FORM 6-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 of

the Securities Exchange Act of 1934

For the month of ~~August~~November 2016

Commission File Number 333-207913

Concordia Financial Group, Ltd.

(Translation of Registrant’s Name Into English)

7-1, Nihonbashi 2-chome,

Chuo-ku, Tokyo 103-0027 Japan

103-0027

Japan

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F X Form 40-F

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes No X

If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b):

Materials Contained in this Report:

1. English translation of the Japanese-language ~~Notice~~FY2016 ofSecond ~~Capital~~Quarter ~~Ratio~~Consolidated Financial Results for the ~~1st~~period ~~Quarter~~ ended ~~June~~September 30, 2016, as ~~announced~~filed by the registrant with the Tokyo Stock Exchange on ~~August~~November 1511, 2016.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Concordia Financial Group, Ltd. By: /s/ Kenichi Kawamura Name: Kenichi Kawamura Title: Director

Date: November 14, 2016

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