SECURITIESTable ANDof EXCHANGE COMMISSION Contents

~~Washington,~~SECURITIES DCAND ~~20549~~EXCHANGE COMMISSION

~~FORM~~Washington, ~~8-K~~DC 20549

~~CURRENT~~FORM ~~REPORT~~8-K

~~PURSUANT~~CURRENT ~~TO SECTION 13 OR 15 (d) OF THE~~REPORT ~~SECURITIES EXCHANGE ACT OF 1934~~

~~Date~~PURSUANT ofTO ~~Report~~SECTION 13 OR 15 (~~date~~d) OF ofTHE SECURITIES ~~earliest~~EXCHANGE ~~event~~ACT ~~report October 15,~~OF ~~2002~~ 1934

~~First~~Date ~~Union~~of ~~National~~Report ~~Bank~~ (asdate ~~Representative~~of ~~under~~earliest aevent ~~Sale~~report ~~and Servicing Agreement dated as of February~~November 2815, ~~1998 providing for the issuance of The Money Store Residential Trust, Series 1998-I~~2002) ~~and each of the Originators~~ ~~listed on Schedule A attached hereto.~~

First Union National Bank (as Representative under a Sale and Servicing Agreement dated as of February 28, 1998 providing for the issuance of The Money Store Residential Trust, Series 1998-I) and each of the Originators listed on Schedule A attached hereto. (Exact name of registrant as specified in its charter)

*	333-32775	*
State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer ID Number)
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer ID Number)

c/o First Union National Bank, 401 South Tryon Street – NC1179 Charlotte, NC 28288 (Address of principal executive officer)

~~(Address~~Registrant’s ofTelephone ~~principal~~Number, ~~executive~~including ~~officer~~area code: (704) 383-9568

~~Registrant’s~~ (Former ~~Telephone~~name ~~Number~~or former address, ~~including~~if ~~area~~changed ~~code:~~since ~~(704~~last report) ~~383-9568~~

~~(Former~~* ~~name~~See orSchedule ~~former address, if changed since last report)~~ A

*TABLE ~~See~~OF ~~Schedule A~~CONTENTS

Item 5		Other Events
		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.
		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the October 15, 2002 Remittance Date.
Item 7		Financial Statements and Exhibits


SIGNATURES
Exhibit Index
Schedule A
Monthly Financials

ItemTable 601 (a) of Regulation S-K Exhibit Number 20.1 Monthly statement to Class A Certificate holders with respect to the October 15, 2002 Remittance Date.Contents

SIGNATURES


Item 5		Other Events

		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.

		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the November 15, 2002 Remittance Date.

Item 7		Financial Statements and Exhibits

~~Pursuant~~Item 601 ~~to the requirements~~ (a) of ~~the Securities Exchange Act of 1934, the~~Regulation ~~registrant~~S-K ~~has duly caused this report to be signed on its behalf by the~~Exhibit Number ~~undersigned thereunto duly authorized.~~

WACHOVIA BANK, NATIONAL ASSOCIATION
By:	/s/ Robert Ashbaugh
Name:	Robert Ashbaugh
Title:	Vice President	Dated: October 31, 2002

20.1

Monthly statement to Class A Certificate holders with respect to the November 15, 2002 Remittance Date.

Exhibit Index Table of Contents

~~20.1 Monthly statement sent to Class A Certificate holders with respect to the October 15, 2002 Remittance Date.~~SIGNATURES

~~Schedule A~~Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	State of	IRS Employer
Registrant	Incorporation	ID Number
TMS Mortgage Inc.	New Jersey		22-3217781
The Money Store/D.C. Inc.	D.C		22-2133027
The Money Store/Kentucky Inc.	Kentucky		22-2459832
The Money Store Home Equity Corp.	Kentucky		22-2522232
The Money Store/Minnesota Inc.	Minnesota		22-3003495

WACHOVIA BANK, NATIONAL ASSOCIATION


By: \s\ Robert Ashbaugh

Name: Robert Ashbaugh
Title: Vice President		Dated: November 29, 2002

Exhibit Index

20.1

Monthly statement sent to Class A Certificate holders with respect to the November 15, 2002 Remittance Date.

Schedule A


	State of		IRS Employer
Registrant	Incorporation		ID Number

TMS Mortgage Inc.	New Jersey			22-3217781
The Money Store/D.C. Inc.		D.C		22-2133027
The Money Store/Kentucky Inc.	Kentucky			22-2459832
The Money Store Home Equity Corp.	Kentucky			22-2522232
The Money Store/Minnesota Inc.	Minnesota			22-3003495

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