~~Table~~SECURITIES ofAND ~~Contents~~EXCHANGE COMMISSION

~~SECURITIES~~Washington, ~~AND~~DC ~~EXCHANGE COMMISSION~~20549

~~Washington,~~FORM ~~DC 20549~~8-K

~~FORM~~CURRENT ~~8-K~~REPORT

~~CURRENT~~PURSUANT ~~REPORT~~TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934

~~PURSUANT~~Date TOof ~~SECTION~~Report ~~13 OR 15~~ (~~d) OF~~date ~~THE~~of earliest ~~SECURITIES~~event ~~EXCHANGE~~report ~~ACT~~July 15, ~~OF 1934~~2002

~~Date~~First ofUnion ~~Report~~National Bank (~~date~~as ofRepresentative ~~earliest~~under a Pooling and ~~event~~Servicing ~~report~~Agreement ~~April~~dated as of February 1528, ~~2002~~1998 providing for the issuance of The Money Store Trust, Series 1998-A) and each of the Originators listed on Schedule A attached hereto.

~~First Union National Bank~~ (asExact ~~Representative~~name ~~under~~of aregistrant ~~Pooling and Servicing Agreement dated~~ as ofspecified ~~February 28,~~in ~~1998~~its ~~providing for the issuance of The Money Store Trust, Series 1998-A~~charter) ~~and each of the Originators~~ ~~listed on Schedule A attached hereto.~~

(Exact name of registrant as specified in its charter)


*	033-32775	*

(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer ID Number)

*		033-32775		*
State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer ID Number)

c/o First Union National Bank, 401 South Tryon Street – NC1179 Charlotte, NC 28288
(Address of principal executive officer)

~~c/o~~Registrant’s ~~First~~Telephone ~~Union National Bank~~Number, ~~401~~including ~~South~~area ~~Tryon Street — NC1179 Charlotte, NC 28288~~code: (704) 383-9568

(~~Address~~Former ofname ~~principal~~or ~~executive~~former ~~officer~~address, if changed since last report)

~~Registrant’s~~* ~~Telephone~~See ~~Number,~~Schedule ~~including area code: (704) 383-9568~~ A

~~(Former~~Item 5 Other ~~name or former address, if changed since last report)~~Events

*The ~~See~~Servicer ~~Schedule~~ has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders. Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

~~TABLE~~Item 7 Financial OFStatements ~~CONTENTS~~and Exhibits

Item 5601 ~~Other~~(a) ~~Events~~of ~~Item~~RegulationS-K 7Exhibit ~~Financial~~Number ~~Statements~~20.1 ~~and~~Monthly ~~Exhibits~~statement ~~SIGNATURES~~to ~~Monthly~~Class ~~Statement~~A Certificate holders with respect to the July 15, 2002 Remittance Date.

~~Table of Contents~~SIGNATURES

Item 5		Other Events
		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.
		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the April 15, 2002 Remittance Date.
Item 7		Financial Statements and Exhibits

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Item 601 (a) of Regulation
S-K Exhibit Number
20.1		Monthly statement to Class A Certificate holders with respect to the April 15, 2002 Remittance Date.


FIRST UNION NATIONAL BANK

By: \s\ Robert Ashbaugh Name: Robert Ashbaugh Title: Vice President		Dated: July 31, 2002

~~Table of Contents~~Exhibit Index

~~SIGNATURES~~ 20.1 Monthly statement sent to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

~~Pursuant to the requirements of the Securities Exchange Act of 1934, the~~Schedule A ~~registrant has duly caused this report to be signed on its behalf by the~~ ~~undersigned thereunto duly authorized.~~

FIRST UNION NATIONAL BANK By: \s\ Robert Ashbaugh Name: Robert Ashbaugh Title: Vice President Dated: June 5, 2002


	State of	IRS Employer
Registrant	Incorporation	ID Number

TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C	22-2133027
The Money Store/Kentucky Inc.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

Exhibit Index

20.1 Monthly statement sent to Class A Certificate holders with respect to the April 15, 2002 Remittance Date.

Schedule A

	State of	IRS Employer
Registrant	Incorporation	ID Number
TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C.	22-2133027
The Money Store/Kentucky Inc.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

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