~~Table~~SECURITIES ofAND ~~Contents~~EXCHANGE COMMISSION

~~SECURITIES~~Washington, ~~AND~~DC ~~EXCHANGE COMMISSION~~20549

~~Washington,~~FORM ~~DC 20549~~8-K

~~FORM~~CURRENT ~~8-K~~REPORT

~~CURRENT~~PURSUANT ~~REPORT~~TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934

~~PURSUANT~~Date TOof ~~SECTION~~Report ~~13 OR 15~~ (~~d) OF~~date ~~THE SECURITIES~~of ~~EXCHANGE~~earliest ~~ACT~~event OFreport ~~1934~~December 16, 2002

~~Date~~First ofUnion ~~Report~~National Bank (~~date~~as ofRepresentative ~~earliest~~under ~~event~~a ~~report~~Sale ~~November~~and Servicing Agreement dated as of February 1528, ~~2002~~1998 providing for the issuance of The Money Store Residential Trust, Series 1998-I) and each of the Originators listed on Schedule A attached hereto.

~~First Union National Bank~~ (as Representative under a Sale and Servicing Agreement dated as of February 28, 1998 providing for the issuance of The Money Store Residential Trust, Series 1998-I) and each of the Originators listed on Schedule A attached hereto. (Exact name of registrant as specified in its charter)

*	333-32775	*
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer ID Number)
State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer ID Number)

c/o First Union National Bank, 401 South Tryon Street –— NC1179 Charlotte, NC 28288 ~~(Address of principal executive officer)~~

~~Registrant’s~~(Address ~~Telephone~~of ~~Number,~~principal ~~including~~executive ~~area code: (704~~officer) ~~383-9568~~

~~(Former~~Registrant’s ~~name~~Telephone ~~or former address~~Number, ifincluding ~~changed~~area ~~since~~code: ~~last report~~(704) 383-9568

*(Former ~~See~~name ~~Schedule~~or Aformer address, if changed since last report)

~~TABLE~~* OFSee ~~CONTENTS~~Schedule A

SIGNATURES Exhibit Index Schedule A Monthly Financials


Item 5		Other Events

		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.

		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the December 16, 2002 Remittance Date.

Item 7		Financial Statements and Exhibits

~~Table~~Item 601 (a) of ~~Contents~~Regulation S-K Exhibit Number

Item 5		Other Events
		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.
		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the November 15, 2002 Remittance Date.
Item 7		Financial Statements and Exhibits

20.1 Monthly statement to Class A Certificate holders with respect to the December 16, 2002 Remittance Date.

~~Item 601 (a) of Regulation~~SIGNATURES ~~S-K Exhibit Number~~

~~20.1~~Pursuant ~~Monthly~~to ~~statement~~the torequirements ~~Class~~of Athe ~~Certificate~~Securities ~~holders~~Exchange ~~with~~Act ~~respect~~of to1934, the registrant ~~November~~has ~~15,~~duly ~~2002~~caused ~~Remittance~~this ~~Date~~report to be signed on its behalf by the undersigned thereunto duly authorized.

~~Table~~WACHOVIA ofBANK, ~~Contents~~NATIONAL ASSOCIATION

~~SIGNATURES~~ By: \s\ Robert Ashbaugh Name: Robert Ashbaugh Title: Vice President Dated: December 31, 2002

~~Pursuant to the requirements of the Securities Exchange Act of 1934, the~~Exhibit Index ~~registrant has duly caused this report to be signed on its behalf by the~~ ~~undersigned thereunto duly authorized.~~

~~WACHOVIA~~20.1 Monthly ~~BANK~~statement sent to Class A Certificate holders with respect to the December 16, ~~NATIONAL~~2002 ~~ASSOCIATION~~Remittance Date.

By: \s\ Robert Ashbaugh
Name: Robert Ashbaugh
Title: Vice President		Dated: November 29, 2002

Schedule A


	State of	IRS Employer
Registrant	Incorporation	ID Number

TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C.	22-2133027
The Money Store/Kentucky Inc.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

Exhibit Index

20.1 Monthly statement sent to Class A Certificate holders with respect to the November 15, 2002 Remittance Date.

Schedule A

	State of		IRS Employer
Registrant	Incorporation		ID Number
TMS Mortgage Inc.	New Jersey			22-3217781
The Money Store/D.C. Inc.		D.C		22-2133027
The Money Store/Kentucky Inc.	Kentucky			22-2459832
The Money Store Home Equity Corp.	Kentucky			22-2522232
The Money Store/Minnesota Inc.	Minnesota			22-3003495

Table of Contents

Table of Contents

Filing Compare · MONEY STORE RESIDENTIAL TRUST 1998-I