SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ~~October~~December 2726, 2003 SALOMON BROTHERS MORTGAGE SECURITIES VII, INC (as depositor, Litton Loan Servicing, Servicer , and Deutsche Bank National Trust Company, as Trustee). SALOMON BROTH MORT SEC VII INC CITI HM EQ LN TR SE 2003-HE1 (Exact name of Registrant as specified in its Charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-83816-10 13-3439681 (Commission File Number) (I.R.S. Employer Identification No.) 390 Greenwich Street New York, New York 10013 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (212) 816-6000 Item 5. Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 7. Financial Statement and Exhibits Exhibits: (as noted in Item 5 above) Monthly Remittance Statement to the Certificateholders dated as of ~~October~~December 2726, 2003. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Deutsche Bank National Trust Company, not in its individual capacity, but solely as a duly authorized agent of the Registrant pursuant to the Pooling and Servicing Agreement, dated as of April 1,2003. Date: ~~Nov~~Jan 1302, ~~2003~~2004 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT Monthly Remittance Statement to the Certificateholders dated as of ~~October~~December 2726, 2003.

	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	October 27, 2003 Distribution
	December 26, 2003 Distribution
	Contents
			TABLE OF CONTENTS
								Page
			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				4
			4.	Credit Enhancement Report				7
			5.	Collateral Report				8
			6.	Delinquency Report				11
			7.	REO Report				12
			8.	Foreclosure Report				13
			9.	Prepayment Report				14
			10.	Prepayment Detail Report				17
			11.	Realized Loss Report				18
			12.	Realized Loss Detail Report				21
			13.	Triggers, Adj. Rate Cert. and Miscellaneous Report				22
				Total Number of Pages				22
			CONTACTS
				Administrator: Alan Sueda
				Direct Phone Number: (714)247-6315
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705
				Web Site: https://www.corporatetrust.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000
ISSUANCE INFORMATION
	Seller:		Citicorp N.A.					Cut-Off Date: April 1, 2003
	Certificate Insurer(s):							Closing Date: April 25, 2003
								First Payment Date: May 27, 2003
	Servicer(s):		Litton Loan Servicing Master Servicer
								Distribution Date: October 27, 2003
								Distribution Date: December 26, 2003
	Underwriter(s):		CITIBANK N.A.					Record Date: ~~October~~December 24, 2003
								September 30, 2003
								November 28, 2003
						Page 1 of 22					© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	REMIC II
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for December 26, 2003 Distribution
	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)
A	FLT	188,622,000.00			~~178~~167,~~688~~053,~~337~~902.3873	~~241~~218,~~427~~475.8018	46,~~642~~040,~~710~~867.3510	46,~~884~~259,~~138~~342.1528	-	-	~~174~~161,~~045~~013,~~627~~035.0363
M-1	MEZ, FLT	15,043,000.00			15,043,000.00	2625,~~341~~502.9659	-	2625,~~341~~502.9659	-	-	15,043,000.00
M-2	MEZ, FLT	11,572,000.00			11,572,000.00	3029,~~550~~582.0893	-	3029,~~550~~582.0893	-	-	11,572,000.00
M-3	MEZ, FLT	6,365,000.00			6,365,000.00	2322,~~310~~574.0475	-	2322,~~310~~574.0475	-	-	6,365,000.00
M-4	MEZ, FLT	2,893,000.00			2,893,000.00	10,~~594~~260.8161	-	10,~~594~~260.8161	-	-	2,893,000.00
M-5	MEZ, FLT	2,893,000.00			2,893,000.00	9,~~309~~015.0301	-	9,~~309~~015.0301	-	-	2,893,000.00
CE	EXE	4,050,502.64			4,050,502.64	~~963~~918,~~332~~569.0300	-	~~963~~918,~~332~~569.0300	-	-	4,050,502.64
R	R	-			-	-	-	-	-	-	-
P	SUB	100.00			100.00	~~124~~181,~~935~~235.9303	-	~~124~~181,~~935~~235.9303	-	-	100.00
Total		231,438,602.64			~~221~~209,~~504~~870,~~940~~505.0237	1,~~429~~415,~~801~~215.6810	46,~~642~~040,~~710~~867.3510	67,~~072~~456,~~512~~082.0320	-	-	~~216~~203,~~862~~829,~~229~~638.6727
	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)
A	0911/25/03	1012/2625/03		A-Act/360	79549AXH7	188,622,000.00	~~947~~885.~~335610~~654392	1.~~279956~~158270	2432.~~613833~~026312	2533.~~893788~~184582	~~922~~853.~~721777~~628080
M-1	0911/25/03	1012/2625/03		A-Act/360	79549AXJ3	15,043,000.00	1,000.000000	1.~~751111~~695313	-	1.~~751111~~695313	1,000.000000
M-2	0911/25/03	1012/2625/03		A-Act/360	79549AXK0	11,572,000.00	1,000.000000	2.~~640000~~556423	-	2.~~640000~~556423	1,000.000000
M-3	0911/25/03	1012/2625/03		A-Act/360	79549AXL8	6,365,000.00	1,000.000000	3.~~662222~~546701	-	3.~~662222~~546701	1,000.000000
M-4	0911/25/03	1012/2625/03		A-Act/360	79549AXM6	2,893,000.00	1,000.000000	3.~~662223~~546702	-	3.~~662223~~546702	1,000.000000
M-5	0911/25/03	1012/2625/03		A-Act/360	79549AXN4	2,893,000.00	1,000.000000	3.~~217777~~116146	-	3.~~217777~~116146	1,000.000000
CE				-	7956449X3	4,050,502.64	1,000.000000	~~237~~226.~~830244~~779015	-	~~237~~226.~~830244~~779015	1,000.000000
R				-		-	-	-	-	-	-
P				-	7956449Y1	100.00	1,000.000000	1,~~249~~812,~~359~~350.300000	-	1,~~249~~812,~~359~~350.300000	1,000.000000
							Page 2 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	REMIC II
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for December 26, 2003 Distribution
	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)
A	188,622,000.00		1,~~488~~920,~~932~~516.4684		1326,~~462~~141,~~823~~414.8820	1,~~113~~467,~~549~~550.0917	1427,~~576~~608,~~372~~964.9737	1629,~~065~~529,~~305~~481.4321	-	-	~~174~~161,~~045~~013,~~627~~035.0363
M-1	15,043,000.00		~~155~~205,~~933~~308.23		-	-	-	~~155~~205,~~933~~308.23	-	-	15,043,000.00
M-2	11,572,000.00		~~179~~236,~~420~~689.6458		-	-	-	~~179~~236,~~420~~689.6458	-	-	11,572,000.00
M-3	6,365,000.00		~~136~~180,~~302~~002.9442		-	-	-	~~136~~180,~~302~~002.9442	-	-	6,365,000.00
M-4	2,893,000.00		6181,~~951~~814.9915		-	-	-	6181,~~951~~814.9915	-	-	2,893,000.00
M-5	2,893,000.00		5471,~~518~~969.5890		-	-	-	5471,~~518~~969.5890	-	-	2,893,000.00
CE	4,050,502.64		57,~~972~~863,~~094~~165.7264		-	-	-	57,~~972~~863,~~094~~165.7264	-	-	4,050,502.64
R	-		-		-	-	-	-	-	-	-
P	100.00		~~396~~787,~~176~~015.1179		-	-	-	~~396~~787,~~176~~015.1179	-	-	100.00
Total	231,438,602.64		811,~~445~~346,~~330~~482.6755		1326,~~462~~141,~~823~~414.8820	1,~~113~~467,~~549~~550.0917	1427,~~576~~608,~~372~~964.9737	2338,~~021~~955,~~703~~446.6492	-	-	~~216~~203,~~862~~829,~~229~~638.6727
	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)
A	1.~~52000~~51875%	~~178~~167,~~688~~053,~~337~~902.3873			~~241~~218,~~427~~475.8018	-	-	-	~~241~~218,~~427~~475.8018	~~241~~218,~~427~~475.8018	-
M-1	1.~~97000~~96875%	15,043,000.00			2625,~~341~~502.9659	-	-	-	2625,~~341~~502.9659	2625,~~341~~502.9659	-
M-2	2.~~97000~~96875%	11,572,000.00			3029,~~550~~582.0893	-	-	-	3029,~~550~~582.0893	3029,~~550~~582.0893	-
M-3	4.~~12000~~11875%	6,365,000.00			2322,~~310~~574.0475	-	-	-	2322,~~310~~574.0475	2322,~~310~~574.0475	-
M-4	4.~~12000~~11875%	2,893,000.00			10,~~594~~260.8161	-	-	-	10,~~594~~260.8161	10,~~594~~260.8161	-
M-5	3.~~62000~~61875%	2,893,000.00			9,~~309~~015.0301	-	-	-	9,~~309~~015.0301	9,~~309~~015.0301	-
CE	5.~~21884~~25220%	4,050,502.64			~~963~~918,~~332~~569.0300	-	-	-	~~963~~918,~~332~~569.0300	~~963~~918,~~332~~569.0300	-
R		-			-	-	-	-	-	-	-
P		100.00			~~124~~181,~~935~~235.9303	-	-	-	~~124~~181,~~935~~235.9303	~~124~~181,~~935~~235.9303	-
Total		~~221~~209,~~504~~870,~~940~~505.0237			1,~~429~~415,~~801~~215.6810	-	-	-	1,~~429~~415,~~801~~215.6810	1,~~429~~415,~~801~~215.6810	-
							Page 3 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for December 26, 2003 Distribution
	Collection Account Report
SUMMARY								TOTAL
	Principal Collections							46,~~642~~040,~~710~~867.3510
	Principal Other Accounts							0.00
	TOTAL NET PRINCIPAL							46,~~642~~040,~~710~~867.3510
	Interest Collections							1,~~368~~295,~~843~~143.2801
	Interest Withdrawals							0.00
	Interest Other Accounts							0.00
	Interest Fees							(6361,~~977~~162.5394)
	TOTAL NET INTEREST							1,~~304~~233,~~865~~980.7507
	TOTAL PRINCIPAL & INTEREST DISTRIBUTABLE							57,~~947~~274,~~576~~847.1017
	Prepayment Penalties Collected							~~124~~181,~~935~~235.9303
	TOTAL AVAILABLE FUNDS FOR DISTRIBUTION							67,~~072~~456,~~512~~082.0320
PRINCIPAL - COLLECTIONS								TOTAL
	Scheduled Principal Received							~~182~~175,~~744~~137.4601
	Prepayments In Full							45,~~452~~864,~~575~~653.9104
	Curtailments							71,~~389~~077.9805
	Liquidations							0.00
	Insurance Principal							0.00
	Repurchased Principal Amounts							0.00
	Other Principal							0.00
	Total Realized Loss Of Principal							0.00
	Delinquent Principal							(5453,~~978~~561.6046)
	Advanced Principal							5453,~~978~~561.6046
	TOTAL PRINCIPAL COLLECTED							46,~~642~~040,~~710~~867.3510
				Page 4 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for December 26, 2003 Distribution
	Collection Account Report
PRINCIPAL - WITHDRAWALS								TOTAL
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS								TOTAL
SPACE INTENTIONALLY LEFT BLANK
INTEREST - COLLECTIONS								TOTAL
	Scheduled Interest							1,~~399~~323,~~466~~612.8227
	Liquidation Interest							0.00
	Repurchased Interest							0.00
	Insurance Interest							0.00
	Other Interest							0.00
	Relief Act Interest Shortfalls							0.00
	Net Prepayment Interest Shortfalls							0.00
	Delinquent Interest							(~~481~~448,~~349~~499.92)
	Interest Advanced							~~450~~420,~~726~~030.3866
	TOTAL INTEREST COLLECTED							1,~~368~~295,~~843~~143.2801
				Page 5 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for December 26, 2003 Distribution
	Collection Account Report
INTEREST - WITHDRAWALS								TOTAL
	Trust Fund Expenses							0.00
	Nonrecoverable Advances							0.00
	Reimbursements to Master Servicer							0.00
	TOTAL INTEREST WITHDRAWALS							0.00
INTEREST - OTHER ACCOUNTS								TOTAL
	TOTAL INTEREST OTHER ACCOUNTS							0.00
INTEREST - FEES								TOTAL
	Current Servicing Fees							6158,~~670~~976.1979
	Trustee Fees							2,~~307~~186.3415
	TOTAL INTEREST OTHER FEES							6361,~~977~~162.5394
				Page 6 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Credit Enhancement Report for October 27, 2003 Distribution
	Credit Enhancement Report for December 26, 2003 Distribution
	Credit Enhancement Report
ACCOUNTS								TOTAL
	Net WAC Rate Carryover Reserve Balance (Ending)							1,000.00
INSURANCE								TOTAL
SPACE INTENTIONALLY LEFT BLANK
STRUCTURAL FEATURES								TOTAL
	Beginning Overcollateralized Amount							4,050,502.64
	Ending Overcollateralized Amount							4,050,502.64
	Overcollateralization Target Amount							4,050,502.64
	Overcollateralization Increase Amount							0.00
	Overcollateralization Reduction Amount							0.00
	Credit Enhancement Percentage							1921.7401%
				Page 7 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for December 26, 2003 Distribution
	Collateral Report
COLLATERAL								TOTAL
	Loan Count:
	Original							1383
	Prior							1,~~337~~273
	Prefunding							-
	Scheduled Paid Offs							-
	Full Voluntary Prepayments							(2733)
	Repurchases							-
	Liquidations							-
	Current							1,~~310~~240
	Principal Balance:
	Original							231,438,602.64
	Prior							~~221~~209,~~504~~870,~~940~~505.0237
	Prefunding							-
	Scheduled Principal							(~~182~~175,~~744~~137.4601)
	Partial and Full Voluntary Prepayments							(45,~~459~~865,~~965~~730.8909)
	Repurchases							-
	Liquidations							-
	Current							~~216~~203,~~862~~829,~~229~~638.6727
PREFUNDING								TOTAL
SPACE INTENTIONALLY LEFT BLANK
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)
				Page 8 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for December 26, 2003 Distribution
	Collateral Report
CHARACTERISTICS								TOTAL
	Weighted Average Coupon Original							7.585727%
	Weighted Average Coupon Prior							7.~~586122~~575042%
	Weighted Average Coupon Current							7.~~581592~~568166%
	Weighted Average Months to Maturity Original							347
	Weighted Average Months to Maturity Prior							~~342~~341
	Weighted Average Months to Maturity Current							~~341~~339
	Weighted Avg Remaining Amortization Term Original							346
	Weighted Avg Remaining Amortization Term Prior							~~342~~340
	Weighted Avg Remaining Amortization Term Current							~~341~~339
	Weighted Average Seasoning Original							2.73
	Weighted Average Seasoning Prior							68.74
	Weighted Average Seasoning Current							79.74
Note: Original information refers to deal issue.
WAC by Groups					Total WAC
WARAT by Groups					Total WARAT
Note: Dates correspond to distribution dates.
				Page 9 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for December 26, 2003 Distribution
	Collateral Report
ARM CHARACTERISTICS								TOTAL
	Weighted Average Margin Original							4.204%
	Weighted Average Margin Prior							4.~~237~~208%
	Weighted Average Margin Current							4.~~212~~211%
	Weighted Average Max Rate Original							9.855%
	Weighted Average Max Rate Prior							9.~~930~~859%
	Weighted Average Max Rate Current							9.~~870~~873%
	Weighted Average Min Rate Original							5.161%
	Weighted Average Min Rate Prior							5.~~200~~160%
	Weighted Average Min Rate Current							5.~~167~~164%
	Weighted Average Cap Up Original							1.006%
	Weighted Average Cap Up Prior							1.~~013~~007%
	Weighted Average Cap Up Current							1.~~008~~009%
	Weighted Average Cap Down Original							1.006%
	Weighted Average Cap Down Prior							1.~~013~~007%
	Weighted Average Cap Down Current							1.~~008~~009%
Note: Original information refers to deal issue.
SERVICING FEES / ADVANCES								TOTAL
	Current Servicing Fees							6158,~~670~~976.1979
	Delinquent Servicing Fees							3028,~~623~~469.5326
	TOTAL SERVICING FEES							9287,~~293~~446.7205
	Prepayment Interest Shortfall							1320,~~428~~761.6585
	Compensating Interest							(1320,~~428~~761.6585)
	Delinquent Servicing Fees							(3028,~~623~~469.5326)
	COLLECTED SERVICING FEES							6158,~~670~~976.1979
	Aggregate Advances with respect to this Distribution							~~505~~473,~~704~~592.9812
	Current Nonrecoverable Advances							0.00
	Cumulative Nonrecoverable Advances							0.00
ADDITIONAL COLLATERAL INFORMATION								TOTAL
	Net Prepayment Interest Shortfall							0.00
	Net Monthly Excess Cashflow							~~963~~918,~~332~~569.0300
				Page 10 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for December 26, 2003 Distribution
	Delinquency Report - Total
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			46,~~438~~200,~~940~~143.6415	1,~~007~~801,~~005~~235.2363	1893,~~004,050~~090.4730	68,~~449~~894,~~996~~469.3408
		% Balance			23.0504%	0.4688%	0.4644%	24.9736%
		# Loans			2939	69	46	3954
		% # Loans			23.2115%	0.4673%	0.3148%	24.9835%
FORECLOSURE		Balance		-	-	-	21,~~115~~458,~~155~~472.9030	21,~~115~~458,~~155~~472.9030
		% Balance		0.00%	0.00%	0.00%	0.9872%	0.9872%
		# Loans		-	-	-	1210	1210
		% # Loans		0.00%	0.00%	0.00%	0.9281%	0.9281%
BANKRUPTCY		Balance		-	-73,587.50	-158,776.19	-221,438.08	-453,801.77
		% Balance		0.00%	0.0004%	0.0008%	0.0011%	0.0022%
		# Loans		-	-1	-1	-2	-4
		% # Loans		0.00%	0.0008%	0.0008%	0.0016%	0.0032%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-	46,~~438~~273,~~940~~730.6465	1,~~007~~960,~~005~~011.2382	32,~~119~~573,~~206~~000.3768	810,~~565~~806,~~152~~743.2415
		% Balance		0.00%	23.0508%	0.4696%	1.4426%	35.9530%
		# Loans		-	2940	610	1618	5168
		% # Loans		0.00%	23.2123%	0.4681%	1.2245%	35.8948%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 11 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	REO Report for October 27, 2003 Distribution
	REO Report for December 26, 2003 Distribution
	REO Report - Mortgage Loans that Become REO During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1 Group; REO Book Value = 000.00
Total Original Principal Balance = 000.00
Total Current Balance = 000.00
REO Book Value = 000.00
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 12 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Foreclosure Report for October 27, 2003 Distribution
	Foreclosure Report for December 26, 2003 Distribution
	Foreclosure Report - Mortgage Loans that Become Foreclosure During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 7				Loan Group 1 = Group 1 Group
Total Loan Count = 4				Loan Group 1 = Group 1 Group
Total Original Principal Balance = 1,259,300.00
Total Original Principal Balance = 586,350.00
Total Current Balance = 1,252,392.77
Total Current Balance = 582,430.74
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
19014 1		155,250.00	154,641.62	May-01-03	8.990%	CA - 90.00%	360	Mar-01-03
15772 1		133,900.00	133,052.55	Jul-01-03	9.740%	CA - 65.00%	360	Mar-01-03
211267106 1		172,000.00	171,145.39	May-01-03	8.500%	CA - 80.00%	360	Feb-01-03
20766 1		170,000.00	168,957.65	May-01-03	8.750%	CA - 50.75%	360	Mar-01-03
301082997 1		79,200.00	78,764.75	May-01-03	8.000%	OH - 90.00%	360	Feb-01-03
209258805 1		191,250.00	189,790.04	Jul-01-03	7.500%	CA - 75.00%	360	Feb-01-03
301094405 1		112,000.00	111,414.71	May-01-03	8.250%	KY - 80.00%	360	Feb-01-03
301031005 1		91,200.00	90,630.50	Jun-01-03	8.509%	OH - 61.62%	180	Feb-01-03
301178237 1		292,800.00	290,933.52	Apr-01-03	7.250%	NV - 80.00%	360	Feb-01-03
301208757 1		369,000.00	366,971.97	May-01-03	7.999%	CA - 90.00%	360	Feb-01-03
301283037 1		79,050.00	78,520.81	May-01-03	6.999%	OH - 85.00%	360	Feb-01-03
				Page 13 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for December 26, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENTS								TOTAL
	Current
	Number of Paid in Full Loans							2733
	Number of Repurchased Loans							-
	Total Number of Loans Prepaid in Full							2733
	Paid in Full Balance							45,~~452~~864,~~575~~653.9104
	Repurchased Loans Balance							-
	Curtailments Amount							71,~~389~~077.9805
	Total Prepayment Amount							45,~~459~~865,~~965~~730.8909
	Cumulative
	Number of Paid in Full Loans							72142
	Number of Repurchased Loans							1
	Total Number of Loans Prepaid in Full							73143
	Paid in Full Balance							1325,~~306~~978,~~236~~136.8330
	Repurchased Loans Balance							93,235.65
	Curtailments Amount							6370,~~351~~042.4025
	Total Prepayment Amount							1326,~~462~~141,~~823~~414.8820
SPACE INTENTIONALLY LEFT BLANK
Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)
				Page 14 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for December 26, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENT RATES								TOTAL
	SMM							2.0280%
	3 Months Avg SMM							12.4565%
	12 Months Avg SMM
	Avg SMM Since Cut-off							1.0049%
	CPR							2128.6786%
	3 Months Avg CPR							1627.0458%
	12 Months Avg CPR
	Avg CPR Since Cut-off							1116.3453%
	PSA							~~1399~~1480.9772%
	3 Months Avg PSA Approximation							~~1189~~1577.9646%
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation							~~1082~~1325.2400%
CPR by Groups					Total CPR
PSA by Groups					Total PSA
				Page 15 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for December 26, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off
PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.02*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.
				Page 16 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for October 27, 2003 Distribution
	Prepayment Detail Report for December 26, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 27						Loan Group 1 = Group 1 Group
Total Loan Count = 33						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 4,475,130.00
Total Original Principal Balance = 5,907,778.00
Total Prepayment Amount = 4,452,575.91
Total Prepayment Amount = 5,864,653.04
Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date
15715 1			99,000.00	98,529.60	Sep-22-03	8.740%	CA - 68.75%	Paid Off - 360	Jan-01-03
17035 1			260,250.00	257,839.10	Nov-17-03	6.500%	CA - 75.00%	Paid Off - 360	Jan-01-03
16424 1			205,600.00	204,773.50	Sep-11-03	8.990%	CA - 80.00%	Paid Off - 360	Feb-01-03
17135 1			165,000.00	164,428.34	Nov-15-03	10.240%	CA - 60.00%	Paid Off - 360	Mar-01-03
17193 1			120,000.00	119,423.76	Sep-22-03	7.990%	IL - 75.00%	Paid Off - 360	Feb-01-03
17893 1			200,000.00	198,693.70	Nov-07-03	7.740%	CA - 40.90%	Paid Off - 360	Feb-01-03
18410 1			160,500.00	160,040.64	Sep-16-03	10.490%	CA - 64.20%	Paid Off - 360	Feb-01-03
17896 1			246,500.00	244,638.41	Nov-07-03	7.000%	CA - 85.00%	Paid Off - 360	Feb-01-03
20246 1			202,500.00	201,537.74	Sep-23-03	7.250%	CA - 90.00%	Paid Off - 360	Mar-01-03
19303 1			390,000.00	385,439.67	Nov-03-03	6.000%	MI - 80.00%	Paid Off - 360	Feb-01-03
20738 1			213,600.00	212,423.30	Sep-18-03	6.490%	CA - 80.00%	Paid Off - 360	Mar-01-03
19994 1			92,000.00	91,664.01	Nov-29-03	9.990%	IL - 80.00%	Paid Off - 360	Mar-01-03
21029 1			148,000.00	147,296.68	Sep-24-03	7.250%	IL - 80.00%	Paid Off - 360	Mar-01-03
20954 1			181,000.00	179,954.59	Nov-26-03	7.750%	CA - 77.02%	Paid Off - 360	Mar-01-03
21067 1			206,000.00	205,066.36	Sep-15-03	7.490%	CA - 69.83%	Paid Off - 360	Mar-01-03
21316 1			195,500.00	194,368.59	Nov-26-03	7.740%	CA - 85.00%	Paid Off - 360	Mar-01-03
21308 1			136,000.00	135,470.59	Sep-30-03	8.250%	CA - 77.71%	Paid Off - 360	Mar-01-03
21340 1			240,000.00	238,390.52	Nov-11-03	6.990%	CA - 69.57%	Paid Off - 360	Mar-01-03
21412 1			88,800.00	88,531.52	Sep-15-03	9.480%	CA - 80.00%	Paid Off - 360	Mar-01-03
21347 1			189,600.00	188,356.78	Nov-04-03	7.750%	CA - 71.82%	Paid Off - 360	Mar-01-03
21909 1			221,000.00	220,086.16	Sep-16-03	7.950%	IL - 85.00%	Paid Off - 360	Mar-01-03
21477 1			136,000.00	135,368.17	Nov-04-03	8.830%	CO - 85.00%	Paid Off - 360	Mar-01-03
22393 1			90,000.00	89,527.50	Sep-18-03	6.740%	CA - 75.63%	Paid Off - 360	Mar-01-03
21647 1			427,500.00	425,632.70	Nov-19-03	9.130%	IL - 75.00%	Paid Off - 360	Mar-01-03
22938 1			112,450.00	112,203.30	Sep-05-03	10.990%	MI - 65.00%	Paid Off - 360	Mar-01-03
22002 1			140,000.00	139,150.31	Nov-14-03	7.500%	CA - 63.06%	Paid Off - 360	Mar-01-03
23097 1			189,000.00	187,960.85	Sep-11-03	6.500%	CA - 84.00%	Paid Off - 360	Mar-01-03
22505 1			52,000.00	51,169.77	Nov-29-03	7.500%	FL - 80.00%	Paid Off - 360	Mar-01-03
23360 1			217,800.00	216,765.06	Sep-30-03	7.250%	CA - 90.00%	Paid Off - 360	Mar-01-03
22889 1			116,550.00	116,019.51	Nov-18-03	8.930%	IL - 90.00%	Paid Off - 360	Mar-01-03
212049456 1			212,000.00	210,700.64	Sep-02-03	7.450%	CA - 88.33%	Paid Off - 360	Jan-01-03
23056 1			166,000.00	164,920.92	Nov-14-03	7.150%	CA - 89.73%	Paid Off - 360	Mar-01-03
212102537 1			387,000.00	385,145.56	Sep-30-03	8.000%	CA - 90.00%	Paid Off - 360	Feb-01-03
212061348 1			150,500.00	149,504.69	Nov-29-03	8.500%	CA - 70.00%	Paid Off - 360	Feb-01-03
212175895 1			88,200.00	87,836.93	Sep-12-03	8.750%	CA - 90.00%	Paid Off - 360	Feb-01-03
212091455 1			145,000.00	144,054.77	Nov-18-03	7.750%	FL - 69.05%	Paid Off - 360	Feb-01-03
212268585 1			75,000.00	74,602.93	Sep-17-03	7.500%	TN - 88.24%	Paid Off - 360	Feb-01-03
212165326 1			153,750.00	152,844.36	Nov-03-03	8.500%	CA - 74.28%	Paid Off - 360	Feb-01-03
301061849 1			263,200.00	261,936.20	Sep-16-03	7.990%	CA - 80.00%	Paid Off - 360	Feb-01-03
212165386 1			216,000.00	214,288.00	Nov-11-03	6.750%	CA - 80.00%	Paid Off - 360	Feb-01-03
301083058 1			102,000.00	101,535.14	Sep-03-03	8.250%	NY - 16.19%	Paid Off - 360	Feb-01-03
212197316 1			270,000.00	267,900.97	Nov-24-03	6.850%	CA - 88.52%	Paid Off - 360	Feb-01-03
301083546 1			265,500.00	263,911.52	Sep-29-03	6.875%	CA - 90.00%	Paid Off - 360	Feb-01-03
212207719 1			70,000.00	69,471.22	Nov-19-03	6.999%	FL - 70.00%	Paid Off - 360	Feb-01-03
301093897 1			130,000.00	129,361.21	Sep-04-03	7.875%	PA - 60.47%	Paid Off - 180	Feb-01-03
212207798 1			67,000.00	66,493.96	Nov-06-03	7.000%	CA - 89.93%	Paid Off - 360	Feb-01-03
301104947 1			212,000.00	211,081.64	Sep-16-03	8.500%	NY - 80.00%	Paid Off - 360	Feb-01-03
212279116 1			163,928.00	162,909.16	Nov-10-03	7.990%	CO - 80.00%	Paid Off - 360	Feb-01-03
301145999 1			88,000.00	87,486.03	Sep-10-03	6.999%	FL - 53.99%	Paid Off - 360	Feb-01-03
212310279 1			130,000.00	129,018.23	Nov-03-03	7.000%	CA - 65.00%	Paid Off - 360	Feb-01-03
301146276 1			84,730.00	82,944.76	Sep-03-03	7.759%	MI - 68.33%	Paid Off - 180	Feb-01-03
301061834 1			144,000.00	143,499.12	Nov-14-03	10.999%	CA - 60.00%	Paid Off - 360	Feb-01-03
301220045 1			157,250.00	156,396.79	Sep-12-03	7.375%	MA - 85.00%	Paid Off - 360	Feb-01-03
301083269 1			248,000.00	246,123.49	Nov-13-03	6.990%	CA - 80.00%	Paid Off - 360	Feb-01-03
301104716 1			80,000.00	79,491.26	Nov-11-03	7.875%	CA - 72.73%	Paid Off - 360	Feb-01-03
301105057 1			88,000.00	87,334.12	Nov-06-03	6.990%	WA - 80.00%	Paid Off - 360	Feb-01-03
301146176 1			311,500.00	309,662.30	Nov-10-03	8.250%	CA - 70.00%	Paid Off - 360	Feb-01-03
301146207 1			243,200.00	241,079.32	Nov-25-03	6.250%	CA - 80.00%	Paid Off - 360	Feb-01-03
301156989 1			117,000.00	113,874.26	Nov-17-03	7.999%	FL - 75.00%	Paid Off - 180	Feb-01-03
301230807 1			112,000.00	111,068.72	Nov-20-03	6.500%	RI - 80.00%	Paid Off - 360	Feb-01-03
					Page 17 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for December 26, 2003 Distribution
	Realized Loss Report - Collateral
COLLATERAL REALIZED LOSSES								TOTAL
	Current
	Number of Loans Liquidated							-
	Collateral Realized Loss/(Gain) Amount							-
	Net Liquidation Proceeds							-
	Cumulative
	Number of Loans Liquidated							-
	Collateral Realized Loss/(Gain) Amount							-
	Net Liquidation Proceeds							-
	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.
	Cumulative Loss Percentage							0.00%
							3 Months Moving Average
Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation
				Page 18 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for December 26, 2003 Distribution
	Realized Loss Report - Collateral
DEFAULT SPEEDS								TOTAL
	MDR							0.00%
	3 Months Avg MDR							0.00%
	12 Months Avg MDR
	Avg MDR Since Cut-off							0.00%
	CDR							0.00%
	3 Months Avg CDR							0.00%
	12 Months Avg CDR
	Avg CDR Since Cut-off							0.00%
	SDA							0.00%
	3 Months Avg SDA Approximation							0.00%
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation							0.00%
	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off
CDR by Groups					Total CDR
SDA by Groups					Total SDA
				Page 19 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for December 26, 2003 Distribution
	Realized Loss Report - Collateral
CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off
SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.
				Page 20 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Realized Loss Detail Report for October 27, 2003 Distribution
	Realized Loss Detail Report for December 26, 2003 Distribution
	Realized Loss Detail Report - Loans Liquidated During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 0						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 0.00
Total Prior Principal Balance = 0.00
Total Realized Loss Amount = 0.00
Total Net Liquidation Proceeds = 0.00
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.
Loan Number			Original	Prior		Current	State &
&		Loan	Principal	Principal	Realized	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Balance	Loss/(Gain)	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
					Page 21 of 22				© COPYRIGHT 2003 Deutsche Bank
	Citicorp Home Equity Loan Trust 2003-HE1
	Mortgage Pass-Through Certificates
	Triggers, Adj. Rate Cert. and Miscellaneous Report for October 27, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report for December 26, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report
TRIGGER EVENTS								TOTAL
	Has a Stepdown Date occurred?							No
	Does Trigger Event exist?							No
	1. Does (A) exceed (B)?							No
	(A) Delinquency Percentage (quotient of (x) over (y))							12.9026%
	(x) 60+ Day Delinq. Loans (incl. FCLs, REOs & BKs)							4,~~126~~606,~~211~~600.6000
	(y) Stated Principal Balance of the Mortgage Loans							~~216~~203,~~862~~829,~~229~~638.6727
	(B) 40% of Credit Enhancement Percentage							78.9040%
	2. Does (A) exceed (B)?							No
	(A) Realized Loss % (quotient of (x) over (y))							0.00%
	(x) Aggregate Realized Losses to date							0.00
	(y) Cut-off Date Principal Bal. of the Mortgage Loans							231,438,602.64
	(B) Applicable Percentage							100.00%
	Credit Enhancement Percentage (Prior)							1920.3340%
ADJUSTABLE RATE CERTIFICATE INFORMATION								TOTAL
SPACE INTENTIONALLY LEFT BLANK
ADDITIONAL INFORMATION								TOTAL
	Net WAC Rate Carryover Amount							0.00
				Page 22 of 22				© COPYRIGHT 2003 Deutsche Bank

Filing Compare · SALOMON BROTH MORT SEC VII INC CITI HM EQ LN TR SE 2003-HE1