UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

~~June 23,~~ July 6, 2006 (June 1929, 2006) (Date of Report (date of earliest event reported))

MortgageIT Holdings, Inc.
(Exact name of Registrant as specified in its charter)

Maryland	1-32213	20-0947002
Maryland (State or other jurisdiction of incorporation or organization)	1-32213 (Commission File No.)	20-0947002 (I.R.S. Employer Identification Number)
(State or other jurisdiction of incorporation or organization)	(Commission File No.)	(I.R.S. Employer Identification Number)
33 Maiden Lane New York, NY		10038 (Zip Code)
33 Maiden LaneNew York, NY		10038
(Address of principal executive office)
(Address of principal executive office)		(Zip Code)

(212) 651-7700
(Registrant's telephone number, including area code)

None
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 1.01 Entry into a Material Definitive Agreement.

As of June 1929, 2006, MortgageIT Holdings, Inc., MortgageIT, Inc., ~~and~~ MHL Funding Corp. and Next at Bat Lending, Inc. (collectively, ~~the~~ the ‘‘Sellers’’) entered into Amendment No. 12 7 to Master Repurchase Agreement (the ‘‘Amendment’’), toby ~~the~~and ~~Master~~between Merrill ~~Repurchase~~Lynch ~~Agreement~~Bank ~~among~~USA and the Sellers, ~~and~~which ~~Credit~~amends ~~Suisse~~the ~~First~~Master ~~Boston~~Repurchase ~~Mortgage~~Agreement, ~~Capital~~dated ~~LLC~~as of June 8, 2005 and as amended from time to time (as amended, by the Amendment, the ‘‘Repurchase Agreement’’). The only significant changes to the Repurchase Agreement resulting from the Amendment were (i) to ~~extend~~remove ~~the Termination~~Next ~~Date~~at toBat noLending, ~~later~~Inc. ~~than~~as ~~July 31~~a Seller thereunder, ~~2007,~~ (ii) to revise certain definitions intherein, (iii) to extend the ~~Repurchase~~Termination ~~Agreement~~Date until no later than December 31, 2006 and (~~iii~~iv) to revise the ~~adjusted~~covenant ~~tangible~~relating ~~net~~to ~~worth~~Tangible ~~covenant.~~Net Worth. Capitalized terms not defined in this paragraph have the meanings ascribed to them in the ~~Amendment~~ Repurchase Agreement. The foregoing description of the Amendment is qualified in its entirety by reference to the Amendment, a copy of which is attached hereto as Exhibit 10.1 and incorporated herein by reference.

* * * *

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


(d)			Exhibits.
10.1			Amendment No. 7 to Master Repurchase Agreement, dated as of June 29, 2006, by and between Merrill Lynch Bank USA, MortgageIT, Inc., MortgageIT Holdings, Inc., MHL Funding Corp. and Next at Bat Lending, Inc.

10.1 Amendment No. 12 to Master Repurchase Agreement, dated as of June 19, 2006, among Credit Suisse First Boston Mortgage Capital LLC, MortgageIT, Inc., MHL Funding Corp. and MortgageIT Holdings, Inc.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MORTGAGEIT HOLDINGS, INC.

By:   /s/ Andy Occhino
        Andy Occhino
        Secretary

Date: ~~June 23~~ July 6, 2006

MORTGAGEIT HOLDINGS, INC.CURRENT REPORT ON FORM 8-KReport Dated ~~June 23~~ July 6, 2006 (June 1929, 2006)

EXHIBIT INDEX

Exhibit No.			Description
10.1			Amendment No. 127 to Master Repurchase Agreement, dated as of June 1929, 2006, ~~among~~by ~~Credit~~and ~~Suisse~~between ~~First~~Merrill ~~Boston~~Lynch ~~Mortgage~~Bank ~~Capital~~USA, ~~LLC~~MortgageIT, Inc., MortgageIT Holdings, Inc., MHL Funding Corp. and ~~MortgageIT~~Next ~~Holdings~~at Bat Lending, Inc.

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