Table of Contents

Table of Contents

Table of Contents

Table of Contents

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) ~~January~~February 12, 2004

Triad Automobile Receivables Trust 2003-A ~~(Issuer with respect to the Notes)~~

~~Triad Financial Corporation~~ (~~Exact~~Issuer ~~name~~with ofrespect ~~registrant~~to asthe ~~specified in its charter~~Notes)

California	333-90130	33-0356705
(State or Other	(Commission File	(I.R.S. Employer
Jurisdiction of	Number)	Identification No.)
Incorporation)

Triad Financial Corporation

Debra Glasser, Esq
Triad Financial Corporation
7711 Center Avenue
Suite 100
Huntington Beach, California		92647
(Address of principal executive offices)		(Zip Code)

(Exact name of registrant as specified in its charter)

Registrant’s Telephone Number, including area code: (714)373-8300


California	333-90130	33-0356705

(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

No Change (Former name or former address, if changed since last report)


Debra Glasser, Esq. Triad Financial Corporation 7711 Center Avenue Suite 100 Huntington Beach, California		92647

(Address of principal executive offices)		(Zip Code)


Registrant’s Telephone Number, including area code:		(714) 373-8300

No Change

(Former name or former address, if changed since last report)

TABLE OF CONTENTS

	Item 5. Other Events
	Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
SIGNATURES
EXHIBIT INDEX
EXHIBIT 99
Exhibit 99

Item 5. Other Events

Information related to distributions to Noteholders for the ~~December~~January, ~~2003~~ 2004 Collection Period with respect to the Class A-1 Notes, Class A-2-A Notes, Class A-2-B Notes, Class A-3 Notes, Class A-4 Notes and the Class B Notes (the “Notes”) issued by the Issuer. The performance of the ~~Receivables~~ Receivables held by the Issuer as well as other information related to the Notes is contained in the Servicer’s Certificate and the Statement to ~~Noteholders~~ Noteholders for the referenced Collection Period. Both reports have been provided to the Noteholders pursuant to the Sale and Servicing Agreement dated as of March 1, 2003 among the Issuer, Triad Financial Special Purpose LLC, as Depositor, Triad Financial Corporation, as Servicer and JPMorgan Chase Bank, as Backup Servicer and Indenture Trustee (the “Agreement”).

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

(a)

Not applicable

(b)

Not applicable

(c)

Exhibits:

99. Servicer’s Certificate and Statement to Noteholders for the ~~December~~January, ~~2003~~2004 Collection Period relating to the Notes issued by the Issuer pursuant to the Agreement.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 12, 2004

EXHIBIT INDEX

Exhibit No.		Description
99		Servicer’s Certificate and Statement to Noteholders for the ~~December~~January, ~~2003~~2004 Collection Period relating to the Notes issued by the Issuer.

TRIAD FINANCIAL CORPORATION

/s/ Mike L. Wilhelms

Name: Mike L. Wilhelms

Title: Chief Financial Officer

Dated: January 12, 2004

Filing Compare · TRIAD AUTOMOBILE RECEIVABLES TRUST 2003-A