
                                      UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  June 27, 2005
                          (Date of earliest event reported):

                  Argent Securities Inc. (as Depositor under the Sale
         and Servicing Agreement, dated as April 19, 2004, providing for the
          issuance of Asset-Backed Pass-Through Certificates, Series 2005-W1)
                 (Exact name of registrant as specified in charter)


                                       DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-112237-05                         77-0599834
          (Commission File Number)        (I.R.S. Employer Identification No.)


          1100 TOWN & COUNTRY ROAD, SUITE 1100
          ORANGE, CALIFORNIA                              92868
          (Address of principal executive offices)     (Zip Code)


         Registrant's Telephone Number, Including Area Code:  (714) 541-9960


(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     June 27, 2005.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.


                                  Deutsche Bank National Trust Company,
                                  in its capacity as Indenture Trustee under
                                  the Pooling and Servicing Agreement on
                                  behalf of Argent Securities Inc., Registrant


          Date:  Jun 30, 2005               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of June 27, 2005.



Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

				External Parties						Table of Contents

													Page
				Seller									Page
				Seller						1. Certificate Payment Report					2
				Argent Mortgage Co.,LLC						1. Certificate Payment Report					2
				Argent Mortgage Co.,LLC						2. Collection Account Report					4
										2. Collection Account Report					4
										3. Credit Enhancement Report					6
										4. Collateral Report					7
				Certificate Insurer(s)						5. Delinquency Report					10
				Certificate Insurer(s)						5. Delinquency Report					10
										6. REO Report					13

				Radian Insurance Inc.						7. Foreclosure Report					14
										8. Prepayment Report					15
										9. Prepayment Detail Report					18
										9. Prepayment Detail Report					18
										10. Realized Loss Report					23
										11. Realized Loss Detail Report					26
				Servicer(s)						11. Realized Loss Detail Report					26
				Servicer(s)						12. Triggers and Adj. Cert. Report					27
				Ameriquest Mortgage Corp						12. Triggers and Adj. Cert. Report					27
				Ameriquest Mortgage Corp


				Underwriter(s)
				Morgan Stanley
				Goldman Sachs & Co.
				BNP Paribas
				RBS Greenwich Capital

										Total Number of Pages					27
															27


				Dates						Contacts

				Cut-Off Date:			April 01, 2005			Valerie Delgado
				Close Date:			April 19, 2005			Administrator
				First Distribution Date:			May 25, 2005			(714) 247-6273
										valerie.m.delgado@db.com
										valerie.m.delgado@db.com
										Address:
										1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:			June 27, 2005
										Factor Information:			(800) 735-7777
				Record Date:			May 31, 2005			Factor Information:			(800) 735-7777
										Main Phone Number:			(714) 247-6000

							June 24, 2005
							June 24, 2005

										https://www.tss.db.com/invr






Page 1 of 27
Argent Mortgage Loan Trust 2005-W1

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Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Certificate Payment Report
Current Period Distribution -
					Prior												Current
	Class		Original		Principal						Total		Realized		Deferred		Principal
	Class		Original		Principal						Total		Realized		Deferred		Principal
Class	Type	Cur	Face Value		Balance		Interest		Principal		Distribution		Loss		Interest		Balance


					(1)		(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)

A-1	SR	$	1,185,762,000.00		1,171,612,507.94		3,576,347.17		21,133,571.14		24,709,918.31		0.00		0.00		1,150,478,936.80
A-1	SR	$	1,185,762,000.00		1,171,612,507.94		3,576,347.17		21,133,571.14		24,709,918.31		0.00		0.00		1,150,478,936.80
A-2	SR	$	1,232,988,000.00		1,214,610,357.90		3,707,598.12		18,991,442.23		22,699,040.35		0.00		0.00		1,195,618,915.67
TRUST	RES	$	0.00		0.00		4,897,031.21		0.00		4,897,031.21		0.00		0.00		0.00






Total			2,418,750,000.00		2,386,222,865.84		12,180,976.50		40,125,013.37		52,305,989.87		0.00		0.00		2,346,097,852.47
Total




Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
									Orig. Principal		Prior							Current
									Orig. Principal		Prior							Current
	Period		Period						(with Notional)		Principal						Total	Principal
	Period		Period
Class	Starting		Ending		Method		Cusip		Balance		Balance		Interest		Principal		Distribution	Balance

									(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1	05/25/05		06/26/05		A-Act/360		040104MX6		1,185,762,000.00		988.067174		3.016075		17.822777		20.838852	970.244397
A-2	05/25/05		06/26/05		A-Act/360		040104MY4		1,232,988,000.00		985.095036		3.007003		15.402779		18.409782	969.692256
TRUST	05/01/05		05/30/05		A-30/360				0.00		0.000000		0.000000		0.000000		0.000000	0.000000








Page 2 of 27
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2005-W1

June 27, 2005 Distribution

Distribution to Date -
																	Current


	Original				Unscheduled		Scheduled		Total		Total		Realized		Deferred		Principal

Class	Face Value		Interest		Principal		Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)		(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1	1,185,762,000.00		7,394,500.81		33,402,882.02		1,880,181.18		35,283,063.20		42,677,564.01		0.00		0.00		1,150,478,936.80
A-2	1,232,988,000.00		7,677,819.48		35,337,712.01		2,031,372.32		37,369,084.33		45,046,903.81		0.00		0.00		1,195,618,915.67
TRUST	0.00		7,856,745.71		0.00		0.00		0.00		7,856,745.71		0.00		0.00		0.00






Total	2,418,750,000.00		22,929,066.00		68,740,594.03		3,911,553.50		72,652,147.53		95,581,213.53		0.00		0.00		2,346,097,852.47


Interest Detail -
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or		Current
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or

	Through		(with Notional)		Accrued		Supported		Unpaid		Interest		Optimal		Deferred		Unpaid

Class	Rate		Balance		Interest		Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)		(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1	3.19926%		1,171,612,507.94		3,435,939.14		0.00		0.00		0.00		3,435,939.14		3,576,347.17		0.00
A-2	3.33000%		1,214,610,357.90		3,707,598.12		0.00		0.00		0.00		3,707,598.12		3,707,598.12		0.00
TRUST	0.00000%		0.00		0.00		0.00		0.00		0.00		0.00		4,897,031.21		0.00






Total			2,386,222,865.84		7,143,537.26		0.00		0.00		0.00		7,143,537.26		12,180,976.50		0.00



Page 3 of 27
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2005-W1

June 27, 2005 Distribution
Collection Account Report
SUMMARY
SUMMARY
										Group 2		Group 1		Total
Principal Collections										18,991,442.23		21,133,571.14		40,125,013.37
Principal Withrawals										0.00		0.00		0.00
Principal Other Accounts										0.00		0.00		0.00
TOTAL NET PRINCIPAL										18,991,442.23		21,133,571.14		40,125,013.37
Interest Collections										7,306,833.45		7,073,412.75		14,380,246.21
Interest Withdrawals										-0.00		-0.00		-0.00
Interest Other Accounts										(508,959.61)		(410,078.26)		(919,037.87)
Interest Fees										-638,786.22		-641,445.61		-1,280,231.84
TOTAL NET INTEREST										6,159,087.63		6,021,888.88		12,180,976.50
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION										25,150,529.86		27,155,460.02		52,305,989.87



PRINCIPAL - COLLECTIONS
PRINCIPAL - COLLECTIONS
											Group 2		Group 1		Total
Scheduled Principal Received											967,740.76		980,539.42		1,948,280.18
Prepayments In Full											17,856,251.53		20,102,065.80		37,958,317.33
Curtailments											59,592.44		50,965.92		110,558.36
Liquidations											0.00		0.00		0.00
Insurance Principal											0.00		0.00		0.00
Repurchased Principal Amounts											107,857.50		0.00		107,857.50
Other Principal											0.00		0.00		0.00
Total Realized Loss Of Principal											-0.00		-0.00		-0.00
Delinquent Principal											-402,852.57		-362,138.46		-764,991.03
Advanced Principal											402,852.57		362,138.46		764,991.03
TOTAL PRINCIPAL COLLECTED											18,991,442.23		21,133,571.14		40,125,013.37


PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK



PRINCIPAL - OTHER ACCOUNTS
PRINCIPAL - OTHER ACCOUNTS
										Group 2		Group 1		Total
TOTAL OTHER ACCOUNTS PRINCIPAL										0.00		0.00		0.00





Page 4 of 27
Argent Mortgage Loan Trust 2005-W1

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Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

INTEREST - COLLECTIONS
INTEREST - COLLECTIONS
										Group 2		Group 1		Total
Scheduled Interest										7,531,378.68		7,265,602.42		14,796,981.10
Liquidation Interest										0.00		0.00		0.00
Repurchased Interest										728.04		0.00		728.04
Insurance Interest										0.00		0.00		0.00
Other Interest										0.00		0.00		0.00
Relief Act Interest Shortfalls										-0.00		-0.00		-0.00
Prepayment Interest Shortfalls										-21,958.97		-23,502.91		-45,461.88
Compensating Interest										21,958.97		23,502.91		45,461.88
Delinquent Interest										-3,349,814.98		-2,850,357.73		-6,200,172.71
Interest Advanced										3,124,541.71		2,658,168.06		5,782,709.77
TOTAL INTEREST COLLECTED										7,306,833.45		7,073,412.75		14,380,246.21


INTEREST - WITHDRAWALS
INTEREST - WITHDRAWALS
										Group 2		Group 1		Total
Nonrecoverable Advances										0.00		0.00		0.00
TOTAL INTEREST WITHDRAWALS										0.00		0.00		0.00



INTEREST - OTHER ACCOUNTS
INTEREST - OTHER ACCOUNTS
										Group 2		Group 1		Total
Prepayment Charges										226,028.25		297,146.99		523,175.24
Net Swap Payment: Inflow/(Outflow)										(734,987.86)		(707,225.25)		(1,442,213.11)
TOTAL INTEREST OTHER ACCOUNTS										(508,959.61)		(410,078.26)		(919,037.87)



INTEREST - FEES
INTEREST - FEES
										Group 2		Group 1		Total
Current Servicing Fees										298,071.98		312,578.78		610,650.76
Trustee Fees										889.69		858.11		1,747.79
FGIC Insurance Premium										121,461.04		117,161.25		238,622.29
Pool Insurance Premium										218,363.52		210,847.47		429,210.99
TOTAL INTEREST OTHER FEES										638,786.22		641,445.61		1,280,231.84




Page 5 of 27
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2005-W1

June 27, 2005 Distribution
Credit Enhancement Report
ACCOUNTS

SPACE INTENTIONALLY LEFT BLANK



INSURANCE

SPACE INTENTIONALLY LEFT BLANK



STRUCTURAL FEATURES
STRUCTURAL FEATURES
										Group 2		Group 1		Total
Begining Overcollateralization Amount														81,250,006.85
Ending Overcollateralized Amount														81,250,006.85
Overcollateralization Release Amount														0.00
Overcollateralization Deficiency Amount														0.00
Overcollateralization Target Amount														81,250,006.85




Page 6 of 27
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2005-W1

June 27, 2005 Distribution
Collateral Report


COLLATERAL



											Group 2		Group 1		Total



Loan Count:


Original										5,441		7,808		13,249
Prior										5,384		7,738		13,122
Prefunding										0		0		0
Scheduled Paid Offs										-0		-0		-0
Full Voluntary Prepayments										-77		-109		-186
Repurchases										-1		-0		-1
Liquidations										-0		-0		-0
Current										5,306		7,629		12,935
Principal Balance:


Original										1,274,406,350.42		1,225,593,860.42		2,500,000,210.84
Prior										1,256,028,593.07		1,211,444,279.62		2,467,472,872.69
Prefunding										0.00		0.00		0.00
Scheduled Principal										-967,740.76		-980,539.42		-1,948,280.18
Partial Prepayments										-59,592.44		-50,965.92		-110,558.36
Full Voluntary Prepayments										-17,856,251.53		-20,102,065.80		-37,958,317.33
Repurchases										-107,857.50		-0.00		-107,857.50
Liquidations										-0.00		-0.00		-0.00
Current										1,237,037,150.84		1,190,310,708.48		2,427,347,859.32





PREFUNDING

SPACE INTENTIONALLY LEFT BLANK






Page 7 of 27
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2005-W1

June 27, 2005 Distribution

CHARACTERISTICS
CHARACTERISTICS
										Group 2		Group 1		Total
Weighted Average Coupon Original										7.19829%		7.19924%		7.19876%
Weighted Average Coupon Prior										7.19829%		7.19924%		7.19876%
Weighted Average Coupon Current										7.19612%		7.19697%		7.19653%
Weighted Average Months to Maturity Original										356		355		355
Weighted Average Months to Maturity Prior										356		355		355
Weighted Average Months to Maturity Current										355		354		354
Weighted Avg Remaining Amortization Term Original										356		355		355
Weighted Avg Remaining Amortization Term Prior										356		355		355
Weighted Avg Remaining Amortization Term Current										355		354		354
Weighted Average Seasoning Original										2.56		2.57		2.57
Weighted Average Seasoning Prior										2.56		2.57		2.57
Weighted Average Seasoning Current										3.56		3.57		3.56









Page 8 of 27
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2005-W1

June 27, 2005 Distribution

ARM CHARACTERISTICS
ARM CHARACTERISTICS
										Group 2		Group 1		Total
Weighted Average Margin Original										5.92513%		5.90336%		5.91446%
Weighted Average Margin Prior										5.92513%		5.90336%		5.91446%
Weighted Average Margin Current										5.92553%		5.90480%		5.91535%
Weighted Average Max Rate Original										13.40370%		13.39495%		13.39941%
Weighted Average Max Rate Prior										13.40370%		13.39495%		13.39941%
Weighted Average Max Rate Current										13.40161%		13.39393%		13.39784%
Weighted Average Min Rate Original										7.40370%		7.39495%		7.39941%
Weighted Average Min Rate Prior										7.40370%		7.39495%		7.39941%
Weighted Average Min Rate Current										7.40161%		7.39393%		7.39784%
Weighted Average Cap Up Original										1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Prior										1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Current										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Original										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Prior										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Current										1.00000%		1.00000%		1.00000%




SERVICING FEES & ADVANCES

											Group 2		Group 1		Total




Current Servicing Fees										298,071.98		312,578.78		610,650.76
Delinquent Servicing Fees										225,273.26		192,189.67		417,462.93
TOTAL SERVICING FEES										523,345.26		504,768.46		1,028,113.72


Compensating Interest										-21,958.97		-23,502.91		-45,461.88
Delinquent Servicing Fees										-225,273.26		-192,189.67		-417,462.93
COLLECTED SERVICING FEES										276,113.03		289,075.89		565,188.91


Aggregate Advances with respect to this Distribution										3,527,394.28		3,020,306.52		6,547,700.80





ADDITIONAL COLLATERAL INFORMATION
										Group 2		Group 1		Total
Net Prepayment Interest Shortfall										0.00		0.00		0.00
Libor For Current Period														3.0900%




Page 9 of 27
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2005-W1

June 27, 2005 Distribution
Delinquency Report

	TOTAL
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				19,226,351.93		70,231.08		0.00		19,296,583.01
			% Balance				0.79%		0.00%		0.00%		0.79%
			# Loans				109		1		0		110
			% # Loans				0.84%		0.01%		0.00%		0.85%
	FORECLOSURE		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		1,609,527.00		0.00		0.00		0.00		1,609,527.00
			% Balance		0.07%		0.00%		0.00%		0.00%		0.07%
			# Loans		12		0		0		0		12
			% # Loans		0.09%		0.00%		0.00%		0.00%		0.09%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		1,609,527.00		19,226,351.93		70,231.08		0.00		20,906,110.01
			% Balance		0.07%		0.79%		0.00%		0.00%		0.86%
			# Loans		12		109		1		0		122
			% # Loans		0.09%		0.84%		0.01%		0.00%		0.94%









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2005-W1

June 27, 2005 Distribution


	GROUP 1
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				7,980,122.64		0.00		0.00		7,980,122.64
			% Balance				0.67%		0.00%		0.00%		0.67%
			# Loans				59		0		0		59
			% # Loans				0.77%		0.00%		0.00%		0.77%
	FORECLOSURE		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		1,111,108.15		0.00		0.00		0.00		1,111,108.15
			% Balance		0.09%		0.00%		0.00%		0.00%		0.09%
			# Loans		10		0		0		0		10
			% # Loans		0.13%		0.00%		0.00%		0.00%		0.13%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		1,111,108.15		7,980,122.64		0.00		0.00		9,091,230.79
			% Balance		0.09%		0.67%		0.00%		0.00%		0.76%
			# Loans		10		59		0		0		69
			% # Loans		0.13%		0.77%		0.00%		0.00%		0.90%










Page 11 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

	GROUP 2
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				11,246,229.29		70,231.08		0.00		11,316,460.37
			% Balance				0.91%		0.01%		0.00%		0.91%
			# Loans				50		1		0		51
			% # Loans				0.94%		0.02%		0.00%		0.96%
	FORECLOSURE		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	BANKRUPTCY		Balance		498,418.85		0.00		0.00		0.00		498,418.85
			% Balance		0.04%		0.00%		0.00%		0.00%		0.04%
			# Loans		2		0		0		0		2
			% # Loans		0.04%		0.00%		0.00%		0.00%		0.04%
	REO		Balance		0.00		0.00		0.00		0.00		0.00
			% Balance		0.00%		0.00%		0.00%		0.00%		0.00%
			# Loans		0		0		0		0		0
			% # Loans		0.00%		0.00%		0.00%		0.00%		0.00%
	TOTAL		Balance		498,418.85		11,246,229.29		70,231.08		0.00		11,814,879.22
			% Balance		0.04%		0.91%		0.01%		0.00%		0.96%
			# Loans		2		50		1		0		53
			% # Loans		0.04%		0.94%		0.02%		0.00%		1.00%









Page 12 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
REO Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date




TOTAL



Page 13 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Foreclosure Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date




TOTAL



Page 14 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Prepayment Report

VOLUNTARY PREPAYMENTS
VOLUNTARY PREPAYMENTS

											Group 2		Group 1		Total




Current


Number of Paid in Full Loans										77		109		186
Number of Repurchased Loans										1		0		1
Total Number of Loans Prepaid in Full										78		109		187
Curtailments Amount										59,592.44		50,965.92		110,558.36
Paid in Full Balance										17,856,251.53		20,102,065.80		37,958,317.33
Repurchased Loans Balance										107,857.50		0.00		107,857.50
Total Prepayment Amount										18,023,701.47		20,153,031.72		38,176,733.19

Cumulative


Number of Paid in Full Loans										127		166		293
Number of Repurchased Loans										8		13		21
Total Number of Loans Prepaid in Full										135		179		314
Paid in Full Balance										32,933,325.45		30,515,608.40		63,448,933.85
Repurchased Loans Balance										2,054,533.13		2,650,507.63		4,705,040.76
Curtailments Amount										439,483.28		147,340.13		586,823.41
Total Prepayment Amount										35,427,341.86		33,313,456.16		68,740,798.02










Page 15 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

VOLUNTARY PREPAYMENTS RATES
VOLUNTARY PREPAYMENTS RATES

											Group 2		Group 1		Total



SMM										1.44%		1.66%		1.55%
3 Months Avg SMM										1.40%		1.37%		1.39%
12 Months Avg SMM										1.40%		1.37%		1.39%
Avg SMM Since Cut-off										1.40%		1.37%		1.39%


CPR										15.93%		18.25%		17.08%
3 Months Avg CPR										15.58%		15.26%		15.42%
12 Months Avg CPR										15.58%		15.26%		15.42%
Avg CPR Since Cut-off										15.58%		15.26%		15.42%


PSA										2,238.54%		2,555.46%		2,395.42%
3 Months Avg PSA Approximation										2,544.78%		2,483.43%		2,514.66%
12 Months Avg PSA Approximation										2,544.78%		2,483.43%		2,514.66%
Avg PSA Since Cut-off Approximation										2,544.78%		2,483.43%		2,514.66%










Page 16 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution






PREPAYMENT CALCULATION METHODOLOGY

Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.













Page 17 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

63347157 2			60,000.00		59,465.29			08-Jun-2005		7.400%		NC - 58.25%		Paid Off - 360		01-Dec-2004
			60,000.00

63703870 1			172,000.00		171,499.77			17-May-2005		7.650%		NV - 80.00%		Paid Off - 360		01-Feb-2005
63703870 1					171,499.77			17-May-2005		7.650%		NV - 80.00%		Paid Off - 360		01-Feb-2005
64171994 1			87,600.00		87,163.07			16-May-2005		7.800%		OH - 76.17%		Paid Off - 360		01-Nov-2004
64171994 1					87,163.07			16-May-2005		7.800%		OH - 76.17%		Paid Off - 360		01-Nov-2004
65159519 2			364,000.00		362,288.10			30-May-2005		6.350%		NJ - 70.00%		Paid Off - 360		01-Jan-2005
65159519 2					362,288.10			30-May-2005		6.350%		NJ - 70.00%		Paid Off - 360		01-Jan-2005
65389157 2			495,000.00		493,862.89			26-May-2005		9.900%		NY - 90.00%		Paid Off - 360		01-Jan-2005
65389157 2					493,862.89			26-May-2005		9.900%		NY - 90.00%		Paid Off - 360		01-Jan-2005
65777336 2			128,800.00		128,545.35			31-May-2005		8.450%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
65777336 2					128,545.35			31-May-2005		8.450%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
65787491 1			206,300.00		205,555.14			19-May-2005		6.550%		OH - 66.55%		Paid Off - 360		01-Feb-2005
65787491 1					205,555.14			19-May-2005		6.550%		OH - 66.55%		Paid Off - 360		01-Feb-2005
66009655 1			150,000.00		149,096.64			19-May-2005		7.850%		CA - 54.55%		Paid Off - 360		01-Mar-2005
66009655 1					149,096.64			19-May-2005		7.850%		CA - 54.55%		Paid Off - 360		01-Mar-2005
66099896 2			120,805.00		120,485.63			24-May-2005		7.950%		FL - 80.00%		Paid Off - 360		01-Mar-2005
66099896 2					120,485.63			24-May-2005		7.950%		FL - 80.00%		Paid Off - 360		01-Mar-2005
66215690 1			200,600.00		200,058.26			26-May-2005		6.550%		MO - 88.37%		Paid Off - 360		01-Mar-2005
66215690 1					200,058.26			26-May-2005		6.550%		MO - 88.37%		Paid Off - 360		01-Mar-2005
66273111 1			99,200.00		98,736.73			07-Jun-2005		7.650%		AL - 80.00%		Paid Off - 360		01-Dec-2004
66273111 1					98,736.73			07-Jun-2005		7.650%		AL - 80.00%		Paid Off - 360		01-Dec-2004
66443490 2			207,000.00		206,489.57			23-May-2005		8.850%		OR - 90.00%		Paid Off - 360		01-Mar-2005
66443490 2					206,489.57			23-May-2005		8.850%		OR - 90.00%		Paid Off - 360		01-Mar-2005
66708975 1			275,000.00		274,318.19			24-May-2005		6.988%		MD - 85.94%		Paid Off - 360		01-Mar-2005
66708975 1					274,318.19			24-May-2005		6.988%		MD - 85.94%		Paid Off - 360		01-Mar-2005
66804279 2			380,000.00		378,730.72			06-Jun-2005		6.950%		CO - 95.00%		Paid Off - 360		01-Feb-2005
66804279 2					378,730.72			06-Jun-2005		6.950%		CO - 95.00%		Paid Off - 360		01-Feb-2005
67213835 2			344,850.00		343,905.66			19-May-2005		7.950%		FL - 95.00%		Paid Off - 360		01-Feb-2005
67213835 2					343,905.66			19-May-2005		7.950%		FL - 95.00%		Paid Off - 360		01-Feb-2005
67332973 1			258,000.00		257,439.04			07-Jun-2005		7.650%		MD - 78.18%		Paid Off - 360		01-Mar-2005
67332973 1					257,439.04			07-Jun-2005		7.650%		MD - 78.18%		Paid Off - 360		01-Mar-2005
67337253 2			235,600.00		235,060.80			07-Jun-2005		7.400%		FL - 95.00%		Paid Off - 360		01-Mar-2005
67337253 2					235,060.80			07-Jun-2005		7.400%		FL - 95.00%		Paid Off - 360		01-Mar-2005
67347310 1			118,800.00		118,423.64			12-May-2005		8.350%		FL - 80.00%		Paid Off - 360		01-Jan-2005
67347310 1					118,423.64			12-May-2005		8.350%		FL - 80.00%		Paid Off - 360		01-Jan-2005
67359919 1			101,915.00		101,677.86			23-May-2005		8.750%		OH - 85.00%		Paid Off - 360		01-Feb-2005
67359919 1					101,677.86			23-May-2005		8.750%		OH - 85.00%		Paid Off - 360		01-Feb-2005
67454256 1			285,000.00		284,526.77			03-Jun-2005		6.950%		MD - 95.00%		Paid Off - 360		01-Apr-2005
67454256 1					284,526.77			03-Jun-2005		6.950%		MD - 95.00%		Paid Off - 360		01-Apr-2005
67801936 1			80,750.00		80,664.17			31-May-2005		9.150%		NC - 95.00%		Paid Off - 360		01-Apr-2005
67801936 1					80,664.17			31-May-2005		9.150%		NC - 95.00%		Paid Off - 360		01-Apr-2005
68066893 2			155,600.00		155,386.22			31-May-2005		7.900%		WI - 80.00%		Paid Off - 360		01-Apr-2005
68066893 2					155,386.22			31-May-2005		7.900%		WI - 80.00%		Paid Off - 360		01-Apr-2005
68150556 2			198,000.00		197,351.48			13-May-2005		7.050%		FL - 60.00%		Paid Off - 360		01-Feb-2005
68150556 2					197,351.48			13-May-2005		7.050%		FL - 60.00%		Paid Off - 360		01-Feb-2005
68283019 2			350,200.00		349,683.74			01-Jun-2005		7.550%		MD - 80.00%		Paid Off - 360		01-Apr-2005
68283019 2					349,683.74			01-Jun-2005		7.550%		MD - 80.00%		Paid Off - 360		01-Apr-2005
68473198 1			190,000.00		189,557.91			02-Jun-2005		8.750%		OH - 95.00%		Paid Off - 360		01-Feb-2005
68473198 1					189,557.91			02-Jun-2005		8.750%		OH - 95.00%		Paid Off - 360		01-Feb-2005
68473594 1			78,700.00		78,499.54			26-May-2005		6.850%		FL - 74.95%		Paid Off - 360		01-Mar-2005
68473594 1					78,499.54			26-May-2005		6.850%		FL - 74.95%		Paid Off - 360		01-Mar-2005
68488790 1			340,000.00		338,772.40			31-May-2005		6.550%		CA - 85.00%		Paid Off - 360		01-Feb-2005
68488790 1					338,772.40			31-May-2005		6.550%		CA - 85.00%		Paid Off - 360		01-Feb-2005
68492875 1			300,000.00		299,370.65			27-May-2005		9.250%		CT - 75.00%		Paid Off - 360		01-Feb-2005
68492875 1					299,370.65			27-May-2005		9.250%		CT - 75.00%		Paid Off - 360		01-Feb-2005
68606052 2			469,000.00		468,063.87			13-May-2005		6.000%		CA - 67.00%		Paid Off - 360		01-Apr-2005
68606052 2					468,063.87			13-May-2005		6.000%		CA - 67.00%		Paid Off - 360		01-Apr-2005
68656115 1			236,000.00		235,324.70			09-Jun-2005		6.250%		IL - 85.82%		Paid Off - 360		01-Mar-2005
68656115 1					235,324.70			09-Jun-2005		6.250%		IL - 85.82%		Paid Off - 360		01-Mar-2005
68685510 1			100,000.00		99,744.67			16-May-2005		8.300%		FL - 80.00%		Paid Off - 360		01-Feb-2005
68685510 1					99,744.67			16-May-2005		8.300%		FL - 80.00%		Paid Off - 360		01-Feb-2005
68722172 1			140,000.00		140,000.00			31-May-2005		7.500%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
68722172 1					140,000.00			31-May-2005		7.500%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
68818632 1			247,500.00		246,797.98			12-May-2005		7.775%		GA - 90.00%		Paid Off - 360		01-Feb-2005
68818632 1					246,797.98			12-May-2005		7.775%		GA - 90.00%		Paid Off - 360		01-Feb-2005
68818913 1			225,000.00		224,437.97			17-May-2005		6.950%		CA - 75.00%		Paid Off - 360		01-Mar-2005
68818913 1					224,437.97			17-May-2005		6.950%		CA - 75.00%		Paid Off - 360		01-Mar-2005
68820992 1			252,000.00		250,870.01			02-Jun-2005		7.650%		CA - 90.00%		Paid Off - 360		01-Feb-2005
68820992 1					250,870.01			02-Jun-2005		7.650%		CA - 90.00%		Paid Off - 360		01-Feb-2005
68827476 2			251,750.00		251,164.27			12-May-2005		8.750%		NY - 95.00%		Paid Off - 360		01-Feb-2005
68827476 2					251,164.27			12-May-2005		8.750%		NY - 95.00%		Paid Off - 360		01-Feb-2005
68838853 1			77,400.00		77,292.56			24-May-2005		7.850%		MI - 90.00%		Paid Off - 360		01-Apr-2005
68838853 1					77,292.56					7.850%		MI - 90.00%		Paid Off - 360



Page 18 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

68971076 1			176,400.00		176,041.80			24-May-2005		7.990%		NJ - 90.00%		Paid Off - 360		01-Mar-2005
			176,400.00

68971993 1			175,750.00		175,356.25			25-May-2005		7.500%		IL - 95.00%		Paid Off - 360		01-Mar-2005
68971993 1					175,356.25			25-May-2005		7.500%		IL - 95.00%		Paid Off - 360		01-Mar-2005
68976711 2			223,250.00		222,850.69			07-Jun-2005		8.750%		IL - 95.00%		Paid Off - 360		01-Mar-2005
68976711 2					222,850.69			07-Jun-2005		8.750%		IL - 95.00%		Paid Off - 360		01-Mar-2005
69032159 2			87,200.00		86,899.30			09-Jun-2005		7.750%		MD - 80.00%		Paid Off - 360		01-Feb-2005
69032159 2					86,899.30			09-Jun-2005		7.750%		MD - 80.00%		Paid Off - 360		01-Feb-2005
69058279 2			197,000.00		196,343.28			06-Jun-2005		6.960%		NV - 58.81%		Paid Off - 360		01-Feb-2005
69058279 2					196,343.28			06-Jun-2005		6.960%		NV - 58.81%		Paid Off - 360		01-Feb-2005
69094035 1			146,000.00		145,587.93			18-May-2005		7.800%		CA - 76.84%		Paid Off - 360		01-Feb-2005
69094035 1					145,587.93			18-May-2005		7.800%		CA - 76.84%		Paid Off - 360		01-Feb-2005
69133312 1			146,300.00		145,921.01			25-May-2005		8.225%		MI - 95.00%		Paid Off - 360		01-Feb-2005
69133312 1					145,921.01			25-May-2005		8.225%		MI - 95.00%		Paid Off - 360		01-Feb-2005
69142891 1			175,500.00		175,499.99			03-Jun-2005		7.850%		FL - 90.00%		Paid Off - 360		01-Apr-2005
69142891 1					175,499.99			03-Jun-2005		7.850%		FL - 90.00%		Paid Off - 360		01-Apr-2005
69160679 2			144,000.00		143,774.28			08-Jun-2005		9.250%		WA - 80.00%		Paid Off - 360		01-Mar-2005
69160679 2					143,774.28			08-Jun-2005		9.250%		WA - 80.00%		Paid Off - 360		01-Mar-2005
69165710 2			204,250.00		203,927.92			23-May-2005		9.250%		MA - 95.00%		Paid Off - 360		01-Mar-2005
69165710 2					203,927.92			23-May-2005		9.250%		MA - 95.00%		Paid Off - 360		01-Mar-2005
69203677 1			208,000.00		206,169.75			23-May-2005		5.750%		CA - 80.00%		Paid Off - 360		01-Mar-2005
69203677 1					206,169.75			23-May-2005		5.750%		CA - 80.00%		Paid Off - 360		01-Mar-2005
69265635 2			205,500.00		204,971.39			08-Jun-2005		6.800%		NJ - 75.00%		Paid Off - 360		01-Mar-2005
69265635 2					204,971.39			08-Jun-2005		6.800%		NJ - 75.00%		Paid Off - 360		01-Mar-2005
69293355 2			328,500.00		328,136.01			31-May-2005		8.950%		FL - 90.00%		Paid Off - 360		01-Apr-2005
69293355 2					328,136.01			31-May-2005		8.950%		FL - 90.00%		Paid Off - 360		01-Apr-2005
69297919 1			201,000.00		200,484.79			18-May-2005		6.990%		NJ - 74.44%		Paid Off - 360		01-Mar-2005
69297919 1					200,484.79			18-May-2005		6.990%		NJ - 74.44%		Paid Off - 360		01-Mar-2005
69313955 2			194,750.00		194,253.15			06-Jun-2005		8.300%		IL - 95.00%		Paid Off - 360		01-Feb-2005
69313955 2					194,253.15			06-Jun-2005		8.300%		IL - 95.00%		Paid Off - 360		01-Feb-2005
69459832 2			106,500.00		106,211.28			18-May-2005		8.000%		AL - 75.00%		Paid Off - 360		01-Feb-2005
69459832 2					106,211.28			18-May-2005		8.000%		AL - 75.00%		Paid Off - 360		01-Feb-2005
69538593 1			122,400.00		121,944.21			01-Jun-2005		6.390%		IL - 80.00%		Paid Off - 360		01-Feb-2005
69538593 1					121,944.21			01-Jun-2005		6.390%		IL - 80.00%		Paid Off - 360		01-Feb-2005
69580439 1			76,500.00		76,307.04			24-May-2005		6.900%		IN - 90.00%		Paid Off - 360		01-Mar-2005
69580439 1					76,307.04			24-May-2005		6.900%		IN - 90.00%		Paid Off - 360		01-Mar-2005
69583193 2			370,000.00		369,137.41			23-May-2005		7.300%		CA - 83.15%		Paid Off - 360		01-Mar-2005
69583193 2					369,137.41			23-May-2005		7.300%		CA - 83.15%		Paid Off - 360		01-Mar-2005
69587392 2			184,000.00		183,591.84			11-May-2005		7.550%		IL - 80.00%		Paid Off - 360		01-Mar-2005
69587392 2					183,591.84			11-May-2005		7.550%		IL - 80.00%		Paid Off - 360		01-Mar-2005
69592111 1			124,000.00		123,648.57			11-May-2005		6.300%		FL - 80.00%		Paid Off - 360		01-Mar-2005
69592111 1					123,648.57			11-May-2005		6.300%		FL - 80.00%		Paid Off - 360		01-Mar-2005
69640670 1			149,400.00		#######			07-Jun-2005		8.550%		NV - 90.00%		Paid Off - 360		01-Mar-2005
69640670 1								07-Jun-2005		8.550%		NV - 90.00%		Paid Off - 360		01-Mar-2005
69641512 1			294,000.00		293,261.71			16-May-2005		6.950%		CA - 77.37%		Paid Off - 360		01-Mar-2005
69641512 1					293,261.71			16-May-2005		6.950%		CA - 77.37%		Paid Off - 360		01-Mar-2005
69642718 2			412,284.00		411,279.41			31-May-2005		8.525%		CA - 95.00%		Paid Off - 360		01-Feb-2005
69642718 2					411,279.41			31-May-2005		8.525%		CA - 95.00%		Paid Off - 360		01-Feb-2005
69671352 2			238,500.00		238,011.77			03-Jun-2005		7.950%		GA - 90.00%		Paid Off - 360		01-Mar-2005
69671352 2					238,011.77			03-Jun-2005		7.950%		GA - 90.00%		Paid Off - 360		01-Mar-2005
69704591 1			128,000.00		127,686.50			06-Jun-2005		7.050%		NY - 80.00%		Paid Off - 360		01-Mar-2005
69704591 1					127,686.50			06-Jun-2005		7.050%		NY - 80.00%		Paid Off - 360		01-Mar-2005
69710796 1			84,247.00		84,074.53			13-May-2005		7.950%		IL - 95.00%		Paid Off - 360		01-Mar-2005
69710796 1					84,074.53			13-May-2005		7.950%		IL - 95.00%		Paid Off - 360		01-Mar-2005
69747913 2			210,000.00		209,617.58			18-May-2005		8.525%		IL - 75.00%		Paid Off - 360		01-Mar-2005
69747913 2					209,617.58			18-May-2005		8.525%		IL - 75.00%		Paid Off - 360		01-Mar-2005
69765592 1			75,000.00		74,862.71			26-May-2005		8.500%		MN - 75.00%		Paid Off - 360		01-Mar-2005
69765592 1					74,862.71			26-May-2005		8.500%		MN - 75.00%		Paid Off - 360		01-Mar-2005
69769792 1			351,000.00		350,466.86			17-May-2005		9.400%		NY - 90.00%		Paid Off - 360		01-Mar-2005
69769792 1					350,466.86			17-May-2005		9.400%		NY - 90.00%		Paid Off - 360		01-Mar-2005
69804953 1			93,750.00		93,577.75			13-May-2005		8.650%		CA - 75.00%		Paid Off - 360		01-Mar-2005
69804953 1					93,577.75			13-May-2005		8.650%		CA - 75.00%		Paid Off - 360		01-Mar-2005
69813798 2			76,000.00		75,783.55			27-May-2005		6.275%		MI - 80.00%		Paid Off - 360		01-Mar-2005
69813798 2					75,783.55			27-May-2005		6.275%		MI - 80.00%		Paid Off - 360		01-Mar-2005
69827236 2			166,500.00		166,247.07			10-Jun-2005		9.400%		MD - 90.00%		Paid Off - 360		01-Mar-2005
69827236 2					166,247.07			10-Jun-2005		9.400%		MD - 90.00%		Paid Off - 360		01-Mar-2005
69835551 1			68,750.00		68,314.39			31-May-2005		6.250%		OH - 76.39%		Paid Off - 240		01-Mar-2005
69835551 1					68,314.39			31-May-2005		6.250%		OH - 76.39%		Paid Off - 240		01-Mar-2005
69893071 1			220,000.00		219,074.57			02-Jun-2005		5.750%		CA - 78.57%		Paid Off - 360		01-Feb-2005
69893071 1					219,074.57			02-Jun-2005		5.750%		CA - 78.57%		Paid Off - 360		01-Feb-2005
69905313 1			107,100.00		106,935.70			07-Jun-2005		7.350%		MD - 90.00%		Paid Off - 360		01-Apr-2005
69905313 1					106,935.70			07-Jun-2005		7.350%		MD - 90.00%		Paid Off - 360		01-Apr-2005
69922912 2			360,000.00		359,306.57			23-May-2005		8.250%		FL - 79.12%		Paid Off - 360		01-Mar-2005
69922912 2					359,306.57			23-May-2005		8.250%		FL - 79.12%		Paid Off - 360		01-Mar-2005
69938876 1			180,000.00		179,576.19			01-Jun-2005		7.250%		CA - 59.02%		Paid Off - 360		01-Mar-2005
69938876 1					179,576.19					7.250%		CA - 59.02%		Paid Off - 360



Page 19 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

69946879 2			110,700.00		110,393.77			02-Jun-2005		7.900%		OH - 90.00%		Paid Off - 360		01-Feb-2005
			110,700.00

69963791 1			103,000.00		102,720.22			26-May-2005		7.990%		IL - 77.44%		Paid Off - 360		01-Feb-2005
69963791 1					102,720.22			26-May-2005		7.990%		IL - 77.44%		Paid Off - 360		01-Feb-2005
69994150 1			100,000.00		99,816.94			03-Jun-2005		8.500%		OH - 80.00%		Paid Off - 360		01-Mar-2005
69994150 1					99,816.94			03-Jun-2005		8.500%		OH - 80.00%		Paid Off - 360		01-Mar-2005
70030994 1			133,000.00		132,701.36			10-Jun-2005		7.500%		NV - 82.10%		Paid Off - 360		01-Mar-2005
70030994 1					132,701.36			10-Jun-2005		7.500%		NV - 82.10%		Paid Off - 360		01-Mar-2005
70044359 2			132,750.00		132,426.13			11-May-2005		8.400%		IL - 75.00%		Paid Off - 360		01-Mar-2005
70044359 2					132,426.13			11-May-2005		8.400%		IL - 75.00%		Paid Off - 360		01-Mar-2005
70102751 1			228,000.00		227,518.95			27-May-2005		7.800%		CA - 78.08%		Paid Off - 360		01-Mar-2005
70102751 1					227,518.95			27-May-2005		7.800%		CA - 78.08%		Paid Off - 360		01-Mar-2005
70110994 1			275,000.00		274,336.32			31-May-2005		7.125%		IL - 77.25%		Paid Off - 360		01-Mar-2005
70110994 1					274,336.32			31-May-2005		7.125%		IL - 77.25%		Paid Off - 360		01-Mar-2005
70147236 2			143,000.00		142,895.30			12-May-2005		10.900%		MI - 65.00%		Paid Off - 360		01-Apr-2005
70147236 2					142,895.30			12-May-2005		10.900%		MI - 65.00%		Paid Off - 360		01-Apr-2005
70158357 2			469,000.00		467,851.29			31-May-2005		7.050%		MN - 70.00%		Paid Off - 360		01-Mar-2005
70158357 2					467,851.29			31-May-2005		7.050%		MN - 70.00%		Paid Off - 360		01-Mar-2005
70164470 1			184,000.00		183,603.72			24-May-2005		7.700%		IL - 78.30%		Paid Off - 360		01-Mar-2005
70164470 1					183,603.72			24-May-2005		7.700%		IL - 78.30%		Paid Off - 360		01-Mar-2005
70190673 2			170,300.00		168,511.96			03-Jun-2005		5.850%		MA - 46.66%		Paid Off - 180		01-Mar-2005
70190673 2					168,511.96			03-Jun-2005		5.850%		MA - 46.66%		Paid Off - 180		01-Mar-2005
70230636 1			202,000.00		201,589.83			26-May-2005		7.990%		IL - 89.78%		Paid Off - 360		01-Mar-2005
70230636 1					201,589.83			26-May-2005		7.990%		IL - 89.78%		Paid Off - 360		01-Mar-2005
70281233 2			216,000.00		215,455.14			02-Jun-2005		6.900%		CA - 80.00%		Paid Off - 360		01-Mar-2005
70281233 2					215,455.14			02-Jun-2005		6.900%		CA - 80.00%		Paid Off - 360		01-Mar-2005
70313879 2			173,000.00		172,523.68			27-May-2005		6.450%		RI - 59.66%		Paid Off - 360		01-Mar-2005
70313879 2					172,523.68			27-May-2005		6.450%		RI - 59.66%		Paid Off - 360		01-Mar-2005
70327911 1			294,000.00		293,522.09			13-May-2005		9.075%		CA - 84.00%		Paid Off - 360		01-Mar-2005
70327911 1					293,522.09			13-May-2005		9.075%		CA - 84.00%		Paid Off - 360		01-Mar-2005
70358395 1			68,040.00		67,899.30			18-May-2005		7.900%		MO - 70.00%		Paid Off - 360		01-Mar-2005
70358395 1					67,899.30			18-May-2005		7.900%		MO - 70.00%		Paid Off - 360		01-Mar-2005
70401153 1			308,750.00		308,149.18			26-May-2005		8.200%		NJ - 95.00%		Paid Off - 360		01-Mar-2005
70401153 1					308,149.18			26-May-2005		8.200%		NJ - 95.00%		Paid Off - 360		01-Mar-2005
70502877 2			192,000.00		191,659.22			12-May-2005		8.650%		FL - 89.70%		Paid Off - 360		01-Mar-2005
70502877 2					191,659.22			12-May-2005		8.650%		FL - 89.70%		Paid Off - 360		01-Mar-2005
70564638 2			264,800.00		264,077.94			16-May-2005		6.500%		CA - 80.00%		Paid Off - 360		01-Mar-2005
70564638 2					264,077.94			16-May-2005		6.500%		CA - 80.00%		Paid Off - 360		01-Mar-2005
70652599 1			308,000.00		307,274.80			02-Jun-2005		7.250%		CA - 80.00%		Paid Off - 360		01-Mar-2005
70652599 1					307,274.80			02-Jun-2005		7.250%		CA - 80.00%		Paid Off - 360		01-Mar-2005
70660154 1			250,000.00		249,518.44			17-May-2005		8.250%		CA - 69.44%		Paid Off - 360		01-Mar-2005
70660154 1					249,518.44			17-May-2005		8.250%		CA - 69.44%		Paid Off - 360		01-Mar-2005
70685995 2			171,000.00		170,702.70			13-May-2005		8.750%		FL - 90.00%		Paid Off - 360		01-Mar-2005
70685995 2					170,702.70			13-May-2005		8.750%		FL - 90.00%		Paid Off - 360		01-Mar-2005
70754072 1			275,000.00		274,126.28			31-May-2005		5.700%		CA - 64.71%		Paid Off - 360		01-Mar-2005
70754072 1					274,126.28			31-May-2005		5.700%		CA - 64.71%		Paid Off - 360		01-Mar-2005
70773676 1			283,500.00		282,948.33			16-May-2005		8.200%		MD - 75.00%		Paid Off - 360		01-Mar-2005
70773676 1					282,948.33			16-May-2005		8.200%		MD - 75.00%		Paid Off - 360		01-Mar-2005
70796115 2			164,800.00		164,445.25			03-Jun-2005		7.700%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
70796115 2					164,445.25			03-Jun-2005		7.700%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
70921515 2			351,000.00		350,323.91			01-Jun-2005		8.250%		CA - 90.00%		Paid Off - 360		01-Mar-2005
70921515 2					350,323.91			01-Jun-2005		8.250%		CA - 90.00%		Paid Off - 360		01-Mar-2005
70953039 1			160,000.00		159,584.40			13-May-2005		6.750%		CA - 57.14%		Paid Off - 360		01-Mar-2005
70953039 1					159,584.40			13-May-2005		6.750%		CA - 57.14%		Paid Off - 360		01-Mar-2005
70958392 2			373,500.00		373,068.65			23-May-2005		8.750%		NY - 90.00%		Paid Off - 360		01-Apr-2005
70958392 2					373,068.65			23-May-2005		8.750%		NY - 90.00%		Paid Off - 360		01-Apr-2005
70962592 1			119,500.00		119,199.87			18-May-2005		6.950%		GA - 74.69%		Paid Off - 360		01-Mar-2005
70962592 1					119,199.87			18-May-2005		6.950%		GA - 74.69%		Paid Off - 360		01-Mar-2005
70990635 1			132,000.00		131,768.10			26-May-2005		8.700%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
70990635 1					131,768.10			26-May-2005		8.700%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
71049753 1			288,000.00		287,592.15			01-Jun-2005		7.750%		IL - 90.00%		Paid Off - 360		01-Apr-2005
71049753 1					287,592.15			01-Jun-2005		7.750%		IL - 90.00%		Paid Off - 360		01-Apr-2005
71074314 1			288,000.00		287,449.92			25-May-2005		6.230%		MN - 62.61%		Paid Off - 360		01-Apr-2005
71074314 1					287,449.92			25-May-2005		6.230%		MN - 62.61%		Paid Off - 360		01-Apr-2005
71084198 2			315,000.00		314,301.26			27-May-2005		7.550%		HI - 78.75%		Paid Off - 360		01-Mar-2005
71084198 2					314,301.26			27-May-2005		7.550%		HI - 78.75%		Paid Off - 360		01-Mar-2005
71085310 1			134,320.00		134,164.87			17-May-2005		8.750%		FL - 79.95%		Paid Off - 360		01-Apr-2005
71085310 1					134,164.87			17-May-2005		8.750%		FL - 79.95%		Paid Off - 360		01-Apr-2005
71116677 2			222,400.00		221,906.67			09-Jun-2005		7.550%		CA - 80.00%		Paid Off - 360		01-Mar-2005
71116677 2					221,906.67			09-Jun-2005		7.550%		CA - 80.00%		Paid Off - 360		01-Mar-2005
71131353 1			266,000.00		265,600.18			19-May-2005		9.450%		MN - 70.00%		Paid Off - 360		01-Mar-2005
71131353 1					265,600.18			19-May-2005		9.450%		MN - 70.00%		Paid Off - 360		01-Mar-2005
71133912 1			252,000.00		251,551.91			01-Jun-2005		6.600%		CA - 69.04%		Paid Off - 360		01-Apr-2005
71133912 1					251,551.91			01-Jun-2005		6.600%		CA - 69.04%		Paid Off - 360		01-Apr-2005
71144992 2			429,300.00		428,236.03			19-May-2005		6.990%		CA - 90.00%		Paid Off - 360		01-Mar-2005
71144992 2					428,236.03					6.990%		CA - 90.00%		Paid Off - 360



Page 20 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

71175756 2			144,000.00		143,707.61			09-Jun-2005		7.990%		CA - 80.00%		Paid Off - 360		01-Mar-2005
			144,000.00

71178230 1			275,000.00		274,531.64			10-Jun-2005		8.850%		CA - 76.39%		Paid Off - 360		01-Mar-2005
71178230 1					274,531.64			10-Jun-2005		8.850%		CA - 76.39%		Paid Off - 360		01-Mar-2005
71198238 2			238,000.00		237,649.16			19-May-2005		7.550%		NJ - 74.38%		Paid Off - 360		01-Apr-2005
71198238 2					237,649.16			19-May-2005		7.550%		NJ - 74.38%		Paid Off - 360		01-Apr-2005
71208474 1			180,000.00		179,672.21			16-May-2005		8.525%		FL - 90.00%		Paid Off - 360		01-Mar-2005
71208474 1					179,672.21			16-May-2005		8.525%		FL - 90.00%		Paid Off - 360		01-Mar-2005
71238430 1			235,000.00		234,389.74			01-Jun-2005		6.790%		CA - 79.13%		Paid Off - 360		01-Mar-2005
71238430 1					234,389.74			01-Jun-2005		6.790%		CA - 79.13%		Paid Off - 360		01-Mar-2005
71253470 2			259,200.00		258,583.65			19-May-2005		7.200%		NV - 80.00%		Paid Off - 360		01-Mar-2005
71253470 2					258,583.65			19-May-2005		7.200%		NV - 80.00%		Paid Off - 360		01-Mar-2005
71322911 1			223,500.00		223,189.79			08-Jun-2005		7.850%		FL - 75.00%		Paid Off - 360		01-Apr-2005
71322911 1					223,189.79			08-Jun-2005		7.850%		FL - 75.00%		Paid Off - 360		01-Apr-2005
71375711 1			81,000.00		80,776.98			07-Jun-2005		6.450%		CA - 40.50%		Paid Off - 360		01-Mar-2005
71375711 1					80,776.98			07-Jun-2005		6.450%		CA - 40.50%		Paid Off - 360		01-Mar-2005
71386593 1			134,400.00		134,083.55			03-Jun-2005		7.250%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
71386593 1					134,083.55			03-Jun-2005		7.250%		AZ - 80.00%		Paid Off - 360		01-Mar-2005
71402192 1			208,250.00		207,806.20			25-May-2005		7.750%		CA - 85.00%		Paid Off - 360		01-Mar-2005
71402192 1					207,806.20			25-May-2005		7.750%		CA - 85.00%		Paid Off - 360		01-Mar-2005
71442271 1			80,000.00		79,886.71			16-May-2005		7.750%		TX - 80.00%		Paid Off - 360		01-Apr-2005
71442271 1					79,886.71			16-May-2005		7.750%		TX - 80.00%		Paid Off - 360		01-Apr-2005
71447718 1			66,000.00		65,910.22			18-May-2005		7.950%		IL - 69.47%		Paid Off - 360		01-Apr-2005
71447718 1					65,910.22			18-May-2005		7.950%		IL - 69.47%		Paid Off - 360		01-Apr-2005
71452718 1			90,250.00		90,083.18			25-May-2005		6.400%		CA - 95.00%		Paid Off - 360		01-Apr-2005
71452718 1					90,083.18			25-May-2005		6.400%		CA - 95.00%		Paid Off - 360		01-Apr-2005
71470595 1			190,950.00		190,665.67			02-Jun-2005		7.500%		CA - 95.00%		Paid Off - 360		01-Apr-2005
71470595 1					190,665.67			02-Jun-2005		7.500%		CA - 95.00%		Paid Off - 360		01-Apr-2005
71471239 2			427,500.00		426,912.62			31-May-2005		7.900%		CA - 95.00%		Paid Off - 360		01-Apr-2005
71471239 2					426,912.62			31-May-2005		7.900%		CA - 95.00%		Paid Off - 360		01-Apr-2005
71516116 1			233,700.00		233,306.06			17-May-2005		8.900%		NV - 95.00%		Paid Off - 360		01-Mar-2005
71516116 1					233,306.06			17-May-2005		8.900%		NV - 95.00%		Paid Off - 360		01-Mar-2005
71518310 2			103,000.00		102,873.44			20-May-2005		10.400%		CA - 62.42%		Paid Off - 360		01-Mar-2005
71518310 2					102,873.44			20-May-2005		10.400%		CA - 62.42%		Paid Off - 360		01-Mar-2005
71603831 2			160,000.00		159,496.44			07-Jun-2005		5.750%		MA - 80.00%		Paid Off - 360		01-Mar-2005
71603831 2					159,496.44			07-Jun-2005		5.750%		MA - 80.00%		Paid Off - 360		01-Mar-2005
71623110 2			153,000.00		152,833.95			24-May-2005		9.050%		AZ - 85.00%		Paid Off - 360		01-Apr-2005
71623110 2					152,833.95			24-May-2005		9.050%		AZ - 85.00%		Paid Off - 360		01-Apr-2005
71626634 1			153,000.00		152,680.42			19-May-2005		7.850%		MD - 90.00%		Paid Off - 360		01-Mar-2005
71626634 1					152,680.42			19-May-2005		7.850%		MD - 90.00%		Paid Off - 360		01-Mar-2005
71648075 2			561,600.00		258,456.95			13-May-2005		6.850%		MA - 80.00%		Paid Off - 360		01-Mar-2005
71648075 2					258,456.95			13-May-2005		6.850%		MA - 80.00%		Paid Off - 360		01-Mar-2005
71666671 1			115,900.00		115,673.31			31-May-2005		8.175%		PA - 95.00%		Paid Off - 360		01-Mar-2005
71666671 1					115,673.31			31-May-2005		8.175%		PA - 95.00%		Paid Off - 360		01-Mar-2005
71702799 1			81,600.00		81,477.28			08-Jun-2005		7.450%		IL - 80.00%		Paid Off - 360		01-Apr-2005
71702799 1					81,477.28			08-Jun-2005		7.450%		IL - 80.00%		Paid Off - 360		01-Apr-2005
71749311 1			144,000.00		143,546.79			01-Jun-2005		5.750%		CA - 80.00%		Paid Off - 360		01-Mar-2005
71749311 1					143,546.79			01-Jun-2005		5.750%		CA - 80.00%		Paid Off - 360		01-Mar-2005
71786073 2			234,810.00		234,194.10			16-May-2005		6.700%		CA - 90.00%		Paid Off - 360		01-Mar-2005
71786073 2					234,194.10			16-May-2005		6.700%		CA - 90.00%		Paid Off - 360		01-Mar-2005
71801153 1			238,500.00		237,954.24			08-Jun-2005		7.400%		CA - 90.00%		Paid Off - 360		01-Mar-2005
71801153 1					237,954.24			08-Jun-2005		7.400%		CA - 90.00%		Paid Off - 360		01-Mar-2005
71805477 1			127,500.00		127,344.96			27-May-2005		8.500%		FL - 75.00%		Paid Off - 360		01-Apr-2005
71805477 1					127,344.96			27-May-2005		8.500%		FL - 75.00%		Paid Off - 360		01-Apr-2005
71823512 1			341,250.00		340,819.92			01-Jun-2005		8.325%		CA - 75.00%		Paid Off - 360		01-Apr-2005
71823512 1					340,819.92			01-Jun-2005		8.325%		CA - 75.00%		Paid Off - 360		01-Apr-2005
71893630 1			200,000.00		199,694.68			17-May-2005		7.375%		IL - 64.94%		Paid Off - 360		01-Apr-2005
71893630 1					199,694.68			17-May-2005		7.375%		IL - 64.94%		Paid Off - 360		01-Apr-2005
71958037 2			164,000.00		163,791.18			19-May-2005		8.275%		NJ - 80.00%		Paid Off - 360		01-Apr-2005
71958037 2					163,791.18			19-May-2005		8.275%		NJ - 80.00%		Paid Off - 360		01-Apr-2005
72060353 2			136,500.00		136,438.96			09-Jun-2005		9.950%		PA - 70.00%		Paid Off - 360		01-May-2005
72060353 2					136,438.96			09-Jun-2005		9.950%		PA - 70.00%		Paid Off - 360		01-May-2005
72061278 1			83,250.00		83,139.59			09-Jun-2005		8.075%		IL - 75.00%		Paid Off - 360		01-Apr-2005
72061278 1					83,139.59			09-Jun-2005		8.075%		IL - 75.00%		Paid Off - 360		01-Apr-2005
72089790 1			320,000.00		319,396.98			24-May-2005		6.300%		CA - 79.60%		Paid Off - 360		01-Apr-2005
72089790 1					319,396.98			24-May-2005		6.300%		CA - 79.60%		Paid Off - 360		01-Apr-2005
72140635 2			368,000.00		368,000.00			02-Jun-2005		7.500%		CA - 80.00%		Paid Off - 360		01-Apr-2005
72140635 2					368,000.00			02-Jun-2005		7.500%		CA - 80.00%		Paid Off - 360		01-Apr-2005
72180391 1			229,500.00		229,165.04			17-May-2005		7.600%		IL - 85.00%		Paid Off - 360		01-Apr-2005
72180391 1					229,165.04			17-May-2005		7.600%		IL - 85.00%		Paid Off - 360		01-Apr-2005
72194277 1			340,000.00		339,232.74			31-May-2005		5.350%		NJ - 62.39%		Paid Off - 360		01-Apr-2005
72194277 1					339,232.74			31-May-2005		5.350%		NJ - 62.39%		Paid Off - 360		01-Apr-2005
72217631 1			297,500.00		297,006.01			06-Jun-2005		6.950%		NJ - 85.00%		Paid Off - 360		01-Apr-2005
72217631 1					297,006.01			06-Jun-2005		6.950%		NJ - 85.00%		Paid Off - 360		01-Apr-2005
72221955 2			238,500.00		238,207.01			16-May-2005		8.450%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72221955 2					238,207.01					8.450%		IL - 90.00%		Paid Off - 360



Page 21 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First
Loan Number			Original							Current		State &		Type Prepayment

&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

72261795 2			252,000.00		252,000.00			13-May-2005		6.550%		CA - 80.00%		Paid Off - 360		01-Apr-2005
			252,000.00

72262033 2			115,000.00		114,807.15			01-Jun-2005		6.900%		NY - 34.85%		Paid Off - 360		01-Apr-2005
72262033 2					114,807.15			01-Jun-2005		6.900%		NY - 34.85%		Paid Off - 360		01-Apr-2005
72403595 2			382,500.00		382,500.00			16-May-2005		7.500%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72403595 2					382,500.00			16-May-2005		7.500%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72411275 1			146,700.00		146,480.84			03-Jun-2005		7.500%		AZ - 90.00%		Paid Off - 360		01-Apr-2005
72411275 1					146,480.84			03-Jun-2005		7.500%		AZ - 90.00%		Paid Off - 360		01-Apr-2005
72428436 1			162,000.00		161,819.57			06-Jun-2005		8.925%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72428436 1					161,819.57			06-Jun-2005		8.925%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72447758 1			177,300.00		177,038.62			13-May-2005		7.550%		AZ - 90.00%		Paid Off - 360		01-Apr-2005
72447758 1					177,038.62			13-May-2005		7.550%		AZ - 90.00%		Paid Off - 360		01-Apr-2005
72482516 1			134,425.00		134,230.76			11-May-2005		7.650%		LA - 95.00%		Paid Off - 360		01-Apr-2005
72482516 1					134,230.76			11-May-2005		7.650%		LA - 95.00%		Paid Off - 360		01-Apr-2005
72537715 2			70,000.00		69,879.12			13-May-2005		6.750%		OH - 31.53%		Paid Off - 360		01-Apr-2005
72537715 2					69,879.12			13-May-2005		6.750%		OH - 31.53%		Paid Off - 360		01-Apr-2005
72560352 2			105,300.00		105,189.80			07-Jun-2005		9.225%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72560352 2					105,189.80			07-Jun-2005		9.225%		IL - 90.00%		Paid Off - 360		01-Apr-2005
72588197 1			125,600.00		125,439.25			08-Jun-2005		8.250%		FL - 80.00%		Paid Off - 360		01-Apr-2005
72588197 1					125,439.25			08-Jun-2005		8.250%		FL - 80.00%		Paid Off - 360		01-Apr-2005
72640113 1			131,100.00		130,943.82			03-Jun-2005		8.600%		MO - 95.00%		Paid Off - 360		01-Apr-2005
72640113 1					130,943.82			03-Jun-2005		8.600%		MO - 95.00%				01-Apr-2005
72662471 1			359,000.00		358,449.25			31-May-2005		7.350%		IL - 87.56%		Paid Off - 360		01-Apr-2005
72662471 1					358,449.25			31-May-2005		7.350%		IL - 87.56%		Paid Off - 360		01-Apr-2005
72689193 1			213,750.00		213,456.31			31-May-2005		7.900%		IL - 94.16%		Paid Off - 360		01-Apr-2005
72689193 1					213,456.31			31-May-2005		7.900%		IL - 94.16%		Paid Off - 360		01-Apr-2005
72763113 2			176,000.00		175,732.66			07-Jun-2005		7.400%		NJ - 60.69%		Paid Off - 360		01-Apr-2005
72763113 2					175,732.66			07-Jun-2005		7.400%		NJ - 60.69%		Paid Off - 360		01-Apr-2005
72763394 1			251,576.00		251,219.71			19-May-2005		7.750%		NV - 90.00%		Paid Off - 360		01-Apr-2005
72763394 1					251,219.71			19-May-2005		7.750%		NV - 90.00%		Paid Off - 360		01-Apr-2005
72832553 2			425,000.00		425,000.00			01-Jun-2005		6.300%		CA - 76.58%		Paid Off - 360		01-Apr-2005
72832553 2					425,000.00			01-Jun-2005		6.300%		CA - 76.58%		Paid Off - 360		01-Apr-2005
72912355 1			324,000.00		323,572.50			27-May-2005		8.100%		CA - 90.00%		Paid Off - 360		01-Apr-2005
72912355 1					323,572.50			27-May-2005		8.100%		CA - 90.00%		Paid Off - 360		01-Apr-2005
72915671 2			337,057.00		337,057.00			24-May-2005		7.500%		CA - 80.00%		Paid Off - 360		01-Apr-2005
72915671 2					337,057.00			24-May-2005		7.500%		CA - 80.00%		Paid Off - 360		01-Apr-2005
72938392 2			82,170.00		82,062.68			27-May-2005		8.150%		TN - 90.00%		Paid Off - 360		01-Apr-2005
72938392 2					82,062.68			27-May-2005		8.150%		TN - 90.00%		Paid Off - 360		01-Apr-2005
72948755 2			175,000.00		174,791.53			08-Jun-2005		8.600%		NJ - 71.43%		Paid Off - 360		01-Apr-2005
72948755 2					174,791.53			08-Jun-2005		8.600%		NJ - 71.43%		Paid Off - 360		01-Apr-2005
72978638 2			180,750.00		180,486.19			25-May-2005		7.600%		NV - 75.00%		Paid Off - 360		01-Apr-2005
72978638 2					180,486.19			25-May-2005		7.600%		NV - 75.00%		Paid Off - 360		01-Apr-2005
72989759 2			189,500.00		189,212.16			20-May-2005		7.400%		MD - 74.90%		Paid Off - 360		01-Apr-2005
72989759 2					189,212.16			20-May-2005		7.400%		MD - 74.90%		Paid Off - 360		01-Apr-2005
72997752 1			79,200.00		79,078.49			02-Jun-2005		7.350%		MI - 90.00%		Paid Off - 360		01-Apr-2005
72997752 1					79,078.49			02-Jun-2005		7.350%		MI - 90.00%		Paid Off - 360		01-Apr-2005
73024671 1			220,000.00		219,552.42			02-Jun-2005		5.900%		CA - 80.00%		Paid Off - 360		01-Apr-2005
73024671 1					219,552.42			02-Jun-2005		5.900%		CA - 80.00%		Paid Off - 360		01-Apr-2005
73024879 2			364,500.00		363,923.90			31-May-2005		7.200%		CA - 90.00%		Paid Off - 360		01-Apr-2005
73024879 2					363,923.90			31-May-2005		7.200%		CA - 90.00%		Paid Off - 360		01-Apr-2005
73148793 1			128,000.00		127,847.52			03-Jun-2005		8.600%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
73148793 1					127,847.52			03-Jun-2005		8.600%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
73162836 2			122,400.00		122,220.74			08-Jun-2005		9.200%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
73162836 2					122,220.74			08-Jun-2005		9.200%		AZ - 80.00%		Paid Off - 360		01-Apr-2005
73186959 2			103,500.00		103,360.35			25-May-2005		7.990%		IL - 45.00%		Paid Off - 360		01-Apr-2005
73186959 2					103,360.35			25-May-2005		7.990%		IL - 45.00%		Paid Off - 360		01-Apr-2005
73236432 2			290,000.00		289,489.35			01-Jun-2005		6.650%		NY - 68.24%		Paid Off - 360		01-Apr-2005
73236432 2					289,489.35			01-Jun-2005		6.650%		NY - 68.24%		Paid Off - 360		01-Apr-2005
73338717 1			164,000.00		163,722.29			03-Jun-2005		6.850%		CO - 80.00%		Paid Off - 360		01-Apr-2005
73338717 1					163,722.29			03-Jun-2005		6.850%		CO - 80.00%		Paid Off - 360		01-Apr-2005
73537276 1			312,000.00		311,639.67			09-Jun-2005		8.750%		CA - 80.00%		Paid Off - 360		01-Apr-2005
73537276 1					311,639.67			09-Jun-2005		8.750%		CA - 80.00%		Paid Off - 360		01-Apr-2005
73631913 1			141,885.00		141,884.99			11-May-2005		7.550%		FL - 80.00%		Paid Off - 360		01-Apr-2005
73631913 1					141,884.99			11-May-2005		7.550%		FL - 80.00%		Paid Off - 360		01-Apr-2005
73659351 1			95,000.00		94,869.47			01-Jun-2005		7.900%		IL - 76.00%		Paid Off - 360		01-Apr-2005
73659351 1					94,869.47			01-Jun-2005		7.900%		IL - 76.00%		Paid Off - 360		01-Apr-2005
73932030 2			268,000.00		267,788.84			24-May-2005		7.200%		AZ - 80.00%		Paid Off - 360		01-May-2005
73932030 2					267,788.84			24-May-2005		7.200%		AZ - 80.00%		Paid Off - 360		01-May-2005
73955593 1			133,000.00		133,000.00			26-May-2005		7.500%		AZ - 95.00%		Paid Off - 360		01-Apr-2005
73955593 1					133,000.00			26-May-2005		7.500%		AZ - 95.00%		Paid Off - 360		01-Apr-2005
69224459 2			108,000.00		107,857.50			19-May-2005		8.100%		TN - 80.00%		Repur/Subs - 360		01-Apr-2005
69224459 2					107,857.50			19-May-2005		8.100%		TN - 80.00%		Repur/Subs - 360		01-Apr-2005


TOTAL			38,447,734.00		38,066,174.83
TOTAL


Page 22 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Realized Loss Report

COLLATERAL REALIZED LOSSES



											Group 2		Group 1		Total


Current
Current



Number of Loans Liquidated										0		0		0
Collateral Principal Realized Loss/(Gain) Amount										0.00		0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount										0.00		0.00		0.00
Net Liquidation Proceeds										0.00		0.00		0.00

Cumulative
Cumulative



Number of Loans Liquidated										0		0		0
Collateral Realized Loss/(Gain) Amount										0.00		0.00		0.00
Net Liquidation Proceeds										0.00		0.00		0.00










Page 23 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution


DEFAULT SPEEDS



											Group 2		Group 1		Total



MDR										0.00%		0.00%		0.00%
3 Months Avg MDR										0.00%		0.00%		0.00%
12 Months Avg MDR										0.00%		0.00%		0.00%
Avg MDR Since Cut-off										0.00%		0.00%		0.00%


CDR										0.00%		0.00%		0.00%
3 Months Avg CDR										0.00%		0.00%		0.00%
12 Months Avg CDR										0.00%		0.00%		0.00%
Avg CDR Since Cut-off										0.00%		0.00%		0.00%


SDA										0.00%		0.00%		0.00%
3 Months Avg SDA Approximation										0.00%		0.00%		0.00%
12 Months Avg SDA Approximation										0.00%		0.00%		0.00%
Avg SDA Since Cut-off Approximation										0.00%		0.00%		0.00%


Loss Severity Approximation for Current Period										0.00%		0.00%		0.00%
3 Months Avg Loss Severity Approximation										0.00%		0.00%		0.00%
12 Months Avg Loss Severity Approximation										0.00%		0.00%		0.00%
Avg Loss Severity Approximation Since Cut-off										0.00%		0.00%		0.00%












Page 24 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution





COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)



	Conditional Default Rate (CDR): 1-((1-MDR)^12)

	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))

	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)

	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))

	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)

	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.




Page 25 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Realized Loss Detail Report
Loan Number			Current		State &				Prior		Realized				Cumulative
															Cumulative
&		Loan	Note		LTV at		Original		Principal		Loss/(Gain)		Realized		Realized

Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)
Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)




TOTAL



Page 26 of 27
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates
Mortgage Pass-Through Certificates
2005-W1

June 27, 2005 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS
TRIGGER EVENTS
										Group 2		Group 1		Total
						Trigger Event in effect								No
						Stepdown Date has occurred								No
						Balances 60+ days includes Bankruptcy and Foreclosure								70,231.08
						Delinquency Percentage								0.0000%



ADJUSTABLE RATE CERTIFICATE INFORMATION

SPACE INTENTIONALLY LEFT BLANK



ADDITIONAL INFORMATION

SPACE INTENTIONALLY LEFT BLANK






Page 27 of 27

Argent Mortgage Loan Trust 2005-WI 8-K