UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

~~January~~February 3018, 2026

TOYOTA MOTOR CREDIT CORPORATION (Exact Name of Registrant as Specified in its Charter)

(Exact Name of Registrant as Specified in its Charter)

California	1-9961	95-3775816
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

6565 Headquarters Drive, Plano, TX 75024 (Address of principal executive offices, including zip code)

(~~Address~~469) of486-9300 (Registrant's ~~principal~~telephone ~~executive offices~~number, including ~~zip~~ area code)

Not Applicable (~~469)~~Former ~~486-9300~~Name or Former Address, if Changed Since Last Report)

(Registrant's telephone number, including area code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

Title of each class		Trading symbol(s)		Name of each exchange on which registered
Medium-Term Notes, Series B Stated Maturity Date January 11, 2028		TM/28		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 87.01 ~~Other~~Regulation ~~Events~~FD Disclosure.

~~Brittany Baird, Vice President and Chief Accounting Officer of~~ Toyota Motor Credit Corporation ~~(the~~has ~~“Company”)~~prepared ismaterials ~~expected~~for ~~to commence a leave~~investors ~~in February 2026~~ and ~~return~~other inbusiness ~~May 2026~~information. ~~During~~The ~~Ms.~~materials ~~Baird’s~~are ~~absence,~~furnished ~~Carlos Adrian Gruebler, Vice President and Chief Financial Officer of Toyota Financial Savings Bank~~ (~~“TFSB”~~not filed) ~~will serve~~ as ~~principal~~Exhibit ~~accounting~~99.1 ~~officer for the Company under a dual employment arrangement between the Company~~ and ~~TFSB.~~Exhibit ~~Upon Ms~~99.2 ~~Baird’s~~to ~~return~~this ~~from~~Current ~~leave,~~Report ~~she~~on ~~will resume her role as the Company’s~~Form ~~principal~~8-K ~~accounting~~pursuant ~~officer~~to asRegulation ~~its Vice President and Chief Accounting Officer~~FD.

MrItem 9.01 ~~Gruebler,~~Financial ~~58,~~Statements ~~has served as Vice President~~ and ~~Chief Financial Officer of TFSB since April 2024~~Exhibits. Prior to this role, Mr. Gruebler served as General Manager of International Operations of the Company from June 2021 to September 2024. Prior to joining the Company, Mr. Gruebler was Senior Vice President Finance of TD Bank N.A. from April 2015 to June 2021.

~~SIGNATURES~~(d) Exhibits.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Exhibit No.		Description

99.1		Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

99.2		Toyota Business Highlights (furnished pursuant to Regulation FD)

104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

	TOYOTA MOTOR CREDIT CORPORATION
Date: January 30, 2026	By:	/s/ Ellen L. Farrell
		Ellen L. Farrell
		Group Vice President, Chief Legal, Compliance and Administrative Officer, and Secretary

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	TOYOTA MOTOR CREDIT CORPORATION


Date: February 18, 2026	By:	/s/ Tellis Bethel
		Tellis Bethel
		Group Vice President and Chief Financial Officer

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