UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 25, 2006

HOME CITY FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)


OHIO	0-21809	34-1839475

(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer I.D. No.)

2454 North Limestone Street, Springfield, Ohio 45503

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (937) 390-0470

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02. Results of Operation and Financial Condition.

On July 25, 2006, Home City Financial Corporation issued a News Release announcing financial results for the second quarter 2006. The News Release is included herein as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

99.1 News Release dated July 25, 2006.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


		HOME CITY FINANCIAL CORPORATION


		By:		/s/ Charles A. Mihal

				Charles A. Mihal Secretary, Treasurer and Chief Financial Officer

Date: July 31, 2006

HOME CITY FINANCIAL CORP 8-K