UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): ~~September~~December 2720, 2019

SENECA FINANCIAL CORP.

(Exact Name of Registrant as Specified in Charter)

Federal	000-55853		82-3128044
(State or Other Jurisdiction)	(Commission File No.)		(I.R.S. Employer
of Incorporation)			Identification No.)

35 Oswego Street, Baldwinsville, New York		13027
(Address of Principal Executive Offices)		(Zip Code)

Registrant's telephone number, including area code: (315) 638-0233

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 ~~CFR 240.14d-2(b))~~

~~[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17~~ CFR 240.~~13e~~14d-42(cb))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Not Applicable		Not Applicable		Not Applicable

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company [X]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

Item 5.~~03 Amendments~~02 toDeparture ~~Articles~~ of ~~Incorporation~~Directors or ~~Bylaws~~Certain Officers; ~~Change~~Election inof ~~Fiscal~~Directors; ~~Year~~Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

(ae) On ~~Effective~~December ~~on September 27~~20, 2019, the Board of Directors of Seneca Savings, the wholly-owned subsidiary of Seneca Financial Corp., ~~(the~~renewed ~~“Company”)~~for an additional year ~~amended~~ the ~~Company’s~~employment ~~bylaws~~agreements tofor ~~eliminate~~Joseph ~~Article~~G. ~~III~~Vitale, ~~Section~~President 16and ofChief ~~the~~Executive ~~Bylaws~~Officer ~~which~~and ~~provided~~Vincent ~~for~~J. anFazio, ~~age~~Executive ~~limitation~~Vice ofPresident 75and ~~for~~Chief ~~service~~Financial onOfficer. The term of the ~~Board.~~employment ~~The~~agreements ~~Amended~~for Messrs. Vitale and ~~Restated~~ ~~Bylaws~~Fazio, ofas ~~the~~renewed, ~~Company~~will be isJanuary ~~filed~~1, as2020 ~~Exhibit~~through 3December 31, 2022.2 toThere ~~this~~were ~~Current~~no ~~Report~~other onchanges ~~Form~~made ~~8-K~~to the agreements.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.					Description
3.2				Amended and Restated Bylaws of Seneca Financial Corp., dated as of September 27, 2019

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	SENECA FINANCIAL CORP.	~~SENECA FINANCIAL CORP.~~
DATE: October 1, 2019	By:	/s/ Vincent J. Fazio
DATE: December 23, 2019	By: /s/ Joseph G. Vitale
		Vincent J. Fazio
	Joseph G. Vitale
		Executive Vice President and Chief Financial Officer
	President and Chief Executive Officer

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