UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~April 28~~June 15, 2005

SLM Private Credit Student Loan Trust 2005-A

(Exact name of registrant as specified in its charter)

Delaware	33333-109004	57-1176559
(State or other Jurisdiction of Incorporation)	(Commission File Numbers)	(I.R.S. employer Identification No.)
(State or other	(Commission File Numbers)
Jurisdiction of		(I.R.S. employer
Incorporation)		Identification No.)

20 Hemingway Drive East Providence, RI 02915 (Address of principal executive offices)

~~East Providence~~Registrant’s telephone number, ~~Rhode~~including ~~Island~~area ~~02915~~code: (401) 438-4500

~~(Address~~Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of ~~principal~~the ~~executive~~registrant ~~offices~~under any of the following provisions (see General Instruction A.2. below);

~~Registrant’s telephone~~[ ] ~~number:~~Written communications pursuant to Rule 425 under the Securities Act (~~401)~~17 ~~438-4500~~CFR 230.425)

~~Check~~[ ] ~~the appropriate~~Soliciting ~~box~~material ~~below~~pursuant ifto ~~the Form 8~~Rule 14a-K12 ~~filing~~under isthe ~~intended to simultaneously~~Exchange ~~satisfy~~Act ~~the~~(17 ~~filing~~CFR ~~obligation of the registrant under any of the following~~240.14a-12) ~~provisions:~~

~~o Written~~[ ] Pre-commencement communications pursuant to Rule 14d-2(b) ~~425~~ under ~~the~~ ~~Securities~~the Exchange Act (17 CFR ~~230~~240.~~425~~14d-2(b))

~~o Soliciting~~[ ] ~~material~~Pre-commencement communications pursuant to Rule ~~14a~~ 13e-124(c) under ~~the~~ the Exchange Act (17 CFR 240.~~14a~~13e-124(c))

~~o Pre-commencement~~Page ~~communications~~1 ~~pursuant~~of ~~to Rule~~3 ~~14d-2(b)~~Exhibit Index ~~under~~appears ~~the~~on ~~Exchange~~Page ~~Act (17 CFR 240.14d-2(b))~~3

~~o Pre-commencement~~Item 8.01. ~~communications~~OTHER ~~pursuant to Rule~~EVENTS ~~13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))~~

~~Item~~On 8June 15, 2005, the SLM Private Credit Student Loan Trust 2005-A (the "Trust") made its regular quarterly distribution of funds to holders of its Student Loan-Backed Notes.01 Sallie Mae, Inc., ~~Other~~as ~~Events~~the administrator, distributed the Quarterly Servicing Report for the Trust dated as of May 31, 2005 to the Trust’s noteholders of record.

~~Closing of~~Item 9.01. ~~SLM~~FINANCIAL ~~Private~~STATEMENTS, ~~Credit~~PRO ~~Student~~FORMA ~~Loan~~FINANCIAL ~~Trust~~STATEMENTS ~~2005-A~~AND EXHIBITS

~~Effective~~ The asAdministrator ~~of March 28~~is filing, ~~2005,~~on ~~SLM~~behalf ~~Education~~of ~~Credit Funding LLC (~~the ~~“Depositor”) and Chase Bank USA~~Trust, ~~National~~the ~~Association, not in its individual capacity but solely~~Quarterly asServicing ~~trustee~~Report ~~(the~~reflecting ~~“Trustee”) executed and delivered~~ the Trust’s ~~Agreement~~activities ~~dated~~for asthe ofperiod ~~April~~ended 1May 31, 2005, ~~pursuant~~as toan ~~which~~Exhibit ~~the~~to ~~SLM~~this ~~Private~~Form ~~Credit Student Loan Trust 2005~~8-~~A was formed (the “Trust”)~~K. The ~~Trust~~Quarterly ~~Agreement~~Servicing ~~was amended by the Amended~~Reports ~~and~~as ~~Restated~~well ~~Trust~~as ~~Agreement~~other ~~dated~~information ~~April~~about ~~28,~~the ~~2005~~Trust byare ~~and~~also ~~among~~available ~~the~~on ~~Depositor,~~ the ~~Trustee~~Administrator’s ~~and~~website at ~~the Indenture Trustee (as defined below)~~http://www2.salliemae.com/investors/debtasset/slmsltrusts/.

On April 20, 2005, the following agreements were executed and delivered by the respective parties thereto: the Underwriting Agreement and the Pricing Agreement relating to certain Student Loan-Backed Notes, each dated April 20, 2005, among the Depositor, SLM Education Credit Finance Corporation (“SLM ECFC”), SLM Corporation and Credit Suisse First Boston LLC, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Morgan Stanley & Co. Incorporated (the “Underwriters”).

In connection with the foregoing, the following agreements were executed and delivered by the respective parties thereto: (a) the Depositor Sale Agreement, dated as of April 28, 2005, by and between SLM ECFC and the Depositor; (b) the Depositor Sale Agreement, dated as of April 28, 2005, by and between VG Funding, LLC and the Depositor; (c) the Issuer Sale Agreement dated April 28, 2005 between the Depositor and the Trust; (d) the Indenture, dated as of April 1, 2005, by and between the Trust and JPMorgan Chase Bank, N.A., not in its individual capacity but solely as the indenture trustee under the Indenture (the “Indenture Trustee”); (e) the Administration Agreement, dated as of April 1, 2005, by and among the Trust, Sallie Mae, Inc., in its capacity as the administrator and the servicer (the “Administrator” and the “Servicer”), the Depositor and the Indenture Trustee, and (f) the Servicing Agreement, dated as of April 1, 2005, by and among the Servicer, the Administrator, the Trust, and the Indenture Trustee.

On April 28, 2005, the Trust issued $1,650,794,000 of its Floating Rate Student Loan-Backed Notes.

Item 7. Financial Statements, Pro Forma Financial Statements and Exhibits

1.1		Underwriting Agreement relating to the Student Loan-Backed Notes, dated April 20, 2005, by and among the Depositor, SLM ECFC, SLM Corporation and the Underwriters.
1.2		Pricing Agreement relating to the Student Loan-Backed Notes, dated April 20, 2005, by and among the Depositor, SLM ECFC, SLM Corporation and the Underwriters.
4.1		Amended and Restated Trust Agreement, dated as of April 28, 2005, by and among the Depositor, the Trustee and the Indenture Trustee.

19.1 Quarterly Servicing Report for SLM Private Credit Student Loan Trust 2005-A

4.2		Indenture, dated as of April 1, 2005, by and between the Trust and the Indenture Trustee.
99.1		Depositor Sale Agreement, dated as of April 20, 2005, by and between the Depositor and SLM ECFC.
99.2		Depositor Sale Agreement, dated as of April 28, 2005, by and between the Depositor and VG Funding, LLC.
99.3		Issuer Sale Agreement, dated as of April 20, 2005, by and between the Depositor and the Trust.
99.4		Administration Agreement, dated as of April 1, 2005, by and among the Trust, the Administrator, the Depositor, the Servicer and the Indenture Trustee.
99.5		Servicing Agreement, dated as of April 1, 2005, by and among the Servicer, the Administrator, the Depositor and the Indenture trustee..

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Trust has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: ~~April 28~~June 29, 2005

PRIVATE STUDENT LOAN TRUST 2005-A
SLM PRIVATE CREDIT STUDENT LOAN TRUST 2005-A
By:	~~Sallie~~SALLIE ~~Mae~~MAE, ~~Inc~~INC.~~, in its capacity as the administrator~~
By:	/s/ J. LANCE FRANKE
the Administrator
Name:	J. Lance Franke
By:	/s/ C.E. ANDREWS
Title:	Senior Vice President, Finance
	Name: C.E. Andrews
	Title: Executive Vice President, Accounting and Risk Management

~~INDEX~~ Page TO 2 ~~EXHIBIT~~of 3 Exhibit Index appears on Page 3

Exhibit Number		Exhibit
1.1		Underwriting Agreement relating to the Student Loan-Backed Notes, dated April 20, 2005, by and among the Depositor, SLM ECFC, SLM Corporation and the Underwriters.
1.2		Pricing Agreement relating to the Student Loan-Backed Notes, dated April 20, 2005, by and among the Depositor, SLM ECFC, SLM Corporation and the Underwriters.
4.1		Amended and Restated Trust Agreement, dated as of April 28, 2005, by and among the Depositor, the Trustee and the Indenture Trustee.
4.2		Indenture, dated as of April 1, 2005, by and between the Trust and the Indenture Trustee.
99.1		Depositor Sale Agreement, dated as of April 20, 2005, by and between the Depositor and SLM ECFC.
99.2		Depositor Sale Agreement, dated as of April 28, 2005, by and between the Depositor and VG Funding, LLC.
99.3		Issuer Sale Agreement, dated as of April 20, 2005, by and between the Depositor and the Trust.
99.4		Administration Agreement, dated as of April 1, 2005, by and among the Trust, the Administrator, the Depositor, the Servicer and the Indenture Trustee.
99.5		Servicing Agreement, dated as of April 1, 2005, by and among the Servicer, the Administrator, the Depositor and the Indenture trustee.

INDEX TO EXHIBITS

Page 3 of 3
Exhibit Index appears on Page 3

Exhibit Number

Exhibit

Quarterly Servicing Report for SLM Private Credit Student Loan Trust 2005-A

Filing Compare · SLM Private Credit Student Loan Trust 2005-A