FRANKLIN BEN FINANCIAL INC S-1

FORM S-1

EXHIBIT 1.1

EXHIBIT 2

EXHIBIT 3.1

EXHIBIT 3.2

EXHIBIT 3.3

EXHIBIT 3.4

EXHIBIT 4

EXHIBIT 5

EXHIBIT 8.1

EXHIBIT 8.2

EXHIBIT 10.1

EXHIBIT 10.2

EXHIBIT 10.3

EXHIBIT 23.1

EXHIBIT 23.2

EXHIBIT 23.3

EXHIBIT 99.2