Household Consumer Loan Trust, 1996-1
SECURITIES AND EXCHANGE COMMISSION
Series 1996-1 Owner Trust Calculations
Washington, D.C. 20549
Due Period Ending	Jun 30, 2002
FORM 8-K
Payment Date	Jul 15, 2002
CURRENT REPORT
Calculation of Interest Expense
Pursuant to Section 13 or 15(d) of
Index (LIBOR)	1.840000%
The Securities Exchange Act of 1934
Accrual end date, accrual beginning date and days in Interest Period	Jul 15, 2002 Jun 17, 2002 28
Date of Report August 14, 2002
	Class A	Class B	Certificates	Overcoll Amount
HOUSEHOLD CONSUMER LOAN TRUST 1996-1
Beginning Unpaid Principal Balance	45,178,682	49,000,000	4,900,000	13,324,901
Exact name of registrant as specified in its charter)
Previously unpaid interest/yield	0.00	0.00	0.00
HOUSEHOLD FINANCE CORPORATION
Spread to index	0.22%	0.60%	1.00%
(Administrator of the Trust)
Rate (capped at 13%, 15%, 16%)	2.060000%	2.440000%	2.840000%
(Exact name as specified in Administrator's charter)
Interest/Yield Payable on the Principal Balance	72,386	92,991	10,824
Delaware				0-21979	88-0367746
Interest on previously unpaid interest/yield	0	0	0
(State or other jurisdiction of incorporation Identification of Administrator)				(Commission File Numbers)	(IRS Employer Number of Registrant)
Interest/Yield Due	72,386	92,991	10,824
2700 Sanders Road, Prospect Heights, Illinois						60070
Interest/Yield Paid	72,386	92,991	10,824
(Address of principal executive offices of						(Zip Code)
Summary
Administrator)
Beginning Security Balance	45,178,682	49,000,000	4,900,000	13,324,901
Administrator's telephone number, including area code 847/564-5000
Beginning Adjusted Balance	45,178,682	49,000,000	4,900,000
- Page 1 -
Principal Paid	7,030,668	0	0	24,901
Item 7. FINANCIAL STATEMENTS AND EXHIBITS
Ending Security Balance	38,148,014	49,000,000	4,900,000	13,323,417
(C) Exhibits
Ending Adjusted Balance	38,148,014	49,000,000	4,900,000
99	Statement to Series 1996-1 Participants with respect to the distribution on August 14, 2002 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on August 15, 2002 as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on August 15, 2002 as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
Ending Certificate Balance as % Participation Interest Invested Amount			0
- Page 2 -
Targeted Balance	54,793,144	46,494,463	1,182,463
SIGNATURE
Minimum Adjusted Balance		49,000,000	4,900,000	13,300,000
Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
Certificate Minimum Balance			3,193,176
			HOUSEHOLD FINANCE CORPORATION, As Administrator of and on behalf of the HOUSEHOLD CONSUMER LOAN TRUST 1996-1 (Registrant) By: /s/ J. W. Blenke J.W. Blenke, Authorized Representative
Ending OC Amount as Holdback Amount				13,323,417
Dated: August 22, 2002
Ending OC Amount as Accelerated Prin Pmts				0
- Page 3 -
Beginning Net Charge offs	0	0	0	0
EXHIBIT INDEX
Reversals	0	0	0	0
Exhibit Number		Exhibit
Charge offs	0	0	0	0
99		Statement to Series 1996-1 Participants with respect to the distribution on August 14, 2002 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on August 15, 2002 as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on August 15, 2002 as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
Ending Net Charge Offs	0	0	0	0
- Page 4 -
Interest/Yield Paid per $1000	$0.1133870	$0.6825304	$0.4251977
Principal Paid per $1000	$11.0129510	$0.0000000	$0.0000000

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