.00			30-Sep-2005		7.550%		CA - 80.00%		Paid Off - 360		01-Jun-2005
979647 1			246,500.00		245,492.07			27-Sep-2005		5.900%		CA - 85.00%		Paid Off - 360		01-Jun-2005
979683 2		FCL	133,281.00		133,271.86			02-Sep-2005		7.675%		AZ - 80.00%		Paid Off - 360		01-Jun-2005
979704 3			244,900.00		244,890.11			30-Sep-2005		6.550%		AZ - 64.46%		Paid Off - 360		01-Jun-2005
979717 2			121,600.00		121,600.00			30-Sep-2005		8.450%		PA - 95.00%		Paid Off - 360		01-Jun-2005
979785 1			149,600.00		149,600.00			30-Sep-2005		7.000%		AZ - 80.00%		Paid Off - 360		01-Jul-2005
979861 2			115,600.00		115,600.00			27-Sep-2005		8.700%		UT - 80.00%		Paid Off - 360		01-Jul-2005
TOTAL			34,909,842.00		34,842,632.21
Page 22 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Realized Loss Report
COLLATERAL REALIZED LOSSES
									Group 3		Group 2		Group 1		Total
Current
Number of Loans Liquidated								0		0		0		0
Collateral Principal Realized Loss/(Gain) Amount								0.00		0.00		0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount								0.00		0.00		0.00		0.00
Net Liquidation Proceeds								0.00		0.00		0.00		0.00
Cumulative
Number of Loans Liquidated								0		0		0		0
Collateral Realized Loss/(Gain) Amount								0.00		0.00		0.00		0.00
Net Liquidation Proceeds								0.00		0.00		0.00		0.00
Page 23 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
DEFAULT SPEEDS
									Group 3		Group 2		Group 1		Total
MDR								0.00%		0.00%		0.00%		0.00%
3 Months Avg MDR								0.00%		0.00%		0.00%		0.00%
12 Months Avg MDR								0.00%		0.00%		0.00%		0.00%
Avg MDR Since Cut-off								0.00%		0.00%		0.00%		0.00%
CDR								0.00%		0.00%		0.00%		0.00%
3 Months Avg CDR								0.00%		0.00%		0.00%		0.00%
12 Months Avg CDR								0.00%		0.00%		0.00%		0.00%
Avg CDR Since Cut-off								0.00%		0.00%		0.00%		0.00%
SDA								0.00%		0.00%		0.00%		0.00%
3 Months Avg SDA Approximation								0.00%		0.00%		0.00%		0.00%
12 Months Avg SDA Approximation								0.00%		0.00%		0.00%		0.00%
Avg SDA Since Cut-off Approximation								0.00%		0.00%		0.00%		0.00%
Loss Severity Approximation for Current Period								0.00%		0.00%		0.00%		0.00%
3 Months Avg Loss Severity Approximation								0.00%		0.00%		0.00%		0.00%
12 Months Avg Loss Severity Approximation								0.00%		0.00%		0.00%		0.00%
Avg Loss Severity Approximation Since Cut-off								0.00%		0.00%		0.00%		0.00%
Page 24 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
	Conditional Default Rate (CDR): 1-((1-MDR)^12)
	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.
Page 25 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Realized Loss Detail Report
Loan Number			Current		State &				Prior		Realized				Cumulative
&		Loan	Note		LTV at		Original		Principal		Loss/(Gain)		Realized		Realized
Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)
TOTAL
Page 26 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS
								Group 3		Group 2		Group 1		Total
						Has the Stepdown Date Occurred? (0=No,1=Yes)								0
						Does the Trigger Event Exist? (0=No,1=Yes)								0
						A Trigger Exists if (i) or (ii) occurs after the Stepdown
						(i) The quotient of ( (1)/(2) > (3) )
						(1) 60+ Day Rolling Delinquency Balance								~~482~~4,~~822~~371,818.5006
						(2) Stated Principal Balance								1992,~~072~~005,~~899,128~~992.3429
						60+ Day Delinquency % ( (1)/(2) )								0.~~022501~~440705%
						(3) 10% of Required Percentage								0.000000%
						(ii) The quotient of ( (4)/(5) > (6))
						(4) Aggregate Cumulative Realized Loss								0.00
						(5) Cutoff Date Pool Principal Balance								1,108,280,467.26
						Trigger Event Loss % ( (4)/(5) )								0.000000%
						(6) Applicable Loss %								0.000000%
ADJUSTABLE RATE CERTIFICATE INFORMATION
SPACE INTENTIONALLY LEFT BLANK
ADDITIONAL INFORMATION
								Group 3		Group 2		Group 1		Total
Current LIBOR Rate														34.~~840000~~193750%
Next LIBOR Rate														4.~~037500~~378750%
Page 27 of 28
Merrill Lynch Mortgage Investors Trust Series 2005-AR1
Mortgage Pass-Through Certificates
Series 2005-AR1
October 25, 2005 Distribution
December 27, 2005 Distribution
Other Related Information
ADDITIONAL INFORMATION
								Group 3		Group 2		Group 1		Total
Current Scheduled Payments														76,~~090~~545,~~108~~898.2292
Current Scheduled Payments 1 Month Prior														06,725,716.0065
Current Scheduled Payments 2 Month Prior														07,090,108.0022
Current Scheduled Payments 3 Month Prior														0.00
Current Scheduled Payments 4 Month Prior														0.00
Current Scheduled Payments 5 Month Prior														0.00
Current Scheduled Payments 6 Month Prior														0.00
Current Scheduled Payments 7 Month Prior														0.00
Current Scheduled Payments 8 Month Prior														0.00
Current Scheduled Payments 9 Month Prior														0.00
Current Scheduled Payments 10 Month Prior														0.00
Current Scheduled Payments 11 Month Prior														0.00
Delinquent 60+ Scheduled Payments														0.00
Delinq. 60+ Sched. Pmnts, 1 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 2 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 3 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 4 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 5 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 6 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 7 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 8 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 9 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 10 Month Prior														0.00
Delinq. 60+ Sched. Pmnts, 11 Month Prior														0.00
Page 28 of 28

Filing Compare · MERRILL LYNCH MORTGAGE INVESTORS TRUST, SERIES 2005-AR1