EXHIBITTable NO. EXHIBIT ----------- --------------------------------------------------------------- 99.1 Joint press release of Regions Financial Corporation and Union Planters Corporation dated May 21, 2004.Contents

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 17, 2004

REGIONS FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)


Delaware	0-6159	63-0589368

(State or other	(Commission	(IRS Employer
jurisdiction of	File Number)	Identification No.)
incorporation)


417 North 20th Street, Birmingham, Alabama		35203

(Address of principal executive offices)		(Zip code)

(205) 944-1300
(Registrant’s telephone number, including area code)

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	ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
	ITEM 9. REGULATION FD DISCLOSURE
SIGNATURE
INDEX TO EXHIBITS
EX-99.1 VISUAL MATERIALS, DATED JUNE 17, 2004

ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibit. The exhibit listed in the exhibit index is furnished pursuant to Regulation FD as a part of this current report on Form 8-K and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

ITEM 9. REGULATION FD DISCLOSURE

In accordance with general instruction B.2. of Form 8-K, the following information is furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

Representatives of the Registrant are scheduled to make a presentation in Boston, Massachusetts on Thursday, June 17, 2004, beginning at 8:45 a.m. Eastern Daylight Time discussing current prospects for the company.

A copy of the visual portion of the materials to be discussed during the presentation is being furnished as Exhibit 99.1 to this report, substantially in the form intended to be presented. Exhibit 99.1 is incorporated by reference under this Item 9. Such visual presentation materials also will be available on Regions’ Web site at www.regions.com.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	REGIONS FINANCIAL CORPORATION (Registrant)
	By:	/s/ Ronald C. Jackson
		Ronald C. Jackson
		Senior Vice President and Comptroller

Date: June 17, 2004

INDEX TO EXHIBITS


Sequential
Exhibit		Page No.
99.1		Visual materials for Registrant’s June 17, 2004 presentation to analysts in Boston, Massachusetts.

EXHIBITTable NO. EXHIBIT ----------- --------------------------------------------------------------- 99.1 Joint press release of Regions Financial Corporation and Union Planters Corporation dated May 21, 2004.Contents

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