WINTRUST FINANCIAL CORP 8-K

What Happened

• Wintrust Financial Corporation announced its fourth-quarter 2025 earnings on January 20, 2026 and posted the Fourth Quarter 2025 Earnings Release and the related Earnings Release Presentation to its website. The company furnished this information on a Form 8‑K (Item 2.02) rather than filing it, and the materials are not deemed “filed” for purposes of Section 18 of the Exchange Act or to be incorporated by reference into registration statements. The Form 8‑K was signed by David L. Stoehr, Executive Vice President and Chief Financial Officer.

Key Details

• Filing date: January 20, 2026 (Form 8‑K, Item 2.02).
• Exhibits posted: Exhibit 99.1 (Earnings Release) and Exhibit 99.2 (Earnings Presentation).
• Supplemental non‑GAAP info included: Exhibit 99.1 pages 34–36; Exhibit 99.2 pages 29–32.
• Disclosure status: Information furnished (not “filed”) and not to be incorporated by reference into registration statements.

Why It Matters

• Quarterly earnings announcements provide the primary update on Wintrust’s recent financial performance (earnings, revenue, margins, and any commentary or guidance). Investors should review the attached release and presentation — including the non‑GAAP reconciliations — to assess results and any management commentary that could affect near‑term share performance or expectations. The Form 8‑K indicates the materials are available on the company website and via SEC Exhibit 99.1/99.2 for detailed figures and metrics.