UNITED ~~STATES~~STATESSECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D.C. 20549

SECURITIESFORM AND EXCHANGE COMMISSION8-K

~~WASHINGTON,~~CURRENT ~~D.C. 20549~~REPORT

~~FORM~~Pursuant ~~8-K~~to Section 13 or 15(d) of the Securities Exchange Act of 1934

~~CURRENT~~Date ~~REPORT~~of Report (Date of earliest event reported): July 17, 2025

~~PURSUANT~~BV TOFINANCIAL, ~~SECTION~~INC. ~~13 OR 15(D) OF~~

~~THE~~(Exact ~~SECURITIES~~name ~~EXCHANGE~~of ~~ACT~~Registrant OFas ~~1934~~Specified in Its Charter)

Date of Report (Date of earliest event reported): May 8, 2025


Maryland	001-36094	14-1920944
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

7114 North Point Blvd.
Baltimore, Maryland		21219
(Address of Principal Executive Offices)		(Zip Code)

BVRegistrant’s ~~Financial~~Telephone Number, ~~Inc.~~ Including Area Code: 410 477-5000

(~~Exact~~Former Name ofor ~~Registrant~~Former asAddress, ~~Specified~~if inChanged ~~Charter~~Since Last Report)

Maryland	001-36094	14-1920944
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

7114 North Point Road, Baltimore, Maryland	21219
(Address of Principal Executive Offices)	(Zip Code)

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

~~Registrant’s~~☐Soliciting ~~telephone~~material ~~number,~~pursuant ~~including~~to ~~area~~Rule ~~code:~~ 14a-12 under the Exchange Act (~~410)~~17 ~~477~~CFR 240.14a-~~5000~~12)

~~Not~~☐Pre-commencement ~~Applicable~~communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

~~(Former~~☐Pre-commencement ~~name~~communications orpursuant ~~former~~to ~~address,~~Rule if13e-4(c) ~~changed~~under ~~since~~the ~~last~~Exchange ~~report~~Act (17 CFR 240.13e-4(c))

~~Check~~Securities ~~the~~registered ~~appropriate~~pursuant ~~box below if the Form 8-K filing is intended~~ to ~~simultaneously~~Section ~~satisfy~~12(b) ~~the filing obligation~~ of the ~~registrant under any of the following provisions (see General Instruction A.2. below)~~Act:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	BVFL	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities ~~registered~~Act ~~pursuant~~of to1933 ~~Section 12~~(b§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act: of 1934 (§ 240.12b-2 of this chapter).

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		BVFL		The Nasdaq Stock Market LLC

Emerging growth company ☒

~~Indicate~~If an emerging growth company, indicate by check mark ~~whether~~if the registrant ishas anelected ~~emerging~~not ~~growth~~to ~~company~~use ~~as defined in Rule 405 of~~ the ~~Securities~~extended ~~Act~~transition ofperiod ~~1933~~for ~~(§230.405~~complying ofwith ~~this~~any ~~chapter)~~new or ~~Rule~~ ~~12b-2~~revised offinancial ~~the~~accounting ~~Securities~~standards ~~Exchange~~provided ~~Act~~pursuant ofto ~~1934~~Section 13(~~§240.12b-2~~a) of ~~this~~the ~~chapter)~~Exchange Act. ☐

EmergingItem growth2.02 companyResults ☒of Operations and Financial Condition.

IfOn anJuly ~~emerging~~17, ~~growth company~~2025, ~~indicate~~BV byFinancial, ~~check~~Inc. ~~mark~~(the if“Company”), the ~~registrant~~holding ~~has~~company ~~elected~~for ~~not~~BayVanguard toBank, ~~use~~issued ~~the~~a ~~extended~~press ~~transition~~release ~~period~~announcing its financial results for ~~complying~~the ~~with~~quarter ~~any~~ended ~~new~~June ~~or revised~~30, ~~financial~~2025. A ~~accounting~~copy ~~standards~~of ~~provided~~the ~~pursuant~~Company's topress ~~Section~~release ~~13(a)~~is ofattached ~~the~~as ~~Exchange~~Exhibit ~~Act~~99. ☐1 and is furnished herewith.

Item 59.0701 ~~Submission~~Financial ofStatements ~~Matters~~and ~~to a Vote of Securities Holders~~Exhibits.

~~The Annual Meeting of Stockholders of BV Financial, Inc.~~ (~~the “Company”~~d) ~~was held on May 8, 2025. The final results of the vote on each matter submitted to a vote of stockholders is as follows:~~ Exhibits

1.Exhibit ~~The following individuals were elected as directors of the Company, each for a three-year term or until his successor is duly elected and qualified, by the following vote:~~No. Description

	For	Withheld	Broker Non-Votes
William Streett Baldwin	5,780,571	821,305	2,113,034
William B. Crompton, III	6,140,782	461,094	2,113,034
David M. Flair	6,143,645	458,231	2,113,034
Joshua W. Posnick	5,053,606	1,548,270	2,113,034

99.1 Press Release dated July 17, 2025

2.104 Cover ~~The~~Page ~~approval~~Interactive ofData ~~the~~File ~~ratification~~(embedded ofwithin ~~the~~Inline ~~appointment~~XBRL ~~of Forvis Mazars, LLP as the Company’s independent registered public accounting firm for the year ending December 31, 2025:~~document)

For		Against		Abstain
8,151,096		46,406		517,408

SIGNATURES

~~SIGNATURES~~Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.


			BV FINANCIAL, INC.

Date:	July 18, 2025	By:	/s/ Michael J. Dee
			Chief Financial Officer

		BV FINANCIAL, INC.
DATE: May 8, 2025	By:	/s/ David M. Flair
		David M. Flair
		Co-President and Chief Executive Officer

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