SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ~~October~~November 2725, 2003 ARGENT SECURITIES INC. (as depositor, Ameriquest Mortgage Company, Master Servicer, and Deutsche Bank National Trust Company, as Trustee). ARGENT SECURITIES INC ASSET BACK PASS THR CERTS SER 2003-W3 (Exact name of Registrant as specified in its Charter) DELAWARE (State or Other Jurisdiction of Incorporation) 333-105957-03 77-0599834 (Commission File Number) (I.R.S. Employer Identification No.) 1100 TOWN & COUNTRY ROAD, SUITE 1100 ORANGE, CALIFORNIA 92868 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (714) 564-0660 Item 5. Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 7. Financial Statement and Exhibits Exhibits: (as noted in Item 5 above) Monthly Remittance Statement to the Certificateholders dated as of ~~October~~November 2725, 2003. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Deutsche Bank National Trust Company, not in its individual capacity, but solely as a duly authorized agent of the Registrant pursuant to the Pooling and Servicing Agreement, dated as of ~~August~~September 1,2003. Date: ~~Oct~~Nov 2926, 2003 By: /s/ Katherine M. Wannenmacher Katherine M. Wannenmacher Vice President EXHIBIT INDEX DOCUMENT Monthly Remittance Statement to the Certificateholders dated as of ~~October~~November 2725, 2003.

	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	October 27, 2003 Distribution
	November 25, 2003 Distribution
	Contents
			TABLE OF CONTENTS
								Page
			1.	Contents				1
			2.	Certificate Payment Report				2
			3.	Collection Account Report				4
			4.	Credit Enhancement Report				7
			5.	Collateral Report				8
			6.	Delinquency Report				11
			7.	REO Report				15
			8.	Foreclosure Report				16
			9.	Prepayment Report				17
			10.	Prepayment Detail Report				20
			11.	Realized Loss Report				21
			12.	Realized Loss Detail Report				24
			13.	Triggers, Adj. Rate Cert. and Miscellaneous Report				25
			14.	Other Related Information				26
				Total Number of Pages				26
			CONTACTS
				Administrator: Valerie Delgado
				Direct Phone Number: (714)247-6273
				Address: Deutsche Bank
				1761 E. St. Andrew Place, Santa Ana, CA 92705
				Web Site: https://www.corporatetrust.db.com/invr
				Factor Information: (800) 735-7777
				Main Phone Number: (714) 247-6000
ISSUANCE INFORMATION
	Seller:		Ameriquest Mortgage Corp					Cut-Off Date: September 1, 2003
	Certificate Insurer(s):							Closing Date: September 5, 2003
								First Payment Date: October 27, 2003
	Servicer(s):		Ameriquest Mortgage Corp Master Servicer
								Distribution Date: October 27, 2003
								Distribution Date: November 25, 2003
	Underwriter(s):		Citigroup Co-Lead Underwriter					Record Date: ~~October~~November 24, 2003
			Citicorp N.A. Co-Lead Underwriter					~~September~~October 3031, 2003
						Page 1 of 26					© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	REMIC II
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for November 25, 2003 Distribution
	Distribution in Dollars - Current Period
					Prior						Current
	Class	Original			Principal			Total	Realized	Deferred	Principal
Class	Type	Face Value			Balance	Interest	Principal	Distribution	Losses	Interest	Balance
					(1)	(2)	(3)	(4)=(2)+(3)	(5)	(6)	(7)=(1)-(3)-(5)+(6)
AV-1A	FLT	689,533,000.00			~~689~~684,~~533~~893,~~000~~994.0057	1811,~~464,108~~028.4064	43,~~639~~816,~~005~~128.4338	64,~~103~~627,~~113~~157.8302	-	-	~~684~~681,~~893~~077,~~994~~866.5719
AV-1B	FLT	76,615,000.00			76,~~615~~099,~~000~~553.0046	~~173~~96,~~745~~244.7980	~~515~~424,~~446~~015.5449	~~689~~520,~~192~~260.3329	-	-	7675,~~099~~675,~~553~~537.4697
AV-2	FLT	221,662,000.00			~~221~~219,~~662~~234,~~000~~730.0009	~~486~~268,~~671~~440.2475	21,~~427~~672,~~269~~669.9137	21,~~913,~~941,110.1512	-	-	~~219~~217,~~234~~562,~~730~~060.0972
AF-1	FLT	96,523,000.00			9694,~~523~~176,~~000~~302.0033	~~178~~97,~~460~~106.3023	2,~~346~~123,~~697~~648.6706	2,~~525~~220,~~157~~754.9729	-	-	9492,~~176~~052,~~302~~654.3327
AF-2	AFC	53,393,000.00			53,393,000.00	141,891.90	-	141,891.90	-	-	53,393,000.00
AF-3	AFC	49,702,000.00			49,702,000.00	165,300.57	-	165,300.57	-	-	49,702,000.00
AF-4	STEP	26,971,000.00			26,971,000.00	117,189.00	-	117,189.00	-	-	26,971,000.00
AF-5	STEP	14,294,000.00			14,294,000.00	72,911.31	-	72,911.31	-	-	14,294,000.00
AF-6	STEP	42,509,000.00			42,509,000.00	191,751.01	-	191,751.01	-	-	42,509,000.00
M-1	MEZ	104,000,000.00			104,000,000.00	~~280~~156,~~915~~664.5644	-	~~280~~156,~~915~~664.5644	-	-	104,000,000.00
M-2	MEZ	88,000,000.00			88,000,000.00	~~371~~206,~~164~~995.4456	-	~~371~~206,~~164~~995.4456	-	-	88,000,000.00
M-3	MEZ	28,000,000.00			28,000,000.00	~~137~~76,~~106~~463.6733	-	~~137~~76,~~106~~463.6733	-	-	28,000,000.00
M-4	MEZ	24,000,000.00			24,000,000.00	~~165~~92,~~360~~220.00	-	~~165~~92,~~360~~220.00	-	-	24,000,000.00
M-5	MEZ	24,000,000.00			24,000,000.00	~~168~~94,~~826~~153.6733	-	~~168~~94,~~826~~153.6733	-	-	24,000,000.00
MV-6	MEZ	16,000,000.00			16,000,000.00	~~112~~62,~~551~~768.1189	-	~~112~~62,~~551~~768.1189	-	-	16,000,000.00
MF-6	SUB	4,000,000.00			4,000,000.00	21,666.67	-	21,666.67	-	-	4,000,000.00
CE	SUB	40,784,690.86			40,~~784~~799,~~690~~663.8617	46,~~566~~099,~~259~~539.7015	-	46,~~566~~099,~~259~~539.7015	-	~~14,972.31~~-	40,799,663.17
P	SUB	100.00			100.00	5864,~~229~~394.4439	-	5864,~~229~~394.4439	-	-	100.00
R	R	-			-	-	-	-	-	-	-
Total		1,599,986,790.86			1,~~599~~590,~~986~~073,~~790~~343.8662	8,~~874~~836,~~109~~729.7897	98,~~928~~036,~~419~~461.5630	1816,~~802~~873,~~529~~191.3427	-	~~14,972.31~~-	1,~~590~~582,~~073~~036,~~343~~882.6232
	Interest Accrual Detail				Current Period Factor Information per $1,000 of Original Face
						Orig. Principal	Prior				Current
	Period	Period				(with Notional)	Principal			Total	Principal
Class	Starting	Ending		Method	Cusip	Balance	Balance	Interest	Principal	Distribution	Balance
							(1)	(2)	(3)	(4)=(2)+(3)	(5)
AV-1A	0910/0527/03	1011/2624/03		A-30/Act	040104AW1	689,533,000.00	~~1,000~~993.~~000000~~272250	21.~~123333~~176200	65.~~727750~~534367	86.~~851083~~710566	~~993~~987.~~272250~~737884
AV-1B	0910/0527/03	1011/2624/03		A-30/Act	040104AX9	76,615,000.00	~~1,000~~993.~~000000~~272250	21.~~267778~~256214	65.~~727750~~534367	86.~~995527~~790580	~~993~~987.~~272250~~737884
AV-2	0910/0527/03	1011/2624/03		A-30/Act	040104AY7	221,662,000.00	~~1,000~~989.~~000000~~049680	21.~~195556~~211036	107.~~950320~~546036	138.~~145876~~757072	~~989~~981.~~049680~~503644
AF-1	0910/0527/03	1011/2624/03		A-30/Act	040104AZ4	96,523,000.00	~~1,000~~975.~~000000~~687684	1.~~848889~~006042	2422.~~312316~~001472	2623.~~161205~~007514	~~975~~953.~~687684~~686212
AF-2				F-30/360	040104BA8	53,393,000.00	1,000.000000	2.657500	-	2.657500	1,000.000000
AF-3				F-30/360	040104BB6	49,702,000.00	1,000.000000	3.325833	-	3.325833	1,000.000000
AF-4				F-30/360	040104BC4	26,971,000.00	1,000.000000	4.345000	-	4.345000	1,000.000000
AF-5				F-30/360	040104BD2	14,294,000.00	1,000.000000	5.100833	-	5.100833	1,000.000000
AF-6				F-30/360	040104BE0	42,509,000.00	1,000.000000	4.510833	-	4.510833	1,000.000000
M-1	0910/0527/03	1011/2624/03		A-30/Act	040104BF7	104,000,000.00	1,000.000000	21.~~701111~~506389	-	21.~~701111~~506389	1,000.000000
M-2	0910/0527/03	1011/2624/03		A-30/Act	040104BG5	88,000,000.00	1,000.000000	42.~~217778~~352222	-	42.~~217778~~352222	1,000.000000
M-3	0910/0527/03	1011/2624/03		A-30/Act	040104BH3	28,000,000.00	1,000.000000	42.~~896667~~730833	-	42.~~896667~~730833	1,000.000000
M-4	0910/0527/03	1011/2624/03		A-30/Act	040104BJ9	24,000,000.00	1,000.000000	63.~~890000~~842500	-	63.~~890000~~842500	1,000.000000
M-5	0910/0527/03	1011/2624/03		A-30/Act	040104BK6	24,000,000.00	1,000.000000	73.~~034445~~923055	-	73.~~034445~~923055	1,000.000000
MV-6	0910/0527/03	1011/2624/03		A-30/Act	040104BL4	16,000,000.00	1,000.000000	73.~~034444~~923056	-	73.~~034444~~923056	1,000.000000
MF-6				F-30/360	040104BM2	4,000,000.00	1,000.000000	5.416668	-	5.416668	1,000.000000
CE				-	AR0303201	40,784,690.86	1,000.~~000000~~367106	~~111~~149.~~960140~~554625	-	~~111~~149.~~960140~~554625	1,000.367106
P				-	AR0303202	100.00	1,000.000000	~~582~~643,~~294~~943.~~400000~~900000	-	~~582~~643,~~294~~943.~~400000~~900000	1,000.000000
R				-	AR0303203	-	-	-	-	-	-
							Page 2 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	REMIC II
	Certificate Payment Report for October 27, 2003 Distribution
	Certificate Payment Report for November 25, 2003 Distribution
	Distribution in Dollars - to Date
											Current
	Original				Unscheduled	Scheduled	Total	Total	Realized	Deferred	Principal
Class	Face Value		Interest		Principal	Principal	Principal	Distribution	Losses	Interest	Balance
	(1)		(2)		(3)	(4)	(5)=(3)+(4)	(6)=(2)+(5)	(7)	(8)	(9)=(1)-(5)-(7)+(8)
AV-1A	689,533,000.00		12,~~464~~275,~~108~~137.4004		37,~~987~~139,~~514~~612.6533	~~651~~1,~~490~~315,521.7848	48,~~639~~455,~~005~~133.4381	610,~~103~~730,~~113~~270.8385	-	-	~~684~~681,~~893~~077,~~994~~866.5719
AV-1B	76,615,000.00		~~173~~269,~~745~~990.7959		~~443~~793,~~058~~292.4757	72146,~~388~~169.0747	~~515~~939,~~446~~462.5404	~~689~~1,~~192~~209,452.3363	-	-	7675,~~099~~675,~~553~~537.4697
AV-2	221,662,000.00		~~486~~755,~~671~~111.2499		23,~~086~~468,~~389~~004.9517	~~340~~631,~~879~~935.9611	24,~~427~~099,~~269~~939.9128	24,~~913~~855,~~941~~051.1527	-	-	~~219~~217,~~234~~562,~~730~~060.0972
AF-1	96,523,000.00		~~178~~275,~~460~~566.3053		23,~~017~~771,~~133~~252.0882	~~329~~699,~~564~~092.5991	24,~~346~~470,~~697~~345.6773	24,~~525~~745,~~157~~912.9726	-	-	9492,~~176~~052,~~302~~654.3327
AF-2	53,393,000.00		~~141~~283,~~891~~783.9080		-	-	-	~~141~~283,~~891~~783.9080	-	-	53,393,000.00
AF-3	49,702,000.00		~~165~~330,~~300~~601.5714		-	-	-	~~165~~330,~~300~~601.5714	-	-	49,702,000.00
AF-4	26,971,000.00		~~117~~234,~~189~~378.00		-	-	-	~~117~~234,~~189~~378.00	-	-	26,971,000.00
AF-5	14,294,000.00		72145,~~911~~822.3162		-	-	-	72145,~~911~~822.3162	-	-	14,294,000.00
AF-6	42,509,000.00		~~191~~383,~~751~~502.0102		-	-	-	~~191~~383,~~751~~502.0102	-	-	42,509,000.00
M-1	104,000,000.00		~~280~~437,~~915~~580.5600		-	-	-	~~280~~437,~~915~~580.5600	-	-	104,000,000.00
M-2	88,000,000.00		~~371~~578,~~164~~160.4400		-	-	-	~~371~~578,~~164~~160.4400	-	-	88,000,000.00
M-3	28,000,000.00		~~137~~213,~~106~~570.6700		-	-	-	~~137~~213,~~106~~570.6700	-	-	28,000,000.00
M-4	24,000,000.00		~~165~~257,~~360~~580.00		-	-	-	~~165~~257,~~360~~580.00	-	-	24,000,000.00
M-5	24,000,000.00		~~168~~262,~~826~~980.6700		-	-	-	~~168~~262,~~826~~980.6700	-	-	24,000,000.00
MV-6	16,000,000.00		~~112~~175,~~551~~320.1100		-	-	-	~~112~~175,~~551~~320.1100	-	-	16,000,000.00
MF-6	4,000,000.00		2143,~~666~~333.6734		-	-	-	2143,~~666~~333.6734	-	-	4,000,000.00
CE	40,784,690.86		410,~~566~~665,~~259~~798.7085		-	-	-	410,~~566~~665,~~259~~798.7085	-	14,972.31	40,799,663.17
P	100.00		58122,~~229~~623.4483		-	-	-	58122,~~229~~623.4483	-	-	100.00
R	-		-		-	-	-	-	-	-	-
Total	1,599,986,790.86		817,~~874~~710,~~109~~839.7875		815,~~534~~172,~~096~~161.1689	12,~~394~~792,~~323~~718.4097	917,~~928~~964,~~419~~880.5686	1835,~~802~~675,~~529~~720.3461	-	14,972.31	1,~~590~~582,~~073~~036,~~343~~882.6232
	Interest Detail
	Pass-	Prior Principal				Non-	Prior	Unscheduled		Paid or	Current
	Through	(with Notional)			Accrued	Supported	Unpaid	Interest	Optimal	Deferred	Unpaid
Class	Rate	Balance			Interest	Interest SF	Interest	Adjustments	Interest	Interest	Interest
					(1)	(2)	(3)	(4)	(5)=(1)-(2)+(3)+(4)	(6)	(7)=(5)-(6)
AV-1A	1.47000%	~~689~~684,~~533~~893,~~000~~994.0057			1811,~~464,108~~028.4064	-	-	-	1811,~~464,108~~028.4064	1811,~~464,108~~028.4064	-
AV-1B	1.57000%	76,~~615~~099,~~000~~553.0046			~~173~~96,~~745~~244.7980	-	-	-	~~173~~96,~~745~~244.7980	~~173~~96,~~745~~244.7980	-
AV-2	1.52000%	~~221~~219,~~662~~234,~~000~~730.0009			~~486~~268,~~671~~440.2475	-	-	-	~~486~~268,~~671~~440.2475	~~486~~268,~~671~~440.2475	-
AF-1	1.28000%	9694,~~523~~176,~~000~~302.0033			~~178~~97,~~460~~106.3023	-	-	-	~~178~~97,~~460~~106.3023	~~178~~97,~~460~~106.3023	-
AF-2	3.18900%	53,393,000.00			141,891.90	-	-	-	141,891.90	141,891.90	-
AF-3	3.99100%	49,702,000.00			165,300.57	-	-	-	165,300.57	165,300.57	-
AF-4	5.21400%	26,971,000.00			117,189.00	-	-	-	117,189.00	117,189.00	-
AF-5	6.12100%	14,294,000.00			72,911.31	-	-	-	72,911.31	72,911.31	-
AF-6	5.41300%	42,509,000.00			191,751.01	-	-	-	191,751.01	191,751.01	-
M-1	1.87000%	104,000,000.00			~~280~~156,~~915~~664.5644	-	-	-	~~280~~156,~~915~~664.5644	~~280~~156,~~915~~664.5644	-
M-2	2.92000%	88,000,000.00			~~371~~206,~~164~~995.4456	-	-	-	~~371~~206,~~164~~995.4456	~~371~~206,~~164~~995.4456	-
M-3	3.39000%	28,000,000.00			~~137~~76,~~106~~463.6733	-	-	-	~~137~~76,~~106~~463.6733	~~137~~76,~~106~~463.6733	-
M-4	4.77000%	24,000,000.00			~~165~~92,~~360~~220.00	-	-	-	~~165~~92,~~360~~220.00	~~165~~92,~~360~~220.00	-
M-5	4.87000%	24,000,000.00			~~168~~94,~~826~~153.6733	-	-	-	~~168~~94,~~826~~153.6733	~~168~~94,~~826~~153.6733	-
MV-6	4.87000%	16,000,000.00			~~112~~62,~~551~~768.1189	-	-	-	~~112~~62,~~551~~768.1189	~~112~~62,~~551~~768.1189	-
MF-6	6.50000%	4,000,000.00			21,666.67	-	-	-	21,666.67	21,666.67	-
CE		40,~~784~~799,~~690~~663.8617			46,~~566~~099,~~259~~539.7015	-	-	-	46,~~566~~099,~~259~~539.7015	46,~~581~~099,~~232~~539.0115	-
P		100.00			5864,~~229~~394.4439	-	-	-	5864,~~229~~394.4439	5864,~~229~~394.4439	-
R		-			-	-	-	-	-	-	-
Total		1,~~599~~590,~~986~~073,~~790~~343.8662			8,~~874~~836,~~109~~729.7897	-	-	-	8,~~874~~836,~~109~~729.7897	8,~~889~~836,~~082~~729.0997	-
							Page 3 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
SUMMARY					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Principal Collections				2,~~343~~123,~~158~~648.7906	21,~~423~~672,~~609~~669.5337	54,~~146~~240,~~678~~143.9387	98,~~913~~036,~~447~~461.2530
	Principal Other Accounts				0.00	0.00	0.00	0.00
	TOTAL NET PRINCIPAL				2,~~343~~123,~~158~~648.7906	21,~~423~~672,~~609~~669.5337	54,~~146~~240,~~678~~143.9387	98,~~913~~036,~~447~~461.2530
	Interest Collections				1,~~943~~927,~~164~~666.5310	1,~~514~~496,~~247~~720.4560	5,~~527~~483,~~452~~779.7913	8,~~984~~908,~~864~~165.7783
	Interest Withdrawals				0.00	0.00	0.00	0.00
	Interest Other Accounts				0.00	0.00	0.00	0.00
	Interest Fees				(3433,~~204~~423.1159)	(2521,~~264~~051.7500)	(9481,~~543~~355.2666)	(~~154~~135,~~012~~830.1225)
	TOTAL NET INTEREST				1,~~908~~894,~~960~~242.4251	1,~~488~~475,~~982~~669.7060	5,~~432~~402,~~909~~423.5347	8,~~830~~772,~~852~~335.6558
	Prepayment Penalties							5864,~~229~~394.4439
	TOTAL AVAILABLE FUNDS FOR DISTRIBUTION				4,~~252~~017,~~119~~890.2157	3,~~912~~148,~~592~~338.2397	109,~~579~~642,~~588~~567.4634	1816,~~802~~873,~~529~~191.3427
PRINCIPAL - COLLECTIONS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Scheduled Principal Received				~~342~~343,~~289~~108.6169	~~245~~246,~~568~~074.4314	~~806~~809,~~465~~212.3675	1,~~394~~398,~~323~~395.4058
	Prepayments In Full				1,~~363~~552,~~270~~878.1703	1,~~782~~406,~~607~~555.4305	23,~~854~~371,~~206~~547.8138	6,~~000~~330,~~084~~980.4146
	Curtailments				29227,~~721~~661.3234	4520,~~089~~040.4218	~~168~~59,~~046~~383.6274	~~242~~307,~~857~~085.3626
	Liquidations				0.00	0.00	0.00	0.00
	Insurance Principal				0.00	0.00	0.00	0.00
	Repurchased Principal Amounts				~~607,877~~0.6900	~~350,344~~0.2500	~~1,317,960~~0.1400	~~2,276,182~~0.0800
	Other Principal				0.00	0.00	0.00	0.00
	Total Realized Loss Of Principal				0.00	0.00	0.00	0.00
	Delinquent Principal				(~~259~~262,~~773~~488.7065)	(~~192~~201,~~756~~873.6085)	(~~613~~640,~~763~~124.1254)	(1,~~066~~104,~~293~~487.4204)
	Advanced Principal				~~259~~262,~~773~~488.7065	~~192~~201,~~756~~873.6085	~~613~~640,~~763~~124.1254	1,~~066~~104,~~293~~487.4204
	TOTAL PRINCIPAL COLLECTED				2,~~343~~123,~~158~~648.7906	21,~~423~~672,~~609~~669.5337	54,~~146~~240,~~678~~143.9387	98,~~913~~036,~~447~~461.2530
				Page 4 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
PRINCIPAL - WITHDRAWALS					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
PRINCIPAL - OTHER ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	TOTAL OTHER ACCOUNTS PRINCIPAL				0.00	0.00	0.00	0.00
INTEREST - COLLECTIONS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Scheduled Interest				2,~~053~~042,~~977~~287.2634	1,~~603~~591,~~086~~213.8155	5,~~827~~803,~~691~~154.6407	9,~~484~~436,~~755~~654.7196
	Liquidation Interest				0.00	0.00	0.00	0.00
	Repurchased Interest				~~4,006~~0.9600	~~2,452~~0.4100	~~8,098~~0.7300	~~14,558~~0.1000
	Insurance Interest				0.00	0.00	0.00	0.00
	Other Interest				0.00	0.00	0.00	0.00
	Relief Act Interest Shortfalls				0.00	0.00	0.00	0.00
	Prepayment Interest Shortfalls				(421,471.0022)	(921,389.5910)	(2,~~333~~278.0783)	(25,~~467~~139.6615)
	Compensating Interest				421,471.0022	921,389.5910	2,~~333~~278.0783	25,~~467~~139.6615
	Delinquent Interest				(1,~~601~~600,~~892~~819.9786)	(1,~~267~~313,~~902~~029.9149)	(4,~~503~~663,~~501~~575.8833)	(7,~~373~~577,~~297~~424.7668)
	Interest Advanced				1,~~487~~486,~~073~~198.2862	1,~~176~~218,~~611~~536.1454	4,~~195~~344,~~164~~200.3039	67,~~858~~048,~~848~~935.7255
	TOTAL INTEREST COLLECTED				1,~~943~~927,~~164~~666.5310	1,~~514~~496,~~247~~720.4560	5,~~527~~483,~~452~~779.7913	8,~~984~~908,~~864~~165.7783
				Page 5 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Collection Account Report for October 27, 2003 Distribution
	Collection Account Report for November 25, 2003 Distribution
	Collection Account Report
INTEREST - WITHDRAWALS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Trust Fund Expenses							0.00
	Nonrecoverable Advances							0.00
	Reimbursements to Master Servicer							0.00
	TOTAL INTEREST WITHDRAWALS							0.00
INTEREST - OTHER ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Prepayment Charges							5864,~~229~~394.4439
	Master Servicer Prepayment Charges				0.00	0.00	0.00	0.00
	Capitalized Interest Deposit				0.00	0.00	0.00	0.00
	TOTAL INTEREST OTHER ACCOUNTS				0.00	0.00	0.00	5864,~~229~~394.4439
INTEREST - FEES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees				33,~~802~~024.8395	2420,~~950~~739.8987	9380,~~458~~276.4160	~~152~~134,~~212~~041.1342
	Trustee Fee				~~401~~398.2864	~~313~~311.8613	1,~~084~~079.8506	1,~~799~~788.9983
	PMI Fees				0.00	0.00	0.00	0.00
	TOTAL INTEREST OTHER FEES				3433,~~204~~423.1159	2521,~~264~~051.7500	9481,~~543~~355.2666	~~154~~135,~~012~~830.1225
				Page 6 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Credit Enhancement Report for October 27, 2003 Distribution
	Credit Enhancement Report for November 25, 2003 Distribution
	Credit Enhancement Report
ACCOUNTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net WAC Rate Carryover Reserve Account							1,000.00
INSURANCE					GROUP 3	GROUP 2	GROUP 1	TOTAL
SPACE INTENTIONALLY LEFT BLANK
STRUCTURAL FEATURES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Overcollateralized Amount							40,799,663.1617
	Overcollateralization Reduction Amount							0.00
	Overcollateralization Deficiency Amount							~~14,972~~0.3100
	Overcollateralization Target Amount							40,799,663.17
	Excess Overcollateralization Amount							0.00
	Overcollateralization Increase Amount							~~14,972~~0.3100
				Page 7 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
COLLATERAL					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Loan Count:
	Original				1845	900	5966	8711
	Prior				-1,834	-895	-5,938	-8,667
	Prefunding				-	-	-	-
	Scheduled Paid Offs				-	-	-	-
	Full Voluntary Prepayments				(7)	(4)	(20)	(31)
	Repurchases				~~(4)~~-	~~(1)~~-	~~(7)~~-	~~(12)~~-
	Liquidations				-	-	-	-
	Current				1,~~834~~827	~~895~~891	5,~~938~~918	8,~~667~~636
	Principal Balance:
	Original				356,694,029.14	278,982,390.91	964,310,370.81	1,599,986,790.86
	Prior				-354,350,870.35	-276,558,781.38	-959,163,691.88	-1,590,073,343.61
	Prefunding				-	-	-	-
	Scheduled Principal				(~~342~~343,~~289~~108.6169)	(~~245~~246,~~568~~074.4314)	(~~806~~809,~~465~~212.3675)	(1,~~394~~398,~~323~~395.4058)
	Partial and Full Voluntary Prepayments				(1,~~392~~780,~~991~~539.4937)	(1,~~827~~426,~~696~~595.8523)	(3,~~022~~430,~~253~~931.4312)	(6,~~242~~638,~~941~~065.7772)
	Repurchases				~~(607,877.69)~~-	~~(350,344.25)~~-	~~(1,317,960.14)~~-	~~(2,276,182.08)~~-
	Liquidations				-	-	-	-
	Current				~~354~~352,~~350~~227,~~870~~222.3529	~~276~~274,~~558~~886,~~781~~112.3801	~~959~~954,~~163~~923,~~691~~548.8801	1,~~590~~582,~~073~~036,~~343~~882.6131
PREFUNDING					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Original Prefund Account Balance				0.00	0.00	0.00	0.00
	Beginning Prefund Account Balance				0.00	0.00	0.00	0.00
	Balance of Loans Added				0.00	0.00	0.00	0.00
	Ending Prefund Account Balance				0.00	0.00	0.00	0.00
	Group 1		Group 3
	Group 2
Current Prin Balance by Groups (in millions of dollars)					Total Current Principal Balance (in millions of dollars)
				Page 8 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
CHARACTERISTICS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Weighted Average Coupon Original				6.923528%	6.905981%	7.262131%	7.124544%
	Weighted Average Coupon Prior				6.923528%	6.905981%	7.262131%	7.124544%
	Weighted Average Coupon Current				6.~~923528~~916153%	6.~~905981~~904341%	7.~~262131~~260267%	7.~~124544~~121675%
	Weighted Average Months to Maturity Original				349	356	355	354
	Weighted Average Months to Maturity Prior				-349	-356	-355	-354
	Weighted Average Months to Maturity Current				~~349~~348	~~356~~355	~~355~~354	~~354~~353
	Weighted Avg Remaining Amortization Term Original				349	355	355	353
	Weighted Avg Remaining Amortization Term Prior				-349	-355	-355	-353
	Weighted Avg Remaining Amortization Term Current				~~349~~348	~~355~~354	~~355~~354	~~353~~352
	Weighted Average Seasoning Original				2.03	1.94	1.83	1.89
	Weighted Average Seasoning Prior				-2.03	-1.94	-1.83	-1.89
	Weighted Average Seasoning Current				23.03	12.94	12.83	12.89
Note: Original information refers to deal issue.
	Group 1		Group 3
	Group 2
WAC by Groups					Total WAC
WARAT by Groups					Total WARAT
Note: Dates correspond to distribution dates.
				Page 9 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Collateral Report for October 27, 2003 Distribution
	Collateral Report for November 25, 2003 Distribution
	Collateral Report
ARM CHARACTERISTICS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Weighted Average Margin Original					4.700%	4.736%
	Weighted Average Margin Prior					4.700%	4.736%
	Weighted Average Margin Current					4.~~700~~690%	4.~~736~~734%
	Weighted Average Max Rate Original				12.924%	12.907%	13.262%
	Weighted Average Max Rate Prior				12.924%	12.907%	13.262%
	Weighted Average Max Rate Current				12.~~924~~916%	12.~~907~~906%	13.~~262~~260%
	Weighted Average Min Rate Original				6.924%	6.907%	7.262%
	Weighted Average Min Rate Prior				6.924%	6.907%	7.262%
	Weighted Average Min Rate Current				6.~~924~~916%	6.~~907~~906%	7.~~262~~260%
	Weighted Average Cap Up Original					0.751%	0.749%
	Weighted Average Cap Up Prior					0.751%	0.749%
	Weighted Average Cap Up Current					0.~~751~~749%	0.~~749~~748%
	Weighted Average Cap Down Original					0.751%	0.749%
	Weighted Average Cap Down Prior					0.751%	0.749%
	Weighted Average Cap Down Current					0.~~751~~749%	0.~~749~~748%
Note: Original information refers to deal issue.
SERVICING FEES / ADVANCES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current Servicing Fees				33,~~802~~024.8395	2420,~~950~~739.8987	9380,~~458~~276.4160	~~152~~134,~~212~~041.1342
	Delinquent Servicing Fees				114,~~819~~621.6924	9194,~~291~~492.7795	~~308~~319,~~337~~374.5893	~~514~~528,~~449~~489.0412
	TOTAL SERVICING FEES				~~148~~147,~~622~~646.5219	~~116~~115,~~242~~232.6682	~~401~~399,~~795~~651.9953	~~666~~662,~~661~~530.1754
	Compensating Interest				(421,471.0022)	(921,389.5910)	(2,~~333~~278.0783)	(25,~~467~~139.6615)
	Delinquent Servicing Fees				(114,~~819~~621.6924)	(9194,~~291~~492.7795)	(~~308~~319,~~337~~374.5893)	(~~514~~528,~~449~~489.0412)
	COLLECTED SERVICING FEES				3331,~~760~~553.8373	2419,~~858~~350.3077	9177,~~125~~997.3477	~~149~~128,~~744~~902.4727
	Aggregate Advances with respect to this Distribution				1,~~746~~748,~~846~~687.9827	1,~~369~~420,~~367~~410.7439	4,~~808~~984,~~927~~324.4293	78,~~925~~153,~~142~~422.1459
	Current Nonrecoverable Advances				0.00	0.00	0.00	0.00
	Cumulative Nonrecoverable Advances				0.00	0.00	0.00	0.00
ADDITIONAL COLLATERAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net Prepayment Interest Shortfall				0.00	0.00	0.00	0.00
	Aggregate Relief Act Shortfalls							0.00
				Page 10 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Total
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			-5,902,428.17	-	-	-5,902,428.17
		% Balance			0.0037%	0.00%	0.00%	0.0037%
		# Loans			-32	-	-	-32
		% # Loans			0.0037%	0.00%	0.00%	0.0037%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		12,~~112~~039,~~679~~965.8016	-	-	-	12,~~112~~039,~~679~~965.8016
		% Balance		0.0713%	0.00%	0.00%	0.00%	0.0713%
		# Loans		711	-	-	-	711
		% # Loans		0.0813%	0.00%	0.00%	0.00%	0.0813%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		12,~~112~~039,~~679~~965.8016	-5,902,428.17	-	-	17,~~112~~942,~~679~~393.8033
		% Balance		0.0713%	0.0037%	0.00%	0.00%	0.0750%
		# Loans		711	-32	-	-	743
		% # Loans		0.0813%	0.0037%	0.00%	0.00%	0.0850%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 11 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 1 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			-2,816,511.77	-	-	-2,816,511.77
		% Balance			0.0029%	0.00%	0.00%	0.0029%
		# Loans			-19	-	-	-19
		% # Loans			0.0032%	0.00%	0.00%	0.0032%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		~~751~~1,~~329~~002,003.6979	-	-	-	~~751~~1,~~329~~002,003.6979
		% Balance		0.0810%	0.00%	0.00%	0.00%	0.0810%
		# Loans		57	-	-	-	57
		% # Loans		0.0812%	0.00%	0.00%	0.00%	0.0812%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		~~751~~1,~~329~~002,003.6979	-2,816,511.77	-	-	~~751~~3,~~329~~818,515.6956
		% Balance		0.0810%	0.0029%	0.00%	0.00%	0.0840%
		# Loans		57	-19	-	-	526
		% # Loans		0.0812%	0.0032%	0.00%	0.00%	0.0844%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 12 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 2 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			-838,871.07	-	-	-838,871.07
		% Balance			0.0031%	0.00%	0.00%	0.0031%
		# Loans			-3	-	-	-3
		% # Loans			0.0034%	0.00%	0.00%	0.0034%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		-344,770.04	-	-	-	-344,770.04
		% Balance		0.0013%	0.00%	0.00%	0.00%	0.0013%
		# Loans		-1	-	-	-	-1
		% # Loans		0.0011%	0.00%	0.00%	0.00%	0.0011%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		-344,770.04	-838,871.07	-	-	-1,183,641.11
		% Balance		0.0013%	0.0031%	0.00%	0.00%	0.0043%
		# Loans		-1	-3	-	-	-4
		% # Loans		0.0011%	0.0034%	0.00%	0.00%	0.0045%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 13 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Delinquency Report for October 27, 2003 Distribution
	Delinquency Report for November 25, 2003 Distribution
	Delinquency Report - Group 3 Group
				<1 PAYMENT	1 PAYMENT	2 PAYMENTS	3+ PAYMENTS	TOTAL
DELINQUENT		Balance			-2,247,045.33	-	-	-2,247,045.33
		% Balance			0.0064%	0.00%	0.00%	0.0064%
		# Loans			-10	-	-	-10
		% # Loans			0.0055%	0.00%	0.00%	0.0055%
FORECLOSURE		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
BANKRUPTCY		Balance		~~361~~693,~~350~~191.1133	-	-	-	~~361~~693,~~350~~191.1133
		% Balance		0.1020%	0.00%	0.00%	0.00%	0.1020%
		# Loans		23	-	-	-	23
		% # Loans		0.1116%	0.00%	0.00%	0.00%	0.1116%
REO		Balance		-	-	-	-	-
		% Balance		0.00%	0.00%	0.00%	0.00%	0.00%
		# Loans		-	-	-	-	-
		% # Loans		0.00%	0.00%	0.00%	0.00%	0.00%
TOTAL		Balance		~~361~~693,~~350~~191.1133	-2,247,045.33	-	-	~~361~~2,~~350~~940,236.1166
		% Balance		0.1020%	0.0064%	0.00%	0.00%	0.1083%
		# Loans		23	-10	-	-	213
		% # Loans		0.1116%	0.0055%	0.00%	0.00%	0.1171%
Note: <1 Payment = 0-29days, 1 Payment = 30-59days, 2 Payments = 60-89days, 3+ Payments = 90+
								6 Months Moving Average
1 or 2 Payments Delinquent					3 or More Payments Delinquent
Total Foreclosure					Total Bankruptcy and REO
Note: Dates correspond to distribution dates.
				Page 14 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	REO Report for October 27, 2003 Distribution
	REO Report for November 25, 2003 Distribution
	REO Report - Mortgage Loans that Become REO During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1 Group; REO Book Value = 000.00
Total Original Principal Balance = 000.00				Loan Group 2 = Group 2 Group; REO Book Value = 000.00
Total Current Balance = 000.00				Loan Group 3 = Group 3 Group; REO Book Value = 000.00
REO Book Value = 000.00
REO Book Value reported corresponds to total REO loans, including loans that become REO during current distribution.
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 15 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Foreclosure Report for October 27, 2003 Distribution
	Foreclosure Report for November 25, 2003 Distribution
	Foreclosure Report - Mortgage Loans that Become Foreclosure During Current Distribution
SUMMARY				LOAN GROUP
Total Loan Count = 0				Loan Group 1 = Group 1 Group
Total Original Principal Balance = 000.00				Loan Group 2 = Group 2 Group
Total Current Balance = 000.00				Loan Group 3 = Group 3 Group
Loan Number		Original	Stated		Current	State &
&		Principal	Principal	Paid to	Note	LTV at	Original	Origination
Loan Group		Balance	Balance	Date	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
				Page 16 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current
	Number of Paid in Full Loans				7	4	20	31
	Number of Repurchased Loans				4-	1-	7-	12-
	Total Number of Loans Prepaid in Full				117	54	2720	4331
	Paid in Full Balance				1,~~363~~552,~~270~~878.1703	1,~~782~~406,~~607~~555.4305	23,~~854~~371,~~206~~547.8138	6,~~000~~330,~~084~~980.4146
	Repurchased Loans Balance				~~607,877.69~~-	~~350,344.25~~-	~~1,317,960.14~~-	~~2,276,182.08~~-
	Curtailments Amount				29227,~~721~~661.3234	4520,~~089~~040.4218	~~168~~59,~~046~~383.6274	~~242~~307,~~857~~085.3626
	Total Prepayment Amount				21,~~000~~780,~~869~~539.1837	21,~~178~~426,~~041~~595.1023	43,~~340~~430,~~213~~931.5712	86,~~519~~638,~~123~~065.8572
	Cumulative
	Number of Paid in Full Loans				714	48	2040	3162
	Number of Repurchased Loans				4	1	7	12
	Total Number of Loans Prepaid in Full				1118	59	2747	4374
	Paid in Full Balance				12,~~363~~916,~~270~~148.1720	13,~~782~~189,~~607~~162.4348	26,~~854~~225,~~206~~754.8119	612,~~000~~331,~~084~~064.4187
	Repurchased Loans Balance				607,877.69	350,344.25	1,317,960.14	2,276,182.08
	Curtailments Amount				29257,~~721~~382.3266	4565,~~089~~129.4260	~~168~~227,~~046~~430.6236	~~242~~549,~~857~~942.3662
	Total Prepayment Amount				23,~~000~~781,~~869~~408.1855	23,~~178~~604,~~041~~636.1033	47,~~340~~771,~~213~~144.5769	815,~~519~~157,~~123~~189.8557
SPACE INTENTIONALLY LEFT BLANK
Total Prepayments by Groups (in thousands of dollars)					Total Prepayments (in thousands of dollars)
				Page 17 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
VOLUNTARY PREPAYMENT RATES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	SMM				0.5650%	0.7852%	0.4536%	0.5342%
	3 Months Avg SMM
	12 Months Avg SMM
	Avg SMM Since Cut-off				0.5653%	0.7865%	0.4540%	0.5348%
	CPR				65.5387%	86.9802%	54.2721%	64.2190%
	3 Months Avg CPR
	12 Months Avg CPR
	Avg CPR Since Cut-off				6.5320%	87.9852%	54.2774%	65.2156%
	PSA				~~1606~~968.5979%	~~2317~~1025.8906%	~~1443~~745.6506%	~~1641~~847.3540%
	3 Months Avg PSA Approximation
	12 Months Avg PSA Approximation
	Avg PSA Since Cut-off Approximation				~~1606~~1225.5902%	~~2317~~1541.8937%	~~1443~~1019.6558%	~~1641~~1161.3590%
	Group 1		Group 3
	Group 2
CPR by Groups					Total CPR
PSA by Groups					Total PSA
				Page 18 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Prepayment Report for October 27, 2003 Distribution
	Prepayment Report for November 25, 2003 Distribution
	Prepayment Report - Voluntary Prepayments
	Group 1		Group 3
	Group 2
CPR Avg since Cut-Off by Groups					Total CPR Avg since Cut-Off
PSA Avg since Cut-Off by Groups					Total PSA Avg since Cut-Off
PREPAYMENT CALCULATION METHODOLOGY
Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases)/(Beg Principal Balance - Sched Principal)
Conditional Prepayment Rate (CPR): 1-((1-SMM)^12)
PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))
Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn) * (1-SMMn+1) .......(1-SMMm)]^(1/months in period n,m)
Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-AvgSMMn,m)^12)
Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.02*Avg WASn,m))
Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of months in the period n,m)
Weighted Average Seasoning (WAS)
Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments and repurchases.
Dates correspond to distribution dates.
				Page 19 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Prepayment Detail Report for October 27, 2003 Distribution
	Prepayment Detail Report for November 25, 2003 Distribution
	Prepayment Detail Report - Loans Prepaid in Full During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 43						Loan Group 1 = Group 1 Group
Total Loan Count = 31						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 8,287,855.00						Loan Group 2 = Group 2 Group
Total Original Principal Balance = 6,340,427.00						Loan Group 2 = Group 2 Group
Total Prepayment Amount = 8,276,266.49						Loan Group 3 = Group 3 Group
Total Prepayment Amount = 6,330,980.46						Loan Group 3 = Group 3 Group
Loan Number			Original			Current	State &	Type Prepayment
&		Loan	Principal	Prepayment	Prepayment	Note	LTV at	&	Origination
Loan Group		Status	Balance	Amount	Date	Rate	Origination	Original Term	Date
47614441 1			190,400.00	190,054.81	Oct-01-03	6.500%	TX - 80.00%	Paid Off - 360	Jun-17-03
46651865 1			157,700.00	157,325.43	Oct-28-03	8.650%	IL - 95.00%	Paid Off - 360	May-27-03
47843776 1			200,000.00	199,600.03	Oct-10-03	5.990%	CA - 71.43%	Paid Off - 360	Jun-17-03
48690978 1			176,250.00	176,054.70	Nov-10-03	8.950%	FL - 75.00%	Paid Off - 360	Jul-24-03
48000962 1			140,000.00	139,822.65	Oct-10-03	8.300%	CA - 70.00%	Paid Off - 360	Jun-25-03
49663438 1			142,800.00	142,699.90	Oct-22-03	11.100%	MA - 60.00%	Paid Off - 360	Jul-23-03
48447809 1			82,000.00	81,932.12	Sep-25-03	6.950%	MI - 87.23%	Paid Off - 360	Jul-02-03
49683832 1			117,900.00	117,686.38	Nov-06-03	8.550%	WA - 90.00%	Paid Off - 360	Jul-15-03
48463343 1			82,530.00	82,436.64	Oct-06-03	8.850%	UT - 90.00%	Paid Off - 360	Jul-10-03
49892110 1			74,000.00	73,906.24	Oct-28-03	8.300%	OH - 67.27%	Paid Off - 360	Jul-08-03
49479603 1			239,000.00	238,610.90	Sep-23-03	7.050%	FL - 89.81%	Paid Off - 360	Jun-30-03
50031954 1			192,850.00	192,636.31	Oct-30-03	8.950%	NC - 95.00%	Paid Off - 360	Jul-29-03
49923360 1			80,250.00	80,207.06	Sep-22-03	9.100%	FL - 75.00%	Paid Off - 360	Jul-18-03
50103894 1			68,800.00	68,686.43	Oct-21-03	6.980%	UT - 80.00%	Paid Off - 360	Jul-18-03
50048719 1			72,000.00	71,961.48	Sep-05-03	9.100%	CA - 90.00%	Paid Off - 360	Aug-05-03
50426691 1			220,400.00	220,204.59	Nov-10-03	6.600%	IL - 76.53%	Paid Off - 360	Aug-08-03
50230713 1			69,300.00	69,255.35	Sep-25-03	8.200%	MI - 90.00%	Paid Off - 360	Jul-22-03
50543123 1			160,000.00	159,756.95	Oct-22-03	7.400%	NJ - 80.00%	Paid Off - 360	Aug-07-03
50267830 1			80,000.00	80,000.00	Sep-29-03	8.950%	TX - 80.00%	Paid Off - 360	Aug-05-03
50902899 1			248,000.00	247,719.21	Nov-05-03	8.850%	IL - 80.00%	Paid Off - 360	Jul-28-03
50635580 1			63,450.00	63,411.95	Sep-17-03	8.550%	PA - 90.00%	Paid Off - 360	Jul-11-03
51007458 1			216,000.00	215,560.56	Nov-10-03	5.900%	CA - 80.00%	Paid Off - 360	Aug-08-03
50641695 1			176,700.00	176,547.86	Oct-01-03	6.750%	KS - 95.00%	Paid Off - 360	Jul-25-03
51078962 1			100,000.00	99,837.18	Oct-17-03	7.050%	IL - 83.33%	Paid Off - 360	Jul-30-03
50992445 1			67,500.00	67,500.00	Oct-01-03	6.750%	IL - 79.41%	Paid Off - 360	Aug-05-03
51272284 1			279,900.00	279,538.13	Nov-04-03	8.200%	CA - 90.00%	Paid Off - 360	Aug-01-03
51188852 1			224,200.00	224,062.77	Sep-10-03	8.450%	OK - 95.00%	Paid Off - 360	Jul-22-03
51283489 1			200,000.00	199,937.47	Oct-17-03	11.600%	CA - 50.00%	Paid Off - 360	Aug-12-03
51262715 1			86,250.00	86,196.66	Sep-16-03	8.400%	WI - 75.00%	Paid Off - 360	Jul-28-03
51667004 1			102,000.00	101,925.05	Oct-28-03	7.550%	IL - 85.00%	Paid Off - 360	Aug-11-03
51690386 1			200,000.00	199,890.52	Oct-01-03	8.990%	CA - 80.00%	Paid Off - 360	Jul-31-03
51680486 1			169,000.00	168,855.91	Oct-23-03	6.800%	CA - 65.00%	Paid Off - 360	Aug-06-03
52100724 1			126,000.00	126,000.00	Oct-03-03	9.100%	NV - 90.00%	Paid Off - 360	Aug-12-03
51737567 1			175,000.00	174,837.12	Oct-23-03	6.350%	FL - 58.33%	Paid Off - 360	Aug-07-03
52468964 1			300,600.00	300,416.01	Sep-11-03	8.450%	IL - 90.00%	Paid Off - 360	Jul-31-03
52025962 1			180,306.00	180,150.75	Nov-03-03	6.750%	NY - 90.00%	Paid Off - 360	Aug-08-03
52478468 1			271,000.00	271,000.00	Sep-30-03	7.950%	CA - 91.86%	Paid Off - 360	Aug-13-03
52060787 1			300,000.00	299,781.77	Nov-03-03	7.600%	NY - 41.38%	Paid Off - 360	Aug-11-03
52692308 1			105,300.00	105,300.00	Oct-10-03	8.550%	OH - 90.00%	Paid Off - 360	Aug-06-03
52759776 1			94,500.00	94,447.30	Nov-06-03	8.900%	OH - 89.57%	Paid Off - 360	Aug-26-03
45526639 2			414,000.00	412,153.39	Sep-04-03	6.625%	CA - 90.00%	Paid Off - 360	Mar-31-03
48817704 2			360,396.00	359,895.79	Oct-29-03	7.850%	FL - 90.00%	Paid Off - 360	Jul-25-03
48982698 2			435,000.00	434,098.07	Oct-02-03	5.800%	FL - 82.08%	Paid Off - 360	Jun-23-03
49704604 2			455,000.00	454,315.72	Oct-15-03	7.450%	FL - 70.00%	Paid Off - 360	Jul-29-03
49127285 2			490,550.00	490,171.11	Sep-29-03	7.300%	IL - 86.82%	Paid Off - 360	Jul-22-03
50329192 2			468,000.00	467,126.56	Nov-10-03	6.350%	CA - 90.00%	Paid Off - 360	Jul-17-03
50482231 2			446,500.00	446,184.86	Sep-10-03	7.750%	CA - 95.00%	Paid Off - 360	Jul-29-03
50343524 2			125,400.00	125,216.98	Nov-04-03	7.600%	NJ - 92.89%	Paid Off - 360	Jul-28-03
45100542 3			176,000.00	175,671.19	Sep-30-03	8.400%	MA - 80.00%	Paid Off - 360	May-14-03
46948741 3			115,425.00	115,016.18	Nov-05-03	7.900%	OH - 95.00%	Paid Off - 360	May-06-03
46575569 3			432,000.00	431,241.11	Oct-06-03	8.700%	IL - 90.00%	Paid Off - 360	May-15-03
47706049 3			108,000.00	107,810.26	Oct-29-03	8.700%	RI - 79.41%	Paid Off - 360	Jun-06-03
47212527 3			187,150.00	186,763.02	Oct-01-03	7.900%	CA - 95.00%	Paid Off - 360	May-15-03
47844956 3			135,000.00	134,703.50	Nov-03-03	7.600%	IL - 87.66%	Paid Off - 360	Jun-11-03
48024640 3			262,200.00	261,677.86	Sep-10-03	8.300%	MD - 95.00%	Paid Off - 360	May-30-03
48034797 3			347,000.00	345,983.03	Oct-15-03	6.125%	MD - 78.86%	Paid Off - 360	Jun-04-03
49056849 3			120,000.00	119,925.79	Oct-02-03	8.400%	NJ - 82.76%	Paid Off - 360	Jul-07-03
49071178 3			500,000.00	499,185.98	Oct-23-03	7.050%	IL - 66.67%	Paid Off - 360	Jul-21-03
49461577 3			74,100.00	74,063.16	Sep-29-03	9.450%	IA - 95.00%	Paid Off - 360	Jul-14-03
49554819 3			217,800.00	217,462.52	Nov-10-03	7.300%	IL - 90.00%	Paid Off - 360	Jul-28-03
49672447 3			114,000.00	113,928.04	Oct-07-03	8.300%	MO - 95.00%	Paid Off - 360	Jul-22-03
49990179 3			133,000.00	132,716.56	Oct-31-03	7.750%	IL - 95.00%	Paid Off - 360	Jul-01-03
44441350 1			95,200.00	94,882.74	Sep-10-03	8.100%	CA - 85.00%	Repur/Subs - 360	Mar-25-03
47431234 1			151,200.00	150,975.09	Sep-10-03	9.500%	MN - 90.00%	Repur/Subs - 360	May-14-03
47685094 1			247,950.00	247,432.12	Sep-10-03	7.850%	FL - 95.00%	Repur/Subs - 360	May-16-03
48666911 1			121,550.00	121,381.29	Sep-10-03	7.850%	OH - 85.00%	Repur/Subs - 360	Jul-08-03
48887574 1			218,000.00	217,564.85	Sep-10-03	6.000%	GA - 94.78%	Repur/Subs - 360	Jun-30-03
49795271 1			182,400.00	182,249.00	Sep-10-03	6.950%	FL - 95.00%	Repur/Subs - 360	Jul-24-03
50141639 1			304,000.00	303,475.05	Sep-10-03	6.750%	NY - 95.00%	Repur/Subs - 360	Jun-30-03
47971593 2			351,000.00	350,344.25	Sep-10-03	8.400%	CA - 88.86%	Repur/Subs - 360	May-31-03
47677380 3			114,400.00	114,188.45	Sep-10-03	8.450%	FL - 93.01%	Repur/Subs - 360	Jun-04-03
48317721 3			60,750.00	60,690.62	Sep-09-03	9.550%	OH - 90.00%	Repur/Subs - 360	Jun-10-03
49469075 3			130,825.00	130,825.00	Sep-29-03	6.990%	WI - 84.40%	Repur/Subs - 360	Aug-04-03
49790959 3			302,600.00	302,173.62	Sep-10-03	7.775%	CA - 85.00%	Repur/Subs - 360	Jul-10-03
					Page 20 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
COLLATERAL REALIZED LOSSES					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Current
	Number of Loans Liquidated				-	-	-	-
	Collateral Realized Loss/(Gain) Amount				-	-	-	-
	Net Liquidation Proceeds				-	-	-	-
	Cumulative
	Number of Loans Liquidated				-	-	-	-
	Collateral Realized Loss/(Gain) Amount				-	-	-	-
	Net Liquidation Proceeds				-	-	-	-
	Note: Collateral Realized Loss Amount may include adjustments to loans liquidated in prior periods.
SPACE INTENTIONALLY LEFT BLANK
	Group 1		Group 3				3 Months Moving Average
	Group 2
Collateral Loss Severity Approximation by Groups					Collateral Loss Severity Approximation
				Page 21 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
DEFAULT SPEEDS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	MDR				0.00%	0.00%	0.00%	0.00%
	3 Months Avg MDR
	12 Months Avg MDR
	Avg MDR Since Cut-off				0.00%	0.00%	0.00%	0.00%
	CDR				0.00%	0.00%	0.00%	0.00%
	3 Months Avg CDR
	12 Months Avg CDR
	Avg CDR Since Cut-off				0.00%	0.00%	0.00%	0.00%
	SDA				0.00%	0.00%	0.00%	0.00%
	3 Months Avg SDA Approximation
	12 Months Avg SDA Approximation
	Avg SDA Since Cut-off Approximation				0.00%	0.00%	0.00%	0.00%
	Loss Severity Approximation for Current Period
	3 Months Avg Loss Severity Approximation
	12 Months Avg Loss Severity Approximation
	Avg Loss Severity Approximation Since Cut-off
	Group 1		Group 3
	Group 2
CDR by Groups					Total CDR
SDA by Groups					Total SDA
				Page 22 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Realized Loss Report for October 27, 2003 Distribution
	Realized Loss Report for November 25, 2003 Distribution
	Realized Loss Report - Collateral
	Group 1		Group 3
	Group 2
CDR Avg since Cut-Off by Groups					Total CDR Avg since Cut-Off
SDA Avg since Cut-Off by Groups					Total SDA Avg since Cut-Off
COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))
Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn) * (1-MDRn+1) .......(1-MDRm)]^(1/months in period n,m)
Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)
Average SDA Approximation over period between the nth month and mth month:
AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))
Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period n,m)
Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)
Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
Dates correspond to distribution dates.
				Page 23 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Realized Loss Detail Report for October 27, 2003 Distribution
	Realized Loss Detail Report for November 25, 2003 Distribution
	Realized Loss Detail Report - Loans Liquidated During Current Distribution
SUMMARY						LOAN GROUP
Total Loan Count = 0						Loan Group 1 = Group 1 Group
Total Original Principal Balance = 0.00						Loan Group 2 = Group 2 Group
Total Prior Principal Balance = 0.00						Loan Group 3 = Group 3 Group
Total Realized Loss Amount = 0.00
Total Net Liquidation Proceeds = 0.00
Note: Total Realized Loss Amount may include adjustments to loans liquidated in prior periods.
Loan Number			Original	Prior		Current	State &
&		Loan	Principal	Principal	Realized	Note	LTV at	Original	Origination
Loan Group		Status	Balance	Balance	Loss/(Gain)	Rate	Origination	Term	Date
SPACE INTENTIONALLY LEFT BLANK
					Page 24 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Triggers, Adj. Rate Cert. and Miscellaneous Report for October 27, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report for November 25, 2003 Distribution
	Triggers, Adj. Rate Cert. and Miscellaneous Report
TRIGGER EVENTS					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Trigger Event in effect
	Stepdown Date has occurred
	Balances 60+ days							12,~~112~~039,~~679~~965.8016
	Ending Balance							1,~~590~~582,~~073~~036,~~343~~882.6131
	Delinquency Percentage							0.0713%
	Balance of Mezzanine and C Class							328,799,663.17
	Ending Balance							1,~~590~~582,~~073~~036,~~343~~882.6131
	Credit Enhancement Percentage							20.6878%
ADJUSTABLE RATE CERTIFICATE INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Net WAC Rate Carryover Amt:ClassAV-1A							0.00
	Net WAC Rate Carryover Amt:ClassAV-1B							0.00
	Net WAC Rate Carryover Amt:ClassAV-2							0.00
	Net WAC Rate Carryover Amt:ClassAF-1							0.00
	Net WAC Rate Carryover Amt:ClassAF-2							0.00
	Net WAC Rate Carryover Amt:ClassAF-3							0.00
	Net WAC Rate Carryover Amt:ClassAF-4							0.00
	Net WAC Rate Carryover Amt:ClassAF-5							0.00
	Net WAC Rate Carryover Amt:ClassAF-6							0.00
	Net WAC Rate Carryover Amt:ClassM-1							0.00
	Net WAC Rate Carryover Amt:ClassM-2							0.00
	Net WAC Rate Carryover Amt:ClassM-3							0.00
	Net WAC Rate Carryover Amt:ClassM-4							0.00
	Net WAC Rate Carryover Amt:ClassM-5							0.00
	Net WAC Rate Carryover Amt:ClassMV-6							0.00
ADDITIONAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Libor for Current Period							1.120000%
	Current Period loan level losses							0.00
	Current Recoveries or Losses from Prior periods							0.00
	Total Current Losses							0.00
				Page 25 of 26				© COPYRIGHT 2003 Deutsche Bank
	Argent Mortgage Securities, Inc. 2003-W3
	Mortgage Pass-Through Certificates
	Other Related Information for October 27, 2003 Distribution
	Other Related Information for November 25, 2003 Distribution
	Other Related Information
ADDITIONAL INFORMATION					GROUP 3	GROUP 2	GROUP 1	TOTAL
	Class AF-1 Next Pass-Through Rate							1.~~280000~~278750%
	Class AF-2 Next Pass-Through Rate							3.189000%
	Class AF-3 Next Pass-Through Rate							3.991000%
	Class AF-4 Next Pass-Through Rate							5.214000%
	Class AV-1A Next Pass-Through Rate							1.~~470000~~468750%
	Class AV-1B Next Pass-Through Rate							1.~~570000~~568750%
	Class AV-2 Next Pass-Through Rate							1.~~520000~~518750%
	Class M-1 Next Pass-Through Rate							1.~~870000~~868750%
	Class M-2 Next Pass-Through Rate							2.~~920000~~918750%
	Class M-3 Next Pass-Through Rate							3.~~390000~~388750%
	Class M-4 Next Pass-Through Rate							4.~~770000~~768750%
	Class M-5 Next Pass-Through Rate							4.~~870000~~868750%
	Class MV-6 Next Pass-Through Rate							4.~~870000~~868750%
	Class MF-6 Next Pass-Through Rate							6.500000%
				Page 26 of 26				© COPYRIGHT 2003 Deutsche Bank

Filing Compare · ARGENT SECURITIES INC ASST BACK PASS THR CERTS SER 2003-W3