UNITEDTable STATES SECURITIESof AND EXCHANGE COMMISSION Contents

~~Washington,~~UNITED ~~D.C.~~STATES SECURITIES ~~20549~~AND EXCHANGE COMMISSION

~~FORM~~Washington, ~~8-K~~D.C. 20549

~~CURRENT~~FORM ~~REPORT~~8-K ~~Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934~~

~~July 1,~~CURRENT ~~2006~~REPORT Pursuant to Section 13 or 15(~~Date~~d) of ~~earliest~~the Securities ~~event~~Exchange ~~reported)~~Act of 1934

~~ACE~~(Date ~~CASH~~of ~~EXPRESS~~earliest event reported): June 29, ~~INC.~~ 2006

~~(Exact~~ACE ~~name~~CASH ofEXPRESS, ~~registrant as specified in its charter)~~INC.

~~Texas~~ (~~State~~Exact orname ~~other jurisdiction~~ of ~~incorporation)~~registrant ~~0-20774~~as ~~(Commission~~specified ~~File~~in ~~Number)~~its ~~75-2142963 (IRS Employer Identification No.~~charter)

~~1231~~Texas ~~Greenway~~(State ~~Drive,~~or ~~Suite~~other ~~600~~jurisdiction ~~Irving,~~of ~~Texas~~incorporation) 0-20774 (~~Address~~Commission ofFile ~~principal executive offices~~Number) ~~75038~~75-2142963 (~~Zip~~IRS ~~Code~~Employer Identification No.)

~~(972) 550-5000 (Registrant’s~~1231 ~~telephone~~Greenway ~~number~~Drive, ~~including~~ ~~area~~Suite ~~code~~600 Irving, Texas (Address of principal executive offices) 75038 (Zip Code)

~~Not Applicable~~(972) 550-5000 (~~Former~~Registrant’s ~~Name~~telephone ~~or Former Address~~number, ifincluding ~~Changed~~area ~~Since Last Report~~code)

~~Check~~Not ~~the~~Applicable (Former ~~appropriate~~Name ~~box~~or ~~below~~Former Address, if ~~the~~Changed ~~Form~~Since ~~8-K~~Last ~~filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:~~ Report)

oCheck ~~Written communications pursuant to Rule 425 under~~ the ~~Securities~~appropriate ~~Act~~box ~~(17~~below ~~CFR~~if ~~230.425) o Soliciting material pursuant to Rule 14a-12 under~~ the ~~Exchange Act (17 CFR 240.14a~~Form 8-~~12)~~K ofiling ~~Pre-commencement~~is ~~communications~~intended ~~pursuant~~ to ~~Rule~~simultaneously ~~14d-2(b) under~~ satisfy the ~~Exchange~~filing ~~Act~~obligation ~~(17~~of ~~CFR~~the ~~240.14d-2(b))~~registrant ounder ~~Pre-commencement~~any ~~communications~~of ~~pursuant to Rule 13e-4(c) under~~ the ~~Exchange~~following ~~Act (17 CFR 240.13e-4(c))~~provisions:

~~Item~~o Written communications pursuant to Rule ~~1.01.~~425 ~~Entry~~under ~~into~~the aSecurities ~~Material~~Act ~~Definitive~~(17 ~~Agreement~~CFR 230.425)

~~Executive~~o ~~Officer~~Soliciting ~~Compensation~~material ~~for~~pursuant ~~Fiscal~~to ~~2007~~Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

~~The~~o ~~Compensation~~Pre-commencement ~~Committee~~communications ofpursuant ~~the~~to ~~Board of Directors of ACE has established or approved the annual salaries of ACE’s current executive officers~~ Rule 14d-2(asb) ~~defined~~under in the ~~Securities and~~ Exchange ~~Commission’s~~ ~~rules),~~Act ~~for~~(17 ~~ACE’s current fiscal year, ending June 30, 2007~~CFR 240. ~~These annual salaries are~~14d-2(b)) ~~as follows:~~

•	Jay B. Shipowitz, President and Chief Executive Officer	$	525,000
•	Barry M. Barron, Executive Vice President — Operations	$	350,000
•	William S. McCalmont, Executive Vice President and Chief Financial Officer	$	302,000
•	Walter E. Evans, Senior Vice President and General Counsel	$	280,000

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

~~The~~TABLE ~~annual~~OF salary for Mr. Shipowitz is a component of his compensation under his written employment agreement with ACE. The terms of that employment agreement include an annual review and, if deemed appropriate, increase of Mr. Shipowitz’s base salary by ACE’s Compensation Committee. CONTENTS

~~None~~Item of the executive officers is a party to a written employment agreement with ACE, and the employment of each of those other executive officers is “at-will,” which permits either that executive officer or ACE to terminate employment for any, or no, reason at any time1.02. ATermination ~~summary~~ of ~~the~~ ~~key~~a ~~components~~Material ofDefinitive ~~the current compensation arrangements of ACE with those other executive officers for fiscal 2007 is filed as Exhibit 10~~Agreement.1 ~~to this Report.~~ SIGNATURES

Forward-lookingTable Statements of Contents

~~This Report contains certain “forward-looking statements” within the meaning of Section~~Item ~~27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended~~1.02. ~~These~~Termination ~~statements are generally identified by the use~~ of ~~words~~a ~~such~~Material asDefinitive ~~“expect,” “anticipate,” “estimate,” “believe,” “intend,” “plan,” “target,” “goal,” “should,” “would,” and terms with similar meanings~~Agreement.

~~Although~~ On June 29, ~~ACE~~2006, ~~believes~~Ace ~~that~~Cash ~~the~~Express, ~~current~~Inc., ~~views~~a ~~and~~Texas ~~expectations~~corporation ~~reflected~~(“ACE”), interminated ~~these~~the ~~forward-looking~~Loan and ~~statements~~Servicing ~~are reasonable~~Agreement, ~~these~~dated ~~views~~as ~~and~~of ~~expectations~~December 18, ~~and~~2002, as amended (the ~~related~~“Loan ~~statements~~and Servicing Agreement”), ~~are~~among ~~inherently subject~~ACE, toACE ~~risks~~Funding LLC, ~~uncertainties~~a wholly-owned subsidiary of ACE (“ACE Funding”), ~~and~~Autobahn Funding ~~other~~Company ~~factors~~LLC (“Autobahn”), ~~many~~DZ ofBank ~~which~~AG ~~are~~Deutsche ~~not~~Zentral-Genossenschaftsbank ~~under~~Frankfurt ~~ACE’s~~am ~~control~~Main (“DZ Bank”) and ~~may~~ ~~not~~U.S. ~~even~~Bank beNational ~~predictable~~Association (together with Autobahn and DZ Bank, the “Lenders”). The ~~Any~~Loan ~~inaccuracy~~and Servicing Agreement provided ACE Funding with up to $190 million in cash or currency for the ~~assumptions,~~Company’s asself-service ~~well~~machines asin ~~those~~certain ~~risks,~~H&R Block retail offices during the tax season ~~uncertainties~~each ~~and~~year. ~~other~~Ace ~~factors,~~Funding ~~could~~had ~~cause~~granted the ~~actual~~Lenders ~~results~~a tofirst ~~differ~~priority ~~materially~~lien ~~from~~in ~~these~~all inof its assets as collateral for the ~~forward-looking~~loan ~~statements~~facility. ~~These~~Pursuant ~~risks~~to a Termination Agreement dated as of June 27, ~~uncertainties~~2006, between ACE, ACE Funding and ~~factors~~the ~~include~~Lenders, ~~but~~the ~~are~~parties ~~not limited~~thereto ~~to,~~will ~~matters~~have ~~described~~no infurther ~~this~~rights ~~Report~~or obligations under the Loan and ~~ACE’s~~Servicing Agreement and other ~~reports~~ancillary ~~filed~~documents ~~with~~executed in connection to the ~~Securities~~Loan and ~~Exchange~~ ~~Commission~~Servicing Agreement. In addition, ~~such~~the ~~as:~~Lenders have authorized the release and termination of all security interests pledged by ACE and ACE Funding.

•[Signature ~~ACE’s~~Page relationships with True Financial, LP, Republic Bank & Trust Company, First Bank of Delaware, Travelers Express and its affiliates, and its bank lenders; • ACE’s relationships with providers of services or products offered by ACE or property used in its operations; • federal and state governmental regulation of check cashing, short-term consumer lending and related financial services businesses; • any impact to ACE’s earnings derived from the RBT loans offered by Republic Bank & Trust Company and the FBD loans offered by First Bank of Delaware at ACE’s stores in Pennsylvania and Arkansas from the Federal Deposit Insurance Corporation’s Revised Guidelines for Payday Lending, which took effect on July 1, 2005 and require that such banks develop procedures to ensure that a payday loan is not provided to any customer with payday loans outstanding from any lender for more than 3 months in the previous 12 months;Follows]

•Table any litigation; • theft and employee errors; • the availability of adequate financing, suitable locations, acquisition opportunities and experienced management employees to implement ACE’s growth strategy; • increases in interest rates, which would increase ACE’s borrowing costs; • the fragmentation of the check cashing industry and competition from various other sources, such as banks, savings and loans, short-term consumer lenders, and other similar financial services entities, as well as retail businesses that offer services offered by ACE; • the terms and performance of third-party services offered at ACE’s stores; and • customer demand and response to services offered at ACE’s stores.Contents

~~ACE expressly disclaims any obligation to update or revise any of these forward-looking statements,~~SIGNATURES ~~whether because of future events, new information, a change in ACE’s views or expectations, or otherwise. ACE makes no prediction or statement about the performance of ACE’s Common Stock.~~

~~Item 9.01.~~ Pursuant ~~Financial~~to ~~Statements~~the ~~and~~requirements ~~Exhibits~~of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	ACE CASH EXPRESS, INC.
Dated: July 5, 2006	By:	/s/ Walter E. Evans
		Walter E. Evans
		Senior Vice President and General Counsel

10.1 Summary of Fiscal 2007 Compensation Arrangements with Certain Executive Officers.

[Signature Page Follows]

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	ACE CASH EXPRESS, INC.
Dated: July 3, 2006	By:	/s/ WALTER E. EVANS
		Walter E. Evans
		Senior Vice President and General Counsel

Exhibit Index

Exhibit No.		Description
10.1		Summary of Fiscal 2007 Compensation Arrangements with Certain Executive Officers.

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