SECURITIES AND EXCHANGE COMMISSION
Household Consumer Loan Trust, 1996-1
Washington, D.C. 20549
Series 1996-1 Owner Trust Calculations
FORM 8-K
Due Period Ending	Jun 30, 2002
CURRENT REPORT
Payment Date	Jul 15, 2002
Pursuant to Section 13 or 15(d) of
Calculation of Interest Expense
The Securities Exchange Act of 1934
Index (LIBOR)	1.840000%
Date of Report March 14, 2002
Accrual end date, accrual beginning date and days in Interest Period	Jul 15, 2002 Jun 17, 2002 28
HOUSEHOLD CONSUMER LOAN TRUST 1996-1
	Class A	Class B	Certificates	Overcoll Amount
Exact name of registrant as specified in its charter)
Beginning Unpaid Principal Balance	45,178,682	49,000,000	4,900,000	13,324,901
HOUSEHOLD FINANCE CORPORATION
Previously unpaid interest/yield	0.00	0.00	0.00
(Administrator of the Trust)
Spread to index	0.22%	0.60%	1.00%
(Exact name as specified in Administrator's charter)
Rate (capped at 13%, 15%, 16%)	2.060000%	2.440000%	2.840000%
Delaware				0-21979	88-0367746
Interest/Yield Payable on the Principal Balance	72,386	92,991	10,824
(State or other jurisdiction of incorporation Identification of Administrator)				(Commission File Numbers)	(IRS Employer Number of Registrant)
Interest on previously unpaid interest/yield	0	0	0
2700 Sanders Road, Prospect Heights, Illinois						60070
Interest/Yield Due	72,386	92,991	10,824
(Address of principal executive offices of						(Zip Code)
Interest/Yield Paid	72,386	92,991	10,824
Administrator)
Summary
Administrator's telephone number, including area code 847/564-5000
Beginning Security Balance	45,178,682	49,000,000	4,900,000	13,324,901
- Page 1 -
Beginning Adjusted Balance	45,178,682	49,000,000	4,900,000
Item 7. FINANCIAL STATEMENTS AND EXHIBITS
Principal Paid	7,030,668	0	0	24,901
(C) Exhibits
Ending Security Balance	38,148,014	49,000,000	4,900,000	13,323,417
99	Statement to Series 1996-1 Participants with respect to the distribution on March 14, 2002 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on March 15, 2002 as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on March 15, 2002 as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
Ending Adjusted Balance	38,148,014	49,000,000	4,900,000
- Page 2 -
Ending Certificate Balance as % Participation Interest Invested Amount			0
SIGNATURE
Targeted Balance	54,793,144	46,494,463	1,182,463
Pursuant to the requirements of the Securities Exchange Act of 1934, the Administrator has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
Minimum Adjusted Balance		49,000,000	4,900,000	13,300,000
			HOUSEHOLD FINANCE CORPORATION, As Administrator of and on behalf of the HOUSEHOLD CONSUMER LOAN TRUST 1996-1 (Registrant) By: /s/ J. W. Blenke J.W. Blenke, Authorized Representative
Certificate Minimum Balance			3,193,176
Dated: March 21, 2002
Ending OC Amount as Holdback Amount				13,323,417
- Page 3 -
Ending OC Amount as Accelerated Prin Pmts				0
EXHIBIT INDEX
Beginning Net Charge offs	0	0	0	0
Exhibit Number		Exhibit
Reversals	0	0	0	0
99		Statement to Series 1996-1 Participants with respect to the distribution on March 14, 2002 as provided for under Article V of the Pooling and Servicing Agreement dated as of September 1, 1995 among Household Finance Corporation, as Servicer and The Chase Manhattan Bank, N.A., as Deposit Trustee and Section 5 of the Series 1996-1 Supplement to the Pooling and Servicing Agreement, (b) Noteholders with respect to the Payment Date on March 15, 2002 as provided for under Section 3.23 of the Indenture dated as of March 1, 1996 between Household Consumer Loan Trust 1996-1 and The Bank of New York, as Indenture Trustee, and (c) Certificateholders with respect to the Payment Date on March 15, 2002 as provided for under Section 5.04 of the Trust Agreement dated as of March 1, 1996 between Household Consumer Loan Corporation and The Chase Manhattan Bank (USA), as Owner Trustee.
Charge offs	0	0	0	0
- Page 4 -
Ending Net Charge Offs	0	0	0	0
Interest/Yield Paid per $1000	$0.1133870	$0.6825304	$0.4251977
Principal Paid per $1000	$11.0129510	$0.0000000	$0.0000000

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