
                                     UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  June 27, 2005
                          (Date of earliest event reported)

                Citigroup Mortgage Loan Trust Inc (as Depositor under
             the Pooling and Servicing Agreement, dated as May 1, 2005,
                providing for the issuance of Carrington Mortgage Loan Trust
      Series 2005-OPT2 Asset Backed Pass- through Certificates, Series 2005-OPT2)
                 (Exact name of registrant as specified in charter)

                                         DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-117349-13                         01-0791848
          (Commission File Number)        (I.R.S. Employer Identification No.)


           390 Greenwich Street
           NEW YORK, NEW YORK                                  10013
          (Address of principal executive offices)           (Zip Code)


          Registrant's Telephone Number, Including Area Code:  (212) 816-6000


(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     June 27, 2005.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.


                                  Deutsche Bank National Trust Company,
                                  in its capacity as Trustee under the
                                  Pooling and Servicing Agreement on
                                  behalf of Citigroup Mortgage Loan Trust
                                  Inc., Registrant


          Date:  Jun 30, 2005               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of June 27, 2005.

Carrington NIM Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

June 27, 2005 Distribution

External Parties

Table of Contents

Page

Seller

1. Certificate Payment Report

Carrington Mortgage Loan Trust

2. Collection Account Report

3. Credit Enhancement Report

Certificate Insurer(s)

Servicer(s)

Underwriter(s)

Bear Stearns & Co.

Total Number of Pages

Dates

Contacts

Cut-Off Date:

May 01, 2005

Nicholas Gisler

Close Date:

May 05, 2005

Administrator

First Distribution Date:

June 27, 2005

(714) 247-6268

Nicholas.Gisler@db.com

Address:

1761 East St. Andrew Place, Santa Ana, CA 92705

Distribution Date:

June 27, 2005

Factor Information:

(800) 735-7777

Record Date:

May 31, 2005

Main Phone Number:

(714) 247-6000

June 24, 2005

https://www.tss.db.com/invr

Page 1 of 6

Carrington NIM Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

June 27, 2005 Distribution

Certificate Payment Report

Current Period Distribution -

Prior

Current

Class

Original

Principal

Total

Realized

Deferred

Principal

Class

Type

Cur

Face Value

Balance

Interest

Principal

Distribution

Loss

Interest

Balance

(1)

(2)

(3)

(4)=(2)+(3)

(5)

(6)

(7)=(1)-(3)-(5)+(6)

NOTE

75,000,000.00

572,916.67

1,188,671.95

1,761,588.62

0.00

73,811,328.05

OWNER

0.00

Total

75,000,000.00

572,916.67

1,188,671.95

1,761,588.62

0.00

73,811,328.05

Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-

Orig. Principal

Prior

Current

Period

(with Notional)

Principal

Total

Principal

Class

Starting

Ending

Method

Cusip

Balance

Interest

Principal

Distribution

Balance

(1)

(2)

(3)

(4)=(2)+(3)

(5)

NOTE

05/05/05

06/24/05

F-30/360

144534AD6

75,000,000.00

1,000.000000

7.638889

15.848959

23.487848

984.151041

OWNER

05/05/05

06/24/05

F-30/360

CA05N4001

0.00

0.000000

Page 2 of 6

Carrington NIM Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

June 27, 2005 Distribution

Distribution to Date -

Current

Original

Unscheduled

Scheduled

Total

Realized

Deferred

Principal

Class

Face Value

Interest

Principal

Distribution

Loss

Interest

Balance

(1)

(2)

(3)

(4)

(5)=(3)+(4)

(6)=(2)+(5)

(7)

(8)

(9)=(1)-(5)-(7)+(8)

NOTE

75,000,000.00

572,916.67

0.00

1,188,671.95

1,761,588.62

0.00

73,811,328.05

OWNER

0.00

Total

75,000,000.00

572,916.67

1,188,671.95

1,761,588.62

0.00

73,811,328.05

Interest Detail -

Pass

Prior Principal

Non-

Prior

Unscheduled

Paid or

Current

Through

(with Notional)

Accrued

Supported

Unpaid

Interest

Optimal

Deferred

Unpaid

Class

Rate

Balance

Interest

Interest SF

Interest

Adjustment

Interest

(1)

(2)

(3)

(4)

(5)=(1)-(2)+(3)+(4)

(6)

(7)=(5)-(6)

NOTE

5.50000%

75,000,000.00

572,916.67

0.00

572,916.67

0.00

OWNER

0.00000%

0.00

Total

75,000,000.00

572,916.67

0.00

572,916.67

0.00

Page 3 of 6

Carrington NIM Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

June 27, 2005 Distribution

Collection Account Report

SUMMARY

Total

Principal Collections

440.57

TOTAL NET PRINCIPAL

440.57

Interest Collections

1,761,148.05

Interest Other Accounts

0.00

Interest Fees

-0.00

Interest Withdrawals

-0.00

TOTAL NET INTEREST

1,761,148.05

TOTAL AVAILABLE FUNDS FOR DISTRIBUTION

1,761,588.62

PRINCIPAL - COLLECTIONS

Total

Principal Received on CA05O2 Class CE

440.57

TOTAL PRINCIPAL COLLECTED

440.57

PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK

PRINCIPAL - OTHER ACCOUNTS

SPACE INTENTIONALLY LEFT BLANK

Page 4 of 6

Carrington NIM Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

June 27, 2005 Distribution

INTEREST - COLLECTIONS

Total

Interest Received on CA05O2 Class CE

1,452,177.17

Prepayment Premiums for CA05O2 Class P

308,970.88

TOTAL INTEREST COLLECTED

1,761,148.05

INTEREST - WITHDRAWALS

Total

Interest Reserve Account Deposit

-0.00

TOTAL INTEREST WITHDRAWALS

-0.00

INTEREST - OTHER ACCOUNTS

Total

Interest Reserve Account Excess

0.00

Amounts from Yield Maintenance Agreement

0.00

TOTAL INTEREST OTHER ACCOUNTS

0.00

INTEREST - FEES

Total

Tax Fees

0.00

Governmental Fees

0.00

Extraordinary Expenses

0.00

TOTAL INTEREST FEES

0.00

Page 5 of 6

Carrington NIM Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

June 27, 2005 Distribution

Credit Enhancement Report

ACCOUNTS

Total

Beginning Interest Reserve Account Balance

0.00

Required Reserve Fund Deposit

0.00

Interest Shortfall Withdrawal Amounts

0.00

Ending Interest Reserve Account Balance

0.00

INSURANCE

SPACE INTENTIONALLY LEFT BLANK

STRUCTURAL FEATURES

SPACE INTENTIONALLY LEFT BLANK

Page 6 of 6

CARRINGTON MORTGAGE LOAN TRUST INC SERIES 2005-OPT2 8-K