8-K 1 g72777e8-k.txt AREA BANCSHARES CORPORATION UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13, OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) NOVEMBER 13, 2001 (NOVEMBER 8, 2001) AREA BANCSHARES CORPORATION -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Kentucky 0-26032 61-0902343 ------------------------------------------------------------------------------ (State or other (Commission File Number) (IRS Employer jurisdiction of Identification No.) incorporation) 230 Frederica Street, Owensboro, Kentucky 42301 ------------------------------------------------------------------------------- (Address of principal executive office) (Zip code) Registrant's telephone number, including area code: (270) 926-3232 -------------- Not Applicable -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) The Current Report consists of 7 pages. The exhibit index is located on page 4. 1 Item 5. Other Events On November 8, 2001, BB&T Corporation announced plans to buy AREA Bancshares Corporation in a $450.6 million stock swap. The exchange will be fixed at 0.55 of a share of BB&T Corporation stock for each AREA Bancshares share. A copy of the press release is attached hereto as Exhibit 99-1, and is incorporated herein by reference. Item 7. Financial Statements and Exhibits C. Exhibits

2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AREA Bancshares Corporation DATE: November 13, 2001 By: /s/ Edward J. Vega ---------------------------------------- Edward J. Vega Senior Vice President & Chief Financial Officer 3 INDEX TO EXHIBITS

AREA BANCSHARES CORP 8-K