SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (date of earliest event report February 26,2004

Wachovia Bank, N.A. as Trustee under a Pooling and Servicing Agreement
dated as of January 1, 2004 providing for the issuance of
Structured Assets Securities Corporation Mortgage Pass-Through Certificates Series 2004-2AC
listed on Schedule A attached hereto.
(Exact name of registrant as specified in its charter)


*	333-106925	*

State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	ID Number)

c/o WACHOVIA BANK, NA, 401 South Tryon Street – NC1179 Charlotte, NC 28288

(Address of principal executive officer)


Registrant’s Telephone Number, including area code:		(704) 383-6068
		(212) 273-7036

(Former name or former address, if changed since last report)

* See Schedule A

Item 5 Other Events

Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statements sent to Certificate holders with respect to the March 25, 2004 Remittance Date.

Item 7 Financial Statements and Exhibits


Item 601 (a)
of Regulation S-K
Exhibit Number


20.1		Monthly Statements to Certificate holders with respect to the March 25, 2004 Remittance Date.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


WACHOVIA BANK, NA

By: \s\ Patricia O’Neill-Manella
Name: Patricia O’Neill-Manella
Title: Vice President		Dated: April 8, 2004

Exhibit Index


20.1		Monthly Statements sent to Certificate holders with respect to the March 25, 2004 Remittance Date.

Schedule A


	State of	IRS Employer
Registrant	Incorporation	ID Number


SASCO	DE	74-2440858

STRUCTURED ASSET SECS CORP MORT PASS-THRU CERT SERS 2004-2AC 8-K