UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 21 31, 2025

CFSB BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

United States of America	001-41220	87-4396534
Massachusetts	001-41220	87-4396534
(State or Other Jurisdictionof Incorporation)	(CommissionFile No.)	(I.R.S. EmployerIdentification No.)
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)
15 Beach Street, Quincy, Massachusetts		02170
(Address of Principal Executive Offices)		(Zip Code)

15 Beach Street, Quincy, Massachusetts				02170
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s telephone number, including area code: (617) 471-0750

Registrant’s telephone number, including area code: (617) 471-0705

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	~~TradingSymbol(s)~~Name of each exchange on which registered		~~Name of each exchangeon which registered~~
Common, Par Value $0.01 Per Share	CFSB	~~CFSB~~Nasdaq Stock Market LLC		~~Nasdaq Stock Market LLC~~

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 82.01 ~~Other~~Completion ~~Events.~~of Acquisition or Disposition of Assets

OnEffective October 21 31, 2025, CFSB Bancorp, Inc. (“CFSB Bancorp”), ora ~~the~~federal ~~“Company”)~~corporation, ~~and~~completed its previously announced merger with Hometown Financial Group, Inc., a Massachusetts corporation (“Hometown Financial ~~Group~~”), ~~announced~~pursuant ~~that~~to ~~they~~the ~~have~~Agreement ~~received~~and ~~the~~Plan ~~requisite~~of ~~regulatory~~Merger, ~~approvals~~dated ~~from~~as ~~the~~of ~~Board~~May of20, ~~Governors~~2025, ofby ~~the~~and ~~Federal~~among ~~Reserve~~Hometown ~~System~~Financial ~~and~~Group, ~~the~~MHC, a Massachusetts ~~Division~~mutual ofholding ~~Banks~~company, ~~necessary~~Hometown toFinancial ~~complete~~Group, Inc., ~~their~~a ~~previously~~Massachusetts ~~announced~~corporation ~~merger~~ (~~the~~ “~~Merger~~Hometown Financial”), asHometown ~~well~~Financial asAcquisition ~~the~~Corp. ~~merger~~II, ofa ~~Colonial~~Massachusetts ~~Federal~~corporation ~~Savings~~and ~~Bank, a~~ wholly -owned subsidiary of ~~CFSB~~Hometown ~~Bancorp~~(“Merger Sub”), ~~with~~15 ~~and~~Beach, ~~into North Shore Bank~~MHC, a ~~wholly~~federal ~~owned~~mutual ~~subsidiary~~holding ofcompany, ~~Hometown~~and ~~Financial,~~CFSB ~~with~~Bancorp (the ~~North~~“Merger ~~Shore~~Agreement”). ~~Bank~~Pursuant asto the ~~surviving~~Merger ~~bank.~~Agreement, CFSB Bancorp ~~and~~merged ~~Hometown~~with ~~Financial~~Merger ~~anticipate~~Sub, ~~closing~~with ~~the~~CFSB ~~Merger~~Bancorp ~~on October 31~~surviving, ~~2025,~~followed ~~subject~~immediately toby the ~~satisfaction~~merger of ~~customary~~CFSB ~~closing~~Bancorp ~~conditions~~into Hometown Financial, with Hometown Financial surviving (the “Merger”).

Immediately following the Merger, Colonial Federal Savings Bank, a wholly-owned subsidiary of CFSB, ~~Bancorp’s~~merged ~~shareholders~~with ~~approved~~and ~~the~~into ~~Merger~~North atShore Bank, a ~~special~~Co-Operative Bank, ~~meeting~~a wholly-owned subsidiary of ~~shareholders~~Hometown, ~~held~~with onNorth ~~September 16~~Shore Bank, ~~2025~~a Co-Operative Bank surviving.

~~Forward~~Under ~~Looking~~the ~~Statements~~terms of the Merger Agreement, CFSB Bancorp’s shareholders are entitled to receive $14.25 in cash in exchange for each share of CFSB Bancorp common stock that they own.

~~This~~The ~~report~~foregoing ~~contains~~descriptions ~~forward-looking statements as defined in the Private Securities Litigation Reform Act~~ of ~~1995. Such forward-looking statements about~~ the ~~Company~~Merger ~~and~~Agreement ~~their industry involve substantial risks~~ and ~~uncertainties. Statements other than statements of current or historical fact, including statements regarding~~ the ~~Company’s~~Merger ~~future~~do ~~financial~~not ~~condition,~~purport ~~results~~to ofbe ~~operations,~~complete ~~business plans, liquidity, cash flows, projected costs,~~ and ~~the~~are ~~impact~~qualified ofin ~~any~~their ~~laws~~entirety orby ~~regulations~~reference ~~applicable~~ to the Merger ~~Company~~Agreement, ~~are~~which ~~forward-looking~~is ~~statements.~~incorporated ~~Words~~by ~~such~~reference as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “intends,” “plans,” “projects,” “may,” “will,” “could,” “should” and other similar expressions are intended to ~~identify~~Exhibit ~~these forward-looking statements~~2.1 ~~Such~~of ~~statements~~CFSB ~~are~~Bancorp’s ~~subject~~Current toReport ~~factors~~on ~~that~~Form ~~could~~8-K ~~cause~~filed ~~actual~~on ~~results~~May to21, ~~differ materially from anticipated results~~2025.

~~Actual~~Item ~~results could differ materially from such forward-looking statements~~3.01 ~~Certain~~Notice ~~factors~~of ~~that~~Delisting ~~could~~or ~~cause~~Failure ~~actual results~~ to ~~differ~~Satisfy ~~materially from expected results include: failure to satisfy any of the closing conditions of the transaction on~~ a ~~timely~~Continued ~~basis~~Listing orRule ~~at all~~ or ~~other delays in completing the Merger~~Standard; ~~the~~Transfer ~~impacts~~ of tariffs, sanctions and other trade policies of the United States and its global trading counterparts; the impacts of the federal government shutdown; and/or the occurrence of any event, change, or other circumstances that could give rise to the right of one or both of the parties to terminate the merger agreement. Further information about these and other relevant risks and uncertainties may be found in the Company’s Annual Report on Form 10-K for the fiscal year ended June 30, 2025 and in subsequent filings with the Securities and Exchange Commission.Listing

~~Forward-looking~~As ~~statements~~a ~~speak~~result ~~only~~of asthe Merger, CFSB Bancorp no longer fulfills the listing requirements of the ~~date~~Nasdaq ~~they~~Stock ~~are~~Market ~~made~~(“Nasdaq”). ~~The~~CFSB ~~Company~~Bancorp ~~does~~notified ~~not~~Nasdaq that ~~undertake,~~trading in CFSB Bancorp common stock should be suspended and ~~specifically~~the ~~disclaims~~listing ~~any~~of ~~obligation~~CFSB Bancorp common stock should be removed, toin ~~publicly~~each ~~release~~case following the ~~result~~closing of ~~any~~the ~~revisions~~market on October 31, 2025. CFSB Bancorp also requested that ~~may~~Nasdaq befile ~~made~~a notification toof ~~any~~removal ~~forward-looking~~from ~~statements~~listing toof ~~reflect~~CFSB Bancorp common stock on Form 25 with the ~~occurrence~~Securities ofand ~~anticipated~~Exchange orCommission ~~unanticipated~~(the ~~events~~“SEC”) orto ~~circumstances~~deregister ~~after~~CFSB Bancorp’s common stock under Section 12 of the ~~date~~Securities Exchange Act of ~~such~~1934, ~~statements~~as amended (the “Exchange Act”). ~~You~~Hometown ~~are~~Financial, ~~cautioned~~as ~~not~~successor to ~~place~~CFSB ~~undue~~Bancorp, ~~reliance~~intends onto ~~these~~file ~~forward-looking~~a ~~statements~~Form 15 with the SEC to suspend CFSB Bancorp’s reporting obligations under Sections 13 and 15(d) of the Exchange Act.

Item 3.03

Material Modification to Rights of Security Holders

The information set forth under Items 2.01, 3.01 and 5.03 of this Current Report on Form 8-K is incorporated by reference into this Item 3.03.

Item 5.01

Changes in Control of Registrant

The information set forth under Item 2.01 of this Current Report on Form 8-K is incorporated by reference into this Item 5.01.

Item 5.02

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Effective upon the consummation of the Merger, CFSB Bancorp’s directors and executive officers ceased serving in such capacities.

Item 5.03

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

Effective upon the consummation of the Merger, the Charter and the Bylaws of CFSB Bancorp ceased to be in effect.

Item 9.01

Financial Statements and Exhibits

(d) Exhibits.

Exhibit No.		Title

2.1		Agreement and Plan of Merger dated as of May 20, 2025, by and among, Hometown Financial Group, MHC, Hometown Financial Group, Inc., Hometown Financial Acquisition Corp. II, 15 Beach, MHC and CFSB Bancorp, Inc.*

104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

*Schedules have been omitted pursuant to Item 601(b)(2) of Regulation S-K. The Company hereby undertakes to furnish supplementally copies of any of the omitted schedules upon request by the Securities and Exchange Commission; provided, however, that the Company may request confidential treatment pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended, for any schedule so furnished.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

CFSB BANCORP, INC.

HOMETOWN FINANCIAL GROUP, INC., AS SUCCESSOR BY MERGER TO CFSB BANCORP, INC.

DATE: October 21, 2025

/s/ Michael E. McFarland

DATE: November 3, 2025

/s/ Matthew S. Sosik

Michael E. McFarlandPresident and Chief Executive Officer

Matthew S. Sosik Chief Executive Officer

Filing Compare · CFSB Bancorp, Inc. /MA/