SECURITIESTable ANDof EXCHANGE COMMISSIONContents

~~WASHINGTON,~~SECURITIES D.AND C.EXCHANGE ~~20549~~COMMISSION

~~FORM~~WASHINGTON, ~~8-K~~D. C. 20549

~~CURRENT~~FORM ~~REPORT~~8-K

~~Pursuant~~CURRENT ~~to Section 13 or 15 (d) of the Securities Exchange Act of 1934~~REPORT

~~January~~Pursuant ~~22,~~to ~~2004~~Section 13 ~~(Date~~or 15 (d) of ~~earliest~~the ~~event~~Securities ~~reported)~~Exchange Act of 1934

~~FIRST~~April 21, ~~FEDERAL CAPITAL CORP (Exact name of registrant as specified in its charter)~~2004

~~COMMISSION~~(Date ~~FILE~~of ~~NO.~~earliest ~~000-18046~~event reported)

WISCONSIN	39-1651288
(State or other jurisdiction of incorporation)	(I.R.S. Employer Identification No.)
605 STATE STREET LA CROSSE, WI	54601
(Address of principal executive offices)	(Zip Code)

FIRST FEDERAL CAPITAL CORP

(~~608)~~Exact ~~784-8000~~name ~~(Registrant’s~~of ~~telephone~~registrant ~~number,~~as ~~including~~specified ~~area~~in ~~code~~its charter)

~~ITEM~~COMMISSION 5FILE NO. ~~OTHER EVENTS~~000-18046

First Federal Capital Corp is filing as Exhibit 99.1 to this Form 8-K its press release dated January 22, 2004, announcing earnings for the three and twelve month periods ended December 31, 2003.


WISCONSIN (State or other jurisdiction of incorporation)		39-1651288 (I.R.S. Employer Identification No.)

605 STATE STREET LA CROSSE, WI (Address of principal executive offices)		54601 (Zip Code)

~~ITEM~~(608) 784-8000 (Registrant’s 7.telephone ~~FINANCIAL~~number, ~~STATEMENTS~~including ~~AND~~area ~~EXHIBITS~~code)

	(a)	N/A
	(b)	N/A
	(c)	Exhibit No. Description
	99.1	Press Release dated January 22, 2004.

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SIGNATURES


	ITEM 5. OTHER EVENTS
	ITEM&NBSP;7. FINANCIAL STATEMENTS AND EXHIBITS
SIGNATURES
EXHIBIT INDEX
Press Release

PursuantTable to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.Contents

~~FIRST~~ITEM ~~FEDERAL~~5. ~~CAPITAL~~OTHER ~~CORP~~EVENTS

Date: January 22, 2004	By:	/s/ Michael W. Dosland
		Michael W. Dosland, Senior Vice President, and Chief Financial Officer

First Federal Capital Corp is filing as Exhibit 99.1 to this Form 8-K its press release dated April 19, 2004, announcing the activation of Michael W. Dosland, Chief Financial Officer, Treasurer and Senior Vice President for military service.

~~EXHIBIT~~ITEM ~~INDEX~~7. FINANCIAL STATEMENTS AND EXHIBITS

Exhibit No.	Description
99.1	Press Release dated January 22, 2004.

(a) N/A

(b) N/A

99.1 Press Release dated April 19, 2004.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FIRST FEDERAL CAPITAL CORP



Date: April 19, 2004	By:	/s/ Michael W. Dosland
		Michael W. Dosland, Senior Vice
		President, and Chief Financial Officer

EXHIBIT INDEX


Exhibit No.		Description

99.1		Press Release dated April 19, 2004.

SECURITIESTable ANDof EXCHANGE COMMISSIONContents

PursuantTable to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.Contents

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