CAPITAL ONE FINANCIAL CORP 8-K

What Happened Capital One Financial Corporation filed a Form 8-K on January 22, 2026 (Item 7.01) to furnish its Monthly Charge-Off and Delinquency Metrics as of and for the month ended December 31, 2025. The metrics are provided as Exhibit 99.1 and the report was furnished pursuant to Regulation FD. The filing is signed by Timothy P. Golden, Chief Accounting Officer.

Key Details

• Filing date: January 22, 2026; reporting metrics as of and for the month ended December 31, 2025.
• Item disclosed: 7.01 Regulation FD Disclosure (Exhibit 99.1 — Monthly Charge-Off and Delinquency Metrics).
• Signatory: Timothy P. Golden, Chief Accounting Officer.
• Exhibit list also includes the cover page formatted in Inline XBRL.

Why It Matters This 8-K provides updated, month-end credit-quality metrics (charge-offs and delinquencies) that investors use to monitor the health of Capital One’s lending portfolios and potential trends in credit losses. While the filing itself does not present earnings or changes to executive leadership, the published metrics can influence expectations about future loan loss provisions, net income volatility, and overall asset quality—important inputs when evaluating the company’s near-term financial outlook. Investors should review Exhibit 99.1 for the detailed figures.