~~Table~~SECURITIES ofAND ~~Contents~~EXCHANGE COMMISSION

~~SECURITIES~~Washington, ~~AND~~D.C. ~~EXCHANGE COMMISSION~~20549

~~Washington,~~FORM ~~D.C. 20549~~8-K

~~FORM~~ ~~8-K~~Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

~~Current~~Date of Report ~~Pursuant to Section 13 or 15~~(d)Date of ~~the Securities~~earliest ~~Exchange~~event ~~Act~~reported): ofApril 22, ~~1934~~2004

~~Date~~Hawthorne ofFinancial ~~Report (Date of earliest event reported): October 23, 2003~~Corporation

~~Hawthorne~~(Exact ~~Financial~~name ~~Corporation~~ of registrant as specified in its charter)

Delaware (~~Exact~~State ~~name~~or other jurisdiction of ~~registrant~~incorporation asor ~~specified~~organization) in95-2085671 ~~its~~(I.R.S. ~~charter~~employer identification number)

~~Delaware~~Commission ~~(State~~file ornumber: ~~other jurisdiction of incorporation or organization) 95~~0-~~2085671 (I.R.S. employer identification number)~~1100

~~Commission~~2381 ~~file~~Rosecrans ~~number:~~Avenue El ~~0-1100~~Segundo, California 90245 (Address of principal executive offices and zip code)

~~2381~~Registrant’s ~~Rosecrans~~telephone ~~Avenue El Segundo~~number, ~~California~~including ~~90245 (Address~~area ~~of principal executive offices and zip~~ code):

~~Registrant’s telephone number, including area code:~~(310) 725-5000

~~(310) 725-5000~~ Item 12. Results of Operations and Financial Condition

~~TABLE~~On OFApril 22, ~~CONTENTS~~2004, Hawthorne Financial Corporation issued a press release announcing its financial results for the first quarter of 2004, a copy of which is furnished herewith as Exhibit 99.1.

	Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
	Item 9. Regulation FD Disclosure
SIGNATURES
EXHIBIT 99.1

Exhibit No.

Item 7.		Financial Statements, Pro Forma Financial Information and Exhibits
Exhibit 99.1		Script of Conference Call held October 23, 2003.
Item 9.		Regulation FD Disclosure

99.1

Text of press release dated April 22, 2004.

~~On October 23, 2003, the Registrant held a conference call with analysts and~~SIGNATURES ~~investors, the script for which is attached as Exhibit 99.1, which is not filed~~ ~~but is furnished pursuant to Regulation FD.~~

~~Table~~ Pursuant to the requirements of ~~Contents~~the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

~~SIGNATURES~~ HAWTHORNE FINANCIAL CORPORATION By: /s/ David Rosenthal David Rosenthal Executive Vice President and Chief Financial Officer

~~Pursuant~~Date: ~~to the requirements of the Securities Exchange Act of 1934~~April 23, ~~the~~2004. ~~registrant has duly caused this report to be signed on its behalf by the~~ ~~undersigned hereunto duly authorized.~~

	HAWTHORNE FINANCIAL CORPORATION
	By:	/s/ David Rosenthal
		David Rosenthal
		Executive Vice President
		and Chief Financial Officer
Date: October 30, 2003.

Filing Compare · HAWTHORNE FINANCIAL CORP