UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-D

ASSET-BACKED ISSUER
DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

For the monthly distribution period from ~~January~~March 2627, 2009 to ~~February~~April 2426, 2009

Commission File Number of issuing entity: 000-20787-07, 333-130508-01

000-20787-07, 333-130508-01

AMERICAN EXPRESS CREDIT ACCOUNT MASTER TRUST

(Exact name of issuing entity as specified in its charter)

Commission File Number	Commission File Number	Commission File Number
Commission File Number of Depositor:	Commission File Number of Depositor:	Commission File Number of Depositor:
of Depositor:	of Depositor:	of Depositor:
000-21424-04, 333-130508-03	333-113579-02, 333-130508	333-113579-01, 333-130508-02
American Express	American Express	American Express
Receivables Financing	Receivables Financing	Receivables Financing
Corporation II	Corporation III LLC	Corporation IV LLC
(Exact name of depositor	(Exact name of depositor	(Exact name of depositor
as specified in its charter)	as specified in its charter)	as specified in its charter)
13-3854638	20-0942395	20-0942445
(I.R.S. Employer	(I.R.S. Employer	(I.R.S. Employer
Identification Number	Identification Number	Identification Number
of depositor)	of depositor)	of depositor)

American Express Centurion Bank		American Express Bank, FSB
(Exact name of sponsor as		(Exact name of sponsor as
specified in its charter)		specified in its charter)
Delaware		Not Applicable
State or other jurisdiction of		(I.R.S. Employer
incorporation or organization of		Identification Number of
the issuing entity		the issuing entity
c/o The Bank of New York
101 Barclay Street, New York		10286
(Address of the principal executive		(Zip Code)
offices of the issuing entity)


American Express Receivables Financing Corporation II	American Express Receivables Financing Corporation III LLC	American Express Receivables Financing Corporation IV LLC

(Exact name of depositor as specified in its charter)	(Exact name of depositor as specified in its charter)	(Exact name of depositor as specified in its charter)

(Telephone number, including area code)


13-3854638	20-0942395	20-0942445

(I.R.S. Employer Identification Number of depositor)	(I.R.S. Employer Identification Number of depositor)	(I.R.S. Employer Identification Number of depositor)

~~Not~~American ~~Applicable~~Express Centurion Bank American Express Bank, FSB (Exact name of sponsor as specified in its charter) (Exact name of sponsor as specified in its charter)

~~(Former~~Delaware ~~name,~~Not ~~former~~Applicable ~~address,~~State ifor ~~changed~~other ~~since~~jurisdiction ~~last~~of ~~report)~~incorporation or organization of the issuing entity (I.R.S. Employer Identification Number of the issuing entity


c/o The Bank of New York 101 Barclay Street, New York		10286

(Address of the principal executive offices of the issuing entity)		(Zip Code)

(Telephone number, including area code)

Not Applicable

(Former name, former address, if changed since last report)

Each class of Series A and Series B Asset Backed Certificates to which this report on Form 10-D relates is subject to the reporting requirements of Section 15(d) of the Securities Exchange Act of 1934.

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes þ ~~Noo~~ No o

TABLE OF CONTENTS

~~PART I — DISTRIUTION INFORMATION~~	PART I — DISTRIUTION INFORMATION
	Item 1. Distribution and Pool Performance Information
	Item 1. Distribution and Pool Performance Information.
~~PART II — OTHER INFORMATION~~	PART II — OTHER INFORMATION
	Item 9. Exhibits.
SIGNATURES
EX-99: MONTHLY SERVICER'S REPORT
EX-99

PART I — ~~DISTRIBUTION~~DISTRIUTION INFORMATION

Item 1. Distribution and Pool Performance Information.

The information required by Item 1121 of Regulation AB is contained in the distribution report attached hereto as Exhibit 99.

PART II — OTHER INFORMATION

Item 9. Exhibits.

Exhibit No.		Description		~~Description~~
99	99	Monthly Servicer’s Certificate for the Monthly Period ending April 26, 2009 and the related payment dates.		~~Monthly Servicer’s Certificate for the Monthly Period ending February 24, 2009 and the related payment dates.~~

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Date: ~~March~~May 1615, 2009

American Express Receivables Financing Corporation II, Depositor By: /s/ Anderson Y. Lee Name: Anderson Y. Lee Title: President American Express Receivables Financing Corporation III LLC, Depositor By: /s/ Catherine M. Hogan Name: Catherine M. Hogan Title: President American Express Receivables Financing Corporation IV LLC, Depositor By: /s/ ~~Robert~~Denise ~~Radle~~D. Roberts Name: ~~Robert~~Denise ~~Radle~~D. Roberts Title: President

Table of Contents

Table of Contents

Table of Contents

Filing Compare · AMERICAN EXPRESS RECEIVABLES FINANCING CORP III LLC