UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT TO

SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): September 16, 2025

VERIZON MASTER TRUST

(Exact name of Issuing Entity as specified in its charter)

Commission File Numbers: 333-253034-01; 333-278415-01

Central Index Key: 0001844964

VERIZON ABS II LLC

(Exact name of Depositor/Registrant as specified in its charter)

Central Index Key: 0001836995

Delaware		333-253034; 333-278415		23-2259884
(State or Other Jurisdiction of Incorporation of Registrant)		(Commission File Numbers of Registrant)		(IRS Employer Identification No. of Registrant)

CELLCO PARTNERSHIP

(Exact name of Sponsor as specified in its charter)

Central Index Key: 0001175215

One Verizon Way Basking Ridge, New Jersey		07920
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (212) 395-1000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Not applicable		Not applicable		Not applicable

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company [ ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

[ ]

Item 1.01

Entry into a Material Definitive Agreement.

On September 16, 2025 ~~(the “Closing Date”)~~, Verizon Master Trust (the “Trust”) ~~issued~~entered into (i) ~~Class A-1a Asset-Backed Notes with~~ an ~~initial~~Indenture ~~note~~between ~~balance~~the ~~of $601~~Trust,~~430,000;~~ ~~(ii)~~as ~~Class~~trust, ~~A-1b~~and ~~Asset-Backed~~U.S. ~~Notes~~Bank ~~with~~Trust anCompany, ~~initial note balance of $200~~National Association,~~470,000;~~ ~~(iii)~~as ~~Class~~indenture Btrustee ~~Asset-Backed~~and ~~Notes with an initial~~ note ~~balance~~paying ~~of $61~~agent,~~310,000;~~ and (ivii) ~~Class~~a ~~C Asset~~Series 2025-~~Backed~~8 ~~Notes~~Account ~~with~~Control anAgreement ~~initial~~among ~~note balance of $36,790,000 (collectively,~~ the ~~“Notes”)~~Trust, ~~which~~as ~~are further described in the final prospectus dated September 10~~grantor, ~~2025~~U. InS. ~~connection~~Bank ~~with~~Trust ~~the~~Company, ~~issuance~~National ~~of the Notes~~Association, ~~this~~as ~~Current~~secured ~~Report~~party, ~~on Form~~and ~~8-K~~U.S. isBank ~~being~~National ~~filed to file executed copies of the following agreements~~Association, ~~each dated~~ as financial ~~of the Closing Date:~~institution.

1.Item ~~an Indenture between the Trust, as issuer, and U~~8.S.01 Other ~~Bank Trust Company, National Association, as indenture trustee and note paying agent; and~~Events.

2.On aSeptember ~~Series~~16, 2025-7, ~~Account Control Agreement among~~ the Trust, asissued ~~grantor~~$400,000,000 ~~U.S.~~of ~~Bank~~notes ~~Trust~~(Series ~~Company~~2025-8), ~~National~~which ~~Association,~~were asnot ~~secured~~required ~~party,~~to ~~and~~be ~~U.S.~~registered ~~Bank~~under ~~National~~the ~~Association~~Securities Act of 1933, as ~~financial~~amended, ~~institution~~or any state securities laws.

Item 9.01.

Financial Statements and Exhibits.

(a)

Not applicable.

(b)

Not applicable.

(c)

Not applicable.

(d)

Exhibits:

Exhibit No.

Description

14.1*2 ~~Underwriting Agreement~~Indenture, dated as of September 1016, 2025, ~~among~~between the Trust, ~~Cellco~~as ~~and Wells Fargo Securities~~trust, ~~LLC,~~and ~~BNP~~U.S. ~~Paribas~~Bank ~~Securities~~Trust ~~Corp.~~Company, ~~Mizuho~~National ~~Securities USA LLC and TD Securities (USA) LLC~~Association, ~~acting~~as onindenture ~~behalf~~trustee ~~of themselves~~ and asnote ~~representatives~~paying ~~of the several underwriters named in the agreement~~agent.

410.1**7 ~~Master~~Series ~~Collateral~~2025-8 ~~Agency~~Account ~~and~~Control ~~Intercreditor~~ Agreement, dated as of ~~May~~September 2516, ~~2021~~2025, among the Trust, as grantor, U.S. Bank Trust Company, National Association, as ~~master~~secured ~~collateral~~party, ~~agent~~and ~~(the~~U.S. ~~“Master~~Bank ~~Collateral~~National ~~Agent”)~~Association, ~~Cellco,~~ as ~~servicer,~~financial ~~and the creditor representatives from time to time party thereto~~institution.

4.2 Indenture, dated as of September 16, 2025, between the Trust and U.S. Bank Trust Company, National Association, as indenture trustee and note paying agent.

10.1** Amended and Restated Trust Agreement, dated as of May 25, 2021, between Verizon ABS II LLC, as depositor (the “Depositor”) and Wilmington Trust, National Association, as owner trustee (the “Owner Trustee”).

10.2** Originator Receivables Transfer Agreement, dated as of May 25, 2021, between the originators party thereto from time to time and the Depositor.

10.3** Additional Transferor Receivables Transfer Agreement, dated as of May 25, 2021, among Verizon DPPA Master Trust, Cellco, as servicer, and the Depositor.

10.4** Transfer and Servicing Agreement, dated as of May 25, 2021, among the Trust, the Depositor and Cellco, as servicer, marketing agent and custodian.

10.5** Administration Agreement, dated as of May 25, 2021, between the Trust and Cellco, as administrator.

10.6** Account Control Agreement, dated as of May 25, 2021, among the Trust, as grantor, U.S. Bank National Association, as secured party, and U.S. Bank National Association, as financial institution.

10.7 Series 2025-7 Account Control Agreement, dated as of September 16, 2025, among the Trust, as grantor, U.S. Bank Trust Company, National Association, as secured party, and U.S. Bank National Association, as financial institution.

10.8** Parent Support Agreement, dated as of May 25, 2021, by Verizon Communications Inc. and accepted and acknowledged by the Depositor, the Trust and the Master Collateral Agent.

10.9* Second Amended and Restated Asset Representations Review Agreement, dated as of April 23, 2024, among the Trust, Cellco, as servicer, and Pentalpha Surveillance LLC, as asset representations reviewer.

36.1* Depositor Certification, dated September 10, 2025, for shelf offerings of asset-backed securities.

99.1*** Omnibus Amendment No. 1 to the Master Collateral Agency and Intercreditor Agreement, the Originator Receivables Transfer Agreement, the Additional Transferor Receivables Transfer Agreement and the Transfer and Servicing Agreement, dated as of November 4, 2021, among the Trust, the Master Collateral Agent, the originators then party to the Originator Receivables Transfer Agreement, the Depositor, Verizon DPPA Master Trust, and Cellco, as servicer, marketing agent, custodian and administrator.

99.2**** Omnibus Amendment No. 2 to the Master Collateral Agency and Intercreditor Agreement and the Amended and Restated Trust Agreement, dated as of August 11, 2022, among the Trust, U.S. Bank National Association, as master collateral agent, Wilmington Trust, National Association, as owner trustee, Verizon DPPA True-up Trust, Verizon ABS II LLC and Cellco, as administrator of the Trust and as custodian of Verizon DPPA True-up Trust.

99.3***** Amendment No. 2 to the Additional Transferor Receivables Transfer Agreement, dated as of December 22, 2023, among Verizon DPPA Master Trust, Cellco, as servicer, and the Depositor.

99.4****** Amendment No. 3 to the Master Collateral Agency and Intercreditor Agreement, dated as of August 30, 2024, among the Trust, the Master Collateral Agent and Cellco, as administrator.

99.5******* Amendment No. 2 to the Amended and Restated Trust Agreement, dated as of June 20, 2025, among the Depositor, the Owner Trustee, Verizon DPPA True-up Trust and Cellco, as administrator of the Trust and as custodian of Verizon DPPA True-up Trust, and consented to by Royal Bank of Canada.

_________

* Previously filed on Form 8-K on September 12, 2025.

** Previously filed on Form 8-K on May 25, 2021.

*** Previously filed on Form 8-K on November 4, 2021.

**** Previously filed on Form 8-K on August 11, 2022.

***** Previously filed on Form 8-K on December 22, 2023.

****** Previously filed on Form 8-K on September 3, 2024.

******* Previously filed on Form 8-K on June 24, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

VERIZON ABS II LLC

By: /s/ Jon Ransegnola

Name: Jon Ransegnola

Title: Assistant Treasurer

Date: September 1617, 2025

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