SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ~~October~~November 2725, 2003 MORGAN STANLEY ABS CAPITAL I INC. (as Depositor, The Provident Bank as Servicer, NC Capital Corporation, as Responsible Party and Deutsche Bank National Trust Company, as Trustee MORGAN STANLEY ABS CAPITAL I INC (Exact name of Registrant as specified in its Charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-104046-12 13-3939229 (Commission File Number) (I.R.S. Employer Identification No.) 1585 BROADWAY, 2ND FLOOR NEW YORK, NEW YORK 10036 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (212) 761-4000 Item 5. Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 7. Financial Statement and Exhibits Exhibits: (as noted in Item 5 above) Monthly Remittance Statement to the Certificateholders dated as of ~~October~~November 2725, 2003. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Deutsche Bank National Trust Company, not in its individual capacity, but solely as a duly authorized agent of the Registrant pursuant to the Pooling and Servicing Agreement, dated as of September 1,2003. Date: ~~Oct~~Nov 2926, 2003 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT Monthly Remittance Statement to the Certificateholders dated as of ~~October~~November 2725, 2003.

	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	October 27, 2003 Distribution
	November 25, 2003 Distribution
	Contents
			TABLE OF CONTENTS
								Page
			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				4
			4.	Credit Enhancement Report				7
			5.	Collateral Report				8
			6.	Delinquency Report				11
			7.	REO Report				14
			8.	Foreclosure Report				15
			9.	Prepayment Report				16
			10.	Prepayment Detail Report				19
			11.	Realized Loss Report				2021
			12.	Realized Loss Detail Report				2324
			13.	Triggers, Adj. Rate Cert. and Miscellaneous Report				2425
				Total Number of Pages				2425
			CONTACTS
				Administrator: Jeremy Conyers
				Direct Phone Number: (714)247-6274
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705
				Web Site: https://www.corporatetrust.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000
ISSUANCE INFORMATION
	Seller:		Morgan Stanley					Cut-Off Date: September 1, 2003
	Certificate Insurer(s):							Closing Date: September 25, 2003
								First Payment Date: October 27, 2003
	Servicer(s):		Provident Bank Master Servicer
								Distribution Date: October 27, 2003
								Distribution Date: November 25, 2003
	Underwriter(s):		Morgan Stanley Dean Witter					Record Date: ~~October~~November 24, 2003
								September 30, 2003
								October 31, 2003
						Page 1 of 24					© COPYRIGHT 2003 Deutsche Bank
						Page 1 of 25					© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	REMIC II Series 2003-NC8
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for November 25, 2003 Distribution
	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)
A1	FLT, STEP	708,882,000.00			~~708~~703,~~882~~687,~~000~~731.0035	~~976~~878,~~681~~632.8732	57,~~194~~913,~~268~~036.6592	68,~~170~~791,~~950~~669.5224	-	-	~~703~~695,~~687~~774,~~731~~694.3543
A2	FLT, STEP	386,901,000.00			~~386~~382,~~901~~504,~~000~~147.0001	~~508~~456,~~989~~029.7694	43,~~396~~833,~~852~~970.9917	4,~~905~~290,~~842~~000.7511	-	-	~~382~~378,~~504~~670,~~147~~176.0184
M1	MEZ, FLT,ST	87,118,000.00			87,118,000.00	~~140~~127,~~937~~724.5667	-	~~140~~127,~~937~~724.5667	-	-	87,118,000.00
M2	MEZ, FLT,ST	71,464,000.00			71,464,000.00	~~182~~165,~~312~~220.6080	-	~~182~~165,~~312~~220.6080	-	-	71,464,000.00
M3	MEZ, FLT,ST	23,822,000.00			23,822,000.00	6861,~~183~~791.8662	-	6861,~~183~~791.8662	-	-	23,822,000.00
B1	SUB, FLT,ST	20,418,000.00			20,418,000.00	8577,~~664~~633.8577	-	8577,~~664~~633.8577	-	-	20,418,000.00
B2	SUB, FLT,ST	14,293,000.00			14,293,000.00	6156,~~872~~072.8123	-	6156,~~872~~072.8123	-	-	14,293,000.00
B3	SUB, FLT,ST	17,696,000.00			17,696,000.00	7669,~~604~~422.0239	-	7669,~~604~~422.0239	-	-	17,696,000.00
X	SUB	30,627,758.00			30,627,~~758~~489.0048	5,~~791~~945,~~940~~077.8375	~~268.52~~-	5,~~792~~945,~~209~~077.3575	-	-	30,627,489.48
P	SUB,EXE	-			-	67144,~~718~~251.6050	-	67144,~~718~~251.6050	-	-	-
R	R	-			-	-	-	-	-	-	-
Total		1,361,221,758.00			1,~~361~~351,~~221~~630,~~758~~367.0084	7,~~960~~981,~~906~~856.7699	911,~~591~~747,~~390~~007.1609	1719,~~552~~728,~~296~~864.9208	-	-	1,~~351~~339,~~630~~883,~~367~~360.8475
	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)
A1	0910/2527/03	1011/2624/03		A-Act/360	61746RDK4	708,882,000.00	~~1,000~~992.~~000000~~672591	1.~~377778~~239462	711.~~327409~~162700	812.~~705187~~402162	~~992~~981.~~672591~~509891
A2	0910/2527/03	1011/2624/03		A-Act/360	61746RDL2	386,901,000.00	~~1,000~~988.~~000000~~635716	1.~~315556~~178673	119.~~364284~~909435	1211.~~679840~~088108	~~988~~978.~~635716~~726281
M1	0910/2527/03	1011/2624/03		A-Act/360	61746RDM0	87,118,000.00	1,000.000000	1.~~617778~~466111	-	1.~~617778~~466111	1,000.000000
M2	0910/2527/03	1011/2624/03		A-Act/360	61746RDN8	71,464,000.00	1,000.000000	2.~~551111~~311944	-	2.~~551111~~311944	1,000.000000
M3	0910/2527/03	1011/2624/03		A-Act/360	61746RDP3	23,822,000.00	1,000.000000	2.~~862222~~593889	-	2.~~862222~~593889	1,000.000000
B1	0910/2527/03	1011/2624/03		A-Act/360	61746RDQ1	20,418,000.00	1,000.000000	43.~~195555~~802222	-	43.~~195555~~802222	1,000.000000
B2	0910/2527/03	1011/2624/03		A-Act/360	61746RDR9	14,293,000.00	1,000.000000	43.~~328889~~923055	-	43.~~328889~~923055	1,000.000000
B3	0910/2527/03	1011/2624/03		A-Act/360	61746RDS7	17,696,000.00	1,000.000000	43.~~328889~~923055	-	43.~~328889~~923055	1,000.000000
X				A-Act/360		30,627,758.00	~~1,000~~999.~~000000~~991233	~~189~~194.~~107568~~107507	~~0.008767~~-	~~189~~194.~~116335~~107507	999.991233
P				A-Act/360		-	-	-	-	-	-
R				A-Act/360		-	-	-	-	-	-
							Page 2 of 24				© COPYRIGHT 2003 Deutsche Bank
							Page 2 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	REMIC II Series 2003-NC8
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for November 25, 2003 Distribution
	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)
A1	708,882,000.00		~~976~~1,~~681~~855,314.8719		411,~~600~~775,~~637~~962.2815	~~593~~1,~~631~~331,343.3742	513,~~194~~107,~~268~~305.6557	614,~~170~~962,~~950~~619.5276	-	-	~~703~~695,~~687~~774,~~731~~694.3543
A2	386,901,000.00		~~508~~965,~~989~~019.7670		37,~~894~~370,~~354~~893.9495	~~502~~859,~~498~~929.0521	48,~~396~~230,~~852~~823.9916	49,~~905~~195,842.7586	-	-	~~382~~378,~~504~~670,~~147~~176.0184
M1	87,118,000.00		~~140~~268,~~937~~662.5623		-0.00	-	-	~~140~~268,~~937~~662.5623	-	-	87,118,000.00
M2	71,464,000.00		~~182~~347,~~312~~533.6040		-	-	-	~~182~~347,~~312~~533.6040	-	-	71,464,000.00
M3	23,822,000.00		68129,~~183~~975.8648		-	-	-	68129,~~183~~975.8648	-	-	23,822,000.00
B1	20,418,000.00		85163,~~664~~298.8562		-	-	-	85163,~~664~~298.8562	-	-	20,418,000.00
B2	14,293,000.00		61117,~~872~~945.8104		-	-	-	61117,~~872~~945.8104	-	-	14,293,000.00
B3	17,696,000.00		76146,~~604~~026.0241		-	-	-	76146,~~604~~026.0241	-	-	17,696,000.00
X	30,627,758.00		511,~~791~~737,~~940~~018.8358		237.83	30.69	268.52	511,~~792~~737,~~209~~287.3510	-	-	30,627,489.48
P	-		67211,~~718~~970.6010		-	-	-	67211,~~718~~970.6010	-	-	-
R	-		-		-	-	-	-	-	-	-
Total	1,361,221,758.00		715,~~960~~942,~~906~~763.7675		819,~~495~~147,~~230~~093.0593	12,~~096~~191,~~160~~303.1132	921,~~591~~338,~~390~~397.1625	1737,~~552~~281,~~296~~161.9200	-	-	1,~~351~~339,~~630~~883,~~367~~360.8475
	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)
A1	1.55000%	~~708~~703,~~882~~687,~~000~~731.0035			~~976~~878,~~681~~632.8732	-	-	-	~~976~~878,~~681~~632.8732	~~976~~878,~~681~~632.8732	-
A2	1.48000%	~~386~~382,~~901~~504,~~000~~147.0001			~~508~~456,~~989~~029.7694	-	-	-	~~508~~456,~~989~~029.7694	~~508~~456,~~989~~029.7694	-
M1	1.82000%	87,118,000.00			~~140~~127,~~937~~724.5667	-	-	-	~~140~~127,~~937~~724.5667	~~140~~127,~~937~~724.5667	-
M2	2.87000%	71,464,000.00			~~182~~165,~~312~~220.6080	-	-	-	~~182~~165,~~312~~220.6080	~~182~~165,~~312~~220.6080	-
M3	3.22000%	23,822,000.00			6861,~~183~~791.8662	-	-	-	6861,~~183~~791.8662	6861,~~183~~791.8662	-
B1	4.72000%	20,418,000.00			8577,~~664~~633.8577	-	-	-	8577,~~664~~633.8577	8577,~~664~~633.8577	-
B2	4.87000%	14,293,000.00			6156,~~872~~072.8123	-	-	-	6156,~~872~~072.8123	6156,~~872~~072.8123	-
B3	4.87000%	17,696,000.00			7669,~~604~~422.0239	-	-	-	7669,~~604~~422.0239	7669,~~604~~422.0239	-
X	5.~~10671~~27814%	30,627,~~758~~489.0048			5,~~791~~945,~~940~~077.8375	-	-	-	5,~~791~~945,~~940~~077.8375	5,~~791~~945,~~940~~077.8375	-
P		-			67144,~~718~~251.6050	-	-	-	67144,~~718~~251.6050	67144,~~718~~251.6050	-
R		-			-	-	-	-	-	-	-
Total		1,~~361~~351,~~221~~630,~~758~~367.0084			7,~~960~~981,~~906~~856.7699	-	-	-	7,~~960~~981,~~906~~856.7699	7,~~960~~981,~~906~~856.7699	-
							Page 3 of 24				© COPYRIGHT 2003 Deutsche Bank
							Page 3 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
SUMMARY						GROUP 2	GROUP 1	TOTAL
	Principal Collections					43,~~396~~833,~~976~~970.0917	57,~~194~~913,~~414~~036.0792	911,~~591~~747,~~390~~007.1609
	Principal Other Accounts					0.00	0.00	0.00
	TOTAL NET PRINCIPAL					43,~~396~~833,~~976~~970.0917	57,~~194~~913,~~414~~036.0792	911,~~591~~747,~~390~~007.1609
	Interest Collections					2,~~832~~808,~~055~~189.2035	5,~~142~~115,~~385~~278.1332	7,~~974~~923,~~440~~467.3367
	Interest Withdrawals					0.00	0.00	0.00
	Interest Other Accounts					0.00	0.00	0.00
	Interest Fees					(3031,~~082~~538.0876)	(5154,~~170~~323.0942)	(8185,~~252~~862.1718)
	TOTAL NET INTEREST					2,~~801~~776,~~973~~650.1259	5,~~091~~060,~~215~~954.0490	7,~~893~~837,~~188~~605.1649
	TOTAL PRINCIPAL & INTEREST DISTRIBUTABLE					76,~~198~~610,~~949~~620.2176	1012,~~285~~973,~~629~~991.1182	1719,~~484~~584,~~578~~612.3258
	Prepayment Penalties Collected							67144,~~718~~251.6050
	TOTAL AVAILABLE FUNDS FOR DISTRIBUTION							1719,~~552~~728,~~296~~864.9208
PRINCIPAL - COLLECTIONS						GROUP 2	GROUP 1	TOTAL
	Scheduled Principal Received					398,~~345~~299.8032	~~697~~696,~~814~~843.3189	1,~~096~~095,~~160~~143.1121
	Prepayments In Full					3,~~887~~414,~~592~~832.6303	47,~~349~~190,~~834~~555.7041	810,~~237~~605,~~427~~387.3344
	Curtailments					2920,~~284~~838.9782	25,~~894~~637.7062	5546,~~179~~476.6744
	Liquidations					0.00	0.00	0.00
	Insurance Principal					0.00	0.00	0.00
	Repurchased Principal Amounts					0.00	0.00	0.00
	Other Principal					~~81,752~~0.6900	~~120,870~~0.3600	~~202,623~~0.0500
	Total Realized Loss Of Principal					0.00	0.00	0.00
	Delinquent Principal					(~~342~~337,~~207~~813.2116)	(~~604~~599,~~747~~123.6538)	(~~946~~936,~~954~~936.8654)
	Advanced Principal					~~342~~337,~~207~~813.2116	~~604~~599,~~747~~123.6538	~~946~~936,~~954~~936.8654
	TOTAL PRINCIPAL COLLECTED					43,~~396~~833,~~976~~970.0917	57,~~194~~913,~~414~~036.0792	911,~~591~~747,~~390~~007.1609
				Page 4 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 4 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
PRINCIPAL - WITHDRAWALS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
INTEREST - COLLECTIONS						GROUP 2	GROUP 1	TOTAL
	Scheduled Interest					32,~~003~~976,~~520~~387.4077	5,~~460~~428,~~502~~114.4302	8,~~464~~404,~~022~~501.8379
	Liquidation Interest					0.00	0.00	0.00
	Repurchased Interest					0.00	0.00	0.00
	Insurance Interest					0.00	0.00	0.00
	Other Interest					0.00	0.00	0.00
	Relief Act Interest Shortfalls					0.00	0.00	0.00
	Net Prepayment Interest Shortfalls					0.00	0.00	0.00
	Delinquent Interest					(2,~~576~~530,~~264~~531.8030)	(4,~~752~~669,~~240~~716.2918)	(7,~~328~~200,~~505~~247.0948)
	Interest Advanced					2,~~404~~362,~~799~~332.6088	4,~~434~~356,~~122~~880.9948	6,~~838~~719,~~922~~213.5936
	TOTAL INTEREST COLLECTED					2,~~832~~808,~~055~~189.2035	5,~~142~~115,~~385~~278.1332	7,~~974~~923,~~440~~467.3367
				Page 5 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 5 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
INTEREST - WITHDRAWALS						GROUP 2	GROUP 1	TOTAL
	Trust Fund Expenses							0.00
	Nonrecoverable Advances							0.00
	Reimbursements to Master Servicer							0.00
	TOTAL INTEREST WITHDRAWALS							0.00
INTEREST - OTHER ACCOUNTS						GROUP 2	GROUP 1	TOTAL
	TOTAL INTEREST OTHER ACCOUNTS					0.00	0.00	0.00
INTEREST - FEES						GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees					2830,~~760~~229.3714	4851,~~748~~916.4406	7782,~~508~~145.8120
	Trustee Fees					1,~~321~~309.7162	2,~~421~~407.6536	3,~~743~~716.3698
	TOTAL INTEREST OTHER FEES					3031,~~082~~538.0876	5154,~~170~~323.0942	8185,~~252~~862.1718
				Page 6 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 6 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Credit Enhancement Report for October 27, 2003 Distribution
	Credit Enhancement Report for November 25, 2003 Distribution
	Credit Enhancement Report
ACCOUNTS						GROUP 2	GROUP 1	TOTAL
	Excess Reserve Fund Balance (Ending)							0.00
INSURANCE						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
STRUCTURAL FEATURES						GROUP 2	GROUP 1	TOTAL
	Beginning Subordinated Amount							30,627,~~758~~489.0856
	Ending Subordinated Amount							30,627,489.56
	Specified Subordinated Amount							30,627,489.56
	Senior Enhancement Percentage							19.6481%
				Page 7 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 7 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
COLLATERAL						GROUP 2	GROUP 1	TOTAL
	Loan Count:
	Original					2798	5542	8340
	Prior					-2,783	-5,513	-8,296
	Prefunding					-	-	-
	Scheduled Paid Offs					-	-	-
	Full Voluntary Prepayments					(1516)	(2943)	(4459)
	Repurchases					-	-	-
	Liquidations					-	-	-
	Current					2,~~783~~767	5,~~513~~470	8,~~296~~237
	Principal Balance:
	Original					480,541,365.15	880,477,769.88	1,361,019,135.03
	Prior					-476,226,141.75	-875,404,226.17	-1,351,630,367.92
	Prefunding					-	-	-
	Scheduled Principal					(398,~~345~~299.8032)	(~~697~~696,~~814~~843.3189)	(1,~~096~~095,~~160~~143.1121)
	Partial and Full Voluntary Prepayments					(3,~~916~~435,~~877~~670.6085)	(47,~~375~~216,~~729~~193.4003)	(810,~~292~~651,~~607~~863.0088)
	Repurchases					-	-	-
	Liquidations					-	-	-
	Current					~~476~~472,~~226~~392,~~141~~171.7558	~~875~~867,~~404~~491,~~226~~189.1725	1,~~351~~339,~~630~~883,~~367~~360.9283
PREFUNDING						GROUP 2	GROUP 1	TOTAL
	Closing Date Deposit Amount					~~81,752~~0.6900	~~120,870~~0.3600	~~202,623~~0.0500
	Group 1
	Group 2
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)
				Page 8 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 8 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
CHARACTERISTICS						GROUP 2	GROUP 1	TOTAL
	Weighted Average Coupon Original					7.500342%	7.442099%	7.462663%
	Weighted Average Coupon Prior					7.500342%	7.442099%	7.462663%
	Weighted Average Coupon Current					7.~~500342~~499935%	7.~~442099~~440833%	7.~~462663~~461657%
	Weighted Average Months to Maturity Original					345	355	351
	Weighted Average Months to Maturity Prior					-345	-355	-351
	Weighted Average Months to Maturity Current					~~345~~344	~~355~~354	~~351~~350
	Weighted Avg Remaining Amortization Term Original					345	354	351
	Weighted Avg Remaining Amortization Term Prior					-345	-354	-351
	Weighted Avg Remaining Amortization Term Current					~~345~~344	~~354~~353	~~351~~350
	Weighted Average Seasoning Original					3.18	3.17	3.17
	Weighted Average Seasoning Prior					-3.18	-3.17	-3.17
	Weighted Average Seasoning Current					34.18	34.1716	34.17
Note: Original information refers to deal issue.
	Group 1
	Group 2
WAC by Groups					Total WAC
WARAT by Groups					Total WARAT
Note: Dates correspond to distribution dates.
				Page 9 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 9 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
ARM CHARACTERISTICS						GROUP 2	GROUP 1	TOTAL
	Weighted Average Margin Original					3.534%	4.792%
	Weighted Average Margin Prior					3.534%	4.792%
	Weighted Average Margin Current					3.~~534~~522%	4.~~792~~791%
	Weighted Average Max Rate Original					9.061%	12.316%
	Weighted Average Max Rate Prior					9.061%	12.316%
	Weighted Average Max Rate Current					9.~~061~~028%	12.~~316~~308%
	Weighted Average Min Rate Original					4.545%	6.368%
	Weighted Average Min Rate Prior					4.545%	6.368%
	Weighted Average Min Rate Current					4.~~545~~528%	6.~~368~~364%
	Weighted Average Cap Up Original					1.015%	1.283%
	Weighted Average Cap Up Prior					1.015%	1.283%
	Weighted Average Cap Up Current					1.~~015~~012%	1.~~283~~282%
	Weighted Average Cap Down Original					1.015%	1.283%
	Weighted Average Cap Down Prior					1.015%	1.283%
	Weighted Average Cap Down Current					1.~~015~~012%	1.~~283~~282%
Note: Original information refers to deal issue.
SERVICING FEES / ADVANCES						GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees					2830,~~760~~229.3714	4851,~~748~~916.4406	7782,~~508~~145.8120
	Delinquent Servicing Fees					~~171~~168,~~465~~198.2042	~~318~~312,~~117~~835.3070	~~489~~481,~~582~~034.5012
	TOTAL SERVICING FEES					~~200~~198,~~225~~427.5756	~~366~~364,~~865~~751.7476	~~567~~563,~~091~~179.3132
	Prepayment Interest Shortfall					127,~~857~~839.1534	1217,~~660~~631.6617	25,~~517~~470.8151
	Compensating Interest					(127,~~857~~839.1534)	(1217,~~660~~631.6617)	(25,~~517~~470.8151)
	Delinquent Servicing Fees					(~~171~~168,~~465~~198.2042)	(~~318~~312,~~117~~835.3070)	(~~489~~481,~~582~~034.5012)
	COLLECTED SERVICING FEES					2830,~~760~~229.3714	4851,~~748~~916.4406	7782,~~508~~145.8120
	Aggregate Advances with respect to this Distribution					2,~~747~~700,~~006~~146.8104	54,~~038~~956,~~870~~003.6486	7,~~785~~656,~~877~~149.4590
	Current Nonrecoverable Advances					0.00	0.00	0.00
	Cumulative Nonrecoverable Advances					0.00	0.00	0.00
ADDITIONAL COLLATERAL INFORMATION						GROUP 2	GROUP 1	TOTAL
	Net Prepayment Interest Shortfall					0.00	0.00	0.00
	Net Monthly Excess Cash Flow							5,~~791~~945,~~940~~077.8375
	Ending Pool Stated Principal Balance					~~476~~472,~~226~~392,~~141~~171.7558	~~875~~867,~~404~~491,~~226~~189.1725	1,~~351~~339,~~630~~883,~~367~~360.9283
				Page 10 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 10 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Total
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			215,~~239~~651,~~372~~828.0998	801,~~466~~044,477.0686	-	216,~~319~~696,~~838~~306.1584
		% Balance			01.17%	0.0108%	0.00%	01.1725%
		# Loans			14107	15	-	15112
		% # Loans			01.1730%	0.0106%	0.00%	01.1836%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-1,319,351.20	-	-	-	-1,319,351.20
		% Balance		0.0010%	0.00%	0.00%	0.00%	0.0010%
		# Loans		-12	-	-	-	-12
		% # Loans		0.0015%	0.00%	0.00%	0.00%	0.0015%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-1,319,351.20	215,~~239~~651,~~372~~828.0998	801,~~466~~044,477.0686	-	218,~~319~~015,~~838~~658.1504
		% Balance		0.0010%	01.17%	0.0108%	0.00%	01.1734%
		# Loans		-12	14107	15	-	15124
		% # Loans		0.0015%	01.1730%	0.0106%	0.00%	01.1851%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 11 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 11 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 1 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			~~977~~10,~~999~~933,520.6199	-252,967.39	-	~~977~~11,~~999~~186,488.6138
		% Balance			01.1126%	0.0003%	0.00%	01.1129%
		# Loans			677	-2	-	679
		% # Loans			01.1141%	0.0004%	0.00%	01.1144%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-933,185.75	-	-	-	-933,185.75
		% Balance		0.0011%	0.00%	0.00%	0.00%	0.0011%
		# Loans		-8	-	-	-	-8
		% # Loans		0.0015%	0.00%	0.00%	0.00%	0.0015%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-933,185.75	~~977~~10,~~999~~933,520.6199	-252,967.39	-	~~977~~12,~~999~~119,674.6113
		% Balance		0.0011%	01.1126%	0.0003%	0.00%	01.1140%
		# Loans		-8	677	-2	-	687
		% # Loans		0.0015%	01.1141%	0.0004%	0.00%	01.1159%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 12 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 12 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 2 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			14,~~261~~718,~~372~~307.4899	80791,~~466~~510.0647	-	15,~~341~~509,~~838~~818.5446
		% Balance			01.2600%	0.0217%	0.00%	01.2817%
		# Loans			830	13	-	933
		% # Loans			01.2908%	0.0411%	0.00%	01.3219%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-386,165.45	-	-	-	-386,165.45
		% Balance		0.0008%	0.00%	0.00%	0.00%	0.0008%
		# Loans		-4	-	-	-	-4
		% # Loans		0.0014%	0.00%	0.00%	0.00%	0.0014%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-386,165.45	14,~~261~~718,~~372~~307.4899	80791,~~466~~510.0647	-	15,~~341~~895,~~838~~983.5491
		% Balance		0.0008%	01.2600%	0.0217%	0.00%	01.2825%
		# Loans		-4	830	13	-	937
		% # Loans		0.0014%	01.2908%	0.0411%	0.00%	01.3234%
Note: <1 Payment = 0-30days, 1 Payment = 31-60days, 2 Payments = 61-90days, 3+ Payments = 91+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 13 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 13 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	REO Report for October 27, 2003 Distribution
	REO Report for November 25, 2003 Distribution
	REO Report - Mortgage Loans that Become REO During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1 Group; REO Book Value = 000.00
Total Original Principal Balance = 000.00				Loan Group 2 = Group 2 Group; REO Book Value = 000.00
Total Current Balance = 000.00
REO Book Value = 000.00
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 14 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 14 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Foreclosure Report for October 27, 2003 Distribution
	Foreclosure Report for November 25, 2003 Distribution
	Foreclosure Report - Mortgage Loans that Become Foreclosure During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1 Group
Total Original Principal Balance = 000.00				Loan Group 2 = Group 2 Group
Total Current Balance = 000.00
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 15 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 15 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENTS						GROUP 2	GROUP 1	TOTAL
	Current
	Number of Paid in Full Loans					1516	2943	4459
	Number of Repurchased Loans					-	-	-
	Total Number of Loans Prepaid in Full					1516	2943	4459
	Paid in Full Balance					3,~~887~~414,~~592~~832.6303	47,~~349~~190,~~834~~555.7041	810,~~237~~605,~~427~~387.3344
	Repurchased Loans Balance					-	-	-
	Curtailments Amount					2920,~~284~~838.9782	25,~~894~~637.7062	5546,~~179~~476.6744
	Total Prepayment Amount					3,~~916~~435,~~877~~670.6085	47,~~375~~216,~~729~~193.4003	810,~~292~~651,~~607~~863.0088
	Cumulative
	Number of Paid in Full Loans					1531	2972	44103
	Number of Repurchased Loans					-	-	-
	Total Number of Loans Prepaid in Full					1531	2972	44103
	Paid in Full Balance					37,~~887~~302,~~592~~424.6366	411,~~349~~540,~~834~~390.7011	818,~~237~~842,~~427~~814.3377
	Repurchased Loans Balance					-	-	-
	Curtailments Amount					2950,~~284~~123.9779	2551,~~894~~532.7032	55101,~~179~~656.6711
	Total Prepayment Amount					37,~~916~~352,~~877~~548.6045	411,~~375~~591,~~729~~922.4043	818,~~292~~944,~~607~~470.0088
SPACE INTENTIONALLY LEFT BLANK
Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)
				Page 16 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 16 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENT RATES						GROUP 2	GROUP 1	TOTAL
	SMM					0.8272%	0.5082%	0.6179%
	3 Months Avg SMM
	12 Months Avg SMM
	Avg SMM Since Cut-off					0.8277%	0.5066%	0.6170%
	CPR					98.3633%	59.8146%	79.0806%
	3 Months Avg CPR
	12 Months Avg CPR
	Avg CPR Since Cut-off					98.3685%	57.8165%	78.08%
	PSA					~~1470~~995.6423%	~~917~~1136.3632%	~~1115~~1086.6663%
	3 Months Avg PSA Approximation
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation					~~1470~~1200.6482%	~~917~~1044.3622%	~~1115~~1099.6690%
	Group 1
	Group 2
CPR by Groups					Total CPR
PSA by Groups					Total PSA
				Page 17 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 17 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
	Group 1
	Group 2
CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off
PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.02*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.
				Page 18 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 18 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for October 27, 2003 Distribution
	Prepayment Detail Report for November 25, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 44						Loan Group 1 = Group 1 Group
Total Loan Count = 59						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 8,251,237.00						Loan Group 2 = Group 2 Group
Total Original Principal Balance = 10,632,758.00						Loan Group 2 = Group 2 Group
Total Prepayment Amount = 8,237,427.33
Total Prepayment Amount = 10,605,387.44
Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date
833875 1			124,000.00	123,765.97	Sep-29-03	8.350%	MD - 80.00%	Paid Off - 360	Jun-09-03
845043 1			113,800.00	113,458.98	Oct-10-03	7.500%	CA - 43.44%	Paid Off - 360	Jun-11-03
888031 1			156,000.00	155,725.30	Sep-17-03	6.650%	WA - 80.00%	Paid Off - 360	Jun-10-03
855994 1			250,000.00	249,148.29	Oct-31-03	7.990%	CA - 84.75%	Paid Off - 360	May-02-03
889844 1			244,000.00	243,364.97	Sep-29-03	6.740%	MA - 80.00%	Paid Off - 360	May-15-03
867638 1			172,000.00	171,466.18	Oct-30-03	8.450%	CA - 80.00%	Paid Off - 360	May-22-03
892204 1			127,500.00	127,190.79	Sep-29-03	7.100%	CA - 85.00%	Paid Off - 360	Jun-03-03
889782 1			238,400.00	237,409.53	Oct-21-03	6.990%	CO - 69.50%	Paid Off - 360	May-20-03
900902 1			289,564.00	288,974.92	Sep-09-03	5.900%	IL - 80.00%	Paid Off - 360	Jun-23-03
890344 1			87,200.00	86,975.26	Oct-28-03	8.250%	MA - 80.00%	Paid Off - 360	May-05-03
911057 1			108,500.00	108,438.96	Sep-04-03	12.100%	WI - 70.00%	Paid Off - 360	Jun-09-03
892473 1			234,000.00	233,161.08	Oct-15-03	7.750%	CA - 78.00%	Paid Off - 360	Jun-03-03
913961 1			59,200.00	59,080.96	Sep-22-03	9.250%	SC - 80.00%	Paid Off - 360	May-30-03
906258 1			275,400.00	274,732.37	Oct-21-03	8.550%	CA - 90.00%	Paid Off - 360	May-29-03
922513 1			114,750.00	114,490.07	Sep-09-03	7.800%	MO - 85.00%	Paid Off - 360	Jun-05-03
907993 1			57,300.00	57,154.02	Oct-06-03	6.850%	MA - 20.32%	Paid Off - 360	Jun-03-03
922956 1			137,250.00	137,089.84	Sep-25-03	8.700%	WI - 75.00%	Paid Off - 360	Jun-05-03
920073 1			228,600.00	228,112.83	Oct-02-03	7.750%	CA - 90.00%	Paid Off - 360	Jun-11-03
923810 1			204,000.00	203,438.33	Sep-26-03	6.450%	CA - 60.36%	Paid Off - 360	Jun-05-03
921166 1			95,200.00	94,978.05	Oct-30-03	7.300%	FL - 80.00%	Paid Off - 360	Jun-12-03
924286 1			110,500.00	110,358.59	Sep-30-03	8.250%	MI - 85.00%	Paid Off - 360	Jun-13-03
922258 1			234,000.00	233,080.60	Oct-22-03	6.450%	CA - 73.13%	Paid Off - 360	Jun-03-03
925284 1			136,000.00	135,825.94	Sep-15-03	8.250%	FL - 80.00%	Paid Off - 360	Jun-23-03
923674 1			133,000.00	132,638.72	Oct-15-03	7.990%	IL - 73.48%	Paid Off - 360	Jun-06-03
925296 1			129,750.00	129,582.26	Sep-05-03	8.200%	CA - 75.00%	Paid Off - 360	Jun-25-03
924968 1			233,750.00	233,221.07	Oct-31-03	7.450%	CA - 85.00%	Paid Off - 360	Jun-25-03
926139 1			198,750.00	198,563.38	Sep-19-03	9.740%	CA - 75.00%	Paid Off - 360	Jun-10-03
926006 1			144,000.00	143,716.92	Oct-08-03	8.150%	NJ - 80.00%	Paid Off - 360	Jun-09-03
929409 1			315,000.00	314,558.37	Sep-16-03	7.800%	CA - 66.32%	Paid Off - 360	Jun-02-03
926514 1			252,000.00	251,168.72	Oct-07-03	5.500%	CA - 68.85%	Paid Off - 360	Jun-16-03
929857 1			78,000.00	77,876.23	Sep-30-03	7.180%	AZ - 75.00%	Paid Off - 360	Jun-16-03
926744 1			212,500.00	211,905.05	Oct-03-03	8.100%	CA - 85.00%	Paid Off - 360	Jun-10-03
930844 1			55,600.00	55,491.13	Sep-19-03	6.550%	CA - 80.00%	Paid Off - 360	Jun-16-03
927657 1			40,000.00	39,929.71	Oct-07-03	8.700%	ID - 50.00%	Paid Off - 360	Jun-04-03
933243 1			77,000.00	76,933.03	Sep-15-03	10.100%	FL - 70.00%	Paid Off - 360	Jun-17-03
928313 1			83,000.00	82,888.91	Oct-17-03	10.000%	RI - 50.61%	Paid Off - 360	Jun-05-03
933421 1			94,870.00	94,728.74	Sep-19-03	7.500%	NV - 80.00%	Paid Off - 360	Jun-24-03
928818 1			118,800.00	118,575.75	Oct-20-03	8.350%	MI - 90.00%	Paid Off - 360	Jun-04-03
934699 1			96,000.00	95,903.16	Oct-01-03	9.400%	NC - 75.00%	Paid Off - 360	Jun-24-03
929683 1			178,500.00	178,104.05	Oct-31-03	7.550%	CA - 85.00%	Paid Off - 360	Jun-12-03
936781 1			191,250.00	190,929.30	Sep-10-03	6.900%	CA - 85.00%	Paid Off - 360	Jun-26-03
930080 1			196,000.00	195,533.92	Oct-14-03	7.200%	CA - 80.00%	Paid Off - 360	Jun-20-03
938073 1			144,000.00	143,798.11	Oct-01-03	7.800%	CA - 90.00%	Paid Off - 360	Jun-30-03
930186 1			204,000.00	203,488.40	Oct-02-03	7.000%	NY - 80.00%	Paid Off - 360	Jun-30-03
939417 1			208,250.00	208,001.93	Sep-15-03	8.600%	CA - 85.00%	Paid Off - 360	Jun-06-03
930627 1			195,500.00	195,062.00	Oct-31-03	7.500%	MI - 85.00%	Paid Off - 360	Jun-10-03
940307 1			290,500.00	289,895.23	Sep-15-03	6.650%	CA - 79.59%	Paid Off - 360	Jun-30-03
932684 1			187,000.00	186,639.81	Oct-31-03	8.250%	MO - 68.00%	Paid Off - 360	Jun-19-03
940862 1			73,600.00	73,473.51	Sep-05-03	6.775%	TX - 80.00%	Paid Off - 360	Jun-25-03
934075 1			83,700.00	83,403.59	Oct-30-03	6.650%	CA - 65.91%	Paid Off - 360	Jun-27-03
948568 1			129,000.00	129,000.00	Sep-23-03	4.640%	NM - 39.21%	Paid Off - 300	Jun-30-03
934206 1			116,000.00	115,802.02	Oct-15-03	8.840%	PA - 82.86%	Paid Off - 360	Jun-30-03
949154 1			35,000.00	34,957.45	Sep-05-03	8.500%	MO - 43.21%	Paid Off - 360	Jun-27-03
935711 1			65,550.00	65,408.23	Oct-30-03	7.700%	IL - 95.00%	Paid Off - 360	Jun-24-03
954805 1			106,400.00	106,183.53	Sep-10-03	5.900%	IL - 80.00%	Paid Off - 360	Jun-25-03
938156 1			85,000.00	84,836.27	Oct-28-03	8.250%	MD - 85.00%	Paid Off - 360	Jun-19-03
967813 1			322,700.00	322,214.70	Sep-04-03	7.450%	CA - 79.68%	Paid Off - 360	Jun-30-03
940807 1			120,778.00	120,499.21	Oct-23-03	7.350%	IL - 67.10%	Paid Off - 360	Jun-25-03
853155 2			454,000.00	453,078.15	Sep-02-03	7.990%	CA - 81.95%	Paid Off - 360	May-12-03
942039 1			216,000.00	214,408.14	Oct-30-03	8.050%	NJ - 75.79%	Paid Off - 360	Jun-17-03
889100 2			405,000.00	404,314.20	Sep-15-03	6.850%	CA - 67.50%	Paid Off - 360	Jun-05-03
942162 1			156,800.00	156,448.70	Oct-02-03	7.500%	CA - 80.00%	Paid Off - 360	Jun-11-03
904830 2			49,200.00	49,049.07	Sep-05-03	11.990%	CA - 20.00%	Paid Off - 240	May-09-03
943061 1			191,000.00	190,563.46	Oct-06-03	7.400%	NY - 84.51%	Paid Off - 360	Jun-30-03
907657 2			66,600.00	66,464.04	Sep-18-03	8.550%	OH - 90.00%	Paid Off - 360	Jun-24-03
944810 1			208,400.00	207,803.68	Oct-06-03	6.250%	NY - 80.00%	Paid Off - 360	Jun-30-03
911130 2			381,309.00	380,682.06	Sep-12-03	7.000%	FL - 83.80%	Paid Off - 360	Jun-11-03
944967 1			250,000.00	249,518.44	Oct-30-03	8.250%	NJ - 77.88%	Paid Off - 360	Jun-30-03
911460 2			119,000.00	118,870.85	Sep-05-03	9.050%	FL - 85.00%	Paid Off - 360	Jun-06-03
946518 1			112,500.00	112,269.71	Oct-29-03	7.950%	FL - 90.00%	Paid Off - 360	Jun-30-03
911554 2			440,000.00	439,254.91	Sep-15-03	6.850%	CA - 80.00%	Paid Off - 360	Jun-09-03
946841 1			293,920.00	293,102.91	Oct-30-03	6.400%	IL - 80.00%	Paid Off - 360	Jun-24-03
917987 2			262,700.00	262,185.58	Sep-23-03	6.100%	MN - 71.58%	Paid Off - 360	Jun-26-03
947420 1			117,300.00	117,006.03	Oct-03-03	6.950%	MI - 85.00%	Paid Off - 360	Jun-25-03
920994 2			284,750.00	284,112.05	Sep-26-03	7.500%	MD - 85.00%	Paid Off - 360	Jun-10-03
948310 1			190,000.00	189,731.88	Oct-16-03	9.750%	IL - 95.00%	Paid Off - 360	Jun-23-03
931001 2			152,000.00	151,852.99	Sep-12-03	9.600%	MI - 51.53%	Paid Off - 360	Jun-05-03
948798 1			146,700.00	146,414.52	Oct-17-03	8.200%	FL - 89.72%	Paid Off - 360	Jun-30-03
933410 2			23,719.00	23,670.72	Sep-19-03	11.990%	NV - 20.00%	Paid Off - 240	Jun-24-03
949632 1			232,200.00	231,625.64	Oct-30-03	7.000%	IL - 90.00%	Paid Off - 360	Jun-16-03
936897 2			480,000.00	479,203.00	Sep-25-03	6.950%	CA - 80.00%	Paid Off - 360	Jun-11-03
952385 1			69,900.00	69,770.73	Oct-14-03	8.450%	FL - 69.97%	Paid Off - 360	Jun-24-03
937580 2			386,325.00	385,803.77	Sep-05-03	7.990%	CA - 85.00%	Paid Off - 360	Jun-06-03
953626 1			96,000.00	95,795.40	Oct-17-03	7.750%	OH - 80.00%	Paid Off - 360	Jun-30-03
945518 2			337,600.00	337,043.82	Sep-09-09	6.990%	CA - 80.00%	Paid Off - 360	Jun-25-03
954471 1			294,230.00	293,596.64	Oct-21-03	7.700%	CA - 85.00%	Paid Off - 360	Jun-19-03
946890 2			52,100.00	52,007.42	Sep-17-03	12.990%	NY - 20.00%	Paid Off - 240	Jun-30-03
886976 2			648,750.00	647,222.54	Oct-30-03	7.250%	IL - 75.00%	Paid Off - 360	Jun-24-03
					Page 19 of 24				© COPYRIGHT 2003 Deutsche Bank
					Page 19 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Prepayment Detail Report for November 25, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
Loan Number			Original			Current	State &
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Term	Date
888991 2			310,000.00	309,312.37	Oct-03-03	7.550%	CA - 81.79%	Paid Off - 360	Jun-11-03
891935 2			77,500.00	77,334.84	Oct-23-03	7.750%	FL - 70.45%	Paid Off - 360	Jun-04-03
905951 2			120,000.00	119,803.92	Oct-07-03	9.050%	RI - 71.43%	Paid Off - 360	Jun-09-03
913516 2			489,250.00	488,258.58	Oct-24-03	8.000%	MA - 95.00%	Paid Off - 360	Jun-03-03
924871 2			128,000.00	127,777.45	Oct-20-03	8.750%	NJ - 80.00%	Paid Off - 360	Jun-30-03
925547 2			214,650.00	214,299.10	Oct-07-03	9.050%	CT - 90.00%	Paid Off - 360	Jun-30-03
925551 2			267,000.00	266,284.47	Oct-30-03	6.850%	NY - 77.39%	Paid Off - 360	Jun-27-03
928065 2			342,000.00	341,210.57	Oct-20-03	7.350%	CA - 90.00%	Paid Off - 360	Jun-16-03
936050 2			24,000.00	23,928.90	Oct-15-03	12.250%	CA - 20.00%	Paid Off - 240	Jun-26-03
938469 2			336,000.00	334,990.49	Oct-24-03	6.000%	GA - 80.00%	Paid Off - 360	Jun-09-03
939955 2			84,000.00	83,705.81	Oct-24-03	10.990%	GA - 20.00%	Paid Off - 240	Jun-09-03
941096 2			210,000.00	209,615.35	Oct-24-03	8.500%	CA - 70.00%	Paid Off - 360	Jun-30-03
943893 2			39,200.00	39,071.63	Oct-02-03	11.500%	CA - 20.00%	Paid Off - 240	Jun-11-03
954999 2			73,480.00	73,222.64	Oct-30-03	10.990%	IL - 20.00%	Paid Off - 240	Jun-24-03
967795 2			59,000.00	58,793.38	Oct-09-03	10.990%	UT - 20.00%	Paid Off - 240	Jun-30-03
					Page 20 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
COLLATERAL REALIZED LOSSES						GROUP 2	GROUP 1	TOTAL
	Current
	Number of Loans Liquidated					-	-	-
	Collateral Realized Loss/(Gain) Amount					-	-	-
	Net Liquidation Proceeds					-	-	-
	Cumulative
	Number of Loans Liquidated					-	-	-
	Collateral Realized Loss/(Gain) Amount					-	-	-
	Net Liquidation Proceeds					-	-	-
	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.
	Cumulative Loss Percentage							0.00%
	Group 1						3 Months Moving Average
	Group 2
Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation
				Page 20 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 21 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
DEFAULT SPEEDS						GROUP 2	GROUP 1	TOTAL
	MDR					0.00%	0.00%	0.00%
	3 Months Avg MDR
	12 Months Avg MDR
	Avg MDR Since Cut-off					0.00%	0.00%	0.00%
	CDR					0.00%	0.00%	0.00%
	3 Months Avg CDR
	12 Months Avg CDR
	Avg CDR Since Cut-off					0.00%	0.00%	0.00%
	SDA					0.00%	0.00%	0.00%
	3 Months Avg SDA Approximation
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation					0.00%	0.00%	0.00%
	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off
	Group 1
	Group 2
CDR by Groups					Total CDR
SDA by Groups					Total SDA
				Page 21 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 22 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
	Group 1
	Group 2
CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off
SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.
				Page 22 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 23 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Realized Loss Detail Report for October 27, 2003 Distribution
	Realized Loss Detail Report for November 25, 2003 Distribution
	Realized Loss Detail Report - Loans Liquidated During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 0						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 0.00						Loan Group 2 = Group 2 Group
Total Prior Principal Balance = 0.00
Total Realized Loss Amount = 0.00
Total Net Liquidation Proceeds = 0.00
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.
Loan Number			Original	Prior		Current	State &
&		Loan	Principal	Principal	Realized	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Balance	Loss/(Gain)	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
					Page 23 of 24				© COPYRIGHT 2003 Deutsche Bank
					Page 24 of 25				© COPYRIGHT 2003 Deutsche Bank
	Morgan Stanley ABS Capital I Inc. 2003-NC8
	Mortgage Pass-Through Certificates
	Triggers, Adj. Rate Cert. and Miscellaneous Report for October 27, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report for November 25, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report
TRIGGER EVENTS						GROUP 2	GROUP 1	TOTAL
	Has a Stepdown Date occurred?							No
	Does Trigger Event exist?							No
	1. Does (A) equal or exceed (B)?							No
	(A) 60+ Day Delinq % (quotient of (x) over (y))							0.0104%
	(x) Rolling 3-month avg. of 60+ Day Delinq. Loans							80562,~~466~~471.0696
	(y) Stated Principal Balance							1,~~351~~339,~~630~~883,~~367~~360.9283
	(B) 40% of Sr. Enhancement Percentage							7.7186%
	2. Does (A) exceed (B)?							No
	(A) Realized Loss % (quotient of (x) over (y))							0.00%
	(x) Agg. Realized Losses to date							0.00
	(y) Cut-off Date Pool Principal Balance							1,361,221,758.08
	(B) Applicable Percentage							100.00%
	Senior Enhancement Percentage (Prior)							19.2764%
ADJUSTABLE RATE CERTIFICATE INFORMATION						GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
ADDITIONAL INFORMATION						GROUP 2	GROUP 1	TOTAL
	Basis Risk Carry Forward Amount							0.00
				Page 24 of 24				© COPYRIGHT 2003 Deutsche Bank
				Page 25 of 25				© COPYRIGHT 2003 Deutsche Bank

Filing Compare · MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2003-NC8