
                                     UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  August 25, 2005
                          (Date of earliest event reported)

                Citigroup Mortgage Loan Trust Inc (as Depositor under
             the Pooling and Servicing Agreement, dated as May 1, 2005,
                providing for the issuance of Carrington Mortgage Loan Trust
      Series 2005-OPT2 Asset Backed Pass- through Certificates, Series 2005-OPT2)
                 (Exact name of registrant as specified in charter)

                                         DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-117349-13                         01-0791848
          (Commission File Number)        (I.R.S. Employer Identification No.)


           390 Greenwich Street
           NEW YORK, NEW YORK                                  10013
          (Address of principal executive offices)           (Zip Code)


          Registrant's Telephone Number, Including Area Code:  (212) 816-6000


(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     August 25, 2005.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.


                                  Deutsche Bank National Trust Company,
                                  in its capacity as Trustee under the
                                  Pooling and Servicing Agreement on
                                  behalf of Citigroup Mortgage Loan Trust
                                  Inc., Registrant


          Date:  Aug 26, 2005               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of August 25, 2005.



Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

				External Parties						Table of Contents

													Page
				Seller									Page
				Seller						1. Certificate Payment Report					2
				Stanwich Asset A. Comp.						1. Certificate Payment Report					2
				Stanwich Asset A. Comp.						2. Collection Account Report					4
										2. Collection Account Report					4
										3. Credit Enhancement Report					6
										4. Collateral Report					7
				Certificate Insurer(s)						5. Delinquency Report					10
				Certificate Insurer(s)						5. Delinquency Report					10
										6. REO Report					11

				FDIC						7. Foreclosure Report					12
										8. Prepayment Report					13
										9. Prepayment Detail Report					16
										9. Prepayment Detail Report					16
										10. Realized Loss Report					21
										11. Realized Loss Detail Report					24
				Servicer(s)						11. Realized Loss Detail Report					24
				Servicer(s)						12. Triggers and Adj. Cert. Report					25
				Option One						12. Triggers and Adj. Cert. Report					25
				Option One						13. Additional Certificate Report					26
										13. Additional Certificate Report					26


				Underwriter(s)
				Bear Stearns & Co.


										Total Number of Pages					26
										Total Number of Pages

				Dates						Contacts

				Cut-Off Date:			May 01, 2005			Brent Hoyler
				Close Date:			May 05, 2005			Administrator
				First Distribution Date:			June 27, 2005			(714) 247-6322
										Brent.Hoyler@db.com
										Brent.Hoyler@db.com
										Address:
										1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:			August 25, 2005
										Factor Information:			(800) 735-7777
				Record Date:			July 29, 2005			Factor Information:			(800) 735-7777
										Main Phone Number:			(714) 247-6000

							August 24, 2005
							August 24, 2005

										https://www.tss.db.com/invr






Page 1 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Certificate Payment Report
Current Period Distribution - REMIC II
					Prior												Current
	Class		Original		Principal						Total		Realized		Deferred		Principal
	Class		Original		Principal						Total		Realized		Deferred		Principal
Class	Type	Cur	Face Value		Balance		Interest		Principal		Distribution		Loss		Interest		Balance


					(1)		(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)

A-1A	SR	$	526,319,600.00		461,601,105.33		1,411,088.93		39,415,167.46		40,826,256.39		0.00		0.00		422,185,937.87
A-1A	SR	$	526,319,600.00		461,601,105.33		1,411,088.93		39,415,167.46		40,826,256.39		0.00		0.00		422,185,937.87
A-1B	SR	$	212,761,000.00		212,761,000.00		661,391.21		0.00		661,391.21		0.00		0.00		212,761,000.00
A-1C	SR	$	211,963,100.00		211,963,100.00		673,512.75		0.00		673,512.75		0.00		0.00		211,963,100.00
A-1D	SR	$	99,606,500.00		99,606,500.00		325,076.88		0.00		325,076.88		0.00		0.00		99,606,500.00
A-2	SR	$	100,000,000.00		100,000,000.00		316,888.89		0.00		316,888.89		0.00		0.00		100,000,000.00
M-1	MEZ	$	87,824,700.00		87,824,700.00		293,432.08		0.00		293,432.08		0.00		0.00		87,824,700.00
M-2	MEZ	$	48,378,000.00		48,378,000.00		162,886.04		0.00		162,886.04		0.00		0.00		48,378,000.00
M-3	MEZ	$	28,282,500.00		28,282,500.00		99,365.85		0.00		99,365.85		0.00		0.00		28,282,500.00
M-4	MEZ	$	26,794,000.00		26,794,000.00		94,828.43		0.00		94,828.43		0.00		0.00		26,794,000.00
M-5	MEZ	$	24,561,100.00		24,561,100.00		87,983.32		0.00		87,983.32		0.00		0.00		24,561,100.00
M-6	MEZ	$	22,328,300.00		22,328,300.00		89,598.51		0.00		89,598.51		0.00		0.00		22,328,300.00
M-7	MEZ	$	20,095,500.00		20,095,500.00		83,234.44		0.00		83,234.44		0.00		0.00		20,095,500.00
M-8	MEZ	$	14,379,800.00		14,379,800.00		63,894.24		0.00		63,894.24		0.00		0.00		14,379,800.00
M-9	MEZ	$	25,067,000.00		25,067,000.00		117,856.68		0.00		117,856.68		0.00		0.00		25,067,000.00
CE	NOF	$	40,191,359.68		40,190,919.11		3,790,536.12		0.00		3,790,536.12		0.00		0.00		40,190,919.11
R	RES	$	0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
P	NOF	$	100.00		100.00		611,169.50		0.00		611,169.50		0.00		0.00		100.00

Total			1,488,552,559.68		1,423,833,624.44		8,882,743.87		39,415,167.46		48,297,911.33		0.00		0.00		1,384,418,456.98
Total




Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
									Orig. Principal		Prior							Current
									Orig. Principal		Prior							Current
	Period		Period						(with Notional)		Principal						Total	Principal
	Period		Period
Class	Starting		Ending		Method		Cusip		Balance		Balance		Interest		Principal		Distribution	Balance

									(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1A	07/25/05		08/24/05		A-Act/360		144531CD0		526,319,600.00		877.035750		2.681050		74.888276		77.569326	802.147474
A-1B	07/25/05		08/24/05		A-Act/360		144531CE8		212,761,000.00		1,000.000000		3.108611		0.000000		3.108611	1,000.000000
A-1C	07/25/05		08/24/05		A-Act/360		144531CF5		211,963,100.00		1,000.000000		3.177500		0.000000		3.177500	1,000.000000
A-1D	07/25/05		08/24/05		A-Act/360		144531CG3		99,606,500.00		1,000.000000		3.263611		0.000000		3.263611	1,000.000000
A-2	07/25/05		08/24/05		A-Act/360		144531CH1		100,000,000.00		1,000.000000		3.168889		0.000000		3.168889	1,000.000000
M-1	07/25/05		08/24/05		A-Act/360		144531CJ7		87,824,700.00		1,000.000000		3.341111		0.000000		3.341111	1,000.000000
M-2	07/25/05		08/24/05		A-Act/360		144531CK4		48,378,000.00		1,000.000000		3.366944		0.000000		3.366944	1,000.000000
M-3	07/25/05		08/24/05		A-Act/360		144531CL2		28,282,500.00		1,000.000000		3.513333		0.000000		3.513333	1,000.000000
M-4	07/25/05		08/24/05		A-Act/360		144531CM0		26,794,000.00		1,000.000000		3.539167		0.000000		3.539167	1,000.000000
M-5	07/25/05		08/24/05		A-Act/360		144531CN8		24,561,100.00		1,000.000000		3.582222		0.000000		3.582222	1,000.000000
M-6	07/25/05		08/24/05		A-Act/360		144531CP3		22,328,300.00		1,000.000000		4.012778		0.000000		4.012778	1,000.000000
M-7	07/25/05		08/24/05		A-Act/360		144531CQ1		20,095,500.00		1,000.000000		4.141944		0.000000		4.141944	1,000.000000
M-8	07/25/05		08/24/05		A-Act/360		144531CR9		14,379,800.00		1,000.000000		4.443333		0.000000		4.443333	1,000.000000
M-9	07/25/05		08/24/05		A-Act/360		144531CS7		25,067,000.00		1,000.000000		4.701667		0.000000		4.701667	1,000.000000
CE	07/01/05		07/30/05		A-30/360		CA05O2001		40,191,359.68		999.989038		94.312214		0.000000		94.312214	999.989038
R	07/01/05		07/30/05		A-30/360		CA05O2003		0.00		0.000000		0.000000		0.000000		0.000000	0.000000
P	07/01/05		07/30/05		F-30/360		CA05O2002		100.00		1,000.000000		6,111,695.000000		0.000000		6,111,695.000000	1,000.000000



Page 2 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

Distribution to Date - REMIC II
																	Current


	Original				Unscheduled		Scheduled		Total		Total		Realized		Deferred		Principal

Class	Face Value		Interest		Principal		Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)		(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1A	526,319,600.00		5,187,370.32		101,404,714.47		2,728,947.66		104,133,662.13		109,321,032.45		0.00		0.00		422,185,937.87
A-1B	212,761,000.00		2,249,549.48		0.00		0.00		0.00		2,249,549.48		0.00		0.00		212,761,000.00
A-1C	211,963,100.00		2,293,868.44		0.00		0.00		0.00		2,293,868.44		0.00		0.00		211,963,100.00
A-1D	99,606,500.00		1,108,932.01		0.00		0.00		0.00		1,108,932.01		0.00		0.00		99,606,500.00
A-2	100,000,000.00		1,079,090.67		0.00		0.00		0.00		1,079,090.67		0.00		0.00		100,000,000.00
M-1	87,824,700.00		1,002,354.62		0.00		0.00		0.00		1,002,354.62		0.00		0.00		87,824,700.00
M-2	48,378,000.00		556,659.63		0.00		0.00		0.00		556,659.63		0.00		0.00		48,378,000.00
M-3	28,282,500.00		340,389.81		0.00		0.00		0.00		340,389.81		0.00		0.00		28,282,500.00
M-4	26,794,000.00		324,975.97		0.00		0.00		0.00		324,975.97		0.00		0.00		26,794,000.00
M-5	24,561,100.00		301,714.45		0.00		0.00		0.00		301,714.45		0.00		0.00		24,561,100.00
M-6	22,328,300.00		309,019.11		0.00		0.00		0.00		309,019.11		0.00		0.00		22,328,300.00
M-7	20,095,500.00		287,495.50		0.00		0.00		0.00		287,495.50		0.00		0.00		20,095,500.00
M-8	14,379,800.00		221,382.06		0.00		0.00		0.00		221,382.06		0.00		0.00		14,379,800.00
M-9	25,067,000.00		409,311.13		0.00		0.00		0.00		409,311.13		0.00		0.00		25,067,000.00
CE	40,191,359.68		9,752,246.56		427.33		13.24		440.57		9,752,687.13		0.00		0.00		40,190,919.11
R	0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
P	100.00		1,308,284.51		0.00		0.00		0.00		1,308,284.51		0.00		0.00		100.00

Total	1,488,552,559.68		26,732,644.27		101,405,141.80		2,728,960.90		104,134,102.70		130,866,746.97		0.00		0.00		1,384,418,456.98


Interest Detail - REMIC II
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or		Current
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or

	Through		(with Notional)		Accrued		Supported		Unpaid		Interest		Optimal		Deferred		Unpaid

Class	Rate		Balance		Interest		Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)		(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1A	3.55000%		461,601,105.33		1,411,088.93		0.00		0.00		0.00		1,411,088.93		1,411,088.93		0.00
A-1B	3.61000%		212,761,000.00		661,391.21		0.00		0.00		0.00		661,391.21		661,391.21		0.00
A-1C	3.69000%		211,963,100.00		673,512.75		0.00		0.00		0.00		673,512.75		673,512.75		0.00
A-1D	3.79000%		99,606,500.00		325,076.88		0.00		0.00		0.00		325,076.88		325,076.88		0.00
A-2	3.68000%		100,000,000.00		316,888.89		0.00		0.00		0.00		316,888.89		316,888.89		0.00
M-1	3.88000%		87,824,700.00		293,432.08		0.00		0.00		0.00		293,432.08		293,432.08		0.00
M-2	3.91000%		48,378,000.00		162,886.04		0.00		0.00		0.00		162,886.04		162,886.04		0.00
M-3	4.08000%		28,282,500.00		99,365.85		0.00		0.00		0.00		99,365.85		99,365.85		0.00
M-4	4.11000%		26,794,000.00		94,828.43		0.00		0.00		0.00		94,828.43		94,828.43		0.00
M-5	4.16000%		24,561,100.00		87,983.32		0.00		0.00		0.00		87,983.32		87,983.32		0.00
M-6	4.66000%		22,328,300.00		89,598.51		0.00		0.00		0.00		89,598.51		89,598.51		0.00
M-7	4.81000%		20,095,500.00		83,234.44		0.00		0.00		0.00		83,234.44		83,234.44		0.00
M-8	5.16000%		14,379,800.00		63,894.24		0.00		0.00		0.00		63,894.24		63,894.24		0.00
M-9	5.46000%		25,067,000.00		117,856.68		0.00		0.00		0.00		117,856.68		117,856.68		0.00
CE	0.00000%		40,190,919.11		0.00		0.00		0.00		0.00		0.00		3,790,536.12		0.00
R	0.00000%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
P	0.00000%		100.00		0.00		0.00		0.00		0.00		0.00		611,169.50		0.00

Total			1,423,833,624.44		4,481,038.25		0.00		0.00		0.00		4,481,038.25		8,882,743.87		0.00



Page 3 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Collection Account Report
SUMMARY
SUMMARY
										Group 2		Group 1		Total
Principal Collections												39,415,167.46		39,415,167.46
Principal Withrawals												0.00		0.00
Principal Other Accounts												0.00		0.00
TOTAL NET PRINCIPAL												39,415,167.46		39,415,167.46
Interest Collections												8,531,913.33		8,531,913.33
Interest Withdrawals												-0.00		-0.00
Interest Other Accounts												611,169.50		611,169.50
Interest Fees												-260,338.95		-260,338.96
TOTAL NET INTEREST												8,882,743.88		8,882,743.87
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION												48,297,911.34		48,297,911.33



PRINCIPAL - COLLECTIONS
PRINCIPAL - COLLECTIONS
											Group 2		Group 1		Total
Scheduled Principal Received													894,455.39		894,455.39
Prepayments In Full													38,467,498.92		38,467,498.92
Curtailments													53,213.15		53,213.15
Liquidations													0.00		0.00
Insurance Principal													0.00		0.00
Repurchased Principal Amounts													0.00		0.00
Other Principal													0.00		0.00
Total Realized Loss Of Principal													-0.00		-0.00
Delinquent Principal													-254,807.87		-254,807.87
Advanced Principal													254,807.87		254,807.87
TOTAL PRINCIPAL COLLECTED													39,415,167.46		39,415,167.46


PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK



PRINCIPAL - OTHER ACCOUNTS
PRINCIPAL - OTHER ACCOUNTS
										Group 2		Group 1		Total
TOTAL OTHER ACCOUNTS PRINCIPAL												0.00		0.00





Page 4 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

INTEREST - COLLECTIONS
INTEREST - COLLECTIONS
										Group 2		Group 1		Total
Scheduled Interest												8,632,872.17		8,632,872.17
Liquidation Interest												0.00		0.00
Repurchased Interest												0.00		0.00
Insurance Interest												0.00		0.00
Other Interest												0.00		0.00
Relief Act Interest Shortfalls												-0.00		-0.00
Prepayment Interest Shortfalls												-17,249.68		-17,249.68
Compensating Interest												17,249.68		17,249.68
Delinquent Interest												-2,553,316.56		-2,553,316.56
Interest Advanced												2,452,357.74		2,452,357.74
TOTAL INTEREST COLLECTED												8,531,913.33		8,531,913.33


INTEREST - WITHDRAWALS
INTEREST - WITHDRAWALS
										Group 2		Group 1		Total
Nonrecoverable Advances														0.00
TOTAL INTEREST WITHDRAWALS												0.00		0.00



INTEREST - OTHER ACCOUNTS
INTEREST - OTHER ACCOUNTS
										Group 2		Group 1		Total
Prepayment Charges														611,169.50
TOTAL INTEREST OTHER ACCOUNTS												611,169.50		611,169.50



INTEREST - FEES

										Group 2		Group 1		Total
Current Servicing Fees												254,999.58		254,999.58
Current Trustee Fees												5,339.38		5,339.38
TOTAL INTEREST OTHER FEES												260,338.95		260,338.96




Page 5 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Credit Enhancement Report

ACCOUNTS


RESERVE

Net Wac Carryover Reserve Account Deposit						0.00
Releases						0.00
Withdrawals						0.00




INSURANCE

SPACE INTENTIONALLY LEFT BLANK



STRUCTURAL FEATURES
STRUCTURAL FEATURES
										Group 2		Group 1		Total
Begining Overcollateralization Amount														40,190,919.11
Ending Overcollateralized Amount														40,190,919.11
Overcollateralization Release Amount														0.00
Overcollateralization Deficiency Amount														0.00
Overcollateralization Target Amount														40,190,919.11



Page 6 of 26
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2005-OPT2

August 25, 2005 Distribution
Collateral Report


COLLATERAL



											Group 2		Group 1		Total



Loan Count:


Original												7,717		7,717
Prior												7,448		7,448
Prefunding												0		0
Scheduled Paid Offs												-0		-0
Full Voluntary Prepayments												-163		-163
Repurchases												-0		-0
Liquidations												-0		-0
Current												7,285		7,285
Principal Balance:


Original												1,488,552,559.63		1,488,552,559.63
Prior												1,423,833,624.44		1,423,833,624.44
Prefunding												0.00		0.00
Scheduled Principal												-894,455.39		-894,455.39
Partial Prepayments												-53,213.15		-53,213.15
Full Voluntary Prepayments												-38,467,498.92		-38,467,498.92
Repurchases												-0.00		-0.00
Liquidations												-0.00		-0.00
Current												1,384,418,456.98		1,384,418,456.98





PREFUNDING

SPACE INTENTIONALLY LEFT BLANK






Page 7 of 26
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August 25, 2005 Distribution

CHARACTERISTICS
CHARACTERISTICS
										Group 2		Group 1		Total
Weighted Average Coupon Original												7.28787%		7.28787%
Weighted Average Coupon Prior												7.27965%		7.27965%
Weighted Average Coupon Current												7.27574%		7.27574%
Weighted Average Months to Maturity Original												355		355
Weighted Average Months to Maturity Prior												354		354
Weighted Average Months to Maturity Current												353		353
Weighted Avg Remaining Amortization Term Original												355		355
Weighted Avg Remaining Amortization Term Prior												354		354
Weighted Avg Remaining Amortization Term Current												353		353
Weighted Average Seasoning Original												3.17		3.17
Weighted Average Seasoning Prior												4.17		4.17
Weighted Average Seasoning Current												5.17		5.17









Page 8 of 26
Carrington Mortgage Loan Trust 2005-OPT2

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Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

ARM CHARACTERISTICS
ARM CHARACTERISTICS
										Group 2		Group 1		Total
Weighted Average Margin Original												5.33133%		5.33133%
Weighted Average Margin Prior												5.32544%		5.32544%
Weighted Average Margin Current												5.32055%		5.32055%
Weighted Average Max Rate Original												13.26931%		13.26931%
Weighted Average Max Rate Prior												13.26086%		13.26086%
Weighted Average Max Rate Current												13.25681%		13.25681%
Weighted Average Min Rate Original												7.25868%		7.25868%
Weighted Average Min Rate Prior												7.25067%		7.25067%
Weighted Average Min Rate Current												7.24758%		7.24758%
Weighted Average Cap Up Original												1.00620%		1.00620%
Weighted Average Cap Up Prior												1.00596%		1.00596%
Weighted Average Cap Up Current												1.00520%		1.00520%
Weighted Average Cap Down Original												1.00620%		1.00620%
Weighted Average Cap Down Prior												1.00596%		1.00596%
Weighted Average Cap Down Current												1.00520%		1.00520%




SERVICING FEES & ADVANCES

											Group 2		Group 1		Total




Current Servicing Fees												254,999.58		254,999.58
Delinquent Servicing Fees												100,958.83		100,958.83
TOTAL SERVICING FEES												355,958.42		355,958.42


Compensating Interest												-17,249.68		-17,249.68
Delinquent Servicing Fees												-100,958.83		-100,958.83
COLLECTED SERVICING FEES												237,749.90		237,749.90


Aggregate Advances with respect to this Distribution												2,707,165.60		2,707,165.60





ADDITIONAL COLLATERAL INFORMATION
										Group 2		Group 1		Total
Net Prepayment Interest Shortfall												0.00		0.00
Libor For Current Period														3.4600%




Page 9 of 26
Carrington Mortgage Loan Trust 2005-OPT2

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2005-OPT2

August 25, 2005 Distribution
Delinquency Report

	TOTAL
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				18,776,668.21		1,044,169.84		307,786.44		20,128,624.49
			% Balance				1.36%		0.08%		0.02%		1.45%
			# Loans				99		7		3		109
			% # Loans				1.36%		0.10%		0.04%		1.50%
	FORECLOSURE		Balance		245,600.00		5,654,175.30		0.00		0.00		5,899,775.30
			% Balance		0.02%		0.41%		0.00%		0.00%		0.43%
			# Loans		1		23		0		0		24
			% # Loans		0.01%		0.32%		0.00%		0.00%		0.33%
	BANKRUPTCY		Balance		1,050,581.88		246,262.90		0.00		0.00		1,296,844.78
			% Balance		0.08%		0.02%		0.00%		0.00%		0.09%
			# Loans		9		3		0		0		12
			% # Loans		0.12%		0.04%		0.00%		0.00%		0.16%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		1,296,181.88		24,677,106.41		1,044,169.84		307,786.44		27,325,244.57
			% Balance		0.09%		1.78%		0.08%		0.02%		1.97%
			# Loans		10		125		7		3		145
			% # Loans		0.14%		1.72%		0.10%		0.04%		1.99%









Page 10 of 26
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2005-OPT2

August 25, 2005 Distribution
REO Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date




TOTAL


Page 11 of 26
Carrington Mortgage Loan Trust 2005-OPT2

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2005-OPT2

August 25, 2005 Distribution
Foreclosure Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
11073105 1
11073105 1			228,000.00		227,184.93		01-May-2005		7.750%		CA - 80.00%		360		01-Apr-2005

11073808 1			520,000.00		520,000.00		01-May-2005		7.400%		CA - 80.00%		360		01-Apr-2005
41064498 1			211,250.00		210,804.21		01-May-2005		10.300%		IL - 65.00%		360		01-Apr-2005
41064731 1			240,000.00		239,182.39		01-May-2005		7.990%		IL - 75.00%		360		01-Apr-2005
51055498 1			270,000.00		269,252.61		01-May-2005		9.900%		GA - 90.00%		360		01-Mar-2005
61056420 1			55,000.00		54,886.38		01-May-2005		10.400%		OH - 45.83%		360		01-Apr-2005
71064508 1			146,250.00		145,984.46		01-May-2005		11.000%		FL - 79.05%		360		01-Apr-2005
81053915 1			125,600.00		125,118.62		01-May-2005		7.400%		VA - 80.00%		360		01-Apr-2005
161039482 1			264,000.00		263,055.74		01-May-2005		7.750%		MA - 80.00%		360		01-Apr-2005
161039749 1			136,000.00		135,532.95		01-May-2005		7.950%		MA - 80.00%		360		01-Apr-2005
171024558 1			112,000.00		112,000.00		01-May-2005		7.200%		AZ - 80.00%		360		01-Apr-2005
321024305 1			194,400.00		194,400.00		01-May-2005		6.600%		CO - 80.00%		360		01-Apr-2005
331034514 1			368,000.00		368,000.00		01-May-2005		6.450%		NY - 80.00%		360		01-Apr-2005
351024284 1			95,850.00		95,615.48		01-May-2005		9.600%		TX - 90.00%		360		01-Apr-2005
391010616 1			127,920.00		127,920.00		01-May-2005		6.500%		TN - 80.00%		360		01-Mar-2005
391011225 1			155,800.00		155,335.80		01-May-2005		8.650%		TN - 95.00%		360		01-Apr-2005
611014945 1			497,250.00		495,555.97		01-May-2005		7.990%		NY - 85.00%		360		01-Apr-2005
611015057 1			840,000.00		836,413.39		01-May-2005		6.850%		NY - 70.00%		360		01-Apr-2005
641007114 1			76,800.00		76,619.78		01-May-2005		9.800%		OK - 80.00%		360		01-Apr-2005
661005122 1			238,000.00		237,305.28		01-May-2005		8.750%		CA - 70.00%		360		01-Apr-2005
721006161 1			570,600.00		568,222.38		01-May-2005		6.975%		AZ - 90.00%		360		01-Apr-2005
741010034 1			114,750.00		114,428.56		01-May-2005		8.950%		OH - 85.00%		360		01-Apr-2005
741010087 1			81,600.00		81,356.37		01-May-2005		8.640%		OH - 80.00%		360		01-Apr-2005
911000027 1			245,600.00		245,600.00		01-Jul-2005		6.150%		CA - 80.00%		360		01-Apr-2005


TOTAL			5,914,670.00		5,899,775.30


Page 12 of 26
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Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Prepayment Report

VOLUNTARY PREPAYMENTS
VOLUNTARY PREPAYMENTS

											Group 2		Group 1		Total




Current


Number of Paid in Full Loans												163		163
Number of Repurchased Loans												0		0
Total Number of Loans Prepaid in Full												163		163
Curtailments Amount												53,213.15		53,213.15
Paid in Full Balance												38,467,498.92		38,467,498.92
Repurchased Loans Balance												0.00		0.00
Total Prepayment Amount												38,520,712.07		38,520,712.07

Cumulative


Number of Paid in Full Loans												432		432
Number of Repurchased Loans												0		0
Total Number of Loans Prepaid in Full												432		432
Paid in Full Balance												101,063,749.29		101,063,749.29
Repurchased Loans Balance												0.00		0.00
Curtailments Amount												341,392.46		341,392.46
Total Prepayment Amount												101,405,141.75		101,405,141.75










Page 13 of 26
Carrington Mortgage Loan Trust 2005-OPT2

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Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

VOLUNTARY PREPAYMENTS RATES
VOLUNTARY PREPAYMENTS RATES

											Group 2		Group 1		Total



SMM												2.71%		2.71%
3 Months Avg SMM												2.33%		2.33%
12 Months Avg SMM												2.33%		2.33%
Avg SMM Since Cut-off												2.33%		2.33%


CPR												28.06%		28.06%
3 Months Avg CPR												24.62%		24.62%
12 Months Avg CPR												24.62%		24.62%
Avg CPR Since Cut-off												24.62%		24.62%


PSA												2,714.60%		2,714.60%
3 Months Avg PSA Approximation												2,951.12%		2,951.12%
12 Months Avg PSA Approximation												2,951.12%		2,951.12%
Avg PSA Since Cut-off Approximation												2,951.12%		2,951.12%










Page 14 of 26
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Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution






PREPAYMENT CALCULATION METHODOLOGY

Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.













Page 15 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

11073547 1			180,000.00		179,353.45			10-Aug-2005		8.850%		FL - 72.00%		Paid Off - 360		01-Apr-2005
			180,000.00

11073597 1			290,000.00		289,014.16			26-Jul-2005		6.860%		CA - 58.70%		Paid Off - 360		01-Apr-2005
11073597 1					289,014.16			26-Jul-2005		6.860%		CA - 58.70%		Paid Off - 360		01-Apr-2005
11073983 1			304,000.00		303,311.75			18-Jul-2005		7.450%		CA - 83.29%		Paid Off - 360		01-May-2005
11073983 1					303,311.75			18-Jul-2005		7.450%		CA - 83.29%		Paid Off - 360		01-May-2005
21060689 1			274,000.00		274,000.00				8.050%		CA - 89.84%		Paid Off - 360		01-Mar-2005
21060689 1					274,000.00				8.050%		CA - 89.84%		Paid Off - 360		01-Mar-2005
21062164 1			1,015,000.00		1,015,000.00				6.840%		CA - 83.20%		Paid Off - 360		01-Apr-2005
21062164 1					1,015,000.00				6.840%		CA - 83.20%		Paid Off - 360		01-Apr-2005
21062407 1			253,200.00		252,285.83				6.550%		CA - 84.97%		Paid Off - 360		01-Apr-2005
21062407 1					252,285.83				6.550%		CA - 84.97%		Paid Off - 360		01-Apr-2005
21062674 1			446,250.00		445,999.84			28-Jul-2005		6.050%		CA - 85.00%		Paid Off - 360		01-Apr-2005
21062674 1					445,999.84			28-Jul-2005		6.050%		CA - 85.00%		Paid Off - 360		01-Apr-2005
21062685 1			175,000.00		174,284.45			19-Jul-2005		5.900%		CA - 59.32%		Paid Off - 360		01-Apr-2005
21062685 1					174,284.45			19-Jul-2005		5.900%		CA - 59.32%		Paid Off - 360		01-Apr-2005
31031980 1			570,000.00		570,000.00			30-Jul-2005		7.650%		CA - 63.33%		Paid Off - 360		01-Apr-2005
31031980 1					570,000.00			30-Jul-2005		7.650%		CA - 63.33%		Paid Off - 360		01-Apr-2005
31032276 1			681,300.00		679,002.02			29-Jul-2005		6.900%		CA - 90.00%		Paid Off - 360		01-Apr-2005
31032276 1					679,002.02			29-Jul-2005		6.900%		CA - 90.00%		Paid Off - 360		01-Apr-2005
31032321 1			328,000.00		327,171.74			08-Aug-2005		8.350%		CA - 80.00%		Paid Off - 360		01-Apr-2005
31032321 1					327,171.74			08-Aug-2005		8.350%		CA - 80.00%		Paid Off - 360		01-Apr-2005
31032346 1			190,000.00		189,471.05				8.800%		CA - 95.00%		Paid Off - 360		01-Apr-2005
31032346 1					189,471.05				8.800%		CA - 95.00%		Paid Off - 360		01-Apr-2005
31032577 1			356,000.00		356,000.00			19-Jul-2005		8.900%		CA - 80.00%		Paid Off - 360		01-Apr-2005
31032577 1					356,000.00			19-Jul-2005		8.900%		CA - 80.00%		Paid Off - 360		01-Apr-2005
31032650 1			223,000.00		223,000.00				7.800%		CA - 82.59%		Paid Off - 360		01-Apr-2005
31032650 1					223,000.00				7.800%		CA - 82.59%		Paid Off - 360		01-Apr-2005
31032664 1			266,000.00		266,000.00			01-Aug-2005		6.990%		CA - 95.00%		Paid Off - 360		01-Apr-2005
31032664 1					266,000.00			01-Aug-2005		6.990%		CA - 95.00%		Paid Off - 360		01-Apr-2005
41064121 1			170,800.00		170,179.79				8.000%		IL - 80.00%		Paid Off - 360		01-Mar-2005
41064121 1					170,179.79				8.000%		IL - 80.00%		Paid Off - 360		01-Mar-2005
51055259 1			200,000.00		199,170.72				7.000%		GA - 80.00%		Paid Off - 360		01-Mar-2005
51055259 1					199,170.72				7.000%		GA - 80.00%		Paid Off - 360		01-Mar-2005
71063689 1			110,797.00		110,493.60			01-Aug-2005		7.950%		FL - 85.00%		Paid Off - 360		01-Apr-2005
71063689 1					110,493.60			01-Aug-2005		7.950%		FL - 85.00%		Paid Off - 360		01-Apr-2005
71064509 1			127,500.00		127,180.67			09-Aug-2005		8.390%		FL - 75.00%		Paid Off - 360		01-Apr-2005
71064509 1					127,180.67			09-Aug-2005		8.390%		FL - 75.00%		Paid Off - 360		01-Apr-2005
71064722 1			291,650.00		290,713.38			28-Jul-2005		7.150%		FL - 94.69%		Paid Off - 360		01-Apr-2005
71064722 1					290,713.38			28-Jul-2005		7.150%		FL - 94.69%		Paid Off - 360		01-Apr-2005
81053320 1			102,750.00		102,495.77			25-Jul-2005		8.450%		VA - 75.00%		Paid Off - 360		01-Apr-2005
81053320 1					102,495.77			25-Jul-2005		8.450%		VA - 75.00%		Paid Off - 360		01-Apr-2005
81053497 1			290,000.00		289,213.84			25-Jul-2005		8.000%		MD - 66.67%		Paid Off - 360		01-Apr-2005
81053497 1					289,213.84			25-Jul-2005		8.000%		MD - 66.67%		Paid Off - 360		01-Apr-2005
81053676 1			348,000.00		348,000.00				6.700%		MD - 79.09%		Paid Off - 360		01-Mar-2005
81053676 1					348,000.00				6.700%		MD - 79.09%		Paid Off - 360		01-Mar-2005
91029190 1			217,600.00		216,567.18				7.500%		IL - 80.00%		Paid Off - 360		01-Apr-2005
91029190 1					216,567.18				7.500%		IL - 80.00%		Paid Off - 360		01-Apr-2005
91030544 1			382,800.00		381,521.38			09-Aug-2005		6.950%		IL - 80.00%		Paid Off - 360		01-Apr-2005
91030544 1					381,521.38			09-Aug-2005		6.950%		IL - 80.00%		Paid Off - 360		01-Apr-2005
101045660 1			96,000.00		95,733.29				8.990%		VA - 80.00%		Paid Off - 360		01-Mar-2005
101045660 1					95,733.29				8.990%		VA - 80.00%		Paid Off - 360		01-Mar-2005
121037903 1			133,650.00		133,301.33			09-Aug-2005		8.190%		WI - 90.00%		Paid Off - 360		01-Apr-2005
121037903 1					133,301.33			09-Aug-2005		8.190%		WI - 90.00%		Paid Off - 360		01-Apr-2005
121037933 1			220,000.00		219,635.60			27-Jul-2005		8.990%		WI - 74.58%		Paid Off - 360		01-May-2005
121037933 1					219,635.60			27-Jul-2005		8.990%		WI - 74.58%		Paid Off - 360		01-May-2005
121037943 1			127,800.00		127,477.27			03-Aug-2005		8.350%		WI - 90.00%		Paid Off - 360		01-Apr-2005
121037943 1					127,477.27			03-Aug-2005		8.350%		WI - 90.00%		Paid Off - 360		01-Apr-2005
121038202 1			61,999.00		61,845.62			09-Aug-2005		8.450%		IA - 71.26%		Paid Off - 360		01-Apr-2005
121038202 1					61,845.62			09-Aug-2005		8.450%		IA - 71.26%		Paid Off - 360		01-Apr-2005
121038241 1			119,200.00		118,835.64			20-Jul-2005		7.400%		WI - 74.97%		Paid Off - 360		01-Apr-2005
121038241 1					118,835.64			20-Jul-2005		7.400%		WI - 74.97%		Paid Off - 360		01-Apr-2005
121038359 1			184,500.00		183,936.05			#######		7.400%		MN - 90.00%		Paid Off - 360		01-Apr-2005
121038359 1					183,936.05					7.400%		MN - 90.00%		Paid Off - 360		01-Apr-2005
131030372 1			68,000.00		67,811.90			08-Aug-2005		7.900%		OH - 80.00%		Paid Off - 360		01-Apr-2005
131030372 1					67,811.90			08-Aug-2005		7.900%		OH - 80.00%		Paid Off - 360		01-Apr-2005
141044349 1			130,410.00		129,957.06				6.750%		CT - 90.00%		Paid Off - 360		01-Apr-2005
141044349 1					129,957.06				6.750%		CT - 90.00%		Paid Off - 360		01-Apr-2005
141044499 1			67,500.00		67,334.83				9.600%		CT - 90.00%		Paid Off - 360		01-Mar-2005
141044499 1					67,334.83				9.600%		CT - 90.00%		Paid Off - 360		01-Mar-2005
141045135 1			490,000.00		484,186.28			02-Aug-2005		6.900%		NY - 70.00%		Paid Off - 360		01-Apr-2005
141045135 1					484,186.28			02-Aug-2005		6.900%		NY - 70.00%		Paid Off - 360		01-Apr-2005
141045317 1			243,750.00		243,194.43			04-Aug-2005		8.850%		NY - 75.00%		Paid Off - 360		01-Apr-2005
141045317 1					243,194.43					8.850%		NY - 75.00%		Paid Off - 360


Page 16 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

141045526 1			154,000.00		153,489.64			04-Aug-2005		6.990%		NY - 84.15%		Paid Off - 360		01-Apr-2005
			154,000.00

141045563 1			180,000.00		179,337.04			28-Jul-2005		6.940%		NJ - 64.29%		Paid Off - 360		01-Apr-2005
141045563 1					179,337.04			28-Jul-2005		6.940%		NJ - 64.29%		Paid Off - 360		01-Apr-2005
141045861 1			129,960.00		129,766.29			21-Jul-2005		9.490%		NY - 36.10%		Paid Off - 360		01-May-2005
141045861 1					129,766.29			21-Jul-2005		9.490%		NY - 36.10%		Paid Off - 360		01-May-2005
151027598 1			156,750.00		156,325.05			20-Jul-2005		8.000%		MD - 95.00%		Paid Off - 360		01-Apr-2005
151027598 1					156,325.05			20-Jul-2005		8.000%		MD - 95.00%		Paid Off - 360		01-Apr-2005
161039203 1			495,000.00		495,000.00			28-Jul-2005		7.050%		MA - 90.00%		Paid Off - 360		01-Apr-2005
161039203 1					495,000.00			28-Jul-2005		7.050%		MA - 90.00%		Paid Off - 360		01-Apr-2005
161039272 1			250,000.00		248,743.11			21-Jul-2005		6.000%		MA - 74.63%		Paid Off - 360		01-Mar-2005
161039272 1					248,743.11			21-Jul-2005		6.000%		MA - 74.63%		Paid Off - 360		01-Mar-2005
161039498 1			252,000.00		252,000.00				6.150%		MA - 80.00%		Paid Off - 360		01-Apr-2005
161039498 1					252,000.00				6.150%		MA - 80.00%		Paid Off - 360		01-Apr-2005
161039537 1			276,300.00		276,300.00			03-Aug-2005		7.500%		MA - 90.00%		Paid Off - 360		01-May-2005
161039537 1					276,300.00			03-Aug-2005		7.500%		MA - 90.00%		Paid Off - 360		01-May-2005
161039586 1			527,850.00		526,177.75				8.350%		MA - 85.00%		Paid Off - 360		01-Mar-2005
161039586 1					526,177.75				8.350%		MA - 85.00%		Paid Off - 360		01-Mar-2005
161039722 1			256,500.00		255,864.05			27-Jul-2005		8.440%		MA - 95.00%		Paid Off - 360		01-Apr-2005
161039722 1					255,864.05			27-Jul-2005		8.440%		MA - 95.00%		Paid Off - 360		01-Apr-2005
161039725 1			232,000.00		231,051.39			02-Aug-2005		5.900%		RI - 61.05%		Paid Off - 360		01-Apr-2005
161039725 1					231,051.39			02-Aug-2005		5.900%		RI - 61.05%		Paid Off - 360		01-Apr-2005
161039894 1			193,000.00		192,218.29			02-Aug-2005		5.950%		MA - 51.33%		Paid Off - 360		01-Apr-2005
161039894 1					192,218.29			02-Aug-2005		5.950%		MA - 51.33%		Paid Off - 360		01-Apr-2005
171024344 1			191,250.00		191,250.00				6.100%		AZ - 85.00%		Paid Off - 360		01-Apr-2005
171024344 1					191,250.00				6.100%		AZ - 85.00%		Paid Off - 360		01-Apr-2005
171024367 1			53,500.00		53,204.99			09-Aug-2005		9.740%		NV - 8.35%		Paid Off - 240		01-Apr-2005
171024367 1					53,204.99			09-Aug-2005		9.740%		NV - 8.35%		Paid Off - 240		01-Apr-2005
171024434 1			139,750.00		139,184.00				5.950%		NV - 65.00%		Paid Off - 360		01-Apr-2005
171024434 1					139,184.00				5.950%		NV - 65.00%		Paid Off - 360		01-Apr-2005
191022527 1			132,000.00		131,338.06				6.975%		AZ - 80.00%		Paid Off - 360		01-Feb-2005
191022527 1					131,338.06				6.975%		AZ - 80.00%		Paid Off - 360		01-Feb-2005
211026547 1			360,207.00		360,117.10			03-Aug-2005		5.990%		VA - 75.00%		Paid Off - 360		01-Apr-2005
211026547 1					360,117.10			03-Aug-2005		5.990%		VA - 75.00%		Paid Off - 360		01-Apr-2005
211026560 1			222,750.00		222,050.15				8.390%		MD - 90.00%		Paid Off - 360		01-Mar-2005
211026560 1					222,050.15				8.390%		MD - 90.00%		Paid Off - 360		01-Mar-2005
211026734 1			207,000.00		206,502.30			27-Jul-2005		8.590%		VA - 89.22%		Paid Off - 360		01-Apr-2005
211026734 1					206,502.30			27-Jul-2005		8.590%		VA - 89.22%		Paid Off - 360		01-Apr-2005
211026740 1			156,000.00		155,532.57			10-Aug-2005		7.500%		MD - 80.00%		Paid Off - 360		01-Apr-2005
211026740 1					155,532.57			10-Aug-2005		7.500%		MD - 80.00%		Paid Off - 360		01-Apr-2005
211027024 1			135,000.00		134,676.07			18-Jul-2005		8.600%		GA - 81.82%		Paid Off - 360		01-Apr-2005
211027024 1					134,676.07			18-Jul-2005		8.600%		GA - 81.82%		Paid Off - 360		01-Apr-2005
211027080 1			131,250.00		130,925.26			09-Aug-2005		8.450%		VA - 75.00%		Paid Off - 360		01-Apr-2005
211027080 1					130,925.26			09-Aug-2005		8.450%		VA - 75.00%		Paid Off - 360		01-Apr-2005
211027159 1			379,920.00		378,890.08			27-Jul-2005		8.000%		MD - 80.00%		Paid Off - 360		01-Apr-2005
211027159 1					378,890.08			27-Jul-2005		8.000%		MD - 80.00%		Paid Off - 360		01-Apr-2005
231058914 1			126,000.00		125,657.84				9.100%		NJ - 93.33%		Paid Off - 360		01-Mar-2005
231058914 1					125,657.84				9.100%		NJ - 93.33%		Paid Off - 360		01-Mar-2005
231060844 1			258,400.00		258,400.00				5.850%		NY - 80.00%		Paid Off - 360		01-Mar-2005
231060844 1					258,400.00				5.850%		NY - 80.00%		Paid Off - 360		01-Mar-2005
231061349 1			130,000.00		129,439.52				6.800%		NJ - 15.48%		Paid Off - 360		01-Mar-2005
231061349 1					129,439.52				6.800%		NJ - 15.48%		Paid Off - 360		01-Mar-2005
231061569 1			50,003.20		49,687.95			27-Jul-2005		8.990%		PA - 78.13%		Paid Off - 360		01-Apr-2005
231061569 1					49,687.95			27-Jul-2005		8.990%		PA - 78.13%		Paid Off - 360		01-Apr-2005
231061708 1			247,000.00		245,890.62				5.400%		MA - 64.83%		Paid Off - 360		01-Apr-2005
231061708 1					245,890.62				5.400%		MA - 64.83%		Paid Off - 360		01-Apr-2005
231061950 1			190,000.00		189,430.65			19-Jul-2005		7.500%		MA - 95.00%		Paid Off - 360		01-Apr-2005
231061950 1					189,430.65			19-Jul-2005		7.500%		MA - 95.00%		Paid Off - 360		01-Apr-2005
231061961 1			600,000.00		598,063.60			15-Aug-2005		7.125%		CT - 75.00%		Paid Off - 360		01-Apr-2005
231061961 1					598,063.60			15-Aug-2005		7.125%		CT - 75.00%		Paid Off - 360		01-Apr-2005
231062189 1			300,000.00		298,968.15			29-Jul-2005		6.800%		MA - 80.00%		Paid Off - 360		01-Apr-2005
231062189 1					298,968.15			29-Jul-2005		6.800%		MA - 80.00%		Paid Off - 360		01-Apr-2005
231062455 1			88,500.00		88,313.86			27-Jul-2005		7.900%		NJ - 75.00%		Paid Off - 360		01-May-2005
231062455 1					88,313.86			27-Jul-2005		7.900%		NJ - 75.00%		Paid Off - 360		01-May-2005
231063041 1			173,600.00		173,134.12			18-Jul-2005		8.050%		MA - 80.00%		Paid Off - 360		01-Apr-2005
231063041 1					173,134.12			18-Jul-2005		8.050%		MA - 80.00%		Paid Off - 360		01-Apr-2005
271019925 1			153,000.00		152,613.69				9.450%		FL - 85.00%		Paid Off - 360		01-Mar-2005
271019925 1					152,613.69				9.450%		FL - 85.00%		Paid Off - 360		01-Mar-2005
271020251 1			253,300.00		253,300.00			22-Jul-2005		7.500%		RI - 85.00%		Paid Off - 360		01-Apr-2005
271020251 1					253,300.00			22-Jul-2005		7.500%		RI - 85.00%		Paid Off - 360		01-Apr-2005
281013887 1			440,000.00		437,268.24				6.200%		NY - 80.00%		Paid Off - 360		01-Mar-2005
281013887 1					437,268.24				6.200%		NY - 80.00%		Paid Off - 360		01-Mar-2005
281014317 1			87,750.00		87,549.98			04-Aug-2005		8.850%		PA - 67.50%		Paid Off - 360		01-Apr-2005
281014317 1					87,549.98			04-Aug-2005		8.850%		PA - 67.50%		Paid Off - 360		01-Apr-2005
311026346 1			475,000.00		472,891.57				6.650%		NJ - 64.63%		Paid Off - 360		01-Mar-2005
311026346 1					472,891.57				6.650%		NJ - 64.63%		Paid Off - 360


Page 17 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

311026589 1			172,500.00		172,174.14			20-Jul-2005		9.750%		NJ - 75.00%		Paid Off - 360		01-Apr-2005
			172,500.00

321023834 1			289,040.00		289,040.00			19-Jul-2005		7.250%		CO - 80.00%		Paid Off - 360		01-Apr-2005
321023834 1					289,040.00			19-Jul-2005		7.250%		CO - 80.00%		Paid Off - 360		01-Apr-2005
321023914 1			102,320.00		101,968.07				6.800%		CO - 80.00%		Paid Off - 360		01-Apr-2005
321023914 1					101,968.07				6.800%		CO - 80.00%		Paid Off - 360		01-Apr-2005
331033803 1			265,500.00		265,500.00				6.590%		NJ - 90.00%		Paid Off - 360		01-Mar-2005
331033803 1					265,500.00				6.590%		NJ - 90.00%		Paid Off - 360		01-Mar-2005
331033940 1			409,500.00		408,378.67				7.950%		NY - 90.00%		Paid Off - 360		01-Apr-2005
331033940 1					408,378.67				7.950%		NY - 90.00%		Paid Off - 360		01-Apr-2005
331034132 1			409,500.00		408,455.37			18-Jul-2005		8.300%		NY - 90.00%		Paid Off - 360		01-Apr-2005
331034132 1					408,455.37			18-Jul-2005		8.300%		NY - 90.00%		Paid Off - 360		01-Apr-2005
331034277 1			425,000.00		423,234.28				6.990%		NY - 85.00%		Paid Off - 360		01-Mar-2005
331034277 1					423,234.28				6.990%		NY - 85.00%		Paid Off - 360		01-Mar-2005
331034300 1			73,000.00		72,666.45			27-Jul-2005		6.500%		NJ - 47.10%		Paid Off - 360		01-Mar-2005
331034300 1					72,666.45			27-Jul-2005		6.500%		NJ - 47.10%		Paid Off - 360		01-Mar-2005
331034619 1			306,000.00		304,767.79			15-Aug-2005		6.500%		NY - 85.00%		Paid Off - 360		01-Apr-2005
331034619 1					304,767.79			15-Aug-2005		6.500%		NY - 85.00%		Paid Off - 360		01-Apr-2005
341022629 1			78,048.00		77,805.34			27-Jul-2005		8.250%		NC - 81.30%		Paid Off - 360		01-Apr-2005
341022629 1					77,805.34			27-Jul-2005		8.250%		NC - 81.30%		Paid Off - 360		01-Apr-2005
351024437 1			63,209.00		63,132.98			26-Jul-2005		10.500%		TX - 95.00%		Paid Off - 360		01-May-2005
351024437 1					63,132.98			26-Jul-2005		10.500%		TX - 95.00%		Paid Off - 360		01-May-2005
361023412 1			105,000.00		104,691.57			18-Jul-2005		7.600%		MI - 66.46%		Paid Off - 360		01-Apr-2005
361023412 1					104,691.57			18-Jul-2005		7.600%		MI - 66.46%		Paid Off - 360		01-Apr-2005
371024045 1			529,600.00		527,687.72			22-Jul-2005		7.990%		FL - 95.00%		Paid Off - 360		01-Apr-2005
371024045 1					527,687.72			22-Jul-2005		7.990%		FL - 95.00%		Paid Off - 360		01-Apr-2005
371024091 1			117,000.00		116,713.45			19-Jul-2005		8.500%		FL - 90.00%		Paid Off - 360		01-Apr-2005
371024091 1					116,713.45			19-Jul-2005		8.500%		FL - 90.00%		Paid Off - 360		01-Apr-2005
371024100 1			157,500.00		157,008.95				7.300%		FL - 70.00%		Paid Off - 360		01-Apr-2005
371024100 1					157,008.95				7.300%		FL - 70.00%		Paid Off - 360		01-Apr-2005
371024128 1			137,750.00		137,297.55			27-Jul-2005		10.200%		FL - 95.00%		Paid Off - 360		01-Apr-2005
371024128 1					137,297.55			27-Jul-2005		10.200%		FL - 95.00%		Paid Off - 360		01-Apr-2005
371024617 1			135,200.00		134,671.13			09-Aug-2005		6.400%		FL - 80.00%		Paid Off - 360		01-May-2005
371024617 1					134,671.13			09-Aug-2005		6.400%		FL - 80.00%		Paid Off - 360		01-May-2005
381018924 1			156,750.00		156,256.43			21-Jul-2005		7.250%		MA - 95.00%		Paid Off - 360		01-Apr-2005
381018924 1					156,256.43			21-Jul-2005		7.250%		MA - 95.00%		Paid Off - 360		01-Apr-2005
381019261 1			180,000.00		179,464.98				7.550%		RI - 60.20%		Paid Off - 360		01-Apr-2005
381019261 1					179,464.98				7.550%		RI - 60.20%		Paid Off - 360		01-Apr-2005
381019486 1			250,750.00		250,129.60			25-Jul-2005		8.450%		MA - 85.00%		Paid Off - 360		01-Apr-2005
381019486 1					250,129.60			25-Jul-2005		8.450%		MA - 85.00%		Paid Off - 360		01-Apr-2005
381019497 1			310,250.00		309,391.85			11-Aug-2005		7.900%		RI - 85.00%		Paid Off - 360		01-Apr-2005
381019497 1					309,391.85			11-Aug-2005		7.900%		RI - 85.00%		Paid Off - 360		01-Apr-2005
381019511 1			107,000.00		106,533.26			11-Aug-2005		6.150%		RI - 56.32%		Paid Off - 360		01-Apr-2005
381019511 1					106,533.26			11-Aug-2005		6.150%		RI - 56.32%		Paid Off - 360		01-Apr-2005
381019693 1			355,000.00		353,652.39			12-Aug-2005		6.300%		MA - 70.30%		Paid Off - 360		01-Apr-2005
381019693 1					353,652.39			12-Aug-2005		6.300%		MA - 70.30%		Paid Off - 360		01-Apr-2005
381019878 1			247,000.00		246,034.92			10-Aug-2005		6.400%		MA - 79.68%		Paid Off - 360		01-Apr-2005
381019878 1					246,034.92			10-Aug-2005		6.400%		MA - 79.68%		Paid Off - 360		01-Apr-2005
381019934 1			233,600.00		232,786.64			15-Aug-2005		7.400%		MA - 80.00%		Paid Off - 360		01-Apr-2005
381019934 1					232,786.64			15-Aug-2005		7.400%		MA - 80.00%		Paid Off - 360		01-Apr-2005
401000159 1			118,000.00		117,725.44			27-Jul-2005		8.750%		MD - 68.60%		Paid Off - 360		01-Apr-2005
401000159 1					117,725.44			27-Jul-2005		8.750%		MD - 68.60%		Paid Off - 360		01-Apr-2005
401000207 1			370,000.00		369,147.97			08-Aug-2005		8.800%		NY - 58.27%		Paid Off - 360		01-Apr-2005
401000207 1					369,147.97			08-Aug-2005		8.800%		NY - 58.27%		Paid Off - 360		01-Apr-2005
511033420 1			336,000.00		336,000.00				8.250%		VA - 80.00%		Paid Off - 360		01-Mar-2005
511033420 1					336,000.00				8.250%		VA - 80.00%		Paid Off - 360		01-Mar-2005
511033791 1			222,015.00		221,280.68			08-Aug-2005		7.000%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
511033791 1					221,280.68			08-Aug-2005		7.000%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
611013609 1			165,000.00		164,585.69				8.500%		MA - 55.00%		Paid Off - 360		01-Apr-2005
611013609 1					164,585.69				8.500%		MA - 55.00%		Paid Off - 360		01-Apr-2005
611014901 1			248,061.00		248,003.20			04-Aug-2005		6.990%		NY - 79.51%		Paid Off - 360		01-Apr-2005
611014901 1					248,003.20			04-Aug-2005		6.990%		NY - 79.51%		Paid Off - 360		01-Apr-2005
621006204 1			145,000.00		144,728.97			27-Jul-2005		9.800%		FL - 64.44%		Paid Off - 360		01-Apr-2005
621006204 1					144,728.97			27-Jul-2005		9.800%		FL - 64.44%		Paid Off - 360		01-Apr-2005
621006445 1			157,995.00		157,516.84			05-Aug-2005		7.450%		FL - 90.00%		Paid Off - 360		01-Apr-2005
621006445 1					157,516.84			05-Aug-2005		7.450%		FL - 90.00%		Paid Off - 360		01-Apr-2005
621006626 1			175,000.00		174,409.73			09-Aug-2005		6.900%		FL - 56.45%		Paid Off - 360		01-Apr-2005
621006626 1					174,409.73			09-Aug-2005		6.900%		FL - 56.45%		Paid Off - 360		01-Apr-2005
631005496 1			380,000.00		378,586.29				7.550%		CA - 81.37%		Paid Off - 360		01-Mar-2005
631005496 1					378,586.29				7.550%		CA - 81.37%		Paid Off - 360		01-Mar-2005
631005811 1			260,000.00		260,000.00				6.350%		CA - 80.00%		Paid Off - 360		01-Apr-2005
631005811 1					260,000.00				6.350%		CA - 80.00%		Paid Off - 360		01-Apr-2005
631006205 1			440,000.00		438,483.29				7.750%		FL - 80.00%		Paid Off - 360		01-Mar-2005
631006205 1					438,483.29				7.750%		FL - 80.00%		Paid Off - 360		01-Mar-2005
631006207 1			348,000.00		346,484.95				6.750%		CA - 80.00%		Paid Off - 360		01-Mar-2005
631006207 1					346,484.95				6.750%		CA - 80.00%		Paid Off - 360


Page 18 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

631006210 1			63,000.00		62,826.84			22-Jul-2005		7.990%		AZ - 73.26%		Paid Off - 360		01-Apr-2005
			63,000.00

651007961 1			69,600.00		69,516.25			05-Aug-2005		11.840%		GA - 16.57%		Paid Off - 360		01-Apr-2005
651007961 1					69,516.25			05-Aug-2005		11.840%		GA - 16.57%		Paid Off - 360		01-Apr-2005
651008184 1			180,000.00		179,465.99			15-Aug-2005		7.550%		FL - 75.00%		Paid Off - 360		01-Apr-2005
651008184 1					179,465.99			15-Aug-2005		7.550%		FL - 75.00%		Paid Off - 360		01-Apr-2005
651008191 1			310,500.00		310,500.00			15-Aug-2005		7.250%		FL - 90.00%		Paid Off - 360		01-Apr-2005
651008191 1					310,500.00			15-Aug-2005		7.250%		FL - 90.00%		Paid Off - 360		01-Apr-2005
651008456 1			244,000.00		242,893.84			09-Aug-2005		5.350%		MA - 64.21%		Paid Off - 360		01-Apr-2005
651008456 1					242,893.84			09-Aug-2005		5.350%		MA - 64.21%		Paid Off - 360		01-Apr-2005
651008565 1			100,000.00		99,755.10			10-Aug-2005		8.500%		FL - 80.00%		Paid Off - 360		01-Apr-2005
651008565 1					99,755.10			10-Aug-2005		8.500%		FL - 80.00%		Paid Off - 360		01-Apr-2005
661004045 1			143,000.00		142,407.06				7.000%		CA - 81.71%		Paid Off - 360		01-Mar-2005
661004045 1					142,407.06				7.000%		CA - 81.71%		Paid Off - 360		01-Mar-2005
661004703 1			284,000.00		283,131.90			05-Aug-2005		7.400%		CA - 80.00%		Paid Off - 360		01-Apr-2005
661004703 1					283,131.90			05-Aug-2005		7.400%		CA - 80.00%		Paid Off - 360		01-Apr-2005
661004833 1			590,000.00		588,384.39				7.950%		MN - 78.67%		Paid Off - 360		01-Apr-2005
661004833 1					588,384.39				7.950%		MN - 78.67%		Paid Off - 360		01-Apr-2005
661004909 1			270,000.00		269,222.59			26-Jul-2005		7.700%		FL - 84.38%		Paid Off - 360		01-Apr-2005
661004909 1					269,222.59			26-Jul-2005		7.700%		FL - 84.38%		Paid Off - 360		01-Apr-2005
661004956 1			180,000.00		179,345.05			25-Jul-2005		6.510%		CA - 78.26%		Paid Off - 360		01-Apr-2005
661004956 1					179,345.05			25-Jul-2005		6.510%		CA - 78.26%		Paid Off - 360		01-Apr-2005
661005039 1			283,000.00		283,000.00			26-Jul-2005		6.750%		CA - 89.27%		Paid Off - 360		01-Apr-2005
661005039 1					283,000.00			26-Jul-2005		6.750%		CA - 89.27%		Paid Off - 360		01-Apr-2005
661005247 1			222,000.00		221,321.43			08-Aug-2005		7.400%		CA - 71.61%		Paid Off - 360		01-Apr-2005
661005247 1					221,321.43			08-Aug-2005		7.400%		CA - 71.61%		Paid Off - 360		01-Apr-2005
661005253 1			333,750.00		333,485.37			29-Jul-2005		6.375%		CA - 75.00%		Paid Off - 360		01-Apr-2005
661005253 1					333,485.37			29-Jul-2005		6.375%		CA - 75.00%		Paid Off - 360		01-Apr-2005
661005525 1			231,000.00		230,545.93			19-Jul-2005		8.150%		CA - 84.00%		Paid Off - 360		01-May-2005
661005525 1					230,545.93			19-Jul-2005		8.150%		CA - 84.00%		Paid Off - 360		01-May-2005
671002594 1			543,600.00		541,599.06			08-Aug-2005		6.450%		CA - 80.00%		Paid Off - 360		01-Apr-2005
671002594 1					541,599.06			08-Aug-2005		6.450%		CA - 80.00%		Paid Off - 360		01-Apr-2005
671002616 1			82,500.00		82,361.32			30-Jul-2005		10.300%		FL - 75.00%		Paid Off - 360		01-Apr-2005
671002616 1					82,361.32			30-Jul-2005		10.300%		FL - 75.00%		Paid Off - 360		01-Apr-2005
671002714 1			325,000.00		325,000.00				5.700%		CA - 65.00%		Paid Off - 360		01-Apr-2005
671002714 1					325,000.00				5.700%		CA - 65.00%		Paid Off - 360		01-Apr-2005
671002844 1			304,200.00		304,200.00			08-Aug-2005		6.375%		CA - 90.00%		Paid Off - 360		01-Apr-2005
671002844 1					304,200.00			08-Aug-2005		6.375%		CA - 90.00%		Paid Off - 360		01-Apr-2005
681003862 1			206,900.00		206,900.00				7.990%		MA - 90.00%		Paid Off - 360		01-Mar-2005
681003862 1					206,900.00				7.990%		MA - 90.00%		Paid Off - 360		01-Mar-2005
681004256 1			284,750.00		284,119.52			29-Jul-2005		8.990%		MA - 85.00%		Paid Off - 360		01-Apr-2005
681004256 1					284,119.52			29-Jul-2005		8.990%		MA - 85.00%		Paid Off - 360		01-Apr-2005
681004462 1			290,700.00		290,007.99			25-Jul-2005		7.200%		ME - 95.00%		Paid Off - 360		01-May-2005
681004462 1					290,007.99			25-Jul-2005		7.200%		ME - 95.00%		Paid Off - 360		01-May-2005
681004559 1			128,250.00		128,020.19			10-Aug-2005		10.000%		VT - 95.00%		Paid Off - 360		01-Apr-2005
681004559 1					128,020.19			10-Aug-2005		10.000%		VT - 95.00%		Paid Off - 360		01-Apr-2005
691002597 1			249,000.00		248,318.17			19-Jul-2005		7.950%		MD - 75.00%		Paid Off - 360		01-Apr-2005
691002597 1					248,318.17			19-Jul-2005		7.950%		MD - 75.00%		Paid Off - 360		01-Apr-2005
701000091 1			359,750.00		358,639.40			09-Aug-2005		7.350%		CA - 64.47%		Paid Off - 360		01-Apr-2005
701000091 1					358,639.40			09-Aug-2005		7.350%		CA - 64.47%		Paid Off - 360		01-Apr-2005
711006025 1			174,600.00		#######			21-Jul-2005		7.890%		ME - 90.00%		Paid Off - 360		01-Apr-2005
711006025 1								21-Jul-2005		7.890%		ME - 90.00%		Paid Off - 360		01-Apr-2005
721006266 1			179,200.00		178,583.65			28-Jul-2005		6.800%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
721006266 1					178,583.65			28-Jul-2005		6.800%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
721006276 1			124,000.00		123,663.29			28-Jul-2005		8.750%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
721006276 1					123,663.29			28-Jul-2005		8.750%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
731008781 1			369,240.00		369,238.00				6.650%		VA - 80.00%		Paid Off - 360		01-Mar-2005
731008781 1					369,238.00				6.650%		VA - 80.00%		Paid Off - 360		01-Mar-2005
731009216 1			112,000.00		111,624.55				8.700%		MD - 70.00%		Paid Off - 360		01-Mar-2005
731009216 1					111,624.55				8.700%		MD - 70.00%		Paid Off - 360		01-Mar-2005
731009373 1			215,000.00		214,215.46			01-Aug-2005		6.500%		MD - 74.39%		Paid Off - 360		01-Apr-2005
731009373 1					214,215.46			01-Aug-2005		6.500%		MD - 74.39%		Paid Off - 360		01-Apr-2005
761007912 1			164,000.00		163,435.91			28-Jul-2005		6.800%		WI - 80.00%		Paid Off - 360		01-Apr-2005
761007912 1					163,435.91			28-Jul-2005		6.800%		WI - 80.00%		Paid Off - 360		01-Apr-2005
761008045 1			86,700.00		85,805.68			02-Aug-2005		9.400%		IL - 85.00%		Paid Off - 180		01-Apr-2005
761008045 1					85,805.68			02-Aug-2005		9.400%		IL - 85.00%		Paid Off - 180		01-Apr-2005
781002470 1			153,000.00		152,503.77			08-Aug-2005		7.100%		NY - 90.00%		Paid Off - 360		01-Apr-2005
781002470 1					152,503.77			08-Aug-2005		7.100%		NY - 90.00%		Paid Off - 360		01-Apr-2005
791001664 1			54,150.00		54,051.92			29-Jul-2005		9.950%		IA - 95.00%		Paid Off - 360		01-Apr-2005
791001664 1					54,051.92			29-Jul-2005		9.950%		IA - 95.00%		Paid Off - 360		01-Apr-2005
831034453 1			191,000.00		190,391.66				9.275%		CA - 79.25%		Paid Off - 360		01-Feb-2005
831034453 1					190,391.66				9.275%		CA - 79.25%		Paid Off - 360		01-Feb-2005
831035637 1			64,200.00		64,053.30				12.000%		NV - 11.10%		Paid Off - 360		01-Feb-2005
831035637 1					64,053.30				12.000%		NV - 11.10%		Paid Off - 360		01-Feb-2005
831035782 1			260,000.00		259,038.04				8.500%		CA - 74.29%		Paid Off - 360		01-Feb-2005
831035782 1					259,038.04				8.500%		CA - 74.29%		Paid Off - 360


Page 19 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

831035800 1			72,000.00		71,794.31				9.750%		CA - 12.67%		Paid Off - 360		01-Feb-2005
			72,000.00

831035812 1			210,000.00		209,041.23				8.625%		CA - 71.19%		Paid Off - 360		01-Feb-2005
831035812 1					209,041.23				8.625%		CA - 71.19%		Paid Off - 360		01-Feb-2005
831035813 1			150,000.00		149,472.68				8.750%		CA - 50.00%		Paid Off - 360		01-Feb-2005
831035813 1					149,472.68				8.750%		CA - 50.00%		Paid Off - 360		01-Feb-2005
831036003 1			301,500.00		299,980.47				6.950%		CA - 90.00%		Paid Off - 360		01-Feb-2005
831036003 1					299,980.47				6.950%		CA - 90.00%		Paid Off - 360		01-Feb-2005
831036021 1			425,000.00		423,170.68				7.750%		CA - 85.00%		Paid Off - 360		01-Feb-2005
831036021 1					423,170.68				7.750%		CA - 85.00%		Paid Off - 360		01-Feb-2005
831036098 1			255,150.00		254,062.21				7.800%		CA - 63.00%		Paid Off - 360		01-Feb-2005
831036098 1					254,062.21				7.800%		CA - 63.00%		Paid Off - 360		01-Feb-2005
831036365 1			210,000.00		209,195.13				7.400%		CA - 93.75%		Paid Off - 360		01-Mar-2005
831036365 1					209,195.13				7.400%		CA - 93.75%		Paid Off - 360		01-Mar-2005
841003664 1			161,850.00		161,186.08			11-Aug-2005		8.650%		MI - 63.47%		Paid Off - 360		01-Apr-2005
841003664 1					161,186.08			11-Aug-2005		8.650%		MI - 63.47%		Paid Off - 360		01-Apr-2005
841003917 1			138,000.00		137,618.29			20-Jul-2005		7.900%		MI - 86.79%		Paid Off - 360		01-Apr-2005
841003917 1					137,618.29			20-Jul-2005		7.900%		MI - 86.79%		Paid Off - 360		01-Apr-2005
841004113 1			150,430.00		150,102.94			03-Aug-2005		7.650%		MI - 70.00%		Paid Off - 360		01-May-2005
841004113 1					150,102.94			03-Aug-2005		7.650%		MI - 70.00%		Paid Off - 360		01-May-2005
851000382 1			380,000.00		378,499.79				7.250%		NJ - 100.00%		Paid Off - 360		01-Mar-2005
851000382 1					378,499.79				7.250%		NJ - 100.00%		Paid Off - 360		01-Mar-2005
871000491 1			189,000.00		188,497.91			01-Aug-2005		8.100%		NJ - 90.00%		Paid Off - 360		01-Apr-2005
871000491 1					188,497.91			01-Aug-2005		8.100%		NJ - 90.00%		Paid Off - 360		01-Apr-2005


TOTAL			38,570,604.20		38,467,498.92
TOTAL


Page 20 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Realized Loss Report

COLLATERAL REALIZED LOSSES



											Group 2		Group 1		Total


Current
Current



Number of Loans Liquidated												0		0
Collateral Principal Realized Loss/(Gain) Amount												0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount												0.00		0.00
Net Liquidation Proceeds												0.00		0.00

Cumulative
Cumulative



Number of Loans Liquidated												0		0
Collateral Realized Loss/(Gain) Amount												0.00		0.00
Net Liquidation Proceeds												0.00		0.00










Page 21 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution


DEFAULT SPEEDS



											Group 2		Group 1		Total



MDR												0.00%		0.00%
3 Months Avg MDR												0.00%		0.00%
12 Months Avg MDR												0.00%		0.00%
Avg MDR Since Cut-off												0.00%		0.00%


CDR												0.00%		0.00%
3 Months Avg CDR												0.00%		0.00%
12 Months Avg CDR												0.00%		0.00%
Avg CDR Since Cut-off												0.00%		0.00%


SDA												0.00%		0.00%
3 Months Avg SDA Approximation												0.00%		0.00%
12 Months Avg SDA Approximation												0.00%		0.00%
Avg SDA Since Cut-off Approximation												0.00%		0.00%


Loss Severity Approximation for Current Period												0.00%		0.00%
3 Months Avg Loss Severity Approximation												0.00%		0.00%
12 Months Avg Loss Severity Approximation												0.00%		0.00%
Avg Loss Severity Approximation Since Cut-off												0.00%		0.00%












Page 22 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution





COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)



	Conditional Default Rate (CDR): 1-((1-MDR)^12)

	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))

	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)

	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))

	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)

	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.




Page 23 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Realized Loss Detail Report
Loan Number			Current		State &				Prior		Realized				Cumulative
															Cumulative
&		Loan	Note		LTV at		Original		Principal		Loss/(Gain)		Realized		Realized

Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)
Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)




TOTAL



Page 24 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS
TRIGGER EVENTS
										Group 2		Group 1		Total
						Trigger Event in effect (0=No , 1=Yes)								0
						Stepdown Date has occurred (0 = No, 1=Yes)								0
						Credit Enhancement Percentage								24.4100%



ADJUSTABLE RATE CERTIFICATE INFORMATION

SPACE INTENTIONALLY LEFT BLANK



ADDITIONAL INFORMATION

SPACE INTENTIONALLY LEFT BLANK




Page 25 of 26
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-OPT2

August 25, 2005 Distribution
Additional Certificate Report

ADDITIONAL CERTIFICATE REPORT

										Next Pass Through Rate
CLASS

			REMIC1							0.00%
										0.00%
			R-I							0.00%
										0.00%
			A-1C							0.00%
										0.00%
			A-1D							0.00%
										0.00%
			A-2							0.00%
										0.00%
			M-1							0.00%
										0.00%
			M-2							0.00%
										0.00%
			M-3							0.01%
										0.01%
			M-4							0.01%
										0.01%
			M-5							0.01%
										0.01%
			M-6							0.01%
										0.01%
			M-7							0.01%
										0.01%
			M-8							0.02%
										0.02%
			M-9							0.02%
										0.02%
			CE							0.00%
										0.00%
			R							0.00%
										0.00%
			P							0.00%
										0.00%






Page 26 of 26

CARRINGTON MORTGAGE LOAN TRUST INC SERIES 2005-OPT2 8-K