UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~December 3~~January 28, ~~2024~~2025

The First Bancshares, Inc.

(Exact name of registrant as specified in its charter)


Mississippi	000-22507	64-0862173
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)


6480 U.S. Highway 98 West, Hattiesburg, Mississippi			39402
(Address of principal executive offices)			(Zip Code)


Registrant’s telephone number, including area code			(601) 268-8998


N/A
(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common Stock	FBMS	NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405 ~~of this chapter~~) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2 ~~of this chapter~~).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 72.0102. ~~Regulation~~Results FDof ~~Disclosure~~Operations and Financial Condition

On January 28, 2025, The First Bancshares, Inc. ~~has~~issued ~~made~~a ~~available~~press ~~the~~release ~~3rd~~announcing ~~Quarter~~its ~~2024~~results ~~Investor~~of ~~Presentation~~operations onfor the ~~Company's~~fourth ~~website,~~quarter ~~www~~of 2024.~~thefirstbank.com,~~ inA copy of the ~~Investor~~press ~~Relations~~release ~~section~~is ~~under~~attached ~~"Presentations~~hereto as Exhibit 99.1 and ~~Press~~incorporated ~~Releases"~~herein.

AIn ~~copy~~accordance with General Instructions B.2 of Form 8-K, the ~~presentation~~information isin ~~attached~~Item ~~hereto~~2.02 asof this report (including Exhibit 99.1) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and shall not be incorporated ~~herein~~by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

~~In accordance with General Instructions B.2 of Form 8-K, the information in~~ Item 78.01 ~~of this report (including Exhibit 99~~.1) ~~shall~~Other not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.Events

On January 28, 2025, The First Bancshares, Inc. announced the declaration of a $0.25 per share quarterly cash dividend. The dividend is payable on February 26, 2025 to shareholders of record as of the close of business on February 10, 2025.

Item 9.01. Financial Statements and Exhibits

Exhibit No.			Description
99.1			~~FBMS~~Press ~~3rd~~Release ~~Quarter~~dated January 28, 2025 announcing fourth quarter, 2024 ~~Investor~~results ~~Presentation~~and the declaration of a cash dividend
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			The First Bancshares, Inc.
Date: December 3, 2024
Date: January 28, 2025
			/s/ Donna T. (Dee Dee) Lowery
			Name: Donna T. (Dee Dee) Lowery
			Title: EVP and CFO

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