
                                      UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  August 25, 2005
                          (Date of earliest event reported):

                  Argent Securities Inc. (as Depositor under the Sale
         and Servicing Agreement, dated as April 19, 2004, providing for the
          issuance of Asset-Backed Pass-Through Certificates, Series 2005-W1)
                 (Exact name of registrant as specified in charter)


                                       DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-112237-05                         77-0599834
          (Commission File Number)        (I.R.S. Employer Identification No.)


          1100 TOWN & COUNTRY ROAD, SUITE 1100
          ORANGE, CALIFORNIA                              92868
          (Address of principal executive offices)     (Zip Code)


         Registrant's Telephone Number, Including Area Code:  (714) 541-9960


(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     August 25, 2005.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.


                                  Deutsche Bank National Trust Company,
                                  in its capacity as Indenture Trustee under
                                  the Pooling and Servicing Agreement on
                                  behalf of Argent Securities Inc., Registrant


          Date:  Aug 26, 2005               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of August 25, 2005.



Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

				External Parties						Table of Contents

													Page
				Seller
										1. Certificate Payment Report					2
				Argent Mortgage Co.,LLC
										2. Collection Account Report					4

										3. Credit Enhancement Report					6
										4. Collateral Report					7
				Certificate Insurer(s)						5. Delinquency Report					10

										6. REO Report					13

				Radian Insurance Inc.						7. Foreclosure Report					14
										8. Prepayment Report					16
										9. Prepayment Detail Report					19

										10. Realized Loss Report					28
										11. Realized Loss Detail Report					31
				Servicer(s)
										12. Triggers and Adj. Cert. Report					32
				Ameriquest Mortgage Corp



				Underwriter(s)
				Morgan Stanley
				Goldman Sachs & Co.
				BNP Paribas
				RBS Greenwich Capital

										Total Number of Pages					32



				Dates						Contacts

				Cut-Off Date:			April 01, 2005			Valerie Delgado
				Close Date:			April 19, 2005			Administrator
				First Distribution Date:			May 25, 2005			(714) 247-6273
										valerie.m.delgado@db.com

										Address:
										1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:			August 25, 2005
										Factor Information:			(800) 735-7777
				Record Date:			July 29, 2005
										Main Phone Number:			(714) 247-6000

							August 24, 2005


										https://www.tss.db.com/invr






Page 1 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Certificate Payment Report
Current Period Distribution -
					Prior												Current
	Class		Original		Principal						Total		Realized		Deferred		Principal

Class	Type	Cur	Face Value		Balance		Interest		Principal		Distribution		Loss		Interest		Balance


					(1)		(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)

A-1	SR	$	1,185,762,000.00		1,126,257,367.91		3,588,381.11		35,468,864.51		39,057,245.62		0.00		0.00		1,090,788,503.40

A-2	SR	$	1,232,988,000.00		1,163,929,862.91		3,708,409.87		34,209,496.69		37,917,906.56		0.00		0.00		1,129,720,366.22
TRUST	RES	$	0.00		0.00		5,312,339.25		0.00		5,312,339.25		0.00		0.00		0.00






Total			2,418,750,000.00		2,290,187,230.82		12,609,130.23		69,678,361.20		82,287,491.43		0.00		0.00		2,220,508,869.62





Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
									Orig. Principal		Prior							Current

	Period		Period						(with Notional)		Principal						Total	Principal

Class	Starting		Ending		Method		Cusip		Balance		Balance		Interest		Principal		Distribution	Balance

									(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1	07/25/05		08/24/05		A-Act/360		040104MX6		1,185,762,000.00		949.817390		3.026224		29.912296		32.938520	919.905093
A-2	07/25/05		08/24/05		A-Act/360		040104MY4		1,232,988,000.00		943.991233		3.007661		27.745198		30.752859	916.246035
TRUST	07/01/05		07/30/05		A-30/360				0.00		0.000000		0.000000		0.000000		0.000000	0.000000








Page 2 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Distribution to Date -
																	Current


	Original				Unscheduled		Scheduled		Total		Total		Realized		Deferred		Principal

Class	Face Value		Interest		Principal		Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)		(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1	1,185,762,000.00		14,163,401.41		91,305,742.99		3,667,753.61		94,973,496.60		109,136,898.01		0.00		0.00		1,090,788,503.40
A-2	1,232,988,000.00		14,691,539.10		99,226,192.33		4,041,441.45		103,267,633.78		117,959,172.88		0.00		0.00		1,129,720,366.22
TRUST	0.00		18,362,036.90		0.00		0.00		0.00		18,362,036.90		0.00		0.00		0.00






Total	2,418,750,000.00		47,216,977.41		190,531,935.32		7,709,195.06		198,241,130.38		245,458,107.79		0.00		0.00		2,220,508,869.62


Interest Detail -
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or		Current


	Through		(with Notional)		Accrued		Supported		Unpaid		Interest		Optimal		Deferred		Unpaid

Class	Rate		Balance		Interest		Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)		(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1	3.70000%		1,126,257,367.91		3,588,381.11		0.00		0.00		0.00		3,588,381.11		3,588,381.11		0.00
A-2	3.70000%		1,163,929,862.91		3,708,409.87		0.00		0.00		0.00		3,708,409.87		3,708,409.87		0.00
TRUST	0.00000%		0.00		0.00		0.00		0.00		0.00		0.00		5,312,339.25		0.00






Total			2,290,187,230.82		7,296,790.98		0.00		0.00		0.00		7,296,790.98		12,609,130.23		0.00



Page 3 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Collection Account Report
SUMMARY

										Group 2		Group 1		Total
Principal Collections										34,209,496.69		35,468,864.51		69,678,361.20
Principal Withrawals										0.00		0.00		0.00
Principal Other Accounts										0.00		0.00		0.00
TOTAL NET PRINCIPAL										34,209,496.69		35,468,864.51		69,678,361.20
Interest Collections										6,789,943.68		6,577,294.36		13,367,238.04
Interest Withdrawals										-0.00		-0.00		-0.00
Interest Other Accounts										(110,344.62)		161,428.93		51,084.31
Interest Fees										-407,293.83		-401,898.29		-809,192.12
TOTAL NET INTEREST										6,272,305.23		6,336,825.00		12,609,130.23
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION										40,481,801.92		41,805,689.51		82,287,491.43



PRINCIPAL - COLLECTIONS

											Group 2		Group 1		Total
Scheduled Principal Received											930,597.60		947,070.84		1,877,668.44
Prepayments In Full											33,222,461.15		34,427,700.15		67,650,161.30
Curtailments											56,437.94		94,093.52		150,531.46
Liquidations											0.00		0.00		0.00
Insurance Principal											0.00		0.00		0.00
Repurchased Principal Amounts											0.00		0.00		0.00
Other Principal											0.00		0.00		0.00
Total Realized Loss Of Principal											-0.00		-0.00		-0.00
Delinquent Principal											-794,783.08		-796,212.16		-1,590,995.24
Advanced Principal											794,783.08		796,212.16		1,590,995.24
TOTAL PRINCIPAL COLLECTED											34,209,496.69		35,468,864.51		69,678,361.20


PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK



PRINCIPAL - OTHER ACCOUNTS

										Group 2		Group 1		Total
TOTAL OTHER ACCOUNTS PRINCIPAL										0.00		0.00		0.00





Page 4 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

INTEREST - COLLECTIONS

										Group 2		Group 1		Total
Scheduled Interest										7,212,529.57		6,978,717.47		14,191,247.04
Liquidation Interest										0.00		0.00		0.00
Repurchased Interest										0.00		0.00		0.00
Insurance Interest										0.00		0.00		0.00
Other Interest										0.00		0.00		0.00
Relief Act Interest Shortfalls										-0.00		-0.00		-0.00
Prepayment Interest Shortfalls										-39,660.61		-40,649.17		-80,309.78
Compensating Interest										39,660.61		40,649.17		80,309.78
Delinquent Interest										-6,101,281.23		-5,795,666.95		-11,896,948.18
Interest Advanced										5,678,695.35		5,394,243.84		11,072,939.19
TOTAL INTEREST COLLECTED										6,789,943.68		6,577,294.36		13,367,238.04


INTEREST - WITHDRAWALS

										Group 2		Group 1		Total
Nonrecoverable Advances										0.00		0.00		0.00
TOTAL INTEREST WITHDRAWALS										0.00		0.00		0.00



INTEREST - OTHER ACCOUNTS

										Group 2		Group 1		Total
Prepayment Charges										421,188.72		674,572.61		1,095,761.33
Net Swap Payment: Inflow/(Outflow)										(531,533.34)		(513,143.68)		(1,044,677.02)
TOTAL INTEREST OTHER ACCOUNTS										(110,344.62)		161,428.93		51,084.31



INTEREST - FEES

										Group 2		Group 1		Total
Current Servicing Fees										79,642.50		84,447.37		164,089.87
Trustee Fees										853.79		825.98		1,679.77
FGIC Insurance Premium										116,392.99		112,625.74		229,018.72
Pool Insurance Premium										210,404.56		203,999.20		414,403.76
TOTAL INTEREST OTHER FEES										407,293.83		401,898.29		809,192.12




Page 5 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Credit Enhancement Report
ACCOUNTS

SPACE INTENTIONALLY LEFT BLANK



INSURANCE

SPACE INTENTIONALLY LEFT BLANK



STRUCTURAL FEATURES

										Group 2		Group 1		Total
Begining Overcollateralization Amount														81,250,006.85
Ending Overcollateralized Amount														81,250,006.85
Overcollateralization Release Amount														0.00
Overcollateralization Deficiency Amount														0.00
Overcollateralization Target Amount														81,250,006.85




Page 6 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Collateral Report


COLLATERAL



											Group 2		Group 1		Total



Loan Count:


Original										5,441		7,808		13,249
Prior										5,198		7,508		12,706
Prefunding										0		0		0
Scheduled Paid Offs										-0		-0		-0
Full Voluntary Prepayments										-126		-190		-316
Repurchases										-0		-0		-0
Liquidations										-0		-0		-0
Current										5,072		7,318		12,390
Principal Balance:


Original										1,274,406,350.42		1,225,593,860.42		2,500,000,210.84
Prior										1,205,348,098.08		1,166,089,139.59		2,371,437,237.67
Prefunding										0.00		0.00		0.00
Scheduled Principal										-930,597.60		-947,070.84		-1,877,668.44
Partial Prepayments										-56,437.94		-94,093.52		-150,531.46
Full Voluntary Prepayments										-33,222,461.15		-34,427,700.15		-67,650,161.30
Repurchases										-0.00		-0.00		-0.00
Liquidations										-0.00		-0.00		-0.00
Current										1,171,138,601.39		1,130,620,275.08		2,301,758,876.47





PREFUNDING

SPACE INTENTIONALLY LEFT BLANK






Page 7 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

CHARACTERISTICS

										Group 2		Group 1		Total
Weighted Average Coupon Original										7.19829%		7.19924%		7.19876%
Weighted Average Coupon Prior										7.18863%		7.19093%		7.18976%
Weighted Average Coupon Current										7.18053%		7.18166%		7.18109%
Weighted Average Months to Maturity Original										356		355		355
Weighted Average Months to Maturity Prior										354		352		353
Weighted Average Months to Maturity Current										353		351		352
Weighted Avg Remaining Amortization Term Original										356		355		355
Weighted Avg Remaining Amortization Term Prior										354		352		353
Weighted Avg Remaining Amortization Term Current										353		351		352
Weighted Average Seasoning Original										2.56		2.57		2.57
Weighted Average Seasoning Prior										4.56		4.57		4.56
Weighted Average Seasoning Current										5.55		5.56		5.56









Page 8 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

ARM CHARACTERISTICS

										Group 2		Group 1		Total
Weighted Average Margin Original										5.92513%		5.90336%		5.91446%
Weighted Average Margin Prior										5.92619%		5.90590%		5.91624%
Weighted Average Margin Current										5.92841%		5.90534%		5.91705%
Weighted Average Max Rate Original										13.40370%		13.39495%		13.39941%
Weighted Average Max Rate Prior										13.39475%		13.38935%		13.39210%
Weighted Average Max Rate Current										13.38822%		13.38207%		13.38519%
Weighted Average Min Rate Original										7.40370%		7.39495%		7.39941%
Weighted Average Min Rate Prior										7.39475%		7.38935%		7.39210%
Weighted Average Min Rate Current										7.38822%		7.38207%		7.38519%
Weighted Average Cap Up Original										1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Prior										1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Current										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Original										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Prior										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Current										1.00000%		1.00000%		1.00000%




SERVICING FEES & ADVANCES

											Group 2		Group 1		Total




Current Servicing Fees										79,642.50		84,447.37		164,089.87
Delinquent Servicing Fees										422,585.88		401,423.10		824,008.98
TOTAL SERVICING FEES										502,228.38		485,870.49		988,098.87


Compensating Interest										-39,660.61		-40,649.17		-80,309.78
Delinquent Servicing Fees										-422,585.88		-401,423.10		-824,008.98
COLLECTED SERVICING FEES										39,981.90		43,798.21		83,780.11


Aggregate Advances with respect to this Distribution										6,473,478.43		6,190,456.00		12,663,934.44





ADDITIONAL COLLATERAL INFORMATION
										Group 2		Group 1		Total
Net Prepayment Interest Shortfall										0.00		0.00		0.00
Libor For Current Period														3.4600%




Page 9 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Delinquency Report

	TOTAL
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				37,212,615.25		22,409,557.74		3,958,457.30		63,580,630.29
			% Balance				1.62%		0.97%		0.17%		2.76%
			# Loans				216		123		23		362
			% # Loans				1.74%		0.99%		0.19%		2.92%
	FORECLOSURE		Balance		0.00		0.00		1,598,081.90		10,326,396.25		11,924,478.15
			% Balance		0.00%		0.00%		0.07%		0.45%		0.52%
			# Loans		0		0		11		54		65
			% # Loans		0.00%		0.00%		0.09%		0.44%		0.52%
	BANKRUPTCY		Balance		4,457,990.63		167,264.81		529,741.92		636,365.54		5,791,362.90
			% Balance		0.19%		0.01%		0.02%		0.03%		0.25%
			# Loans		29		1		3		4		37
			% # Loans		0.23%		0.01%		0.02%		0.03%		0.30%
	REO		Balance		0.00		0.00		0.00		158,812.16		158,812.16
			% Balance		0.00%		0.00%		0.00%		0.01%		0.01%
			# Loans		0		0		0		2		2
			% # Loans		0.00%		0.00%		0.00%		0.02%		0.02%
	TOTAL		Balance		4,457,990.63		37,379,880.06		24,537,381.56		15,080,031.25		81,455,283.50
			% Balance		0.19%		1.62%		1.07%		0.66%		3.54%
			# Loans		29		217		137		83		466
			% # Loans		0.23%		1.75%		1.11%		0.67%		3.76%









Page 10 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution


	GROUP 1
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				17,597,844.45		9,406,634.28		1,490,622.68		28,495,101.41
			% Balance				1.56%		0.83%		0.13%		2.52%
			# Loans				127		65		10		202
			% # Loans				1.74%		0.89%		0.14%		2.76%
	FORECLOSURE		Balance		0.00		0.00		664,927.30		4,079,743.56		4,744,670.86
			% Balance		0.00%		0.00%		0.06%		0.36%		0.42%
			# Loans		0		0		6		31		37
			% # Loans		0.00%		0.00%		0.08%		0.42%		0.51%
	BANKRUPTCY		Balance		2,769,065.54		0.00		62,883.47		215,241.93		3,047,190.94
			% Balance		0.24%		0.00%		0.01%		0.02%		0.27%
			# Loans		21		0		1		2		24
			% # Loans		0.29%		0.00%		0.01%		0.03%		0.33%
	REO		Balance		0.00		0.00		0.00		158,812.16		158,812.16
			% Balance		0.00%		0.00%		0.00%		0.01%		0.01%
			# Loans		0		0		0		2		2
			% # Loans		0.00%		0.00%		0.00%		0.03%		0.03%
	TOTAL		Balance		2,769,065.54		17,597,844.45		10,134,445.05		5,944,420.33		36,445,775.37
			% Balance		0.24%		1.56%		0.90%		0.53%		3.22%
			# Loans		21		127		72		45		265
			% # Loans		0.29%		1.74%		0.98%		0.61%		3.62%










Page 11 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

	GROUP 2
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				19,614,770.80		13,002,923.46		2,467,834.62		35,085,528.88
			% Balance				1.67%		1.11%		0.21%		3.00%
			# Loans				89		58		13		160
			% # Loans				1.75%		1.14%		0.26%		3.15%
	FORECLOSURE		Balance		0.00		0.00		933,154.60		6,246,652.69		7,179,807.29
			% Balance		0.00%		0.00%		0.08%		0.53%		0.61%
			# Loans		0		0		5		23		28
			% # Loans		0.00%		0.00%		0.10%		0.45%		0.55%
	BANKRUPTCY		Balance		1,688,925.09		167,264.81		466,858.45		421,123.61		2,744,171.96
			% Balance		0.14%		0.01%		0.04%		0.04%		0.23%
			# Loans		8		1		2		2		13
			% # Loans		0.16%		0.02%		0.04%		0.04%		0.26%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		1,688,925.09		19,782,035.61		14,402,936.51		9,135,610.92		45,009,508.13
			% Balance		0.14%		1.69%		1.23%		0.78%		3.84%
			# Loans		8		90		65		38		201
			% # Loans		0.16%		1.77%		1.28%		0.75%		3.96%









Page 12 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
REO Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
71398515 1
			62,100.00		61,912.16		01-Mar-2005		9.500%		MI - 90.00%		360		01-Mar-2005

72778319 1			96,900.00		96,900.00		01-Mar-2005		7.900%		MI - 95.00%		360		01-Apr-2005


TOTAL			159,000.00		158,812.16


Page 13 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Foreclosure Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
63838379 1
			63,000.00		62,752.46		01-Mar-2005		9.000%		MI - 92.65%		360		01-Feb-2005

67182899 1			180,000.00		179,375.58		01-Mar-2005		7.900%		TX - 90.00%		360		01-Apr-2005
67251116 1			104,500.00		103,970.12		01-Mar-2005		8.400%		OH - 95.00%		360		01-Jan-2005
67950113 1			96,000.00		95,544.52		01-Mar-2005		8.050%		OH - 76.80%		360		01-Feb-2005
68227438 1			63,000.00		62,761.11		01-Mar-2005		9.150%		OH - 90.00%		360		01-Feb-2005
68802115 1			107,600.00		107,127.60		01-Mar-2005		7.650%		MS - 80.00%		360		01-Mar-2005
68867555 1			138,000.00		137,232.59		01-Mar-2005		7.250%		CA - 76.24%		360		01-Feb-2005
69004596 1			60,800.00		60,504.58		01-Mar-2005		8.350%		MI - 95.00%		360		01-Feb-2005
69551315 1			149,400.00		148,647.42		01-Mar-2005		7.750%		OH - 90.00%		360		01-Feb-2005
69784833 1			104,500.00		104,069.76		01-Mar-2005		8.750%		IN - 95.00%		360		01-Feb-2005
69897239 1			295,750.00		294,170.22		01-Mar-2005		6.650%		CA - 65.00%		360		01-Mar-2005
70081476 1			225,000.00		224,225.07		01-Mar-2005		8.850%		GA - 90.00%		360		01-Mar-2005
70182878 1			66,640.00		66,428.63		01-Mar-2005		9.250%		OH - 85.00%		360		01-Mar-2005
70247598 1			121,600.00		121,076.65		01-Mar-2005		7.750%		OR - 80.00%		360		01-Mar-2005
70329990 1			108,000.00		107,596.29		01-Apr-2005		8.450%		FL - 90.00%		360		01-Mar-2005
70389655 1			85,500.00		85,351.61		01-Apr-2005		10.150%		MI - 90.00%		360		01-May-2005
70434154 1			72,000.00		71,774.02		01-Mar-2005		9.300%		MI - 80.00%		360		01-Mar-2005
70527270 1			112,000.00		111,532.18		01-Mar-2005		7.900%		UT - 80.00%		360		01-Mar-2005
70691076 1			117,000.00		116,597.04		01-Apr-2005		8.850%		IL - 90.00%		360		01-Mar-2005
70761317 1			225,000.00		224,150.42		01-Mar-2005		8.400%		MN - 90.00%		360		01-Mar-2005
70974431 1			135,500.00		135,034.62		01-Mar-2005		7.950%		IL - 84.16%		360		01-Apr-2005
71114474 1			164,000.00		164,000.00		01-Mar-2005		6.600%		CO - 80.00%		360		01-Apr-2005
71203673 1			106,200.00		105,769.57		01-Mar-2005		8.050%		MI - 90.00%		360		01-Mar-2005
71387559 1			67,500.00		67,288.13		01-Mar-2005		9.300%		PA - 75.00%		360		01-Mar-2005
72067796 1			144,000.00		143,566.53		01-Mar-2005		8.600%		MN - 75.00%		360		01-Apr-2005
72159197 1			124,525.00		124,218.68		01-Mar-2005		9.575%		IL - 85.00%		360		01-Apr-2005
72212590 1			109,250.00		108,884.12		01-Mar-2005		8.075%		TX - 95.00%		360		01-Apr-2005
72313232 1			138,800.00		138,218.78		01-Apr-2005		6.950%		TX - 80.00%		360		01-Apr-2005
72313950 1			127,800.00		127,407.32		01-Mar-2005		8.500%		MN - 80.00%		360		01-Apr-2005
72762354 1			103,500.00		103,207.07		01-Mar-2005		8.900%		TX - 90.00%		360		01-Apr-2005
72927197 1			106,745.00		106,345.88		01-Mar-2005		7.525%		TN - 95.00%		360		01-Apr-2005
72948516 1			324,000.00		322,841.73		01-Mar-2005		7.750%		GA - 90.00%		360		01-Apr-2005
73070039 1			143,200.00		143,200.00		01-Mar-2005		7.450%		CO - 80.00%		360		01-Apr-2005
73316911 1			117,000.00		116,771.88		01-Apr-2005		9.600%		NM - 87.97%		360		01-May-2005
73642035 1			153,000.00		152,625.61		01-Mar-2005		9.600%		GA - 90.00%		360		01-Apr-2005
73658999 1			100,800.00		100,391.70		01-Apr-2005		5.950%		GA - 80.00%		360		01-May-2005
73801276 1			100,400.00		100,011.37		01-Mar-2005		7.350%		TX - 80.00%		360		01-Apr-2005
66547191 2			247,500.00		246,240.78		01-Mar-2005		7.700%		IL - 90.00%		360		01-Feb-2005
66655358 2			315,000.00		314,011.42		01-Mar-2005		9.300%		WA - 90.00%		360		01-Mar-2005
67541193 2			81,000.00		80,683.20		01-Mar-2005		9.000%		MO - 90.00%		360		01-Feb-2005
67616078 2			135,000.00		134,447.33		01-Mar-2005		8.000%		NJ - 90.00%		360		01-Mar-2005
68748953 2			184,000.00		182,906.57		01-Mar-2005		6.910%		MN - 80.00%		360		01-Feb-2005
69279818 2			428,000.00		426,500.28		01-Mar-2005		7.850%		NY - 80.00%		360		01-Apr-2005
69877595 2			90,900.00		90,516.49		01-Apr-2005		7.850%		IA - 90.00%		360		01-Mar-2005
70195110 2			617,500.00		615,047.36		01-Mar-2005		8.150%		VT - 64.46%		360		01-Mar-2005
70312111 2			80,800.00		80,559.29		01-Mar-2005		9.550%		AZ - 80.00%		360		01-Mar-2005
70312319 2			312,000.00		309,984.53		01-Mar-2005		5.650%		WA - 80.00%		360		01-Mar-2005
70390158 2			75,000.00		74,421.40		01-Mar-2005		10.350%		TX - 75.00%		240		01-Mar-2005
70650478 2			393,750.00		392,379.84		01-Mar-2005		8.800%		CA - 90.00%		360		01-Mar-2005


Page 14 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
70685839 2
			158,400.00		157,807.91		01-Mar-2005		8.450%		GA - 90.00%		360		01-Mar-2005

70757794 2			175,500.00		174,931.80		01-Mar-2005		9.150%		NC - 90.00%		360		01-Mar-2005
71217152 2			265,905.00		264,650.98		01-Mar-2005		7.800%		GA - 95.00%		360		01-Mar-2005
71556559 2			405,000.00		403,338.73		01-Mar-2005		7.990%		CA - 75.00%		360		01-Mar-2005
71637276 2			427,500.00		426,186.59		01-Mar-2005		8.500%		NY - 95.00%		360		01-Apr-2005
71757710 2			220,500.00		219,711.75		01-Mar-2005		7.750%		GA - 90.00%		360		01-Apr-2005
72332711 2			200,000.00		199,150.18		01-Mar-2005		6.875%		WA - 80.00%		360		01-Apr-2005
72351513 2			630,000.00		627,585.40		01-Mar-2005		7.400%		NY - 90.00%		360		01-Apr-2005
72371594 2			117,600.00		117,135.73		01-Mar-2005		7.250%		NY - 80.00%		360		01-Apr-2005
72658750 2			80,750.00		80,477.62		01-Apr-2005		6.900%		KY - 85.00%		360		01-May-2005
73126237 2			506,350.00		506,350.00		01-Mar-2005		9.000%		FL - 95.00%		360		01-Apr-2005
73130312 2			216,600.00		215,810.07		01-Mar-2005		7.650%		NV - 95.00%		360		01-Apr-2005
73469835 2			250,000.00		248,942.86		01-Apr-2005		6.900%		CA - 80.00%		360		01-Apr-2005
73759193 2			77,000.00		76,811.55		01-Mar-2005		9.600%		KY - 70.00%		360		01-Apr-2005
73797037 2			144,000.00		143,523.69		01-Apr-2005		7.000%		TN - 80.00%		360		01-May-2005
74049156 2			370,500.00		369,693.94		01-Apr-2005		9.075%		WA - 95.00%		360		01-May-2005


TOTAL			11,967,565.00		11,924,478.15


Page 15 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Prepayment Report

VOLUNTARY PREPAYMENTS


											Group 2		Group 1		Total




Current


Number of Paid in Full Loans										126		190		316
Number of Repurchased Loans										0		0		0
Total Number of Loans Prepaid in Full										126		190		316
Curtailments Amount										56,437.94		94,093.52		150,531.46
Paid in Full Balance										33,222,461.15		34,427,700.15		67,650,161.30
Repurchased Loans Balance										0.00		0.00		0.00
Total Prepayment Amount										33,278,899.09		34,521,793.67		67,800,692.76

Cumulative


Number of Paid in Full Loans										361		476		837
Number of Repurchased Loans										8		14		22
Total Number of Loans Prepaid in Full										369		490		859
Paid in Full Balance										96,859,400.97		88,036,944.44		184,896,345.41
Repurchased Loans Balance										2,054,533.13		2,747,376.86		4,801,909.99
Curtailments Amount										530,835.21		303,048.70		833,883.91
Total Prepayment Amount										99,444,769.31		91,087,370.00		190,532,139.31










Page 16 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

VOLUNTARY PREPAYMENTS RATES


											Group 2		Group 1		Total



SMM										2.76%		2.96%		2.86%
3 Months Avg SMM										2.23%		2.20%		2.21%
12 Months Avg SMM										2.02%		1.92%		1.97%
Avg SMM Since Cut-off										2.02%		1.92%		1.97%


CPR										28.55%		30.30%		29.42%
3 Months Avg CPR										23.71%		23.39%		23.55%
12 Months Avg CPR										21.67%		20.72%		21.21%
Avg CPR Since Cut-off										21.67%		20.72%		21.21%


PSA										2,570.88%		2,723.78%		2,646.56%
3 Months Avg PSA Approximation										2,602.35%		2,561.25%		2,582.17%
12 Months Avg PSA Approximation										2,670.63%		2,547.27%		2,610.19%
Avg PSA Since Cut-off Approximation										2,670.63%		2,547.27%		2,610.19%










Page 17 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution






PREPAYMENT CALCULATION METHODOLOGY

Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.













Page 18 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

65754459 2			250,000.00		249,115.16			11-Jul-2005		7.800%		CT - 29.41%		Paid Off - 360		01-Mar-2005


66058652 2			60,000.00		59,781.18			11-Jul-2005		7.650%		GA - 37.50%		Paid Off - 360		01-Mar-2005

66126095 2			76,500.00		76,300.80			21-Jul-2005		8.200%		FL - 90.00%		Paid Off - 360		01-Apr-2005

66159310 1			189,550.00		188,486.23			03-Aug-2005		7.650%		CA - 85.00%		Paid Off - 360		01-Feb-2005

66198110 1			340,000.00		337,525.96			15-Jul-2005		5.850%		CA - 81.93%		Paid Off - 360		01-Jan-2005

66388778 1			80,800.00		80,569.14			02-Aug-2005		9.750%		MI - 80.00%		Paid Off - 360		01-Feb-2005

66401290 1			237,000.00		235,739.07			02-Aug-2005		5.700%		CA - 75.00%		Paid Off - 360		01-Mar-2005

66414657 2			209,500.00		208,570.04			11-Jul-2005		6.650%		FL - 70.54%		Paid Off - 360		01-Mar-2005

66533233 2			350,000.00		348,956.97			18-Jul-2005		10.300%		IL - 70.00%		Paid Off - 360		01-Jan-2005

66551615 2			667,250.00		664,639.18			03-Aug-2005		7.750%		NY - 85.00%		Paid Off - 360		01-Mar-2005

66580853 1			99,000.00		98,750.03			15-Jul-2005		9.450%		MI - 90.00%		Paid Off - 360		01-Mar-2005

66769456 2			354,250.00		353,353.22			28-Jul-2005		9.950%		NY - 65.00%		Paid Off - 360		01-Mar-2005

66873175 1			75,000.00		74,722.26			11-Jul-2005		7.600%		OH - 71.43%		Paid Off - 360		01-Mar-2005

66950932 2			234,350.00		233,482.43			04-Aug-2005		7.575%		NV - 74.99%		Paid Off - 360		01-Mar-2005

66981812 1			165,750.00		165,327.15			20-Jul-2005		8.300%		FL - 85.00%		Paid Off - 360		01-Apr-2005

67045831 2			250,500.00		249,332.85			20-Jul-2005		7.350%		NV - 90.93%		Paid Off - 360		01-Feb-2005

67078618 2			162,000.00		161,325.31			14-Jul-2005		5.850%		MD - 61.13%		Paid Off - 360		01-Apr-2005

67151712 1			201,000.00		200,209.66			13-Jul-2005		8.200%		MD - 84.81%		Paid Off - 360		01-Feb-2005

67238956 2			88,000.00		87,617.12			26-Jul-2005		7.150%		NY - 40.00%		Paid Off - 360		01-Mar-2005

67320259 1			172,000.00		171,258.38			22-Jul-2005		6.800%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

67468272 1			142,025.00		141,530.78			08-Aug-2005		8.800%		AZ - 95.00%		Paid Off - 360		01-Feb-2005

67592832 2			500,000.00		497,856.00			26-Jul-2005		8.550%		NV - 93.28%		Paid Off - 360		01-Jan-2005

67630970 1			126,350.00		125,971.38			08-Aug-2005		7.500%		CA - 93.59%		Paid Off - 360		01-Apr-2005

67748756 1			60,420.00		60,159.95			05-Aug-2005		7.750%		IL - 95.00%		Paid Off - 360		01-Feb-2005

67815415 2			94,500.00		93,874.24			29-Jul-2005		10.975%		MO - 70.00%		Paid Off - 360		01-Mar-2005

67970574 1			90,000.00		89,738.23			08-Aug-2005		7.650%		MI - 44.78%		Paid Off - 360		01-Apr-2005

68026418 1			163,000.00		162,135.63			15-Jul-2005		7.450%		OH - 77.62%		Paid Off - 360		01-Apr-2005

68168558 2			110,400.00		109,792.98			19-Jul-2005		6.500%		OH - 80.00%		Paid Off - 360		01-Feb-2005

68215458 1			217,600.00		216,865.59			10-Aug-2005		6.900%		WI - 80.00%		Paid Off - 360		01-Apr-2005

68223072 1			207,000.00		206,095.94			03-Aug-2005		5.550%		NV - 73.93%		Paid Off - 360		01-Apr-2005

68233170 1			204,750.00		204,294.09			25-Jul-2005		8.963%		MO - 75.00%		Paid Off - 360		01-Apr-2005

68298793 2			228,000.00		226,745.57			27-Jul-2005		6.500%		CA - 80.00%		Paid Off - 360		01-Feb-2005

68335116 2			77,600.00		77,285.50			03-Aug-2005		8.050%		OH - 80.00%		Paid Off - 360		01-Feb-2005

68379973 1			132,000.00		131,554.75			05-Aug-2005		6.900%		AZ - 84.62%		Paid Off - 360		01-Apr-2005

68381912 1			247,500.00		245,974.49			02-Aug-2005		5.900%		FL - 75.00%		Paid Off - 360		01-Feb-2005

68461599 1			135,666.00		135,082.13			26-Jul-2005		7.750%		AZ - 90.16%		Paid Off - 360		01-Feb-2005

68470392 1			97,500.00		97,206.47			26-Jul-2005		9.500%		AZ - 74.43%		Paid Off - 360		01-Feb-2005



Page 19 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

68513555 2			285,000.00		284,038.39			13-Jul-2005		8.950%		GA - 95.00%		Paid Off - 360		01-Feb-2005


68521111 2			270,000.00		268,883.54			05-Aug-2005		7.950%		IL - 90.00%		Paid Off - 360		01-Feb-2005

68545417 1			144,000.00		143,490.06			22-Jul-2005		6.650%		CA - 90.00%		Paid Off - 360		01-Apr-2005

68664879 1			130,000.00		127,685.31			10-Aug-2005		5.700%		CA - 57.52%		Paid Off - 180		01-Mar-2005

68720614 1			113,050.00		112,773.13			27-Jul-2005		8.500%		MO - 85.00%		Paid Off - 360		01-Apr-2005

68768233 2			68,000.00		67,704.37			20-Jul-2005		7.700%		RI - 75.56%		Paid Off - 360		01-Feb-2005

68776756 2			252,800.00		251,459.67			29-Jul-2005		6.700%		NJ - 80.00%		Paid Off - 360		01-Feb-2005

68820794 2			239,200.00		237,994.60			15-Jul-2005		6.950%		IL - 80.00%		Paid Off - 360		01-Feb-2005

68829191 1			262,000.00		260,707.54			15-Jul-2005		6.100%		CA - 68.05%		Paid Off - 360		01-Mar-2005

68904036 2			169,912.00		169,096.59			28-Jul-2005		7.200%		NV - 80.00%		Paid Off - 360		01-Feb-2005

68984277 2			86,400.00		86,165.26			11-Jul-2005		7.990%		IL - 80.00%		Paid Off - 360		01-Apr-2005

69058832 1			207,750.00		206,729.18			21-Jul-2005		7.250%		CA - 92.33%		Paid Off - 360		01-Feb-2005

69100717 1			227,700.00		226,518.53			04-Aug-2005		6.800%		CA - 90.00%		Paid Off - 360		01-Feb-2005

69103919 2			262,500.00		261,957.73			01-Aug-2005		10.400%		MD - 70.00%		Paid Off - 360		01-Mar-2005

69192953 2			223,200.00		222,461.73			14-Jul-2005		7.000%		CA - 68.68%		Paid Off - 360		01-Apr-2005

69213593 1			148,500.00		147,961.66			13-Jul-2005		8.600%		FL - 90.00%		Paid Off - 360		01-Feb-2005

69216992 1			168,000.00		167,387.29			05-Aug-2005		7.650%		IL - 80.00%		Paid Off - 360		01-Mar-2005

69232676 1			119,700.00		119,229.33			15-Jul-2005		7.325%		CT - 90.00%		Paid Off - 360		01-Mar-2005

69260230 1			140,250.00		139,670.02			04-Aug-2005		7.950%		FL - 85.00%		Paid Off - 360		01-Feb-2005

69273795 2			355,500.00		353,466.96			18-Jul-2005		8.300%		FL - 90.00%		Paid Off - 360		01-Feb-2005

69287118 1			187,500.00		186,691.59			29-Jul-2005		6.800%		CA - 75.00%		Paid Off - 360		01-Mar-2005

69296598 1			225,000.00		223,971.88			05-Aug-2005		6.500%		CA - 63.74%		Paid Off - 360		01-Mar-2005

69296994 1			63,000.00		62,790.88			05-Aug-2005		9.050%		NM - 87.50%		Paid Off - 360		01-Feb-2005

69303998 1			120,000.00		119,478.33			01-Aug-2005		7.700%		AZ - 80.00%		Paid Off - 360		01-Feb-2005

69314193 1			112,500.00		112,105.77			21-Jul-2005		7.850%		FL - 90.00%		Paid Off - 360		01-Mar-2005

69344638 1			292,500.00		291,054.44			10-Aug-2005		7.050%		CA - 75.00%		Paid Off - 360		01-Feb-2005

69349033 1			350,000.00		348,710.76			27-Jul-2005		7.600%		CA - 63.64%		Paid Off - 360		01-Mar-2005

69358794 2			375,000.00		373,783.78			28-Jul-2005		7.100%		MD - 73.53%		Paid Off - 360		01-Apr-2005

69385953 1			217,500.00		216,758.98			14-Jul-2005		7.990%		CA - 75.00%		Paid Off - 360		01-Mar-2005

69390516 1			280,000.00		278,524.21			22-Jul-2005		5.750%		CA - 80.00%		Paid Off - 360		01-Mar-2005

69406114 2			240,000.00		237,613.01			04-Aug-2005		6.800%		MD - 77.92%		Paid Off - 240		01-Mar-2005

69499473 1			216,000.00		215,293.41			19-Jul-2005		9.100%		NJ - 80.00%		Paid Off - 360		01-Feb-2005

69499515 1			243,600.00		242,786.45			29-Jul-2005		9.000%		CA - 70.00%		Paid Off - 360		01-Feb-2005

69514958 1			85,000.00		83,570.30			26-Jul-2005		6.550%		MD - 62.96%		Paid Off - 180		01-Mar-2005

69526614 2			65,000.00		64,840.78			01-Aug-2005		7.050%		MN - 32.50%		Paid Off - 360		01-May-2005

69547230 1			147,250.00		146,463.43			13-Jul-2005		6.650%		CA - 95.00%		Paid Off - 360		01-Feb-2005

69547719 1			103,000.00		102,551.56			12-Jul-2005		6.750%		CA - 61.49%		Paid Off - 360		01-Mar-2005

69551398 1			162,000.00		161,360.43			03-Aug-2005		7.250%		FL - 90.00%		Paid Off - 360		01-Mar-2005



Page 20 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

69567873 1			100,000.00		99,390.89			12-Jul-2005		7.825%		IL - 80.00%		Paid Off - 360		01-Mar-2005


69626679 1			209,000.00		208,142.67			01-Aug-2005		7.990%		NV - 95.00%		Paid Off - 360		01-Feb-2005

69631315 2			184,000.00		182,860.27			26-Jul-2005		6.650%		IL - 80.00%		Paid Off - 360		01-Mar-2005

69640951 2			608,000.00		605,167.88			20-Jul-2005		6.400%		CA - 80.00%		Paid Off - 360		01-Mar-2005

69642478 1			256,000.00		254,813.34			26-Jul-2005		6.888%		CA - 80.00%		Paid Off - 360		01-Mar-2005

69670958 1			116,000.00		115,650.79			09-Aug-2005		8.600%		MI - 80.00%		Paid Off - 360		01-Mar-2005

69679991 1			130,500.00		130,130.64			21-Jul-2005		8.900%		NJ - 90.00%		Paid Off - 360		01-Mar-2005

69724474 2			487,000.00		485,058.34			28-Jul-2005		7.200%		CA - 73.79%		Paid Off - 360		01-Mar-2005

69725950 1			209,000.00		207,823.97			29-Jul-2005		5.400%		NJ - 64.71%		Paid Off - 360		01-Mar-2005

69741957 1			185,250.00		184,536.98			12-Jul-2005		7.900%		IL - 95.00%		Paid Off - 360		01-Mar-2005

69742633 1			87,200.00		86,895.14			22-Jul-2005		7.880%		MI - 80.00%		Paid Off - 360		01-Mar-2005

69749273 1			128,800.00		128,352.50			02-Aug-2005		7.900%		IL - 80.00%		Paid Off - 360		01-Mar-2005

69767796 1			228,000.00		227,281.43			12-Jul-2005		8.375%		RI - 80.00%		Paid Off - 360		01-Mar-2005

69779155 2			146,700.00		146,178.71			26-Jul-2005		7.780%		IL - 90.00%		Paid Off - 360		01-Mar-2005

69803435 1			300,000.00		298,342.42			19-Jul-2005		5.500%		CA - 78.95%		Paid Off - 360		01-Mar-2005

69828275 1			132,300.00		131,810.48			02-Aug-2005		8.500%		OH - 90.00%		Paid Off - 360		01-Feb-2005

69831279 2			400,000.00		398,338.11			13-Jul-2005		6.990%		CA - 84.21%		Paid Off - 360		01-Mar-2005

69844751 1			132,000.00		131,336.34			28-Jul-2005		6.000%		UT - 80.00%		Paid Off - 360		01-Mar-2005

69874634 1			199,200.00		198,226.62			20-Jul-2005		6.150%		PA - 80.00%		Paid Off - 360		01-Mar-2005

69880110 2			152,000.00		151,352.29			28-Jul-2005		7.800%		UT - 77.95%		Paid Off - 360		01-Feb-2005

69886877 2			207,000.00		206,206.62			21-Jul-2005		7.400%		IL - 90.99%		Paid Off - 360		01-Mar-2005

69900116 2			285,950.00		284,853.38			30-Jul-2005		7.500%		CA - 95.00%		Paid Off - 360		01-Mar-2005

69936755 1			60,000.00		59,723.14			03-Aug-2005		6.450%		NV - 48.00%		Paid Off - 360		01-Mar-2005

69946911 1			75,000.00		74,783.29			01-Aug-2005		8.800%		AZ - 75.00%		Paid Off - 360		01-Mar-2005

69965556 2			499,999.00		498,540.31			28-Jul-2005		9.650%		CA - 94.34%		Paid Off - 360		01-Feb-2005

69975670 1			178,200.00		177,711.02			19-Jul-2005		9.050%		AZ - 90.00%		Paid Off - 360		01-Mar-2005

69978153 1			207,000.00		206,267.33			03-Aug-2005		7.800%		IL - 88.09%		Paid Off - 360		01-Mar-2005

69984037 2			605,000.00		598,425.69			27-Jul-2005		6.050%		PA - 74.69%		Paid Off - 240		01-Mar-2005

69990471 2			300,600.00		299,928.87			05-Aug-2005		8.950%		NY - 89.73%		Paid Off - 360		01-Apr-2005

70007711 1			98,000.00		97,771.97			08-Aug-2005		8.750%		MD - 70.00%		Paid Off - 360		01-Apr-2005

70021357 1			225,000.00		224,437.69			08-Aug-2005		9.500%		CA - 72.58%		Paid Off - 360		01-Mar-2005

70029236 2			189,971.00		189,404.96			01-Aug-2005		8.650%		FL - 95.00%		Paid Off - 360		01-Mar-2005

70030317 1			100,000.00		99,663.38			28-Jul-2005		8.050%		CO - 51.28%		Paid Off - 360		01-Mar-2005

70037593 1			297,000.00		295,850.38			08-Aug-2005		7.350%		IL - 78.16%		Paid Off - 360		01-Mar-2005

70039110 1			192,000.00		190,977.43			27-Jul-2005		5.700%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70053152 1			290,000.00		288,931.79			03-Aug-2005		7.600%		CA - 56.86%		Paid Off - 360		01-Mar-2005

70083316 1			180,000.00		179,452.61			15-Jul-2005		8.550%		FL - 90.00%		Paid Off - 360		01-Mar-2005

70091236 1			262,500.00		261,443.05			02-Aug-2005		7.150%		CA - 70.00%		Paid Off - 360		01-Mar-2005



Page 21 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

70096078 2			160,000.00		159,330.02			08-Aug-2005		6.950%		IL - 80.00%		Paid Off - 360		01-Mar-2005


70103551 2			223,600.00		222,528.06			14-Jul-2005		6.250%		NJ - 80.00%		Paid Off - 360		01-Mar-2005

70104237 1			207,000.00		206,286.98			28-Jul-2005		7.990%		CA - 75.00%		Paid Off - 360		01-Mar-2005

70147319 2			180,000.00		179,369.26			01-Aug-2005		7.850%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

70162672 2			477,000.00		475,783.13			03-Aug-2005		8.300%		NY - 90.00%		Paid Off - 360		01-Apr-2005

70162755 1			285,000.00		284,131.16			08-Aug-2005		8.538%		IL - 95.00%		Paid Off - 360		01-Mar-2005

70191671 2			287,000.00		286,485.73			21-Jul-2005		10.000%		NY - 69.16%		Paid Off - 360		01-Apr-2005

70202031 2			150,500.00		149,905.63			02-Aug-2005		7.250%		NJ - 70.00%		Paid Off - 360		01-Mar-2005

70206115 1			283,200.00		282,177.41			19-Jul-2005		7.700%		CA - 79.78%		Paid Off - 360		01-Mar-2005

70274873 2			400,000.00		398,007.95			25-Jul-2005		6.050%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70279112 2			475,000.00		473,593.41			30-Jul-2005		8.680%		MI - 64.63%		Paid Off - 360		01-Mar-2005

70299276 1			228,000.00		227,232.57			14-Jul-2005		8.050%		IL - 85.08%		Paid Off - 360		01-Mar-2005

70318555 2			80,000.00		79,644.84			09-Aug-2005		6.650%		IL - 80.00%		Paid Off - 360		01-Mar-2005

70323670 1			340,000.00		338,174.00			28-Jul-2005		5.650%		CA - 74.73%		Paid Off - 360		01-Mar-2005

70324355 2			199,405.00		198,668.87			04-Aug-2005		7.600%		IL - 95.00%		Paid Off - 360		01-Mar-2005

70359237 2			136,000.00		135,335.43			01-Aug-2005		6.150%		FL - 80.00%		Paid Off - 360		01-Mar-2005

70367073 1			205,000.00		204,203.33			14-Jul-2005		7.330%		CA - 68.79%		Paid Off - 360		01-Mar-2005

70397591 2			237,500.00		236,716.58			03-Aug-2005		8.150%		CA - 95.00%		Paid Off - 360		01-Mar-2005

70397757 1			288,000.00		286,847.41			28-Jul-2005		7.650%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70405634 2			180,950.00		180,376.82			02-Aug-2005		8.350%		CA - 94.99%		Paid Off - 360		01-Mar-2005

70416474 1			125,000.00		124,527.99			05-Aug-2005		7.475%		NJ - 53.19%		Paid Off - 360		01-Mar-2005

70431150 1			173,850.00		173,122.03			01-Aug-2005		6.950%		MN - 95.00%		Paid Off - 360		01-Mar-2005

70446992 1			220,000.00		219,139.96			28-Jul-2005		7.300%		CA - 84.62%		Paid Off - 360		01-Mar-2005

70447271 1			150,500.00		149,983.11			05-Aug-2005		7.950%		CA - 71.33%		Paid Off - 360		01-Mar-2005

70447834 1			148,000.00		147,380.25			26-Jul-2005		6.950%		CA - 70.48%		Paid Off - 360		01-Mar-2005

70467154 2			168,000.00		167,352.41			13-Jul-2005		7.400%		WI - 80.00%		Paid Off - 360		01-Mar-2005

70485719 1			108,000.00		107,632.61			14-Jul-2005		7.999%		IL - 80.00%		Paid Off - 360		01-Mar-2005

70496351 1			315,000.00		313,693.79			10-Aug-2005		7.000%		CA - 84.00%		Paid Off - 360		01-Mar-2005

70512272 1			76,000.00		75,733.68			11-Jul-2005		7.850%		IL - 80.00%		Paid Off - 360		01-Mar-2005

70528393 1			60,000.00		59,725.80			05-Aug-2005		6.500%		NV - 48.00%		Paid Off - 360		01-Mar-2005

70570395 2			97,000.00		96,628.23			26-Jul-2005		7.400%		IL - 67.64%		Paid Off - 360		01-Mar-2005

70577036 1			196,000.00		194,107.43			10-Aug-2005		5.500%		CA - 69.75%		Paid Off - 360		01-Mar-2005

70647391 2			495,000.00		493,140.04			03-Aug-2005		7.500%		NY - 90.00%		Paid Off - 360		01-Mar-2005

70650395 1			280,800.00		280,026.80			20-Jul-2005		7.950%		PA - 89.43%		Paid Off - 360		01-Apr-2005

70660998 1			340,000.00		338,867.05			21-Jul-2005		8.100%		CA - 85.00%		Paid Off - 360		01-Mar-2005

70680079 1			114,100.00		113,702.18			25-Jul-2005		7.875%		WI - 70.00%		Paid Off - 360		01-Mar-2005

70682117 2			320,000.00		318,910.05			01-Aug-2005		6.850%		NY - 80.00%		Paid Off - 360		01-Apr-2005

70682711 1			306,000.00		304,779.94			03-Aug-2005		7.200%		CT - 90.00%		Paid Off - 360		01-Mar-2005



Page 22 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

70700430 1			168,720.00		168,206.89			18-Jul-2005		8.550%		WI - 80.00%		Paid Off - 360		01-Mar-2005


70706551 1			304,000.00		302,468.72			28-Jul-2005		5.990%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70738919 1			280,000.00		278,596.74			25-Jul-2005		6.400%		CA - 43.08%		Paid Off - 360		01-Mar-2005

70744156 2			641,750.00		640,194.27			02-Aug-2005		8.550%		IL - 85.00%		Paid Off - 360		01-Apr-2005

70745237 2			176,000.00		175,459.27			28-Jul-2005		8.500%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70750112 2			268,504.00		267,368.66			08-Aug-2005		6.900%		NV - 80.00%		Paid Off - 360		01-Mar-2005

70773114 2			87,550.00		87,333.36			25-Jul-2005		8.450%		MO - 85.00%		Paid Off - 360		01-Apr-2005

70784111 1			300,000.00		298,629.18			09-Aug-2005		6.500%		CA - 58.25%		Paid Off - 360		01-Mar-2005

70807110 2			90,750.00		89,657.50			01-Aug-2005		8.300%		MI - 75.00%		Paid Off - 360		01-Mar-2005

70809710 1			132,300.00		131,867.99			13-Jul-2005		8.200%		FL - 90.00%		Paid Off - 360		01-Mar-2005

70816319 1			114,000.00		113,630.25			22-Jul-2005		7.100%		IL - 79.72%		Paid Off - 360		01-Apr-2005

70835558 2			162,350.00		161,763.76			29-Jul-2005		7.700%		MN - 85.00%		Paid Off - 360		01-Mar-2005

70881677 2			103,500.00		103,049.41			15-Jul-2005		6.750%		PA - 76.67%		Paid Off - 360		01-Mar-2005

70895032 1			101,000.00		100,689.67			26-Jul-2005		8.500%		CA - 66.01%		Paid Off - 360		01-Mar-2005

70896634 1			288,000.00		286,684.02			09-Aug-2005		6.500%		CA - 68.57%		Paid Off - 360		01-Mar-2005

70904396 2			215,900.00		214,941.63			27-Jul-2005		6.650%		MA - 79.99%		Paid Off - 360		01-Mar-2005

70926670 1			68,000.00		67,756.86			02-Aug-2005		7.750%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

70943113 1			180,000.00		179,486.85			13-Jul-2005		7.750%		MD - 75.00%		Paid Off - 360		01-Apr-2005

70961313 2			271,000.00		270,059.86			29-Jul-2005		7.900%		MD - 89.74%		Paid Off - 360		01-Mar-2005

70962717 2			265,500.00		264,913.32			19-Jul-2005		9.000%		NY - 90.00%		Paid Off - 360		01-Apr-2005

70973193 1			160,000.00		159,398.78			04-Aug-2005		7.500%		CA - 68.09%		Paid Off - 360		01-Mar-2005

70999834 2			342,000.00		341,204.27			08-Aug-2005		8.750%		NY - 90.00%		Paid Off - 360		01-Apr-2005

71032270 1			140,125.00		139,723.16			28-Jul-2005		8.850%		AZ - 95.00%		Paid Off - 360		01-Mar-2005

71055156 1			275,000.00		273,614.78			30-Jul-2005		5.990%		CA - 65.48%		Paid Off - 360		01-Mar-2005

71114110 2			436,050.00		434,960.02			10-Aug-2005		8.400%		CA - 85.00%		Paid Off - 360		01-Apr-2005

71151591 1			162,500.00		161,878.37			11-Jul-2005		6.250%		IL - 87.37%		Paid Off - 360		01-Apr-2005

71173074 1			115,000.00		113,044.33			28-Jul-2005		6.250%		CA - 65.71%		Paid Off - 180		01-Mar-2005

71175434 1			82,500.00		82,040.03			15-Jul-2005		5.450%		AZ - 55.00%		Paid Off - 360		01-Mar-2005

71181952 1			292,500.00		291,495.45			26-Jul-2005		7.950%		CA - 75.00%		Paid Off - 360		01-Mar-2005

71182877 1			158,200.00		157,605.43			10-Aug-2005		7.500%		CA - 70.00%		Paid Off - 360		01-Mar-2005

71185193 1			209,000.00		208,408.46			27-Jul-2005		8.900%		FL - 89.70%		Paid Off - 360		01-Mar-2005

71195515 2			202,286.00		201,689.43			03-Aug-2005		8.700%		FL - 95.00%		Paid Off - 360		01-Mar-2005

71215354 2			200,000.00		199,270.87			14-Jul-2005		6.500%		FL - 80.00%		Paid Off - 360		01-Apr-2005

71221196 1			346,500.00		345,272.96			13-Jul-2005		6.650%		CA - 90.00%		Paid Off - 360		01-Apr-2005

71231955 1			67,200.00		67,035.42			14-Jul-2005		8.500%		FL - 80.00%		Paid Off - 360		01-Apr-2005

71233795 1			197,000.00		196,222.26			26-Jul-2005		7.250%		IL - 82.08%		Paid Off - 360		01-Mar-2005

71267116 1			148,500.00		147,853.47			18-Jul-2005		6.750%		OH - 90.00%		Paid Off - 360		01-Mar-2005

71271316 1			148,000.00		147,361.89			26-Jul-2005		6.800%		AZ - 80.00%		Paid Off - 360		01-Mar-2005



Page 23 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

71286074 1			108,000.00		107,581.96			22-Jul-2005		7.350%		OH - 90.00%		Paid Off - 360		01-Mar-2005


71286116 1			278,500.00		277,294.28			22-Jul-2005		7.000%		IL - 88.69%		Paid Off - 360		01-Mar-2005

71299150 1			142,500.00		142,185.13			08-Aug-2005		9.000%		CA - 75.00%		Paid Off - 360		01-Apr-2005

71299556 1			95,200.00		94,838.70			05-Aug-2005		7.450%		OR - 80.00%		Paid Off - 360		01-Mar-2005

71313316 2			75,000.00		74,464.91			20-Jul-2005		8.150%		MN - 37.69%		Paid Off - 360		01-Mar-2005

71315279 2			155,700.00		155,169.55			14-Jul-2005		7.990%		IL - 90.00%		Paid Off - 360		01-Mar-2005

71330872 1			327,750.00		326,743.05			11-Jul-2005		8.500%		CA - 95.00%		Paid Off - 360		01-Mar-2005

71336911 1			195,000.00		194,179.75			15-Jul-2005		5.750%		CA - 78.63%		Paid Off - 360		01-Apr-2005

71357636 1			495,000.00		493,463.64			10-Aug-2005		8.450%		HI - 90.00%		Paid Off - 360		01-Mar-2005

71357917 1			207,500.00		206,675.38			25-Jul-2005		6.050%		RI - 83.00%		Paid Off - 360		01-Apr-2005

71366835 1			171,500.00		170,753.34			01-Aug-2005		6.750%		CA - 70.00%		Paid Off - 360		01-Mar-2005

71376438 1			105,000.00		104,678.96			29-Jul-2005		7.400%		AZ - 73.94%		Paid Off - 360		01-Apr-2005

71378913 1			161,000.00		160,344.16			08-Aug-2005		5.920%		CA - 70.00%		Paid Off - 360		01-Apr-2005

71380919 2			83,300.00		83,112.64			22-Jul-2005		10.000%		IL - 70.00%		Paid Off - 360		01-Mar-2005

71400279 2			455,000.00		453,389.59			02-Aug-2005		7.800%		CA - 71.09%		Paid Off - 360		01-Mar-2005

71414957 2			152,010.00		151,533.37			29-Jul-2005		8.400%		FL - 90.00%		Paid Off - 360		01-Mar-2005

71429476 2			233,700.00		233,139.26			25-Jul-2005		8.600%		MI - 95.00%		Paid Off - 360		01-Apr-2005

71430110 2			171,900.00		171,495.90			12-Jul-2005		8.700%		IL - 90.00%		Paid Off - 360		01-Apr-2005

71433478 2			195,000.00		194,438.51			25-Jul-2005		7.700%		FL - 66.10%		Paid Off - 360		01-Apr-2005

71450837 1			68,350.00		68,157.07			28-Jul-2005		7.800%		GA - 72.33%		Paid Off - 360		01-Apr-2005

71451595 1			320,000.00		318,673.10			05-Aug-2005		7.000%		CA - 79.60%		Paid Off - 360		01-Mar-2005

71458194 1			138,600.00		138,079.18			01-Aug-2005		7.500%		UT - 90.00%		Paid Off - 360		01-Mar-2005

71504039 2			332,500.00		331,946.99			05-Aug-2005		10.350%		FL - 70.00%		Paid Off - 360		01-Apr-2005

71505952 1			160,000.00		159,368.29			30-Jul-2005		7.250%		CA - 54.24%		Paid Off - 360		01-Mar-2005

71516314 1			85,000.00		84,750.29			10-Aug-2005		7.600%		CA - 46.70%		Paid Off - 360		01-Apr-2005

71517551 1			243,500.00		242,838.56			10-Aug-2005		7.990%		CA - 74.92%		Paid Off - 360		01-Apr-2005

71570634 1			114,129.00		113,720.97			11-Jul-2005		7.750%		IL - 90.00%		Paid Off - 360		#######

71587034 1			310,500.00		309,506.43			20-Jul-2005		8.300%		NV - 90.00%		Paid Off - 360		01-Mar-2005

71604839 1			220,500.00		219,865.11			19-Jul-2005		7.700%		CA - 90.00%		Paid Off - 360		01-Apr-2005

71667117 1			309,931.00		308,387.51			08-Aug-2005		6.050%		CA - 83.77%		Paid Off - 360		01-Mar-2005

71679310 2			312,000.00		310,574.34			03-Aug-2005		6.500%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71709638 2			435,702.00		433,834.46			29-Jul-2005		5.650%		CA - 59.69%		Paid Off - 360		01-Apr-2005

71737191 1			201,375.00		200,612.06			27-Jul-2005		6.300%		CA - 75.00%		Paid Off - 360		01-Apr-2005

71740476 2			315,708.00		314,817.01			19-Jul-2005		7.800%		NY - 94.81%		Paid Off - 360		01-Apr-2005

71788111 2			310,842.00		310,267.06			02-Aug-2005		9.850%		FL - 90.00%		Paid Off - 360		01-Apr-2005

71788590 2			235,500.00		234,858.95			21-Jul-2005		7.990%		IL - 75.00%		Paid Off - 360		01-Apr-2005

71793475 1			162,400.00		161,868.06			03-Aug-2005		7.050%		CA - 80.00%		Paid Off - 360		01-Apr-2005

71803910 1			220,000.00		219,158.46			05-Aug-2005		6.250%		CA - 54.32%		Paid Off - 360		01-Apr-2005



Page 24 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

71834873 1			256,500.00		255,536.21			26-Jul-2005		7.500%		CA - 90.00%		Paid Off - 360		01-Mar-2005


71838270 1			81,900.00		81,158.91			10-Aug-2005		5.950%		AZ - 90.00%		Paid Off - 240		01-Apr-2005

71853311 1			180,000.00		179,645.35			09-Aug-2005		9.550%		IL - 75.00%		Paid Off - 360		01-Apr-2005

71864953 1			259,480.00		258,357.29			14-Jul-2005		5.600%		CA - 65.00%		Paid Off - 360		01-Apr-2005

71865596 1			347,900.00		346,293.26			12-Jul-2005		5.250%		HI - 70.00%		Paid Off - 360		01-Apr-2005

71901474 1			238,400.00		237,309.14			15-Jul-2005		5.300%		CA - 80.00%		Paid Off - 360		01-Apr-2005

71910558 2			220,000.00		219,300.37			09-Aug-2005		7.200%		MA - 80.00%		Paid Off - 360		01-Apr-2005

71929996 1			200,000.00		199,394.71			05-Aug-2005		7.450%		CA - 69.20%		Paid Off - 360		01-Apr-2005

72030430 2			180,000.00		179,550.07			02-Aug-2005		8.400%		NV - 80.00%		Paid Off - 360		01-Apr-2005

72033954 1			175,500.00		175,150.58			04-Aug-2005		9.500%		MO - 90.00%		Paid Off - 360		01-Apr-2005

72036437 1			140,800.00		140,410.51			04-Aug-2005		7.900%		IL - 80.00%		Paid Off - 360		01-Apr-2005

72050479 2			475,000.00		473,001.95			20-Jul-2005		5.750%		CA - 82.61%		Paid Off - 360		01-Apr-2005

72051832 1			126,192.00		125,776.30			13-Jul-2005		7.050%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72061195 2			188,792.00		188,226.24			02-Aug-2005		7.500%		FL - 80.00%		Paid Off - 360		01-Apr-2005

72073273 1			102,000.00		101,618.13			21-Jul-2005		8.200%		OH - 80.00%		Paid Off - 360		01-Apr-2005

72085954 1			224,000.00		223,391.50			22-Jul-2005		7.990%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72117591 1			150,000.00		149,544.75			08-Aug-2005		7.450%		MD - 60.00%		Paid Off - 360		01-Apr-2005

72197718 2			239,850.00		239,303.32			29-Jul-2005		8.850%		CO - 90.00%		Paid Off - 360		01-Apr-2005

72197759 1			270,000.00		269,158.15			21-Jul-2005		7.300%		IL - 90.00%		Paid Off - 360		01-Apr-2005

72197957 1			61,850.00		61,680.64			27-Jul-2005		7.950%		OH - 63.21%		Paid Off - 360		01-Apr-2005

72205990 2			128,000.00		127,656.47			21-Jul-2005		8.050%		FL - 80.00%		Paid Off - 360		01-Apr-2005

72217474 2			400,000.00		398,333.21			14-Jul-2005		5.800%		CA - 62.50%		Paid Off - 360		01-Apr-2005

72243793 1			199,668.00		199,235.83			20-Jul-2005		9.100%		MI - 80.00%		Paid Off - 360		01-Apr-2005

72251838 1			127,637.00		127,244.91			05-Aug-2005		7.375%		MN - 80.00%		Paid Off - 360		01-Apr-2005

72280233 1			220,500.00		219,259.59			20-Jul-2005		5.900%		CA - 88.20%		Paid Off - 360		01-Apr-2005

72294150 2			184,500.00		184,007.33			13-Jul-2005		8.075%		FL - 90.00%		Paid Off - 360		01-Apr-2005

72313596 1			88,500.00		88,281.02			15-Jul-2005		8.450%		FL - 81.94%		Paid Off - 360		01-Apr-2005

72354319 1			131,750.00		131,417.27			29-Jul-2005		8.350%		GA - 85.00%		Paid Off - 360		01-Apr-2005

72379910 2			750,000.00		748,007.50			08-Aug-2005		8.100%		CA - 83.33%		Paid Off - 360		01-Apr-2005

72434996 2			284,750.00		283,853.36			20-Jul-2005		7.250%		GA - 85.00%		Paid Off - 360		01-Apr-2005

72448277 1			83,700.00		83,475.34			27-Jul-2005		8.050%		AZ - 90.00%		Paid Off - 360		01-Apr-2005

72450075 1			165,000.00		164,574.78			15-Jul-2005		8.250%		CA - 53.06%		Paid Off - 360		01-Apr-2005

72458714 2			432,000.00		430,844.64			26-Jul-2005		6.600%		CA - 80.00%		Paid Off - 360		01-May-2005

72491434 2			185,000.00		184,018.12			12-Jul-2005		6.900%		WA - 69.81%		Paid Off - 360		01-Apr-2005

72497753 2			68,000.00		67,769.49			01-Aug-2005		6.875%		OR - 80.00%		Paid Off - 360		01-Apr-2005

72503311 2			151,200.00		150,527.56			28-Jul-2005		7.500%		MI - 88.94%		Paid Off - 360		01-Apr-2005

72541634 1			85,200.00		84,973.64			08-Aug-2005		8.100%		MI - 80.00%		Paid Off - 360		01-Apr-2005

72607070 2			298,000.00		297,471.66			01-Aug-2005		10.050%		CA - 93.13%		Paid Off - 360		01-Apr-2005



Page 25 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

72629751 1			148,500.00		147,977.35			20-Jul-2005		6.750%		MD - 90.00%		Paid Off - 360		01-Apr-2005


72660236 1			89,100.00		88,899.01			02-Aug-2005		8.900%		NV - 90.00%		Paid Off - 360		01-Apr-2005

72666316 2			160,000.00		158,837.43			19-Jul-2005		6.250%		AZ - 72.73%		Paid Off - 360		01-Apr-2005

72683592 2			345,000.00		343,754.34			18-Jul-2005		6.550%		NY - 65.71%		Paid Off - 360		01-Apr-2005

72725872 2			364,000.00		362,807.78			13-Jul-2005		7.050%		CA - 65.00%		Paid Off - 360		01-Apr-2005

72736077 2			429,400.00		428,489.74			13-Jul-2005		9.200%		NY - 95.00%		Paid Off - 360		01-Apr-2005

72754039 1			219,000.00		219,000.00			27-Jul-2005		6.000%		NY - 31.97%		Paid Off - 360		01-Apr-2005

72801830 2			384,750.00		383,685.74			22-Jul-2005		7.900%		MA - 95.00%		Paid Off - 360		01-Apr-2005

72828999 2			187,509.00		187,000.67			26-Jul-2005		8.000%		FL - 95.00%		Paid Off - 360		01-Apr-2005

72837917 2			478,800.00		477,350.89			21-Jul-2005		7.450%		CA - 90.00%		Paid Off - 360		01-Apr-2005

72850670 2			71,400.00		71,219.66			12-Jul-2005		8.350%		GA - 85.00%		Paid Off - 360		01-Apr-2005

72881311 2			437,000.00		435,812.94			18-Jul-2005		7.990%		CA - 95.00%		Paid Off - 360		01-Apr-2005

72908718 1			355,500.00		354,321.84			13-Jul-2005		6.990%		IL - 90.00%		Paid Off - 360		01-Apr-2005

72958754 1			125,000.00		124,685.92			20-Jul-2005		8.375%		CA - 59.52%		Paid Off - 360		01-Apr-2005

72972714 2			107,100.00		106,834.99			28-Jul-2005		8.450%		FL - 90.00%		Paid Off - 360		01-Apr-2005

72976152 2			135,000.00		134,648.54			26-Jul-2005		8.200%		FL - 90.00%		Paid Off - 360		01-Apr-2005

72998032 2			660,000.00		657,593.92			25-Jul-2005		6.500%		NY - 80.00%		Paid Off - 360		01-Apr-2005

73009912 2			157,700.00		157,319.43			27-Jul-2005		9.550%		IL - 95.00%		Paid Off - 360		01-Apr-2005

73024515 1			180,500.00		180,077.57			03-Aug-2005		8.750%		AZ - 95.00%		Paid Off - 360		01-Apr-2005

73052193 1			148,750.00		148,362.72			02-Aug-2005		8.200%		MD - 85.00%		Paid Off - 360		01-Apr-2005

73059875 2			348,500.00		347,061.48			20-Jul-2005		5.850%		MN - 77.62%		Paid Off - 360		01-Apr-2005

73071714 2			460,000.00		460,000.00			05-Aug-2005		6.680%		FL - 80.00%		Paid Off - 360		01-Apr-2005

73092637 1			191,500.00		190,821.83			20-Jul-2005		6.650%		CA - 75.10%		Paid Off - 360		01-Apr-2005

73101354 1			192,000.00		191,113.25			02-Aug-2005		5.250%		CA - 60.00%		Paid Off - 360		01-Apr-2005

73107559 2			370,400.00		369,581.52			13-Jul-2005		9.000%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

73119554 1			175,750.00		175,145.51			12-Jul-2005		6.800%		CA - 95.00%		Paid Off - 360		01-Apr-2005

73144198 1			212,500.00		211,795.72			30-Jul-2005		6.990%		CA - 82.69%		Paid Off - 360		01-Apr-2005

73243230 2			111,994.00		111,733.41			09-Aug-2005		8.750%		MD - 80.00%		Paid Off - 360		01-Apr-2005

73349995 1			84,757.00		84,517.77			18-Jul-2005		7.800%		MI - 95.00%		Paid Off - 360		01-Apr-2005

73354839 1			267,000.00		266,999.99			05-Aug-2005		5.950%		CA - 79.70%		Paid Off - 360		01-Apr-2005

73372633 2			196,000.00		195,340.13			15-Jul-2005		6.950%		IL - 80.00%		Paid Off - 360		01-Apr-2005

73458390 1			165,750.00		165,277.48			30-Jul-2005		7.750%		CA - 85.00%		Paid Off - 360		01-Apr-2005

73483711 1			124,000.00		123,516.51			05-Aug-2005		6.150%		CA - 80.00%		Paid Off - 360		01-Apr-2005

73543597 1			107,100.00		106,863.31			18-Jul-2005		9.000%		WA - 90.00%		Paid Off - 360		01-Apr-2005

73587313 1			148,800.00		148,431.81			22-Jul-2005		8.450%		FL - 80.00%		Paid Off - 360		01-Apr-2005

73591356 2			346,697.00		345,548.00			08-Aug-2005		6.990%		CA - 80.00%		Paid Off - 360		01-Apr-2005

73598153 1			152,910.00		152,527.77			04-Aug-2005		8.400%		FL - 90.00%		Paid Off - 360		01-Apr-2005

73647836 1			133,200.00		132,217.07			28-Jul-2005		6.450%		AZ - 90.00%		Paid Off - 360		01-Apr-2005



Page 26 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

73656431 1			172,800.00		172,176.08			12-Jul-2005		6.550%		AZ - 90.00%		Paid Off - 360		01-Apr-2005


73730798 2			345,000.00		343,609.94			18-Jul-2005		6.800%		NY - 75.00%		Paid Off - 360		01-Apr-2005

73819914 2			151,200.00		150,865.91			01-Aug-2005		9.000%		WA - 80.00%		Paid Off - 360		01-Apr-2005

73820912 2			64,750.00		64,554.02			21-Jul-2005		7.450%		AZ - 30.83%		Paid Off - 360		01-Apr-2005

73897555 2			500,000.00		498,342.95			27-Jul-2005		6.990%		IL - 74.63%		Paid Off - 360		01-Apr-2005

73913311 1			135,000.00		134,488.50			04-Aug-2005		6.300%		CA - 72.97%		Paid Off - 360		01-Apr-2005

74018318 1			116,755.00		116,554.07			04-Aug-2005		8.800%		WI - 95.00%		Paid Off - 360		01-May-2005

74129750 1			149,192.00		149,191.30			13-Jul-2005		7.000%		FL - 80.00%		Paid Off - 360		01-Apr-2005

74737438 1			221,000.00		220,569.95			02-Aug-2005		8.200%		CA - 65.00%		Paid Off - 360		01-May-2005

75534917 1			336,000.00		334,962.33			09-Aug-2005		5.850%		NY - 78.51%		Paid Off - 360		01-May-2005

96361100 2			217,000.00		216,217.47			29-Jul-2005		10.050%		CA - 72.33%		Paid Off - 360		01-Dec-2004

99978462 1			137,750.00		136,937.73			29-Jul-2005		6.950%		CO - 95.00%		Paid Off - 360		01-Jan-2005

101935443 2			263,200.00		261,883.94			01-Aug-2005		6.990%		IL - 80.00%		Paid Off - 360		01-Feb-2005



TOTAL			67,906,013.00		67,650,161.30



Page 27 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Realized Loss Report

COLLATERAL REALIZED LOSSES



											Group 2		Group 1		Total


Current




Number of Loans Liquidated										0		0		0
Collateral Principal Realized Loss/(Gain) Amount										0.00		0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount										0.00		0.00		0.00
Net Liquidation Proceeds										0.00		0.00		0.00

Cumulative




Number of Loans Liquidated										0		0		0
Collateral Realized Loss/(Gain) Amount										0.00		0.00		0.00
Net Liquidation Proceeds										0.00		0.00		0.00










Page 28 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution


DEFAULT SPEEDS



											Group 2		Group 1		Total



MDR										0.00%		0.00%		0.00%
3 Months Avg MDR										0.00%		0.00%		0.00%
12 Months Avg MDR										0.00%		0.00%		0.00%
Avg MDR Since Cut-off										0.00%		0.00%		0.00%


CDR										0.00%		0.00%		0.00%
3 Months Avg CDR										0.00%		0.00%		0.00%
12 Months Avg CDR										0.00%		0.00%		0.00%
Avg CDR Since Cut-off										0.00%		0.00%		0.00%


SDA										0.00%		0.00%		0.00%
3 Months Avg SDA Approximation										0.00%		0.00%		0.00%
12 Months Avg SDA Approximation										0.00%		0.00%		0.00%
Avg SDA Since Cut-off Approximation										0.00%		0.00%		0.00%


Loss Severity Approximation for Current Period										0.00%		0.00%		0.00%
3 Months Avg Loss Severity Approximation										0.00%		0.00%		0.00%
12 Months Avg Loss Severity Approximation										0.00%		0.00%		0.00%
Avg Loss Severity Approximation Since Cut-off										0.00%		0.00%		0.00%












Page 29 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution





COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)



	Conditional Default Rate (CDR): 1-((1-MDR)^12)

	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))

	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)

	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))

	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)

	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.




Page 30 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Realized Loss Detail Report
Loan Number			Current		State &				Prior		Realized				Cumulative

&		Loan	Note		LTV at		Original		Principal		Loss/(Gain)		Realized		Realized

Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)





TOTAL



Page 31 of 32
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

August 25, 2005 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS

										Group 2		Group 1		Total
						Trigger Event in effect								No
						Stepdown Date has occurred								No
						Balances 60+ days includes Bankruptcy and Foreclosure								44,242,668.25
						Delinquency Percentage								1.9200%



ADJUSTABLE RATE CERTIFICATE INFORMATION

SPACE INTENTIONALLY LEFT BLANK



ADDITIONAL INFORMATION

SPACE INTENTIONALLY LEFT BLANK






Page 32 of 32

Argent Mortgage Loan Trust 2005-WI 8-K