13F-HR 1 l93680ae13f-hr.txt SECURITY NATIONAL BANK FORM 13F-HR SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER SECURITY NATIONAL BANK 28-6576 ---------------------------------------- --------------------------- NAME OF INSTITUTIONAL INVESTMENT MANAGER 13F FILE NUMBER 40 S. LIMESTONE STREET, SPRINGFIELD, OHIO 45502 ------------------------------------------------------------------------------- Report for the Calendar Year or Quarter Ended: 3/2002 -------------------------------- If amended report check here: ------------------ ATTENTION - Intentional misstatements or omissions of facts are Federal Criminal Violations. See 18 U. S. C. 1001 and 15 U. S. C. 78ff(a). I represent that I am authorized to submit this Form and that all information in this Form and the attachments to it is true, correct and complete, and I understand that all required items, statements and schedules are integral parts of this Form and that the submission of any amendment represents that all unamended items, statements and schedules remain true, correct and complete as previously submitted. I am signing this report as required by Securities Exchange Act of 1934. TERRI L. WYATT, TRUST OPERATIONS OFFICER (937) 324-6946 -------------------------------------------------------------------------------- Name, Title and Phone No. of Person Submitting this Report Manual Signature of Person Submitting this Report SPRINGFIELD, OHIO 4/3/02 -------------------------------------------- -------------------------- Place Signed (City and State) Date Signed FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: N/A -------------------------------- Form 13F Information Table Entry Total: 154 -------------------------------- Form 13F Information Table Value Total: $ 124,923 -------------------------------- (thousands) List of Other included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment mangers with respect to which this report is failed, other than the manager filing this report. (If there are no entries in this list, state "NONE" and omit the column headings and list entries.) Form 13F No. File Number Name 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- -------------------------------- 28- -------------- ---------------------- --------------------------------

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F ~~12/31/01~~ PAGE 1 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 INVESTMENT DISCRETION MARKET VALUE SHARES OR ISSUER AND TITLE OF CLASS CUSIP ~~MARKET VALUE SHARES OR INVESTMENT~~ (THOUSANDS) PRINCIPAL ~~DISCRETION SOLE SHR OTHER~~ (A) (B) (C) ------------------------------------------------------------------------------------------------------------------------------------ AMERICAN KIDNEY STONE MGMT LTD AMKID0006 ~~661~~710 4,436 X ~~SULLIVAN~~P.K. ~~AND~~FAMILY COLIMITED ~~3RD~~PARTNERSHIP ~~PROGRAM~~PKFAMILY1 I2,857 ~~LLC~~950 ~~SULLIVAN7~~X ~~343~~(95% ~~343,000~~INTEREST) X THORNHILL LIMITED PARTNERSHIP ~~(CERTIFICATE OF ASSIGNMENT~~ THRON0010 ~~342~~530 504 X (CERTIFICATE OF ASSIGNMENT AT&T COPR (T) 001957109 ~~173~~129 98,~~540~~240 X AT&T COPR (T) 001957109 3531 1,943 X X AXP SPL TAX EXEMPT SER INC ~~OHIO TAX EXMP A~~ 00246A812 114 21,628 X OHIO TAX EXMP A AXP TAX EXEMPT SER INC ~~CL A~~ 00246D402 ~~195~~194 48,598 X CL A ABBOTT LABORATORIES (ABT) 002824100 ~~762~~719 13,675 X ABBOTT LABORATORIES (ABT) 002824100 2221 400 X X AIR PRODUCTS & CHEMICALS INC (APD) 009158106 ~~359~~194 73,~~650~~750 X AIR PRODUCTS & CHEMICALS INC (APD) 009158106 1618 350 X X AMERICAN ELECTRIC POWER CO (AEP) 025537101 ~~285~~302 6,549 X AMERICAN ELECTRIC POWER CO (AEP) 025537101 9 200 X X AMERICAN EXPRESS CO (AXP) 025816109 ~~591~~679 16,570 X AMERICAN ~~HOME PRODUCTS CORP (AHP) 026609107 614 10,000 X AMERICAN~~ INTL GRP (AIG) 026874107 ~~747~~706 9,~~412~~782 X ~~AMERICAN INTL GRP (AIG) 026874107 30 375 X X~~ BP AMOCO P L C (BPA) (FORMERLY AMOCO) 055622104 1,~~160~~337 2425,~~944~~187 X ADR SPONSORED BP AMOCO P L C (BPA) (FORMERLY AMOCO) 055622104 4551 968 X X ADR SPONSORED BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 ~~544~~637 1315,~~937~~237 X CHICAGO & BANC ONE) BANK ONE CORP (ONE) (FORMERLY FIRST 06423A103 5 118 X X CHICAGO & BANC ONE) ~~BARCLAYS~~BAXTER ~~BANK~~INTERNATIONAL ~~PLC~~INC ~~CONV~~(BAX) ~~PFD~~071813109 8%457 ~~SER~~7,675 EX ~~(BCB~~BELLSOUTH PCORP (BLS) ~~06738C836~~079860102 ~~306~~1,496 1140,~~650~~592 X ~~BARCLAYS~~BELLSOUTH ~~BANK~~CORP ~~PLC~~(BLS) ~~CONV~~079860102 ~~PFD~~107 8%2,900 ~~SER~~X EX ~~(BCB~~BIOMET, PINC (BMET) ~~06738C836~~090613100 282,688 199,~~050~~346 X XBRISTOL-MYERS ~~BAXTER~~SQUIBB ~~INTERNATIONAL~~CO ~~INC~~ (~~BAX~~BMY) ~~071813109~~110122108 ~~511~~630 915,~~525~~567 X ~~BELLSOUTH~~BRISTOL-MYERS ~~CORP~~SQUIBB CO (~~BLS~~BMY) ~~079860102~~110122108 ~~1,442~~38 ~~37,792~~932 X X ----------------- COLUMN TOTALS 914,~~339~~659 ITEM 7 ITEM 8 ~~MANAGERS~~ VOTING AUTHORITY SOLE SHARED NONE MANAGERS (A) (B) (C) ------------------------------------------------------------------------------- 4,436 ~~343,000~~950 504 97,~~201~~901 339 1,718 225 21,628 48,598 13,675 400 73,~~650~~750 350 6,549 200 16,270 300 ~~10,000~~ 9,~~212~~537 ~~200~~245 ~~375~~ 23,~~416~~659 1,528 968 1315,~~937~~237 118 117,~~650~~675 39,002 1,~~050~~590 92,~~525~~700 36200 99,~~202~~346 115,~~590~~035 532 932

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 123/31/01 PAGE 2 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 INVESTMENT DISCRETION MARKET VALUE SHARES OR ISSUER AND TITLE OF CLASS CUSIP ~~MARKET VALUE SHARES OR INVESTMENT~~ (THOUSANDS) PRINCIPAL ~~DISCRETION SOLE SHR OTHER~~ (A) (B) (C) ------------------------------------------------------------------------------------------------------------------------------------ ~~BELLSOUTH~~C ~~CORP~~S ~~(BLS) 079860102 111 2,900~~ X XCORP ~~BIOMET, INC~~ (~~BMET~~CSX) ~~090613100~~126408103 ~~3,264~~343 ~~105~~9,~~617~~000 X ~~BRISTOL-MYERS~~C ~~SQUIBB~~S COX CORP (~~BMY~~CSX) ~~110122108~~126408103 ~~847~~4 ~~16,601~~100 X ~~BRISTOL-MYERS~~X ~~SQUIBB~~CARDINAL COHEALTH INC COM (~~BMY~~CAH) ~~110122108~~14149Y108 63494 16,~~232~~975 X X CHEVRONTEXACO CORP COM 166764100 ~~996~~944 1110,~~111~~456 X CHEVRONTEXACO CORP COM 166764100 89 989 X X CINCINNATI FINANCIAL CORP (CINF) 172062101 34,~~927~~241 ~~102~~97,~~927~~131 X CINERGY CORP (CIN) 172474108 ~~630~~674 18,854 X CINERGY CORP (CIN) 172474108 2729 800 X X CISCO SYSTEMS INC (CSCO) 17275R102 ~~360~~326 19,~~875~~250 X CITIGROUP INC (FORMERLY TRAVL GROUP) 172967101 ~~210~~218 4,~~163~~396 X COCA-COLA CORP (KO) 191216100 ~~482~~517 109,~~217~~900 X COCA-COLA CORP (KO) 191216100 7163 1,~~500~~200 X X COLGATE-PALMOLIVE COMPANY (CL) 194162103 ~~761~~759 13,~~175~~275 X ~~COLGATE-PALMOLIVE~~COMCAST ~~COMPANY~~CORP (CL A SPL (CMCSK) ~~194162103~~200300200 25235 ~~425~~7,400 X D P L INC COMMON (DPL) 233293109 498 19,483 X ~~CONVERGYS~~D ~~CORP~~P ~~COM~~L ~~212485106~~INC ~~165~~COMMON 4(DPL) 233293109 10 375 X X DARDEN RESTAURANTS INC (DRI) 237194105 238 5,~~400~~875 X ~~CONVERGYS~~DIAMONDS ~~CORP~~TR ~~COM~~UNIT ~~212485106~~SER ~~112~~1 3(DIA) 252787106 292 2,~~000~~815 X DIAMONDS TR UNIT SER 1 (DIA) 252787106 10 100 X DX PDOMINION LRES INC ~~COMMON~~VA NEW(~~DPL~~D) ~~233293109~~(FORMERLY ~~475~~25746U109 19314 4,~~733~~825 X DDOMINIO PRES L INC ~~COMMON~~VA.) DOW CHEMICAL CO (~~DPL~~DOW) ~~233293109~~260543103 635 19,400 ~~775~~ X X E I DUPONT DE NEMOURS & CO (DD) 263534109 ~~315~~349 7,408 X E I DUPONT DE NEMOURS & CO (DD) 263534109 ~~132~~146 3,100 X X DUFF & PHELPS SELECTED UTL (DNP) 264324104 ~~171~~175 15,478 X DUKE ENERGY CO (DUK) ~~(FORMERLY DUKE POWER)~~ 264399106 ~~1,015~~985 2526,~~850~~050 X ~~DUKE REALTY CORP.~~ (FORMERLY DUKE ~~- WEEKS RLTY CORP~~POWER) ~~264411505 498 20,475 X DUKE REALTY CORP. (FORMERLY DUKE~~ - ~~WEEKS RLTY CORP) 264411505 12 500 X X~~ --------------~~---~~ COLUMN TOTALS 1412,~~777~~588 ITEM 7 ITEM 8 ~~MANAGERS~~ VOTING AUTHORITY SOLE SHARED NONE MANAGERS (A) (B) (C) ~~2,700~~------------------------------------------------------------------------------- ~~200 105~~8,~~617~~900 ~~16,069~~100 ~~532~~100 16,~~232~~775 200 10,~~861~~056 ~~250~~400 989 ~~102~~97,~~927~~131 18,854 800 1918,~~450~~825 425 4,~~163~~396 98,~~042~~675 1,~~175~~225 1,~~500~~200 12,~~475~~575 700 ~~425~~7,050 4350 18,~~400~~983 2500 375 5,~~000~~625 1250 2,~~000~~715 19100 100 4,~~233~~375 ~~500~~450 ~~775~~18,850 550 6,658 750 300 2,800 8,478 7,000 25,~~250~~450 600 ~~19,975 500 500~~

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 123/31/01 PAGE 3 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 INVESTMENT DISCRETION MARKET VALUE SHARES OR ISSUER AND TITLE OF CLASS CUSIP ~~MARKET VALUE SHARES OR INVESTMENT~~ (THOUSANDS) PRINCIPAL ~~DISCRETION SOLE SHR OTHER~~ (A) (B) (C) ------------------------------------------------------------------------------------------------------------------------------------ ELDUKE ~~PASO~~REALTY CORP. (~~EPG~~FORMERLY DUKE - 264411505 582 22,375 X WEEKS RLTY CORP) DUKE REALTY CORP. (FORMERLY DUKE - 264411505 13 500 X X WEEKS RLTY CORP) EL PASO ~~ENERGY~~ CORP (EPG) FORMERLY EL PASO 28336L109 ~~255~~252 5,727 X ENERGY CORP) EMERSON ELECTRIC CO (EMR) 291011104 ~~515~~518 9,025 X ENRON CORP (ENE) 293561106 72 10,900 X EXXON MOBIL CORP (XOM) ~~COM~~ 30231G102 3,~~263~~631 8382,~~034~~834 X COM EXXON MOBIL CORP (XOM) ~~COM~~ 30231G102 8973 21,~~268~~668 X X COM FEDERAL NATIONAL MORTGAGE ASSO (FNM) 313586109 ~~836~~848 10,~~520~~620 X FEDERATED HIGH YIELD TR FD (38) 314197104 ~~150~~154 2526,~~433~~074 X FEDERATED HIGH YIELD TR FD (38) 314197104 4647 7,870 X X FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 441 221,657 X (FRMLY FED SHRT-DUR GVT BD FD) ~~31420B102 507 254,616 X~~ FEDERATED GVT ULTRASHORT FD IS (626) 31420B102 5 2,451 X X (FRMLY FED SHRT-DUR GVT BD FD) ~~31420B102 6 2,844 X X~~ FEDERATED USGVT SECS: 2-5 YR(47) 31428P103 1,~~370~~297 ~~123~~118,~~477~~489 X FEDERATED USGVT SECS: 2-5 YR SVC(192) 31428P202 329 ~~2,898~~778 X FEDERATED USGVT SECS: 2-5 YR SVC(192) 31428P202 ~~470~~246 4222,~~370~~448 X X FEDERATED TTL RETURN BND FD (328) 31428Q101 1,~~204~~122 ~~114~~108,~~657~~137 X FEDERATED TTL RETURN BND FD (328) 31428Q101 ~~129~~128 12,~~317~~313 X X ~~FEDERATED LTD DURATION FD INST (830) 31428Q408 149 15,049 X FEDERATED TTL RETURN BND SER (228) 31428Q507 174 16,523 X X~~ FIDELITY GNMA FUND (15) 31617K105 6151 54,~~607~~657 X FIDELITY GNMA FUND (15) 31617K105 6566 56,~~983~~057 X X FIFTH THIRD BANKCORP (FITB) 316773100 ~~1,058~~976 1714,~~251~~461 X FIFTH THIRD BANKCORP (FITB) 316773100 1011 163 X X GENERAL ELECTRIC CO (GE) 369604103 3,~~225~~034 8081,~~471~~021 X GENERAL ELECTRIC CO (GE) 369604103 ~~142~~109 32,~~533~~908 X X ~~GENZYME~~GLAXO ~~CORP~~SMITHKLINE PLC (~~GENZ~~GSK) ~~COM-GEN~~37733W105 ~~DIV~~406 ~~372917104 227 3~~8,~~800~~635 X ~~GENZYME~~HEWLETT-PACKARD ~~CORP~~CO (~~GENZ~~HWP) ~~372917104~~428236103 30306 ~~500~~17,050 X ~~X COM~~-~~GEN DIV~~ --------------~~---~~ COLUMN TOTALS 14,~~020~~327 ITEM 7 ITEM 8 ~~MANAGERS~~ VOTING AUTHORITY SOLE SHARED NONE MANAGERS (A) (B) (C) ------------------------------------------------------------------------------- 21,875 500 500 5,427 300 8,775 250 10,600 300 8180,~~116~~916 1,918 21,~~268~~668 10,~~520~~620 2526,~~433~~074 7,870 ~~254~~221,~~616~~657 2,~~844~~451 ~~121~~116,~~377~~405 673 1,~~427~~411 ~~2,898~~778 4222,~~370~~448 ~~114~~108,~~625~~137 32 12,~~317~~313 154,~~049~~657 ~~16,523~~ 5,~~607 5,~~871 ~~112~~186 1210,~~908~~118 4,343 163 72,~~175~~725 900 7,396 2,~~933~~308 600 38,~~800~~635 ~~500~~17,050

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 123/31/01 PAGE 4 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 INVESTMENT DISCRETION MARKET VALUE SHARES OR ISSUER AND TITLE OF CLASS CUSIP ~~MARKET VALUE SHARES OR INVESTMENT~~ (THOUSANDS) PRINCIPAL ~~DISCRETION SOLE SHR OTHER~~ (A) (B) (C) -------------------------------------------------------------------------------------------------------------------------------- ~~GLAXO SMITHKLINE PLC (GSK) 3733W105 435 8,735 X HEWLETT~~-~~PACKARD~~--- ~~CO (HWP) 428236103 350 17,050 X~~ HEWLETT-PACKARD CO (HWP) 428236103 159 ~~750~~500 X X HIGHWOOD PPTYS INC (HIW) 431284108 1,~~091~~173 4241,~~050~~750 X HIGHWOOD PPTYS INC (HIW) 431284108 1011 400 X X HOME DEPOT INC (HD) 437076102 1,~~706~~648 33,~~447~~912 X ~~HOME DEPOT INC (HD) 437076102 28 550 X~~ HUNTINGT9ON BANCSHARES INC (HBAN) 446150104 34,~~868~~424 ~~225~~224,~~003~~554 X ILLINOIS TOOL WKS INC (ITW) 452308109 ~~339~~362 5,000 X INTEL CORP (INTC) 458140100 ~~639~~612 20,~~314~~114 X INTERNATIONAL BUSINESS MACHINES (IBM) ~~CORP~~ 459200101 ~~740~~615 65,~~118~~918 X CORP INTERNATIONAL PAPER COMPANY (IP) 460146103 ~~460~~508 11,~~400~~800 X INTERNATIONAL PAPER COMPANY (IP) 460146103 5 123 X X J P MORGAN CHASE CAP X TR PFD 7% 46623D200 300 12,250 X J P MORGAN CHASE CAP X TR PFD 7% 46623D200 26 1,050 X X J P MORGAN CHASE & CO (JPM) 46625H100 ~~388~~398 1011,~~670~~157 X JOHNSON & JOHNSON CO (JNJ) 478160104 12,~~986~~176 33,~~597~~497 X JOHNSON & JOHNSON CO (JNJ) 478160104 9869 1,~~656~~056 X X KIMBERLEY-CLARK CORP (KMB) 494368103 ~~526~~556 8,~~800~~600 X KROGER CO (KR) 501044101 ~~226~~240 10,850 X ~~KROGER CO (KR) 501044101 8 400 X X~~ LUCENT TECHNOLOGIES INC (LU) 549463107 ~~128~~39 208,~~305~~323 X LUCENT TECHNOLOGIES INC (LU) 549463107 1310 2,020 X X MBNA CORP (KRB) 55262L100 ~~390~~427 11,075 X MCDONALD'S CORP (MCD) 580135101 205 7,375 X MERCK & CO INC (MRK) 589331107 120,~~352~~899 22362,~~992~~959 X MERCK & CO INC (MRK) 589331107 35 600 X X MERRILL LYNCH & CO INC COM (MER) 590188108 ~~357~~379 6,850 X MICROSOFT CORP (MSFT) 594918104 1,151 19,093 X ----------------- COLUMN TOTAL 1536,~~193~~277 ITEM 7 ITEM 8 ~~MANAGERS~~ VOTING AUTHORITY SOLE SHARED NONE MANAGERS (A) (B) (C) ~~8,735~~------------------------------------------------------------------------------- ~~17,050 250~~ 500 40,~~450~~150 1,600 400 3233,~~697~~072 ~~750~~840 ~~550 225~~224,~~003~~554 5,000 19,~~714~~514 600 65,~~118~~918 11,~~000~~400 400 123 11,250 1,000 1,050 10,~~220~~707 450 32,~~525~~425 1,072 1,~~656~~056 8,~~800~~600 10,700 150 ~~400 18~~7,~~111~~823 ~~2,194~~500 1,828 192 11,075 227,~~512~~375 362,479 480 600 6,850 18,743 350

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 123/31/01 PAGE 5 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 INVESTMENT DISCRETION MARKET VALUE SHARES OR ISSUER AND TITLE OF CLASS CUSIP ~~MARKET VALUE SHARES OR INVESTMENT~~ (THOUSANDS) PRINCIPAL ~~DISCRETION SOLE SHR OTHER~~ (A) (B) (C) ----------------------------------------------------------------------------------------------------------------------------------- ~~MERRILL LYNCH & CO INC COM (MER) 590188108 33 640 X X~~ MICROSOFT CORP (MSFT) 594918104 ~~1,285~~48 ~~19,393~~800 X ~~MICROSOFT CORP (MSFT) 594918104 78 1,175~~ X X MINNESOTA MINING & MFG (MMM) 604059105 ~~378~~357 3,~~200~~100 X MINNESOTA MINING & MFG (MMM) 604059105 35 300 X X FEDERATED PRIME VAL OBLG MMKT (856) 60934N575 8889 88,~~300~~650 X X FEDERATED AUTOMATED CASH MGMT (75) 60934N864 4614 4614,~~009~~440 X FEDERATED AUTOMATED CASH MGMT (75) 60934N864 ~~1,326~~423 1423,~~326,347~~260 X X MORGAN STANLY DEAN WITTER & CO (MWD) 617446448 ~~269~~275 4,800 X NASDAQ 100 TR UNIT SER 1 (QQQ) 631100104 ~~777~~742 1920,~~975~~575 X NAVIGANT CONSULTING INC (NCI) 63935N107 5565 10,000 X NOKIA CORP SPNRD ADR (NOK A) 654902204 ~~307~~229 1211,~~500 X NORFOLK SOUTHERN CORP (NSC) 655844108 184 10,~~050 X ORACLE CORP (ORCL) 68389X105 ~~185~~174 13,~~400~~600 X PARK NATIONAL CORP (PRK) 700658107 24,~~367~~329 ~~262~~246,~~714~~369 X PARK NATIONAL CORP (PRK) 700658107 136,~~373~~068 ~~144~~61,~~186~~444 X X PEOPLES ~~SAVINGS~~OHIO ~~BANK~~FINL OFCORP ~~TROY~~(POHF) ~~712289107~~(FORMER 97712196104 89 25,968 X X PEOPLES SAVINGS BANK OF TROY) PEPSICO INC (PEP) 713448108 ~~445~~457 98,~~142~~875 X PEPSICO INC (PEP) 713448108 5862 1,200 X X PFIZER INC (PFE) 717081103 1,~~437~~333 3633,~~068~~550 X ~~PFIZER~~PROCTER ~~INC~~& GAMBLE CO (~~PFE~~PG) ~~717081103~~742718109 82,407 ~~200~~26,718 X XPROCTER ~~PHILIP~~& ~~MORRIS~~GAMBLE ~~COMPANIES,~~CO ~~INC~~ (MOPG) ~~718154107~~742718109 ~~190~~135 41,~~146~~500 X ~~PHILIP~~X ~~MORRIS~~PNC ~~COMPANIES~~TEMP (24) 743884579 23 22,704 ~~INC~~X PNC TEMP (MO24) ~~718154107~~743884579 18205 ~~396~~204,502 X X ~~PROCTER~~QUALCOMM &INC ~~GAMBLE~~(QCOM) CO747525103 212 5,625 X SBC COMMUNICATIONS (PGSBC) ~~742718109~~78387G103 21,~~230~~262 2833,~~176~~720 X ~~PROCTER~~SBC &COMMUNICATIONS ~~GAMBLE CO~~ (PGSBC) ~~712718109~~78387G103 ~~119~~182 14,~~500~~855 X X DPL INC 7.875% PFD - CALL 3/19/07 80410A202 250 10,000 X ---------------- COLUMN TOTALS 4739,~~388~~465 ITEM 7 ITEM 8 ~~MANAGERS~~ VOTING AUTHORITY SOLE SHARED NONE MANAGERS (A) (B) (C) ~~640~~------------------------------------------------------------------------------- ~~19,043 350 375~~ 800 3,~~200~~100 200 100 88,~~300~~650 4614,~~009~~440 1423,~~326,347~~260 4,800 1920,~~475~~075 500 10,000 1210,~~050~~600 450 ~~10,050~~ 13,~~400~~600 ~~260~~244,~~439~~149 2,~~275~~220 6159,416 ~~28 82~~1,~~742~~278 750 25,968 7,~~842~~575 1,300 1,200 3533,~~718~~200 350 ~~200~~25,847 871 1,~~800~~200 2300 22,~~346~~704 ~~396~~204,502 265,~~305~~625 133,~~871~~342 1378 3,~~200~~909 ~~300~~946 10,000

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 123/31/01 PAGE 6 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 INVESTMENT DISCRETION MARKET VALUE SHARES OR ISSUER AND TITLE OF CLASS CUSIP ~~MARKET VALUE SHARES OR INVESTMENT~~ (THOUSANDS) PRINCIPAL ~~DISCRETION SOLE SHR OTHER~~ (A) (B) (C) ----------------------------------------------------------------------------------------------------------------------------------- ~~PNC~~SCANA ~~TEMP~~CORP ~~(24)~~NEW ~~743884579 314 314,263 X PNC TEMP~~ (~~24)~~SCG ~~743884579 89 89,187 X X QUALCOMM INC (QCOM~~I) ~~747525103~~FORMERLY ~~246~~80589M102 ~~4,875~~237 ~~X SBC COMMUNICATIONS (SBC) 78387G103 1~~7,~~326~~750 ~~33,840~~ X ~~SBC COMMUNICATIONS (SBC) 78387G103 200 5,105 X X~~ SCANA CORP ~~NEW (SCG I~~) ~~FORMERLY~~SCHULMBERGER ~~SCANA~~LTD ~~CORP~~(SLB) ~~80589M102~~806857108 ~~216~~353 75,~~750~~995 X SOUTHERN CO (SO) 842587107 ~~588~~615 23,198 X SOUTHERN CO (SO) 842587107 1011 400 X X SOUTHWEST AIRLINES (LUV) 844741108 ~~223~~233 12,050 X SUN MICROSYSTEMS (SUNW) 866810104 ~~332~~242 27,~~000~~400 X ~~SUN MICROSYSTEMS (SUNW) 866810104 15 1,200 X X TARGET CORP (TGT)(FORMERLY DAYTON HUDSON CORP) 87612E106 414 10,075 X TARGET CORP (TGT)(FORMERLY DAYTON HUDSON CORP) 87612E106 18 450 X X~~ TRIBUNE CO NEW COM (TRB) 896047107 ~~348~~423 9,300 X TYCO INTL LTD NEW (TYC) ~~COM~~ 902124106 ~~486~~330 810,~~250~~200 X ~~TYCO INTL LTD NEW (TYC)~~ COM ~~902124106 12 200 X X~~ UNITED TECHNOLOGIES CORP (UTX) 913017109 ~~485~~560 7,~~505~~550 X ~~UNITED TECHNOLOGIES CORP (UTX) 913017109 13 200 X X~~ VANGUARD TAX EXEMPT FD ~~LONG TERM PORT~~ 922907308 ~~113~~119 10,~~263~~814 X LONG TERM PORT VERIZON COMMUNICATIONS ~~COM~~ 92343V104 ~~875~~942 1820,~~433~~441 X COM VERIZON COMMUNICATIONS ~~COM~~ 92343V104 ~~133~~109 2,~~794~~367 X X COM WACHOVIA CORP 2ND NEW 929903102 ~~408~~475 1312,~~000~~800 X WAL-MART STORES INC (WMT) 931142103 ~~639~~668 1110,~~100~~900 X WAL-MART STORES INC (WMT) 931142103 3537 600 X X WELLPOINT HEALTH NTWRKS NEW (WLP) 94973H108 ~~351~~382 36,000 X WELLS FARGO & CO NEW (WFC) 949746101 535 10,825 X (FORMERLY NORWEST) WELLS FARGO & CO NEW (WFC) 949746101 11 225 X X (FORMERLY NORWEST) WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 57 2,855 X WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 311 15,500 X X WESTPOINT STEVENS INC (WXS) 961238102 49 22,000 X THE WILLIAMS COMPANIES, INC (WMB) 969457100 252 10,675 X WYETH (WYE) 983024100 656 10,000 X ----------------- COLUMN TOTALS 7,~~889~~607 --------------- FINAL TOTALS 124,923 ITEM 7 ITEM 8 ~~MANAGERS~~ VOTING AUTHORITY SOLE SHARED NONE MANAGERS (A) (B) (C) ~~314,263~~------------------------------------------------------------------------------- 897,~~187~~750 45,~~875~~695 ~~33,462~~300 ~~378 4,159 946 7,750~~ 23,198 400 12,050 2526,~~825~~225 1,175 ~~1,200~~ 9,~~575~~300 ~~500 450~~ 9,~~300~~800 ~~8,050~~400 ~~200 200~~ 7,~~105~~150 400 ~~200~~ 10,~~263~~814 1820,~~433~~441 2,~~594~~167 200 12,~~950~~750 50 1110,~~100~~900 600 5,600 400 10,825 225 2,~~800~~855 ~~200~~15,500 22,000 10,175 500 10,000

SECURITY NATIONAL BANK TRUST CO SECURITIES AND EXCHANGE COMMISSION FORM 13-F 12/31/01 PAGE 7 ITEM 1 AND 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ISSUER AND TITLE OF CLASS CUSIP MARKET VALUE SHARES OR INVESTMENT (THOUSANDS) PRINCIPAL DISCRETION SOLE SHR OTHER (A) (B) (C) -------------------------------------------------------------------------------------------------------------------------------- WELLPOINT HEALTH NTWRKS NEW (WLP) 94973H108 23 200 X X WELLS FARGO & CO NEW (WFC) (FORMERLY NORWEST) 949746101 462 10,625 X WELLS FARGO & CO NEW (WFC) (FORMERLY NORWEST) 949746101 10 225 X X WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 60 3,188 X WESTERN OHIO FINANCIAL CORP (WOFC) 959024100 291 15,500 X X WESTPOINT STEVENS INC (WXS) 961238102 54 22,000 X THE WILLIAMS COMPANIES, INC (WMB) 969457100 252 9,875 X THE WILLIAMS COMPANIES, INC (WMB) 969457100 10 400 X X WORLDCOM INC, WORLDCOM GRP (FORMERLY MCI WORLDCOM) 98157D106 225 16,012 X XCEL ENERGY INC (XEL) FORMERLY NORTHERN STS POWER 98389B100 223 8,041 X XCEL ENERGY INC (XEL) FORMERLY NORTHERN STS POWER 98389B100 15 550 X X ----------------- COLUMN TOTALS 1,625 ----------------- FINAL TOTALS 110,231 ITEM 7 ITEM 8 MANAGERS VOTING AUTHORITY SOLE SHARED NONE (A) (B) (C) 200 10,625 225 3,188 15,500 22,000 9,375 500 400 15,212 800 8,041 550

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