8-K 1 a39544.txt CIT EQUIPMENT COLLATERAL 2004-EF1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 18, 2005 CIT Equipment Collateral - 2004-EF1 (Exact Name of Registrant as Specified in its Charter) Delaware 333-53688-04 75-6724294 (State or other (Commission File (IRS Employer jurisdiction of incorporation) Number) Identification No.) c/o Deutsche Bank Trust Company 1011 Centre Road, Suite 200 Wilmington, Delaware 19805 (Address of principal executive offices and zip code) Registrants' telephone number, including area code: (302) 552-6287 N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14A-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 9.01. Financial Statements and Exhibits. (c). Exhibits. The following are filed herewith. The exhibit numbers correspond with items 601 of Regulation S-K.

Exhibit No. Description ----------- ----------- ~~20 Monthly Report delivered by the Trustees to Securityholders in connection with distributions on January 20, 2005~~ 99.1 ~~Certificate~~Pool ofData ~~Servicing Officer~~Report

SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CIT EQUIPMENT COLLATERAL - 2004-EF1 By: THE CIT GROUP/EQUIPMENT FINANCING, INC., as Servicer By: /s/ Usama Ashraf ---------------------------------------- Name: Usama Ashraf Title: Vice President Dated: March 18, 2005

Exhibit No. Description ----------- ----------- 20 Monthly Report with respect to the January 20, 2005 distribution. 99 Certificate of Servicing Officer

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